• Buy online for an exclusive offer of 15% off your first-year premium
• Additional 10% discount available for spouse or kids
• Benefit for compulsory quarantine(14)due to novel coronavirus infection – For policyholders, an extra one-off payment of HK$2,000 cash for compulsory quarantine due to confirmed or suspected novel coronavirus infection which will apply during the period from now until 31 Dec 2021
Nil
Cigna VHIS Series
Bowtie VHIS Standard
Standard Plan
Standard Plan
Worldwide
(For psychiatric treatment, the territorial scope only covers Hong Kong)
Worldwide
(For psychiatric treatment, the territorial scope only covers Hong Kong)
2766
2766
2766
2766
2766
2766
2766
2766
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1956
1956
1956
1956
1989
1989
2011
2011
2033
2033
2089
2089
2140
2140
2192
2192
2245
2245
2300
2300
2356
2356
2413
2413
2472
2472
2532
2532
2594
2594
2657
2657
2722
2722
2755
2755
2766
2766
2799
2799
2866
2866
2922
2922
2988
2988
3097
3097
3210
3210
3327
3327
3449
3449
3575
3575
3706
3706
3842
3842
3982
3982
4128
4128
4279
4279
4467
4467
4664
4664
4869
4869
5083
5083
5307
5307
5551
5551
5806
5806
6073
6073
6352
6352
6644
6644
6963
6963
7297
7297
7647
7647
8014
8014
8399
8399
8819
8819
9260
9260
9723
9723
10209
10209
10719
10719
11276
11276
11862
11862
12479
12479
13128
13128
13811
13811
14557
14557
15343
15343
16172
16172
17045
17045
17965
17965
18145
18145
18326
18326
18509
18509
18694
18694
18881
18881
19070
19070
19261
19261
19454
19454
19649
19649
19845
19845
20043
20043
20243
20243
20445
20445
20649
20649
20855
20855
21064
21064
21275
21275
21488
21488
21703
21703
-
1932
1632
1800
1500
1680
1392
1572
1272
1476
1200
1344
1140
1212
1092
1128
1056
1080
1032
1044
1032
1044
1044
1056
1080
1068
1116
1080
1152
1092
1188
1116
1236
1128
1272
1128
1296
1128
1332
1140
1356
1176
1392
1212
1440
1248
1488
1296
1548
1332
1608
1380
1692
1428
1764
1452
1836
1476
1908
1512
1956
1560
2016
1620
2112
1668
2196
1728
2292
1788
2400
1848
2496
1896
2592
1944
2676
1992
2748
2112
2868
2220
2988
2340
3132
2460
3264
2568
3384
2688
3480
2808
3576
2916
3648
3036
3744
3168
3828
3300
3924
3444
3996
3588
4080
3768
4152
3960
4236
4164
4332
4368
4440
4656
4572
4848
4704
5040
4860
5388
5184
5736
5544
6144
5844
6540
6204
6936
6552
7332
6876
7704
7260
7968
7572
8292
7896
8796
8220
9156
8556
9516
8904
9900
9264
10296
9636
10704
10020
11136
10416
11460
10728
11688
10944
11928
11160
12168
11388
12408
11616
12660
11844
12912
12084
13176
12324
13440
12576
13704
12828
13968
13080
14244
13332
14532
13596
14808
13872
15108
14136
15252
14280
15408
14424
15564
14568
15720
14712
15876
14856
16032
15000
16188
15144
16344
15300
16512
15444
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2173
2173
2173
2173
2210
2210
2234
2234
2259
2259
2321
2321
2378
2378
2436
2436
2494
2494
2556
2556
2618
2618
2681
2681
2747
2747
2813
2813
2882
2882
2952
2952
3024
3024
3061
3061
3073
3073
3110
3110
3184
3184
3247
3247
3320
3320
3441
3441
3567
3567
3697
3697
3832
3832
3972
3972
4118
4118
4269
4269
4424
4424
4587
4587
4754
4754
4963
4963
5182
5182
5410
5410
5648
5648
5897
5897
6168
6168
6451
6451
6748
6748
7058
7058
7382
7382
7737
7737
8108
8108
8497
8497
8904
8904
9332
9332
9799
9799
10289
10289
10803
10803
11343
11343
11910
11910
12529
12529
13180
13180
13866
13866
14587
14587
15346
15346
16174
16174
17048
17048
17969
17969
18939
18939
19961
19961
20161
20161
20362
20362
20566
20566
20771
20771
20979
20979
21189
21189
21401
21401
21616
21616
21832
21832
22050
22050
22270
22270
22492
22492
22717
22717
22943
22943
23172
23172
23404
23404
23639
23639
23876
23876
24114
24114
-
1932
1632
1800
1500
1680
1392
1572
1272
1476
