HSBC Visa Signature Card

Last Updated:Nov 2019
$360,000
Min. Annual Income
3.6%
Local Spending - Cashback Rate
Offers
Benefits
Eligibility
APR/Fees

Offers

Welcome Offers from HSBC

OPTION 1

Up to $900 RewardCash

  • Welcome Gift – $800 RewardCash (for New Customers) / $400 RewardCash (for Existing Customers): Spend over HK$/RMB 6,000 or above within first 60 calendar days from the issuance of credit card
  • “Pay with RC” Reward – $100 RewardCash: Successfully settled credit card statement or eligible transaction via “Pay with RC” function in HSBC Reward+ Mobile App within the first 60 calendar days from the issuance of the credit card

Year-round spending rewards up to 5.6% RewardCash rebate (equivalent to HK$1.8 per air mile)

First 2 years annual fee waiver

Year-round spending rewards up to 5.6% RewardCash rebate (equivalent to HK$1.8 per air mile)

First 2 years annual fee waiver

Annual Fee Waiver
Annual Fee Waiver
Utilities Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
Octopus Reload Rebate
Annual Fee Waiver
Annual Fee Waiver
Utilities Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate
Octopus Reload Rebate

Great for

Spending requirements Welcome offer
Spend over HK$/RMB 6,000 or above within first 60 calendar days from the issuance of credit card New Customers: $800 RewardCash
Existing Customers: $400 RewardCash
Successfully settled credit card statement or eligible transaction via “Pay with RC” function in HSBC Reward+ Mobile App within the first 60 calendar days from the issuance of the credit card $100 RewardCash
  New Customers can enjoy up to $900 RewardCash
Year-round spending rewards up to 5.6% RewardCash rebate (equivalent to HK$1.8 per air mile)
Basic Rewards: You can earn $1 RewardCash for every HK$250 (equivalent to 0.4% RewardCash rebate) you spend on a credit card.
Enjoy up to 2.4% RewardCash rebate by registering for "Red Hot Rewards of Your Choice" programme and allocating extra RewardCash to your preferred spending categories. (Promotional period till 31 Dec 2019), i.e, earn up to $6 RewardCash for every HK$250.
Enjoy extra 2% RewardCash rebate by registering for "Red Hot Online & Overseas Spending Rewards" to earn 2% RewardCash rebate on eligible online and overseas transactions. (Promotional period till 31 Dec 2019), i.e, earn extra $5 RewardCash for every HK$250.
Visa Signature Exclusive: Enjoy an extra 1.2% RewardCash rebate on your spending in all spending categories of "Red Hot Rewards of Your Choice" without registration, i.e, earn extra $3 RewardCash for every HK$250.
You could earn RewardCash for pay bills online.
Exclusive 24-hour Concierge and emergency services provided by Visa.

Need to know

The Welcome Offer Promotional Period is from 4 June 2019 to 19 February 2020
Cardholders could only enjoy the "Red Hot Rewards of Your Choice" by registering before 31 October 2019 among your six preferred spending categories of Dining, Entertainment, Home, Lifestyle, China Spending and Overseas Spending for the first HK$100,000 eligible spending.
Cardholders could only enjoy the "Red Hot Online & Overseas Spending Rewards" by registering in the promotional period and conducted Eligible Transaction(s) with an Eligible Credit Card for a cumulative Net Spending Amount of HK$3,000 or above in each Phase during the Promotional Period. The total maximum amount of extra RewardCash on Eligible Transactions to be awarded to each Cardholder in each Phase is $300 RewardCash.
To borrow or not to borrow? Borrow only if you can repay!

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
3.6%
$2.78/mile
Overseas Spending
5.6%
$1.79/mile
Dining Spending
1.6%
$1.79/mile
Online Shopping Spending (Overseas)
5.6%
$1.79/mile

Year-round benefits

OFFER 1

Enjoy free access to the Plaza Premium Lounges

Maximum once per month

Eligibility

APR/Fees

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