TODO
Citi Prestige Card
Last Updated: Nov 2021
$ 600,000
Min. Annual Income
0.8 %
Local Spending - Cashback Rate
(Non-direct Cashback) For local spending: 0.8% cashback; For overseas spending: 1.2% cashback
1.2 %
Overseas Spending - Cashback Rate
(Non-direct Cashback) For local spending: 0.8% cashback; For overseas spending: 1.2% cashback
Exclusive Offer
from MoneyHero
OFFER 1
HK$300 Supermarket Coupon
  • New cardholders of Citi Credit Card (applicants) who successfully apply for Citi Prestige Card via MoneyHero during the promotion period are entitled to MoneyHero exclusive offer HK$300 supermarket coupon.
  • Applicants understand and accept that gift fulfilment is facilitated by MoneyHero; Citibank (Hong Kong) does not have any liability or responsibility for the gift fulfilment.
  • If you have concerns regarding redemption process, please refer to this article.
  • Promotion Period: from now till 30 November 2021

Welcome Offers from Citibank

OFFER 1
240,000 Points (20,000 Miles)
  • Payment of HK$3,800 annual fee can get 240,000 Points (20,000 Miles)
  • Promotion period is valid from now till 30 November 2021.
Enjoy “1-night-for-1-night” – an additional complimentary night for free when you book a room at any of the selected local five-star hotels; Complimentary 4th night at any hotel
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Digital Wallet Rebate
Free Travel Insurance
Utilities Wallet Rebate
Airport Lounge
Octopus Reload Rebate
MoneyHero Exclusive Offer

Great for

  • Citi Prestige Card Welcome Offer
    Requirements Rewards
    Payment of HK$3,800 annual fee 240,000 Points
    (20,000 miles)
  • MoneyHero Exclusive Offer - HK$300 supermarket coupon
    • New customers of Citi Credit Card who successfully apply for Citi Prestige Card via MoneyHero can enjoy HK$300 supermarket cash coupon.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days, please complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Citibank.
    • Tips:
  • Points will never expire
    • Local Spending: HK$6 = 12 Points, equivalent to HK$6 = 1 mile
    • Overseas Spending: HK$4 = 12 Points, equivalent to HK$4 = 1 mile
    • Pay annual fee of HK$3,800 to receive240,000 Points every year from the second year onwards, equivalent to 20,000 Asia Miles
    • Points can redeem cash rebate, vouchers, gifts and airmiles
  • Enjoy “1-night-for-1-night” – an additional complimentary night for free when you book a room at any of the selected local five-star hotels
    • From now till 31 December 2021, Citi Prestige Cardholders enjoy “1-night-for-1-night” – an additional complimentary night for free when they book a room at any of the selected local five-star hotels.
    • The selected local five-star hotels include Rosewood Hong Kong, The Ritz-Carlton, Four Seasons Hotel Hong Kong, Mandarin Oriental, JW Marriott Hotel, Grand Hyatt, Island Shangri-La and Kowloon Shangri-La.
    • Booking arrangements must be made 3 working days in advance via 24-hr Citi Prestige Concierge. Booking Period and Staying Period are subject to availability at time of booking.
  • Complimentary 4th night at any hotel
    • Complimentary night at any hotel when you book a minimum 4-consecutive-night stay including staycation
  • One call connects to 24/7 Citi Prestige Concierge hotline with multiple languages
  • Free global airport lounge access to Mastercard® Airport Experiences provided by LoungeKey
  • Free travel insurance
    • Pay in full or redeem for flight tickets/accommodation/travel tours with your Citi Prestige Card, you and your family can enjoy free travel insurance.
  • Extended warranty insurance, purchase protection insurance, e-commerce protection insurance and more

Need to know

  • Annual fee of HK$3,800 must be paid.
  • MoneyHero exclusive offer is only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").

Year-round rewards

Local Spending
0.8%
(Non-direct Cashback) For local spending: 0.8% cashback; For overseas spending: 1.2% cashback
Overseas Spending
1.2%
(Non-direct Cashback) For local spending: 0.8% cashback; For overseas spending: 1.2% cashback
Digital Wallet Spending
N/A
Octopus Top Up Spending
1%

Year-round benefits

OFFER 1
Free global airport lounge access to Mastercard® Airport Experiences provided by LoungeKey

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$600,000

Fees

Annual fee
HK$3,800
Foreign Currency Transaction Fee
1.95%

Repayment

Minimum Payment
a. The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program and Terms and Conditions for Citi Credit Card "Flexi-Installment" Program) (where applicable)
Late payment charge
HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower
Retail Purchase APR
35.51%
Cash Advance APR
39.72%
Interest Free Repayment Period
58 days

Other information

Credit card type
Mastercard

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