CCB (Asia) AIA Mastercard Credit Card

Last Updated:May 2020

$150,000

Min. Annual Income

Offers

Benefits

Eligibility

APR/Fees

Offers

Welcome Offers from China Construction Bank

OPTION 1

AIA Vitality Annual Membership Fee Rebate (Value at HK$300)

Total spending of HK$3,500 or above in the first 3 months from the Card issuance date

OPTION 2

HK$250 Cash Rebate

Total spending of HK$3,000 or above in the first 3 months from the Card issuance date

Enjoy 6/9/12/18 months Installment Plan while subscribing to a new or renewal policy; perpetual annual fee waiver

Utilities Wallet Rebate

Digital Wallet Rebate

Annual Fee Waiver

Octopus Reload Rebate

Utilities Wallet Rebate

Digital Wallet Rebate

Annual Fee Waiver

Octopus Reload Rebate

Great for

Requirements	Offers
Total spending of HK$3,500 or above in the first 3 months from the Card issuance date	AIA Vitality Annual Membership Fee Rebate
Total spending of HK$3,000 or above in the first 3 months from the Card issuance date	HK$250 Cash Rebate

Cardmembers are entitled to the following 3 insurance plans at no premium cost upon accumulated annual spending of HK$12,000 or above during the effective card membership year.

Choose 1 from 3 plans:

Annual Dental Insurance Plan; or
Annual General Practice Outpatient Insurance Plan; or
Annual Medical Check-up Insurance Plan

Subscribe to a new or renewal policy and enjoy 6/9/12/18 months Installment Plan.

Every HK$1 spending will earn 1 bonus point. Accumulated bonus points are valid up to 2 years for you to redeem Asia Miles and other fascinating reward items.

HK$250 Retail Purchases = HK$1 Cash Rebate; HK$15 Retail Purchases = 1 Asia Mile

Enroll "Instant Travel Club", and enjoy 1) Advance Mileage Redemption, 2) 0% Travel Installment, and 3) 3X bonus point for travel and overseas transactions.

Entertainment:

Enjoy 15% off on Ocean Park New Night-Time Entertainment Experience “Gala of Lights” Ticket and one-day admission ticket, and up to 20% off for food and beverage consumption, souvenirs and education programmes at Ocean Park.
Promotion period: from now till 31 December 2020
Exclusive Concerts Priority Bookings

Need to know

Promotion Period: from now till 30 June 2020

To be eligible for the exclusive rewards and welcome offer, applicant must at any time in the 6 months ending on the date of application did not hold any principal credit card issued by CCBA.

The redemption fee for the first 10,000 miles of each Asia Miles Redemption is HK$100, and HK$50 for every additional 5,000 miles (HK$50 will be charged for less than 5,000 miles) of the same Asia Miles Redemption. The maximum redemption fee for a single redemption is HK$300.

Successfully registered for the “Instant Travel Club” membership, you can enjoy 3X (3 times) bonus point rewards with all local travel related transactions (include transactions at travel agencies and airline companies) and oversea retail transactions in non-Hong Kong currency. Eligible Cardmember can receive a maximum of 150,000 extra bonus points (excluding the basic bonus points) per Eligible Credit Card per calendar year under the Bonus Points Rewards. Spending HK$75,000 can enjoy up to 225,000 bonus points (75,000 basic bonus points + 150,000 extra bonus points). 3X bonus point rewards has included the basic bonus points given under Bonus Point Program.

Benefits

Year-round rewards

Cash rebate

Air miles rewards

Cash rebate

Air miles rewards

Local Spending

0.4%

$15/mile

Overseas Spending

1.2%

$5/mile

Online Shopping Spending (Overseas)

1.2%

$5/mile

Online Shopping Spending (Local)

0.4%

$15/mile

Octopus Top Up Spending

0.4%

$15/mile

Eligibility

Minimum Age

18 years old

Min. Annual Income

HK$150,000

APR/Fees

Fees

Annual fee

Perpetual Fee Waiver

Foreign Currency Transaction Fee

1.95%

Repayment

Minimum Payment

All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus (if any) any over-limit amount and past due amount. (the minimum amount of Minimum Payment is HK$200/RMB200)

Late payment charge

5% of Minimum Payment Due (minimum HK$200/RMB200 or amount equal to the Minimum Payment, whichever is lower; and maximum HK$250/RMB250)

Retail Purchase APR

36.07%

Cash Advance APR

37.98%

Other information

Credit card type

Mastercard

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CCB (Asia) AIA Mastercard Credit Card

Offers

AIA Vitality Annual Membership Fee Rebate (Value at HK$300)

HK$250 Cash Rebate

Enjoy 6/9/12/18 months Installment Plan while subscribing to a new or renewal policy; perpetual annual fee waiver

Enjoy 6/9/12/18 months Installment Plan while subscribing to a new or renewal policy; perpetual annual fee waiver

Benefits

Year-round rewards

Eligibility

Eligibility

APR/Fees

Fees

Repayment

Other information

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