TODO
BOC Express Cash Instalment Loan Balance Transfer
Update time: Jul 2022
$
428,330
Total Repayment (as low as)
$
17,847
Monthly Repayment (as low as)
9.01
%
APR (as low as)
Monthly Flat Rate: 0.3%
[Huge amount of credit card debt?] BOC Express Cash Instalment Loan Balance Transfer: loan amount up to HK$2,000,000 or 21 times of your monthly salary (whichever is lower), helping you to centralize your repayment and settle your card balance easily!
[High interest rate of credit card debt] BOC Express Cash Instalment Loan Balance Transfer helps you save up to 92% interest expenses

Great for

  • BOCHK Offer 1 - up to HK$9,000 cash rebate

    • From 4 July 2022 to 30 September 2022 (both dates inclusive), customers can earn up to a HK$2,000 cash rebate by applying for the loan with a loan amount of HK$80,000 or above, and with a repayment tenor of 24 months or above and submit documents successfully via designated e-channels.
    Loan Amount Cash Rebate
    HK$80,000 to HK$199,999 HK$200
    HK$200,000 to HK$299,999 HK$1,500
    HK$300,000 to HK$399,999 HK$2,000
    HK$400,000 to HK$499,999 HK$2,500
    HK$500,000 to HK$599,999 HK$3,000
    HK$600,000 to HK$699,999 HK$3,500
    HK$700,000 to HK$999,999 HK$4,000
    HK$1,000,000 to HK$1,499,999 HK$8,000
    HK$1,500,000 or above HK$9,000
    • Customers should successfully drawdown the loan on or before 30 October 2022 to be eligible to the cash rebate
  • BOCHK Offer 2 - up to HK$1,000 Payroll Account Extra Reward

    • Customers can earn an up to HK$1,000 cash rebate by fulfilling the following requirements 
    • Loan Amount Cash Rebate
      HK$80,000 to HK$199,999 HK$100
      HK$200,000 to HK$499,999 HK$200
      HK$500,000 to HK$999,999 HK$500
      HK$1,000,000 or above HK$1,000
       
      • successfully apply with a loan amount of HK$80,000 or above, and with a repayment tenor of 24 months or above with the promotion period, and
      • register for Payroll Service on or before 30 September 2022, and
      • start receiving salary via payroll account within the next 2 calendar months from the date of the payroll service registration, and maintain this arrangement until the relevant reward is credited
      • have taken up designated banking service(s)
      • should maintain a valid and designated account with BOCHK
    • The Payroll Account Extra Reward will be directly credited to the BOC repayment account of the Eligible Payroll Account Customers on or before 31 December 2022 without prior notice.
  • BOCHK Offer 3 - up to HK$500 Payroll Loyalty Account Extra Reward

    • Customers can earn an up to HK$500 cash rebate by fulfilling the following requirements 
      Requirement Cash Rebate
      Use of payroll services from July 2018 to June 2021 HK$100
      Use of payroll services from July 2014 to June 2018 HK$200
      Use of payroll services on or before June 2014 HK$500
  • Annualised Percentage Rate as low as 4.93%; 0% handling fee
  • Repayment period of up to 72 months
  • Loan amount up to HK$2,000,000 or 21 times of your monthly salary (whichever is lower)
  • Monthly fixed income of HK$6,000 or above

Need to know

  • The above information is for reference only. For details, please visit Bank of China (Hong Kong) Limited (“BOCHK”) website
  • For details of promotion offers and terms and conditions, please refer to BOCHK website

Fees

Handling Fee
1

Isn't the best product for you?

Compare more personal loans on MoneyHero