1200
1344
1140
1212
1092
1128
1056
1080
1032
1044
1032
1044
1044
1056
1080
1068
1116
1080
1152
1092
1188
1116
1236
1128
1272
1200
1380
1284
1476
1308
1560
1356
1608
1392
1632
1452
1716
1500
1800
1548
1860
1608
1968
1656
2052
1680
2124
1716
2232
1764
2280
1812
2352
1872
2460
1932
2568
2004
2676
2064
2796
2148
2916
2220
3036
2280
3144
2352
3228
2472
3360
2604
3516
2736
3696
2868
3840
3012
3972
3144
4092
3288
4212
3432
4284
3576
4404
3720
4512
3900
4608
4068
4704
4248
4812
4464
4896
4692
5004
4932
5112
5196
5256
5532
5412
5784
5580
6012
5772
6480
6204
6888
6600
7356
6924
7836
7332
8292
7728
8760
8112
9192
8544
9540
8904
9912
9288
10512
9696
10944
10092
11376
10500
11832
10920
12312
11352
12804
11808
13308
12276
13704
12648
13980
12900
14256
13164
14544
13428
14832
13692
15132
13968
15432
14244
15744
14532
16056
14820
16380
15120
16692
15420
17028
15720
17364
16032
17700
16344
18048
16668
18228
16836
18408
16992
18588
17160
18780
17340
18960
17508
19152
17676
19344
17856
19536
18024
19728
18204
-
Nil
Nil
$750 per day
(Max. 180 days per policy)
$750 per day
(Max. 180 days per policy)
$14,000 per Policy Year
$14,000 per Policy Year
$750 per day
(Max. 180 days per policy Year)
$750 per day
(Max. 180 days per policy Year)
$4,300 per Policy Year
$4,300 per Policy Year
$3,500 per Policy Year
(Max. 25 days per Policy Year)
$3,500 per Policy Year
(Max. 25 days per Policy Year)
Complex-$50,000
Major-$25,000
Intermediate-$12,500
Minor-$5,000
Complex-$50,000
Major-$25,000
Intermediate-$12,500
Minor-$5,000
35% of Surgeon's fee payable(5)
35% of Surgeon's fee payable(5)
35% of Surgeon's fee payable(5)
35% of Surgeon's fee payable(5)
$20,000
Subject to 30% Coinsurance
$20,000
Subject to 30% Coinsurance
$80,000
$80,000
$580 per visit, up to $3,000 per Policy Year
• 1 prior outpatient visit or Emergency consultation per Confinement /Day Case Procedure
• 3 follow-up outpatient visits per Confinement/Day Case Procedure (within 90 days after
discharge from Hospital or completion of Day Case Procedure)
$580 per visit, up to $3,000 per Policy Year
• 1 prior outpatient visit or Emergency consultation per Confinement /Day Case Procedure
• 3 follow-up outpatient visits per Confinement/Day Case Procedure (within 90 days after
discharge from Hospital or completion of Day Case Procedure)
$30,000
$30,000
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$500 per week (payable for 52 weeks)(6)
$500 per week (payable for 52 weeks)(6)
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$420,000 per Policy Year
$420,000 per Policy Year
Nil
Nil
• DoctorNow app for virtual consultation and medication
• Cashless hospitalisation(8)
• Medical Classification Hotline and Care Manager
• Medical Classification Hotline to classify treatment and estimate your plan coverage
• Registered Nurse as your Care Manager for Major and Complex surgeries
• Online customer portal to manage your policies and make claims
• Fully End-to-End Digital VHIS Experience - from initial application and online underwriting, to making a claim, everything can be done on your smartphone
• Claim Assistance - a dedicated case manager will follow up, and will assist with the estimation and online submission of your claims
• BowtieCash Program - unique loyalty program that enables customers to earn BowtieCash to pay for eligible medical costs that exceed the VHIS Standard Plan coverage. For details, please refer to the campaign rules of the BowtieCash Program
• Qualified doctor and nurse concierge services - provide professional second medical opinion, explanation of treatment, hospital information and health tips
Nil
Nil
S00031-01-000-01
S00023-01-000-02