Standard Chartered Debt Consolidation Program

Great for

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  [MoneyHero Exclusive Offer] - Time-limited HK$800 Apple Store Gift Card / Wellcome Shopping Voucher

  • From 10 November 2023 12:00 noon to 2 January 2024 06:00 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 2 January 2024, regardless of loan amount, approval or drawdown
  • For more details about the promotion, please see Terms and Conditions
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  [MoneyHero Exclusive Offer]

  • From 10 November 2023 to 2 January 2024, customers who have successfully applied for and approved a loan of HK$200,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers:

  Loan Amount	Exclusive Offer:
  HK$800,000 or above	iPhone 15 Pro 256GB (valued HK$9,399); or HK$8,800 Apple Store Gift Card; or HK$8,800 Wellcome Shopping Voucher
  HK$500,000 - HK$799,999	SAMSUNG 50" Q60C LED TV (valued at HK$8,980); or HK$7,000 Apple Store Gift Card; or HK$7,000 Wellcome Shopping Voucher
  HK$300,000 - HK$499,999	DYSON V12s Detect Slim Submarine™ Wet And Dry Vacuum Cleaner (valued at HK$6,180); or HK$5,500 Apple Store Gift Card; or HK$5,500 Wellcome Shopping Voucher
  HK$200,000 - HK$299,999	Apple Watch Series 9 GPS, 41mm (Aluminum Case ; Sport Band) (valued at HK$3,199); or HK$3,000 Apple Store Gift Card; or HK$3,000 Wellcome Shopping Voucher

  • All of the Rewards will be issued randomly in colour

  How to redeem MoneyHero exclusive offer?

  • Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
  • Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) a screenshot of drawdown SMS to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
  • Detailed steps: How to redeem exclusive rewards from MoneyHero?
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • For more details about the promotion, please see Terms and Conditions
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  [SCB Welcome Offer] Up to HK$21,000 Cash Rebate
  From 1 November 2023 to 31 December 2023, a client who successfully applied and drawdown the loan online is entitled to enjoy up to HK$20,000 Cash Rebate, an extra HK$1,000 cash rebate for a new client with tenor of 36 months or above and is eligible for a grand lucky draw for Two set of Japan round trip business Air tickets (worth 128,000 miles) – 10 winners. A new client refers to a person who does not currently hold any Standard Chartered Credit Card and/or any loans.

  • Details of up to HK$20,000 Cash Rebate, HK$1,000 cash rebate for a new client:

    Loan Amount	Basic Cash Rebate	Extra Cash Rebate (for a new client whose loan tenor is 36 months or above)	Travel Coupon
    HK$1,500,000 or above	HK$20,000	HK$1,000	HK$2,000
    HK$1,000,000 - HK$1,499,999	HK$11,000	HK$1,000	HK$2,000
    HK$700,000 - HK$999,999	HK$5,000	HK$1,000	HK$2,000
    HK$500,000 - HK$699,999	HK$3,000	HK$1,000	HK$2,000
    HK$200,000 - HK$499,999	HK$2,000	HK$1,000	/
    HK$50,000 - HK$199,999	HK$500	HK$1,000	/

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  Product Features

  • Maximum loan amount of up to 23X monthly salary or HK$2,000,000 (whichever is lower);
  • Max Loan Repayment Tenure: 84 months; 0% handling fee

Need to know

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  Things you need to know

  • The Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable)
  • Standard Chartered Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
  • Eligibility: With fixed annual income of HK$96,000 or above; and Hong Kong permanent residents aged 20 or above
  • The monthly flat rate shown above was rounded to 2 decimal places and for reference only.
  • To borrow or not to borrow? Borrow only if you can repay!