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推薦獎賞詳情

每成功推薦一位親友申請並獲批之產品	推薦人可獲HKTVmall現金券總值	被推薦人可獲HKTVmall現金券總值
指定信用卡，包括︰ • Citibank Cash Back卡 • 恒生Enjoy卡 • 渣打Smart信用卡	HK$100	HK$50
指定私人貸款，包括︰ • 花旗銀行貸款 • 渣打銀行貸款 • 信銀國際貸款	HK$200	HK$200
指定銀行戶口，包括︰ • Citi Plus 戶口 • 信銀國際 inMotion銀行戶口	HK$100	HK$50
指定尊貴戶口，包括︰ • Citigold 戶口	HK$200	HK$200
指定證券戶口，包括︰ • 微牛證券	HK$100	HK$50

	至Hot獨家優惠	點用最抵	本地消費現金回贈	本地網購現金回贈
信銀國際Motion信用卡	Delsey Air Armour 四輪旅行行李箱 30" (價值HK$3,899；顏色隨機) 或 Marshall Emberton藍牙喇叭 (價值HK$1,499) 或 BRUNO 多功能熱湯豆漿機 (價值HK$698) 或 HK$500 Apple 禮品卡或 HK$500 HKTVmall 購物禮券了解更多	2000+間特約商戶，盡享高達2%回贈	6 % 全年6%食肆、網上及外幣簽賬現金回贈			6 %
Citi Cash Back 信用卡	✨Dyson Supersonic™ 風筒 HD08 (價值HK$3,680; 顏色隨機) / 🔸 ✨iPad 9 (64GB; Wi-Fi版; 顏色隨機) (價值HK$2,599) / Delsey Air Armour 四輪旅行行李箱 30" (價值HK$3,899；顏色隨機) / Dyson Supersonic 風筒 HD08 (價值HK$3,680；顏色隨機) / Marshall Stanmore II 無線音箱 (價值HK$3,499；顏色隨機) / DeLonghi ECOV311 意式早餐復古系列半自動咖啡機 (價值HK$3,288；顏色隨機) / iPad 9 (價值HK$2,599；顏色隨機) / HK$1,800 Apple Store 禮品卡或惠康超市禮券了解更多	餐飲之選、酒席無上限1%回贈	2 % 本地食肆及本地酒店簽賬	2 % 海外或網上外幣簽賬	不適用	1 %
渣打Smart信用卡	HK$1,200 HKTVmall電子購物禮券或 HK$1,200 Apple Store禮品卡了解更多	2000+間特約商戶，盡享高達2%回贈	5 % 於特約商戶簽賬	0.55 % 無限次3個月0息分期	不適用	0.55 % 無限次3個月0息分期

	至Hot獨家優惠	活期利率
Citi Plus 戶口	Sudio Femtio 無線音箱 (價值HK$999) / PHILIPS飛利浦GC362/86手提蒸氣機 (價值HK$698) / HK$500 Apple Store禮品卡或惠康現金券或 HKTVmall 電子購物禮券或 SOGO現金券了解更多	1.5 % 完成指定要求

	至Hot獨家優惠	活期利率
Citigold戶口	維持HK$150萬資金︰ Dyson V12 Detect™ Slim Fluffy 智能輕量無線吸塵機 (價值HK$5,180) / LG PuriCare™ AeroFurniture 空氣清新茶几 (價值HK$4,380) / HK$3,800 Apple Store 禮品卡了解更多	0.001%

	至Hot獨家優惠	最低實際年利率	最高貸款額	申請門檻
Citi 特快現金貸款 (適合稅季)	MoneyHero獨家優惠:高達HK$19,999獎賞，包括高達HK$11,500 Apple Store 禮品卡 / 超市現金券了解更多	1.78 %	$200萬 / 月薪12倍	年薪$72,000
信銀國際 $mart Plus稅季貸款	Sennheiser或Apple禮品高達HK$12,999 了解更多	1.65 %	$200萬	年薪$84,000
渣打銀行税季私人貸款	總值高達HK$16,800獎賞 iPad mini (256GB) (價值HK$5,199) / Apple Watch Series 8 GPS 41mm (價值HK$3,199) / 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券了解更多	1.85%	$200萬 / 月薪18倍	年薪$96,000

	至Hot獨家優惠	網上交易佣金
微牛證券港股交易服務	獨家高達HK$1,700獎賞了解更多	0 %

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渣打Smart信用卡

最低年薪要求

96,000

本地消費現金回贈

於特約商戶簽賬

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 每次須至少換領HK$50現金回贈
 
","受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁
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   \t全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡
 
   \t \t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t \t\t \t\t\t \t\t\t \t\t \t重要日期 獎賞條件
 \t\t\t2023年11月30日中午12時至2024年1月2日中午12時
 \t\t\t  \t\t\t全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡
 \t\t\t
收到獎賞換領表格後7日內 填妥及遞交較早前經電郵發出之「獎賞換領表格」
2024年1月31日或之前 成功獲批信用卡（批核以銀行系統紀錄為準）
指定信用卡成功獲批後7日內 連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格
 
   \t申請小貼士： \t \t\t請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
 \t\t申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
 \t\t申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips 
 \t\tMoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關
 \t\t優惠受條款及細則約束
 \t
 \t
 
","迎新獎賞二選一
    獎賞要求  迎新獎賞  
  2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000  HK$1,200 或 香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈   
 
 
  迎新獎賞的現金回贈將於發卡後4個月內存入
 
","Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金  信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠
 註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足， 會以負數顯示。
 
","百佳簽賬享8%現金回贈（2023年11月1日至12月31日）
  全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈
  憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈）  由2023年起，日本城新加盟為Smart信用卡特約商戶
 其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等
 主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify
 不設最低消費額要求
 推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）
 
 
 其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）
 
","Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
","💰如何賺盡渣打Smart信用卡5%現金回贈？解構渣打Smart信用卡
","永久免年費","不設外幣交易手續費  憑卡網上購物或到海外簽賬，不論是以外幣結賬或是港幣結賬，無需額外支付交易徵費
 
","不設現金透支服務費","【免費！MoneyHero x Deliveroo優惠】
經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！ Deliveroo Plus Silver 會籍福利：
單單免運費: 只需消費滿$250，即享免運費！
解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
 更多詳情
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迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站
全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈
合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額
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【推薦人獎上獎活動】成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 超市現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！即睇詳情","countdown":{"date":{"endDate":"2023-03-17T04:00:00.000Z","startDate":"2021-09-30T02:00:00.000Z"},"displayProductPage":false,"text":"優惠即將完結！"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"},{"display":"推薦獎賞計劃","key":"BEST_VALUE"}]},"provider":{"alias":"standard-chartered","providerName":"渣打銀行"},"title":"HK.CC.STCH0005.STANDARDCHARTEREDSMARTCREDITCARD"}

