TODO
BOC Express Cash Instalment Loan Balance Transfer
Update time: Nov 2022
$
428,330
Total Repayment (as low as)
$
17,847
Monthly Repayment (as low as)
9.01
%
APR (as low as)
Monthly Flat Rate: 0.3%
[Huge amount of credit card debt?] BOC Express Cash Instalment Loan Balance Transfer: loan amount up to HK$2,000,000 or 21 times of your monthly salary (whichever is lower), helping you to centralize your repayment and settle your card balance easily!
[High interest rate of credit card debt] BOC Express Cash Instalment Loan Balance Transfer helps you save up to 92% interest expenses

Great for

  • MoneyHero Exclusive Offer

    • Apply BOC Express Cash – Tax Season Loan via MoneyHero website, with inputting reference code “AH”, can enjoy extra HK$200 Cash Rebate. Terms and Condition apply.
  • BOCHK Offer 1 - e-Channel Reward HK$9,000 cash rebate

    • From 29 September 2022 to 31 December 2022 (both dates inclusive), customers can earn up to a HK$9,000 cash rebate by applying for the loan with a specific loan amount, and with a repayment tenor of 24 months or above and submit documents successfully via designated e-channels.
    Loan Amount Cash Rebate
    HK$80,000 - HK$199,999 HK$200
    HK$200,000 - HK$299,999 HK$1,500
    HK$300,000 - HK$399,999 HK$2,000
    HK$400,000 - HK$499,999 HK$2,500
    HK$500,000 - HK$599,999 HK$3,000
    HK$600,000 - HK$699,999 HK$3,500
    HK$700,000 - HK$999,999 HK$4,000
    HK$1,000,000 - HK$1,499,999 HK$8,000
    HK$1,500,000 or above HK$9,000
    • Customers should successfully drawdown the loan on or before 31 December 2022 to be eligible to the cash rebate.

     

  • BOCHK Offer 2 - Payroll Account Reward HK$1,000 Cash Rebate

    • Customers can earn up to HK$1,000 cash rebate by fulfilling the following requirements
    Loan Amount Cash Rebate
    HK$80,000 - HK$199,999 HK$100
    HK$200,000 - HK$499,999 HK$200
    HK$500,000 - HK$999,999 HK$500
    HK$1,000,000 or above HK$1,000
      • successfully apply with a loan amount of HK$80,000 or above, and with a repayment tenor of 24 months or above with the promotion period, and
      • register for Payroll Service on or before 31 December 2022, and
      • start receiving salary via payroll account within the next 2 calendar months from the date of the payroll service registration, and maintain this arrangement until the relevant reward is credited
      • have taken up designated banking service(s)
      • should maintain a valid and designated account with BOCHK
    • The Payroll Account Extra Reward will be directly credited to the BOC repayment account of the Eligible Payroll Account Customers on or before 31 July 2023 without prior notice.
    •  
  • BOCHK Offer 3 - up to HK$500 Payroll Loyalty Account Extra Reward

    • Customers can earn up to HK$500 cash rebate by fulfilling the following requirements 
      Requirement Cash Rebate
      Use of payroll services from October 2018 to September 2021 HK$100
      Use of payroll services from October 2014 to September 2018 HK$200
      Use of payroll services on or before September 2014 HK$500
  • Product Features

    • APR as low as 4.93%; 1% handling fee
    • Repayment period of up to 72 months
    • Loan amount up to HK$2,000,000 or 21 times of your monthly salary (whichever is lower)
    • Monthly fixed income of HK$6,000 or above

Need to know

  • Things you need to know

    • The above information is for reference only. For details, please visit Bank of China (Hong Kong) Limited (“BOCHK”) website
    • For details of promotion offers and terms and conditions, please refer to BOCHK website
    • The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.
    • Reminder: To borrow or not to borrow? Borrow only if you can repay!

Fees

Handling Fee
1

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