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All Banking Accounts Type
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All Banking Accounts

Get extra privileges from bank by opening a bank account. We compare bank accounts from all Hong Kong major banks and virtual banks and find out the best offers with highest deposit interest rates and cash rebate.
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FEATURED
Mox Account

Mox Account

Min. Opening Balance
HK$ 0
Saving Account Rate
4.5  %
info
Welcome Offers
HK$ 2,190

5 Offers Available

MoneyHero Limited-Time Exclusive Offer
Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color)
Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color)

+ 5 other gift options

Valid until

08 April 2024

Mox Bank Flash Offer - Extra 15% saving interest rat
Extra 15% saving interest rate
Extra 15% saving interest rate

Valid until

07 April 2024

Mox Bank X Trip.com Promotion
TRIP.COM Hotel Booking 9% Discount
TRIP.COM Hotel Booking 9% Discount

+ 1 other gift options

Valid until

31 December 2024

Welcome Offer: Up to 4.5% p.a. saving rate
Up to 4.5% p.a.
Up to 4.5% p.a.

Valid until

31 March 2024

Mox Bank Welcome Offer - up to HK$800 Cash Rewards with Mox
HK$800 Reward cash
HK$800 Reward cash

Valid until

31 March 2024

FEATURED
CNCBI inMotion

CNCBI inMotion

Min. Opening Balance
HK$ 0
Savings Account Rate
7.28  %
info
Welcome Offers
HK$ 10,680
info

4 Offers Available

MoneyHero Exclusive Offer
Delsey ECLIPSE SE 31
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280, random colour)

+ 4 other gift options

Valid until

08 April 2024

Welcome Offer
HK$400 Cash Rebate
Up to HK$400 Cash Rebate

+ 2 other gift options

Valid until

30 April 2024

Spring Thankful Draw
Spring Thankful Draw
Spring Thankful Draw

Valid until

30 June 2024

Welcome Offer
Up to lifetime $0 brokerage commission for securities purchases
Up to lifetime $0 brokerage commission for securities purchases

+ 1 other gift options

Valid until

29 March 2024

FEATURED
Citigold Account

Citigold Account

Min. Opening Balance
HK$ 1,500,000
USD Time Deposit
Up to 6  %
Welcome Offers
HK$ 41,600

2 Offers Available

Special time deposit rate for new to bank customer
Up to 4.8% HKD time deposit rate
Up to 4.8% HKD time deposit rate

Valid until

31 March 2024

Welcome Offer
Up to HK$41,600 Cash Rebate
Up to HK$41,600 Cash Rebate

Valid until

31 March 2024

Citigold Account

Citigold Account

Min. Opening Balance
HK$ 1,500,000
USD Time Deposit
Up to 6  %
Welcome Offers
HK$ 41,600

2 Offers Available

Special time deposit rate for new to bank customer
Up to 4.8% HKD time deposit rate
Up to 4.8% HKD time deposit rate

Valid until

31 March 2024

Welcome Offer
Up to HK$41,600 Cash Rebate
Up to HK$41,600 Cash Rebate

Valid until

31 March 2024

CNCBI CITICfirst Service

CNCBI CITICfirst Service

Min. Opening Balance
HK$ 1,000,000
Savings Account Rate
7.28  %
info
Welcome Offers
HK$ 140,699
info

3 Offers Available

MoneyHero Exclusive Offer
Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (valued at HK$3,348)
Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (valued at HK$3,348)

+ 4 other gift options

Valid until

21 April 2024

Welcome Offer
Up to HK$140,699 cash rewards
Up to HK$140,699 cash rewards

Valid until

31 March 2024

Spring Thankful Draw
Spring Thankful Draw
Spring Thankful Draw

Valid until

30 June 2024

HSBC Premier

HSBC Premier

Min. Opening Balance
HK$ 1,000,000
Saving Account Rate
Not Available
Welcome Offers
HK$ 48,000
Hang Seng Preferred Banking Account

Hang Seng Preferred Banking Account

Min. Opening Balance
HK$ 200,000
Saving Account Rate
0.001  %
Welcome Offers
HK$ 1,000
BOC Enrich Banking

BOC Enrich Banking

Min. Annual Income
HK$ 200,000
Saving Account Rate
0.001  %
Welcome Offers
Not Available
Standard Chartered Premium Banking Account

Standard Chartered Premium Banking Account

Min. Opening Balance
HK$ 200,000
Saving Account Rate
0.001  %
Welcome Offers
HK$ 900
BEA Supreme Account

BEA Supreme Account

Min. Opening Balance
HK$ 100,000
Saving Account Rate
0.001  %
info
Welcome Offers
Not Available
BEA i-Account

BEA i-Account

Min. Opening Balance
HK$ 0
Saving Account Rate
0.001  %
info
Welcome Offers
Not Available
Ant Bank

Ant Bank

Min. Opening Balance
HK$ 0
Saving Account Rate
3.8  %
info
Welcome Offers
HK$ 89,018

6 Offers Available

Latest Offers for Tax Payment
Double A Points
Double A Points

Valid until

30 April 2024

Latest Offers for Rates
HK$30 Cash Rebate
HK$30 Cash Rebate

+ 1 other gift options

Valid until

15 April 2024

Welcome Offer
HK$100 coupons (HK$50 x 2)
HK$100 coupons (HK$50 x 2)

Valid until

30 April 2024

Monthly Fixed Benefits for Taobao
HK$30 Taobao shopping benefit
HK$30 Taobao shopping benefit

Valid until

30 April 2024

Ant Bank eM+ Upgrade Offer
Up to 3.8% Deposit Annual Interest Rate
Up to 3.8% Deposit Annual Interest Rate