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displayValue=NULL_TEXT_NO_ANNUAL_FEE, tooltip=null, description=, prefix=, suffix=}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvc3RjaC1zbWFydC1jYy16aC1ycA.Z3UPNU-cH4BeeSTd4ewW2JOEVZKLGIoKg9YDbyDVxZbeRmU9UCJ8WSfpcGBRWA5LCuPuwnfeCHbpMRhic4kuBg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-smart-credit-card}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[全年優惠 - HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈]}, productName=渣打Smart信用卡, title=HK.CC.STCH0005.STANDARDCHARTEREDSMARTCREDITCARD, features={title=Features, pros=[<p><strong>MoneyHero限時獨家優惠</strong></p>  <ul> 	<li>全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡</li> </ul>  <table style="height:151px; width:100%"> 	<tbody> 		<tr> 			<td style="height:30px; text-align:center; width:48.7568%"><strong>重要日期</strong></td> 			<td style="height:30px; text-align:center; width:50.065%"><strong>獎賞條件</strong></td> 		</tr> 		<tr> 			<td style="border-top:1px solid #ededed; height:30px; width:48.7568%"> 			<p>2023年11月30日中午12時至2024年1月2日中午12時</p> 			</td> 			<td style="border-top:1px solid #ededed; height:30px; width:50.065%"> 			<p>全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡</p> 			</td> 		</tr> 		<tr> 			<td style="border-top:1px solid #ededed; height:35px; width:48.7568%">收到獎賞換領表格後7日內</td> 			<td style="border-top:1px solid #ededed; height:35px; width:50.065%">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> 		</tr> 		<tr> 			<td style="border-top:1px solid #ededed; height:30px; width:48.7568%">2024年1月31日或之前</td> 			<td style="border-top:1px solid #ededed; height:30px; width:50.065%">成功獲批信用卡（批核以銀行系統紀錄為準）</td> 		</tr> 		<tr> 			<td style="border-top:1px solid #ededed; height:30px; width:48.7568%">指定信用卡成功獲批後7日內</td> 			<td style="border-top:1px solid #ededed; height:30px; width:50.065%">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td> 		</tr> 	</tbody> </table>  <ul> 	<li>申請小貼士： 	<ul> 		<li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> 		<li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> 		<li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B" target="_blank">渣打信用卡申請流程教學及拍攝身份證Tips </a></li> 		<li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li> 		<li>優惠受<a href="https://moneyhero.link/cc-scb-smart-tnc-listing" target="blank">條款及細則</a>約束</li> 	</ul> 	</li> </ul>, <p><strong>迎新獎賞二選一</strong></p> <table style="width: 100%;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 65%;" width="65%"><strong>獎賞要求</strong></td> <td style="text-align: center; height: 50px; width: 33.9367%;"><strong>迎新獎賞</strong></td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed; width: 65%;">2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 33.9367%;">HK$1,200 或 香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈  </td> </tr> </tbody> </table> <ul> <li>迎新獎賞的現金回贈將於發卡後4個月內存入</li> </ul>, <strong>Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金</strong> <ul> <li>信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠</li> <li>註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360&deg;全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 &deg;全面賞」現金回贈結餘不足， 會以負數顯示。</li> </ul>, <p><strong>百佳簽賬享8%現金回贈（2023年11月1日至12月31日）</strong></p>  <p><strong>全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈</strong></p> <ul> <li>憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） <ul> <li>由2023年起，日本城新加盟為Smart信用卡特約商戶</li> <li>其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等</li> <li>主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify</li> <li>不設最低消費額要求</li> <li>推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）</li> </ul> </li> <li>其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）</li> </ul>, <p><strong>Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折</strong></p>, <p>💰如何賺盡渣打Smart信用卡5%現金回贈？<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8B-%E6%B8%A3%E6%89%93-smart%E4%BF%A1%E7%94%A8%E5%8D%A1" ga-category="credit-card" ga-action="product panel - clicked" ga-label="/SCBSmartCardBlog" target="_blank">解構渣打Smart信用卡</a></p>, <strong>永久免年費</strong>, <strong>不設外幣交易手續費</strong> <ul> <li>憑卡網上購物或到海外簽賬，不論是以外幣結賬或是港幣結賬，無需額外支付交易徵費</li> </ul>, <strong>不設現金透支服務費</strong>, <p><strong>【免費！MoneyHero x Deliveroo優惠】</strong></p><ul><li>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！<ul> <p>Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</p></ul> <a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569">更多詳情</a></ul>], cons=[<strong>迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人</strong><ul> <li>全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li> </ul>, <p>於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬</p>, <strong>須到「360&deg;全面賞」網上平台換領賺取之現金回贈</strong> <ul> <li>所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360&deg;全面賞」網上平台，不會自動存入信用卡戶口</li> <li>持卡人須登入網上平台換領現金回贈</li> <li>每次須至少換領HK$50現金回贈</li> </ul>, 受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁<br> 借定唔借？還得到先好借！]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=逾期費用}, value=null, description={shortDescription=未付結欠餘額的5%（最低為220港元/人民幣，最高為350港元/人民幣）或最低付款額，以較低者為準, longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=零售交易實際年利率}, value=null, description={shortDescription=35.7%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=透支現金實際年利率}, value=null, description={shortDescription=37.13%, longDescription=null, tooltip=null}}, {type={key=INTEREST_FREE_PERIOD, display=免息還款期限}, value=null, description={shortDescription=長達56日, longDescription=null, tooltip=null}}], fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=永久免年費, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=豁免, longDescription=null, tooltip=null}}], offers={welcomeOffers=[{reward=[{title=HK$1,200現金回贈, tandc={shortDescription=null, longDescrition=<ul><li>迎新禮遇只適用於2023年9月28日至2024年1月8日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li><li>迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站</li><li>全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈</li><li>合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額<ul></ul></li></ul>}}]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}})

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   	全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡
 
   	 		 			重要日期  			獎賞條件  		
 		 			 			2023年11月30日中午12時至2024年1月2日中午12時
 			  			 			全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡
 			  		
 		 			收到獎賞換領表格後7日內  			填妥及遞交較早前經電郵發出之「獎賞換領表格」  		
 		 			2024年1月31日或之前  			成功獲批信用卡（批核以銀行系統紀錄為準）  		
 		 			指定信用卡成功獲批後7日內  			連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格  		
 	
 
   	申請小貼士： 	 		請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
 		申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
 		申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips 
 		MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關
 		優惠受條款及細則約束
 	
 	
 
, 迎新獎賞二選一
    獎賞要求  迎新獎賞  
  2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000  HK$1,200 或 香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈   
 
 
  迎新獎賞的現金回贈將於發卡後4個月內存入
 
, Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金  信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠
 註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足， 會以負數顯示。
 
, 百佳簽賬享8%現金回贈（2023年11月1日至12月31日）
  全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈
  憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈）  由2023年起，日本城新加盟為Smart信用卡特約商戶
 其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等
 主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify
 不設最低消費額要求
 推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）
 
 
 其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）
 
, Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
, 💰如何賺盡渣打Smart信用卡5%現金回贈？解構渣打Smart信用卡
, 永久免年費, 不設外幣交易手續費  憑卡網上購物或到海外簽賬，不論是以外幣結賬或是港幣結賬，無需額外支付交易徵費
 
, 不設現金透支服務費, 【免費！MoneyHero x Deliveroo優惠】
經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！ Deliveroo Plus Silver 會籍福利：
單單免運費: 只需消費滿$250，即享免運費！
解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
 更多詳情
], cons=[迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人 全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
 
, 於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬
, 須到「360°全面賞」網上平台換領賺取之現金回贈  所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口
 持卡人須登入網上平台換領現金回贈
 每次須至少換領HK$50現金回贈
 
