Standard Chartered Asia Miles MasterCard

Last Updated:Oct 2020
$96,000
Min. Annual Income
Offers
Benefits
Eligibility
APR/Fees

Offers

Exclusive Offer

from MoneyHero

OPTION 1

HK$500 supermarket cash coupon

From now till 31 October 2020, new cardholders of Standard Chartered Credit Card who successfully apply for Standard Chartered Asia Miles Mastercard via MoneyHero can enjoy HK$500 supermarket coupon.

    Welcome Offers from Standard Chartered

    OPTION 1

    Up to 40,000 Asia Miles (as low as HK$0.2 = 1 Asia Mile)

    • The welcome offer is only applicable to New Cardholders who submit the Standard Chartered Asia Miles Mastercard application through online channel during the period from 6 October 2020 to 11 January 2021 (both dates inclusive) and fulfill relevant requirements. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current application for a principal card of Standard Chartered Credit Cards.
    • The Asia Miles of this welcome offer include the Asia Miles earned from the prevailing Standard Chartered Asia Miles Mastercard Rewards Scheme
    • Eligible transactions are local and overseas retails transactions, online purchase or posted amount of instalment purchase made within the first 2 months from the date of issuance of the newly approved Standard Chartered Asia Miles Mastercard
    • Applicants are required to enter their Asia Miles membership account during application process. Please enroll as Asia Miles member before proceed to card application
    • Terms and conditions apply to the welcome offer, please refer to Standard Chartered Bank (Hong Kong) Limited website for details

    Welcome offer: as low as HK$0.2 = 1 Asia Mile; New customers enjoy up to HK$400 cash rebate through application for Statement Instalment Plan

    Please turn off AdBlocker and private mode to redeem exclusive reward

    Welcome offer: as low as HK$0.2 = 1 Asia Mile; New customers enjoy up to HK$400 cash rebate through application for Statement Instalment Plan

    Please turn off AdBlocker and private mode to redeem exclusive reward

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    Great for

    Welcome Offer
    From 6 October 2020 to 11 January 2021 (both dates inclusive), New Cardholders who submit the Standard Chartered Asia Miles Mastercard applications through online channel and fulfill relevant requirements can enjoy up to 40,000 Asia Miles. Up to 40,000 Asia Miles welcome offer has no minimum spending requirement with details as follows:
    Eligible Transactions within the first 2 months of card issuance Earn Rate (HK$ to Asia Mile) Maximum Asia Miles Earned
    First HK$1,000 HK$0.2 = 1 Mile 5,000 Miles
    Subsequent HK$6,500 HK$0.5 = 1 Mile 13,000 Miles
    Subsequent HK$88,000 HK$4 = 1 Mile 22,000 Miles
        Total: 40,000 Miles
    Top-up Offer HK$100 CashBack
    • After receiving the newly approved Standard Chartered Asia Miles MasterCard, New Cardholders who newly sign up for Online Banking and complete the first login within the first 2 months from the date of card issuance can get extra HK$100 CashBack.
    • You only need your Phone Banking Card Number (the 16-digit of the Credit Card Number), TIN and mobile phone to sign up for Online Banking. For Online Banking registration demonstration, please visit Standard Chartered Bank (Hong Kong) Limited website.
    • If you forget your Username or Password after registration, you may reset with your Phone Banking Card Number (Standard Chartered Asia Miles MasterCard) and TIN again.
    Note:
    The top-up offer is only applicable to New Cardholders who have never signed up for Online Banking with the Bank on or before 5 October 2020
    MoneyHero Exclusive Offer - HK$500 supermarket coupon
    • New cardholders of Standard Chartered Credit Card who successfully apply for Standard Chartered Asia Miles Mastercard via MoneyHero can enjoy HK$500 supermarket coupon.
      • Note down your application reference number for reference. We suggest you upload all required documents when you apply the card to facilitate the approval process.
      • Once the card is approved, please complete the Exclusive Offer Redemption Form within 30 days.
    Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
    • HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category
    • HK$6 = 1 Asia Mile for eligible spending on other categories
    Instalment Credit Program to get cash from card in 30 seconds. Enjoy up to HK$5,100 cash rebate and application fee waiver through online application.
    • Get cash from card in 30 seconds with instant approval and instant cash transfer to your account via FPS.
    • Income proof waiver. Convert your credit card limit into instant cash.
    • Monthly handling fee as low as 0.15%; Loan amount up to 18X salary or HK$1,200,000 (whichever is lower); Loan tenor up to 60 months
    • Go to Standard Chartered website to learn more and apply for the Instalment Credit Program.
    Split your credit card bills in easy payments by instalment with Statement Instalment Plan. New customers enjoy HK$400 cash rebate.
    • Simple steps to apply online in 5 minutes.
    • Settle whole or partial retails purchase amounts by instalment with minimum spending HK$1,500.
    • Personalized monthly handling fee as low as 0.15%; Flexible repayment period of 6/12/18/24 months.
    • Go to Standard Chartered website to learn more details and apply for the Statement Instalment Plan.
    First year annual fee waiver upon successful card application

    Need to know

    New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
    How to Redeem MoneyHero Exclusive Offer
    To redeem a MoneyHero exclusive offer, please send your (1) full name, (2) application date, (3) screen capture of reference number and (4) screen capture of approval SMS or Email notification to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
    Terms and conditions apply

    Benefits

    Year-round rewards

    Cash rebate
    Air miles rewards
    Air miles rewards
    Local Spending
    $4/mile
    Overseas Spending
    $4/mile
    Dining Spending
    $4/mile
    Online Shopping Spending (Overseas)
    $4/mile
    Online Shopping Spending (Local)
    $4/mile
    Octopus Top Up Spending
    $6/mile

    Eligibility

    APR/Fees

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    Need some help?
    No worries, we've got you covered!
    How many types of credit cards in Hong Kong? How should I choose my credit cards?

