DBS Black American Express® Card

Last Updated:Mar 2019
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero.com.hk

OPTION 1

HK$300 Wellcome Cash Coupon

  • Only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019

Welcome Offers from DBS

OPTION 1

Up to 100,000 Miles

  • Local Eligible Spending: A maximum of 5,000 miles at the rate of HK$1 = 1 mile for the first HK$5,000; a further mile reward of 47,000 miles at the rate of HK$5 = 1 mile for the thereafter HK$235,000;
  • Overseas Eligible Spending: A maximum of 28,000 miles at the rate of HK$2.5 = 1 mile for the first HK$70,000; A maximum of 20,000 miles at the rate of HK$3 = 1 mile for the first HK$60,000

Need some help?

No worries, we've got you covered!

Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?

For exclusive offer from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

American Express 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

Citibank 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.

DBS 
Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

PrimeCredit 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

CITIC 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

HSBC 
Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

BEA 
Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

Which are the credit cards available in Hong Kong? How do I choose my credit cards?

The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Expressand JCB.

In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays.

How do I qualify for a credit card account?

Most Hong Kong credit card providers require applicants to be of legal age and a permanent resident/citizen of Hong Kong.

You would also need to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.

What are the common credit card rewards?

Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash backair milesgift vouchers or free gifts.

Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.

If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.

In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.

Up to 100,000 welcome miles

Choose from various frequent flyer programs without any fee

Up to 100,000 welcome miles

Choose from various frequent flyer programs without any fee

Great for

Local Spending
  • HK$1 = 1 mile (upper limit: 5,000 miles) for first HK$5,000
  • HK$5 = 1 mile (upper limit: 47,000 miles) for thereafter HK$235,000
  • Overseas Spending
  • HK$2.5 = 1 mile (upper limit: 28,000 miles) for first HK$70,000
  • [Limited Offer till 31 Dec 2019] HK$3 = 1 mile (upper limit: 20,000 miles) for thereafter HK$60,000
  • Register at DBS Omni website or via its mobile app with DBS Black American Express® Card during the promotion period and spend overseas, the first HK$60,000 spending can be entitled to: HK$3 = 1 Mile
  • Promotion Period: 1 March – 31 December 2019
  • Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time.
    Redeem at the rate DBS$72=1,000 Miles without any expiry date and fee. Enjoy 3X DBS$ (HK$6 = 1 mile) on local and overseas spending

    Need to know

    Spending conditions and composition of 100,000 Miles Rewards
  • Local Eligible Spending: A maximum of 5,000 miles at the rate of HK$1 = 1 mile for the first HK$5,000,
    a further mile reward of 47,000 miles at the rate of HK$5 = 1 mile for the thereafter HK$235,000;
  • Overseas Eligible Spending: A maximum of 28,000 miles at the rate of HK$2.5 = 1 mile for the first HK$70,000,
    A maximum of 20,000 miles at the rate of HK$3 = 1 mile for the first HK$60,000;
    ([Limited Offer] Sign up Overseas Spending Upgrade Offer till 31 Dec 2019)

  • Total accumulated miles rewards: 100,000 miles (i.e. DBS$7,200)
    Extra exclusive offer - HK$300 Wellcome cash coupon: Only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019.
    Please click here for guide on coupon redemption.
    All matters and disputes are subject to the final decision of MoneyHero.com.hk and DBS Bank.

    Benefits

    Year-round rewards

    Cash rebate
    Air miles rewards
    Cash rebate
    Air miles rewards
    Local Spending
    1.2%
    $6/mile
    Overseas Spending
    1.2%
    $3/mile

    Need some help?

    No worries, we've got you covered!

    Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?

    For exclusive offer from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

    American Express 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

    Citibank 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.

    DBS 
    Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

    PrimeCredit 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

    CITIC 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

    HSBC 
    Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

    BEA 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

    Which are the credit cards available in Hong Kong? How do I choose my credit cards?

    The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Expressand JCB.

    In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays.

    How do I qualify for a credit card account?

    Most Hong Kong credit card providers require applicants to be of legal age and a permanent resident/citizen of Hong Kong.

    You would also need to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.

    What are the common credit card rewards?

    Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash backair milesgift vouchers or free gifts.

    Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.

    If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.

    In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.

    Eligibility

    APR/Fees

    Isn't the best product for you?

    Compare more credit cards on MoneyHero.com.hk

    Need some help?

    No worries, we've got you covered!

    Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?

    For exclusive offer from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

    American Express 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

    Citibank 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.

    DBS 
    Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

    PrimeCredit 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

    CITIC 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

    HSBC 
    Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

    BEA 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

    Which are the credit cards available in Hong Kong? How do I choose my credit cards?

    The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Expressand JCB.

    In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays.

    How do I qualify for a credit card account?

    Most Hong Kong credit card providers require applicants to be of legal age and a permanent resident/citizen of Hong Kong.

    You would also need to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.

    What are the common credit card rewards?

    Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash backair milesgift vouchers or free gifts.

    Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.

    If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.

    In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.