, 受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁
 借定唔借？還得到先好借！]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=逾期費用}, value=null, description={shortDescription=未付結欠餘額的5%（最低為220港元/人民幣，最高為350港元/人民幣）或最低付款額，以較低者為準, longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=零售交易實際年利率}, value=null, description={shortDescription=35.7%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=透支現金實際年利率}, value=null, description={shortDescription=37.13%, longDescription=null, tooltip=null}}, {type={key=INTEREST_FREE_PERIOD, display=免息還款期限}, value=null, description={shortDescription=長達56日, longDescription=null, tooltip=null}}], fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=永久免年費, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=豁免, longDescription=null, tooltip=null}}], offers={welcomeOffers=[{reward=[{title=HK$1,200現金回贈, tandc={shortDescription=null, longDescrition=迎新禮遇只適用於2023年9月28日至2024年1月8日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站
全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈
合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額}}]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}}

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\t<li>全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡</li> </ul>  <table style=\"height:151px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:48.7568%\"><strong>重要日期</strong></td> \t\t\t<td style=\"height:30px; text-align:center; width:50.065%\"><strong>獎賞條件</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\"> \t\t\t<p>2023年11月30日中午12時至2024年1月2日中午12時</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\"> \t\t\t<p>全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡</p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:35px; width:48.7568%\">收到獎賞換領表格後7日內</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:35px; width:50.065%\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">2024年1月31日或之前</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">成功獲批信用卡（批核以銀行系統紀錄為準）</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">指定信用卡成功獲批後7日內</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td> \t\t</tr> \t</tbody> </table>  <ul> \t<li>申請小貼士： \t<ul> \t\t<li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> \t\t<li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t\t<li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B\" target=\"_blank\">渣打信用卡申請流程教學及拍攝身份證Tips </a></li> \t\t<li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li> \t\t<li>優惠受<a href=\"https://moneyhero.link/cc-scb-smart-tnc-listing\" target=\"blank\">條款及細則</a>約束</li> \t</ul> \t</li> </ul>","<p><strong>迎新獎賞二選一</strong></p> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 65%;\" width=\"65%\"><strong>獎賞要求</strong></td> <td style=\"text-align: center; height: 50px; width: 33.9367%;\"><strong>迎新獎賞</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 65%;\">2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 33.9367%;\">HK$1,200 或 香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈  </td> </tr> </tbody> </table> <ul> <li>迎新獎賞的現金回贈將於發卡後4個月內存入</li> </ul>","<strong>Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金</strong> <ul> <li>信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠</li> <li>註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360&deg;全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 &deg;全面賞」現金回贈結餘不足， 會以負數顯示。</li> </ul>","<p><strong>百佳簽賬享8%現金回贈（2023年11月1日至12月31日）</strong></p>  <p><strong>全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈</strong></p> <ul> <li>憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） <ul> <li>由2023年起，日本城新加盟為Smart信用卡特約商戶</li> <li>其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等</li> <li>主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify</li> <li>不設最低消費額要求</li> <li>推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）</li> </ul> </li> <li>其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）</li> </ul>","<p><strong>Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折</strong></p>","<p>💰如何賺盡渣打Smart信用卡5%現金回贈？<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8B-%E6%B8%A3%E6%89%93-smart%E4%BF%A1%E7%94%A8%E5%8D%A1\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/SCBSmartCardBlog\" target=\"_blank\">解構渣打Smart信用卡</a></p>","<strong>永久免年費</strong>","<strong>不設外幣交易手續費</strong> <ul> <li>憑卡網上購物或到海外簽賬，不論是以外幣結賬或是港幣結賬，無需額外支付交易徵費</li> </ul>","<strong>不設現金透支服務費</strong>","<p><strong>【免費！MoneyHero x Deliveroo優惠】</strong></p><ul><li>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！<ul> <p>Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</p></ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a></ul>"],"cons":["<strong>迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人</strong><ul> <li>全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li> </ul>","<p>於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬</p>","<strong>須到「360&deg;全面賞」網上平台換領賺取之現金回贈</strong> <ul> <li>所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360&deg;全面賞」網上平台，不會自動存入信用卡戶口</li> <li>持卡人須登入網上平台換領現金回贈</li> <li>每次須至少換領HK$50現金回贈</li> </ul>","受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁<br> 借定唔借？還得到先好借！"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"未付結欠餘額的5%（最低為220港元/人民幣，最高為350港元/人民幣）或最低付款額，以較低者為準","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"35.7%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"37.13%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"長達56日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"value":null,"description":{"shortDescription":"永久免年費","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"豁免","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[{"title":"HK$1,200現金回贈","tandc":{"shortDescription":null,"longDescrition":"<ul><li>迎新禮遇只適用於2023年9月28日至2024年1月8日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li><li>迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站</li><li>全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈</li><li>合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額<ul></ul></li></ul>"}}]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=渣打Smart信用卡, hs_name=, hs_updated_by_user_id=60412388}}, reorder_comparables=[]}, static_text={apply_now_column_header= , cta_button_label=立即申請, product_column_header= , see_more=See more, see_less=See less, cta_button_subtext=, rewards=獎勵, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={show=true, features={show=true, expanded=true, order_sequence=1, heading=Features}, promotions_terms_and_conditions={show=true, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, fees={show=true, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, eligibility={show=true, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}, usage={show=true, expanded=false, order_sequence=1, heading=Usage, labels=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={desktop_font_style={comparable_description={color=#687076, fallback=sans-serif, font=Open Sans, font_set=GOOGLE, size=12, styles={}, variant=regular}, general={color=#424242, fallback=sans-serif, font=Open Sans, font_set=GOOGLE, size=12, styles={}, variant=300}}, mobile_font_style={comparable_description={color=#687076, fallback=sans-serif, font=Open Sans, font_set=GOOGLE, size=12, styles={}, variant=regular}}, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, theme=default, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=false, show_banner=false, show_promotional_in_card=true}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}})


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style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">成功獲批信用卡（批核以銀行系統紀錄為準）</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">指定信用卡成功獲批後7日內</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td> \t\t</tr> \t</tbody> </table>  <ul> \t<li>申請小貼士： \t<ul> \t\t<li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> \t\t<li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t\t<li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class=\"product-panel-trackable\" 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</table> <ul> <li>迎新獎賞的現金回贈將於發卡後4個月內存入</li> </ul>","<strong>Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金</strong> <ul> <li>信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠</li> <li>註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360&deg;全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 &deg;全面賞」現金回贈結餘不足， 會以負數顯示。</li> </ul>","<p><strong>百佳簽賬享8%現金回贈（2023年11月1日至12月31日）</strong></p>  <p><strong>全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈</strong></p> <ul> <li>憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） <ul> <li>由2023年起，日本城新加盟為Smart信用卡特約商戶</li> <li>其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等</li> <li>主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify</li> <li>不設最低消費額要求</li> <li>推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）</li> </ul> </li> <li>其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）</li> </ul>","<p><strong>Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折</strong></p>","<p>💰如何賺盡渣打Smart信用卡5%現金回贈？<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8B-%E6%B8%A3%E6%89%93-smart%E4%BF%A1%E7%94%A8%E5%8D%A1\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/SCBSmartCardBlog\" target=\"_blank\">解構渣打Smart信用卡</a></p>","<strong>永久免年費</strong>","<strong>不設外幣交易手續費</strong> <ul> <li>憑卡網上購物或到海外簽賬，不論是以外幣結賬或是港幣結賬，無需額外支付交易徵費</li> </ul>","<strong>不設現金透支服務費</strong>","<p><strong>【免費！MoneyHero x Deliveroo優惠】</strong></p><ul><li>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！<ul> <p>Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</p></ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a></ul>"],"cons":["<strong>迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人</strong><ul> 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Exclusive Offer

Best Value

Featured

Citi Cash Back 信用卡

最低年薪要求

120,000

本地消費現金回贈

本地食肆及本地酒店簽賬

年費 (港幣)

