ICBC AXA Platinum Card
Last Updated: Apr 2022
$
250,000
Min. Annual Income
0.5
%
Local Spending - Cashback Rate
on local retail spending
(Non-direct Cashback) For local spending: 0.5% cashback; For overseas spending: 1.5% cashback
1.5
%
Overseas Spending - Cashback Rate
on overseas spending
(Non-direct Cashback) For local spending: 0.5% cashback; For overseas spending: 1.5% cashback
Utilities Wallet Rebate
Octopus Reload Rebate
Great for
- Earn premium payment rewards upon settling your AXA Hong Kong insurance payment with ICBC AXA Platinum Cards. Earn 1 point for every HKD 1 payment.
- Insurance Premium Installment Plan
- 3X Overseas Spending Rewards
Year-round rewards
Local Spending
0.5%
(Non-direct Cashback) For local spending: 0.5% cashback; For overseas spending: 1.5% cashback
Overseas Spending
1.5%
(Non-direct Cashback) For local spending: 0.5% cashback; For overseas spending: 1.5% cashback
Eligibility
Minimum Age
18 years old
Min. Annual Income
$250,000
Fees
Annual fee
$ 1,000
Repayment
Minimum Payment
All interest and fees and charges, overdue payment amount(if any) and over credit limit amount (if any) plus 1% of outstanding prinicipal
Late payment charge
5% of the minimum payment due (minimum HKD130; maximum HKD250)
Retail Purchase APR
36.76%
Cash Advance APR
31.89%
Interest Free Repayment Period
55 days
Show more
Other information
Credit card type
Mastercard, UnionPay Platinum
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