借貸搵邊間銀行好？借錢必睇：熱門銀行貸款比較2025
更新日期: 2025年7月22日
透過MoneyHero申請貸款，享受更多優惠和保障
獲取MoneyHero獨家優惠，降低借貸成本
透過MoneyHero申請貸款，你將獲得獨家優惠，幫助你降低借貸成本。無論是現金回贈還是額外獎賞，我們提供的專屬優惠能讓你在獲得貸款的同時，節省更多費用。一頁比較所有貸款選項
在MoneyHero，你可以輕鬆比較來自不同銀行的貸款產品。無需繁瑣的搜索，一頁查看所有選項，幫助你快速找到最合適的貸款方案，讓選擇變得簡單又明確。與信譽良好的合作夥伴合作
MoneyHero與多間信譽良好的金融機構合作，所有推薦的貸款產品都來自經過嚴格篩選的合作夥伴。這讓你能夠放心選擇，確保每一筆貸款都具有可靠性與安全性。
銀行/財務公司 | 每月還款額 | MoneyHero獎賞價值 | 總利息 | 最低實際年利率 | |||
|---|---|---|---|---|---|---|---|
 | Citi 特快現金私人貸款 | HK$8,543 | HK$6,500 | HK$7,560 | 1.40 % | ||
 | 信銀國際 $mart Plus 分期貸款 | HK$8,429 | HK$4,480 | HK$3,456 | 1.65 % | ||
 | 華僑銀行 私人貸款 | HK$8,778 | HK$7,550 | HK$6,804 | 1.88 % | ||
 | 渣打銀行 私人貸款 | HK$8,582 | HK$7,680 | HK$8,964 | 1.85 % | ||
 | 星展銀行 「貸易清」私人貸款 | HK$8,663 | HK$13,300 | HK$11,880 | 6.38 % | ||
 | 東亞銀行分期貸款 | HK$8,783 | HK$1,000 | HK$16,200 | 3.36 % | ||
 | 滙豐 分期「萬應錢」 | HK$9,113 | HK$3,100 | HK$28,080 | 6.07 % | ||
 | WeLab Bank 私人分期貸款 | HK$8,573 | HK$7,000 | HK$8,640 | 1.68 % | ||
 | 建行(亞洲) 「好現金」私人分期貸款 | HK$9,113 | HK$500 | HK$28,080 | 6.07 % | ||
 | Mox 「即時借」(新客戶) | HK$8,519 | HK$6,000 | HK$6,696 | 1.28 % | ||
 | 大新 分期「快應錢」 | HK$8,735 | HK$1,900 | HK$14,450 | 1.68 % | ||
 | 星展銀行 定額私人貸款 | HK$8,603 | HK$5,000 | HK$9,720 | 5.91 % | ||
 | 渣打銀行 結餘轉戶計劃 | HK$8,933 | HK$11,780 | HK$21,600 | 4.67 % | ||
 | 富邦 「卡數清」私人貸款 | HK$9,035 | HK$9,880 | HK$25,272 | 5.28 % | ||
 | 信銀國際 $mart Plus分期貸款 - 結餘轉戶 | HK$8,933 | HK$7,280 | HK$21,600 | 6.81 % |
顯示所有貸款 (15)
【MoneyHero Exclusive Offer】From 18 July 2025 6 p.m. to 25 July 2025 6 p.m., successfully apply for Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
MoneyHero Exclusive Offer :
Loan amount Repayment period from 12months-42months Repayment period from 48months or above Loan amount HK$2,000,000 or above HK$11,000 Apple Store Gift Card;OR
HK$11,000 Wellcome Shopping Voucher ;OR
HK$10,000 Cash Rebate(Deposited via FPS Account)HK$13,000 Apple Store Gift Card;OR HK$13,000 Wellcome Shopping Voucher;OR
HK$10,000 Cash Rebate(Deposited via FPS Account)Loan amount from HK$800,000 to HK$1,999,999 HK$8,500 Apple Store Gift Card;OR HK$8,500 Wellcome Shopping Voucher;OR
HK$7,200 Cash Rebate(Deposited via FPS Account)HK$9,000 Apple Store Gift Card;OR HK$9,000 Wellcome Shopping Voucher ;OR
HK$7,200 Cash Rebate(Deposited via FPS Account)Loan amount from HK$500,000 to HK$799,999 HK$7,500 Apple Store Gift Card;OR HK$7,500 Wellcome Shopping Voucher;OR
HK$6,200 Cash Rebate(Deposited via FPS Account)HK$8,000 Apple Store Gift Card;OR HK$8,000 Wellcome Shopping Voucher;OR
HK$6,200 Cash Rebate(Deposited via FPS Account)Loan amount from HK$300,000 to HK$499,999 HK$6,000 Apple Store Gift Card;OR HK$6,000 Wellcome Shopping Voucher ;OR
HK$6,000 Cash Rebate(Deposited via FPS Account)HK$7,500 Apple Store Gift Card;OR HK$7,500 Wellcome Shopping Voucher;OR
HK$7,500 Cash Rebate(Deposited via FPS Account)Loan amount from HK$200,000 to HK$299,999 HK$4,000 Apple Store Gift Card;OR HK$4,000 Wellcome Shopping Voucher;OR
HK$3,500 Cash Rebate(Deposited via FPS Account)HK$4,500 Apple Store Gift Card;OR HK$4,500 Wellcome Shopping Voucher;OR
HK$3,500 Cash Rebate(Deposited via FPS Account)Loan amount from HK$100,000 to HK$199,999 HK$2,000 Apple Store Gift Card;OR HK$2,000 Wellcome Shopping Voucher ;OR
HK$1,500 Cash Rebate(Deposited via FPS Account)HK$2,500 Apple Store Gift Card;OR HK$2,500 Wellcome Shopping Voucher;OR
HK$1,500 Cash Rebate(Deposited via FPS Account)- All of the Rewards will be issued randomly in colour
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
【Citi迎新優惠】客戶於推廣期內，自2025年6月30日起至2025年7月31日期間 (包括首尾兩日)成功提取Citi特快現金或Citi卡數結餘轉戶，於推廣期內申請並於2025年8月14日或之前成功提取可享 高達HK$8,000獎賞! 客戶需提取指定貸款額，而還款期 為12個月或以上 (「合資格客戶」) 方可獲享現金券或現金回贈 (「獎賞」) 。只適用於申請當日不持有任何由花旗銀行 (「本行」) 所提供之私人貸款之客戶。
顯示條款與細則
- Citi迎新優惠獎賞:
客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞：
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上； Citigold客戶則需保持户口結餘達HK$1,500,000元或以上； 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
如欲了解優惠詳情，請參閱條款及細則
[MoneyHero Exclusive Offer] Successfully apply for CNCBI $mart Plus Personal Installment Loan on MoneyHero from 30 June 2025 6 p.m. till 31 July 2025 6 p.m., and choose a repayment period of 12 months or above, and need to drawdown within 1 month.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- All of the Rewards will be issued randomly in styles, colors. etc
- For more details about the promotion, please see Terms and Conditions
- Please note that the offers are provided by Money Hero and is not the responsibility of the bank.
【中信銀行(國際) 雙倍現金回贈 - 高達HK$16,800現金回贈】由2025 年 6 月 30 日起至 2025 年 9 月 30 日 (包括首尾兩日) (「推廣期」) ，成功申請及提取$mart Plus分期貸款，包括分期貸款 或 結餘轉戶，而貸款金額達 HK$100,000或以上及還款期達 12 個月或以上之客戶，可享相應現金回贈。客戶成功提取分期貸款可享基本現金回贈高達HK$8,400; 成功提取結餘轉戶或加借服務可享雙倍現金回贈高達HK$16,800
顯示條款與細則
- 基本現金、雙倍現金回贈優惠參考表格:
- #如客戶申請加借貸款，貸款金額以提取實際獲批核加借金額計算。
* 72 個月還款期限僅適用於結餘轉戶 - 如欲了解優惠詳情，請參閱：產品條款及細則
Successfully applied and drawdown for OCBC Debt Consolidation Personal Loan and Personal Loan on MoneyHero from 30 June 2025 6 p.m. to 31 July 2025 6 p.m. and enjoy up to HK$8,600 worth of rewards.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Please refer to the Terms and Conditions for details
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
顯示條款與細則
- 現金回贈獎賞:
如欲了解優惠詳情，請參閱條款及細則
由2025年6月30日起至2025年7月31日，合資格新客戶若在推廣期內於本行成功申請分期貸款計劃，可獲贈HK$50 Starbucks電子現金券
顯示條款與細則
- 詳情可參閱條款及細則
由2025年6月30日起至2025年7月31日，合資格新客戶若在推廣期內於網上成功申請及提取貸款額為HK$200,000或以上及還款期為24個月或以上之分期貸款計劃（不包括裝修貸款），可獲贈一組 HK$500 Apple Store 禮品卡代碼
顯示條款與細則
- 詳情可參閱條款及細則
【MoneyHero Exclusive Offer】From 30 June 2025 6 p.m. to 31 July 2025 6 p.m., customers who have successfully applied for and approved a loan of HK$100,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
Remember to prepare your mobile phone and Hong Kong ID card before applying! The application process will require you to enter a mobile phone verification code. To successfully apply through MoneyHero and receive exclusive rewards, you must successfully complete this step! After completing the application, remember to copy down the application reference number so that you can check the application progress at any time and receive exclusive MoneyHero offers.
- Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
- Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) screenshot of Loan withdrawal confirmation SMS, E-mail to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
- Detailed steps: How to redeem exclusive rewards from MoneyHero?
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
【渣打迎新優惠- 現金回贈高達 HK$8,000】客戶由2025年6月1日至2025年7月31日，於網上成功申請及提取渣打私人分期貸款可享高達HK$8,000現金回贈。
顯示條款與細則
- 渣打銀行私人貸款迎新現金回贈優惠:
- 貸款額自 HK$1,500,000 或以上 + 還款期自 36 個月 至 60 個月
- HK$8,000 現金回贈
- 貸款額自 HK$500,000 至 HK$1,499,999 + 還款期自 36 個月 至 60 個月
- HK$3,000 現金回贈
- 貸款額自 HK$400,000 至 HK$499,999 + 還款期自 36 個月 至 60 個月
- HK$2,000 現金回贈
- 貸款額自 HK$100,000 至 HK$199,999 + 還款期自 36 個月 至 60 個月
- HK$500 現金回贈
- 貸款額自 HK$1,500,000 或以上 + 還款期自 36 個月 至 60 個月
- 優惠受條款及細則約束
【MoneyHero Exclusive Offer for New / Existing Customers】Customers who successfully apply for a Loan via MoneyHero between 30 June 2025 at 6 p.m. and 31 July 2025 at 6 p.m., and successfully apply for the DBS Debt Consolidation Loan, drawing down the loan within one calendar month from the approval date, are entitled to receive worth up to HK$13,000 vouchers OR HK$11,000 Cash Rebate (Deposited via FPS Account) upon meeting the above requirements
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Terms and Conditions apply
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
客戶經MoneyHero成功申請此貸款，由2025年7月1日至2025年9月30日（推廣期）：成功申請星展銀行「貸易清」私人貸款，自申請日起的一個月內成功提取指定貸款額，可獲額外HK$300 超市現金券
顯示條款與細則
- 現金券的換領信會於推廣期結束後7個月內郵寄予合資格客戶，客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
顯示條款與細則
- 星展「貸易清」私人貸款現金券回贈:
- 貸款額 HK$1,500,000 以上 + 還款期 36 個月或以上
- HK$23,500 超市現金券
- 貸款額自 HK$1,000,000 至 HK$1,499,999 + 還款期 36 個月或以上
- HK$11,500 超市現金券
- 貸款額自 HK$700,000 至 HK$999,999 + 還款期 36 個月或以上
- HK$5,500 超市現金券
- 貸款額自 HK$300,000 至 HK$699,999 + 還款期 36 個月或以上
- HK$2,000 超市現金券
- 貸款額自 HK$100,000 至 HK$299,999 + 還款期 36 個月或以上
- HK$700 超市現金券
- 貸款額 HK$1,500,000 以上 + 還款期 36 個月或以上
- 符合第 2 條文所述要求的客戶，倘若其貸款是透過本行的網站、DBS Card+或推廣熱線 22908118 成功申請及提取貸款的客戶，可額外獲 HK$300 現金券。
- 現金券的換領信會於推廣期結束後 7 個月內郵寄予合資格客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
- 現金券只適用於貸款戶口狀況良好及沒有逾期還款記錄（由本行全權決定）的客戶。倘若客戶的貸款戶口狀況欠佳，或客戶提早清還貸款，本行有權拒絕發放現金券或從有關貸款戶口扣除已發放的現金券的等同金額而毋須另行通知。
- 本行可以更改或終止本推廣及/或修訂本條款及細則。本行的決定為最終決定。
- 如文中、英文版本有任何不一致之處，概以英文版本為準。
From now until July 31, 2025 (both dates inclusive) ("Promotion Period") , successfully apply for a personal instalment loan through MoneyHero, submit all required documents to the bank, and draw down selected loan amount and repayment period of 24 months or above to receive up to HK$3,000 Cash Coupon or HK$2,400 Cash Rebate(Deposited via FPS Account)
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- MoneyHero Exclusive Offer for loan amount HK$300,000 or more with repayment period of 24 months or above:
- Loan amount from HK$300,000 to HK$799,999
- HK$1,000 Apple Store Gift Card ; or
- HK$1,000 Wellcome Shopping Voucher ; or
- HK$800 Cash Rebate (Deposited via FPS Account)
- Loan amount from HK$800,000 to HK$1,499,999
- HK$2,000 Apple Store Gift Card ; or
- HK$2,000 Wellcome Shopping Voucher ; or
- HK$1,600 Cash Rebate (Deposited via FPS Account)
- Loan amount HK$1,500,000 or above
- HK$3,000 Apple Store Gift Card ; or
- HK$3,000 Wellcome Shopping Voucher ; or
- HK$2,400 Cash Rebate (Deposited via FPS Account)
- Loan amount from HK$300,000 to HK$799,999
- The cash rebate will be directly credited to the repayment account of the customer on or before October 31, 2025 without prior notice. The status of the customer’s loan account must be valid and with no past due record/unsatisfactory credit history at the time when BEA credits the cash rebate.
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
[MoneyHero Exclusive Offer] From 12 June 2025 to 5 August 2025 (both dates inclusive), customers can enjoy additional cash rebates of up to HK$6,000 if you successfully complete the Registration for the offer via the designated registration for on HSBC’s website and submit a loan application via HSBC Online Banking or the HSBC HK App.
👉Promo code"MHHSBC"
顯示條款與細則
- You will be eligible for an additional cash rebate of up to HK$6,000 if you:
- (a) successfully register* for the offer via the designated registration form on our public website by entering the exclusive promotional code (MHHSBC), and
- (b) successfully submit a Loan application via HSBC Online Banking or the HSBC HK App and the Loan is approved with a repayment period of 24 months or above during the promotional period. The additional cash rebate amounts for different Loan amounts are as follows:
- MoneyHero Exclusive Offer:
- Loan amount HK$1,000,000 or above :
HK$6,000 Additional Cash Rebate
- Loan amount from HK$300,000 to HK$999,999 :
HK$2,000 Additional Cash Rebate
- Loan amount from HK$200,000 to HK$299,999 :
HK$1,000 Additional Cash Rebate
- Loan amount from HK$100,000 to HK$199,999 :
HK$500 Additional Cash Rebate
- Loan amount HK$1,000,000 or above :
- *Offer registration must be made the before you submit the Loan application (based on Hong Kong time and determined by the time of receipt by our servers).
- The additional cash rebate will be credited to your Loan repayment account on or before 30 November 2025 (the “Offer Credit Date”) without further notice. You have to ensure your Loan repayment accounts are still valid on the Offer Credit Date in order to enjoy the offers.
- For more details about the promotion, please see Terms and Conditions.
遞交證明文件優惠 - HK$300 現金回贈
如您於推廣期2025年7月10日至2025年8月5日內，成功遞交所須的證明文件並獲批核達港幣100,000元或以上的貸款額，您可獲享港幣300元現金回贈。如就您的貸款申請無要求任何證明文件，此優惠將不適用。現金回贈金額將全數於2025年11月30日或之前存入貸款還款戶口。
顯示條款與細則
受條款及細則約束。
如客戶於優惠期2025年7月10日至2025年8月5日 內，申請並獲批核還款期為60個月的貸款，獲批核貸款額達港幣1,500,000元或以上，可獲享合共$16,000回贈！
【MoneyHero Exclusive Offer】 From 30 June 2025 6 p.m. to 31 July 2025 6 p.m., you can get extra HK$1,000 Wellcome Shopping Voucher OR HK$800 Cash Rebate (Deposited via FPS Account) upon successful application WeLab Bank Personal Loan via MoneyHero with entering the promo code "NLHERO" & submission of all required documents to the bank with loan amount HK$500,001 or above and repayment tenor of 24 months or above on or before 31 July 2025.