1,800

獎勵

See less

Features Terms & Conditions Fees Eligibility Usage

年費 (港幣)

HK$1,800

外幣兌換手續費

1.95%

最低年齡要求: 18 歲

最低年薪要求: HK$120,000

No

No

Debug data (JSON)
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link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaLmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvY2l0aS1jYXNoLWJhY2stY2MtemgtcnA.5JhitXY_rYg5jwui8IvH-4X9bxLefJ44U4edy5kjdWDtfcbhpEmOYvwNmcojaWq-rmyPspCz8fpMs3pDimQHAQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-cash-back-card}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[本地食肆、本地酒店及外幣簽賬自動無上限2%回贈, 免費購物保障保險]}, productName=Citi Cash Back 信用卡, title=HK.CC.CITI0018.CITICASHBACKCARD, features={title=Features, pros=[最適合短期內進行大額消費人士, MoneyHero限時獨家優惠 <ul> <li>全新Citi信用卡客戶符合指定條件，可選以下MoneyHero限時獨家獎賞 - Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱(價值HK$4,280；顏色隨機) / Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) / BRUNO BOE053 橢圓電熱鍋 (價值HK$1,598；顏色隨機) / HK$1,600 Apple Store禮品卡或惠康超市禮券</li> </ul> <table style="width: 97.6648%;"> <tbody> <tr style="height: 30px;"> <td style="width: 47.7395%; text-align: center; height: 26px;">重要日期</td> <td style="width: 51.0823%; text-align: center; height: 26px;">獎賞條件</td> </tr> <tr style="height: 30px;"> <td style="width: 47.7395%; border-top: 1px solid #ededed; height: 30px;">2023年11月30日下午6時至2024年1月2日下午6時期間</td> <td style="width: 51.0823%; border-top: 1px solid #ededed; height: 30px;">Citi信用卡新客戶經MoneyHero成功申請指定Citi信用卡</td> </tr> <tr> <td style="height: 50px; width: 47.7395%; border-top: 1px solid #ededed;">收到獎賞換領表格後7日內</td> <td style="height: 50px; width: 51.0823%; border-top: 1px solid #ededed;"> 填妥及遞交較早前經電郵發出之「獎賞換領表格」 </td> </tr> <tr style="height: 30px;"> <td style="width: 47.7395%; border-top: 1px solid #ededed; height: 30px;">2024年2月1日或之前</td> <td style="width: 51.0823%; border-top: 1px solid #ededed; height: 30px;"> 必須成功獲批並啟動申請之信用卡 </td> </tr> <tr style="height: 50px;"> <td style="width: 47.7395%; height: 18px; border-top: 1px solid #ededed;">成功批卡後30日內</td> <td style="width: 51.0823%; height: 18px; border-top: 1px solid #ededed;">憑卡簽賬滿HK$2,000 (增值PayMe/支付寶AliPay/WeChat Pay可計算在內) </td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請時請記下完成申請後頁面提供的申請參考編號 (例如ABC123456789)</li> <li>建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠</li><li>指定信用卡包括：Citi Cash Back 信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡、Citi Premier Miles 信用卡及Citi Prestige 信用卡；不適用於學生卡 </li> <li>如對是次推廣活動之換領流程有疑問，可參閱活動之<a href="https://moneyhero.link/cc-citi-cashback-rewards-pm-prestige-tnc-listing" target="_blank" rel="noopener">條款及細則</a></li> </ul> </li> </ul>, 💰「零成本」賺盡獎賞回贈﹕<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8Bciti-cash-back%E4%BF%A1%E7%94%A8%E5%8D%A1" target="_blank" ga-category="credit-card" ga-action="product panel - clicked" ga-label="/blog/zh/解構citi-cash-back信用卡-ALL;">Citi Cash Back卡終極回贈方法分析</a>, 增值電子錢包PayMe/Alipay HK計入迎新簽賬要求，配合零成本攻略輕鬆賺迎新！, 獎賞清晰明確，自動現金回贈無上限，直接抵銷簽賬金額 <ul> <li>2% 本地食肆簽賬回贈</li> <li>2% 本地酒店簽賬回贈</li> <li>2% 外幣簽賬回贈</li> <li>1% 其他零售簽賬回贈</li> <li>當月累積回贈結餘滿HK$200，全數回贈將於下一期賬戶月結單中存入信用卡賬戶內，並用以抵銷最低付款額以外之結欠及新簽賬</li> </ul>, 免費購物保障保險<ul><li>於任何地方憑卡簽賬購物，30天內如因意外損毀或遺失，均可獲高達US$7,600賠償</li></ul>, 首年免年費, 【免費！MoneyHero x Deliveroo優惠】<ul><li>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！<ul> Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</ul> <a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569">更多詳情</a></ul>], cons=[MoneyHero獨家優惠不適用於學生卡, 迎新獎賞及MoneyHero獨家優惠只適用於現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有或不曾取消任何由花旗銀行所發行之Citi信用卡之客戶（「新客戶」）, 2%外幣簽賬回贈不適用於於歐洲經濟區的國家之持卡簽賬 <ul> <li>2%外幣簽賬回贈不包括在參與歐洲經濟區（「EEA」）的任何國家或於2019年10月19日之後加入EEA的任何國家之具有固定營業地址或於當地註冊的實體店商戶的持卡簽賬。該持卡簽賬定義為基本回贈之合資格簽賬，可獲1%基本回贈</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=120000, description={shortDescription=HK$120,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=a. 本月月結單所收取的財務費用、年費、逾期手續費、逾期未付款額、其他費用及收費（如有）；及 b. 月結單結欠之1.5% （月結單結欠不包括上述項目a（如適用））；及 c. 所有未償還借貸本金（定義見Citi信用卡「Quick Cash」套現分期計劃之條款及細則和Citi信用卡「分期更好使」計劃之條款及細則）的1.5%（如適用）, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=逾期費用}, value=null, description={shortDescription=每次HK$300/CNY300/US$40或收取逾期手續費的月份上一個月月結單之最低付款額，以較低者為準, longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=零售交易實際年利率}, value=null, 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Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) / BRUNO BOE053 橢圓電熱鍋 (價值HK$1,598；顏色隨機) / HK$1,600 Apple Store禮品卡或惠康超市禮券</li> </ul> <table style=\"width: 97.6648%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; text-align: center; height: 26px;\">重要日期</td> <td style=\"width: 51.0823%; text-align: center; height: 26px;\">獎賞條件</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2023年11月30日下午6時至2024年1月2日下午6時期間</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\">Citi信用卡新客戶經MoneyHero成功申請指定Citi信用卡</td> </tr> <tr> <td style=\"height: 50px; width: 47.7395%; border-top: 1px solid #ededed;\">收到獎賞換領表格後7日內</td> <td style=\"height: 50px; width: 51.0823%; border-top: 1px solid #ededed;\"> 填妥及遞交較早前經電郵發出之「獎賞換領表格」 </td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2024年2月1日或之前</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\"> 必須成功獲批並啟動申請之信用卡 </td> </tr> <tr style=\"height: 50px;\"> <td style=\"width: 47.7395%; height: 18px; border-top: 1px solid #ededed;\">成功批卡後30日內</td> <td style=\"width: 51.0823%; height: 18px; border-top: 1px solid #ededed;\">憑卡簽賬滿HK$2,000 (增值PayMe/支付寶AliPay/WeChat Pay可計算在內) </td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請時請記下完成申請後頁面提供的申請參考編號 (例如ABC123456789)</li> <li>建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠</li><li>指定信用卡包括：Citi Cash Back 信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡、Citi Premier Miles 信用卡及Citi Prestige 信用卡；不適用於學生卡 </li> <li>如對是次推廣活動之換領流程有疑問，可參閱活動之<a href=\"https://moneyhero.link/cc-citi-cashback-rewards-pm-prestige-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul> </li> </ul>","💰「零成本」賺盡獎賞回贈﹕<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8Bciti-cash-back%E4%BF%A1%E7%94%A8%E5%8D%A1\" target=\"_blank\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/blog/zh/解構citi-cash-back信用卡-ALL;\">Citi Cash Back卡終極回贈方法分析</a>","增值電子錢包PayMe/Alipay HK計入迎新簽賬要求，配合零成本攻略輕鬆賺迎新！","獎賞清晰明確，自動現金回贈無上限，直接抵銷簽賬金額 <ul> <li>2% 本地食肆簽賬回贈</li> <li>2% 本地酒店簽賬回贈</li> <li>2% 外幣簽賬回贈</li> <li>1% 其他零售簽賬回贈</li> <li>當月累積回贈結餘滿HK$200，全數回贈將於下一期賬戶月結單中存入信用卡賬戶內，並用以抵銷最低付款額以外之結欠及新簽賬</li> </ul>","免費購物保障保險<ul><li>於任何地方憑卡簽賬購物，30天內如因意外損毀或遺失，均可獲高達US$7,600賠償</li></ul>","首年免年費","【免費！MoneyHero x Deliveroo優惠】<ul><li>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！<ul> Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a></ul>"],"cons":["MoneyHero獨家優惠不適用於學生卡","迎新獎賞及MoneyHero獨家優惠只適用於現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有或不曾取消任何由花旗銀行所發行之Citi信用卡之客戶（「新客戶」）","2%外幣簽賬回贈不適用於於歐洲經濟區的國家之持卡簽賬 <ul> <li>2%外幣簽賬回贈不包括在參與歐洲經濟區（「EEA」）的任何國家或於2019年10月19日之後加入EEA的任何國家之具有固定營業地址或於當地註冊的實體店商戶的持卡簽賬。該持卡簽賬定義為基本回贈之合資格簽賬，可獲1%基本回贈</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"120000","description":{"shortDescription":"HK$120,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"a. 本月月結單所收取的財務費用、年費、逾期手續費、逾期未付款額、其他費用及收費（如有）；及\nb. 月結單結欠之1.5% （月結單結欠不包括上述項目a（如適用））；及\nc. 所有未償還借貸本金（定義見Citi信用卡「Quick Cash」套現分期計劃之條款及細則和Citi信用卡「分期更好使」計劃之條款及細則）的1.5%（如適用）","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"每次HK$300/CNY300/US$40或收取逾期手續費的月份上一個月月結單之最低付款額，以較低者為準","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"34.28%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"35.81%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"58 日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 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【⚡️獎賞大升級 - 限時送高達HK$4,280獎賞！12月20號截止】經MoneyHero成功申請及填表，毋須簽賬獨家享Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱 (價值HK$4,280；顏色隨機) / Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) / 任天堂 Nintendo Switch OLED 遊戲主機 (價值HK$2,680；顏色隨機) / AirPods Pro 2 (價值HK$1,849) / HK$1,500 Apple 禮品卡 或 HKTVmall 購物禮券。額外優惠：無論批卡與否，申請可享6個月免費Deliveroo Plus silver會籍
【推薦人獎上獎活動】成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 超市現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！即睇詳情
🏆【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高，如果你成功經MoneyHero申請後發現其他平台有更高優惠，可以申請以現金券形式補回差額！即睇詳情

