|Spending requirements ||Welcome offer |
|Spend over HK$8,000 or above within first 60 calendar days from the issuance of credit card ||New Customers |
|Existing Customers |
|Successfully settle credit card statement or eligible transaction via the "Pay with RC" function on the HSBC Reward+ app within the first 60 calendar days from the issuance of the credit card ||$100 RewardCash |
| ||New Customers can enjoy up to $1,000 RewardCash |
Year-round spending rewards up to 4.4% RewardCash rebate (equivalent to HK$2.3 per air mile)
Basic Rewards: earn $1 RewardCash for every HK$250 (equivalent to 0.4% RewardCash rebate) you spend on a credit card.
Enjoy up to 2.4% RewardCash rebate by registering for "Red Hot Rewards of Your Choice" programme and allocating extra RewardCash to your preferred spending categories.(Promotional period till 31 Dec 2020), i.e, earn up to $6 RewardCash for every HK$250.
Enjoy extra 2% RewardCash rebate by registering for "Red Hot Online & Overseas Spending Rewards" to earn 2% RewardCash rebate on eligible online and overseas transactions. (Promotional period till 31 Dec 2020) , i.e, earn extra $5 RewardCash for every HK$250.
You can earn RewardCash for online bill payment.
Visa Platinum concierge services, including travel information and restaurant reservations
Visa Platinum Club provides exclusive hotel offers, car rental discounts, and more.
First 2 years annual fee waiver
Need to know
The Welcome Offer Promotional Period starts now till 20 May 2020.
The welcome offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 September 2019.
The “Pay with RC” Reward is not applicable to applicants who have logged onto the HSBC Reward+ app between 1 September 2019 and 3 March 2020.
Cardholders could only enjoy the "Red Hot Rewards of Your Choice" by registering before 31 October 2020 among your six preferred spending categories of Dining, Entertainment, Home, Lifestyle, China Spending and Overseas Spending for the first HK$100,000 eligible spending.
Cardholders could only enjoy the "Red Hot Online & Overseas Spending Rewards" by registering in the promotional period and conducting Eligible Transaction(s) with an Eligible Credit Card for a cumulative Net Spending Amount of HK$3,000 or above in each Phase during the Promotional Period. The total maximum amount of extra RewardCash on Eligible Transactions to be awarded to each Cardholder in each Phase is $300 RewardCash.
To borrow or not to borrow? Borrow only if you can repay!