Fubon Perfect Fit Personal Loan

Great for

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  [MoneyHero Exclusive Offer] - Apply for the the drawndown amount and get up to HK$7,000 Apple Store Gift Card OR Wellcome Shopping Voucher, get chances to exchange iPhone15!

  • Exclusive Offer:
    • From 8 November 2023 12 noon till 31 December 2023, successfully apply and complete drawdown within 1 month after application of the loan amount via MoneyHero with a tenor of 12 months or above, and
    • Apply for the loan on Fubon Bank website or Fubon GO Mobile App, and
    • Enter the promo code “MHRL10” on Fubon Bank website or Fubon GO Mobile App to enjoy up to HK$7,000 Apple Store Gift Card OR Wellcome Shopping Voucher

    Loan Amount	Apple Store Gift Card OR Wellcome Shopping Voucher
    HK$1,000,000 or above	HK$7,000
    HK$500,000 - HK$999,999	HK$6,000
    HK$300,000 - HK$499,999	HK$6,000
    HK$150,000 - HK$299,999	HK$2,500
    HK$50,000 - HK$149,999	HK$2,000

  • How to redeem MoneyHero exclusive offer?
    • Customers are required to enter in email address when applying loan through MoneyHero official website, then MoneyHero will send a reward redemption form via email for customers to fill in.
    • Eligible customers should complete the reward redemption form by filling in the required information as below and submit to MoneyHero within 7 days for verification:
      • loan application number (which is the reference number provided on the webpage after loan application is submitted to Fubon Bank via online); and
      • contact details
    • The redemption process may take at least 16 weeks starting from the date on which the eligibility is confirmed by Fubon Bank, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward, redemption letter will be sent by email.
    • Eligible Customers are required to reach out to support@moneyhero.com.hk along with their name of loan applied, date of application, to request for a MoneyHero Reward Redemption Form if they did not receive one.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Terms and conditions apply.
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  Fubon Bank Offers - Enjoy up to HK$8,800 Cash Rewards

  • Online Application Offer: HK$300 Supermarket Cash Coupon
    • Apply and draw down the loan via Fubon Bank website to enjoy HK$300 supermarket cash coupon
  • Loan Drawdown: Up to HK$8,500 Supermarket Cash Coupon
    Successful loan drawdown with 24 months tenor or above can receive supermarket cash coupon.

  Loan Amount	Supermarket Cash Coupon
  HK$1,000,000 or above	HK$8,500
  HK$500,000 to HK$999,999	HK$4,000
  HK$200,000 to HK$499,999	HK$1,500

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  Product Features

  • Annualized Percentage Rate (“APR”) as low as 1.88%, monthly interest rate as low as 0.0845%
  • HK$0 handling fee
  • Loan amount up to 12 times of monthly salary or a maximum of HK$2,000,000 (whichever is lower)
  • Tenor up to 60 months
  • Follow up by our specialist. Receive your preliminary approval result in as fast as 30 minutes. Same day loan disbursement upon the receipt of final approval result

Need to know

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  Things you need to know

  • Customers who submit application of the Fubon Perfect Fit Personal Loan and successfully drawdown with loan amount HK$200,000 or above and tenor of 24 months or above on or before 31 December 2023 will be entitled up to HK$8,500 supermarket coupons (“Cash Coupon(s)”) offer. Besides, Customers who apply via Fubon Bank website or Fubon GO Mobile App and draw down the loan will be entitled extra supermarket cash coupon of HK$300.  Cash Coupon(s) redemption letter will be mailed to customer's correspondent address within 1 month after successful drawdown. If the Cash Coupon(s) are out of stock, Fubon Bank (Hong Kong) Limited (the “Bank”) has the sole discretion to offer a different coupon as replacement. Cash Coupon(s) are not exchangeable with cash. The use of Cash Coupon(s) shall be subject to the terms and conditions stated on the Cash Coupons. Cash Coupon(s) are provided by respective merchant and the Bank makes no representation or guarantee as to the quality and availability of the products, services, or information provided by the merchant. The Bank shall not be liable for any matters arising from or in connection with the products, services, or information provided by the merchant.
  • To enjoy the interest rate, and/or other privileges, customers must submit the application of the Fubon Perfect Fit Personal Loan and successfully drawdown on or before 31 December 2023.
  • All applicants must be Hong Kong permanent residents over 18 years old and annual income at HK$60,000 or above.
  • Personalized interest rate offered is determined based on customers’ credit quality and the personal information submitted. The actual APR may vary for individual customers and subject for final approval. The APR ranges from 1.88% to 33.02%, with repayment period of 12 to 60 months. The above APR, calculated in accordance with the guidelines as set out in the Code of Banking Practice, is a reference rate expressed as an annualized rate which includes the basic interest rate of the loan.
  • Customer has to submit the required personal information and/or all necessary documents to Fubon Bank (Hong Kong) Limited (the “Bank”) for final approval after the preliminary approved result has been obtained. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.
  • Customer has to submit the required personal information and/or all necessary documents to Fubon Bank (Hong Kong) Limited (the “Bank”) for final approval after the preliminary approved result has been obtained. Final approval of the application will be subject to the Bank’s decision upon collection of the necessary documents. The Bank reserves the final decision to disapprove any application and determine the approved loan amount.
  • The Bank will disburse full loan amount directly to the customer’s designated bank account within 4 -7 working days after successful approval. The corresponding confirmation letter will be mailed to customer. The designated bank (except the Bank) may impose a service charge on the customer's designated bank account for the remittance.
  • The Bank reserves the right to offer other interest rates, loan tenors or personal loan plans subject to the approval result of each customer.
  • The Bank reserves the right to suspend, vary or cancel the promotion offer and amend the relevant terms and conditions any time without prior notice. In case of disputes, the decision of the Bank is final and conclusive.
  • Terms and conditions apply. For details, please visit Fubon Bank website
  • To borrow or not to borrow? Borrow only if you can repay!