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💰如何賺盡6%餐飲、網上及外幣簽賬回贈？解構信銀國際Motion信用卡

MoneyHero獨家優惠

全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶符合以下條件，可獲得MoneyHero限時獨家獎賞 - Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱（價值HK$4,280；顏色隨機）/ Marshall Stanmore II 家用藍牙喇叭（價值HK$3,499；顏色隨機）/ 任天堂 Nintendo Switch OLED 遊戲主機（價值HK$2,680；顏色隨機）/ AirPods Pro 2 （價值HK$1,849）/ HK$1,500 Apple 禮品卡或 HKTVmall 購物禮券

重要日期 獎賞條件

2023年11月24日下午6時至2023年12月20日下午6時期間全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表

2024年1月20日或之前成功獲批申請之信用卡

收到獎賞換領表格後7日內填妥及遞交較早前經電郵發出之「獎賞換領表格」

申請小貼士：

申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠

建議一次過交齊所需文件包括身分證、入息及住址證明，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。

不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。

請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」

條款及細則約束

指定信用卡包括信銀國際Motion信用卡及信銀國際大灣區雙幣信用卡

如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則

於推廣期內之高達HK$1,600現金回贈2選1包括：

迎新優惠首3個月「簽賬期」之合資格外幣簽賬10%現金回贈(最高可獲享HK$1,000); 全年6%食肆、網上及外幣簽賬現金回贈 (每月上限為HK$200，簽賬期內最高可獲享HK$600現金回贈)

或全新信用卡客戶於發卡日起計首2個月內，憑Motion信用卡累積零售簽賬達HK$8,000可獲享HK$700現金回贈。
關於以上優惠詳情，請瀏覽https://www.cncbinternational.com/motioncard

免首年年費

【免費！MoneyHero x Deliveroo優惠】
經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！

Deliveroo Plus Silver 會籍福利：
單單免運費: 只需消費滿$250，即享免運費！
解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
更多詳情

迎新獎賞及MoneyHero獨家優惠不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。

全年6%食肆,網上及外幣簽賬現金回贈(每月上限為HK$200)

須受條款及細則約束，詳情可瀏覽https://www.cncbinternational.com/personal/promotions/credit-card/tc/tc.html。

提提您：「借定唔借？還得到先好借！」

年費 (港幣)

HK$1,200

外幣兌換手續費

1.95%

最低年齡要求: 18 歲

最低年薪要求:

No

No

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推薦5位以上，額外送多HK$600！即睇詳情
🏆【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高，如果你成功經MoneyHero申請後發現其他平台有更高優惠，可以申請以現金券形式補回差額！即睇詳情","countdown":{"date":{"endDate":"2022-05-31T10:00:00.000Z","startDate":null},"displayProductPage":false,"text":"最後機會"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"},{"display":"推薦獎賞計劃","key":"BEST_VALUE"}]},"provider":{"alias":"china-citic-bank","providerName":"中信銀行（國際）"},"title":"HK.CC.CCBI0002.CNCBIMOTIONCREDITCARD"}

