WeLend 私人貸款

WeLend私人貸款以AI處理貸款申請和審批,全程不經人手。申請人只需於網上提交提款卡及身份證,最快1秒收到審批結果,連同經轉數快將資金過戶,最快21分鐘辦妥貸款,MoneyHero為大家介紹WeLend私人貸款詳情。
【MoneyHero 限時獨家優惠】額外HK$300 超級市場現金券
【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈
提取之貸款金額 | 還款期 | MoneyHero獨家現金回贈 |
HK$200,001 至 HK$400,000 | 24個月或以上 | HK$3,800 |
HK$400,001 至 HK$800,000 | HK$5,000 | |
HK$800,001 或 以上 | HK$6,800 |
【WeLend 迎新優惠】高達HK$12,000現金回贈
客戶完成以下條件,即享獨家HK$12,000現金回贈:
提取之貸款金額 | 還款期 | 現金獎 |
HK$100,001 至 HK$200,000 | 24個月或以上 | HK$2,800 |
HK$200,001 至 HK$300,000 | HK$3,800 | |
HK$300,001 至 HK$400,000 | HK$4,800 | |
HK$400,001 至 HK$500,000 | HK$5,800 | |
HK$500,001 至 HK$600,000 | HK$8,800 | |
HK$600,001 至 HK$800,000 | HK$10,800 | |
HK$800,001 或以上 | HK$12,000 |
產品特色
注意事項
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\t- 全新客戶凡於2023年8月1日至10月3日(包括首尾兩日)經指定網上途徑遞交私人貸款申請,新貸款額達HK$50,000或以上,完成整個申請程序(包括查閱信貸報告),並交齊所需文件及資料。不論貸款最終獲批核與否,均可獲贈價值HK$300超市現金券。
- 優惠受條款及細則約束
","【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈
- 由2023年8月1日至2023年10月3日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,及;
提取之貸款金額 還款期 MoneyHero獨家現金回贈 HK$200,001 至 HK$400,000 24個月或以上 HK$3,800 HK$400,001 至 HK$800,000 HK$5,000 HK$800,001 或 以上 HK$6,800
- 優惠受條款及細則約束
","【WeLend 迎新優惠】高達HK$12,000現金回贈
客戶完成以下條件,即享獨家HK$12,000現金回贈:
- 由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:
提取之貸款金額 還款期 現金獎 HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 HK$200,001 至 HK$300,000 HK$3,800 HK$300,001 至 HK$400,000 HK$4,800 HK$400,001 至 HK$500,000 HK$5,800 HK$500,001 至 HK$600,000 HK$8,800 HK$600,001 至 HK$800,000 HK$10,800 HK$800,001 或以上 HK$12,000
- 優惠受條款及細則約束,詳情請参閱申請網站
","產品特色
- A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 貸款額HK$500,000或以上同樣可享稅貸低息
- 申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾"],"cons":["注意事項
- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":300000.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.51,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}
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height: 26px; text-align: left;"><strong>提取之貸款金額</strong></td> <td style="width: 19.1144%; height: 26px; text-align: left;"><strong>還款期</strong></td> <td style="width: 36.0032%; height: 26px; text-align: left;"><strong>MoneyHero獨家現金回贈 </strong></td> </tr> <tr style="height: 30px;"> <td style="width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$200,001 至 HK$400,000</td> <td style="width: 19.1144%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;" rowspan="3">24個月或以上</td> <td style="width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$3,800</td> </tr> <tr style="height: 30px;"> <td style="width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$400,001 至 HK$800,000</td> <td style="width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$5,000</td> </tr> <tr> <td style="width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$800,001 或 以上</td> <td style="width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$6,800</td> </tr> </tbody> </table> <ul> <li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1d6223847c63d5a0/64f02c6bbb33f7ed6bb5b815/Sep_6800_MoneyHero_Exclusive_Offer_Cash_Rebate_DD_offer_v2.pdf" target="_blank" rel="noopener">條款及細則</a>約束</li> </ul>, <p><strong>【WeLend 迎新優惠】高達HK$12,000現金回贈</strong><br />客戶完成以下條件,即享獨家HK$12,000現金回贈:</p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:</li> </ul> <table style="width: 100%;"> <tbody> <tr style="height: 30px;"> <td style="width: 20%; height: 26px; text-align: left;"><strong>提取之貸款金額</strong></td> <td style="width: 15%; height: 26px; text-align: left;"><strong>還款期</strong></td> <td style="width: 30%; height: 26px; text-align: left;"><strong>現金獎</strong></td> </tr> <tr style="height: 