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Mortgage Glossary

Agency Commission
If you start the process of buying property with the help of a real estate agent, you may be charged an agency commission by the agent for their service.
Amortization
The regular payment on a home loan, which includes payment for the principal loan amount and the interest.
Amortization Period
Also called repayment period, the time it takes to completely pay off the loan, including the loan’s principal and interest.
Cash Rebate
Some banks in Hong Kong offer cash rebates to customers who successfully complete the purchase of the property. You may be able to find a bank that offers a 1% cash rebate if you take out a home loan.

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