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width:100%"> <tbody> <tr> <td style="height:30px; text-align:center; width:49.9264%">重要日期</td> <td style="height:30px; text-align:center; width:48.8954%">獎賞條件</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:49.9264%">2023年11月24日下午6時至2023年12月20日下午6時期間 </td> <td style="border-top:1px solid #ededed; height:30px; width:48.8954%">全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:49.9264%">2024年1月20日或之前</td> <td style="border-top:1px solid #ededed; height:30px; width:48.8954%">成功獲批申請之信用卡</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:49.9264%">收到獎賞換領表格後7日內</td> <td style="border-top:1px solid #ededed; height:30px; width:48.8954%">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>建議一次過交齊所需文件包括身分證、入息及住址證明，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。</li> <li>不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。</li> <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> <li><a href="https://moneyhero.link/cc-citic-gba-motion-tnc-listing" rel="noopener" target="_blank">條款及細則約束</a></li> </ul> </li> <li>指定信用卡包括信銀國際Motion信用卡及信銀國際大灣區雙幣信用卡</li> <li>如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則</li> </ul>, 於推廣期內之高達HK$1,600現金回贈2選1包括： <ul> <li>迎新優惠首3個月「簽賬期」之合資格外幣簽賬10%現金回贈(最高可獲享HK$1,000); 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class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%e8%a7%a3%e6%a7%8b-%e4%bf%a1%e9%8a%80%e5%9c%8b%e9%9a%9b-motion-%e4%bf%a1%e7%94%a8%e5%8d%a1\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/SCBSmartCardBlog\" target=\"_blank\">解構信銀國際Motion信用卡</a>","MoneyHero獨家優惠 <ul> \t<li>全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶符合以下條件，可獲得MoneyHero限時獨家獎賞 - Delsey ECLIPSE SE 31\" 前揭式可擴充四輪行李箱（價值HK$4,280；顏色隨機）/ Marshall Stanmore II 家用藍牙喇叭（價值HK$3,499；顏色隨機）/ 任天堂 Nintendo Switch OLED 遊戲主機（價值HK$2,680；顏色隨機）/ AirPods Pro 2 （價值HK$1,849）/ HK$1,500 Apple 禮品卡或 HKTVmall 購物禮券 </li> </ul> <table style=\"height:144px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:49.9264%\">重要日期</td> \t\t\t<td style=\"height:30px; text-align:center; width:48.8954%\">獎賞條件</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">2023年11月24日下午6時至2023年12月20日下午6時期間 </td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">2024年1月20日或之前</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">成功獲批申請之信用卡</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">收到獎賞換領表格後7日內</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>申請小貼士： \t<ul> \t\t<li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t\t<li>建議一次過交齊所需文件包括身分證、入息及住址證明，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。</li> 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限時送高達HK$4,280獎賞！12月20號截止】經MoneyHero成功申請及填表，毋須簽賬獨家享Delsey ECLIPSE SE 31\" 前揭式可擴充四輪行李箱 (價值HK$4,280；顏色隨機) / Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) / 任天堂 Nintendo Switch OLED 遊戲主機 (價值HK$2,680；顏色隨機) / AirPods Pro 2 (價值HK$1,849) / HK$1,500 Apple 禮品卡 或 HKTVmall 購物禮券。額外優惠：無論批卡與否，申請可享6個月免費Deliveroo Plus silver會籍【推薦人獎上獎活動】成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 超市現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！<a href=\"https://bit.ly/43indBK\">即睇詳情</a>🏆【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高，如果你成功經MoneyHero申請後發現其他平台有更高優惠，可以申請以現金券形式補回差額！<a best-price?utm_source=\"CC_RPlisting&utm_medium=referral&utm_campaign=BestPrice\" href=\"https://www.moneyhero.com.hk/zh/campaign/best-price?utm_source=CC_RPlisting&utm_medium=referral&utm_campaign=BestPrice\" 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class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%e8%a7%a3%e6%a7%8b-%e4%bf%a1%e9%8a%80%e5%9c%8b%e9%9a%9b-motion-%e4%bf%a1%e7%94%a8%e5%8d%a1\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/SCBSmartCardBlog\" target=\"_blank\">解構信銀國際Motion信用卡</a>","MoneyHero獨家優惠 <ul> \t<li>全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶符合以下條件，可獲得MoneyHero限時獨家獎賞 - Delsey ECLIPSE SE 31\" 前揭式可擴充四輪行李箱（價值HK$4,280；顏色隨機）/ Marshall Stanmore II 家用藍牙喇叭（價值HK$3,499；顏色隨機）/ 任天堂 Nintendo Switch OLED 遊戲主機（價值HK$2,680；顏色隨機）/ AirPods Pro 2 （價值HK$1,849）/ HK$1,500 Apple 禮品卡或 HKTVmall 購物禮券 </li> </ul> <table style=\"height:144px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:49.9264%\">重要日期</td> \t\t\t<td style=\"height:30px; text-align:center; width:48.8954%\">獎賞條件</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">2023年11月24日下午6時至2023年12月20日下午6時期間 </td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">2024年1月20日或之前</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">成功獲批申請之信用卡</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">收到獎賞換領表格後7日內</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>申請小貼士： \t<ul> \t\t<li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t\t<li>建議一次過交齊所需文件包括身分證、入息及住址證明，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。</li> \t\t<li>不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。</li> \t\t<li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> \t\t<li><a href=\"https://moneyhero.link/cc-citic-gba-motion-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則約束</a></li> \t</ul> \t</li> \t<li>指定信用卡包括信銀國際Motion信用卡及信銀國際大灣區雙幣信用卡</li> \t<li>如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則</li> </ul>","於推廣期內之高達HK$1,600現金回贈2選1包括： <ul> \t<li>迎新優惠首3個月「簽賬期」之合資格外幣簽賬10%現金回贈(最高可獲享HK$1,000); 全年6%食肆、網上及外幣簽賬現金回贈 (每月上限為HK$200，簽賬期內最高可獲享HK$600現金回贈) </li> \t\t<li> 或全新信用卡客戶於發卡日起計首2個月內，憑Motion信用卡累積零售簽賬達HK$8,000可獲享HK$700現金回贈。\t\t<li>關於以上優惠詳情，請瀏覽https://www.cncbinternational.com/motioncard</li> \t \t</li> </ul>","免首年年費","【免費！MoneyHero x Deliveroo優惠】經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！ <ul><li>Deliveroo Plus Silver 會籍福利：<ul><li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！<li> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a></ul></ul>"],"cons":["迎新獎賞及MoneyHero獨家優惠不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。","全年6%食肆,網上及外幣簽賬現金回贈(每月上限為HK$200)","須受條款及細則約束，詳情可瀏覽https://www.cncbinternational.com/personal/promotions/credit-card/tc/tc.html。","提提您：「借定唔借？還得到先好借！」"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"90000","description":{"shortDescription":"","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"利息及費用（包括可能收取的會員年費）及所欠本金總額的1%及超逾信用額之全數金額（如有的話）（最低付款額的最低金額為HK$250）。","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"HK$300或最低付款額之金額，以較低者為準。","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"34.49%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"36.43%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"57 日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"value":null,"description":{"shortDescription":"HK$1,200","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"1.95%","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=信銀國際Motion信用卡, hs_name=, hs_updated_by_user_id=60412388}})

Exclusive Offer

Best Value

渣打國泰Mastercard

最低年薪要求

$
96,000

本地消費現金回贈

不適用

年費(港幣)

永久免年費

獎勵

【1月2日中午12時截止】全新渣打信用卡客戶經MoneyHero成功申請，限時獨家優惠HK1,000 HKTVmall電子購物禮券或 HK$1,000 Apple Store禮品卡或 HK$1,000 hutchgo電子禮券；另享高達63,000里數升級迎新獎賞！
【推薦人獎上獎活動】成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 超市現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！即睇詳情

See more

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Features Terms & Conditions Fees Eligibility Usage

👛小額簽賬可賺盡迎新里數？解構渣打國泰Mastercard

MoneyHero限時獨家優惠

全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,000 HKTVmall電子購物禮券或 HK$1,000 Apple Store禮品卡或 HK$1,000 hutchgo電子禮券

