AEON Debt Consolidation Loan

Update time: May 2023

Total Repayment (as low as)


Monthly Repayment (as low as)


APR (as low as)

Monthly Flat Rate: 0.2%
Loan amount HK$1,000,000 or up to 12X monthly salary, 60 months repayment

Great for

  • [MoneyHero Exclusive Offer]

    • From now until 30 June 2023, an eligible customer upon successful application and drawdown of AEON Debt Consolidation Loan, and 
    Loan Amount Reward
    HK$500,000 or above HK$1,800 Apple Store Gift Card
    HK$100,000 to HK$499,999 HK$800 Apple Store Gift Card
    • Please submit the reward redemption form sent via email previously within 7 days of receiving the form


  • [AEON Welcome Offer] Up to HK$12,000 cash rebate

    • From now till 31 August 2023, customers who successfully applied for AEON Debt Consolidation Loan and withdrawn the designated loan amount and loan tenor during the promotion period will be entitled to up to HK$12,000 cash rebate
  • Product Features

    • Maximum loan amount can be 12 times of your monthly salary or HK$1,000,000 (whichever is lower)
    • No handling fee
    • Flexible repayment period ranging from 6 months to 60 months
    • Monthly flat rate as low as 0.2% (APR 4.49%) (Only applicable to loan amount of HK$600,000 or above)

Need to know

  • Things you need to know

    • The above information is for reference only.
    • The applicant’s credit records and financial status may affect the final approval result and the terms of the loan (including but not limited to loan amount, interest rate and tenor). The decision of AEON shall be final.
    • Subject to Terms & Conditions.
    • Warning: You have to repay your loans. Don't pay any intermediaries
      Enquiry and Complaint Hotline: 2895 6262
      Money Lender’s Licence No.: 1767/2022


Minimum Age
18 years old

Steps to Apply

1. Click "Apply Now", and go to AEON's dedicated website.
2. Fill out an application and submit the required documents.
3. AEON will preview information provided and consider the credit report.
4. Confirm the loan.
5. Upon successful application and loan drawdown, the approved amount will be transferred to your designated account via Faster Payment System (FPS) 24/7

Required Documents

1. Hong Kong Identity Card
2. Address proof
3. Bank account information
4. Income proof document (latest 3-month bank statement / passbook, tax demand note, payroll advice)

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