American Express® Gold Business Card

Last Updated:Aug 2020
$200,000
Min. Annual Income
0.83%
Local Spending - Cashback Rateon local spending
1%
Overseas Spending - Cashback Rateon foreign currency spending
Offers
Benefits
Eligibility
APR/Fees

Offers

Welcome Offers from American Express

OPTION 1

Up to 450,000 Membership Rewards® points + Up to US$350 AWS Promotional Credit

Offer 1 - Up to 450,000 Membership Rewards® points

  • Spend an aggregate of at least HK$60,000 (or equivalent) on Basic and Supplementary cards within the first 3 months from the date of Basic Card approval

Offer 2 - Up to Up to US$350 AWS Promotional Credit

  • Basic Cardmembers who successfully sign up an AWS Account via AWS Special Offer site will be entitled to receive US$50 AWS Promotional Credit.
  • Basic Cardmembers will receive a US$300 AWS Promotional Credit after spending US$100 or above on the new Card consecutively in the first 3 months for AWS services.

Promotion period: from 15 July to 31 December 2020 (both dates inclusive)

Terms and Conditions apply.

No pre-set spending limit

Complimentary Travel Insurance

No pre-set spending limit

Complimentary Travel Insurance

Airport Lounge
Airport Lounge
Free Travel Insurance
Free Travel Insurance
Annual Fee Waiver
Annual Fee Waiver
Airport Lounge
Airport Lounge
Free Travel Insurance
Free Travel Insurance
Annual Fee Waiver
Annual Fee Waiver

Great for

Welcome Offer
Offer 1: Up to 450,000 Membership Rewards® Points in Local Currency Spending
Total Spending of HK$60,000 (or equivalent)
in the first 3 months
Points Earn Rate Rewards Points Entitled
Welcome Bonus HK$1 = 5 points 300,000
Business Gold Program    
Local Currency Spending HK$1 = 2.5 points 150,000
Foreign Currency Spending HK$1 = 3 points 180,000

Offer 2: Up to US$350 AWS Promotional Credit

  • Upon successful card application, Basic Cardmembers who sign up AWS Account and fulfil below AWS Special Offer conditions will be entitled to receive up to US$350 AWS Promotional Credit.
  • The AWS Promotional Credit can apply to the AWS bills to help cover costs that are associated with AWS services.
Earn rewards when you spend with the Card
  • Local Spending - HK$1 = 2.5 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 0.83%.
    • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$6 = 1 mile.
  • Foreign Currency Spending - HK$1 = 3 Membership Rewards points
    • Take American Express Pay with Points Redemption Rate 300 Membership Rewards points = HK$1 as an example. The cashback rate is 1%.
    • Take 15 Membership Reward points = 1 Asia Mile as an example. The air miles conversion rate is HK$5 = 1 mile.
  • Membership Rewards® points can be used for redeeming cash rebate, air miles, dining offers, cash vouchers, hotel stays, card fee waivers, charities donation and other merchandises.
Better Control with the Business
  • No pre-set spending limit
  • Up to 51 credit-free days when paying suppliers
Complimentary Insurance
  • Enjoy complimentary travel insurance by paying the travel tickets with the card.
    Coverage includes: up to HK$2,000,000 Business Travel Accident Insurance, up to HK$8,000 luggage delay and up to HK$10,000 for lost luggage
Lifestyle Benefits
  • Access to airport lounges (twice per year)
  • Access to the World Trade Centre Club Hong Kong
  • Year-round 10% discount on regular priced tickets at Broadway, PALACE and AMC Cinemas
First-year Annual Fee Waiver of HK$980 including 3 Complimentary Supplementary Cards

Need to know

Eligibility Requirements
Applicants need to be
  • over 21 years of age;
  • Gross personal income is over HK$200,000 p.a.;
  • HK or Macau Residents or Citizens; and
  • the owner, partner, shareholder, CEO, managing director or executive of the company.
Existing Business Card or Gold Business Card member and applicants who held The Business Card or Gold Business Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers.

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
0.83%
$6/mile
Overseas Spending
1%
$5/mile

Year-round benefits

OFFER 1

Complimentary Visits to Airport Lounges

Eligibility

APR/Fees

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