PrimeCredit Civil Servant & Professional Loan

Update time: Dec 2023

Total Repayment (as low as)


Monthly Repayment (as low as)


APR (as low as)

Monthly Flat Rate: 0.05%
[No extra fee] No handling fee, no early settlement fee
[Security of job] Out of budget? Monthly flat rate as low as 0.05%

Great for

  • [MoneyHero Exclusive Offer] - Time-limited HK$500 Apple Store Gift Card / Wellcome Shopping Voucher

    • From 1 December 2023 12:00 n.n. to 31 December 2023 06:00 p.m., you can get extra HK$500 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to PrimeCredit on or before 31 December 2023, regardless of loan approval and drawdown
    • For more details about the promotion, please see Terms and Conditions
  • [PrimeCredit Welcome Offer] Up to HK$12,000 Cash Bonus

    • From 1 October 2023 to 31 December 2023, up to HK$12,000 cash bonus upon application and drawdown of the designated personal loan.
  • Professionals

    • including, but not limited to, doctors, nurses, lawyers, and teachers
    • PrimeCredit reserves the right of final interpretation of the definition of professionals
  • Product Features

    • Repayment terms up to 72 months
    • Monthly flat rate as low as 0.05%
    • 14-day Flexi Payment
    • No handling fee, no early settlement fee
    • Only applicable to eligible customers. For more loan and offer details, please visit PrimeCredit's website

Need to know

  • Things you need to know

    • The promotion period is from 1 October 2023 to 31 December 2023 (both days inclusive). Terms and conditions apply. The offers cannot be used in conjunction with other promotions. PrimeCredit reserves the right to terminate the offers or amend the details and terms & conditions without prior notice. For details of the loan and promotion, please contact PrimeCredit. PrimeCredit reserves its absolute rights on the final loan decision and any disputes.

    • Warning: You have to repay your loans. Don't pay any intermediaries
      Enquiry and Complaint Hotline: 2111 2999
      Money Lender's Licence No.: 759/2023


Minimum Age
18 years old

Steps to Apply

1. Apply online
2. Authenticate identity through face recognition
3. Approve instantly
4. Verify and disburse loan

Required Documents

2. Address proof
3. Income proof

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