顯示條款與細則
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
【MoneyHero Exclusive Offer】 Customers successfully applied and drawdown the Personal Instalment Loan from WeLab Bank with entered the referral code “NLHERO”, loan amount HK$500,001 or above and repayment tenor of 24 months or above from 30 June 2025 6 p.m. till 31 July 2025 6 p.m. enjoy:
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Terms and Conditions apply
顯示條款與細則
- WeLab Bank 現金回贈優惠:
- 貸款額自 HK$1,200,000 或以上 + 還款期 24 個月或以上
- HK$18,888 現金回贈
- 貸款額自 HK$800,000 至 HK$1,199,999 + 還款期 24 個月或以上
- HK$14,000 現金回贈
- 貸款額自 HK$600,000 至 HK$799,999 + 還款期 24 個月或以上
- HK$9,000 現金回贈
- 貸款額自 HK$500,001 至 HK$599,999 + 還款期 24 個月或以上
- HK$7,000現金回贈
- 貸款額自 HK$300,001 至 HK$500,000 + 還款期 24 個月或以上
- HK$5,000 現金回贈
- 貸款額自 HK$200,001 至 HK$300,000 + 還款期 24 個月或以上
- HK$3,000 現金回贈
- 貸款額自 HK$ 150,001 至 HK$ 200,000 + 還款期 24 個月或以上
- HK$1,000 現金回贈
- 貸款額自 HK$1,200,000 或以上 + 還款期 24 個月或以上
- 受條款及細則約束
【MoneyHero Exclusive Offer】From 1 July 2025 to 31 July 2025 (both dates inclusive), a customer is entitled to the following MoneyHero Exclusive Offer. Loan application via mobile banking app is not applicable.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Customers have to drawdown the loan successfully on or before 31 August 2025
- For details, please see Terms and Conditions.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- In case of any disputes, MoneyHero reserves the right to make the final decision in its absolute discretion, CCB (Asia) has no relation with its redemption, usage and dispute.
【限時優惠 - 成功申請高達HK$10,000現金回贈】2025年7月1日至2025年7月31日期間, 客戶成功申請建行(亞洲) 「好現金」私人分期貸款，可獲高達HK$10,000現金回贈
顯示條款與細則
- 現金回贈優惠:
- 貸款額由 HK$100,001 至 HK$600,000 + 還款期 12 個月
- 現金回贈：提取貸款額之0.5%（約至整數）
- 貸款額由 HK$100,001 至 HK$600,000 + 還款期 24 個月或以上
- 現金回贈：提取貸款額之1%（約至整數）
- 貸款額由 HK$600,001 至 HK$1,000,000 + 還款期 12 個月
- HK$3,000 現金回贈
- 貸款額由 HK$600,001 至 HK$1,000,000 + 還款期 24 個月或以上
- HK$6,000 現金回贈
- 貸款額由 HK$1,000,001 至 HK$2,999,999 + 還款期 12 個月
- HK$4,000 現金回贈
- 貸款額由 HK$1,000,001 至 HK$2,999,999 + 還款期 24 個月或以上
- HK$8,000 現金回贈
- 貸款額 HK$3,000,000 + 還款期 24 個月或以上
- HK$10,000 現金回贈
- 貸款額由 HK$100,001 至 HK$600,000 + 還款期 12 個月
- 推廣期：2025年7月1日至2025年7月31日
- 成功申請建行(亞洲) 「好現金」私人分期貸款
- 於2025年8月31日或之前成功提取貸款
【限時優惠 - 網上申請額外HK$500 現金回贈】2025年7月1日至2025年7月31日期間, 客戶成功經網上申請，可享HK$500現金回贈
顯示條款與細則
- 推廣期內成功申請貸款額達HK$200,000或以上之建行(亞洲) 「好現金」私人分期貸款 / 建行(亞洲) 「低息清」結餘轉戶計劃 並成功遞交所須的證明文件
- 客戶需於2025年8月31日或之前成功提取貸款
【MoneyHero Exclusive Offer】Eligibility: From 30 June 2025 12 noon to 31 July 2025 6 p.m.
- Mox New / Existing customers: who successfully open Mox account during promotion period and apply for Mox Instant Loan (min. loan account: HK$70,000) using invitation code “MHCASH10” within 60 days, can get up to HK$4,500 exclusive reward. New customers will receive an email from Mox Bank containing a redemption code (a 7-digital code) within 30 working days after applying for the loan. Please remember to complete the “Reward Redemption Form” within 14 days of receiving the code.
- ✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
For more details about the promotion, please see Terms and Conditions
由2025年6月30日至2025年7月31日，成功申請指定MOX「即時借」貸款，可獲高達HK$10,888現金獎賞，現金獎賞會於2025年7月31日或之前存入你的Mox戶口
顯示條款與細則
- 現金獎賞優惠:
- 貸款額自 HK$150,000 至 HK$249,999.99 + 還款期 49 個月或以上
- HK$1,000 現金獎賞
- 貸款額自 HK$250,000 至 HK$499,999.99 + 還款期自 36 個月 至 48 個月
- HK$1,500 現金獎賞
- 貸款額自 HK$250,000 至 HK$499,999.99 + 還款期 49 個月或以上
- HK$2,000 現金獎賞
- 貸款額自 HK$500,000 至 HK$749,999.99 + 還款期自 36 個月 至 48 個月
- HK$2,000 現金獎賞
- 貸款額自 HK$500,000 至 HK$749,999.99 + 還款期 49 個月或以上
- HK$4,000 現金獎賞
- 貸款額自 HK$750,000 至 HK$999,999.99 + 還款期自 36 個月 至 48 個月
- HK$2,000 現金獎賞
- 貸款額自 HK$750,000 至 HK$999,999.99 + 還款期 49 個月或以上
- HK$6,000 現金獎賞
- 貸款額自 HK$1,000,000 或以上 + 還款期自 36 個月 至 48 個月
- HK$4,000 現金獎賞
- 貸款額自 HK$1,000,000 或以上 + 還款期 49 個月或以上
- HK$10,888 現金獎賞
- 貸款額自 HK$150,000 至 HK$249,999.99 + 還款期 49 個月或以上
- 受「即時借」現金奬賞推廣條款及細則約束
- 受「即時借」現金奬賞推廣條款及細則約束。以貸款金額HKD750,000及60個月還款期計算，「即時借」貸款所計算之實際年利率為低至3.09%（已包括將於2025年6月30日或之前存入你的Mox戶口之HKD10,888現金奬賞）；而未包括「即時借」推廣現金奬賞之實際年利率為低至3.47%。如你申請加碼現行「即時借」，適用於本推廣的合資格即時借金額將為你於現行「即時借」未償還本金之上額外加借的本金。
【MoneyHero Exclusive Offer】From 30 June 2025 6 p.m. till 31 July 2025 6 p.m. (both dates inclusive), customers who successfully apply for Dah Sing Express Money Instalment Loan / Credit Mastermind Instalment Loan via MoneyHero, and successfully drawdown by 31 July 2025, can enjoy HK$1,200 Apple Store Gift Card OR Wellcome Shopping Voucher
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- For more details about the promotion, please see the Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
【客戶完成指定條件，可獲高達HK$13,888現金回贈】指定條件包括：於2026年1月31日或以前成功提取還款期為12個月或以上之大新分期「快應錢」；及於推廣期內持有大新 ONE+信用卡（必須為主卡客戶）或成功申請並於 2026 年 2 月 28 日或 以前確認收妥大新ONE+信用卡（必須為主卡客戶）；及於推廣期內成功開立或持有本行之港元儲蓄或往來戶口*。
顯示條款與細則
- 現金回贈獎賞:
- 獲批核之貸款額為 HK$1,990,000 或以上
- HK$13,888 現金回贈
- 獲批核之貸款額為 HK$1,000,000 至 HK$1,989,999
- HK$5,000 現金回贈
- 獲批核之貸款額為 HK$500,000 至 HK$999,999
- HK$1,000 現金回贈
- 獲批核之貸款額為 HK$200,000 至 HK$499,999
- HK$500 現金回贈
- 獲批核之貸款額為 HK$50,000 至 HK$199,999
- HK$100 現金回贈
- 獲批核之貸款額為 HK$5,000 至 HK$49,999
- HK$50 現金回贈
- 獲批核之貸款額為 HK$1,990,000 或以上
- 合資格客戶必須於提取貸款後至大新銀行存入現金回贈獎賞當日，仍然持有有效之貸款戶口、還款戶口、大新 ONE+ 信用卡戶口及相關大新儲蓄或往來戶口，並一直維持良好之還款記錄及正常運作，方可獲享現金回贈獎賞。詳情請參閱相關分期「快應錢」條款及細則第（iv）及（v）項。
*不適用於備用透支、聯名、非港幣、定期或孖展買賣結算戶口。
【全新銀行客戶可享額外HK$200超市現金券】
顯示條款與細則
- 全新銀行客戶^於推廣期内符合以下所有條件，可額外獲贈HK$200超市現金券：
- 於推廣期内成功申請還款期為12個月或以上及貸款額為HK$5,000或以上之貸款；及
- 成功遞交所有大新銀行就有關貸款申請要求之所需文件。
- ^全新銀行客戶即於遞交相關貸款申請日前1個月內（包括首尾兩天）未曾持有大新銀行任何產品或服務之客戶。新客戶獎賞名額3,000個，先到先得；送完即止。詳情請參閱相關分期「快應錢」條款及細則第（vii）至（xii）項。
【MoneyHeroExclusive Offer for New / Existing Customers】Customers who successfully apply for a Loan via MoneyHero between 30 June 2025 at 6 p.m. and 31 July 2025 at 6 p.m., and successfully apply for the DBS Personal Loan, drawing down the loan within one calendar month from the approval date, are entitled to receive worth up to HK$10,800 upon meeting the above requirements.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Terms and Conditions apply
客戶由2025年7月1日至2025年9月30日（推廣期），經星展銀行(香港)有限公司的網頁及DBS Card+手機應用程式申請此貸款成功申請「星展定額私人貸款」；自申請日期起的一個月內提款成功提取指定貸款額，可獲HK$300「一扣即享」金額
顯示條款與細則
- 現金券的換領信會於推廣期結束8個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
額外獎將在合資格的客戶於2026年6月1日至2026年11月30日期間（「額外獎饋贈期」）以本行發出的適用信用卡（定義見第10a條文）簽賬，當交易顯示於DBS Card+的簽賬頁面時，經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。客戶可使用收到的額外獎經DBS Card+的「一扣即享」功能扣減交易的應付金額。
要收到額外獎，客戶必須：
在2026年4月30日當日持有一張由本行發出有效的信用卡主卡（包括聯營卡，但貴賓卡及商務卡除外）（「適用信用卡」）、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。就在2026年4月30日當日持有多於一張由本行發出有效的信用卡主卡的客戶而言，本行會按下列順序為其預設適用信用卡
客戶經星展銀行(香港)有限公司的網頁及DBS Card+手機應用程式申請此貸款；由2025年7月1日至2025年9月30日（推廣期）：成功申請「星展定額私人貸款」；自申請日起的一個月內成功提取指定貸款額；可獲高達HK$11,700超市現金券
顯示條款與細則
- 現金券回贈優惠:
- 貸款額 HK$1,000,000 以上 + 還款期自 36 個月以上
- HK$11,700 超市現金券
- 貸款額自 HK$500,000 至 HK$999,999 + 還款期自 36 個月以上
- HK$3,200 超市現金券
- 貸款額自 HK$300,000 至 HK$499,999 + 還款期自 36 個月以上
- HK$1,200 超市現金券
- 貸款額 HK$1,000,000 以上 + 還款期自 12 個月 至 36 個月
- HK$3,200 超市現金券
- 貸款額自 HK$300,000 至 HK$999,999 + 還款期自 12 個月 至 36 個月
- HK$1,200 超市現金券
- 貸款額自 HK$100,000 至 HK$299,999 + 還款期自 12 個月以上
- HK$800 超市現金券
- 貸款額 HK$1,000,000 以上 + 還款期自 36 個月以上
- 現金券的換領信會於推廣期結束後8個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
- 額外獎將在合資格的客戶於2026年6月1日至2026年11月30日期間（「額外獎饋贈期」）以本行發出的適用信用卡（定義見第10a條文）簽賬，當交易顯示於DBS Card+的簽賬頁面時，經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。客戶可使用收到的額外獎經DBS Card+的「一扣即享」功能扣減交易的應付金額。
- 要收到額外獎，客戶必須：
在2026年4月30日當日持有一張由本行發出有效的信用卡主卡（包括聯營卡，但貴賓卡及商務卡除外）（「適用信用卡」）、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。就在2026年4月30日當日持有多於一張由本行發出有效的信用卡主卡的客戶而言，本行會按下列順序為其預設適用信用卡
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
【MoneyHero Exclusive Offer】From 30 June 2025 6 p.m. to 31 July 2025 6 p.m., customers who have successfully applied for and approved a loan of HK$100,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
Remember to prepare your mobile phone and Hong Kong ID card before applying! The application process will require you to enter a mobile phone verification code. To successfully apply through MoneyHero and receive exclusive rewards, you must successfully complete this step! After completing the application, remember to copy down the application reference number so that you can check the application progress at any time and receive exclusive MoneyHero offers.
- Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
- Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) screenshot of Loan withdrawal confirmation SMS, E-mail to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
- Detailed steps: How to redeem exclusive rewards from MoneyHero?
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
顯示條款與細則
- 渣打銀行結餘轉戶計劃現金回贈優惠:
- 貸款額自 HK$1,500,000 或以上
- HK$20,000 現金回贈
- 貸款額自 HK$1,000,000 至 HK$1,499,999
- HK$11,000 現金回贈
- 貸款額自 HK$700,000 至 HK$999,999
- HK$5,000 現金回贈
- 貸款額自 HK$500,000 至 HK$699,999
- HK$3,000 現金回贈
- 貸款額自 HK$100,000 至 HK$499,999
- HK$800 現金回贈
- 貸款額自 HK$1,500,000 或以上
- 優惠受條款及細則約束
【渣打迎新優惠- 額外HK$1,000現金回贈】客戶由2025年6月1日至2025年7月31日，於網上成功申請及提取渣打結餘轉戶計劃貸款，符合還款期達36-84個月 貸款額HK$100,000或以上 條件，可享額外HK$1,000現金回贈。
顯示條款與細則
- 優惠受條款及細則約束
【MoneyHero Exclusive Offer】 From 2 July 2025, 12 noon. till 31 July 2025, 6 p.m., successfully apply and complete drawdown within 1 month after application of the loan amount via MoneyHero using this promocode “MHBT05” with a tenor of 12 months or above, can get up to iPhone 16 Pro (128GB; random colour, worth HK$8,599) and [Fubon Bank Limited Time Offer] up to HK$23,800, with a total prize of up to HK$32,399!
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
How to redeem MoneyHero exclusive offer?
- Customers are required to enter in email address when applying loan through MoneyHero official website, then MoneyHero will send a reward redemption form via email for customers to fill in.
Eligible customers should complete the reward redemption form by filling in the required information as below and submit to MoneyHero within 7 days for verification:- loan application number (which is the reference number provided on the webpage after loan application is submitted to Fubon Bank via online); and contact details
Eligible Customers are required to reach out to support@moneyhero.com.hk along with their name of loan applied, date of application, to request for a MoneyHero Reward Redemption Form if they did not receive one.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Terms and conditions apply
- The redemption process may take at least 16 weeks starting from the date on which the eligibility is confirmed by Fubon Bank, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward, redemption letter will be sent by email.
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 Trip.com Gift Card
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 Trip.com Gift Card + HK$2,000 Trip.com Gift Card; OR
顯示條款與細則
- 如欲了解優惠詳情，請參閱：更多資料 – 產品條款及細則
富邦銀行優惠 - 獲贈高達HK$23,500獎賞
- 成功提取以下貸款金額及還款期達12個月或以上，即可獲贈高達HK$23,500超市現金券
顯示條款與細則
- 限時優惠獎賞:
- 貸款額 HK$2,000,000 或以上
- HK$23,500 超市現金券
- 貸款額 HK$1,000,000 至 HK$1,999,999
- HK$10,000 超市現金券
- 貸款額 HK$700,000 至 HK$999,999
- HK$5,000 超市現金券
- 貸款額 HK$400,000 至 HK$699,999
- HK$2,000 超市現金券
- 貸款額 HK$200,000 至 HK$399,999
- HK$800 超市現金券
- 貸款額 HK$2,000,000 或以上
- 如欲了解優惠詳情，請參閱：更多資料 – 產品條款及細則
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
[MoneyHero Exclusive Offer] Successfully apply for CNCBI $mart Plus Personal Installment Loan on MoneyHero from 30 June 2025 6 p.m. till 31 July 2025 6 p.m., and choose a repayment period of 12 months or above, and need to drawdown within 1 month.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- All of the Rewards will be issued randomly in styles, colors. etc
- For more details about the promotion, please see Terms and Conditions
- Please note that the offers are provided by Money Hero and is not the responsibility of the bank.
