BOC i-card

Last Updated:May 2020
$150,000
Min. Annual Income
Benefits
Eligibility
APR/Fees

Up to 4% Cash Rebate with Online Purchases and Mobile Payment Transactions

Perpetual Annual Fee Waiver

Up to 4% Cash Rebate with Online Purchases and Mobile Payment Transactions

Perpetual Annual Fee Waiver

Octopus Reload Rebate
Octopus Reload Rebate
Utilities Wallet Rebate
Utilities Wallet Rebate
Digital Wallet Rebate
Digital Wallet Rebate
Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate
Utilities Wallet Rebate
Utilities Wallet Rebate
Digital Wallet Rebate
Digital Wallet Rebate
Annual Fee Waiver
Annual Fee Waiver

Great for

Up to HK$300 Cash Rebate / Interest-Free Cash Installment Loan as Welcome Gifts
Requirements Welcome Gifts
(Choose 1 from 2)
Make transactions through mobile payment function (Including BoC Pay, UnionPay App, Apple Pay, Wechat Pay, Alipay HK etc. transactions) within the first two months of card issuance Up to HK$300 Cash Rebate
(HK$10 Cash Rebate upon HK$30 Mobile Spending)
No spending requirement Interest-Free Cash Installment Loan up to HK$80,000
(Not applicable to online applications)
Up to 4% Cash Rebate with online purchases and mobile payment transactions. You can go shopping easier with more benefits.
  • Earn Gift Points while spending. You can redeem cash rebates, mileage awards and gift vouchers with Gift Points.
  • Enjoy up to 10X Gift Points (equivalent to 4% cash rebate) while shopping online. (HK$1 online spending can earn 10 Gift Points. Take 25,000 Gift Points can redeem HK$100 cash rebate as an example: HK$2,500 online spending can earn HK$100 cash rebate.)
  • Enjoy up to 10X Gift Points (equivalent to 4% cash rebate) while spending with Apple Pay, Google Pay, Samsung Pay, WeChat Pay and Alipay HK. (HK$1 spending with contactless payment or mobile payment can earn 10 Gift Points. Take 25,000 Gift Points can redeem HK$100 cash rebate as an example: HK$2,500 contactless payment or mobile payment spending can earn HK$100 cash rebate.)
  • Normal spending: 0.4% cash rebate (HK$/RMB1 spending with normal payment can earn 1 Gift Point. Take 25,000 Gift Points can redeem HK$100 cash rebate as an example: HK$25,000 normal payment spending can redeem HK$100 cash rebate.)
Perpetual Annual Fee Waiver

Need to know

Welcome offers are only applicable to applicants who do not hold or have not held the principal card of BOC Credit Card and/or BOC Dual Currency Credit Card.
  • Applicants who are existing main cardholders of BOC Credit Card and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, BOC Great Wall International Credit Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application.
Each cardholder is entitled to a maximum of 10,000 extra Gift Points per month.
  • Online purchases and mobile payment transactions are entiThe “10X Gift Points” are constituted by the basic 1X Gift Point (HK$1 spending = 1 Gift Point) and extra 9X Gift Points (HK$1 spending = 9 Gift Points).
  • Each cardholder is entitled to a maximum of 10,000 extra Gift Points per month (spending cap: HK$1,111).

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
0.4%
$15/mile
Overseas Spending
0.4%
$15/mile
Online Shopping Spending (Local)
4%
$1.5/mile
Online Shopping Spending (Overseas)
4%
$1.5/mile
Octopus Top Up Spending
0.4%
$15/mile

Eligibility

APR/Fees

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