American Express Platinum Credit Card

Last Updated:Apr 2019
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero.com.hk

OPTION 1

2 complimentary 3-hour lounge access to Plaza Premium First Hong Kong

Only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019; Gift Cards will be distributed to new customers who successfully applied this service by AMEX

OPTION 2

HK$400 city'super coupon + Le Creuset stoneware cocotte set

Only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019

Welcome Offers from American Express

OPTION 1

HK$500 city'super coupon

Spend HK$5,000 or above within 3 months after card issuance

OPTION 2

600,000 points

  • Enjoy HK$1 = 5 points (i.e. HK$3 = 1 Mile / 1.67% cashback) within 3 months after card issuance
  • Cap: 600,000 points (redeemable for 40,000 Miles / HK$2,000 cash coupon)

Need some help?

No worries, we've got you covered!

Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?

For exclusive offer from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

American Express 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

Citibank 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.

DBS 
Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

PrimeCredit 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

CITIC 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

HSBC 
Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

BEA 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

Which are the credit cards available in Hong Kong? How do I choose my credit cards?

The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Expressand JCB.

In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays.

How do I qualify for a credit card account?

Most Hong Kong credit card providers require applicants to be of legal age and a permanent resident/citizen of Hong Kong.

You would also need to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.

What are the common credit card rewards?

Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash backair milesgift vouchers or free gifts.

Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.

If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.

In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.

Up to 40% off for designated Maxim's restaurants

Up to HK$500 in city’super cash vouchers as welcome gift

Up to 40% off for designated Maxim's restaurants

Up to HK$500 in city’super cash vouchers as welcome gift

Utilities Wallet Rebate
Free Travel Insurance
Utilities Wallet Rebate
Free Travel Insurance

Great for

No spending requirement Spend $5,000 or above Spend $120,000 or above

MoneyHero
Exclusive offer:
Extra 2 complimentary 3-hour lounge access to Plaza Premium First Hong Kong (worth HK$1,760 in sum); OR
$400 city'super coupon + Le Creuset stoneware cocotte set

4 free movie tickets
(Worth $460)
$500 city'super coupon
$2,000 cash vouchers /40,000 miles

You can earn
the value of welcome exclusive offer

$2,220 $2,720 $4,720
HK$1=5 Membership Rewards points / $3=1 mile
  • Applicable to the first HK$120,000 spending within first three months.
  • HK$1=3 Membership Rewards points / $5=1 mile
  • Applicable to the first HK$120,000 charged and billed during each Program Period.
  • HK$1=1 Membership Rewards points / $15=1 mile
  • Applicable to the spending from HK$120,001 and onwards during each Program Period.
  • All spending requirement above applicable to local retails, dinning and online shopping; overseas and online shopping
  • Dining Offer:
  • For 2 – 3 diners, the dinner savings will be changed to 40% off from Monday to Thursday.
  • Extra 10 Membership Rewards Points with HK$1 spent at Hong Kong Parkview
  • Lifestyle Offer:
  • Buy-1-Get-1-Free tickets offer will only be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days.
  • Protection Offer:
  • Travel Accident Insurance, with coverage up to HK$3.5 million; Travel Inconvenience Protection, with coverage up to HK$10,000 per year;
  • Free legal and medical referrals 24 hours a day, 365 days a year for Global Assist Hotline
  • Need to know

    These Welcome Offers are only valid for approved American Express Platinum Credit Card applications that received by American Express International, Inc. on or before 30 September 2019.
    Existing American Express Platinum Basic Credit Card members and applicants who held American Express Platinum Credit Card (Basic card) at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers.
    If Basic Cardmember cancels the American Express Platinum Credit Card within 12 months of card issuance, American Express reserves the right to debit the original price of the Welcome Offers.
    From January 1, 2019 onwards, each program period shall run from January 1 to December 31 of each calendar year.
    Extra exclusive offer - 2 complimentary 3-hour lounge access to Plaza Premium First Hong Kong (worth HK$1,760 in sum) OR HK$400 city'super coupon + Le Creuset stoneware cocotte set: Only applicable to the new applicants from MoneyHero.com.hk from 1 June to 30 September 2019.
  • Plaza Premium First Gift Cards will be distributed to new customers who successfully apply American Express Platinum Credit Card and choose this reward by AMEX
  • All matters and disputes are subject to the final decision of MoneyHero.com.hk and AMEX.
  • To redeem from MoneyHero.com.hk the exclusive rewards, please send your confirmation letter to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
    • For your information security, please cover your private information, such as home address, but leave your name and reference number to verify that your application has been approved.
    • Promotional period: From 1 June to 30 September 2019

    Benefits

    Year-round rewards

    Cash rebate
    Air miles rewards
    Cash rebate
    Air miles rewards
    Local Spending
    1.67%
    $5/mile
    Overseas Spending
    1.67%
    $5/mile
    Dining Spending
    1.67%
    $5/mile

    Need some help?

    No worries, we've got you covered!

    Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?

    For exclusive offer from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

    American Express 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

    Citibank 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.

    DBS 
    Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

    PrimeCredit 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

    CITIC 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

    HSBC 
    Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

    BEA 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

    Which are the credit cards available in Hong Kong? How do I choose my credit cards?

    The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Expressand JCB.

    In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays.

    How do I qualify for a credit card account?

    Most Hong Kong credit card providers require applicants to be of legal age and a permanent resident/citizen of Hong Kong.

    You would also need to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.

    What are the common credit card rewards?

    Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash backair milesgift vouchers or free gifts.

    Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.

    If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.

    In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.

    Year-round benefits

    OFFER 1

    2 complimentary 3-hour lounge access to Plaza Premium First Hong Kong (Promotional period: 1 to 31 May 2019)

    • Only applicable to the new applicants from MoneyHero.com.hk from 1 to 31 May 2019; 
    • Gift Cards will be distributed to new customers who successfully applied this service by AMEX

    Eligibility

    APR/Fees

    Isn't the best product for you?

    Compare more credit cards on MoneyHero.com.hk

    Need some help?

    No worries, we've got you covered!

    Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?

    For exclusive offer from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

    American Express 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

    Citibank 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.

    DBS 
    Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

    PrimeCredit 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

    CITIC 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

    HSBC 
    Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

    BEA 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

    Which are the credit cards available in Hong Kong? How do I choose my credit cards?

    The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Expressand JCB.

    In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays.

    How do I qualify for a credit card account?

    Most Hong Kong credit card providers require applicants to be of legal age and a permanent resident/citizen of Hong Kong.

    You would also need to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.

    What are the common credit card rewards?

    Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash backair milesgift vouchers or free gifts.

    Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.

    If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.

    In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.