Citi Tax Season Loan

Great for

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  [MoneyHero Exclusive Offer] Hot Gadgets - Pick What You Like!

  • Eligibility:
    
    • successfully apply for Citi Tax Season Loan on MoneyHero from 10 March 2023 to 31 March 2023, and
    • choose a repayment period of 12 months or above, and drawdown the loan within 1 month

  Loan Amount	Gadgets	Apple Gift Card / Coupon
  HK$800,000 or above	iPhone 14 Pro 128GB (valued at HK$8,599)	HK$8,000 Apple Store Gift Card / Supermarket Coupon
  HK$500,000 to HK$799,999	RIMOWA Essential Lite Cabin Luggage (valued at HK$5,250)	HK$5,500 Apple Store Gift Card / Supermarket Coupon
  HK$300,000 to HK$499,999	Dyson Airwrap™ Hair Styler Complete Long (valued at HK$4,480)	HK$4,000 Apple Store Gift Card / Supermarket Coupon
  HK$200,000 to HK$299,999	PHILIPS DE3203/30 30L Dehumidifier (valued at HK$3,688)	HK$2,500 Apple Store Gift Card / Supermarket Coupon
  HK$100,000 to HK$199,999	Marshall Emberton Bluetooth Speaker (valued at HK$1,499)	HK$1,000 Apple Store Gift Card / Supermarket Coupon

  • All of the Rewards will be issued randomly in colour
  • For more details about the promotion, please see Terms and Conditions
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  Welcome offer - Up to HK$10,000 Cash Coupon
  Clients who successfully apply for Citi Tax Season Loan from 1 January 2023 to 31 March 2023 and drawdown the loan on or before 14 April 2023 will be entitled to the following welcome offer:

  Loan Amount	Repayment period 24 months or below	Repayment period 24 months above
  Citigold Private Client (CPC) / Citigold / Citi ULTIMA cardholders	Other customers	Citigold Private Client (CPC) / Citigold / Citi ULTIMA cardholders	Other customers
  HK$1,500,000 or above	HK$5,000	HK$2,500	HK$10,000	HK$4,000
  HK$800,000 - HK$1,499,999	HK$2,500	HK$2,000	HK$5,000	HK$3,000
  HK$300,000 - HK$799,999	HK$1,500	HK$1,000	HK$3,000	HK$2,000
  HK$100,000 - HK$299,999	HK$800	HK$500	HK$1,000	HK$700

  • A cash coupon redemption letter (if applicable) will be mailed to the Eligible Customers’ Hong Kong correspondence address according to The Bank’s record on or before 30 June 2023
  • For more details about the promotion, please see terms and conditions
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  Product Features

  • Same-day approval and same-day loan disbursement
  • The loan amount is up to 12 times of monthly salary or HK$2,000,000, whichever is lower
  • Repayment term up to 60 months, HK$0 handling fee
  • No hidden terms and conditions

Need to know

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  Things you need to know

  • The application of Citi Tax Season Loan or Citi Debt Consolidation Loan must be successfully applied on or before 31 March 2023. The application date is subject to Citibank’s system records
  • The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
    • Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, and Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.
  • Offers are only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited at the time of application
  • A cash coupon redemption letter will be mailed to the eligible customers’ Hong Kong correspondence address according to Citibank’s record
  • Each eligible customer can enjoy the Reward once during the promotion period
  • "Same day approval and same day loan disbursement" is only applicable to selected customers who successfully submit the required documents together with a filled in application form before 10am of that working day (Monday to Friday). Actual approval and loan disbursement time may differ based on the information provided
  • The Annualised Percentage Rate ("APR") of 1.78% is calculated based on the monthly flat rate 0.08% with loan amount of HK$1,500,000 and repayment tenor of 12 months. The actual APR applicable may differ. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.
  • To borrow or not to borrow? Borrow only if you can repay!