DBS Eminent Visa Platinum Card

Last Updated: May 2023
$
150,000

Min. Annual Income

5
%

Local Spending - Cashback Rate

On designated spending categories with registration successfully in DBS Card+ App
1 % rebate on other local spending
2
%

Overseas Spending - Cashback Rate

Spending in foreign currencies
OFFERS
BENEFITS
ELIGIBILITY
APR/FEES
Exclusive Offer​
from MoneyHero
OFFER 1
HK$200 supermarket coupon
  • From now until 30 June 2023, new DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Platinum Card via MoneyHero are entitled to HK$200 supermarket coupon.
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form. MoneyHero will verify your reward eligibility with DBS.
  • If you have concerns regarding redemption process, please refer to this article.

Welcome Offers from DBS

  • OFFER 1
    Up to HK$1,000 Cash Rebate
    • 10% Cash Rebate on Eligible Spending, with a maximum limit of up to HK$800 Cash Rebate: must accumulate retail spending of HK$2,800 or above with the New Card within 3 months from card issuance date ("Spending Period").; and/or
    • Extra HK$200 Cash Rebate: must accumulate spending or make the transaction as listed below with New Card within Spending Period:
      - HK$1,000 or above in total for retail transactions at AlipayHK or WeChat Pay HK or top-up amount via Octopus Automatic Add Value Service; or
      - apply 12-month or above Flexi Shopping Programme
    • Download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible for the Welcome Offer
    • Promotion Period: 3 January 2023 to 2 July 2023
  • OFFER 2
    DBS Card+ HK$100 “InstaRedeem” Amount
    • New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above
    • The eligible new customers can press the red button to off-set HK$100 of the payable amount for that Eligible Spending via the “InstaRedeem” function of DBS Card+
    • The promotional period is valid from 3 January 2023 to 2 July 2023
1% rebate on local spending, 2% rebate on spending in foreign currencies; foodpanda's pandamart Wednesday Flash Deal up to 25% off, Buy-5-Get-1 Free offers across HK’s Top Coffee Shops
Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate

Great for

  • MoneyHero Exclusive Offer - HK$200 supermarket coupon

    • New DBS Credit Card cardholders who successfully apply for DBS Eminent Visa Platinum Card via MoneyHero are entitled to HK$200 supermarket coupon.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
    • Tips:

  • Welcome Offer

    • New Customers are entitled to receive the applicable welcome gift set out below after fulfilling the relevant spending requirements within 3 months from card issuance date:
    Welcome Gift Spending Requirement

    Up to HK$1,000 Cash Rebate:

    1. 10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of up to HK$800 Cash Rebate; and/or
    2. Extra HK$200 Cash Rebate (“Extra Cash Rebate”)
    • Cash Rebate: accumulate retail spending ("Eligible Spending") of HK$2,800 or above with the New Card within Spending Period
    • Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period:
      • HK$1,000 or above in total for retail transactions at AlipayHK or WeChat Pay HK or top up amount via Octopus Automatic Add Value Service; or
      • apply 12-month or above Flexi Shopping Programme
    • New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to Welcome Gift.
    • Terms and Conditions apply.

  • DBS Card+ Extra Welcome Offer - HK$100 "InstaRedeem" Amount

    • New customers who have successfully applied DBS credit card through DBS Card+ mobile application, and completed a single retail spending with New Card of HK$100 or above, would be eligible to the HK$100 "InstaRedeem" Offer
    • Reloads of e-Wallets (e.g. PayMe, WeChat Pay and Alipay) and retail transactions paid through e-Wallets (except Apple Pay, Google Pay or Samsung Pay) will not be considered as spending for the "InstaRedeem" Offer

  • DBS Eminent Card Brand-new Up to 5% Rebate Program

    • 4 designated spending categories up to 5% rebate (applicable for the first HK$4,000 Eligible Spending in Other Retail Spending in each calendar month)
    • Other retail spending up to 1 % rebate (applicable for the first HK$15,000 Eligible Spending in Other Retail Spending in each calendar month)
    • Registration in DBS Card+ mobile application is required

  • Dining Privileges Up to 30% off

    • HEXA / SIXA 30% off
    • Classified 30% off
    • Conrad Hong Kong up to 15% off
    • Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off
    • JW Marriott Hotel Hong Kong up to 15% off
    • The Mira Hong Kong 15% off
    • BISTECCA 10% off

  • Health & Wellness Privileges Up to 52% off / Enjoy Trial

    • Pure Yoga Trial and Sign-up Offers
    • Zenyum Year-round offer
    • Up to 52% discount on designated check-up plans

  • Enjoy full-year Buy-5-Get-1 Free offers at designated coffee shops

    • Receive 1 stamp for each transaction of HK$25 or above. For every 5 stamps collected, you will receive a HK$25 “InstaRedeem” discount for the 6th transaction in the same month.

Need to know

  • MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.
  • Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
  • New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer
  • Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate

Year-round rewards

Local Spending
5%
1 % rebate on other local spending
Overseas Spending
2%
Dining Spending
5%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$150,000

Fees

Annual fee
HK$1,800

Repayment

Minimum Payment
If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings:
i. all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement of Card Account;
ii. any amount in excess of the credit limit incurred after last statement date; and
iii. 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account;
or HK$300, whichever is higher plus any outstanding minimum payment.
If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance.
Late payment charge
If you fail to pay the minimum payment shown on any monthly statement, the rate for finance charge will be adjusted by adding the following applicable Delinquency Adjustment Rate (the "Adjusted Interest Rate"):
Transaction Type
i. Cash Advance 4.8% (46.45%)
ii. Retail Transaction 4.3% (41.80%*)
iii. Merchant Categories of Internet Bill Payment / JET Payment / Bill Payment through Customer Services Hotline:
• Banking and Credit Card Services / Credit Card Payment / Credit Services 4.8% (43.69%)
• Security Broker 4.3% (43.65%*)
• Others 4.3% (41.80%*)
The APR of the corresponding Adjusted Interest Rate is shown in brackets.
The Adjusted Interest Rate will apply from the day following the date of the monthly statement issued after the occurrence of the delinquency until the full amount or at least the minimum payment is paid on or before the payment due date for 6 consecutive monthly statements.
Retail Purchase APR
36.33%
Cash Advance APR
39.53%
Interest Free Repayment Period
60 days

Other information

Credit card type
Visa Platinum

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