【中信銀行(國際) 雙倍現金回贈 - 高達HK$16,800現金回贈】由2025 年 6 月 30 日起至 2025 年 9 月 30 日 (包括首尾兩日) (「推廣期」) ，成功申請及提取$mart Plus分期貸款，包括分期貸款 或 結餘轉戶，而貸款金額達 HK$100,000或以上及還款期達 12 個月或以上之客戶，可享相應現金回贈。客戶成功提取分期貸款可享基本現金回贈高達HK$8,400; 成功提取結餘轉戶或加借服務可享雙倍現金回贈高達HK$16,800
顯示條款與細則
- 基本現金、雙倍現金回贈優惠參考表格:
- #如客戶申請加借貸款，貸款金額以提取實際獲批核加借金額計算。
* 72 個月還款期限僅適用於結餘轉戶 - 如欲了解優惠詳情，請參閱：產品條款及細則
🎁 申請完貸款？立即填表領取獎賞！
如果你已透過 MoneyHero 申請私人貸款，記得填寫獎賞換領表格並選擇你想要嘅禮品，幾步即可完成登記。專屬獎賞，切勿錯過！
唔好錯過呢個超筍優惠！
清卡數限時加碼送HK$2,800獎賞
遇上卡數債務終極Boss點算好？用結餘轉戶貸款KO難纏卡數，申請即送HK$800現金/現金券，提取貸款再賞你HK$2,000！額外現金get！
Jul 31, 2025前申請可享以下優惠:
價值 HK$800
價值 HK$800
價值 HK$800
價值 HK$2,800
價值 HK$2,800
價值 HK$2,800
價值 HK$800
價值 HK$800
價值 HK$800
價值 HK$2,800
價值 HK$2,800
價值 HK$2,800
指定金融產品:
渣打銀行 結餘轉戶計劃
:
清卡數之選
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
【MoneyHero Exclusive Offer】From 30 June 2025 6 p.m. to 31 July 2025 6 p.m., customers who have successfully applied for and approved a loan of HK$100,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
Remember to prepare your mobile phone and Hong Kong ID card before applying! The application process will require you to enter a mobile phone verification code. To successfully apply through MoneyHero and receive exclusive rewards, you must successfully complete this step! After completing the application, remember to copy down the application reference number so that you can check the application progress at any time and receive exclusive MoneyHero offers.
- Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
- Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) screenshot of Loan withdrawal confirmation SMS, E-mail to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
- Detailed steps: How to redeem exclusive rewards from MoneyHero?
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
顯示條款與細則
- 渣打銀行結餘轉戶計劃現金回贈優惠:
- 貸款額自 HK$1,500,000 或以上
- HK$20,000 現金回贈
- 貸款額自 HK$1,000,000 至 HK$1,499,999
- HK$11,000 現金回贈
- 貸款額自 HK$700,000 至 HK$999,999
- HK$5,000 現金回贈
- 貸款額自 HK$500,000 至 HK$699,999
- HK$3,000 現金回贈
- 貸款額自 HK$100,000 至 HK$499,999
- HK$800 現金回贈
- 貸款額自 HK$1,500,000 或以上
- 優惠受條款及細則約束
【渣打迎新優惠- 額外HK$1,000現金回贈】客戶由2025年6月1日至2025年7月31日，於網上成功申請及提取渣打結餘轉戶計劃貸款，符合還款期達36-84個月 貸款額HK$100,000或以上 條件，可享額外HK$1,000現金回贈。
顯示條款與細則
- 優惠受條款及細則約束
華僑銀行 結餘轉戶私人貸款
:
清卡數之選
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
Successfully applied and drawdown for OCBC Debt Consolidation Personal Loan and Personal Loan on MoneyHero from 30 June 2025 6 p.m. to 31 July 2025 6 p.m. and enjoy up to HK$8,600 worth of rewards.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Please refer to the Terms and Conditions for details
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
由2025年6月30日起至2025年7月31日，合資格新客戶若在推廣期內於本行成功申請分期貸款計劃，可獲贈HK$50 Starbucks電子現金券
顯示條款與細則
- 詳情可參閱條款及細則
由2025年6月30日起至2025年7月31日，合資格新客戶若在推廣期內於網上成功申請及提取貸款額為HK$200,000或以上及還款期為24個月或以上之分期貸款計劃（不包括裝修貸款），可獲贈一組 HK$500 Apple Store 禮品卡代碼
顯示條款與細則
- 詳情可參閱條款及細則
【華僑銀行迎新優惠- 結餘轉戶貸款高達 HK$15,000 現金回贈】2025年6月30日至2025年7月31日期間，新客戶網上申請及成功提取貸款可享高達HK$15,000現金回贈
顯示條款與細則
- 現金回贈優惠:
- 貸款額 HK$1,500,000 或以上 + 還款期 48 個月或以上
- HK$15,000現金回贈
- 貸款額由 HK$1,000,000 至 HK$1,499,999 + 還款期 48 個月或以上
- HK$10,000 現金回贈
- 貸款額由 HK$500,000 至 HK$999,999 + 還款期 48 個月或以上
- HK$7,000 現金回贈
- 貸款額由 HK$300,000 至 HK$499,999 + 還款期 48 個月或以上
- HK$4,000 現金回贈
- 貸款額由 HK$100,000 至 HK$299,999 + 還款期 48 個月或以上
- HK$2,000 現金回贈
- 貸款額 HK$1,500,000 或以上 + 還款期 24 個月或以上
- HK$14,000現金回贈
- 貸款額由 HK$1,000,000 至 HK$1,499,999 + 還款期 24 個月或以上
- HK$9,000 現金回贈
- 貸款額由 HK$500,000 至 HK$999,999 + 還款期 24 個月或以上
- HK$6,000 現金回贈
- 貸款額由 HK$300,000 至 HK$499,999 + 還款期達 24 個月或以上
- HK$3,000 現金回贈
- 貸款額由 HK$100,000 至 HK$299,999 + 還款期 24 個月或以上
- HK$1,000 現金回贈
- 貸款額 HK$1,500,000 或以上 + 還款期 48 個月或以上
- 詳情可參閱華僑銀行（香港）有限公司官方網站
信銀國際 $mart Plus分期貸款 - 結餘轉戶
:
清卡數之選
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
[MoneyHero Exclusive Offer] Successfully apply for CNCBI $mart Plus Personal Installment Loan on MoneyHero from 30 June 2025 6 p.m. till 31 July 2025 6 p.m., and choose a repayment period of 12 months or above, and need to drawdown within 1 month.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- All of the Rewards will be issued randomly in styles, colors. etc
- For more details about the promotion, please see Terms and Conditions
- Please note that the offers are provided by Money Hero and is not the responsibility of the bank.
【中信銀行(國際) 雙倍現金回贈 - 高達HK$16,800現金回贈】由2025 年 6 月 30 日起至 2025 年 9 月 30 日 (包括首尾兩日) (「推廣期」) ，成功申請及提取$mart Plus分期貸款，包括分期貸款 或 結餘轉戶，而貸款金額達 HK$100,000或以上及還款期達 12 個月或以上之客戶，可享相應現金回贈。客戶成功提取分期貸款可享基本現金回贈高達HK$8,400; 成功提取結餘轉戶或加借服務可享雙倍現金回贈高達HK$16,800
顯示條款與細則
- 基本現金、雙倍現金回贈優惠參考表格:
- #如客戶申請加借貸款，貸款金額以提取實際獲批核加借金額計算。
* 72 個月還款期限僅適用於結餘轉戶 - 如欲了解優惠詳情，請參閱：產品條款及細則
星展銀行 「貸易清」私人貸款
:
清卡數之選
【MoneyHero Exclusive Offer for New / Existing Customers】Customers who successfully apply for a Loan via MoneyHero between 30 June 2025 at 6 p.m. and 31 July 2025 at 6 p.m., and successfully apply for the DBS Debt Consolidation Loan, drawing down the loan within one calendar month from the approval date, are entitled to receive worth up to HK$13,000 vouchers OR HK$11,000 Cash Rebate (Deposited via FPS Account) upon meeting the above requirements
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Terms and Conditions apply
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
客戶經MoneyHero成功申請此貸款，由2025年7月1日至2025年9月30日（推廣期）：成功申請星展銀行「貸易清」私人貸款，自申請日起的一個月內成功提取指定貸款額，可獲額外HK$300 超市現金券
顯示條款與細則
- 現金券的換領信會於推廣期結束後7個月內郵寄予合資格客戶，客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
顯示條款與細則
- 星展「貸易清」私人貸款現金券回贈:
- 貸款額 HK$1,500,000 以上 + 還款期 36 個月或以上
- HK$23,500 超市現金券
- 貸款額自 HK$1,000,000 至 HK$1,499,999 + 還款期 36 個月或以上
- HK$11,500 超市現金券
- 貸款額自 HK$700,000 至 HK$999,999 + 還款期 36 個月或以上
- HK$5,500 超市現金券
- 貸款額自 HK$300,000 至 HK$699,999 + 還款期 36 個月或以上
- HK$2,000 超市現金券
- 貸款額自 HK$100,000 至 HK$299,999 + 還款期 36 個月或以上
- HK$700 超市現金券
- 貸款額 HK$1,500,000 以上 + 還款期 36 個月或以上
- 符合第 2 條文所述要求的客戶，倘若其貸款是透過本行的網站、DBS Card+或推廣熱線 22908118 成功申請及提取貸款的客戶，可額外獲 HK$300 現金券。
- 現金券的換領信會於推廣期結束後 7 個月內郵寄予合資格客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
- 現金券只適用於貸款戶口狀況良好及沒有逾期還款記錄（由本行全權決定）的客戶。倘若客戶的貸款戶口狀況欠佳，或客戶提早清還貸款，本行有權拒絕發放現金券或從有關貸款戶口扣除已發放的現金券的等同金額而毋須另行通知。
- 本行可以更改或終止本推廣及/或修訂本條款及細則。本行的決定為最終決定。
- 如文中、英文版本有任何不一致之處，概以英文版本為準。
如何參加
第一重：成功申請並向有關銀行交齊文件，可享HK$800現金券/現金回贈
第二重：提取貸款額達HK$100,000，還款期達12個月，可享額外HK$2,000現金券/現金回贈
第三重：按照不同貸款額，可享原有獨家獎賞，可享額外現金券/現金回贈
Jul 31, 2025前申請可享以下優惠:
價值 HK$800
價值 HK$800
價值 HK$800
價值 HK$2,800
價值 HK$2,800
價值 HK$2,800
價值 HK$800
價值 HK$800
價值 HK$800
價值 HK$2,800
價值 HK$2,800
價值 HK$2,800
熱門銀行貸款
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$59,250
【MoneyHero Exclusive Offer】From 18 July 2025 6 p.m. to 25 July 2025 6 p.m., successfully apply for Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
MoneyHero Exclusive Offer :
Loan amount Repayment period from 12months-42months Repayment period from 48months or above Loan amount HK$2,000,000 or above HK$11,000 Apple Store Gift Card;OR
HK$11,000 Wellcome Shopping Voucher ;OR
HK$10,000 Cash Rebate(Deposited via FPS Account)HK$13,000 Apple Store Gift Card;OR HK$13,000 Wellcome Shopping Voucher;OR
HK$10,000 Cash Rebate(Deposited via FPS Account)Loan amount from HK$800,000 to HK$1,999,999 HK$8,500 Apple Store Gift Card;OR HK$8,500 Wellcome Shopping Voucher;OR
HK$7,200 Cash Rebate(Deposited via FPS Account)HK$9,000 Apple Store Gift Card;OR HK$9,000 Wellcome Shopping Voucher ;OR
HK$7,200 Cash Rebate(Deposited via FPS Account)Loan amount from HK$500,000 to HK$799,999 HK$7,500 Apple Store Gift Card;OR HK$7,500 Wellcome Shopping Voucher;OR
HK$6,200 Cash Rebate(Deposited via FPS Account)HK$8,000 Apple Store Gift Card;OR HK$8,000 Wellcome Shopping Voucher;OR
HK$6,200 Cash Rebate(Deposited via FPS Account)Loan amount from HK$300,000 to HK$499,999 HK$6,000 Apple Store Gift Card;OR HK$6,000 Wellcome Shopping Voucher ;OR
HK$6,000 Cash Rebate(Deposited via FPS Account)HK$7,500 Apple Store Gift Card;OR HK$7,500 Wellcome Shopping Voucher;OR
HK$7,500 Cash Rebate(Deposited via FPS Account)Loan amount from HK$200,000 to HK$299,999 HK$4,000 Apple Store Gift Card;OR HK$4,000 Wellcome Shopping Voucher;OR
HK$3,500 Cash Rebate(Deposited via FPS Account)HK$4,500 Apple Store Gift Card;OR HK$4,500 Wellcome Shopping Voucher;OR
HK$3,500 Cash Rebate(Deposited via FPS Account)Loan amount from HK$100,000 to HK$199,999 HK$2,000 Apple Store Gift Card;OR HK$2,000 Wellcome Shopping Voucher ;OR
HK$1,500 Cash Rebate(Deposited via FPS Account)HK$2,500 Apple Store Gift Card;OR HK$2,500 Wellcome Shopping Voucher;OR
HK$1,500 Cash Rebate(Deposited via FPS Account)- All of the Rewards will be issued randomly in colour
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
【Citi迎新優惠】客戶於推廣期內，自2025年6月30日起至2025年7月31日期間 (包括首尾兩日)成功提取Citi特快現金或Citi卡數結餘轉戶，於推廣期內申請並於2025年8月14日或之前成功提取可享 高達HK$8,000獎賞! 客戶需提取指定貸款額，而還款期 為12個月或以上 (「合資格客戶」) 方可獲享現金券或現金回贈 (「獎賞」) 。只適用於申請當日不持有任何由花旗銀行 (「本行」) 所提供之私人貸款之客戶。
顯示條款與細則
- Citi迎新優惠獎賞:
客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞：
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上； Citigold客戶則需保持户口結餘達HK$1,500,000元或以上； 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
如欲了解優惠詳情，請參閱條款及細則
account_balance產品禮遇
【MoneyHero Exclusive Offer】From 18 July 2025 6 p.m. to 25 July 2025 6 p.m., successfully apply for Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
MoneyHero Exclusive Offer :
Loan amount Repayment period from 12months-42months Repayment period from 48months or above Loan amount HK$2,000,000 or above HK$11,000 Apple Store Gift Card;OR
HK$11,000 Wellcome Shopping Voucher ;OR
HK$10,000 Cash Rebate(Deposited via FPS Account)HK$13,000 Apple Store Gift Card;OR HK$13,000 Wellcome Shopping Voucher;OR
HK$10,000 Cash Rebate(Deposited via FPS Account)Loan amount from HK$800,000 to HK$1,999,999 HK$8,500 Apple Store Gift Card;OR HK$8,500 Wellcome Shopping Voucher;OR
HK$7,200 Cash Rebate(Deposited via FPS Account)HK$9,000 Apple Store Gift Card;OR HK$9,000 Wellcome Shopping Voucher ;OR
HK$7,200 Cash Rebate(Deposited via FPS Account)Loan amount from HK$500,000 to HK$799,999 HK$7,500 Apple Store Gift Card;OR HK$7,500 Wellcome Shopping Voucher;OR
HK$6,200 Cash Rebate(Deposited via FPS Account)HK$8,000 Apple Store Gift Card;OR HK$8,000 Wellcome Shopping Voucher;OR
HK$6,200 Cash Rebate(Deposited via FPS Account)Loan amount from HK$300,000 to HK$499,999 HK$6,000 Apple Store Gift Card;OR HK$6,000 Wellcome Shopping Voucher ;OR
HK$6,000 Cash Rebate(Deposited via FPS Account)HK$7,500 Apple Store Gift Card;OR HK$7,500 Wellcome Shopping Voucher;OR
HK$7,500 Cash Rebate(Deposited via FPS Account)Loan amount from HK$200,000 to HK$299,999 HK$4,000 Apple Store Gift Card;OR HK$4,000 Wellcome Shopping Voucher;OR
HK$3,500 Cash Rebate(Deposited via FPS Account)HK$4,500 Apple Store Gift Card;OR HK$4,500 Wellcome Shopping Voucher;OR
HK$3,500 Cash Rebate(Deposited via FPS Account)Loan amount from HK$100,000 to HK$199,999 HK$2,000 Apple Store Gift Card;OR HK$2,000 Wellcome Shopping Voucher ;OR
HK$1,500 Cash Rebate(Deposited via FPS Account)HK$2,500 Apple Store Gift Card;OR HK$2,500 Wellcome Shopping Voucher;OR
HK$1,500 Cash Rebate(Deposited via FPS Account)- All of the Rewards will be issued randomly in colour
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
【Citi迎新優惠】客戶於推廣期內，自2025年6月30日起至2025年7月31日期間 (包括首尾兩日)成功提取Citi特快現金或Citi卡數結餘轉戶，於推廣期內申請並於2025年8月14日或之前成功提取可享 高達HK$8,000獎賞! 客戶需提取指定貸款額，而還款期 為12個月或以上 (「合資格客戶」) 方可獲享現金券或現金回贈 (「獎賞」) 。只適用於申請當日不持有任何由花旗銀行 (「本行」) 所提供之私人貸款之客戶。
顯示條款與細則
- Citi迎新優惠獎賞:
客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞：
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上； Citigold客戶則需保持户口結餘達HK$1,500,000元或以上； 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
如欲了解優惠詳情，請參閱條款及細則
MoneyHero 產品分析
- 貸款即日批核，現金即日到手
- Citi 特快現金私人貸款額高達 月薪12倍 或 HK$3,500,000，以較低者為準
- 還款期長達60個月，HK$0手續費
- 無隱藏條款
產品資訊
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞：
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上； Citigold客戶則需保持户口結餘達HK$1,500,000元或以上； 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核，現金即日到手」只適用於每個工作天（星期一至五）上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率低至1.40% (以包括HK$3,000元現金回贈)或1.56% (以不包括任何現金回贈)以月平息0.07%，貸款額HK$3,500,000及還款期12個月計算
- 借定唔借？還得到先好借！
熱門銀行貸款
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$48,180
[MoneyHero Exclusive Offer] Successfully apply for CNCBI $mart Plus Personal Installment Loan on MoneyHero from 30 June 2025 6 p.m. till 31 July 2025 6 p.m., and choose a repayment period of 12 months or above, and need to drawdown within 1 month.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- All of the Rewards will be issued randomly in styles, colors. etc
- For more details about the promotion, please see Terms and Conditions
- Please note that the offers are provided by Money Hero and is not the responsibility of the bank.
