Sim 信用卡比較：最新 Sim 信用卡優惠及回贈

• Perpetual Credit Card Annual Fee Waiver Promotion for Students

• Only applies to sim Credit Card;
• was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
• During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
• Please refer to Terms and Conditions for more details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Cumulative spending amount on Eligible Transactions in each Phase	Phase one Each Eligible Cardholder is entitled to the reward	Phase two Each Eligible Cardholder is entitled to the reward	Maximum Cash Rebate each Eligible Cardholder can receive throughout the entire Promotion Period
  HK$8,000 – below HK$15,000	HK$400 Cash Rebate	HK$400 Cash Rebate	HK$2,800
  HKD15,000 – below HKD25,000	HK$800 Cash Rebate	HK$800 Cash Rebate
  HK$25,000 or above	HK$1,400 Cash Rebate	HK$1,400 Cash Rebate

• The cash rebate for Phase one and Phase two will be automatically credited to the Eligible Credit Card account of the principal cardholder by the Card Issuer on or before 31 October 2025.
• Please refer to the Terms and Conditions for details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Promotion Period	Designated Transaction Periods	Posting dates of Eligible Transactions for Reward 2	Result announcement dates for Reward 2 (to be announced on the sim Credit Card Facebook page)
  Phase one	15 May 2025 – 14 June 2025	On or before 17 June 2025	On or before 27 June 2025
  Phase two	15 June 2025 – 31 July 2025	On or before 15 August 2025	On or before 22 August 2025

• In the event that multiple Eligible Cardholders have the same cumulative total amount of Eligible Transactions made with their Eligible Credit Card within the Promotion Period, priority will be given to the Eligible Cardholder who accumulated the highest total amount of cash advance transactions at the earliest time. The Card Issuer’s computer system record regarding all matters relevant to this Promotion is final and conclusive. Each Eligible Cardholder can only receive Reward 2 once during the entire Promotion Period.
• Please refer to the Terms and Conditions for details.

• Perpetual Credit Card Annual Fee Waiver Promotion for Students

• Only applies to sim Credit Card;
• was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
• During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
• Please refer to Terms and Conditions for more details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Cumulative spending amount on Eligible Transactions in each Phase	Phase one Each Eligible Cardholder is entitled to the reward	Phase two Each Eligible Cardholder is entitled to the reward	Maximum Cash Rebate each Eligible Cardholder can receive throughout the entire Promotion Period
  HK$8,000 – below HK$15,000	HK$400 Cash Rebate	HK$400 Cash Rebate	HK$2,800
  HKD15,000 – below HKD25,000	HK$800 Cash Rebate	HK$800 Cash Rebate
  HK$25,000 or above	HK$1,400 Cash Rebate	HK$1,400 Cash Rebate

• The cash rebate for Phase one and Phase two will be automatically credited to the Eligible Credit Card account of the principal cardholder by the Card Issuer on or before 31 October 2025.
• Please refer to the Terms and Conditions for details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Promotion Period	Designated Transaction Periods	Posting dates of Eligible Transactions for Reward 2	Result announcement dates for Reward 2 (to be announced on the sim Credit Card Facebook page)
  Phase one	15 May 2025 – 14 June 2025	On or before 17 June 2025	On or before 27 June 2025
  Phase two	15 June 2025 – 31 July 2025	On or before 15 August 2025	On or before 22 August 2025

• In the event that multiple Eligible Cardholders have the same cumulative total amount of Eligible Transactions made with their Eligible Credit Card within the Promotion Period, priority will be given to the Eligible Cardholder who accumulated the highest total amount of cash advance transactions at the earliest time. The Card Issuer’s computer system record regarding all matters relevant to this Promotion is final and conclusive. Each Eligible Cardholder can only receive Reward 2 once during the entire Promotion Period.
• Please refer to the Terms and Conditions for details.

sim World Mastercard® 迎新推廣優惠
1. 迎新優惠 - 高達 HK$700 現金回贈 或 HK$700 Apple Store禮品卡 或 HK$700 HKTVmall電子購物禮券 或 HK$700 松本清香港現金券 或 LOJEL Alto 30 吋超輕量拉鍊行李箱(顏色隨機) (參考價值：HK$2,100)
以上推廣受有關條款及細則約束，詳情請按此

sim Credit Card 現金回贈優惠

1.每月累積合資格非網上零售簽賬滿HK$1,000，sim Credit Card及sim World Mastercard®持卡人均可享：網上零售簽賬高達 8% 現金回贈及指定商戶簽賬高達3%現金回贈
2.sim Credit Card 持卡人專享優惠：指定本地公共交通工具簽賬高達 8% 現金回贈
3.以上現金回贈優惠每月上限HK$200.
以上推廣受有關條款及細則約束，詳情請按此

完成身份驗證 送你 HKD$50 現金回贈
完成網上申請之 3 小時內於 sim Credit Card App 完成身份驗證，額外送你 HKD50 現金回贈。
優惠受條款及細則約束。

sim信用卡現金回贈優惠

1. 於相同曆月内，累積合資格非網上本地零售簽賬滿HKD1,000，合資格持卡人可獲享指定合資格零售簽賬交易的現金回贈回贈上限合共HK$200。
   以上推廣受有關條款及細則約束，詳情請按此

