First year annual fee waiver

New Customers who successfully apply DBS Live Fresh Card can enjoy the first year annual fee waiver, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month.

Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.

Up to 6% rebate on online spending = 1% rebate on online foreign currency spending + 5% extra rebate of your choice
1% unlimited rebate on online foreign currency spending. No registration is required.
5% Cash Rebate Reward of Your Choice. Register for the Program in DBS Card+ HK and select one spending category. Enjoy an extra rebate of eligible transaction of the chosen spending category.
- 3 “Reward of your choice” categories include:
  1. Entertainment & Travel Expert (Include Entertainment Spending and Online Travel Merchant Spending)
  2. Fashionista (Include Online Beauty, Fashion & Apparel Spending and Selected Online Merchant Spending)
  3. Sustainability & Charity Champion (Including Selected Green Merchants, Social Service Organisations Spending and Online Charity Donations)
- 5% Cash Rebate Reward of Your Choice Selection List: go.dbs.com/hk-lf5list-en
- Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders must click the red InstaRedeem button on the "Spending" page of DBS Card+ to enjoy the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
0.4% cash rebate on other spending categories.

DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction

Flexi Travel – up to 90-day Interest-free Repayment Period for Overseas and Travelling Transaction
iFlexi - up to 90-day Interest-free Repayment Period for Online Transaction
No interest will be charged when you pay off your balance within the interest-free repayment period.

10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.

Cardholders who successfully apply for 6-month Flexi Shopping that charged one-off handling fee via DBS Card+ HK can enjoy a full handling fee rebate.
Applicable to the first 10 eligible transactions during the promotion period
Promotion period: 1 January 2025 – 31 December 2025.

New function of DBS Card +: Spending Limit & Spending On-off. You can easily manage your spending with the app.

Spending Limit: You may set a Retail Spending Limit per month for each Credit Card account with DBS Card+ HK.
Spending On-off: You may use the function to approve or decline certain categories of Spending like “Online Spending”, “Local Spending” and “Overseas Spending”.

Other things to note

MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS.
Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.
Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
- Cardholders must click the red InstaRedeem button on the “Spending” page of DBS Card+ HK to enjoy the Reward.