【中信銀行(國際) 雙倍現金回贈 - 高達HK$16,800現金回贈】由2025 年 6 月 30 日起至 2025 年 9 月 30 日 (包括首尾兩日) (「推廣期」) ，成功申請及提取$mart Plus分期貸款，包括分期貸款 或 結餘轉戶，而貸款金額達 HK$100,000或以上及還款期達 12 個月或以上之客戶，可享相應現金回贈。客戶成功提取分期貸款可享基本現金回贈高達HK$8,400; 成功提取結餘轉戶或加借服務可享雙倍現金回贈高達HK$16,800
顯示條款與細則
- 基本現金、雙倍現金回贈優惠參考表格:
- #如客戶申請加借貸款，貸款金額以提取實際獲批核加借金額計算。
* 72 個月還款期限僅適用於結餘轉戶 - 如欲了解優惠詳情，請參閱：產品條款及細則
account_balance產品禮遇
[MoneyHero Exclusive Offer] Successfully apply for CNCBI $mart Plus Personal Installment Loan on MoneyHero from 30 June 2025 6 p.m. till 31 July 2025 6 p.m., and choose a repayment period of 12 months or above, and need to drawdown within 1 month.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- All of the Rewards will be issued randomly in styles, colors. etc
- For more details about the promotion, please see Terms and Conditions
- Please note that the offers are provided by Money Hero and is not the responsibility of the bank.
【中信銀行(國際) 雙倍現金回贈 - 高達HK$16,800現金回贈】由2025 年 6 月 30 日起至 2025 年 9 月 30 日 (包括首尾兩日) (「推廣期」) ，成功申請及提取$mart Plus分期貸款，包括分期貸款 或 結餘轉戶，而貸款金額達 HK$100,000或以上及還款期達 12 個月或以上之客戶，可享相應現金回贈。客戶成功提取分期貸款可享基本現金回贈高達HK$8,400; 成功提取結餘轉戶或加借服務可享雙倍現金回贈高達HK$16,800
顯示條款與細則
- 基本現金、雙倍現金回贈優惠參考表格:
- #如客戶申請加借貸款，貸款金額以提取實際獲批核加借金額計算。
* 72 個月還款期限僅適用於結餘轉戶 - 如欲了解優惠詳情，請參閱：產品條款及細則
MoneyHero 產品分析
- 實際年利率低至1.65%
- 貸款金額高達月薪18倍或HK$2,000,000（以較低者為準）
- 靈活還款期由最短6個月至最長60個月
- 最快即日放款至您的信銀國際戶口
產品資訊
1. 有效香港身份證／ 護照／ 或其他身份證明文件
2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本（ 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁）或任何形式的入息證明。
若月薪收入為佣金制人士，請提供最近 2 個月之入息證明
3. 如為自僱人士，請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單
4. 附有閣下姓名之最近 3 個月內發出的現居址證明（例如：電費單或銀行月結單）
5. 專業資格證明（只適用於專業資人士）
6. 如閣下為非香港永久性居民身份證持有人，請附護照／往來港澳通行證／原居地身份證副本（如適用）及香港特別行政區發出的工作證
7. 放款戶口之存摺首頁/月結單副本
8. 自動轉賬授權書
9. 欲轉至信銀國際 $mart Plus 分期貸款之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單（須印有閣下姓名及貸款號碼）
- 實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算，實際年利率是一個參考利率，以年化利率展示出已包括基本的利率、其他適用的手續費及收費。所示之實際年利率已約至小數點後兩個位。
- 實際年利率 1.65% 以貸款金額 HK$2,000,000 還款期 12 個月及每月平息 0.032% 計算，並已包括每年 0.5% 手續費。手續費為 0.5% 僅適用於 12 個月還款期限和貸款金額為 HK$2,000,000, 手續費為 1% 適用於其他情況。例子只供參考。最終批核之實際年利率將根據客戶的信貸評級及其他相關審批貸款因素決定，信銀國際保留貸款批核，適用利率及手續費的最終酌情權。
- 按貸款金額每年收取1%手續費並於提取貸款時從貸款金額中扣除。
- 即日放款服務只適用於銀行服務時間內（星期一至五上午9時至晚上8時，星期六、日及公眾假期除外）放款至信銀國際戶口。有關處理時間由銀行確定已批核之貸款開始計算。
- 受有關條款及細則約束。借定唔借？還得到先好借！請參閱網頁
熱門銀行貸款
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$41,850
Successfully applied and drawdown for OCBC Debt Consolidation Personal Loan and Personal Loan on MoneyHero from 30 June 2025 6 p.m. to 31 July 2025 6 p.m. and enjoy up to HK$8,600 worth of rewards.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Please refer to the Terms and Conditions for details
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
顯示條款與細則
- 現金回贈獎賞:
如欲了解優惠詳情，請參閱條款及細則
由2025年6月30日起至2025年7月31日，合資格新客戶若在推廣期內於本行成功申請分期貸款計劃，可獲贈HK$50 Starbucks電子現金券
顯示條款與細則
- 詳情可參閱條款及細則
由2025年6月30日起至2025年7月31日，合資格新客戶若在推廣期內於網上成功申請及提取貸款額為HK$200,000或以上及還款期為24個月或以上之分期貸款計劃（不包括裝修貸款），可獲贈一組 HK$500 Apple Store 禮品卡代碼
顯示條款與細則
- 詳情可參閱條款及細則
account_balance產品禮遇
Successfully applied and drawdown for OCBC Debt Consolidation Personal Loan and Personal Loan on MoneyHero from 30 June 2025 6 p.m. to 31 July 2025 6 p.m. and enjoy up to HK$8,600 worth of rewards.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Please refer to the Terms and Conditions for details
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
顯示條款與細則
- 現金回贈獎賞:
如欲了解優惠詳情，請參閱條款及細則
由2025年6月30日起至2025年7月31日，合資格新客戶若在推廣期內於本行成功申請分期貸款計劃，可獲贈HK$50 Starbucks電子現金券
顯示條款與細則
- 詳情可參閱條款及細則
由2025年6月30日起至2025年7月31日，合資格新客戶若在推廣期內於網上成功申請及提取貸款額為HK$200,000或以上及還款期為24個月或以上之分期貸款計劃（不包括裝修貸款），可獲贈一組 HK$500 Apple Store 禮品卡代碼
顯示條款與細則
- 詳情可參閱條款及細則
MoneyHero 產品分析
- 實際年利率低至1.88%
- 貸款額高達 HK$2,000,000 或 20倍月薪（以較低者為準）
- 還款期長達60個月
產品資訊
- 身份證明文件： 個人 - 香港身份證或護照公司 - 公司註冊證書 及/或 商業登記證
- 薪金證明文件：最近期的糧單、最近期的出糧戶口月結單或存摺(附有申請人姓名及賬戶號碼)、最近的入息稅單、最近的強積金供款證明、工作聘書或合約等。
- 住址證明文件：最近期的銀行月結單、信用卡月結單、水費單、電話費單等。如薪金證明文件中已證明了住址，則可豁免遞交住址證明文件。
- 其他證明文件 (如有需要)
- 如欲了解更多詳情，請按此。
- 實際年利率之計算方法以香港銀行公會發出之銀行營運守則所載之有關指引作依據，並已約至小數後兩個位。
- 以貸款額HK$1,500,000及還款期12個月計算的每月平息0.063%為例，若貸款最終獲得本公司批核，還款期12個月的實際年利率為3.30%，當中還款期12個月已分別包括每年1%之手續費在內，總還款額為HK$1,511,340，而該手續費將於確認貸款時收取。
- 例子只供參考，實際年利率因應個別貸款額及還款期而有所不同。
- 詳情請參閱華僑銀行（香港）有限公司 - 私人貸款官網。
- 借定唔借？還得到先好借！
熱門銀行貸款
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$23,499
【MoneyHero Exclusive Offer】From 30 June 2025 6 p.m. to 31 July 2025 6 p.m., customers who have successfully applied for and approved a loan of HK$100,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
Remember to prepare your mobile phone and Hong Kong ID card before applying! The application process will require you to enter a mobile phone verification code. To successfully apply through MoneyHero and receive exclusive rewards, you must successfully complete this step! After completing the application, remember to copy down the application reference number so that you can check the application progress at any time and receive exclusive MoneyHero offers.
- Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
- Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) screenshot of Loan withdrawal confirmation SMS, E-mail to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
- Detailed steps: How to redeem exclusive rewards from MoneyHero?
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
【渣打迎新優惠- 現金回贈高達 HK$8,000】客戶由2025年6月1日至2025年7月31日，於網上成功申請及提取渣打私人分期貸款可享高達HK$8,000現金回贈。
顯示條款與細則
- 渣打銀行私人貸款迎新現金回贈優惠:
- 貸款額自 HK$1,500,000 或以上 + 還款期自 36 個月 至 60 個月
- HK$8,000 現金回贈
- 貸款額自 HK$500,000 至 HK$1,499,999 + 還款期自 36 個月 至 60 個月
- HK$3,000 現金回贈
- 貸款額自 HK$400,000 至 HK$499,999 + 還款期自 36 個月 至 60 個月
- HK$2,000 現金回贈
- 貸款額自 HK$100,000 至 HK$199,999 + 還款期自 36 個月 至 60 個月
- HK$500 現金回贈
- 貸款額自 HK$1,500,000 或以上 + 還款期自 36 個月 至 60 個月
- 優惠受條款及細則約束
account_balance產品禮遇
【MoneyHero Exclusive Offer】From 30 June 2025 6 p.m. to 31 July 2025 6 p.m., customers who have successfully applied for and approved a loan of HK$100,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
Remember to prepare your mobile phone and Hong Kong ID card before applying! The application process will require you to enter a mobile phone verification code. To successfully apply through MoneyHero and receive exclusive rewards, you must successfully complete this step! After completing the application, remember to copy down the application reference number so that you can check the application progress at any time and receive exclusive MoneyHero offers.
- Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
- Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) screenshot of Loan withdrawal confirmation SMS, E-mail to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
- Detailed steps: How to redeem exclusive rewards from MoneyHero?
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
【渣打迎新優惠- 現金回贈高達 HK$8,000】客戶由2025年6月1日至2025年7月31日，於網上成功申請及提取渣打私人分期貸款可享高達HK$8,000現金回贈。
顯示條款與細則
- 渣打銀行私人貸款迎新現金回贈優惠:
- 貸款額自 HK$1,500,000 或以上 + 還款期自 36 個月 至 60 個月
- HK$8,000 現金回贈
- 貸款額自 HK$500,000 至 HK$1,499,999 + 還款期自 36 個月 至 60 個月
- HK$3,000 現金回贈
- 貸款額自 HK$400,000 至 HK$499,999 + 還款期自 36 個月 至 60 個月
- HK$2,000 現金回贈
- 貸款額自 HK$100,000 至 HK$199,999 + 還款期自 36 個月 至 60 個月
- HK$500 現金回贈
- 貸款額自 HK$1,500,000 或以上 + 還款期自 36 個月 至 60 個月
- 優惠受條款及細則約束
MoneyHero 產品分析
- 貸款額高達月薪18倍或HK$4,000,000（以較低者為準）
- 還款期長達60個月；0%手續費
- 7天冷靜期 - 豁免提早償還貸款手續費
產品資訊
1. 香港永久性居民身份證
2. 最近期住宅地址證明
3. 固定收入人士請提供最近1個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄；非固定收入人士請提供最近3個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄；自僱人士請提供商業登記證及最近之營業稅單
- 實際年利率為1.85%(以客戶貸款額達HK$1,500,000或以上及貸款期12個月計算)。實際年利率是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費。此實際年利率並不包括現金回贈。優惠利率僅適用於客戶於本申請時並沒有持有任何渣打信用卡/現有本行之自動轉賬出糧服務客戶/ 優先理財客戶/優先私人理財客戶。渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請， 渣打銀行並保留權利決定是否提供私人貸款及決定最終的利率和手續費。優惠須受條款及細則約束。
- 實際年利率是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費
- 渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請，並保留權利決定是否提供私人貸款及決定最終的利率和手續費
- 申請要求：每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民
- 上述每月平息已約至小數後2個位及只供參考之用
- 借定唔借?還得到先好借!