重要日期 獎賞條件

2023年11月30日中午12時至2024年1月2日中午12時

全新渣打信用卡客戶經MoneyHero成功申請渣打國泰Mastercard

收到獎賞換領表格後7日內填妥及遞交較早前經電郵發出之「獎賞換領表格」

2024年1月31日或之前成功獲批信用卡（批核以銀行系統紀錄為準）

指定信用卡成功獲批後7日內連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格

申請小貼士：

請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」

申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠

申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips

MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關

優惠受條款及細則約束

迎新禮遇 - 高達60,000里數

由2023年9月28日至2024年1月8日（包括首尾兩天），全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達60,000里數。

新卡獲發出後首2個月內累積合資格簽賬 兌換率（港幣兌換「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數） 「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數上限

HK$1,000 HK$0.2 = 1里 5,000里

HK$5,000 HK$0.33 = 1里 15,000里

HK$40,000 HK$1 = 1里 40,000里

HK$100,000 HK$1.67 = 1里 60,000里

高達60,000里

冬日迎新禮遇 - 額外3,000里數

全新信用卡客戶成功申請渣打國泰Mastercard及於發卡後首2個月簽賬滿HK$5,000，可享額外3,000里數。

每月簽賬自動兌換「亞洲萬里通」里數，無需繳付里數轉換手續費

國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數
合資格簽賬消費包括國泰機票、購物和國泰假期；以及HK Express機票和免稅品。信用卡客戶直接於國泰及HK Express消費，每累積合資格簽賬滿HK$8,000可享：基本里數獎賞：高達(A)2,000（網上合資格簽賬可享HK$4=(A)1，其他類別之合資格簽賬可享HK$6=(A)1）；及額外里數獎賞：(A)2,000額外里數優惠適用於2023年4月1日至12月31日。在此優惠下，信用卡客戶可獲取合共高達(A)4,000 — 相等於HK$2=(A)1。

食肆、網上及海外之合資格簽賬可享HK$4 = 1「亞洲萬里通」里數

其他類別之合資格簽賬可享HK$6 = 1「亞洲萬里通」里數

以9折里數兌換以下「亞洲萬里通」獎勵

酒店住宿、租車服務及旅遊體驗獎勵

餐膳美食獎勵或使用里數支付賬單

延續里數有效期、轉贈里數或禮贈里數

Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折

首年年費豁免

新客戶可享首年年費豁免。於上一個年度內（即由信用卡發卡日期之週年日起）符合有關最低總結餘要求之「優先理財」客戶 / 「Premium 理財」客戶或出糧戶口客戶即可享年費豁免。

全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人

任何由信用卡戶口轉賬 / 增值到任何由渣打銀行指定之賬戶包括但不限於八達通銀包及支付寶賬戶、任何以「快速支付系統」或渣打銀行不時新增之電子付款賬戶進行的交易服務、透過「渣打網上理財」所作的繳費賬項均為不合資簽賬，不可賺取「亞洲萬里通」里數

獎賞優惠受條款及細則約束

年費 (港幣)