45px;"> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$100,001 至 HK$200,000</td> <td style="width: 15%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;" rowspan="7">24個月或以上</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$2,800</td> </tr> <tr> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$200,001 至 HK$300,000</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$3,800</td> </tr> <tr> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$300,001 至 HK$400,000</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$4,800</td> </tr> <tr> <td style="width: 20%; text-align: left;">HK$400,001 至 HK$500,000</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$5,800</td> </tr> <tr> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$500,001 至 HK$600,000</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$8,800</td> </tr> <tr style="height: 30px;"> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$600,001 至 HK$800,000</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$10,800</td> </tr> <tr style="height: 30px;"> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$800,001 或以上</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受條款及細則約束,詳情請参閱申請網站</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/welend/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=300000.0, apr=1.18, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.51, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=bltd14691e1687be700_23_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【10月3日截止】經MoneryHero申請貸款,不論貸款最終獲批核與否,即可獲得HK$300超市現金券;成功提取私人貸款,再尊享獨家高達HK$18,800現金獎!(包括獨家HK$6,800現金回贈), bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blta290e6109a18e0c8/64f164781cee177d6ddb6814/20230804_WeLand_PL_Aug_2023_D-PJ23_0550_Campaign-V02_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg, description=null, dimension=null}, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=112240000, displayValue=112,240, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4676666, displayValue=4,677, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLXBpbC1wbC16aC1ycA.57R-F5w32rRl_EJgG18BkdHEZ8dZ0tvV0fclyXyqPc0Xvxynt05Avdmnrp0-BM4eqz2oh2h3QynPKU2KtAj5Cw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-personal-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.79, eir=null, interestRate=0.125, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=300000.0, apr=1.18, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.121, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.12, fees=[]}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.51, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.77, eir=null, interestRate=0.119, fees=[]}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[]}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.75, eir=null, interestRate=0.118, fees=[]}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期, 【A.I.級簡便】免入息及住址證明]}, productName=WeLend 私人貸款, title=HK.PL.WELE0004.PERSONALLOAN, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康!, 【MoneyHero 限時獨家優惠】額外HK$300 超級市場現金券
- 全新客戶凡於2023年8月1日至10月3日(包括首尾兩日)經指定網上途徑遞交私人貸款申請,新貸款額達HK$50,000或以上,完成整個申請程序(包括查閱信貸報告),並交齊所需文件及資料。不論貸款最終獲批核與否,均可獲贈價值HK$300超市現金券。
- 優惠受條款及細則約束
, 【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈
- 由2023年8月1日至2023年10月3日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,及;
提取之貸款金額 還款期 MoneyHero獨家現金回贈 HK$200,001 至 HK$400,000 24個月或以上 HK$3,800 HK$400,001 至 HK$800,000 HK$5,000 HK$800,001 或 以上 HK$6,800
- 優惠受條款及細則約束
, 【WeLend 迎新優惠】高達HK$12,000現金回贈
客戶完成以下條件,即享獨家HK$12,000現金回贈:
- 由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:
提取之貸款金額 還款期 現金獎 HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 HK$200,001 至 HK$300,000 HK$3,800 HK$300,001 至 HK$400,000 HK$4,800 HK$400,001 至 HK$500,000 HK$5,800 HK$500,001 至 HK$600,000 HK$8,800 HK$600,001 至 HK$800,000 HK$10,800 HK$800,001 或以上 HK$12,000
- 優惠受條款及細則約束,詳情請参閱申請網站
, 產品特色
- A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 貸款額HK$500,000或以上同樣可享稅貸低息
- 申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
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Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> 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left;\">HK$6,800</td> </tr> </tbody> </table> <ul> <li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1d6223847c63d5a0/64f02c6bbb33f7ed6bb5b815/Sep_6800_MoneyHero_Exclusive_Offer_Cash_Rebate_DD_offer_v2.pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【WeLend 迎新優惠】高達HK$12,000現金回贈</strong><br />客戶完成以下條件,即享獨家HK$12,000現金回贈:</p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 20%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 15%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 30%; height: 26px; text-align: left;\"><strong>現金獎</strong></td> </tr> <tr style=\"height: 45px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$100,001 至 HK$200,000</td> <td style=\"width: 15%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"7\">24個月或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$2,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$300,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$300,001 至 HK$400,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$4,800</td> </tr> <tr> <td style=\"width: 20%; text-align: left;\">HK$400,001 至 HK$500,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$500,001 至 HK$600,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$8,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$600,001 至 HK$800,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$10,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受條款及細則約束,詳情請参閱申請網站</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":300000.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.51,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195360, hs_is_edited=false, productname=WeLend 私人貸款, hs_name=, hs_updated_by_user_id=28491723}})
MoneyHero獨家獎賞
【8月31日截止】新舊客戶經MoneyHero申請新貸款達HK$5萬或以上、完成整個申請程序(包括查閱信貸報告)並交齊所需文件及資料,不論貸款最終獲批核與否,均可獲價值HK$300超級市場現金券。
此外,即日起至2023年8月31日,經本網成功申請及提取WeLend私人貸款達指定貸款額,還款期24個月或以上,可獲高達HK$6,800獨家現金回贈
對於貸款額HK$30萬以下的申請,WeLend免除入息證明及住址證明,只需提款卡及身份證,家庭主婦、自由工作者等未能提供入息證明的申請人成功借貸機率大增。
WeLend私人貸款全程零人手,可以做到1秒報價,由網上簽約貸款至過數,最快21分鐘完成。
若在申請貸款過程有任何疑難,或想先了解貸款利息成本作預算,A.I. Chatbot 可24小時隨時解答疑問。
WeLend以AI科技分析大數據,以WeScore財務評測計算出客戶財務健康分數,幫助客戶提升信貸健康,完善風險管理。
最高貸款額: | HK$150萬 |
還款期: | 3個月至84個月 |
【MoneyHero 限時獨家優惠】額外HK$300 超級市場現金券
【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈
提取之貸款金額 | 還款期 | MoneyHero獨家現金回贈 |
HK$200,001 至 HK$400,000 | 24個月或以上 | HK$3,800 |
HK$400,001 至 HK$800,000 | HK$5,000 | |
HK$800,001 或 以上 | HK$6,800 |
【WeLend 迎新優惠】高達HK$12,000現金回贈
客戶完成以下條件,即享獨家HK$12,000現金回贈:
提取之貸款金額 | 還款期 | 現金獎 |
HK$100,001 至 HK$200,000 | 24個月或以上 | HK$2,800 |
HK$200,001 至 HK$300,000 | HK$3,800 | |
HK$300,001 至 HK$400,000 | HK$4,800 | |
HK$400,001 至 HK$500,000 | HK$5,800 | |
HK$500,001 至 HK$600,000 | HK$8,800 | |
HK$600,001 至 HK$800,000 | HK$10,800 | |
HK$800,001 或以上 | HK$12,000 |
產品特色
注意事項
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\t- 全新客戶凡於2023年8月1日至10月3日(包括首尾兩日)經指定網上途徑遞交私人貸款申請,新貸款額達HK$50,000或以上,完成整個申請程序(包括查閱信貸報告),並交齊所需文件及資料。不論貸款最終獲批核與否,均可獲贈價值HK$300超市現金券。
- 優惠受條款及細則約束
","【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈
- 由2023年8月1日至2023年10月3日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,及;
提取之貸款金額 還款期 MoneyHero獨家現金回贈 HK$200,001 至 HK$400,000 24個月或以上 HK$3,800 HK$400,001 至 HK$800,000 HK$5,000 HK$800,001 或 以上 HK$6,800