清卡數之選
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$56,500
【MoneyHero Exclusive Offer for New / Existing Customers】Customers who successfully apply for a Loan via MoneyHero between 30 June 2025 at 6 p.m. and 31 July 2025 at 6 p.m., and successfully apply for the DBS Debt Consolidation Loan, drawing down the loan within one calendar month from the approval date, are entitled to receive worth up to HK$13,000 vouchers OR HK$11,000 Cash Rebate (Deposited via FPS Account) upon meeting the above requirements
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Terms and Conditions apply
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
客戶經MoneyHero成功申請此貸款，由2025年7月1日至2025年9月30日（推廣期）：成功申請星展銀行「貸易清」私人貸款，自申請日起的一個月內成功提取指定貸款額，可獲額外HK$300 超市現金券
顯示條款與細則
- 現金券的換領信會於推廣期結束後7個月內郵寄予合資格客戶，客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
顯示條款與細則
- 星展「貸易清」私人貸款現金券回贈:
- 貸款額 HK$1,500,000 以上 + 還款期 36 個月或以上
- HK$23,500 超市現金券
- 貸款額自 HK$1,000,000 至 HK$1,499,999 + 還款期 36 個月或以上
- HK$11,500 超市現金券
- 貸款額自 HK$700,000 至 HK$999,999 + 還款期 36 個月或以上
- HK$5,500 超市現金券
- 貸款額自 HK$300,000 至 HK$699,999 + 還款期 36 個月或以上
- HK$2,000 超市現金券
- 貸款額自 HK$100,000 至 HK$299,999 + 還款期 36 個月或以上
- HK$700 超市現金券
- 貸款額 HK$1,500,000 以上 + 還款期 36 個月或以上
- 符合第 2 條文所述要求的客戶，倘若其貸款是透過本行的網站、DBS Card+或推廣熱線 22908118 成功申請及提取貸款的客戶，可額外獲 HK$300 現金券。
- 現金券的換領信會於推廣期結束後 7 個月內郵寄予合資格客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
- 現金券只適用於貸款戶口狀況良好及沒有逾期還款記錄（由本行全權決定）的客戶。倘若客戶的貸款戶口狀況欠佳，或客戶提早清還貸款，本行有權拒絕發放現金券或從有關貸款戶口扣除已發放的現金券的等同金額而毋須另行通知。
- 本行可以更改或終止本推廣及/或修訂本條款及細則。本行的決定為最終決定。
- 如文中、英文版本有任何不一致之處，概以英文版本為準。
account_balance產品禮遇
【MoneyHero Exclusive Offer for New / Existing Customers】Customers who successfully apply for a Loan via MoneyHero between 30 June 2025 at 6 p.m. and 31 July 2025 at 6 p.m., and successfully apply for the DBS Debt Consolidation Loan, drawing down the loan within one calendar month from the approval date, are entitled to receive worth up to HK$13,000 vouchers OR HK$11,000 Cash Rebate (Deposited via FPS Account) upon meeting the above requirements
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Terms and Conditions apply
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
客戶經MoneyHero成功申請此貸款，由2025年7月1日至2025年9月30日（推廣期）：成功申請星展銀行「貸易清」私人貸款，自申請日起的一個月內成功提取指定貸款額，可獲額外HK$300 超市現金券
顯示條款與細則
- 現金券的換領信會於推廣期結束後7個月內郵寄予合資格客戶，客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
顯示條款與細則
- 星展「貸易清」私人貸款現金券回贈:
- 貸款額 HK$1,500,000 以上 + 還款期 36 個月或以上
- HK$23,500 超市現金券
- 貸款額自 HK$1,000,000 至 HK$1,499,999 + 還款期 36 個月或以上
- HK$11,500 超市現金券
- 貸款額自 HK$700,000 至 HK$999,999 + 還款期 36 個月或以上
- HK$5,500 超市現金券
- 貸款額自 HK$300,000 至 HK$699,999 + 還款期 36 個月或以上
- HK$2,000 超市現金券
- 貸款額自 HK$100,000 至 HK$299,999 + 還款期 36 個月或以上
- HK$700 超市現金券
- 貸款額 HK$1,500,000 以上 + 還款期 36 個月或以上
- 符合第 2 條文所述要求的客戶，倘若其貸款是透過本行的網站、DBS Card+或推廣熱線 22908118 成功申請及提取貸款的客戶，可額外獲 HK$300 現金券。
- 現金券的換領信會於推廣期結束後 7 個月內郵寄予合資格客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
- 現金券只適用於貸款戶口狀況良好及沒有逾期還款記錄（由本行全權決定）的客戶。倘若客戶的貸款戶口狀況欠佳，或客戶提早清還貸款，本行有權拒絕發放現金券或從有關貸款戶口扣除已發放的現金券的等同金額而毋須另行通知。
- 本行可以更改或終止本推廣及/或修訂本條款及細則。本行的決定為最終決定。
- 如文中、英文版本有任何不一致之處，概以英文版本為準。
MoneyHero 產品分析
- 每月平息低至0.11%（實際年利率為6.38%）
- 貸款開立費為貸款額的2%。貸款開立費以貸款本金某個由銀行不時指定的百分比計算，並在提取貸款時從貸款本金中扣除及不予退還
- 信貸額高達HK$2,000,000或月薪21倍（以較低者為準）
- 彈性還款期長達84個月
- 減低利息支出高達93%
- 借貸無須入息證明
產品資訊
1. 香港身份證
2. 最近3個月的薪金證明
3. 住址證明（最近六個月內發出）
4. 顯示姓名及賬戶號碼的銀行結單／存摺
- 最低收入要求：每年固定入息HK$100,000或以上
- 實際年利率乃按《銀行營運守則》的相關指引計算，並已被約至最接近的兩位小數。實際年利率是一個參考利率，以年化利率表示包括產品的所有適用利率、費用及收費。上述表格的實際年利率已包括2% 貸款開立費在內計算。貸款開立費將在提取貸款時從貸款本金中扣除及不予退還
- 受條款及細則約束。詳情請瀏覽星展銀行網頁
- 上述資料只供參考，最終批核的貸款利率、貸款額、手續費及還款期須按客戶個別的財政狀況而定
- 提早全數清還貸款需繳付有關費用，詳情請參閱私人分期貸款條款及細則。
- 借定唔借？還得到先好借！
特快私人貸款
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$3,000
From now until July 31, 2025 (both dates inclusive) ("Promotion Period") , successfully apply for a personal instalment loan through MoneyHero, submit all required documents to the bank, and draw down selected loan amount and repayment period of 24 months or above to receive up to HK$3,000 Cash Coupon or HK$2,400 Cash Rebate(Deposited via FPS Account)
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- MoneyHero Exclusive Offer for loan amount HK$300,000 or more with repayment period of 24 months or above:
- Loan amount from HK$300,000 to HK$799,999
- HK$1,000 Apple Store Gift Card ; or
- HK$1,000 Wellcome Shopping Voucher ; or
- HK$800 Cash Rebate (Deposited via FPS Account)
- Loan amount from HK$800,000 to HK$1,499,999
- HK$2,000 Apple Store Gift Card ; or
- HK$2,000 Wellcome Shopping Voucher ; or
- HK$1,600 Cash Rebate (Deposited via FPS Account)
- Loan amount HK$1,500,000 or above
- HK$3,000 Apple Store Gift Card ; or
- HK$3,000 Wellcome Shopping Voucher ; or
- HK$2,400 Cash Rebate (Deposited via FPS Account)
- Loan amount from HK$300,000 to HK$799,999
- The cash rebate will be directly credited to the repayment account of the customer on or before October 31, 2025 without prior notice. The status of the customer’s loan account must be valid and with no past due record/unsatisfactory credit history at the time when BEA credits the cash rebate.
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero 產品分析
- 任何貸款額月平息劃一低至 0.15% ，借多借少都一樣息口，好抵借
- 實際年利率低至 3.36%，還款期長達 60 個月
- 獎賞高達 HK$3,000
- 貸款額高達申請 HK$2,000,000
- 網上申請免手續費
- 業主 / 東亞銀行自動轉賬支薪客戶，毋須提供入息證明
產品資訊
- 香港身份證
- 薪金證明
東亞銀行或會要求提供其他文件以助批核
實際年利率乃根據《銀行營運守則》之指引計算及約至小數後 2 個位，並已包括手續費全 數豁免。實際年利率只供參考，貸款確認書上所列明的實際年利率將不包括任何現金回 贈，適用於個別客戶的實際年利率及每月還款額或有差異，並以貸款確認書上所列明的資 料為準。
- 貸款額高達申請人每月底薪 16 倍 ( 最高 HK$2,000,000) 。最終獲批核之貸款額可達之每 月底薪倍數按個別客戶情況而有所調整。
- 如客戶申請之貸款額獲得全數批核，本行將不會通知客戶批核結果，而貸款額將直接存入 其指定的銀行賬戶內。
- 任何爭議，MoneyHero與東亞銀行保留最終決定權
- 優惠須受條款及細則約束，詳情請參閱東亞銀行網頁。
- 借定唔借？還得到先好借！
熱門銀行貸款
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$71,000
[MoneyHero Exclusive Offer] From 12 June 2025 to 5 August 2025 (both dates inclusive), customers can enjoy additional cash rebates of up to HK$6,000 if you successfully complete the Registration for the offer via the designated registration for on HSBC’s website and submit a loan application via HSBC Online Banking or the HSBC HK App.
👉Promo code"MHHSBC"
顯示條款與細則
- You will be eligible for an additional cash rebate of up to HK$6,000 if you:
- (a) successfully register* for the offer via the designated registration form on our public website by entering the exclusive promotional code (MHHSBC), and
- (b) successfully submit a Loan application via HSBC Online Banking or the HSBC HK App and the Loan is approved with a repayment period of 24 months or above during the promotional period. The additional cash rebate amounts for different Loan amounts are as follows:
- MoneyHero Exclusive Offer:
- Loan amount HK$1,000,000 or above :
HK$6,000 Additional Cash Rebate
- Loan amount from HK$300,000 to HK$999,999 :
HK$2,000 Additional Cash Rebate
- Loan amount from HK$200,000 to HK$299,999 :
HK$1,000 Additional Cash Rebate
- Loan amount from HK$100,000 to HK$199,999 :
HK$500 Additional Cash Rebate
- Loan amount HK$1,000,000 or above :
- *Offer registration must be made the before you submit the Loan application (based on Hong Kong time and determined by the time of receipt by our servers).
- The additional cash rebate will be credited to your Loan repayment account on or before 30 November 2025 (the “Offer Credit Date”) without further notice. You have to ensure your Loan repayment accounts are still valid on the Offer Credit Date in order to enjoy the offers.
- For more details about the promotion, please see Terms and Conditions.
遞交證明文件優惠 - HK$300 現金回贈
如您於推廣期2025年7月10日至2025年8月5日內，成功遞交所須的證明文件並獲批核達港幣100,000元或以上的貸款額，您可獲享港幣300元現金回贈。如就您的貸款申請無要求任何證明文件，此優惠將不適用。現金回贈金額將全數於2025年11月30日或之前存入貸款還款戶口。
顯示條款與細則
受條款及細則約束。
如客戶於優惠期2025年7月10日至2025年8月5日 內，申請並獲批核還款期為60個月的貸款，獲批核貸款額達港幣1,500,000元或以上，可獲享合共$16,000回贈！
account_balance產品禮遇
[MoneyHero Exclusive Offer] From 12 June 2025 to 5 August 2025 (both dates inclusive), customers can enjoy additional cash rebates of up to HK$6,000 if you successfully complete the Registration for the offer via the designated registration for on HSBC’s website and submit a loan application via HSBC Online Banking or the HSBC HK App.
👉Promo code"MHHSBC"
顯示條款與細則
- You will be eligible for an additional cash rebate of up to HK$6,000 if you:
- (a) successfully register* for the offer via the designated registration form on our public website by entering the exclusive promotional code (MHHSBC), and
- (b) successfully submit a Loan application via HSBC Online Banking or the HSBC HK App and the Loan is approved with a repayment period of 24 months or above during the promotional period. The additional cash rebate amounts for different Loan amounts are as follows:
- MoneyHero Exclusive Offer:
- Loan amount HK$1,000,000 or above :
HK$6,000 Additional Cash Rebate
- Loan amount from HK$300,000 to HK$999,999 :
HK$2,000 Additional Cash Rebate
- Loan amount from HK$200,000 to HK$299,999 :
HK$1,000 Additional Cash Rebate
- Loan amount from HK$100,000 to HK$199,999 :
HK$500 Additional Cash Rebate
- Loan amount HK$1,000,000 or above :
- *Offer registration must be made the before you submit the Loan application (based on Hong Kong time and determined by the time of receipt by our servers).
- The additional cash rebate will be credited to your Loan repayment account on or before 30 November 2025 (the “Offer Credit Date”) without further notice. You have to ensure your Loan repayment accounts are still valid on the Offer Credit Date in order to enjoy the offers.
- For more details about the promotion, please see Terms and Conditions.
遞交證明文件優惠 - HK$300 現金回贈
如您於推廣期2025年7月10日至2025年8月5日內，成功遞交所須的證明文件並獲批核達港幣100,000元或以上的貸款額，您可獲享港幣300元現金回贈。如就您的貸款申請無要求任何證明文件，此優惠將不適用。現金回贈金額將全數於2025年11月30日或之前存入貸款還款戶口。
顯示條款與細則
受條款及細則約束。
如客戶於優惠期2025年7月10日至2025年8月5日 內，申請並獲批核還款期為60個月的貸款，獲批核貸款額達港幣1,500,000元或以上，可獲享合共$16,000回贈！
MoneyHero 產品分析
- 實際年利率低至1.99%（每月平息低至0.11%）；HK$0手續費
- 1分鐘內特快批核；透過滙豐自動轉賬支薪達一個月或以上，申請可免入息證明
- 最高貸款額可達HK$3,000,000或月薪23倍，以較低者為準
- 還款期靈活，自由選擇6個月至60個月
- 設有30天冷靜期，豁免提早償還手續費
- 可於全港超過1,000部滙豐櫃員機及分行提款，現金方便到手
產品資訊
- 優惠推廣期為2025年7月10日至2025年8月5日。 優惠只適用於推廣期內成功申請及提取貸款的特選出糧服務客戶，獲批核的貸款額達港幣1,500,000元或以上，以12個月的還款期計算，每月平息為0.11%，實際年利率分別為2.47%（以不包括任何現金回贈或「獎賞錢」作計算）及1.99%（以包括港幣2,500元現金回贈及$1,300「獎賞錢」作計算）。實際年利率是採用香港銀行公會所載的有關指引計算，並已被約至小數後兩個位。實際年利率是一個參考利率，以年化利率展示出已包括所有適用的利率、手續費及收費。就您的專屬利率，請致電本行熱線2748 8080；登入網上理財或HSBC HK App查詢。
高達$16,000回贈包括高達港幣12,000元現金回贈及高達$4,000「獎賞錢」的成功申請優惠。如客戶為我們的出糧服務客戶並於推廣期內成功申請並獲批核還款期為60個月的貸款，獲批核貸款額達港幣1,500,000元或以上，可獲享成功申請優惠下合共$16,000回贈。
- 個別貸款申請所需的實際審批時間可能有差異
- 持有分期「萬應錢」戶口3個月或以上的客戶，即可享有再提取本金權利，最低再提取金額為HK$3,000。本行保留最終權利是否允許客戶再提取貸款，並擁有全權酌情決定提取的金額及還款期
- 客戶須於滙豐銀行服務時間內（星期一至五：上午9時至晚上8時；星期六：上午9時至下午5時；星期日及公眾假期：中午12時至凌晨12時，或個別分行開放時間）遞交貸款申請及所需資料（包括有效的滙豐銀行戶口號碼）及文件；而實際的貸款申請批核及放款處理時間將由成功於銀行的貸款審批系統輸入客戶資料後開始計算並有機會即時提供批核結果及放款。
- 實際還款額以最終批核結果為準
- 所有資料只供參考
- 受條款及細則約束，詳情請瀏覽滙豐網頁。上述所顯示的每月還款額、每月平息、實際年利率及總利息支出僅供參考，並非代表最終結果。
優惠須受條款及細則約束。有關本推廣的優惠詳情、全部條款及細則，請瀏覽hsbc.com.hk/loan。Apple、Apple標誌、iPhone、iPad、iPod touch、Touch ID及Face ID均為Apple Inc.在美國及其他國家或地區註冊的商標。App Store為Apple Inc.之服務商標。Google Play和Google Play標誌均為Google LLC的商標。Android是Google LLC的商標。 由香港上海滙豐銀行有限公司刊發 Issued by The Hongkong and Shanghai Banking Corporation Limited
- 借定唔借？還得到先好借！
特快私人貸款
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$68,087
【MoneyHero Exclusive Offer】 From 30 June 2025 6 p.m. to 31 July 2025 6 p.m., you can get extra HK$1,000 Wellcome Shopping Voucher OR HK$800 Cash Rebate (Deposited via FPS Account) upon successful application WeLab Bank Personal Loan via MoneyHero with entering the promo code "NLHERO" & submission of all required documents to the bank with loan amount HK$500,001 or above and repayment tenor of 24 months or above on or before 31 July 2025.
顯示條款與細則
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
【MoneyHero Exclusive Offer】 Customers successfully applied and drawdown the Personal Instalment Loan from WeLab Bank with entered the referral code “NLHERO”, loan amount HK$500,001 or above and repayment tenor of 24 months or above from 30 June 2025 6 p.m. till 31 July 2025 6 p.m. enjoy:
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Terms and Conditions apply
顯示條款與細則
- WeLab Bank 現金回贈優惠:
- 貸款額自 HK$1,200,000 或以上 + 還款期 24 個月或以上
- HK$18,888 現金回贈
- 貸款額自 HK$800,000 至 HK$1,199,999 + 還款期 24 個月或以上
- HK$14,000 現金回贈
- 貸款額自 HK$600,000 至 HK$799,999 + 還款期 24 個月或以上
- HK$9,000 現金回贈
- 貸款額自 HK$500,001 至 HK$599,999 + 還款期 24 個月或以上
- HK$7,000現金回贈
- 貸款額自 HK$300,001 至 HK$500,000 + 還款期 24 個月或以上
- HK$5,000 現金回贈
- 貸款額自 HK$200,001 至 HK$300,000 + 還款期 24 個月或以上
- HK$3,000 現金回贈
- 貸款額自 HK$ 150,001 至 HK$ 200,000 + 還款期 24 個月或以上
- HK$1,000 現金回贈
- 貸款額自 HK$1,200,000 或以上 + 還款期 24 個月或以上
- 受條款及細則約束
account_balance產品禮遇
【MoneyHero Exclusive Offer】 From 30 June 2025 6 p.m. to 31 July 2025 6 p.m., you can get extra HK$1,000 Wellcome Shopping Voucher OR HK$800 Cash Rebate (Deposited via FPS Account) upon successful application WeLab Bank Personal Loan via MoneyHero with entering the promo code "NLHERO" & submission of all required documents to the bank with loan amount HK$500,001 or above and repayment tenor of 24 months or above on or before 31 July 2025.
