MoneyHero限時獨家優惠
全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡 重要日期 獎賞條件 2023年8月31日中午12時至2023年10月3日中午12時
全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡
收到獎賞換領表格後7日內 填妥及遞交較早前經電郵發出之「獎賞換領表格」 2023年10月31日或之前 成功獲批信用卡（批核以銀行系統紀錄為準） 指定信用卡成功獲批後7日內 連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格
申請小貼士： 請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠 申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關 優惠受條款及細則 約束
迎新獎賞 - HK$1,200現金回贈
獎賞要求 迎新獎賞 全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 HK$1,200現金回贈
Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金 信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠 註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足， 會以負數顯示。
DECATHLON 8%現金回贈 2023年6月9日至8月31日，憑Smart信用卡於DECATHLON簽賬可享8％現金回贈
全年優惠：HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈
憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） 由2023年起，日本城新加盟為Smart信用卡特約商戶 其他特約商戶包括759阿信屋、OK便利店、Klook、百佳、香港莎莎、屈臣氏及戶戶送（由2023年4月1日起）等 主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify 不設最低消費額要求 推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限） 其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）
Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
不設外幣交易手續費 憑卡網上購物或到海外簽賬，不論是以外幣結帳或是港幣結帳，無需額外支付交易徵費
迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人 全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬
須到「360°全面賞」網上平台換領賺取之現金回贈 所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口 持卡人須登入網上平台換領現金回贈 每次須至少換領HK$50現金回贈
受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁
HK$1,200現金回贈
迎新禮遇只適用於2023年6月30日至2023年9月27日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站
全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈
合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額
Debug data (JSON)
{"__typename":"CreditCard","id":"blt36eba19850e8771d_19_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltac78831338d1daac/622ea23b737c7822c2881e53/SCB_SmartCard_Retouched_220303_FNL.png","description":null,"dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"【10月3日中午12時截止】 經MoneyHero成功申請，毋需簽賬享限時獨家優惠HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡 ，加信用卡迎新HK$1,200現金回贈，合共價值高達HK$2,400！
【推薦人獎上獎活動】 成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 HKTVmall現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！即睇詳情 ","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcaff6528f5124665/6479523a43f55955abb7dd18/20230217_SCB_CC_Smart_Card_Campaign_Phase_3_D-PJ23_0124_Campaign-V01_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg","description":null,"dimension":{"width":"1600","height":"400"}},"countdown":{"text":"優惠即將完結！","displayProductPage":false,"date":{"startDate":"2021-09-30T02:00:00.000Z","endDate":"2023-03-17T04:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"},{"key":"BEST_VALUE","display":"推薦獎賞計劃"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_CONVERSION_FEE","display":"里數兌換手續費"},"sortValue":-9007199254740990,"displayValue":"豁免","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_DINING","display":"餐飲消費里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL_ONLINE_SHOPPING","display":"本地網購里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS_ONLINE_SHOPPING","display":"AIRMILES_OVERSEAS_ONLINE_SHOPPING"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS","display":"海外消費里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER","display":"迎新里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_DIGITAL_WALLET","display":"電子錢包里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OCTOPUS","display":"八達通増值里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER_TOTAL","display":"迎新里數回贈上限"},"sortValue":-9007199254740990,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL","display":"本地消費里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DIGITAL_WALLET","display":"電子錢包現金回贈"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DINING","display":"餐飲消費現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL","display":"本地消費現金回贈"},"sortValue":-5000,"displayValue":"5","tooltip":null,"description":"於特約商戶簽賬","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL_ONLINE_SHOPPING","display":"本地網購現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS_ONLINE_SHOPPING","display":"外幣網購現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS","display":"海外消費現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER","display":"迎新現金回贈"},"sortValue":-30000,"displayValue":"30","tooltip":null,"description":"以簽賬滿HK$4,000可獲HK$1,200現金回贈計算","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OCTOPUS","display":"八達通增值現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"sortValue":0,"displayValue":"0","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"sortValue":-56000,"displayValue":"56","tooltip":null,"description":"","prefix":"","suffix":"日"},{"__typename":"CompareElementSimple","title":{"key":"OCTOPUS_MAXIMUM_TOP_UP_VALUE","display":"八達通自動增值上限"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"sortValue":96000000,"displayValue":"96,000","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRPORT_LOUNGE_ACCESS","display":"免費享用貴賓室次數"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"sortValue":-9007199254740990,"displayValue":"NULL_TEXT_NO_ANNUAL_FEE","tooltip":null,"description":"","prefix":"","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvc3RjaC1zbWFydC1jYy16aC1ycA.Z3UPNU-cH4BeeSTd4ewW2JOEVZKLGIoKg9YDbyDVxZbeRmU9UCJ8WSfpcGBRWA5LCuPuwnfeCHbpMRhic4kuBg","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"standard-chartered-smart-credit-card"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"standard-chartered","providerName":"渣打銀行"},"description":{"shortDescription":["全年優惠 - HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈"]},"productName":"渣打Smart信用卡","title":"HK.CC.STCH0005.STANDARDCHARTEREDSMARTCREDITCARD","features":{"title":"Features","pros":["MoneyHero限時獨家優惠
