HSBC UnionPay Dual Currency Card

Last Updated:May 2020
$60,000
Min. Annual Income
Offers
Benefits
Eligibility
APR/Fees

Offers

Welcome Offers from HSBC

OPTION 1

Up to $800 RewardCash

  • Welcome Gift – $800 RewardCash (for New Customers) / $300 RewardCash (for Existing Customers): Spend over HK$/RMB 8,000 or above within first 60 calendar days from the issuance of credit card

Year-round spending rewards up to 4.4% RewardCash rebate (equivalent to HK$2.3 per air mile)

First 2 years annual fee waiver

Year-round spending rewards up to 4.4% RewardCash rebate (equivalent to HK$2.3 per air mile)

First 2 years annual fee waiver

Annual Fee Waiver
Annual Fee Waiver
Utilities Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
Octopus Reload Rebate
Annual Fee Waiver
Annual Fee Waiver
Utilities Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
Octopus Reload Rebate

Great for

Spending requirement Welcome Offer
Spend over HK$/RMB 8,000 or above within first 60 calendar days from the issuance of credit card New Customers
$800 RewardCash
(can redeem up to HK$800 shopping vouchers OR 8,000 air miles)
Existing Customers
$300 RewardCash
(can redeem up to HK$300 shopping vouchers OR 3,000 air miles) 
Year-round spending rewards up to 4.4% RewardCash rebate (equivalent to HK$2.3 per air mile)
Basic Rewards: earn $1 RewardCash for every HK$250 (equivalent to 0.4% RewardCash rebate) you spend on a credit card.
Enjoy up to 2.4% RewardCash rebate by registering for "Red Hot Rewards of Your Choice" programme and allocating extra RewardCash to your preferred spending categories. (Promotional period till 31 Dec 2020), i.e, earn up to $6 RewardCash for every HK$250.
Enjoy extra 2% RewardCash rebate by registering for "Red Hot Online & Overseas Spending Rewards" to earn 2% RewardCash rebate on eligible online and overseas transactions. (Promotional period till 31 Dec 2020) , i.e, earn extra $5 RewardCash for every HK$250.
Enjoy flexible payment in Hong Kong dollars and Renminbi without worrying about exchange rate fluctuations
First 2 years annual fee waiver

Need to know

The Welcome Offer Promotional Period starts now till 20 May 2020.
The welcome offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 September 2019.
In calculating the Eligible Transactions, the conversion rate of HK$ and RMB will be 1:1.
Cardholders could only enjoy the "Red Hot Rewards of Your Choice" by registering before 31 October 2020 among your six preferred spending categories of Dining, Entertainment, Home, Lifestyle, China Spending and Overseas Spending for the first HK$100,000 eligible spending.
Cardholders could only enjoy the "Red Hot Online & Overseas Spending Rewards" by registering in the promotional period and conducting Eligible Transaction(s) with an Eligible Credit Card for a cumulative Net Spending Amount of HK$3,000 or above in each Phase during the Promotional Period. The total maximum amount of extra RewardCash on Eligible Transactions to be awarded to each Cardholder in each Phase is $300 RewardCash.
To borrow or not to borrow? Borrow only if you can repay!

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
2.4%
$4.17/mile
Overseas Spending
4.4%
$2.27/mile
Online Shopping Spending (Overseas)
4.4%
$2.27/mile
Dining Spending
2.4%
$4.17/mile

Eligibility

APR/Fees

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