顯示條款與細則
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
【MoneyHero Exclusive Offer】 Customers successfully applied and drawdown the Personal Instalment Loan from WeLab Bank with entered the referral code “NLHERO”, loan amount HK$500,001 or above and repayment tenor of 24 months or above from 30 June 2025 6 p.m. till 31 July 2025 6 p.m. enjoy:
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Terms and Conditions apply
顯示條款與細則
- WeLab Bank 現金回贈優惠:
- 貸款額自 HK$1,200,000 或以上 + 還款期 24 個月或以上
- HK$18,888 現金回贈
- 貸款額自 HK$800,000 至 HK$1,199,999 + 還款期 24 個月或以上
- HK$14,000 現金回贈
- 貸款額自 HK$600,000 至 HK$799,999 + 還款期 24 個月或以上
- HK$9,000 現金回贈
- 貸款額自 HK$500,001 至 HK$599,999 + 還款期 24 個月或以上
- HK$7,000現金回贈
- 貸款額自 HK$300,001 至 HK$500,000 + 還款期 24 個月或以上
- HK$5,000 現金回贈
- 貸款額自 HK$200,001 至 HK$300,000 + 還款期 24 個月或以上
- HK$3,000 現金回贈
- 貸款額自 HK$ 150,001 至 HK$ 200,000 + 還款期 24 個月或以上
- HK$1,000 現金回贈
- 貸款額自 HK$1,200,000 或以上 + 還款期 24 個月或以上
- 受條款及細則約束
MoneyHero 產品分析
- 實際年利率低至 1.68%*
- 貸款額高達HK$1,500,000或月薪18倍（以較低者為準）
- 成功申請並提取指定貸款額享高達HK$30,087獎賞
- 最快3步完成申請
- **最快1日過數，兼享HK$0手續費
- 智能財務健康分析 - 免費+無限次查閱信貸評分^
- 1 App 智能管理 - 完成貸款申請、批核及管理，真正簡單方便！
產品資訊
受僱 - 固定收入：
最近一個月薪金證明，及
最近三個月發出的住址證明
自由工作者或受僱 - 浮動收入：
最近六個月薪金證明，及
最近三個月發出的住址證明
公司擁有人：
最近三個月個人戶口月結單，及
最近六個月的公司戶口月結單或薪俸税税單繳税通知書，及
最近三個月發出的住址證明
- **由確認貸款協議書後起計，實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異。
- *假設貸款額為HKD1,500,000，還款期為12個月，實際年利率為1.68% (不包括現金回贈)。實際年利率乃根據銀行營運守則之指引計算，並已被約至小數後兩個位及或跟隨個別客戶而有差異。實際年利率是一個參考利率，以年化利率展示包括銀行產品的基本利率及其他適用的費用與收費。
- 我們有權要求客戶提供額外文件以作批核，所需審批時間及現金到手時間因應客戶申請資料而有可能出現差異及視乎審批結果而定。任何貸款申請需根據正常貸款準則作評估。
- ^受條款及細則約束。客戶須符合指定要求，實際情況或會因個別情況而有所不同。詳情請參閲WeLab Bank官方網頁之相關條款及細則。
- 借定唔借？還得到先好借！
熱門銀行貸款
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$36,500
【MoneyHero Exclusive Offer】From 1 July 2025 to 31 July 2025 (both dates inclusive), a customer is entitled to the following MoneyHero Exclusive Offer. Loan application via mobile banking app is not applicable.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Customers have to drawdown the loan successfully on or before 31 August 2025
- For details, please see Terms and Conditions.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- In case of any disputes, MoneyHero reserves the right to make the final decision in its absolute discretion, CCB (Asia) has no relation with its redemption, usage and dispute.
【限時優惠 - 成功申請高達HK$10,000現金回贈】2025年7月1日至2025年7月31日期間, 客戶成功申請建行(亞洲) 「好現金」私人分期貸款，可獲高達HK$10,000現金回贈
顯示條款與細則
- 現金回贈優惠:
- 貸款額由 HK$100,001 至 HK$600,000 + 還款期 12 個月
- 現金回贈：提取貸款額之0.5%（約至整數）
- 貸款額由 HK$100,001 至 HK$600,000 + 還款期 24 個月或以上
- 現金回贈：提取貸款額之1%（約至整數）
- 貸款額由 HK$600,001 至 HK$1,000,000 + 還款期 12 個月
- HK$3,000 現金回贈
- 貸款額由 HK$600,001 至 HK$1,000,000 + 還款期 24 個月或以上
- HK$6,000 現金回贈
- 貸款額由 HK$1,000,001 至 HK$2,999,999 + 還款期 12 個月
- HK$4,000 現金回贈
- 貸款額由 HK$1,000,001 至 HK$2,999,999 + 還款期 24 個月或以上
- HK$8,000 現金回贈
- 貸款額 HK$3,000,000 + 還款期 24 個月或以上
- HK$10,000 現金回贈
- 貸款額由 HK$100,001 至 HK$600,000 + 還款期 12 個月
- 推廣期：2025年7月1日至2025年7月31日
- 成功申請建行(亞洲) 「好現金」私人分期貸款
- 於2025年8月31日或之前成功提取貸款
【限時優惠 - 網上申請額外HK$500 現金回贈】2025年7月1日至2025年7月31日期間, 客戶成功經網上申請，可享HK$500現金回贈
顯示條款與細則
- 推廣期內成功申請貸款額達HK$200,000或以上之建行(亞洲) 「好現金」私人分期貸款 / 建行(亞洲) 「低息清」結餘轉戶計劃 並成功遞交所須的證明文件
- 客戶需於2025年8月31日或之前成功提取貸款
account_balance產品禮遇
【MoneyHero Exclusive Offer】From 1 July 2025 to 31 July 2025 (both dates inclusive), a customer is entitled to the following MoneyHero Exclusive Offer. Loan application via mobile banking app is not applicable.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Customers have to drawdown the loan successfully on or before 31 August 2025
- For details, please see Terms and Conditions.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- In case of any disputes, MoneyHero reserves the right to make the final decision in its absolute discretion, CCB (Asia) has no relation with its redemption, usage and dispute.
【限時優惠 - 成功申請高達HK$10,000現金回贈】2025年7月1日至2025年7月31日期間, 客戶成功申請建行(亞洲) 「好現金」私人分期貸款，可獲高達HK$10,000現金回贈
顯示條款與細則
- 現金回贈優惠:
- 貸款額由 HK$100,001 至 HK$600,000 + 還款期 12 個月
- 現金回贈：提取貸款額之0.5%（約至整數）
- 貸款額由 HK$100,001 至 HK$600,000 + 還款期 24 個月或以上
- 現金回贈：提取貸款額之1%（約至整數）
- 貸款額由 HK$600,001 至 HK$1,000,000 + 還款期 12 個月
- HK$3,000 現金回贈
- 貸款額由 HK$600,001 至 HK$1,000,000 + 還款期 24 個月或以上
- HK$6,000 現金回贈
- 貸款額由 HK$1,000,001 至 HK$2,999,999 + 還款期 12 個月
- HK$4,000 現金回贈
- 貸款額由 HK$1,000,001 至 HK$2,999,999 + 還款期 24 個月或以上
- HK$8,000 現金回贈
- 貸款額 HK$3,000,000 + 還款期 24 個月或以上
- HK$10,000 現金回贈
- 貸款額由 HK$100,001 至 HK$600,000 + 還款期 12 個月
- 推廣期：2025年7月1日至2025年7月31日
- 成功申請建行(亞洲) 「好現金」私人分期貸款
- 於2025年8月31日或之前成功提取貸款
【限時優惠 - 網上申請額外HK$500 現金回贈】2025年7月1日至2025年7月31日期間, 客戶成功經網上申請，可享HK$500現金回贈
顯示條款與細則
- 推廣期內成功申請貸款額達HK$200,000或以上之建行(亞洲) 「好現金」私人分期貸款 / 建行(亞洲) 「低息清」結餘轉戶計劃 並成功遞交所須的證明文件
- 客戶需於2025年8月31日或之前成功提取貸款
MoneyHero 產品分析
- 實際年利率低至1.5%
- 手續費全免
- 貸款額高達HK$3,000,000或月薪12倍（以較低者為準）
產品資訊
- 實際年利率1.50%只適用於本行之「私人銀行」或「私人財富」客戶，並於環聯之信貸風險評級最新記錄為AA級別，貸款額HK$3,000,000，還款期6個月，並持有本行的有效港元儲蓄戶口/支票戶口作為還款戶口。
- 實際年利率之計算方法以香港銀行公會所提供之計算方法作依據，並已約至小數後兩個位。實際年利率是一個參考年利率，以年化利率展示包括銀行產品的基本利率及其他適用的費用與收費。利息以每年365日計算
- 假設私人分期貸款額為HK$100,000及還款期為12個月，每月平息為0.27%（實際年利率6.11%），貸款之總還款額為HK$103,248（豁免手續費）。以上例子只供參考。本行保留批核貸款申請及其條款之權利。個別客戶之利率優惠或有差異，最終利率將按客戶的信貸狀況而定
- 中國建設銀行(亞洲)股份有限公司保留決定利率及最終批核結果之權利
- 借定唔借? 還得到先好借！
- 以上例子只供參考。最終的實際年利率、總利息及還款額將按個別客戶的貸款額、還款期及信貸狀況而定， 詳情請向銀行查詢。
熱門銀行貸款
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$37,888
【MoneyHero Exclusive Offer】Eligibility: From 30 June 2025 12 noon to 31 July 2025 6 p.m.
- Mox New / Existing customers: who successfully open Mox account during promotion period and apply for Mox Instant Loan (min. loan account: HK$70,000) using invitation code “MHCASH10” within 60 days, can get up to HK$4,500 exclusive reward. New customers will receive an email from Mox Bank containing a redemption code (a 7-digital code) within 30 working days after applying for the loan. Please remember to complete the “Reward Redemption Form” within 14 days of receiving the code.
- ✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
For more details about the promotion, please see Terms and Conditions
由2025年6月30日至2025年7月31日，成功申請指定MOX「即時借」貸款，可獲高達HK$10,888現金獎賞，現金獎賞會於2025年7月31日或之前存入你的Mox戶口
顯示條款與細則
- 現金獎賞優惠:
- 貸款額自 HK$150,000 至 HK$249,999.99 + 還款期 49 個月或以上
- HK$1,000 現金獎賞
- 貸款額自 HK$250,000 至 HK$499,999.99 + 還款期自 36 個月 至 48 個月
- HK$1,500 現金獎賞
- 貸款額自 HK$250,000 至 HK$499,999.99 + 還款期 49 個月或以上
- HK$2,000 現金獎賞
- 貸款額自 HK$500,000 至 HK$749,999.99 + 還款期自 36 個月 至 48 個月
- HK$2,000 現金獎賞
- 貸款額自 HK$500,000 至 HK$749,999.99 + 還款期 49 個月或以上
- HK$4,000 現金獎賞
- 貸款額自 HK$750,000 至 HK$999,999.99 + 還款期自 36 個月 至 48 個月
- HK$2,000 現金獎賞
- 貸款額自 HK$750,000 至 HK$999,999.99 + 還款期 49 個月或以上
- HK$6,000 現金獎賞
- 貸款額自 HK$1,000,000 或以上 + 還款期自 36 個月 至 48 個月
- HK$4,000 現金獎賞
- 貸款額自 HK$1,000,000 或以上 + 還款期 49 個月或以上
- HK$10,888 現金獎賞
- 貸款額自 HK$150,000 至 HK$249,999.99 + 還款期 49 個月或以上
- 受「即時借」現金奬賞推廣條款及細則約束
- 受「即時借」現金奬賞推廣條款及細則約束。以貸款金額HKD750,000及60個月還款期計算，「即時借」貸款所計算之實際年利率為低至3.09%（已包括將於2025年6月30日或之前存入你的Mox戶口之HKD10,888現金奬賞）；而未包括「即時借」推廣現金奬賞之實際年利率為低至3.47%。如你申請加碼現行「即時借」，適用於本推廣的合資格即時借金額將為你於現行「即時借」未償還本金之上額外加借的本金。
account_balance產品禮遇
【MoneyHero Exclusive Offer】Eligibility: From 30 June 2025 12 noon to 31 July 2025 6 p.m.
- Mox New / Existing customers: who successfully open Mox account during promotion period and apply for Mox Instant Loan (min. loan account: HK$70,000) using invitation code “MHCASH10” within 60 days, can get up to HK$4,500 exclusive reward. New customers will receive an email from Mox Bank containing a redemption code (a 7-digital code) within 30 working days after applying for the loan. Please remember to complete the “Reward Redemption Form” within 14 days of receiving the code.
- ✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
For more details about the promotion, please see Terms and Conditions
由2025年6月30日至2025年7月31日，成功申請指定MOX「即時借」貸款，可獲高達HK$10,888現金獎賞，現金獎賞會於2025年7月31日或之前存入你的Mox戶口
顯示條款與細則
- 現金獎賞優惠:
- 貸款額自 HK$150,000 至 HK$249,999.99 + 還款期 49 個月或以上
- HK$1,000 現金獎賞
- 貸款額自 HK$250,000 至 HK$499,999.99 + 還款期自 36 個月 至 48 個月
- HK$1,500 現金獎賞
- 貸款額自 HK$250,000 至 HK$499,999.99 + 還款期 49 個月或以上
- HK$2,000 現金獎賞
- 貸款額自 HK$500,000 至 HK$749,999.99 + 還款期自 36 個月 至 48 個月
- HK$2,000 現金獎賞
- 貸款額自 HK$500,000 至 HK$749,999.99 + 還款期 49 個月或以上
- HK$4,000 現金獎賞
- 貸款額自 HK$750,000 至 HK$999,999.99 + 還款期自 36 個月 至 48 個月
- HK$2,000 現金獎賞
- 貸款額自 HK$750,000 至 HK$999,999.99 + 還款期 49 個月或以上
- HK$6,000 現金獎賞
- 貸款額自 HK$1,000,000 或以上 + 還款期自 36 個月 至 48 個月
- HK$4,000 現金獎賞
- 貸款額自 HK$1,000,000 或以上 + 還款期 49 個月或以上
- HK$10,888 現金獎賞
- 貸款額自 HK$150,000 至 HK$249,999.99 + 還款期 49 個月或以上
- 受「即時借」現金奬賞推廣條款及細則約束
- 受「即時借」現金奬賞推廣條款及細則約束。以貸款金額HKD750,000及60個月還款期計算，「即時借」貸款所計算之實際年利率為低至3.09%（已包括將於2025年6月30日或之前存入你的Mox戶口之HKD10,888現金奬賞）；而未包括「即時借」推廣現金奬賞之實際年利率為低至3.47%。如你申請加碼現行「即時借」，適用於本推廣的合資格即時借金額將為你於現行「即時借」未償還本金之上額外加借的本金。
MoneyHero 產品分析
- 即日起至2025年7月31日，新客戶憑邀請碼「MHCASH10」 開立Mox，新客戶成功批核更可額外獲得高達HK$4,500 MoneyHero獨家獎賞
- 現有Mox客戶成功申請並獲批HK$70,000 以上「即時借」貸款，亦可獲得HK$1,000 MoneyHero 獨家獎賞！
- 快閃優惠：現在申請可享實際年利率低至1.28% ，指定貸款更可享高達HK$6,888現金獎賞，助你輕鬆應付稅季！
- 貸款額HK$50萬以上，可享低至3.33%年利率，適用於任何還款期
- 提交申請前，即時知道專屬實際年利率
- 申請貸款全程一App搞掂，24×7都可以提交申請，即時知道批核結果，一經批核，現金秒速直入你的Mox戶口
- HK$0一次性收費, 申請借幾多攞幾多
- 靈活自訂還款期：3個月至60個月
- 貸款額由HK$5000 至 HK$2,000,000
- 一張身份證即可借，隨時再借，申請貸款全程可以5分鐘辦妥
- Mox提供的「即時借」最高貸款額為港幣 2,000,000 元。未按貸款額及還款期公佈貸款利率的銀行並不納入此比較。
- 以貸款金額 HKD100,000 及 60 個月還款期計算，「即時借」貸款所計算 之實際年利率為低至 4.46%，利息以每年 365 日計算，預計每日的利息金 額為 HKD6.31（下捨入至最接近的整數）。
- 「即時借」收費將不定時作出更新。受一般條款及細則（請留意附表3之B部：「即時借」）及「即時借」產品資料概要約束。更多詳情請參閱Mox網站內的「條款及細則」頁面。
產品資訊
香港身份證
- 貸款申請流程
現有Mox客戶:
1. 打開Mox App 點選「 即撳即借」
2.點選申請「即時借」
3.根據信用限額決定借貸金額及選擇還款期
4.檢視每月供款、每月收費、實際年利率、一次性收費等，便可確認申請。- 全新Mox客戶:
1.申請Mox Credit及戶口 （記要得要選擇Mox Credit）
2.填寫個人資料及輸入邀請碼 “MHCASH10”
3.上傳身份證即完成提交開戶申請
4.成功開戶後打開Mox App 點選「 即撳即借」
5.點選申請「即時借」
6.根據信用限額決定借貸金額以及選擇還款期
7.檢視每月供款、每月收費、實際年利率、一次性收費等，便可確認申請。*詳情請見圖片
- 申請人必須是Mox Credit客戶，「即時借」最高貸款金額會受不同因素影響而有所改變，包括你的Mox Credit可用額度
。 - 受「即時借」現金奬賞推廣條款及細則約束。以貸款金額HKD500,000及60個月還款期計算，「即時借」貸款所計算之實際年利率為低至2.90%（已包括將於2025年7月31日或之前存入你的Mox戶口之HKD6,888現金奬賞）；而未包括「即時借」推廣現金奬賞之實際年利率為低至3.47%。如你申請加碼現行「即時借」，適用於本推廣的合資格即時借金額將為你於現行「即時借」未償還本金之上額外加借的本金。
- 「即時借」的收費將不定時作出更新。受一般條款及細則（請留意附表3之B部：「即時借」）及「即時借」產品資料概要約束。更多詳情請參閱Mox網站內的「條款及細則」頁面。
- 受一般條款及細則(留意當中附表3) 和Mox Credit資料概要約束。
- 批核的所需時間，取決於實際情況而定或會因個別申請的實際情況有所不同而有可能出現差異。
優惠受條款及細則約束。請到mox.com或Mox app查看詳情。
- 借定唔借?還得到先好借!