• Perpetual Credit Card Annual Fee Waiver Promotion for Students

• Only applies to sim Credit Card;
• was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
• During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
• Please refer to Terms and Conditions for more details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Cumulative spending amount on Eligible Transactions in each Phase	Phase one Each Eligible Cardholder is entitled to the reward	Phase two Each Eligible Cardholder is entitled to the reward	Maximum Cash Rebate each Eligible Cardholder can receive throughout the entire Promotion Period
  HK$8,000 – below HK$15,000	HK$400 Cash Rebate	HK$400 Cash Rebate	HK$2,800
  HKD15,000 – below HKD25,000	HK$800 Cash Rebate	HK$800 Cash Rebate
  HK$25,000 or above	HK$1,400 Cash Rebate	HK$1,400 Cash Rebate

• The cash rebate for Phase one and Phase two will be automatically credited to the Eligible Credit Card account of the principal cardholder by the Card Issuer on or before 31 October 2025.
• Please refer to the Terms and Conditions for details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Promotion Period	Designated Transaction Periods	Posting dates of Eligible Transactions for Reward 2	Result announcement dates for Reward 2 (to be announced on the sim Credit Card Facebook page)
  Phase one	15 May 2025 – 14 June 2025	On or before 17 June 2025	On or before 27 June 2025
  Phase two	15 June 2025 – 31 July 2025	On or before 15 August 2025	On or before 22 August 2025

• In the event that multiple Eligible Cardholders have the same cumulative total amount of Eligible Transactions made with their Eligible Credit Card within the Promotion Period, priority will be given to the Eligible Cardholder who accumulated the highest total amount of cash advance transactions at the earliest time. The Card Issuer’s computer system record regarding all matters relevant to this Promotion is final and conclusive. Each Eligible Cardholder can only receive Reward 2 once during the entire Promotion Period.
• Please refer to the Terms and Conditions for details.

sim World Mastercard® 迎新推廣優惠
1. 迎新優惠 - 高達 HK$700 現金回贈 或 HK$700 Apple Store禮品卡 或 HK$700 HKTVmall電子購物禮券 或 HK$700 松本清香港現金券 或 LOJEL Alto 30 吋超輕量拉鍊行李箱(顏色隨機) (參考價值：HK$2,100)
以上推廣受有關條款及細則約束，詳情請按此

sim Credit Card 現金回贈優惠

1.每月累積合資格非網上零售簽賬滿HK$1,000，sim Credit Card及sim World Mastercard®持卡人均可享：網上零售簽賬高達 8% 現金回贈及指定商戶簽賬高達3%現金回贈
2.sim Credit Card 持卡人專享優惠：指定本地公共交通工具簽賬高達 8% 現金回贈
3.以上現金回贈優惠每月上限HK$200.
以上推廣受有關條款及細則約束，詳情請按此

完成身份驗證 送你 HKD$50 現金回贈
完成網上申請之 3 小時內於 sim Credit Card App 完成身份驗證，額外送你 HKD50 現金回贈。
優惠受條款及細則約束。

sim信用卡現金回贈優惠

1. 於相同曆月内，累積合資格非網上本地零售簽賬滿HKD1,000，合資格持卡人可獲享指定合資格零售簽賬交易的現金回贈回贈上限合共HK$200。
   以上推廣受有關條款及細則約束，詳情請按此

• Perpetual Credit Card Annual Fee Waiver Promotion for Students

• Only applies to sim Credit Card;
• was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
• During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
• Please refer to Terms and Conditions for more details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Cumulative spending amount on Eligible Transactions in each Phase	Phase one Each Eligible Cardholder is entitled to the reward	Phase two Each Eligible Cardholder is entitled to the reward	Maximum Cash Rebate each Eligible Cardholder can receive throughout the entire Promotion Period
  HK$8,000 – below HK$15,000	HK$400 Cash Rebate	HK$400 Cash Rebate	HK$2,800
  HKD15,000 – below HKD25,000	HK$800 Cash Rebate	HK$800 Cash Rebate
  HK$25,000 or above	HK$1,400 Cash Rebate	HK$1,400 Cash Rebate

• The cash rebate for Phase one and Phase two will be automatically credited to the Eligible Credit Card account of the principal cardholder by the Card Issuer on or before 31 October 2025.
• Please refer to the Terms and Conditions for details.

• Eligible Cardholders with the highest accumulated Eligible Transaction amount during each phase will be entitled to a smartphone (“Prize”), total two winners in the entire Promotion Period. The details are as follows:

• Promotion Period	Designated Transaction Periods	Posting dates of Eligible Transactions for Reward 2	Result announcement dates for Reward 2 (to be announced on the sim Credit Card Facebook page)
  Phase one	15 May 2025 – 14 June 2025	On or before 17 June 2025	On or before 27 June 2025
  Phase two	15 June 2025 – 31 July 2025	On or before 15 August 2025	On or before 22 August 2025

• In the event that multiple Eligible Cardholders have the same cumulative total amount of Eligible Transactions made with their Eligible Credit Card within the Promotion Period, priority will be given to the Eligible Cardholder who accumulated the highest total amount of cash advance transactions at the earliest time. The Card Issuer’s computer system record regarding all matters relevant to this Promotion is final and conclusive. Each Eligible Cardholder can only receive Reward 2 once during the entire Promotion Period.
• Please refer to the Terms and Conditions for details.