TODO
“YATA X KUMAMOTO” • Titanium Card
Last Updated: Oct 2021
$ 80,000
Min. Annual Income
0.5 %
Local Spending - Cashback Rate
on local retail spending
(Non-direct Cashback) For local spending: 0.5% cashback
2 %
Overseas Spending - Cashback Rate
on overseas retail spending
(Non-direct Cashback) For local spending: 0.5% cashback; For overseas spending: 2% cashback
Up to 2.5% rebate on overseas spending in Japan
Perpetual Annual Fee Waiver
Annual Fee Waiver
Digital Wallet Rebate
Utilities Wallet Rebate
Octopus Reload Rebate

Great for

  • Suitable for YATA regular shoppers
  • YATA Credit Card Bonus Point Program - Earn Bonus Points while spending. You can redeem cash rebates, mileage awards and gift vouchers with Gift Points.
    • Spend HK$1 = 1 Bonus Point. (For every 25,000 bonus points, you can redeem HK$100 cash credit or cash coupon, rebate 0.4%. Platinum cardholder can even redeem HK$200 cash credit with 40,000 bonus points, rebate up to 0.5%.)
    • Enjoy 5X bonus point by using “YATA X KUMAMOTO” • Titanium Card in Japan. (up to 2.5% rebate).
  • Enjoy multiple shopping privileges at YATA
    • Enjoy HK$50 YATA Gift Certificate for every HK$2,000 spending per month, rebate up to 2.5%.
    • The remaining spending amount or the spending amount less than HK$2,000 will be automatically accumulated for the “Balance Reward” after deduction of the “Monthly Reward” above. You will also be entitled to an extra HK$50 YATA Gift Certificate for every accumulated spending of HK$5,000 within 6 months (cut-off date will be April 15 and October 15 of each year).
    • Enjoy up to 10% off on the purchase of designated products at YATA.
    • Upon purchase of the designated products with HK$1,500 or above at YATA, you can enjoy interest-free installment plan with repayment period up to 36 months. For every HK$1 repaid, you will be entitled to 1 credit card bonus point.
  • “Sure Win Spending Rewards” brings you guarantee extra bonus points
    • You will have the chance of winning 2,000, 3,000 or 30,000 extra bonus points when you spent HK$600 or above for each time.
  • Perpetual Annual Fee Waiver

Need to know

  • The Points accumulated will be valid for up to one year (calculated by Membership year).
    • Voided or expired Points will be automatically purged and cannot be extended or redeemed.
  • Have to call Fubon Bank Integrated Customer Service Hotline for rewards redemption.
    • If the reward redemption is made via mail-in or fax-in, HK$10 administrative fee per application will be charged.

Year-round rewards

CASH REBATE
Local Spending
0.5%
(Non-direct Cashback) For local spending: 0.5% cashback
Overseas Spending
2%
(Non-direct Cashback) For local spending: 0.5% cashback; For overseas spending: 2% cashback
Online Shopping Spending (Local)
0.5%
Online Shopping Spending (Overseas)
0.5%
Octopus Top Up Spending
0.5%

Eligibility

Minimum Age
18 years old
Min. Annual Income
HK$80,000

Fees

Annual fee
Perpetual Annual Fee Waiver
Foreign Currency Transaction Fee
1.85%

Repayment

Minimum Payment
Minimum HK$200 or the aggregate amount of all the following items (whichever amount is higher): (a) all interest and fees and charges (including the current Finance Charge); plus (b) 1% of the remaining outstanding balance of transactions; plus (c) any amount exceeding the available Credit Limit and the minimum amount from the previous month which remains unpaid
Late payment charge
5% of the outstanding Minimum Payment Due or HK$200 (whichever is higher, and capped at HK$300. However, the Late Charge will not exceed the amount of Minimum Payment Due shown on the card statement.)
Retail Purchase APR
33.22%
Cash Advance APR
36.08%
Interest Free Repayment Period
56 days

Other information

Credit card type
Mastercard

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