全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡 重要日期 獎賞條件 2023年8月31日中午12時至2023年10月3日中午12時
全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡
收到獎賞換領表格後7日內 填妥及遞交較早前經電郵發出之「獎賞換領表格」 2023年10月31日或之前 成功獲批信用卡（批核以銀行系統紀錄為準） 指定信用卡成功獲批後7日內 連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格
申請小貼士： 請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠 申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關 優惠受條款及細則 約束 ","迎新獎賞 - HK$1,200現金回贈
獎賞要求 迎新獎賞 全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 HK$1,200現金回贈
","Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金 信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠 註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足， 會以負數顯示。 ","DECATHLON 8%現金回贈 2023年6月9日至8月31日，憑Smart信用卡於DECATHLON簽賬可享8％現金回贈 全年優惠：HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈
憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） 由2023年起，日本城新加盟為Smart信用卡特約商戶 其他特約商戶包括759阿信屋、OK便利店、Klook、百佳、香港莎莎、屈臣氏及戶戶送（由2023年4月1日起）等 主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify 不設最低消費額要求 推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限） 其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈） ","Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
","💰如何賺盡渣打Smart信用卡5%現金回贈？解構渣打Smart信用卡
","永久免年費 ","不設外幣交易手續費 憑卡網上購物或到海外簽賬，不論是以外幣結帳或是港幣結帳，無需額外支付交易徵費 ","不設現金透支服務費 "],"cons":["迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人 全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人 ","於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬
","須到「360°全面賞」網上平台換領賺取之現金回贈 所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口 持卡人須登入網上平台換領現金回贈 每次須至少換領HK$50現金回贈 ","受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁\n 迎新禮遇只適用於2023年6月30日至2023年9月27日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人 \n 迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站 \n 全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈 \n 合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額\n \n "}}]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}
Debug data (Print)
(SizeLimitingPyMap: {__typename=CreditCard, id=blt36eba19850e8771d_19_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltac78831338d1daac/622ea23b737c7822c2881e53/SCB_SmartCard_Retouched_220303_FNL.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=<strong>【10月3日中午12時截止】</strong>經MoneyHero成功申請，毋需簽賬享限時獨家優惠<strong>HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡</strong>，加信用卡迎新HK$1,200現金回贈，合共價值高達HK$2,400！<p></p><strong>【推薦人獎上獎活動】</strong>成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 HKTVmall現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！<a href="https://bit.ly/3WGeWVW" target="_self">即睇詳情</a>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcaff6528f5124665/6479523a43f55955abb7dd18/20230217_SCB_CC_Smart_Card_Campaign_Phase_3_D-PJ23_0124_Campaign-V01_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg, description=null, dimension={width=1600, height=400}}, countdown={text=優惠即將完結！, displayProductPage=false, date={startDate=2021-09-30T02:00:00.000Z, endDate=2023-03-17T04:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=AIRMILES_CONVERSION_FEE, display=里數兌換手續費}, sortValue=-9007199254740990, displayValue=豁免, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_DINING, display=餐飲消費里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_LOCAL_ONLINE_SHOPPING, display=本地網購里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_OVERSEAS_ONLINE_SHOPPING, display=AIRMILES_OVERSEAS_ONLINE_SHOPPING}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_OVERSEAS, display=海外消費里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_WELCOME_OFFER, display=迎新里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_DIGITAL_WALLET, display=電子錢包里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_OCTOPUS, display=八達通増值里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_WELCOME_OFFER_TOTAL, display=迎新里數回贈上限}, sortValue=-9007199254740990, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_LOCAL, display=本地消費里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_DIGITAL_WALLET, display=電子錢包現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_DINING, display=餐飲消費現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL, display=本地消費現金回贈}, sortValue=-5000, displayValue=5, tooltip=null, description=於特約商戶簽賬, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL_ONLINE_SHOPPING, display=本地網購現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_OVERSEAS_ONLINE_SHOPPING, display=外幣網購現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_OVERSEAS, display=海外消費現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_WELCOME_OFFER, display=迎新現金回贈}, sortValue=-30000, displayValue=30, tooltip=null, description=以簽賬滿HK$4,000可獲HK$1,200現金回贈計算, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_OCTOPUS, display=八達通增值現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=INTEREST_FREE_PERIOD, display=免息還款期限}, sortValue=-56000, displayValue=56, tooltip=null, description=, prefix=, suffix=日}, {__typename=CompareElementSimple, title={key=OCTOPUS_MAXIMUM_TOP_UP_VALUE, display=八達通自動增值上限}, sortValue=-9007199254740990, displayValue=無限, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, sortValue=96000000, displayValue=96,000, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=AIRPORT_LOUNGE_ACCESS, display=免費享用貴賓室次數}, sortValue=-9007199254740990, displayValue=無限, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=ANNUAL_FEE, display=年費 (港幣)}, sortValue=-9007199254740990, displayValue=NULL_TEXT_NO_ANNUAL_FEE, tooltip=null, description=, prefix=, suffix=}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvc3RjaC1zbWFydC1jYy16aC1ycA.Z3UPNU-cH4BeeSTd4ewW2JOEVZKLGIoKg9YDbyDVxZbeRmU9UCJ8WSfpcGBRWA5LCuPuwnfeCHbpMRhic4kuBg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-smart-credit-card}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[全年優惠 - HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈]}, productName=渣打Smart信用卡, title=HK.CC.STCH0005.STANDARDCHARTEREDSMARTCREDITCARD, features={title=Features, pros=[<p><strong>MoneyHero限時獨家優惠</strong></p> <ul> <li>全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡</li> </ul> <table style="width: 100%; height: 151px;"> <tbody> <tr style="height: 30px;"> <td style="width: 48.7568%; text-align: center; height: 26px;"><strong>重要日期</strong></td> <td style="width: 50.065%; text-align: center; height: 26px;"><strong>獎賞條件</strong></td> </tr> <tr style="height: 30px;"> <td style="width: 48.7568%; border-top: 1px solid #ededed; height: 30px;"> <p>2023年8月31日中午12時至2023年10月3日中午12時</p> </td> <td style="width: 50.065%; border-top: 1px solid #ededed; height: 30px;"> <p>全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡</p> </td> </tr> <tr style="height: 35px;"> <td style="width: 48.7568%; border-top: 1px solid #ededed; height: 35px;">收到獎賞換領表格後7日內</td> <td style="width: 50.065%; border-top: 1px solid #ededed; height: 35px;">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> </tr> <tr style="height: 30px;"> <td style="width: 48.7568%; border-top: 1px solid #ededed; height: 30px;">2023年10月31日或之前</td> <td style="width: 50.065%; border-top: 1px solid #ededed; height: 30px;">成功獲批信用卡（批核以銀行系統紀錄為準）</td> </tr> <tr style="height: 30px;"> <td style="width: 48.7568%; border-top: 1px solid #ededed; height: 30px;">指定信用卡成功獲批後7日內</td> <td style="width: 50.065%; border-top: 1px solid #ededed; height: 30px;">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li><li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B" target="_blank">渣打信用卡申請流程教學及拍攝身份證Tips </a></li><li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li> <li>優惠受<a href="https://moneyhero.link/cc-scb-smart-tnc-listing">條款及細則</a>約束</li></ul> </li> </ul>, <p><strong>迎新獎賞 - HK$1,200現金回贈</strong></p> <table style="width: 100%;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 65%;" width="65%"><strong>獎賞要求</strong></td> <td style="text-align: center; height: 50px; width: 33.9367%;"><strong>迎新獎賞</strong></td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed; width: 65%;">全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 33.9367%;">HK$1,200現金回贈</td> </tr> </tbody> </table> <ul> <li>迎新獎賞的現金回贈將於發卡後4個月內存入</li> </ul>, <strong>Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金</strong> <ul> <li>信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠</li> <li>註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足， 會以負數顯示。</li> </ul>, <strong>DECATHLON 8%現金回贈</strong><ul><li>2023年6月9日至8月31日，憑Smart信用卡於DECATHLON簽賬可享8％現金回贈</li></ul>, <p><strong>全年優惠：HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈</strong></p> <ul> <li>憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） <ul> <li>由2023年起，日本城新加盟為Smart信用卡特約商戶</li> <li>其他特約商戶包括759阿信屋、OK便利店、Klook、百佳、香港莎莎、屈臣氏及戶戶送（由2023年4月1日起）等</li> <li>主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify</li> <li>不設最低消費額要求</li> <li>推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）</li> </ul> </li> <li>其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）</li> </ul>, <p><strong>Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折</strong></p>, <p>💰如何賺盡渣打Smart信用卡5%現金回贈？<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8B-%E6%B8%A3%E6%89%93-smart%E4%BF%A1%E7%94%A8%E5%8D%A1" ga-category="credit-card" ga-action="product panel - clicked" ga-label="/SCBSmartCardBlog" target="_blank">解構渣打Smart信用卡</a></p>, <strong>永久免年費</strong>, <strong>不設外幣交易手續費</strong> <ul> <li>憑卡網上購物或到海外簽賬，不論是以外幣結帳或是港幣結帳，無需額外支付交易徵費</li> </ul>, <strong>不設現金透支服務費</strong>], cons=[<strong>迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人</strong><ul> <li>全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li> </ul>, <p>於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬</p>, <strong>須到「360°全面賞」網上平台換領賺取之現金回贈</strong> <ul> <li>所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口</li> <li>持卡人須登入網上平台換領現金回贈</li> <li>每次須至少換領HK$50現金回贈</li> </ul>, 受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁<br> 借定唔借？還得到先好借！]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=逾期費用}, value=null, description={shortDescription=未付結欠餘額的5%（最低為220港元/人民幣，最高為350港元/人民幣）或最低付款額，以較低者為準, longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=零售交易實際年利率}, value=null, description={shortDescription=35.7%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=透支現金實際年利率}, value=null, description={shortDescription=37.13%, longDescription=null, tooltip=null}}, {type={key=INTEREST_FREE_PERIOD, display=免息還款期限}, value=null, description={shortDescription=長達56日, longDescription=null, tooltip=null}}], fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=永久免年費, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=豁免, longDescription=null, tooltip=null}}], offers={welcomeOffers=[{reward=[{title=HK$1,200現金回贈, tandc={shortDescription=null, longDescrition=<ul>
