HSBC Red Credit Card

Last Updated:Jun 2020
$120,000
Min. Annual Income
Offers
Benefits
Eligibility
APR/Fees

Offers

Welcome Offers from HSBC

OPTION 1

Up to $800 RewardCash or HK$800 Wellcome supermarket vouchers

  • Welcome Gift – $800 RewardCash or HK$800 Wellcome supermarket vouchers (for New Customers) / $300 RewardCash or HK$300 Wellcome supermarket vouchers (for Existing Customers): Spend over HK$8,000 or above within the first 60 calendar days from card issuance

Enjoy 4% RewardCash rebate on online purchases; 2% RewardCash rebate on local supermarket purchases

Perpetual annual fee waiver

Enjoy 4% RewardCash rebate on online purchases; 2% RewardCash rebate on local supermarket purchases

Perpetual annual fee waiver

Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate
Utilities Wallet Rebate
Utilities Wallet Rebate
Annual Fee Waiver
Annual Fee Waiver
Octopus Reload Rebate
Octopus Reload Rebate
Utilities Wallet Rebate
Utilities Wallet Rebate

Great for

Spending requirement Welcome Offer
Spend over HK$8,000 or above within the first 60 calendar days from card issuance New Customers
$800 RewardCash or
HK$800 Wellcome supermarket vouchers
Existing Cusortomers
$300 RewardCash or
HK$300 Wellcome supermarket vouchers

Unlimited RewardCash rebates across the board: No upper limits on rebates, no minimum spending requirement, and no registration needed
Online transactions: 4% RewardCash rebate (equivalent to HK$2.5 per air mile)
Local supermarket transactions: 2% RewardCash rebate (equivalent to HK$5 per air mile)
Other local and overseas transactions: 1% RewardCash rebate (equivalent to HK$10 per air mile)
Octopus Automatic Add-Value Service and online bill payments transactions: 0.4% RewardCash rebate (equivalent to HK$25 per air mile)

Perpetual annual fee waiver
Exclusive handling fee offer for Spending Instalment as low as HK$50
Enjoy up to 11% off worldwide hotel bookings at Hotels.com
Enjoy HK$20 off your orders at Deliveroo

Need to know

The Welcome Offer Promotional Period starts now till 31 Oct 2020
The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 20 Nov 2019
Hotels.com discount is available on a first-come-first-served basis subject to monthly quota. Customers can enjoy 9% off after the quota is full. Discount is not applicable to non-participating hotels. Deliveroo discount is only applicable to Deliveroo orders over HK$180 by using the designated HK$20 off promotion code. Customers can enjoy the discount maximum 4 times a month
To borrow or not to borrow? Borrow only if you can repay!

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
1%
$10/mile
Overseas Spending
1%
$10/mile
Supermarket Spending
2%
$5/mile
Online Shopping Spending (Local)
4%
$2.5/mile
Online Shopping Spending (Overseas)
4%
$2.5/mile
Octopus Top Up Spending
0.4%
$25/mile

Eligibility

APR/Fees

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