- 優惠受條款及細則約束
","【WeLend 迎新優惠】高達HK$12,000現金回贈
客戶完成以下條件,即享獨家HK$12,000現金回贈:
- 由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:
提取之貸款金額 還款期 現金獎 HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 HK$200,001 至 HK$300,000 HK$3,800 HK$300,001 至 HK$400,000 HK$4,800 HK$400,001 至 HK$500,000 HK$5,800 HK$500,001 至 HK$600,000 HK$8,800 HK$600,001 至 HK$800,000 HK$10,800 HK$800,001 或以上 HK$12,000
- 優惠受條款及細則約束,詳情請参閱申請網站
","產品特色
- A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 貸款額HK$500,000或以上同樣可享稅貸低息
- 申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾"],"cons":["注意事項
- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
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height: 26px; text-align: left;"><strong>提取之貸款金額</strong></td> <td style="width: 19.1144%; height: 26px; text-align: left;"><strong>還款期</strong></td> <td style="width: 36.0032%; height: 26px; text-align: left;"><strong>MoneyHero獨家現金回贈 </strong></td> </tr> <tr style="height: 30px;"> <td style="width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$200,001 至 HK$400,000</td> <td style="width: 19.1144%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;" rowspan="3">24個月或以上</td> <td style="width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$3,800</td> </tr> <tr style="height: 30px;"> <td style="width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$400,001 至 HK$800,000</td> <td style="width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$5,000</td> </tr> <tr> <td style="width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$800,001 或 以上</td> <td style="width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$6,800</td> </tr> </tbody> </table> <ul> <li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1d6223847c63d5a0/64f02c6bbb33f7ed6bb5b815/Sep_6800_MoneyHero_Exclusive_Offer_Cash_Rebate_DD_offer_v2.pdf" target="_blank" rel="noopener">條款及細則</a>約束</li> </ul>, <p><strong>【WeLend 迎新優惠】高達HK$12,000現金回贈</strong><br />客戶完成以下條件,即享獨家HK$12,000現金回贈:</p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:</li> </ul> <table style="width: 100%;"> <tbody> <tr style="height: 30px;"> <td style="width: 20%; height: 26px; text-align: left;"><strong>提取之貸款金額</strong></td> <td style="width: 15%; height: 26px; text-align: left;"><strong>還款期</strong></td> <td style="width: 30%; height: 26px; text-align: left;"><strong>現金獎</strong></td> </tr> <tr style="height: 45px;"> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$100,001 至 HK$200,000</td> <td style="width: 15%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;" rowspan="7">24個月或以上</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$2,800</td> </tr> <tr> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$200,001 至 HK$300,000</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$3,800</td> </tr> <tr> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$300,001 至 HK$400,000</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$4,800</td> </tr> <tr> <td style="width: 20%; text-align: left;">HK$400,001 至 HK$500,000</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$5,800</td> </tr> <tr> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$500,001 至 HK$600,000</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$8,800</td> </tr> <tr style="height: 30px;"> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$600,001 至 HK$800,000</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$10,800</td> </tr> <tr style="height: 30px;"> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$800,001 或以上</td> <td style="width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受條款及細則約束,詳情請参閱申請網站</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/welend/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=300000.0, apr=1.18, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.51, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=bltd14691e1687be700_23_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【10月3日截止】經MoneryHero申請貸款,不論貸款最終獲批核與否,即可獲得HK$300超市現金券;成功提取私人貸款,再尊享獨家高達HK$18,800現金獎!