Citibank Octopus Visa Platinum Card

Last Updated:Apr 2019
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero.com.hk

OPTION 1

HK$200 Wellcome cash coupon

From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

Welcome Offers from Citibank

OPTION 1

HK$200 cash rebate

  • Eligible Cardholders are entitled to a Welcome Offer of HK$200 cash rebate upon accumulating spending of HK$2,500 or above within the first 2 months from card issuance
  • Promotion period is valid from 1 to 30 June 2019, both days inclusive

15% KMB and LWB Bus Fare Rebate

Earn HK$1 Octopus Cash for every HK$200 spending

15% KMB and LWB Bus Fare Rebate

Earn HK$1 Octopus Cash for every HK$200 spending

Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate

Great for

Welcome gifts:
  • HK$200 cash rebate + HK$12.5 basic cash rebate
  • MoneyHero.com.hk Exclusive Offer:
  • HK$200 Wellcome cash coupon
  • Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of $40 cash rebate
    From June 1 2018 to December 31 2019, Citi Octopus Platinum Cardholders can enjoy 15% KMB and LWB Fare Rebate upon spending of HK$1,500 per month
    Embedded Octopus Service; Cashback rewarded for Octopus Automatic Add Value Service
    HK$200 spending = HK$1 Octopus Cash Rebate

    Need to know

    Eligible Cardholders are entitled to a Welcome Offer of HK$200 cash rebate upon accumulating spending of HK$2,500 or above within the first 2 months from the date of card issuance. Each Eligible Cardholder is entitled to only one Welcome Offer. Promotion period is valid from 1 to 30 June 2019, both days inclusive.
    Successful applicants applying via MoneyHero.com.hk during 1 to 30 June 2019 are entitled to Exclusive rewards.
    Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of $40 cash rebate
    From June 1 2018 to December 31 2019, Citi Octopus Platinum Cardholders can enjoy 15% KMB and LWB Fare Rebate upon spending of HK$1,500 per month. Each Designated Credit Card account will be entitled to a maximum of HK$300 Rebates in each calendar month during the Promotion Period.
    All rebates are in the form of Octopus cash and cannot be converted into cash vouchers or air miles.

    Benefits

    Year-round rewards

    Cash rebate
    Air miles rewards
    Cash rebate
    Air miles rewards
    Local Spending
    0.5%
    N/A
    Overseas Spending
    0.5%
    N/A
    Online Shopping Spending (Overseas)
    0.5%
    N/A
    Octopus Top Up Spending
    0.5%
    N/A

    Year-round benefits

    OFFER 1

    15% KMB and LWB Fare Rebate

    From June 1 2018 to December 31 2019, Citi Octopus Platinum Cardholders can enjoy 15% KMB and LWB Fare Rebate upon spending of HK$1,500 per month. Each Designated Credit Card account will be entitled to a maximum of HK$300 Rebates in each calendar month during the Promotion Period.

    Eligibility

    APR/Fees

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    Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?

    For exclusive offer from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

    American Express 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

    Citibank 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.

    DBS 
    Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

    PrimeCredit 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

    CITIC 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

    HSBC 
    Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

    BEA 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

    Which are the credit cards available in Hong Kong? How do I choose my credit cards?

    The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Expressand JCB.

    In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays.

    How do I qualify for a credit card account?

    Most Hong Kong credit card providers require applicants to be of legal age and a permanent resident/citizen of Hong Kong.

    You would also need to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.

    What are the common credit card rewards?

    Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash backair milesgift vouchers or free gifts.

    Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.

    If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.

    In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.