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PrimeCredit WeWa UnionPay Card for University Student

Last Updated: Jul 2022
No Requirement

Min. Annual Income

4
%

Local Spending - Cashback Rate

on local designated stores spending
(direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback
5.4
%

Overseas Spending - Cashback Rate

on Taiwan retail spending
(direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback
OFFERS
BENEFITS
ELIGIBILITY
APR/FEES
Exclusive Offer​
from MoneyHero
OFFER 1
HK$600 cash rebate + HK$200 HKTVmall Coupon
  • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero can enjoy HK$600 cash rebate + HK$200 HKTVmall Coupon
  • PrimeCredit will credit the HK$600 cash rebate into the respective credit card account after the card is successfully approved.
  • HK$600 cash rebate Promotion Period: from now till 30 September 2022
  • HK$200 HKTVmall Coupon Promotion Period: from now till 31 July 2022

How to be entitled to MoneyHero Exclusive Offer?

  • From now till 30 September 2022, new cardholders of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Offer - HK$600 cash rebate
  • From now till 31 July 2022, new cardholders of PrimeCredit Credit Card who successfully apply for PrimeCredit WeWa UnionPay Card via MoneyHero are entitled to enjoy MoneyHero Exclusive Offer - HK$200 HKTVmall Coupon
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Send (1) the name of the applied product, (2) application date, and (3) screen capture of approval SMS or Email notification, to support@moneyhero.com.hk within 7 days of card approval. MoneyHero will verify your reward eligibility.
  • MoneyHero Exclusive Offer is provided by MoneyHero, PrimeCredit has no relation with its redemption, usage and dispute.
  • Terms and conditions apply.

Welcome Offers from PrimeCredit

  • OFFER 1
    De'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine (EC685.M)
    • Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    • The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.
  • OFFER 2
    LG 23.8'' Full HD IPS Monitor (24MP400-B)
    • Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    • The Welcome Offer redemption SMS will be sent to the Cardholder within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card. Please refer to the OmyCard mobile application for details of redemption after receiving Welcome Offer redemption SMS.
  • OFFER 3
    HK$500 Cash Rebate
    • Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    • The rebate amount will be credited into the related PrimeCredit Credit Card account within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card.
  • OFFER 4
    HK$200 Cash Rebate (only for full-time tertiary students)
    • Qualified retail spending over HK$2,000 within the first 90 days of card issuance
    • The rebate amount will be credited into the related PrimeCredit Credit Card account within 4 months upon fulfilling the designated Eligible Retail Purchase Transactions Requirement with the new card.
  • OFFER 5
    Up to HK$90,000 Interest-free Adminitration fee-free Cash Instalment Plan
    • No Spending requirements
Questions you might have

For exclusive offers from MoneyHero, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

American Express
Welcome offers do not apply to current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

Citibank
Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled Citibank credit cards in the past 12 months.

DBS
Current and new customers are eligible for welcome offers. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months.
PrimeCredit
Welcome offers do not apply to current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

CITIC
Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled CITIC credit cards in the past 12 months.

HSBC
Current and new customers are eligible for welcome offers. For more details of welcome offers, please click here.

BEA
Welcome offers do not apply to current customers. Their welcome offers only apply to applicants who have not held or cancelled BEA credit cards in the past 6 months.

The time for each bank to distribute the welcome offer is different. Generally, it will be distributed within 3 months after the Spending Period.

Regarding the cash coupons, costumers can get them once the card application is approved. However, some welcome offers of high value like 10 points, 5% to 7% cash rebate or 100,000 miles have time limit and spending requirements. The most common requirement is that the card holders have to spend certain amount of money within 2 to 3 months.

For virtual rewards like air miles, cash rebates and points, the rewards will be automatically credited to your credit card accounts upon meeting the relevant spending condition. For cash coupon or voucher, it will be mailed to your correspondence address after meeting the fulfilling condition. If your welcome offer is a solid gift like a luggage, a fulfillment letter / redemption letter is what you will receive my mail, and you will need to redeem the gift with the letter in specific venues.

4% rebate on Travel, Cinema, Karaoke, Theme park spending
Please turn off AdBlocker and private mode before application.
Annual Fee Waiver
Airport Lounge
MoneyHero Exclusive Offer

Great for

  • MoneyHero Exclusive Offer - HK$600 cash rebate + HK$200 HKTVmall Coupon

    • New customers of PrimeCredit Credit Card who successfully apply for PrimeCredit Credit Card via MoneyHero can enjoy HK$600 cash rebate + HK$200 HKTVmall Coupon.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • Tips:

  • Welcome Offer

    From 1 July 2022 to 28 February 2023, new PrimeCredit Credit Card Cardholder who successfully applied WeWa UnionPay Diamond Card is entitled to one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified below:

    Eligible Retail Purchase Transactions Requirement Welcome Offers options
    Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date De'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine (EC685.M)
    LG 23.8'' Full HD IPS Monitor (24MP400-B)
    HK$500 Cash Rebate
    No Spending Requirement Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
    Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issuing date HK$200 Cash Rebate
    (Only applicable to Full-time University / Tertiary Student)
  • Crazy WeWa Reward up to 6% Cash Rebate
    • From now till 28 February 2023, using WeWa Credit Cards for local dining and designated online spending, you can enjoy 6% cash rebate
      • Designated online spending including: Deliveroo, foodpanda, OpenRice, Disney+, Netflix, YouTube, Apple Music, JOOX, KKBOX, MOOV, Spotify, App Store, Google Play Store, Nintendo and PlayStation
      • Cardholder is required to register via OmyCard Mobile Application to participate the Promotion
      • Each Cardholder can entitle to a maximum of Extra Cash Rebate HK$300 per calendar month during the Promotion Period, maximum for up to HK$2,400 cash rebate during the promotion period. The Extra Cash Rebate is only counted for Eligible Retail Spending made with WeWa Credit Card from the calendar month of register the Promotion to the end of the Promotion Period.
  • LCX Shopping Privileges
    • From now till 4 September 2022, using PrimeCredit Credit Card for eligible transaction in LCX can enjoy the below offers:
      • Up to HK$1,800 LCX Shopping Coupon: Accumulate spending of HK$800 for single day can redeem HK$150 LCX Shopping Voucher, maximum for up to HK$1,800 LCX Shopping Coupon
      • 30% off discount for designated merchants: Shopping in designated merchants can enjoy up to 30% off discount
      • LCX VIP Pass/Rewards Card redemption: Show up the PrimeCredit Credit Card in LCX Concierge can redeem a LCX VIP Pass - for 10% off discount in designated merchants; accumulate spending at HK$1,600 for single day can redeem LCX Rewards Card (orginal at HK$3,000 spending) - enjoy designated merchants 10% off and other memership priviledges
  • Midtown Dining Offer
    • From now till 30 September 2022, using PrimeCredit Credit Card for eligible spending of HK$800 in Midtown can redeem a HK$100 Midtown Dining e-voucher
      • Designated restaurants including: Hungry Monkey, Ootoya, A Smoking Affair, FJAKA and 101 Grill Bar + Hotpot etc.
  • Enjoy limited-time offers and activities in OmyCard app
    • Enjoy "Hot Deals Patrols" limited-time offers through the app. You can buy popular products at a discounted price.
    • From 1 March 2022 to 31 August 2022, cardholders of WeWa Card can participate in "Selfish Rewards" activity and win prizes through the app. Prizes include discount offers, cash rebate, e-coupon/redemption voucher and interest-free and handling fee-free cash instalment program.
  • Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
    • 4% rebate on Travel, Cinema, Karaoke, Theme park spending (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
    • 0.4% on other spendings (HK$250 = HK$1 cash rebate)
  • 3-month Interest-free Credit Card Transaction Instalment Plan
    • From now till 31 March 2023, enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.
  • Travel Benefits
    • Exemption of foreign transaction fees
    • Enjoy free access to 130 LoungeKey airport lounges 3 times per year
      Cardholders have to sign up and spend HK$12,000 in total within two consecutive months in order to enjoy free access to LoungeKey airport lounges
    • Enjoy airport limousine service for HK$250/ride
  • Annual fee waiver for the first 5 years

Need to know

  • Welcome offers and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.
  • Each card can be entitled to a maximum amount of HK$2,000 extra 1% cash rebate during the Promotion Period.
    • Eligible Retail Purchase Transactions include to all posted retail purchase transactions and Octopus Automatic Add Value Service and exclude Reload of e-Wallets.
    • The promotion period of 2% year-round rebate is valid from 1 January 2021 to 31 December 2022.

Year-round rewards

CASH REBATE
Local Spending
4%
(direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback
Overseas Spending
5.4%
(direct Cashback) For local and overseas designated stores (Travel, Cinema, Karaoke, Theme park) spending: 4%cashback; Other spending: 0.4% cashback

Year-round benefits

OFFER 1
Access to LoungeKey Greater China Airport Lounge for 3 times with HK$12,000 spending

Spend over HK$12,000 within 2 continuous months every year

Eligibility

Minimum Age
18 years old
Min. Annual Income
No Requirement

Fees

Annual fee
HK$800
Foreign Currency Transaction Fee
Waived

Repayment

Minimum Payment
HK$50 or the aggregate amount of all the following items (whichever is higher):
(i) All finance charges and other fees & charges billed;
(ii) 1% of statement balance excluding all finance charges and other fees & charges);
(iii) Outstanding Minimum Payment Due (when applicable); and
(iv) Total over-the-limit amount (when applicable)
Late payment charge
Minimum Payment Due or HK$250 (whichever is lower)
Retail Purchase APR
31.97%
Cash Advance APR
37.56%
Interest Free Repayment Period
53 days

Other information

Credit card type
UnionPay Diamond

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