Dah Sing Bank Express Money
Update time: Jul 2022
Total Repayment (as low as)
Monthly Repayment (as low as)
APR (as low as)
Monthly Flat Rate: 0.09%
[Latest Offer] Up to HK$2,500 cash rebate or Staycation coupon
[Selected customers] Example: loan amount HK$1M and tenor of 12 months, APR as low as: 1.38% (included HK$2,500 cash rebate and 1-month payment holiday)

Great for

  • Up to HK$2,500 cash rebate or Staycation voucher (Applicable to loan tenor 12 months or above. To enjoy the offer, customers must maintain or successfully apply Dah Sing ONE+ Credit Card)
  • Enjoy 1-month payment holiday upon successfully application
  • Maximum Loan Amount: the lower of 12X monthly salary or HK$2,000,000 (whichever is lower)
  • Enjoy as low as 1.38% annualized percentage rate (On the assumption of HK$1,000,000 loan amount, 12-month loan tenor, and 0.0925% monthly flat rate, APR including HK$2,500 cash rebate and 1-month payment holiday is 1.38%. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.)
  • Repayment tenor up to 60 months

Need to know

  • The promotion period is valid from now until 30 June 2022 and is subject to the relevant terms and conditions. Please click here for more details.

  • The above interest rate offer is only applicable to Selected Customers and includes cash rebate and 1-month payment holiday
  • For the above calculation on interest rates and repayments, it is for reference only. Please refer to Dah Sing Bank website for related promotion details and service charges.
  • In the event of discrepancies between the Chinese version and English version of this page, the Chinese version shall prevail. To borrow or not to borrow? Borrow only if you can repay! This service / product is not targeted at customers in the EU.


Minimum Age
18 years old
Min. Annual Income

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