Funki Personal Loan

Update time: Jul 2022

Total Repayment (as low as)


Monthly Repayment (as low as)


APR (as low as)

Monthly Flat Rate: 0.31%
Repayment period: 6 to 96 months
Loan amount: HK$1,000,000 or above

Great for

  • [Funki Welcome Offer] Up to HK$20,000 cash coupon
    From now till 31 May 2022, for every successful withdrawal of HK$10,000 in loan, new Funki users will receive a HK$200 cash voucher reward, which is up to HK$20,000 cash coupon. Example as follows:
    Loan Amount (HK$) Cash Voucher (HK$)

    1,000,000 to 1,500,000

    500,000 10,000
    50,000 1,000
    10,000 200
  • Annualized percentage rate ("APR") : 7.94% to 59%
  • Repayment period: 6 to 96 months
  • Loan amount: HK$10,000 to HK$1,500,000
  • Handling fee: HK$0
  • Receive the loan amount by cheque

Need to know

  • Once the repayment date is confirmed in contract, it cannot be changed
  • Overdue payment will increase the interest and affect your credit rating in Union Credit Report
  • Related to "up to HK$20,000 cash coupon award":
    • To receive this cash coupon award, the customer is required to make repayments in accordance with the repayment form prepared at the time of the conclusion of the loan agreement.
    • Each eligible customer will only redeem a cash coupon once during the promotion period.
    • If a customer fails to act in accordance with these Terms and Conditions, Funki Finance will disqualify the customer from the award without prior notice and shall have the right to request a refund of the cash coupon award.
    • For example, if the customer has made additional repayments or paid off the full amount of the loan within the first 30 days of the withdrawal date, he will be deemed to have failed to act in accordance with the above terms and conditions.
  • Warning: You have to repay your loans. Don't pay any intermediaries
    Enquiry Hotline: 3955 7100
    Money Lender's Licence No.: 0333/2021


Minimum Age
18 years old
Min. Annual Income

Steps to Apply

1. Apply through phone, fax, website or visit our company and submit document
2. Our customer service will contact you as soon as possible for loan assessment
3. Notice loan assessment result by SMS or call
4. Bring along with the supporting documents and visit our company for verification procedures
5. Sign the loan contract and receive the loan amount

Required Documents

1. Hong Kong permanent identity card
2. Proof of residential address
3. Proof of income in the last three months.
4. Bank records in the last three months

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