熱門銀行貸款
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$21,938
【MoneyHero Exclusive Offer】From 30 June 2025 6 p.m. till 31 July 2025 6 p.m. (both dates inclusive), customers who successfully apply for Dah Sing Express Money Instalment Loan / Credit Mastermind Instalment Loan via MoneyHero, and successfully drawdown by 31 July 2025, can enjoy HK$1,200 Apple Store Gift Card OR Wellcome Shopping Voucher
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- For more details about the promotion, please see the Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
【客戶完成指定條件，可獲高達HK$13,888現金回贈】指定條件包括：於2026年1月31日或以前成功提取還款期為12個月或以上之大新分期「快應錢」；及於推廣期內持有大新 ONE+信用卡（必須為主卡客戶）或成功申請並於 2026 年 2 月 28 日或 以前確認收妥大新ONE+信用卡（必須為主卡客戶）；及於推廣期內成功開立或持有本行之港元儲蓄或往來戶口*。
顯示條款與細則
- 現金回贈獎賞:
- 獲批核之貸款額為 HK$1,990,000 或以上
- HK$13,888 現金回贈
- 獲批核之貸款額為 HK$1,000,000 至 HK$1,989,999
- HK$5,000 現金回贈
- 獲批核之貸款額為 HK$500,000 至 HK$999,999
- HK$1,000 現金回贈
- 獲批核之貸款額為 HK$200,000 至 HK$499,999
- HK$500 現金回贈
- 獲批核之貸款額為 HK$50,000 至 HK$199,999
- HK$100 現金回贈
- 獲批核之貸款額為 HK$5,000 至 HK$49,999
- HK$50 現金回贈
- 獲批核之貸款額為 HK$1,990,000 或以上
- 合資格客戶必須於提取貸款後至大新銀行存入現金回贈獎賞當日，仍然持有有效之貸款戶口、還款戶口、大新 ONE+ 信用卡戶口及相關大新儲蓄或往來戶口，並一直維持良好之還款記錄及正常運作，方可獲享現金回贈獎賞。詳情請參閱相關分期「快應錢」條款及細則第（iv）及（v）項。
*不適用於備用透支、聯名、非港幣、定期或孖展買賣結算戶口。
【全新銀行客戶可享額外HK$200超市現金券】
顯示條款與細則
- 全新銀行客戶^於推廣期内符合以下所有條件，可額外獲贈HK$200超市現金券：
- 於推廣期内成功申請還款期為12個月或以上及貸款額為HK$5,000或以上之貸款；及
- 成功遞交所有大新銀行就有關貸款申請要求之所需文件。
- ^全新銀行客戶即於遞交相關貸款申請日前1個月內（包括首尾兩天）未曾持有大新銀行任何產品或服務之客戶。新客戶獎賞名額3,000個，先到先得；送完即止。詳情請參閱相關分期「快應錢」條款及細則第（vii）至（xii）項。
account_balance產品禮遇
【MoneyHero Exclusive Offer】From 30 June 2025 6 p.m. till 31 July 2025 6 p.m. (both dates inclusive), customers who successfully apply for Dah Sing Express Money Instalment Loan / Credit Mastermind Instalment Loan via MoneyHero, and successfully drawdown by 31 July 2025, can enjoy HK$1,200 Apple Store Gift Card OR Wellcome Shopping Voucher
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- For more details about the promotion, please see the Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
【客戶完成指定條件，可獲高達HK$13,888現金回贈】指定條件包括：於2026年1月31日或以前成功提取還款期為12個月或以上之大新分期「快應錢」；及於推廣期內持有大新 ONE+信用卡（必須為主卡客戶）或成功申請並於 2026 年 2 月 28 日或 以前確認收妥大新ONE+信用卡（必須為主卡客戶）；及於推廣期內成功開立或持有本行之港元儲蓄或往來戶口*。
顯示條款與細則
- 現金回贈獎賞:
- 獲批核之貸款額為 HK$1,990,000 或以上
- HK$13,888 現金回贈
- 獲批核之貸款額為 HK$1,000,000 至 HK$1,989,999
- HK$5,000 現金回贈
- 獲批核之貸款額為 HK$500,000 至 HK$999,999
- HK$1,000 現金回贈
- 獲批核之貸款額為 HK$200,000 至 HK$499,999
- HK$500 現金回贈
- 獲批核之貸款額為 HK$50,000 至 HK$199,999
- HK$100 現金回贈
- 獲批核之貸款額為 HK$5,000 至 HK$49,999
- HK$50 現金回贈
- 獲批核之貸款額為 HK$1,990,000 或以上
- 合資格客戶必須於提取貸款後至大新銀行存入現金回贈獎賞當日，仍然持有有效之貸款戶口、還款戶口、大新 ONE+ 信用卡戶口及相關大新儲蓄或往來戶口，並一直維持良好之還款記錄及正常運作，方可獲享現金回贈獎賞。詳情請參閱相關分期「快應錢」條款及細則第（iv）及（v）項。
*不適用於備用透支、聯名、非港幣、定期或孖展買賣結算戶口。
【全新銀行客戶可享額外HK$200超市現金券】
顯示條款與細則
- 全新銀行客戶^於推廣期内符合以下所有條件，可額外獲贈HK$200超市現金券：
- 於推廣期内成功申請還款期為12個月或以上及貸款額為HK$5,000或以上之貸款；及
- 成功遞交所有大新銀行就有關貸款申請要求之所需文件。
- ^全新銀行客戶即於遞交相關貸款申請日前1個月內（包括首尾兩天）未曾持有大新銀行任何產品或服務之客戶。新客戶獎賞名額3,000個，先到先得；送完即止。詳情請參閱相關分期「快應錢」條款及細則第（vii）至（xii）項。
MoneyHero 產品分析
- 實際年利率低至1.68%#
- 貸款額高達HK$200萬港元或14倍月薪（以較低者為準）
- 還款期長達60個月
- 一張身份證即可借，毋須地址及入息證明，即時批核及提取貸款
產品資訊
1. 香港身份證
2. 最近1個月之入息證明
3. 最近3個月之住址證明
- 推廣期由即日起至2025年12月31日（包括首尾兩日）
- #實際年利率低至1.68%優惠只適用於「特惠客戶」。假設貸款額為HK$1,990,000，還款期為12個月，每月平息為0.1338%，包括HK$13,888現金回贈之實際年利率為1.68%。實際年利率是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他費用與收費。
- 優惠須受有關條款及細則約束，詳情請瀏覽大新銀行網頁。
- 借定唔借？還得到先好借！本文提及的服務／產品並不是以歐盟的人士為目標。
熱門銀行貸款
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$32,400
【MoneyHeroExclusive Offer for New / Existing Customers】Customers who successfully apply for a Loan via MoneyHero between 30 June 2025 at 6 p.m. and 31 July 2025 at 6 p.m., and successfully apply for the DBS Personal Loan, drawing down the loan within one calendar month from the approval date, are entitled to receive worth up to HK$10,800 upon meeting the above requirements.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Terms and Conditions apply
客戶由2025年7月1日至2025年9月30日（推廣期），經星展銀行(香港)有限公司的網頁及DBS Card+手機應用程式申請此貸款成功申請「星展定額私人貸款」；自申請日期起的一個月內提款成功提取指定貸款額，可獲HK$300「一扣即享」金額
顯示條款與細則
- 現金券的換領信會於推廣期結束8個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
額外獎將在合資格的客戶於2026年6月1日至2026年11月30日期間（「額外獎饋贈期」）以本行發出的適用信用卡（定義見第10a條文）簽賬，當交易顯示於DBS Card+的簽賬頁面時，經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。客戶可使用收到的額外獎經DBS Card+的「一扣即享」功能扣減交易的應付金額。
要收到額外獎，客戶必須：
在2026年4月30日當日持有一張由本行發出有效的信用卡主卡（包括聯營卡，但貴賓卡及商務卡除外）（「適用信用卡」）、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。就在2026年4月30日當日持有多於一張由本行發出有效的信用卡主卡的客戶而言，本行會按下列順序為其預設適用信用卡
客戶經星展銀行(香港)有限公司的網頁及DBS Card+手機應用程式申請此貸款；由2025年7月1日至2025年9月30日（推廣期）：成功申請「星展定額私人貸款」；自申請日起的一個月內成功提取指定貸款額；可獲高達HK$11,700超市現金券
顯示條款與細則
- 現金券回贈優惠:
- 貸款額 HK$1,000,000 以上 + 還款期自 36 個月以上
- HK$11,700 超市現金券
- 貸款額自 HK$500,000 至 HK$999,999 + 還款期自 36 個月以上
- HK$3,200 超市現金券
- 貸款額自 HK$300,000 至 HK$499,999 + 還款期自 36 個月以上
- HK$1,200 超市現金券
- 貸款額 HK$1,000,000 以上 + 還款期自 12 個月 至 36 個月
- HK$3,200 超市現金券
- 貸款額自 HK$300,000 至 HK$999,999 + 還款期自 12 個月 至 36 個月
- HK$1,200 超市現金券
- 貸款額自 HK$100,000 至 HK$299,999 + 還款期自 12 個月以上
- HK$800 超市現金券
- 貸款額 HK$1,000,000 以上 + 還款期自 36 個月以上
- 現金券的換領信會於推廣期結束後8個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
- 額外獎將在合資格的客戶於2026年6月1日至2026年11月30日期間（「額外獎饋贈期」）以本行發出的適用信用卡（定義見第10a條文）簽賬，當交易顯示於DBS Card+的簽賬頁面時，經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。客戶可使用收到的額外獎經DBS Card+的「一扣即享」功能扣減交易的應付金額。
- 要收到額外獎，客戶必須：
在2026年4月30日當日持有一張由本行發出有效的信用卡主卡（包括聯營卡，但貴賓卡及商務卡除外）（「適用信用卡」）、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。就在2026年4月30日當日持有多於一張由本行發出有效的信用卡主卡的客戶而言，本行會按下列順序為其預設適用信用卡
account_balance產品禮遇
【MoneyHeroExclusive Offer for New / Existing Customers】Customers who successfully apply for a Loan via MoneyHero between 30 June 2025 at 6 p.m. and 31 July 2025 at 6 p.m., and successfully apply for the DBS Personal Loan, drawing down the loan within one calendar month from the approval date, are entitled to receive worth up to HK$10,800 upon meeting the above requirements.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- Terms and Conditions apply
客戶由2025年7月1日至2025年9月30日（推廣期），經星展銀行(香港)有限公司的網頁及DBS Card+手機應用程式申請此貸款成功申請「星展定額私人貸款」；自申請日期起的一個月內提款成功提取指定貸款額，可獲HK$300「一扣即享」金額
顯示條款與細則
- 現金券的換領信會於推廣期結束8個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
額外獎將在合資格的客戶於2026年6月1日至2026年11月30日期間（「額外獎饋贈期」）以本行發出的適用信用卡（定義見第10a條文）簽賬，當交易顯示於DBS Card+的簽賬頁面時，經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。客戶可使用收到的額外獎經DBS Card+的「一扣即享」功能扣減交易的應付金額。
要收到額外獎，客戶必須：
在2026年4月30日當日持有一張由本行發出有效的信用卡主卡（包括聯營卡，但貴賓卡及商務卡除外）（「適用信用卡」）、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。就在2026年4月30日當日持有多於一張由本行發出有效的信用卡主卡的客戶而言，本行會按下列順序為其預設適用信用卡
客戶經星展銀行(香港)有限公司的網頁及DBS Card+手機應用程式申請此貸款；由2025年7月1日至2025年9月30日（推廣期）：成功申請「星展定額私人貸款」；自申請日起的一個月內成功提取指定貸款額；可獲高達HK$11,700超市現金券
顯示條款與細則
- 現金券回贈優惠:
- 貸款額 HK$1,000,000 以上 + 還款期自 36 個月以上
- HK$11,700 超市現金券
- 貸款額自 HK$500,000 至 HK$999,999 + 還款期自 36 個月以上
- HK$3,200 超市現金券
- 貸款額自 HK$300,000 至 HK$499,999 + 還款期自 36 個月以上
- HK$1,200 超市現金券
- 貸款額 HK$1,000,000 以上 + 還款期自 12 個月 至 36 個月
- HK$3,200 超市現金券
- 貸款額自 HK$300,000 至 HK$999,999 + 還款期自 12 個月 至 36 個月
- HK$1,200 超市現金券
- 貸款額自 HK$100,000 至 HK$299,999 + 還款期自 12 個月以上
- HK$800 超市現金券
- 貸款額 HK$1,000,000 以上 + 還款期自 36 個月以上
- 現金券的換領信會於推廣期結束後8個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
- 額外獎將在合資格的客戶於2026年6月1日至2026年11月30日期間（「額外獎饋贈期」）以本行發出的適用信用卡（定義見第10a條文）簽賬，當交易顯示於DBS Card+的簽賬頁面時，經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。客戶可使用收到的額外獎經DBS Card+的「一扣即享」功能扣減交易的應付金額。
- 要收到額外獎，客戶必須：
在2026年4月30日當日持有一張由本行發出有效的信用卡主卡（包括聯營卡，但貴賓卡及商務卡除外）（「適用信用卡」）、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。就在2026年4月30日當日持有多於一張由本行發出有效的信用卡主卡的客戶而言，本行會按下列順序為其預設適用信用卡
MoneyHero 產品分析
- 實際年利率低至5.91%；實際年利率已計算2％手續費
- 手續費指貸款開立費。貸款開立費為貸款額的2%。貸款開立費以貸款本金某個由銀行不時指定的百分比計算，並在提取貸款時從貸款本金中扣除及不予退還。
- 貸款額高達HK$2,000,000或月薪20倍（以較低者為準），靈活還款期長達60個月
- 借貸無須入息證明
- 可提取已償還貸款額
產品資訊
1. 香港身份證
2. 最近3個月的薪金證明
3. 住址證明（最近六個月內發出）
4. 顯示姓名及賬戶號碼的銀行結單／存摺
- 最低收入要求：每年固定入息HK$80,000或以上
- 實際年利率乃按《銀行營運守則》的相關指引計算，並已被約至最接近的兩位小數。實際年利率是一個參考利率，以年化利率表示包括產品的所有適用利率、費用及收費。上述表格的實際年利率已包括2% 貸款開立費在內計算。貸款開立費將在提取貸款時從貸款本金中扣除及不予退還
- 受條款及細則約束。詳情請瀏覽星展銀行網頁
- 上述資料只供參考，最終批核的貸款利率、貸款額、手續費及還款期須按客戶個別的財政狀況而定
- 提早全數清還貸款需繳付有關費用，詳情請參閱私人分期貸款條款及細則。
- 借定唔借？還得到先好借！
清卡數之選
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$50,799
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
【MoneyHero Exclusive Offer】From 30 June 2025 6 p.m. to 31 July 2025 6 p.m., customers who have successfully applied for and approved a loan of HK$100,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
Remember to prepare your mobile phone and Hong Kong ID card before applying! The application process will require you to enter a mobile phone verification code. To successfully apply through MoneyHero and receive exclusive rewards, you must successfully complete this step! After completing the application, remember to copy down the application reference number so that you can check the application progress at any time and receive exclusive MoneyHero offers.
- Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
- Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) screenshot of Loan withdrawal confirmation SMS, E-mail to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
- Detailed steps: How to redeem exclusive rewards from MoneyHero?
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
顯示條款與細則
- 渣打銀行結餘轉戶計劃現金回贈優惠:
- 貸款額自 HK$1,500,000 或以上
- HK$20,000 現金回贈
- 貸款額自 HK$1,000,000 至 HK$1,499,999
- HK$11,000 現金回贈
- 貸款額自 HK$700,000 至 HK$999,999
- HK$5,000 現金回贈
- 貸款額自 HK$500,000 至 HK$699,999
- HK$3,000 現金回贈
- 貸款額自 HK$100,000 至 HK$499,999
- HK$800 現金回贈
- 貸款額自 HK$1,500,000 或以上
- 優惠受條款及細則約束
【渣打迎新優惠- 額外HK$1,000現金回贈】客戶由2025年6月1日至2025年7月31日，於網上成功申請及提取渣打結餘轉戶計劃貸款，符合還款期達36-84個月 貸款額HK$100,000或以上 條件，可享額外HK$1,000現金回贈。
顯示條款與細則
- 優惠受條款及細則約束
account_balance產品禮遇
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
【MoneyHero Exclusive Offer】From 30 June 2025 6 p.m. to 31 July 2025 6 p.m., customers who have successfully applied for and approved a loan of HK$100,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
Remember to prepare your mobile phone and Hong Kong ID card before applying! The application process will require you to enter a mobile phone verification code. To successfully apply through MoneyHero and receive exclusive rewards, you must successfully complete this step! After completing the application, remember to copy down the application reference number so that you can check the application progress at any time and receive exclusive MoneyHero offers.
- Note down your application reference number shown on the application completion page ("Thank you" Page) for reference (e.g. HKxxxxxxxxxxxxxx)
- Within 7 days of loan approval date, please send (1) the name of the applied product, (2) application date and (3) screenshot of Loan withdrawal confirmation SMS, E-mail to support@moneyhero.com.hk and complete the redemption form sent via email for verification and follow-up.
- Detailed steps: How to redeem exclusive rewards from MoneyHero?
