Citibank Rewards VISA card

Last Updated:Apr 2019
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero.com.hk

OPTION 1

HK$300 Wellcome cash coupon

From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

Welcome Offers from Citibank

OPTION 1

HK$600 Wellcome coupon

  • 135,000 Points (Redeemable for HK$600 Wellcome coupon) upon spending of HK$10,000 or above in the first 2 months after card issuance
  • Promotion period is valid from 1 to 30 June 2019, both days inclusive
OPTION 2

9,000 Miles

  • 135,000 Points (Redeemable for 9,000 Miles) upon spending of HK$10,000 or above in the first 2 months after card issuance
  • Promotion period is valid from 1 to 30 June 2019, both days inclusive

Need some help?

No worries, we've got you covered!

Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?

For exclusive offer from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

American Express 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

Citibank 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.

DBS 
Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

PrimeCredit 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

CITIC 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

HSBC 
Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

BEA 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

Which are the credit cards available in Hong Kong? How do I choose my credit cards?

The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Expressand JCB.

In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays.

How do I qualify for a credit card account?

Most Hong Kong credit card providers require applicants to be of legal age and a permanent resident/citizen of Hong Kong.

You would also need to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.

What are the common credit card rewards?

Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash backair milesgift vouchers or free gifts.

Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.

If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.

In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.

Birthday spending: $1.88=1 miles

Supermarket/ telecom spending: $3=1 mile

Birthday spending: $1.88=1 miles

Supermarket/ telecom spending: $3=1 mile

Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate

Great for

Spending requirements Welcome offer & exclusive reward
Qualified spending of HK$10,000 or above 135,000 Points
(Redeemable for HK$600 Wellcome coupon or 9,000 miles)
Eligible retail transactions via Apple Pay, Google Pay or
Samsung Pay within the first 2 months from the date of card issuance
$40 cash rebate
Successful applications via MoneyHero.com.hk HK$300 Wellcome cash coupon
  Up to HK$900 cash coupon + 
$40 cash rebate
5X rewards points on spending at supermarkets, department stores and telecom providers;
8X reward points in birthday month;
Points will never expire and can be redeemed for rewards anytime;
Avios or Asia Miles redeemed from credit card points.
Enjoy Hong Kong Plaza Premium Lounge access for HK$250 by presenting the card and boarding pass.

Need to know

The Welcome offers are only applicable to customers who currently do not hold and / or have not held any principal card of Citibank Credit Card and / or Citibank Private Label Card issued by Citibank and / or principal card of Diners Club Card issued by Diners Club International (HK) Limited (“Diners”) within the past 12 months from the date of issue of the Eligible Card ("New Customer"). Promotion period is valid from 1 to 30 June 2019, both days inclusive.
To redeem from MoneyHero.com.hk the exclusive rewards, please send your confirmation letter to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
  • For your information security, please cover your private information, such as home address, but leave your name and reference number to verify that your application has been approved.
  • Promotional period: From 1 to 30 June 2019
Terms and Conditions of welcome offer:
135,000 Points (Redeemable for HK$600 Wellcome coupon) upon spending of HK$10,000 or above in the first 2 months after card issuance.
Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of $40 cash rebate
Handling fee of HK$50-HK$300 will be charged for redeeming Points for miles each time.
Terms and conditions apply. For details, please click here for more information.

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
2%
$3/mile
Overseas Spending
0.4%
$15/mile
Digital Wallet Spending
N/A
$15/mile

Need some help?

No worries, we've got you covered!

Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?

For exclusive offer from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

American Express 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

Citibank 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.

DBS 
Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

PrimeCredit 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

CITIC 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

HSBC 
Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

BEA 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

Which are the credit cards available in Hong Kong? How do I choose my credit cards?

The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Expressand JCB.

In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays.

How do I qualify for a credit card account?

Most Hong Kong credit card providers require applicants to be of legal age and a permanent resident/citizen of Hong Kong.

You would also need to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.

What are the common credit card rewards?

Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash backair milesgift vouchers or free gifts.

Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.

If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.

In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.

Eligibility

APR/Fees

Isn't the best product for you?

Compare more credit cards on MoneyHero.com.hk

Need some help?

No worries, we've got you covered!

Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?

For exclusive offer from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

American Express 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

Citibank 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.

DBS 
Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

PrimeCredit 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

CITIC 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

HSBC 
Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

BEA 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

Which are the credit cards available in Hong Kong? How do I choose my credit cards?

The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Expressand JCB.

In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays.

How do I qualify for a credit card account?

Most Hong Kong credit card providers require applicants to be of legal age and a permanent resident/citizen of Hong Kong.

You would also need to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.

What are the common credit card rewards?

Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash backair milesgift vouchers or free gifts.

Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.

If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.

In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.