Valid until

30 April 2024

Lucky Draw
Up to HK$88,888 Cash Prize
Up to HK$88,888 Cash Prize

Valid until

31 March 2024

CNCBI inMotion

CNCBI inMotion

Min. Opening Balance
HK$ 0
Savings Account Rate
7.28  %
info
Welcome Offers
HK$ 10,680
info

4 Offers Available

MoneyHero Exclusive Offer
Delsey ECLIPSE SE 31
Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (valued at HK$4,280, random colour)

+ 4 other gift options

Valid until

08 April 2024

Welcome Offer
HK$400 Cash Rebate
Up to HK$400 Cash Rebate

+ 2 other gift options

Valid until

30 April 2024

Spring Thankful Draw
Spring Thankful Draw
Spring Thankful Draw

Valid until

30 June 2024

Welcome Offer
Up to lifetime $0 brokerage commission for securities purchases
Up to lifetime $0 brokerage commission for securities purchases

+ 1 other gift options

Valid until

29 March 2024

WeLab Bank Account

WeLab Bank Account

Min. Opening Balance
HK$ 0
Saving Account Rate
0.01  %
info
Welcome Offers
HK$ 700
info
Airstar Savings Account

Airstar Savings Account

Min. Opening Balance
HK$ 0
Saving Account Rate
5  %
info
Welcome Offers
Not Available
Fubon Bank HKD Statement Savings Account

Fubon Bank HKD Statement Savings Account

Min. Opening Balance
HK$ 0
Saving Account Rate
0.28  %
Welcome Offers
Not Available
Mox Account

Mox Account

Min. Opening Balance
HK$ 0
Saving Account Rate
4.5  %
info
Welcome Offers
HK$ 2,190

5 Offers Available

MoneyHero Limited-Time Exclusive Offer
Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color)
Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random color)

+ 5 other gift options

Valid until

08 April 2024

Mox Bank Flash Offer - Extra 15% saving interest rat
Extra 15% saving interest rate
Extra 15% saving interest rate

Valid until

07 April 2024

Mox Bank X Trip.com Promotion
TRIP.COM Hotel Booking 9% Discount
TRIP.COM Hotel Booking 9% Discount

+ 1 other gift options

Valid until

31 December 2024

Welcome Offer: Up to 4.5% p.a. saving rate
Up to 4.5% p.a.
Up to 4.5% p.a.

Valid until

31 March 2024

Mox Bank Welcome Offer - up to HK$800 Cash Rewards with Mox
HK$800 Reward cash
HK$800 Reward cash

Valid until

31 March 2024

PAOB HKD Saving Deposit

PAOB HKD Saving Deposit

Min. Opening Balance
HK$ 0
Saving Account Rate
6.88  %
info
Welcome Offers
HK$ 1,130
info
ICBC Integrated Bank Account

ICBC Integrated Bank Account

Min. Opening Balance
HK$ 0
Saving Account Rate
0.001  %
Welcome Offers
Not Available
Dah Sing YOU Banking

Dah Sing YOU Banking

Min. Opening Balance
HK$ 0
Saving Account Rate
Not Available
Welcome Offers
HK$ 15,300

2 Offers Available

Moneyhero Exclusive HK$400 voucher
HK$350 Apple Store Gift Card
HK$350 Apple Store Gift Card

+ 1 other gift options

Valid until

31 March 2024

Moneyhero Exclusive HK$400 voucher
HK$50 Wellcome Shopping Voucher
HK$50 Wellcome Shopping Voucher

+ 1 other gift options

Valid until

31 March 2024

Financial insights at your fingertips

Explore new ways to earn, save, and grow your money for short and long-term goals. Browse the latest analyses, tips and hacks from the MoneyHero team so you can get the most from your dollars!

Need some help?

How to find the right financial products for you?

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MoneyHero has partnered with the most trusted banks and financial institutions in Hong Kong to help you find the right financial products for you. Through our comparison engine, you can compare credit cardspersonal loansmortgagesmedical insurancetravel insuranceHK stock accountsUS stock accountsbanking accounts and other financial products. We provide accurate, up-to-date information and an unbiased overview of financial products in Hong Kong so that you can make the best choice, saving your time and money.

Which types of bank accounts are provided in Hong Kong?

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Banks in Hong Kong offer a wide range of bank accounts which are generally categorized as savings, current, time deposits, non-HKD, integrated and investment accounts. Payroll Account is usually recognized as an integrated account. You can start to compare banking accounts from major banks from Hong Kong now.

What are the fees & charges for bank accounts?

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Since many banks in Hong Kong have launched digital services, customers have to pay additional fees for the service involving paperwork. Besides, most banks have set minimum deposit requirements for saving accounts. 

If I am a Hong Kong resident, what documents do I need to apply for a bank account?

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Hong Kong residents only need to provide identification documents like ID card or passport, and the latest residential address proof such as gas or telephone bills.

If I am a non-Hong Kong resident, what documents do I need to apply for a bank account?

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Non-Hong Kong residents need to provide passport and home country residential address proof. Some banks also require proof of employment. For example, foreign domestic helper needs to prepare his or her employment contract showing an employer's residential address.

Are the welcome offers only available to new customers?

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Most welcome benefits are only available to new customers, but some banks may also offer bonus interest rates constantly to existing customers.

Note that the definition of "new customer" differs from banks - it may refer to new-to-bank clients (have not maintained any account from the bank in the past 12 months).

How much deposit can be protected by the Deposit Protection Scheme (DPS) ?

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Under DPS, you can be compensated up to a maximum of HK$500,000.