BOC Express Cash Instalment Loan – Tax Season Loan

Great for

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  MoneyHero Exclusive Offer

  • Apply BOC Express Cash Instalment Loan via MoneyHero website, with inputting reference code “AH”, can enjoy extra HK$100 Cash Rebate. Terms and Condition apply.
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  BOCHK Offer - e-Lai See Reward up to HK$2,900

  • Customers can earn a HK$2,900 cash rebate by fulfilling the following requirements 

  Loan Amount	Cash Rebate
  HK$50,000 - HK$79,999	HK$200
  HK$80,000 - HK$199,999	HK$400
  HK$200,000 - HK$499,999	HK$800
  HK$500,000 - HK$999,999	HK$1,200
  HK$1,000,000 or above	HK$2,800

  • successfully apply with a loan amount of HK$50,000 or above, and with a repayment tenor of 36 months or above with the promotion period, and
  • An extra HK$100 cash rebate will be earned upon successful registration with inputting reference code "AH". The above reward offer will be directly credited to the BOC repayment account of the eligible customers on or before 30 September 2023 without prior notice.
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  Product Features

  • APR as low as 1.68%; handling fee: as low as 0%
  • Flexible repayment period from 6 months to 60 months
  • Loan amount up to HK$4,000,000 or 18x of your monthly salary (whichever is lower)
  • Annual monthly income of HK$6,000 or above

Need to know

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  Things you need to know

  • The quoted Annualised Percentage Rate (“APR”) 1.68% is calculated based on a loan amount of HK$1,500,000 with repayment period of 12 months and monthly flat rate of 0.0754%, with handling fee waiver. For individual customer's applicable interest rate, please contact Bank of China (Hong Kong) Limited ("BOCHK") staff. The above offer is subject to terms and conditions.
  • The above information is for reference only. For details, please visit Bank of China (Hong Kong) Limited (“BOCHK”) website
  • For details of promotion offers and terms and conditions, please refer to BOCHK website
  • Reminder: To borrow or not to borrow? Borrow only if you can repay!