|Spending requirement ||Welcome Offer |
|Spend over HK$8,000 or above within first 60 calendar days from the issuance of credit card ||New Customers |
(can redeem up to HK$800 shopping vouchers OR 8,000 air miles)
|Existing Customers |
(can redeem up to HK$300 shopping vouchers OR 3,000 air miles)
Easy, across-the-board RewardCash: No upper limits on rebates, no minimum spending requirements, and no registration required
Online transactions: 4% RewardCash (equivalent to HK$2.5 per air mile)
Local supermarket transactions: 2% RewardCash (equivalent to HK$5 per air mile)
Other local and overseas transactions: 1% RewardCash (equivalent to HK$10 per air mile)
Octopus automatic added value service and online bill payments transactions: 0.4% RewardCash (equivalent to HK$25 per air mile)
Perpetual annual fee waiver
Exclusive handling fee offer for Spending Instalment as low as HK$50
Enjoy up to 11% off on worldwide hotel bookings at Hotels.com
Enjoy HK$20 off your orders at Deliveroo
Need to know
The Welcome Offer Promotional Period starts now till 20 May 2020.
The welcome offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 September 2019.
Hotels.com discount is available on a first-come-first-served basis subject to monthly quota. Customers can enjoy 9% off after the quota is full. Discount is not applicable to non-participating hotels. Deliveroo discount is only applicable to Deliveroo orders over HK$180 by using designated HK$20 off promotion code. Customers can enjoy the discount maximum 4 times a month.
To borrow or not to borrow? Borrow only if you can repay!