CCB (Asia) eye Credit Card

Last Updated: Nov 2023
$
240,000

Min. Annual Income

2
%

Local Spending - Cashback Rate

Online shopping or Visa payWave
Local transactions using Visa contactless payment and online transactions: 2%; Other local spending: 0.4%
2.8
%

Overseas Spending - Cashback Rate

Overseas transactions using Visa contactless payment with "Instant Travel Club" registration
Overseas transactions using Visa contactless payment with "Instant Travel Club" registration: 2.8%; Other overseas transactions with "Instant Travel Club" registration: 1.2%
Perpetual Annual Fee Waiver
Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate

Great for

  • MoneyHero Exclusive Offer

    • New CCB (Asia) Credit Card Customers get rewarded with Sudio F2 Portable Speaker (valued at HK$699; Random Color) / HK$300 Apple Store Gift Card OR Wellcome Shopping Voucher by fulfilling the following requirements:

    Requirements

    From now till 2 January 2024 6 p.m. Successfully apply for the designated CCB (Asia) Credit Card(s) and submitted redemption form via MoneyHero
    On or before 31 January 2024 The card must be approved by CCB (Asia).
    Within 7 days of receiving the form Submit the reward redemption form sent via email previously.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • Upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
      • Designated card(s) include CCB (Asia) eye Credit Card and CCB (Asia) Octopus Auto Living UnionPay Diamond Card.
      • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
  • Welcome Offer - Up to HK$800 Cash Rebate

    Cardmember fulfills the below spending requirement on his/her new Card will be entitled to one of the welcome gift as follows:

    Requirements Welcome Offer

    Successfully apply for "Chill" Spending Installment Program with tenor of 6 months or above and minimum total installment amount of HK$15,000 in the first 3 months from Card issuance date

    HK$800 Cash Rebate

    Minimum total spending of HK$8,000 in the first 2 months from Card issuance date

    HK$500 Cash Rebate
    Cash Rebate will be automatically credited to Cardmembers' Card account within 6 months after you have fulfilled the spending requirement and shown in the monthly statement.
  • 11 pay & play, day by day! - Up to 11% cash rebate

    Complete below missions from 11 September, 2023 to January 10, 2024 and enjoy up to HK$3,200 cash rebate!
    Phase 1 September 11, 2023 to October 10, 2023
    Phase 2 October 11, 2023 to November 10, 2023
    Phase 3 November 11, 2023 to December 10, 2023 Phase 4 December 11, 2023 to 10 January, 2024
    Mission Reward
    You should accumulate the local or online retail spending of HKD8,000 in each phase
    • 2% cash rebate on online shopping or Visa payWave
    • 9% cash rebate on Eligible Dining Spending (with a single net transaction of HK$500 or more)

    • To be eligible for the Program, in each phase, you must be the first 2,200 Cardmembers who have successfully registered during the registration period. Within the Promotion Period, each Cardmember can participate the Program four times. Cardmember shall register once in each phase. Each Cardmember will be entitled to a maximum cash rebate of HKD800 each phase and a maximum of HKD3,200 cash rebate over the whole Promotion Period.
  • Exclusive SmartDelay™ Service

    • From August 6, 2023 to August 31, 2024. Register your eye Visa Signature Credit Card for SmartDelay™ Service at visa.smartdelay.com/CCBA Six hours before flight scheduled departure time. You can register up to extra 4 accompanying guests. When the flight scheduled departure time of successful registered Cardmembers delayed for 120 minutes or more, Cardmember will receive a one-time digital lounge access voucher. Present the Eligible Card and one-time digital lounge access voucher, enter designated airport lounge and enjoy designated services with up to extra 4 accompanying guests who successful registered.
  • 2% cash rebate (equivalent to 5X Bonus Points, or redeem miles as low as HK$3=1 mile) for online shopping or Visa payWave
  • Perpetual Annual Fee Waiver

Need to know

  • Welcome offer is only applicable to applicants who at any time in the 6 months ending on the date of application did not hold any principal credit card issued by China Construction Bank (Asia).
  • Terms and conditions apply. Please refer to CCB (Asia) website for credit card details.
    To borrow or not to borrow? Borrow only if you can repay!

Year-round rewards

Local Spending
2%
Local transactions using Visa contactless payment and online transactions: 2%; Other local spending: 0.4%
Overseas Spending
2.8%
Overseas transactions using Visa contactless payment with "Instant Travel Club" registration: 2.8%; Other overseas transactions with "Instant Travel Club" registration: 1.2%
Online Shopping Spending (Local)
2%
Local transactions using Visa contactless payment and online transactions: 2%
Digital Wallet Spending
2%
Local transactions using Visa contactless payment: 2%; Digital wallet top-up or fund transfer: 0.4%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$240,000

Fees

Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any)(the minimum amount of Minimum Payment is HK$200).
Late payment charge
5% of Minimum Payment Due (minimum HK$200 or amount equal to the Minimum Payment, whichever is lower; and maximum HK$250)
Retail Purchase APR
36.07%
Cash Advance APR
37.98%
Interest Free Repayment Period
55 days

Other information

Credit card type
Visa Platinum

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