BOC Dual Currency Diamond Card

Last Updated:May 2020
$200,000
Min. Annual Income
Benefits
Eligibility
APR/Fees

Up to 4% Cash Rebate with Contactless Payment Transactions

Suitable for people who need to travel between Hong Kong and mainland China

Up to 4% Cash Rebate with Contactless Payment Transactions

Suitable for people who need to travel between Hong Kong and mainland China

Octopus Reload Rebate
Octopus Reload Rebate
Airport Lounge
Airport Lounge
Utilities Wallet Rebate
Utilities Wallet Rebate
Digital Wallet Rebate
Digital Wallet Rebate
Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate
Airport Lounge
Airport Lounge
Utilities Wallet Rebate
Utilities Wallet Rebate
Digital Wallet Rebate
Digital Wallet Rebate
Annual Fee Waiver
Annual Fee Waiver

Great for

Up to HK$300 Cash Rebate / Interest-Free Cash Installment Loan as Welcome Gifts
Requirements Welcome Gifts
(Choose 1 from 2)
Make transactions through mobile payment function (Including BoC Pay, UnionPay App, Apple Pay, Wechat Pay, Alipay HK etc. transactions) within the first two months of card issuance Up to HK$300 Cash Rebate
(HK$10 Cash Rebate upon HK$30 Mobile Spending)
No spending requirement Interest-Free Cash Installment Loan up to HK$80,000
(Not applicable to online applications)
Up to 4% Cash Rebate with Contactless Payment Transactions. You can go shopping easier with more benefits.
  • Earn Gift Points while spending. You can redeem cash rebates, mileage awards and gift vouchers with Gift Points.
  • Enjoy up to 4% cash rebate while spending with UnionPay Mobile QuickPass transaction/Mobile Payment (including BoC Pay, UnionPay App, Apple Pay, Wechat Pay, Alipay HK etc.) transaction locally, in Mainland China or overseas. (HK$/RMB1 spending with contactless payment or mobile payment can earn 10 Gift Points. Take 25,000 Gift Points can redeem HK$100 cash rebate as an example: HK$2,500 contactless payment or mobile payment spending can earn HK$100 cash rebate.)
  • Contactless payment function is applicable to HK$/RMB¥1,000 or below without the need of signature verification.
  • It is quicker and safer to use contactless payment while shopping. It can reduce the risk of counterfeit.
  • Normal spending: 0.4% cash rebate (HK$/RMB1 spending with normal payment can earn 1 Gift Point. Take 25,000 Gift Points can redeem HK$100 cash rebate as an example: HK$25,000 normal payment spending can redeem HK$100 cash rebate.)
You can pay for the Greater Bay Area public transport systems and bills with the card without spending time lining up.
  • Swipe the card to take the Guangzhou-Shenzhen China Railway Highspeed Rail, Guangzhou/Shenzhen Metro and get across the Hong Kong–Zhuhai–Macau Bridge.
  • Pay various types of public service bills such as water, electricity, fuel and television fees in the Greater Bay Area by accessing Cross-border Bill Payment Service via BoC Pay/BOCHK mobile application with the card.
0% Handling Fee for Overseas Spending
Once you start your trip, the card takes care of your travel needs.
    • Enjoy airport limousine transfer service at HK$250 per trip (including single way local transfer service to / from Hong Kong International Airport; an offer for local transfer service in Shanghai city areas to / from Hongqiao or Pudong Airport, local transfer service in Beijing city areas to / from Beijing Capital International Airport, or cross border transfer from Hong Kong to Shenzhen airport).
    • Enjoy 3 times access to LoungeKey Airport Lounges in the mainland, Hong Kong, Macau and Taiwan after accumulating spending of HK$12,000 or above for two consecutive months with the card.
Perpetual Annual Fee Waiver

Need to know

Welcome offers are only applicable to applicants who do not hold or have not held the principal card of BOC Credit Card and/or BOC Dual Currency Credit Card.
  • Applicants who are existing main cardholders of BOC Credit Card and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, BOC Great Wall International Credit Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application.

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
0.4%
$15/mile
Overseas Spending
4%
$15/mile
Octopus Top Up Spending
0.4%
$15/mile
Online Shopping Spending (Overseas)
0.4%
$15/mile
Online Shopping Spending (Local)
0.4%
$15/mile

Eligibility

APR/Fees

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