<li>迎新禮遇只適用於2023年6月30日至2023年9月27日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li>
<li>迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站</li>
<li>全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈</li>
<li>合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額<ul></ul>
</li>
</ul>}}]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}})
Debug data (Raw)
{__typename=CreditCard, id=blt36eba19850e8771d_19_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltac78831338d1daac/622ea23b737c7822c2881e53/SCB_SmartCard_Retouched_220303_FNL.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【10月3日中午12時截止】 經MoneyHero成功申請，毋需簽賬享限時獨家優惠HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡 ，加信用卡迎新HK$1,200現金回贈，合共價值高達HK$2,400！
【推薦人獎上獎活動】 成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 HKTVmall現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！即睇詳情 , bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcaff6528f5124665/6479523a43f55955abb7dd18/20230217_SCB_CC_Smart_Card_Campaign_Phase_3_D-PJ23_0124_Campaign-V01_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg, description=null, dimension={width=1600, height=400}}, countdown={text=優惠即將完結！, displayProductPage=false, date={startDate=2021-09-30T02:00:00.000Z, endDate=2023-03-17T04:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=AIRMILES_CONVERSION_FEE, display=里數兌換手續費}, sortValue=-9007199254740990, displayValue=豁免, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_DINING, display=餐飲消費里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_LOCAL_ONLINE_SHOPPING, display=本地網購里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_OVERSEAS_ONLINE_SHOPPING, display=AIRMILES_OVERSEAS_ONLINE_SHOPPING}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_OVERSEAS, display=海外消費里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_WELCOME_OFFER, display=迎新里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_DIGITAL_WALLET, display=電子錢包里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_OCTOPUS, display=八達通増值里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_WELCOME_OFFER_TOTAL, display=迎新里數回贈上限}, sortValue=-9007199254740990, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=AIRMILES_LOCAL, display=本地消費里數回贈率}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_DIGITAL_WALLET, display=電子錢包現金回贈}, sortValue=9007199254740991, displayValue=不適用, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=CASHBACK_DINING, display=餐飲消費現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL, display=本地消費現金回贈}, sortValue=-5000, displayValue=5, tooltip=null, description=於特約商戶簽賬, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_LOCAL_ONLINE_SHOPPING, display=本地網購現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_OVERSEAS_ONLINE_SHOPPING, display=外幣網購現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_OVERSEAS, display=海外消費現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_WELCOME_OFFER, display=迎新現金回贈}, sortValue=-30000, displayValue=30, tooltip=null, description=以簽賬滿HK$4,000可獲HK$1,200現金回贈計算, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=CASHBACK_OCTOPUS, display=八達通增值現金回贈}, sortValue=-550, displayValue=0.55, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, sortValue=0, displayValue=0, tooltip=null, description=, prefix=, suffix=%}, {__typename=CompareElementSimple, title={key=INTEREST_FREE_PERIOD, display=免息還款期限}, sortValue=-56000, displayValue=56, tooltip=null, description=, prefix=, suffix=日}, {__typename=CompareElementSimple, title={key=OCTOPUS_MAXIMUM_TOP_UP_VALUE, display=八達通自動增值上限}, sortValue=-9007199254740990, displayValue=無限, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, sortValue=96000000, displayValue=96,000, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=AIRPORT_LOUNGE_ACCESS, display=免費享用貴賓室次數}, sortValue=-9007199254740990, displayValue=無限, tooltip=null, description=, prefix=, suffix=}, {__typename=CompareElementSimple, title={key=ANNUAL_FEE, display=年費 (港幣)}, sortValue=-9007199254740990, displayValue=NULL_TEXT_NO_ANNUAL_FEE, tooltip=null, description=, prefix=, suffix=}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvc3RjaC1zbWFydC1jYy16aC1ycA.Z3UPNU-cH4BeeSTd4ewW2JOEVZKLGIoKg9YDbyDVxZbeRmU9UCJ8WSfpcGBRWA5LCuPuwnfeCHbpMRhic4kuBg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-smart-credit-card}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[全年優惠 - HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈]}, productName=渣打Smart信用卡, title=HK.CC.STCH0005.STANDARDCHARTEREDSMARTCREDITCARD, features={title=Features, pros=[MoneyHero限時獨家優惠
全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡 重要日期 獎賞條件 2023年8月31日中午12時至2023年10月3日中午12時
全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡
收到獎賞換領表格後7日內 填妥及遞交較早前經電郵發出之「獎賞換領表格」 2023年10月31日或之前 成功獲批信用卡（批核以銀行系統紀錄為準） 指定信用卡成功獲批後7日內 連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格
申請小貼士： 請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠 申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關 優惠受條款及細則 約束 , 迎新獎賞 - HK$1,200現金回贈
獎賞要求 迎新獎賞 全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 HK$1,200現金回贈
, Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金 信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠 註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足， 會以負數顯示。 , DECATHLON 8%現金回贈 2023年6月9日至8月31日，憑Smart信用卡於DECATHLON簽賬可享8％現金回贈 全年優惠：HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈
憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） 由2023年起，日本城新加盟為Smart信用卡特約商戶 其他特約商戶包括759阿信屋、OK便利店、Klook、百佳、香港莎莎、屈臣氏及戶戶送（由2023年4月1日起）等 主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify 不設最低消費額要求 推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限） 其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈） , Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
, 💰如何賺盡渣打Smart信用卡5%現金回贈？解構渣打Smart信用卡
, 永久免年費 , 不設外幣交易手續費 憑卡網上購物或到海外簽賬，不論是以外幣結帳或是港幣結帳，無需額外支付交易徵費 , 不設現金透支服務費 ], cons=[迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人 全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人 , 於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬
, 須到「360°全面賞」網上平台換領賺取之現金回贈 所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口 持卡人須登入網上平台換領現金回贈 每次須至少換領HK$50現金回贈 , 受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁
迎新禮遇只適用於2023年6月30日至2023年9月27日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站
全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈
合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額
}}]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}}
Debug data
(SizeLimitingPyMap: {market=moneyhero, badges={show=true, exclusive={background={color=#CCFBF1, opacity=100, rgba=rgba(204, 251, 241, 1), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=#CCFBF1}, color={color=#0D968B, opacity=100, rgba=rgba(13, 150, 139, 1), rgb=rgb(13, 150, 139), hex=#0D968B, css=#0D968B}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=100, rgba=rgba(255, 246, 235, 1), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=#FFF6EB}, color={color=#E9590C, opacity=100, rgba=rgba(233, 89, 12, 1), rgb=rgb(233, 89, 12), hex=#E9590C, css=#E9590C}, text=Featured}, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, product_moneyhero={ad_hoc_comparables=[{comparable_label=年費(港幣) , comparable_value=永久免年費}], comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=https://moneyhero.link/stch-smart-cc-zh-mgm}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}, product={id=62168993761, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168993761, hs_child_table_id=0, hs_updated_at=1695267449675, hs_published_at=1695721765059, productid=blt36eba19850e8771d_19_zh-hk, data={"__typename":"CreditCard","id":"blt36eba19850e8771d_19_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltac78831338d1daac/622ea23b737c7822c2881e53/SCB_SmartCard_Retouched_220303_FNL.png","description":null,"dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【10月3日中午12時截止】</strong>經MoneyHero成功申請，毋需簽賬享限時獨家優惠<strong>HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡</strong>，加信用卡迎新HK$1,200現金回贈，合共價值高達HK$2,400！<p></p><strong>【推薦人獎上獎活動】</strong>成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 HKTVmall現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！<a href=\"https://bit.ly/3WGeWVW\" target=\"_self\">即睇詳情</a>","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcaff6528f5124665/6479523a43f55955abb7dd18/20230217_SCB_CC_Smart_Card_Campaign_Phase_3_D-PJ23_0124_Campaign-V01_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg","description":null,"dimension":{"width":"1600","height":"400"}},"countdown":{"text":"優惠即將完結！","displayProductPage":false,"date":{"startDate":"2021-09-30T02:00:00.000Z","endDate":"2023-03-17T04:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"},{"key":"BEST_VALUE","display":"推薦獎賞計劃"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_CONVERSION_FEE","display":"里數兌換手續費"},"sortValue":-9007199254740990,"displayValue":"豁免","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_DINING","display":"餐飲消費里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL_ONLINE_SHOPPING","display":"本地網購里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS_ONLINE_SHOPPING","display":"AIRMILES_OVERSEAS_ONLINE_SHOPPING"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS","display":"海外消費里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER","display":"迎新里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_DIGITAL_WALLET","display":"電子錢包里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OCTOPUS","display":"八達通増值里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER_TOTAL","display":"迎新里數回贈上限"},"sortValue":-9007199254740990,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL","display":"本地消費里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DIGITAL_WALLET","display":"電子錢包現金回贈"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DINING","display":"餐飲消費現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL","display":"本地消費現金回贈"},"sortValue":-5000,"displayValue":"5","tooltip":null,"description":"於特約商戶簽賬","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL_ONLINE_SHOPPING","display":"本地網購現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS_ONLINE_SHOPPING","display":"外幣網購現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS","display":"海外消費現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER","display":"迎新現金回贈"},"sortValue":-30000,"displayValue":"30","tooltip":null,"description":"以簽賬滿HK$4,000可獲HK$1,200現金回贈計算","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OCTOPUS","display":"八達通增值現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"sortValue":0,"displayValue":"0","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"sortValue":-56000,"displayValue":"56","tooltip":null,"description":"","prefix":"","suffix":"日"},{"__typename":"CompareElementSimple","title":{"key":"OCTOPUS_MAXIMUM_TOP_UP_VALUE","display":"八達通自動增值上限"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"sortValue":96000000,"displayValue":"96,000","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRPORT_LOUNGE_ACCESS","display":"免費享用貴賓室次數"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"sortValue":-9007199254740990,"displayValue":"NULL_TEXT_NO_ANNUAL_FEE","tooltip":null,"description":"","prefix":"","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvc3RjaC1zbWFydC1jYy16aC1ycA.Z3UPNU-cH4BeeSTd4ewW2JOEVZKLGIoKg9YDbyDVxZbeRmU9UCJ8WSfpcGBRWA5LCuPuwnfeCHbpMRhic4kuBg","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"standard-chartered-smart-credit-card"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"standard-chartered","providerName":"渣打銀行"},"description":{"shortDescription":["全年優惠 - HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈"]},"productName":"渣打Smart信用卡","title":"HK.CC.STCH0005.STANDARDCHARTEREDSMARTCREDITCARD","features":{"title":"Features","pros":["<p><strong>MoneyHero限時獨家優惠</strong></p> <ul> <li>全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡</li> </ul> <table style=\"width: 100%; height: 151px;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 48.7568%; text-align: center; height: 26px;\"><strong>重要日期</strong></td> <td style=\"width: 50.065%; text-align: center; height: 26px;\"><strong>獎賞條件</strong></td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 48.7568%; border-top: 1px solid #ededed; height: 30px;\"> <p>2023年8月31日中午12時至2023年10月3日中午12時</p> </td> <td style=\"width: 50.065%; border-top: 1px solid #ededed; height: 30px;\"> <p>全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡</p> </td> </tr> <tr style=\"height: 35px;\"> <td style=\"width: 48.7568%; border-top: 1px solid #ededed; height: 35px;\">收到獎賞換領表格後7日內</td> <td style=\"width: 50.065%; border-top: 1px solid #ededed; height: 35px;\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 48.7568%; border-top: 1px solid #ededed; height: 30px;\">2023年10月31日或之前</td> <td style=\"width: 50.065%; border-top: 1px solid #ededed; height: 30px;\">成功獲批信用卡（批核以銀行系統紀錄為準）</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 48.7568%; border-top: 1px solid #ededed; height: 30px;\">指定信用卡成功獲批後7日內</td> <td style=\"width: 50.065%; border-top: 1px solid #ededed; height: 30px;\">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li><li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B\" target=\"_blank\">渣打信用卡申請流程教學及拍攝身份證Tips </a></li><li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li> <li>優惠受<a href=\"https://moneyhero.link/cc-scb-smart-tnc-listing\">條款及細則</a>約束</li></ul> </li> </ul>","<p><strong>迎新獎賞 - HK$1,200現金回贈</strong></p> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 65%;\" width=\"65%\"><strong>獎賞要求</strong></td> <td style=\"text-align: center; height: 50px; width: 33.9367%;\"><strong>迎新獎賞</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 65%;\">全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 33.9367%;\">HK$1,200現金回贈</td> </tr> </tbody> </table> <ul> <li>迎新獎賞的現金回贈將於發卡後4個月內存入</li> </ul>","<strong>Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金</strong> <ul> <li>信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠</li> <li>註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足， 會以負數顯示。</li> </ul>","<strong>DECATHLON 8%現金回贈</strong><ul><li>2023年6月9日至8月31日，憑Smart信用卡於DECATHLON簽賬可享8％現金回贈</li></ul>","<p><strong>全年優惠：HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈</strong></p> <ul> <li>憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） <ul> <li>由2023年起，日本城新加盟為Smart信用卡特約商戶</li> <li>其他特約商戶包括759阿信屋、OK便利店、Klook、百佳、香港莎莎、屈臣氏及戶戶送（由2023年4月1日起）等</li> <li>主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify</li> <li>不設最低消費額要求</li> <li>推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）</li> </ul> </li> <li>其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）</li> </ul>","<p><strong>Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折</strong></p>","<p>💰如何賺盡渣打Smart信用卡5%現金回贈？<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8B-%E6%B8%A3%E6%89%93-smart%E4%BF%A1%E7%94%A8%E5%8D%A1\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/SCBSmartCardBlog\" target=\"_blank\">解構渣打Smart信用卡</a></p>","<strong>永久免年費</strong>","<strong>不設外幣交易手續費</strong> <ul> <li>憑卡網上購物或到海外簽賬，不論是以外幣結帳或是港幣結帳，無需額外支付交易徵費</li> </ul>","<strong>不設現金透支服務費</strong>"],"cons":["<strong>迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人</strong><ul> <li>全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li> </ul>","<p>於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬</p>","<strong>須到「360°全面賞」網上平台換領賺取之現金回贈</strong> <ul> <li>所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口</li> <li>持卡人須登入網上平台換領現金回贈</li> <li>每次須至少換領HK$50現金回贈</li> </ul>","受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁<br> 借定唔借？還得到先好借！"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"未付結欠餘額的5%（最低為220港元/人民幣，最高為350港元/人民幣）或最低付款額，以較低者為準","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"35.7%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"37.13%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"長達56日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"value":null,"description":{"shortDescription":"永久免年費","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"豁免","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[{"title":"HK$1,200現金回贈","tandc":{"shortDescription":null,"longDescrition":"<ul>\n <li>迎新禮遇只適用於2023年6月30日至2023年9月27日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li>\n <li>迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站</li>\n <li>全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈</li>\n <li>合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額<ul></ul>\n </li>\n</ul>"}}]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_created_at=1676866195360, hs_is_edited=false, productname=渣打Smart信用卡, hs_name=, hs_updated_by_user_id=28491723}}, reorder_comparables=[]}, static_text={apply_now_column_header= , cta_button_label=立即申請, product_column_header= , see_more=See more, see_less=See less, cta_button_subtext=, rewards=獎勵, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={show=true, features={show=true, expanded=true, order_sequence=1, heading=Features}, promotions_terms_and_conditions={show=true, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, fees={show=true, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, eligibility={show=true, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}, usage={show=true, expanded=false, order_sequence=1, heading=Usage, labels=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={desktop_font_style={comparable_description={color=#687076, fallback=sans-serif, font=Open Sans, font_set=GOOGLE, size=12, styles={}, variant=regular}, general={color=#424242, fallback=sans-serif, font=Open Sans, font_set=GOOGLE, size=12, styles={}, variant=300}}, mobile_font_style={comparable_description={color=#687076, fallback=sans-serif, font=Open Sans, font_set=GOOGLE, size=12, styles={}, variant=regular}}, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, theme=default, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=false, show_banner=false}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}})
null
(SizeLimitingPyMap: {id=62168993761, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168993761, hs_child_table_id=0, hs_updated_at=1695267449675, hs_published_at=1695721765059, productid=blt36eba19850e8771d_19_zh-hk, data={"__typename":"CreditCard","id":"blt36eba19850e8771d_19_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltac78831338d1daac/622ea23b737c7822c2881e53/SCB_SmartCard_Retouched_220303_FNL.png","description":null,"dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【10月3日中午12時截止】</strong>經MoneyHero成功申請，毋需簽賬享限時獨家優惠<strong>HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡</strong>，加信用卡迎新HK$1,200現金回贈，合共價值高達HK$2,400！<p></p><strong>【推薦人獎上獎活動】</strong>成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 HKTVmall現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！<a href=\"https://bit.ly/3WGeWVW\" target=\"_self\">即睇詳情</a>","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcaff6528f5124665/6479523a43f55955abb7dd18/20230217_SCB_CC_Smart_Card_Campaign_Phase_3_D-PJ23_0124_Campaign-V01_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg","description":null,"dimension":{"width":"1600","height":"400"}},"countdown":{"text":"優惠即將完結！","displayProductPage":false,"date":{"startDate":"2021-09-30T02:00:00.000Z","endDate":"2023-03-17T04:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"},{"key":"BEST_VALUE","display":"推薦獎賞計劃"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_CONVERSION_FEE","display":"里數兌換手續費"},"sortValue":-9007199254740990,"displayValue":"豁免","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_DINING","display":"餐飲消費里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL_ONLINE_SHOPPING","display":"本地網購里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS_ONLINE_SHOPPING","display":"AIRMILES_OVERSEAS_ONLINE_SHOPPING"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS","display":"海外消費里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER","display":"迎新里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_DIGITAL_WALLET","display":"電子錢包里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OCTOPUS","display":"八達通増值里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER_TOTAL","display":"迎新里數回贈上限"},"sortValue":-9007199254740990,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL","display":"本地消費里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DIGITAL_WALLET","display":"電子錢包現金回贈"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DINING","display":"餐飲消費現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL","display":"本地消費現金回贈"},"sortValue":-5000,"displayValue":"5","tooltip":null,"description":"於特約商戶簽賬","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL_ONLINE_SHOPPING","display":"本地網購現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS_ONLINE_SHOPPING","display":"外幣網購現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS","display":"海外消費現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER","display":"迎新現金回贈"},"sortValue":-30000,"displayValue":"30","tooltip":null,"description":"以簽賬滿HK$4,000可獲HK$1,200現金回贈計算","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OCTOPUS","display":"八達通增值現金回贈"},"sortValue":-550,"displayValue":"0.55","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"sortValue":0,"displayValue":"0","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"sortValue":-56000,"displayValue":"56","tooltip":null,"description":"","prefix":"","suffix":"日"},{"__typename":"CompareElementSimple","title":{"key":"OCTOPUS_MAXIMUM_TOP_UP_VALUE","display":"八達通自動增值上限"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"sortValue":96000000,"displayValue":"96,000","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRPORT_LOUNGE_ACCESS","display":"免費享用貴賓室次數"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"sortValue":-9007199254740990,"displayValue":"NULL_TEXT_NO_ANNUAL_FEE","tooltip":null,"description":"","prefix":"","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvc3RjaC1zbWFydC1jYy16aC1ycA.Z3UPNU-cH4BeeSTd4ewW2JOEVZKLGIoKg9YDbyDVxZbeRmU9UCJ8WSfpcGBRWA5LCuPuwnfeCHbpMRhic4kuBg","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"standard-chartered-smart-credit-card"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"standard-chartered","providerName":"渣打銀行"},"description":{"shortDescription":["全年優惠 - HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈"]},"productName":"渣打Smart信用卡","title":"HK.CC.STCH0005.STANDARDCHARTEREDSMARTCREDITCARD","features":{"title":"Features","pros":["<p><strong>MoneyHero限時獨家優惠</strong></p> <ul> <li>全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券 或 HK$1,200 Apple Store禮品卡</li> </ul> <table style=\"width: 100%; height: 151px;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 48.7568%; text-align: center; height: 26px;\"><strong>重要日期</strong></td> <td style=\"width: 50.065%; text-align: center; height: 26px;\"><strong>獎賞條件</strong></td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 48.7568%; border-top: 1px solid #ededed; height: 30px;\"> <p>2023年8月31日中午12時至2023年10月3日中午12時</p> </td> <td style=\"width: 50.065%; border-top: 1px solid #ededed; height: 30px;\"> <p>全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡</p> </td> </tr> <tr style=\"height: 35px;\"> <td style=\"width: 48.7568%; border-top: 1px solid #ededed; height: 35px;\">收到獎賞換領表格後7日內</td> <td style=\"width: 50.065%; border-top: 1px solid #ededed; height: 35px;\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 48.7568%; border-top: 1px solid #ededed; height: 30px;\">2023年10月31日或之前</td> <td style=\"width: 50.065%; border-top: 1px solid #ededed; height: 30px;\">成功獲批信用卡（批核以銀行系統紀錄為準）</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 48.7568%; border-top: 1px solid #ededed; height: 30px;\">指定信用卡成功獲批後7日內</td> <td style=\"width: 50.065%; border-top: 1px solid #ededed; height: 30px;\">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li><li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B\" target=\"_blank\">渣打信用卡申請流程教學及拍攝身份證Tips </a></li><li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li> <li>優惠受<a href=\"https://moneyhero.link/cc-scb-smart-tnc-listing\">條款及細則</a>約束</li></ul> </li> </ul>","<p><strong>迎新獎賞 - HK$1,200現金回贈</strong></p> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 65%;\" width=\"65%\"><strong>獎賞要求</strong></td> <td style=\"text-align: center; height: 50px; width: 33.9367%;\"><strong>迎新獎賞</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 65%;\">全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 33.9367%;\">HK$1,200現金回贈</td> </tr> </tbody> </table> <ul> <li>迎新獎賞的現金回贈將於發卡後4個月內存入</li> </ul>","<strong>Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金</strong> <ul> <li>信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠</li> <li>註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足， 會以負數顯示。</li> </ul>","<strong>DECATHLON 8%現金回贈</strong><ul><li>2023年6月9日至8月31日，憑Smart信用卡於DECATHLON簽賬可享8％現金回贈</li></ul>","<p><strong>全年優惠：HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈</strong></p> <ul> <li>憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） <ul> <li>由2023年起，日本城新加盟為Smart信用卡特約商戶</li> <li>其他特約商戶包括759阿信屋、OK便利店、Klook、百佳、香港莎莎、屈臣氏及戶戶送（由2023年4月1日起）等</li> <li>主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify</li> <li>不設最低消費額要求</li> <li>推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）</li> </ul> </li> <li>其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）</li> </ul>","<p><strong>Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折</strong></p>","<p>💰如何賺盡渣打Smart信用卡5%現金回贈？<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8B-%E6%B8%A3%E6%89%93-smart%E4%BF%A1%E7%94%A8%E5%8D%A1\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/SCBSmartCardBlog\" target=\"_blank\">解構渣打Smart信用卡</a></p>","<strong>永久免年費</strong>","<strong>不設外幣交易手續費</strong> <ul> <li>憑卡網上購物或到海外簽賬，不論是以外幣結帳或是港幣結帳，無需額外支付交易徵費</li> </ul>","<strong>不設現金透支服務費</strong>"],"cons":["<strong>迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人</strong><ul> <li>全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li> </ul>","<p>於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬</p>","<strong>須到「360°全面賞」網上平台換領賺取之現金回贈</strong> <ul> <li>所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口</li> <li>持卡人須登入網上平台換領現金回贈</li> <li>每次須至少換領HK$50現金回贈</li> </ul>","受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁<br> 借定唔借？還得到先好借！"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"未付結欠餘額的5%（最低為220港元/人民幣，最高為350港元/人民幣）或最低付款額，以較低者為準","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"35.7%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"37.13%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"長達56日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"value":null,"description":{"shortDescription":"永久免年費","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"豁免","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[{"title":"HK$1,200現金回贈","tandc":{"shortDescription":null,"longDescrition":"<ul>\n <li>迎新禮遇只適用於2023年6月30日至2023年9月27日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li>\n <li>迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站</li>\n <li>全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈</li>\n <li>合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額<ul></ul>\n </li>\n</ul>"}}]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_created_at=1676866195360, hs_is_edited=false, productname=渣打Smart信用卡, hs_name=, hs_updated_by_user_id=28491723}})
.gif "20230601-MGM-Program-Jun-Promotion-D-PJ23_0378-Campaign-V01_Promo-Page-Banner-Desktop-(1440-x-256)")
.png?auto=webp&width=120){kind=logo}
.jpg)
.png?auto=webp&width=325)