    The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Express and JCB.

    In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays. Also, you can consider your spending habits and choose Cash Back Credit Cards, Airmiles Credit Cards, Dining Credit Cards, Online Shopping Credit Cards, Premium Credit Cards, Corporate Credit Cards, Entry Level / Student Credit Cards, UnionPay Credit Cards, or Welcome Offers Credit Cards. You can also make use of MoneyHero comparison pages, and compare latest offers of credit cards.

    What are Air Miles?

    Air miles, also known as frequent flyer miles, serve as a customer loyalty program for airline passengers. Airlines reward you with points each time fly with them, and you eventually build up enough points that you can redeem for incentives, such as free or discounted tickets or ticket upgrades. Besides, some credit cards also offer Air Miles rewards so that you can accumulate miles based on how much you spend on your credit card.

    Why should I earn Air Miles with Credit Card?

    Air miles are one of the common type of credit card rewards. If you're a frequent traveler and use your credit card to book flights and accommodation on a regular basis, you can earn more air miles faster, and exchange these miles for discounted flight tickets and other benefits. If your credit card is co-branded with a specific airline that has a frequent flyer programme such as American Express Cathay Pacific Elite Credit Card and CCB (Asia) Hong Kong Airlines Fly Away Credit Card, you can also choose to have the points you earn converted into air miles.

    How do air miles work?

    Every time you make a transaction with an air miles credit card, you will accumulate a certain number of points based on the amount spent. For example, for every HK$5 you spend using your card, you could get 15 points which you can exchange for 1 air mile.

    Many credit cards also have welcome offers to entice you to sign up for their cards. A sign-up reward may come in the form of 20,000 free miles that you'll receive when your card application is approved. For example, Standard Chartered Asia Miles MasterCard and BEA Flyer World MasterCard reward customers with Asia Miles upon spending a specified amount with their credit card.

    When you accumulate enough miles, you can redeem them the next time you buy flight tickets. If you're lucky enough to receive 20,000 free miles as a welcome bonus, you're already more than halfway towards earning a return flight from Hong Kong to Tokyo.

    How to redeem Air Miles?

    When you've collected enough reward points on your card, you can exchange these for air miles and redeem them over-the-counter, over the phone, through online banking, or any other method specified by the credit card provider. Banks and airlines have different air mile conversion rates depending on the type of credit card.

    When redeeming points, remember that the number of air miles you accumulate doesn't equate to the number of actual miles you will fly if booking airline tickets. For example you might need to collect up to 15,000 air miles in order to be able to redeem a complimentary one-way economy class ticket, as opposed to 100,000 airline miles needed to obtain a one-way business class ticket on the same flight.

    You can also use your air miles to upgrade from economy to business class, or business to first class. This can cost around 50,000 air miles or more, depending on the seat class that you want to upgrade to, and the airline offering the flight.

    Redeeming points for a companion is also possible at a discounted rate. For example, your business class ticket can cost around 120,000 air miles, but if you buy another business class ticket for a companion, you can exchange it for only 75,000 air miles.

    Air miles aren't just for air miles. You can also redeem accumulated points for specific gift items, free entry to events, discounted set menus at select restaurants and other rewards. Such redemption depend on the air miles reward program affiliated with that specific credit card.

    What kinds of transactions are eligible for air miles rewards?

    You can earn air miles on the credit card only if you make "eligible purchases", which every card issuers and even credit cards have different definitions. Some credit cards only count local and overseas retail purchases as"eligible purchases". Oher spendings, like instalment amount, internet banking bill payment service, autopay service and Octopus automatic add-value service, are excluded. Please read and understand your credit card?s terms and conditions to earn more air miles rewards.

    Which airline air miles programs are available?

    Asia Miles are the most popular air miles program available in Hong Kong. Most cards have a partnership with Asia Miles so they earn air miles for this program for every purchase made with their cards.

    Another air miles program common in Hong Kong is Japan Airline's ANA Miles. While it may come off as expensive, it has great value for group or family travels.

    Other air miles programs include KrisFlyerAvios, and United Airlines' MileagePlus.

    Do I have to pay when I convert my credit card points to Air Miles?

    Some credit cards will directly convert your spending to Air Miles without any extra fees and procedure (e.g. Standard Chartered Asia Miles MasterCard), while some other cards would require customers to exchange for Air Miles with the credit card points earned, and handling fee may apply. Normally each time the bank will charge HK$50 - HK$300, depending on the amount of Air Miles exchanged.

    Do award tickets include taxes and fees?

    All taxes and fees are not included. You are required to pay for the applicable departure taxes, other airport or government handling fees, fuel surcharges, security and insurance charges and any other fees charged by any authorized entity. These charges will be deducted from your credit card when they issue your award ticket.

    How long are air miles valid for?

    Asia Miles are valid for 3 years from the month the mileage is credited.

    How do I choose the best Air Miles credit card?

    Apart from comparing the welcome offers and air miles rewards, you also need to look at annual fees, APRs, penalty policies, and terms & conditions of the related rewards. With an advanced credit card comparison tool like MoneyHero.com.hk, this task has been made much easier for consumers like you. With just a few clicks of a button, you can easily compare different credit cards in Hong Kong and see which one is most suitable for your needs.

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