HK$2,000

外幣兌換手續費

1.95%

最低年齡要求: 18歲

最低年薪要求: HK$96,000

No

No

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sortValue=-9007199254740990, displayValue=無限, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, sortValue=96000000, displayValue=96,000, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=AIRPORT_LOUNGE_ACCESS, display=免費享用貴賓室次數}, sortValue=-9007199254740990, displayValue=無限, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=ANNUAL_FEE, display=年費 (港幣)}, sortValue=2000000, displayValue=2,000, tooltip=null, description=, prefix=$, suffix=}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaJ2h0dHBzOi8vbW9uZXloZXJvLmxpbmsvc3RjaC1jbS1jYy16aC1ycA.XnXeqHk02TU0caMLsy8vIDLGFiAT3EAeiVUQ7NNMaxPBtN5S2l6Ej6z8qm8WQBsmdlyT9XcbKtgI4J55d682Dg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-cathay-mastercard}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[迎新低至HK$0.2 = 1「亞洲萬里通」里數；國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數；首年免年費, 以9折里數兌換「亞洲萬里通」獎勵]}, productName=渣打國泰Mastercard, title=HK.CC.STCH0006.STANDARDCHARTEREDCATHAYMASTERCARD, features={title=Features, pros=[👛小額簽賬可賺盡迎新里數？<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/解構-渣打國泰萬事達卡" target="_blank">解構渣打國泰Mastercard</a>, MoneyHero限時獨家優惠 <ul> <li>全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,000 HKTVmall電子購物禮券或 HK$1,000 Apple Store禮品卡或 HK$1,000 hutchgo電子禮券</li> </ul> <table style="height:151px; width:100%"> <tbody> <tr> <td style="height:30px; text-align:center; width:48.7568%">重要日期</td> <td style="height:30px; text-align:center; width:50.065%">獎賞條件</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:48.7568%"> 2023年11月30日中午12時至2024年1月2日中午12時 </td> <td style="border-top:1px solid #ededed; height:30px; width:50.065%"> 全新渣打信用卡客戶經MoneyHero成功申請渣打國泰Mastercard </td> </tr> <tr> <td style="border-top:1px solid #ededed; height:35px; width:48.7568%">收到獎賞換領表格後7日內</td> <td style="border-top:1px solid #ededed; height:35px; width:50.065%">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:48.7568%">2024年1月31日或之前</td> <td style="border-top:1px solid #ededed; height:30px; width:50.065%">成功獲批信用卡（批核以銀行系統紀錄為準）</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:48.7568%">指定信用卡成功獲批後7日內</td> <td style="border-top:1px solid #ededed; height:30px; width:50.065%">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B" target="_blank">渣打信用卡申請流程教學及拍攝身份證Tips </a></li> <li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li> <li>優惠受<a href="https://moneyhero.link/cc-scb-cxam-tnc-listing" target="blank">條款及細則</a>約束</li> </ul> </li> </ul>, 迎新禮遇 - 高達60,000里數 由2023年9月28日至2024年1月8日（包括首尾兩天），全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達60,000里數。 <table style="width: 100%;"> <tbody> <tr> <td style="text-align: center; height: 50px;">新卡獲發出後首2個月內累積合資格簽賬</td> <td style="text-align: center; height: 50px;">兌換率（港幣兌換「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數）</td> <td style="text-align: center; height: 50px;">「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數上限</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed;">HK$1,000</td> <td style="text-align: center; border-top: 1px solid #ededed;">HK$0.2 = 1里</td> <td style="text-align: center; border-top: 1px solid #ededed;">5,000里</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed;">HK$5,000</td> <td style="text-align: center; border-top: 1px solid #ededed;">HK$0.33 = 1里</td> <td style="text-align: center; border-top: 1px solid #ededed;">15,000里</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed;">HK$40,000</td> <td style="text-align: center; border-top: 1px solid #ededed;">HK$1 = 1里</td> <td style="text-align: center; border-top: 1px solid #ededed;">40,000里</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed;">HK$100,000</td> <td style="text-align: center; border-top: 1px solid #ededed;">HK$1.67 = 1里</td> <td style="text-align: center; border-top: 1px solid #ededed;">60,000里</td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed;"> </td> <td style="text-align: center; border-top: 1px solid #ededed;"> </td> <td style="text-align: center; border-top: 1px solid #ededed;">高達60,000里</td> </tr> </tbody> </table>  , 冬日迎新禮遇 - 額外3,000里數 全新信用卡客戶成功申請渣打國泰Mastercard及於發卡後首2個月簽賬滿HK$5,000，可享額外3,000里數。, 每月簽賬自動兌換「亞洲萬里通」里數，無需繳付里數轉換手續費 <ul> <li>國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數</li><ul><li>合資格簽賬消費包括國泰機票、購物和國泰假期；以及HK Express機票和免稅品。信用卡客戶直接於國泰及HK Express消費，每累積合資格簽賬滿HK$8,000可享：基本里數獎賞：高達(A)2,000（網上合資格簽賬可享HK$4=(A)1，其他類別之合資格簽賬可享HK$6=(A)1）；及額外里數獎賞：(A)2,000額外里數優惠適用於2023年4月1日至12月31日。在此優惠下，信用卡客戶可獲取合共高達(A)4,000 — 相等於HK$2=(A)1。</li></ul> <li>食肆、網上及海外之合資格簽賬可享HK$4 = 1「亞洲萬里通」里數</li> <li>其他類別之合資格簽賬可享HK$6 = 1「亞洲萬里通」里數</li> </ul>, 以9折里數兌換以下「亞洲萬里通」獎勵 <ul> <li>酒店住宿、租車服務及旅遊體驗獎勵</li> <li>餐膳美食獎勵或使用里數支付賬單</li> <li>延續里數有效期、轉贈里數或禮贈里數</li> </ul>, Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折, 首年年費豁免 <ul> <li>新客戶可享首年年費豁免。於上一個年度內（即由信用卡發卡日期之週年日起）符合有關最低總結餘要求之「優先理財」客戶 / 「Premium 理財」客戶或出糧戶口客戶即可享年費豁免。</li> </ul>], cons=[全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人, 任何由信用卡戶口轉賬 / 增值到任何由渣打銀行指定之賬戶包括但不限於八達通銀包及支付寶賬戶、任何以「快速支付系統」或渣打銀行不時新增之電子付款賬戶進行的交易服務、透過「渣打網上理財」所作的繳費賬項均為不合資簽賬，不可賺取「亞洲萬里通」里數, 獎賞優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt71ea737d88eb7409/61cc232ac52c5b292ce24a05/AOF_TnC_WO_4_1221.pdf" target="_blank">條款及細則</a>約束]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額（如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準, longDescription=null, tooltip=null}}, 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style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">2024年1月31日或之前</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">成功獲批信用卡（批核以銀行系統紀錄為準）</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">指定信用卡成功獲批後7日內</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>申請小貼士： \t<ul> \t\t<li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> \t\t<li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t\t<li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class=\"product-panel-trackable\" 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#ededed;\">高達60,000里</td> </tr> </tbody> </table>  ","冬日迎新禮遇 - 額外3,000里數 全新信用卡客戶成功申請渣打國泰Mastercard及於發卡後首2個月簽賬滿HK$5,000，可享額外3,000里數。","每月簽賬自動兌換「亞洲萬里通」里數，無需繳付里數轉換手續費 <ul> <li>國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數</li><ul><li>合資格簽賬消費包括國泰機票、購物和國泰假期；以及HK Express機票和免稅品。信用卡客戶直接於國泰及HK Express消費，每累積合資格簽賬滿HK$8,000可享：基本里數獎賞：高達(A)2,000（網上合資格簽賬可享HK$4=(A)1，其他類別之合資格簽賬可享HK$6=(A)1）；及額外里數獎賞：(A)2,000額外里數優惠適用於2023年4月1日至12月31日。在此優惠下，信用卡客戶可獲取合共高達(A)4,000 — 相等於HK$2=(A)1。</li></ul> <li>食肆、網上及海外之合資格簽賬可享HK$4 = 1「亞洲萬里通」里數</li> <li>其他類別之合資格簽賬可享HK$6 = 1「亞洲萬里通」里數</li> </ul>","以9折里數兌換以下「亞洲萬里通」獎勵 <ul> <li>酒店住宿、租車服務及旅遊體驗獎勵</li> <li>餐膳美食獎勵或使用里數支付賬單</li> <li>延續里數有效期、轉贈里數或禮贈里數</li> </ul>","Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折","首年年費豁免 <ul> <li>新客戶可享首年年費豁免。於上一個年度內（即由信用卡發卡日期之週年日起）符合有關最低總結餘要求之「優先理財」客戶 / 「Premium 理財」客戶或出糧戶口客戶即可享年費豁免。</li> </ul>"],"cons":["全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人","任何由信用卡戶口轉賬 / 增值到任何由渣打銀行指定之賬戶包括但不限於八達通銀包及支付寶賬戶、任何以「快速支付系統」或渣打銀行不時新增之電子付款賬戶進行的交易服務、透過「渣打網上理財」所作的繳費賬項均為不合資簽賬，不可賺取「亞洲萬里通」里數","獎賞優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt71ea737d88eb7409/61cc232ac52c5b292ce24a05/AOF_TnC_WO_4_1221.pdf\" target=\"_blank\">條款及細則</a>約束"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額（如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"未付結欠餘額的5%（最低為220港元/人民幣，最高為 350港元/人民幣）或最低付款額，以較低者為準","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"35.70%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"39.09%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"長達56日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"value":null,"description":{"shortDescription":"HK$2,000","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"1.95%","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=渣打國泰Mastercard, hs_name=, hs_updated_by_user_id=60412388}})

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獎賞要求	迎新獎賞
2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000	HK$1,200 或香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈

獎賞要求	迎新獎賞
2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000	HK$1,200 或香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈

獎賞要求	迎新獎賞
2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000	HK$1,200 或香港環亞優逸庭使用券兩張 + 冬日迎新禮遇HK$300現金回贈

重要日期	獎賞條件
2023年11月30日中午12時至2024年1月2日中午12時	全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡
收到獎賞換領表格後7日內	填妥及遞交較早前經電郵發出之「獎賞換領表格」
2024年1月31日或之前	成功獲批信用卡（批核以銀行系統紀錄為準）
指定信用卡成功獲批後7日內	連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格

重要日期	獎賞條件
\t\t\t 2023年11月30日中午12時至2024年1月2日中午12時 \t\t\t	\t\t\t 全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡 \t\t\t
收到獎賞換領表格後7日內	填妥及遞交較早前經電郵發出之「獎賞換領表格」
2024年1月31日或之前	成功獲批信用卡（批核以銀行系統紀錄為準）
指定信用卡成功獲批後7日內	連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格

重要日期	獎賞條件
2023年11月30日下午6時至2024年1月2日下午6時期間	Citi信用卡新客戶經MoneyHero成功申請指定Citi信用卡
收到獎賞換領表格後7日內	填妥及遞交較早前經電郵發出之「獎賞換領表格」
2024年2月1日或之前	必須成功獲批並啟動申請之信用卡
成功批卡後30日內	憑卡簽賬滿HK$2,000 (增值PayMe/支付寶AliPay/WeChat Pay可計算在內)

重要日期	獎賞條件
2023年11月24日下午6時至2023年12月20日下午6時期間	全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表
2024年1月20日或之前	成功獲批申請之信用卡
收到獎賞換領表格後7日內	填妥及遞交較早前經電郵發出之「獎賞換領表格」

新卡獲發出後首2個月內累積合資格簽賬	兌換率（港幣兌換「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數）	「⁠亞⁠洲⁠萬⁠里⁠通⁠」里⁠數上限
HK$1,000	HK$0.2 = 1里	5,000里
HK$5,000	HK$0.33 = 1里	15,000里
HK$40,000	HK$1 = 1里	40,000里
HK$100,000	HK$1.67 = 1里	60,000里
		高達60,000里

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