(包括獨家HK$6,800現金回贈), bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blta290e6109a18e0c8/64f164781cee177d6ddb6814/20230804_WeLand_PL_Aug_2023_D-PJ23_0550_Campaign-V02_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg, description=null, dimension=null}, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=112240000, displayValue=112,240, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4676666, displayValue=4,677, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLXBpbC1wbC16aC1ycA.57R-F5w32rRl_EJgG18BkdHEZ8dZ0tvV0fclyXyqPc0Xvxynt05Avdmnrp0-BM4eqz2oh2h3QynPKU2KtAj5Cw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-personal-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.79, eir=null, interestRate=0.125, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=300000.0, apr=1.18, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.121, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.12, fees=[]}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.51, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.77, eir=null, interestRate=0.119, fees=[]}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[]}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.75, eir=null, interestRate=0.118, fees=[]}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期, 【A.I.級簡便】免入息及住址證明]}, productName=WeLend 私人貸款, title=HK.PL.WELE0004.PERSONALLOAN, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康!, 【MoneyHero 限時獨家優惠】額外HK$300 超級市場現金券
- 全新客戶凡於2023年8月1日至10月3日(包括首尾兩日)經指定網上途徑遞交私人貸款申請,新貸款額達HK$50,000或以上,完成整個申請程序(包括查閱信貸報告),並交齊所需文件及資料。不論貸款最終獲批核與否,均可獲贈價值HK$300超市現金券。
- 優惠受條款及細則約束
, 【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈
- 由2023年8月1日至2023年10月3日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,及;
提取之貸款金額 還款期 MoneyHero獨家現金回贈 HK$200,001 至 HK$400,000 24個月或以上 HK$3,800 HK$400,001 至 HK$800,000 HK$5,000 HK$800,001 或 以上 HK$6,800
- 優惠受條款及細則約束
, 【WeLend 迎新優惠】高達HK$12,000現金回贈
客戶完成以下條件,即享獨家HK$12,000現金回贈:
- 由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:
提取之貸款金額 還款期 現金獎 HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 HK$200,001 至 HK$300,000 HK$3,800 HK$300,001 至 HK$400,000 HK$4,800 HK$400,001 至 HK$500,000 HK$5,800 HK$500,001 至 HK$600,000 HK$8,800 HK$600,001 至 HK$800,000 HK$10,800 HK$800,001 或以上 HK$12,000
- 優惠受條款及細則約束,詳情請参閱申請網站
, 產品特色
- A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 貸款額HK$500,000或以上同樣可享稅貸低息
- 申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=300000.0, apr=1.18, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.51, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算:實際年利率是=月平息 x 12個月 x 1.9 (不變系數)
*Moneyhero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率,以年化利率展示出包括銀行 產品的基本利率及其他適用的費用與收費。此實際年利率 並不包括現金回贈。
MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定,介乎2%至59%。以下為借貸成本的參考例子:假如你借取一筆HK$200,000的貸款,還款期為12個月,實際年利率為7.02%,每月平息0.31%,那每月還款額應為HK$17,287,而總還款額則為HK$207,444。
聲明﹕MoneyHero致力確保網站提供的資訊是最新及最準確。網站所顯示的資訊或與金融機構或服務供應商之網站有所出入。MoneyHero網站顯示的金融產品及服務資訊僅供參考,並非提供建議。貸款產品比較頁面顯示的實際年利率及每月還款額是根據閣下所輸入的資料而作出之估算。考慮申請產品前,我們建議你查閱產品之官方條款及細則。如發現資訊有出入,請直接聯絡相關金融機構。
© 2013 - 2023 MoneyHero Global Limited(於香港註冊,公司編號為 1864714)(“MHGL”)。版權所有。MoneyHero Insurance Brokers Limited(於香港註冊,公司編號為2196683)(”MHIBL”) 為MHGL全資擁有的子公司。 MHIBL於香港註冊,公司編號為2196683,亦為一間許可編號為FB1740的授權保險經紀,其業務是為客戶安排保險產品及服務。 MHGL不是保險公司,代理人或經紀。除了向虛擬保險公司提供營銷服務外,MHGL不會從事保險業務。本網站所顯示,提供或提及的所有與保險有關的活動均由MHIBL以經紀人身分提供。閣下使用我們的網站表明接受 我們的 使用條款 和 私隱政策。