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- For more details about the promotion, please see Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
顯示條款與細則
- 渣打銀行結餘轉戶計劃現金回贈優惠:
- 貸款額自 HK$1,500,000 或以上
- HK$20,000 現金回贈
- 貸款額自 HK$1,000,000 至 HK$1,499,999
- HK$11,000 現金回贈
- 貸款額自 HK$700,000 至 HK$999,999
- HK$5,000 現金回贈
- 貸款額自 HK$500,000 至 HK$699,999
- HK$3,000 現金回贈
- 貸款額自 HK$100,000 至 HK$499,999
- HK$800 現金回贈
- 貸款額自 HK$1,500,000 或以上
- 優惠受條款及細則約束
【渣打迎新優惠- 額外HK$1,000現金回贈】客戶由2025年6月1日至2025年7月31日，於網上成功申請及提取渣打結餘轉戶計劃貸款，符合還款期達36-84個月 貸款額HK$100,000或以上 條件，可享額外HK$1,000現金回贈。
顯示條款與細則
- 優惠受條款及細則約束
MoneyHero 產品分析
- 貸款額高達月薪24倍或HK$2,000,000（以較低者為準）；額外備用現金高達月薪14X
- 還款期長達84個月；0%手續費
產品資訊
1. 香港永久性居民身份證
2. 最近期住宅地址證明
3. 固定收入人士請提供最近1個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄；非固定收入人士請提供最近3個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄；自僱人士請提供商業登記證及最近之營業稅單
- 實際年利率是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費
- 渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請，並保留權利決定是否提供私人貸款及決定最終的利率和手續費
- 申請要求：每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民
- 上述每月平息已約至小數後2個位及只供參考之用
- 借定唔借？還得到先好借！
熱門銀行貸款
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$45,199
【MoneyHero Exclusive Offer】 From 2 July 2025, 12 noon. till 31 July 2025, 6 p.m., successfully apply and complete drawdown within 1 month after application of the loan amount via MoneyHero using this promocode “MHBT05” with a tenor of 12 months or above, can get up to iPhone 16 Pro (128GB; random colour, worth HK$8,599) and [Fubon Bank Limited Time Offer] up to HK$23,800, with a total prize of up to HK$32,399!
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
How to redeem MoneyHero exclusive offer?
- Customers are required to enter in email address when applying loan through MoneyHero official website, then MoneyHero will send a reward redemption form via email for customers to fill in.
Eligible customers should complete the reward redemption form by filling in the required information as below and submit to MoneyHero within 7 days for verification:- loan application number (which is the reference number provided on the webpage after loan application is submitted to Fubon Bank via online); and contact details
Eligible Customers are required to reach out to support@moneyhero.com.hk along with their name of loan applied, date of application, to request for a MoneyHero Reward Redemption Form if they did not receive one.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Terms and conditions apply
- The redemption process may take at least 16 weeks starting from the date on which the eligibility is confirmed by Fubon Bank, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward, redemption letter will be sent by email.
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 Trip.com Gift Card
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 Trip.com Gift Card + HK$2,000 Trip.com Gift Card; OR
顯示條款與細則
- 如欲了解優惠詳情，請參閱：更多資料 – 產品條款及細則
富邦銀行優惠 - 獲贈高達HK$23,500獎賞
- 成功提取以下貸款金額及還款期達12個月或以上，即可獲贈高達HK$23,500超市現金券
顯示條款與細則
- 限時優惠獎賞:
- 貸款額 HK$2,000,000 或以上
- HK$23,500 超市現金券
- 貸款額 HK$1,000,000 至 HK$1,999,999
- HK$10,000 超市現金券
- 貸款額 HK$700,000 至 HK$999,999
- HK$5,000 超市現金券
- 貸款額 HK$400,000 至 HK$699,999
- HK$2,000 超市現金券
- 貸款額 HK$200,000 至 HK$399,999
- HK$800 超市現金券
- 貸款額 HK$2,000,000 或以上
- 如欲了解優惠詳情，請參閱：更多資料 – 產品條款及細則
account_balance產品禮遇
【MoneyHero Exclusive Offer】 From 2 July 2025, 12 noon. till 31 July 2025, 6 p.m., successfully apply and complete drawdown within 1 month after application of the loan amount via MoneyHero using this promocode “MHBT05” with a tenor of 12 months or above, can get up to iPhone 16 Pro (128GB; random colour, worth HK$8,599) and [Fubon Bank Limited Time Offer] up to HK$23,800, with a total prize of up to HK$32,399!
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
How to redeem MoneyHero exclusive offer?
- Customers are required to enter in email address when applying loan through MoneyHero official website, then MoneyHero will send a reward redemption form via email for customers to fill in.
Eligible customers should complete the reward redemption form by filling in the required information as below and submit to MoneyHero within 7 days for verification:- loan application number (which is the reference number provided on the webpage after loan application is submitted to Fubon Bank via online); and contact details
Eligible Customers are required to reach out to support@moneyhero.com.hk along with their name of loan applied, date of application, to request for a MoneyHero Reward Redemption Form if they did not receive one.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Terms and conditions apply
- The redemption process may take at least 16 weeks starting from the date on which the eligibility is confirmed by Fubon Bank, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward, redemption letter will be sent by email.
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 Trip.com Gift Card
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 Trip.com Gift Card + HK$2,000 Trip.com Gift Card; OR
顯示條款與細則
- 如欲了解優惠詳情，請參閱：更多資料 – 產品條款及細則
富邦銀行優惠 - 獲贈高達HK$23,500獎賞
- 成功提取以下貸款金額及還款期達12個月或以上，即可獲贈高達HK$23,500超市現金券
顯示條款與細則
- 限時優惠獎賞:
- 貸款額 HK$2,000,000 或以上
- HK$23,500 超市現金券
- 貸款額 HK$1,000,000 至 HK$1,999,999
- HK$10,000 超市現金券
- 貸款額 HK$700,000 至 HK$999,999
- HK$5,000 超市現金券
- 貸款額 HK$400,000 至 HK$699,999
- HK$2,000 超市現金券
- 貸款額 HK$200,000 至 HK$399,999
- HK$800 超市現金券
- 貸款額 HK$2,000,000 或以上
- 如欲了解優惠詳情，請參閱：更多資料 – 產品條款及細則
MoneyHero 產品分析
- 【實際年利率5.28%】以月平息0.2345%，貸款額HK$1,500,000及還款期12個月計算，個別客戶之實際年利率或有差異並以最終批核結果為準
- 1對1專人信貸諮詢服務，打造最合適方案
- 貸款額高達 月薪23倍 或 HK$2,000,000 (以較低者為準)
- 還款期長達 72個月
- HK$0手續費
- 按此了解清卡數貸款三大優勢
產品資訊
1. 香港身份證
2. 手機電話號碼
3. 住址或郵寄地址證明
- 客戶必須於2025年3月28日至2025年10月2日 (包括首尾兩天)，成功申請及提取富邦「卡數清」私人貸款，方可獲享有關個人化息率及/或其他優惠。
- 申請人須為年滿18歲及年薪達 HK$60,000或以上之香港永久性居民。
- 個人化息率乃依據客戶之信貸質素及所遞交之個人資料而訂定。有關實際年利率可低至5.28%，以月平息0.2345%，貸款額HK$1,500,000及還款期12個月計算，假設貸款額HK$500,000及還款期60個月，而實際年利率8.46%，每月平息為0.368%來計算，貸款之總還款額為HK$610,400（0%手續費），以上例子只供參考，個別客戶之實際年利率或有差異並以最終批核結果為準。上述實際年利率乃依據銀行營運守則指引計算的參考利率，此利率為年化利率並已包括貸款的基本利率。
- 客戶獲初步批核貸款結果後，須遞交所需個人資料及/或文件，以便本行作出最終批核。客戶所獲之最終批核結果，將以本行於收取所需文件後之決定為準。本行保留貸款與否及貸款金額之最終批核權。
- 供客戶自由運用之現金貸款將會存入客戶指定之銀行戶口，收款銀行(本行除外)可能會從客戶之銀行戶口扣除港元滙款之手續費。就結欠轉賬而言，本行將會代客戶將獲批核之貸款金額清還客戶指定之信用卡及私人貸款結欠；在任何情形下，本行不會就其他銀行及財務機構因閣下申請富邦「卡數清」私人貸款而所收取之利息及/或任何收費而負上任何責任。本行並保留貸款支付形式之最終權利。有關貸款確認函並將會寄奉予客戶。
- 客戶必須使用「電話密碼」進行客戶身份認證，成功認證後方可透過富邦銀行綜合客戶服務熱線查詢獲成功批核而開立之私人貸款賬戶的資料。如客戶並未持有有效的「電話密碼」，可於提取貸款後親臨富邦銀行各分行辦理申請，「電話密碼」將會寄奉予客戶。
- 本行保留因應個別審批結果而給予客戶其他年利率、還款期或私人貸款計劃之權利。
- 若有關現金券送罄，富邦銀行(香港)有限公司 (「本行」)有權以其他現金券取代而毋須另行通知。現金券不可兌換現金。現金券之使用須根據現金券上之條款及細則為準。有關現金券由個別供應商提供，本行概不對供應商所提供的產品和服務之質素和供應量，或其提供的資料作出任何陳述或保證。本行在任何情況下毋須就有關產品、服務或資料的各方面引起或與其有關的事宜負上任何責任。
- 本行保留隨時暫停、更改或終止上述優惠及修訂其條款及細則之權利，而毋須另行通知。如有任何爭議，本行保留最終決定權。上述條款及細則之中英文版本如有任何歧異，概以英文版本為準。
- 除客戶及本行外，任何人士均無權根據《合約（第三者權利）條例》執行或享有本條款及細則下的任何利益。
- 本條款及細則受香港法律管轄，並根據香港法律解釋，任何因本條款及細則引起或與之相關的爭議或索賠均應提交香港法院審理。
- 借定唔借？還得到先好借！
- 受條款及細則約束。詳情請瀏覽富邦銀行網頁
清卡數之選
featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$48,180
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
[MoneyHero Exclusive Offer] Successfully apply for CNCBI $mart Plus Personal Installment Loan on MoneyHero from 30 June 2025 6 p.m. till 31 July 2025 6 p.m., and choose a repayment period of 12 months or above, and need to drawdown within 1 month.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- All of the Rewards will be issued randomly in styles, colors. etc
- For more details about the promotion, please see Terms and Conditions
- Please note that the offers are provided by Money Hero and is not the responsibility of the bank.
【中信銀行(國際) 雙倍現金回贈 - 高達HK$16,800現金回贈】由2025 年 6 月 30 日起至 2025 年 9 月 30 日 (包括首尾兩日) (「推廣期」) ，成功申請及提取$mart Plus分期貸款，包括分期貸款 或 結餘轉戶，而貸款金額達 HK$100,000或以上及還款期達 12 個月或以上之客戶，可享相應現金回贈。客戶成功提取分期貸款可享基本現金回贈高達HK$8,400; 成功提取結餘轉戶或加借服務可享雙倍現金回贈高達HK$16,800
顯示條款與細則
- 基本現金、雙倍現金回贈優惠參考表格:
- #如客戶申請加借貸款，貸款金額以提取實際獲批核加借金額計算。
* 72 個月還款期限僅適用於結餘轉戶 - 如欲了解優惠詳情，請參閱：產品條款及細則
account_balance產品禮遇
From June 9, 2025 6 p.m. to July 31, 2025 6 p.m. (both dates inclusive), apply for a designated debt consolidation loans / balance transfer loans through MoneyHero, submit the document required to the banks and enjoy exclusive HK$800 cash rebate / coupon regardless of loan approval. If a draw down of loan amount of HK$100,000 or above, with repayment period at least 12 months was completed, then you can enjoy extra HK$2,000 cash rebate / coupon. Extra HK$2,800 rewards in total! Act now!
顯示條款與細則
- For details of the campaign, please visit the campaign page and refer to the terms and conditions
- Submit document, enjoy regardless of loan approval :
- HK$800 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”).
- Drawdown of HK$100,000 + repayment period 12 months or above :
- HK$800 Apple Store Gift Card + HK$2,000 Apple Store Gift Card; OR
- HK$800 Wellcome Shopping Voucher + HK$2,000 Wellcome Shopping Voucher; OR
- HK$800 (Deposited via FPS Account) (“Cash Reward”) + HK$2,000 (Deposited via FPS Account) (“Cash Reward”).
[MoneyHero Exclusive Offer] Successfully apply for CNCBI $mart Plus Personal Installment Loan on MoneyHero from 30 June 2025 6 p.m. till 31 July 2025 6 p.m., and choose a repayment period of 12 months or above, and need to drawdown within 1 month.
✍🏻Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
顯示條款與細則
- All of the Rewards will be issued randomly in styles, colors. etc
- For more details about the promotion, please see Terms and Conditions
- Please note that the offers are provided by Money Hero and is not the responsibility of the bank.
【中信銀行(國際) 雙倍現金回贈 - 高達HK$16,800現金回贈】由2025 年 6 月 30 日起至 2025 年 9 月 30 日 (包括首尾兩日) (「推廣期」) ，成功申請及提取$mart Plus分期貸款，包括分期貸款 或 結餘轉戶，而貸款金額達 HK$100,000或以上及還款期達 12 個月或以上之客戶，可享相應現金回贈。客戶成功提取分期貸款可享基本現金回贈高達HK$8,400; 成功提取結餘轉戶或加借服務可享雙倍現金回贈高達HK$16,800
顯示條款與細則
- 基本現金、雙倍現金回贈優惠參考表格:
- #如客戶申請加借貸款，貸款金額以提取實際獲批核加借金額計算。
* 72 個月還款期限僅適用於結餘轉戶 - 如欲了解優惠詳情，請參閱：產品條款及細則
MoneyHero 產品分析
- 貸款金額高達月薪21倍或HK$2,000,000（以較低者為準）
- 長達72個月還款期，並特設個人化息率
產品資訊
1. 有效香港身份證／ 護照／ 或其他身份證明文件
2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本（ 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁）或任何形式的入息證明。
若月薪收入為佣金制人士，請提供最近 2 個月之入息證明
3. 如為自僱人士，請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單
4. 附有閣下姓名之最近 3 個月內發出的現居址證明（例如：電費單或銀行月結單）
5. 專業資格證明（只適用於專業資人士）
6. 如閣下為非香港永久性居民身份證持有人，請附護照／往來港澳通行證／原居地身份證副本（如適用）及香港特別行政區發出的工作證
7. 放款戶口之存摺首頁/月結單副本
8. 自動轉賬授權書
9. 欲轉至$martPlus 結餘轉戶之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單（須印有閣下姓名及貸款號碼）
- 實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算，實際年利率是一個參考利率，以年化利率展示出已包括基本的利率、其他適用的手續費及收費。所示之實際年利率已約至小數點後兩個位。
- 每月平息低至0.20%（實際年利率為6.46%,還款期為12個月並已包括每年1%手續費 ）。
- 例子只供參考。最終批核之實際年利率將根據客戶的信貸評級及其他相關審批貸款因素決定，中信銀行（國際）保留貸款批核，適用利率及手續費的最終酌情權。
- 受條款及細則約束。借定唔借？還得到先好借！請參閱網頁
各大銀行貸款方案總覽
在香港，許多銀行提供多樣化的貸款方案，以滿足不同客戶的需求。無論你是需要資金來買樓、買車，或是應急周轉，都能找到適合自己的銀行貸款類型。以下將為你介紹主要的銀行貸款種類，並比較各家銀行的貸款利率，讓你在選擇貸款時能有更清晰的方向。
銀行貸款利率比較
銀行的貸款利率可有所差異，根據申請人的借貸金額、還款期及薪金決定批核貸款的實際年利率，以下是幾家主要銀行的貸款利率比較：
|
銀行 |
實際年利率 |
特色 |
|---|---|---|
|
渣打銀行私人貸款 |
低至1.85％ |
|
|
華僑銀行私人貸款 |
低至3.3% |
|
|
星展銀行 「貸易清」私人貸款 |
低至 6.38% |
|
|
WeLab Bank私人分期貸款 |
低至1.68% |
|
評估自身財務狀況與借貸需求
在申請銀行貸款之前，你需要全面評估自己的財務狀況評估和借貸需求。這一步驟至關重要，因為它可以幫助你確定自己能夠負擔的貸款金額，並選擇最適合自己的貸款方案。
在評估財務狀況時，你需要考慮自己的收入、支出、資產和負債等因素。其中，債務收入比是一個重要的指標，它衡量你每月需要用於償還債務的收入比例。銀行在審核貸款申請時，通常會重點關注借款人的債務比例，以確保其有足夠的收入來償還貸款。
除了債務收入比例，你的信用評分也是銀行評估貸款申請的重要因素之一。信用評分反映了你過去管理債務和按時還款的能力，是銀行衡量你信用風險的重要指標。以下是一些提高個人信用評分的方法：
-
按時支付所有賬單和貸款還款
-
保持信用卡餘額低於信用額度的30%
-
避免頻繁申請新的信貸產品
-
定期檢查信用報告，確保沒有錯誤信息
銀行貸款申請流程與準備文件
申請銀行貸款是一個重要的財務決定，瞭解整個流程和準備必要的文件可以幫助你順利獲得所需的資金。以下是銀行貸款申請的主要步驟：
-
評估自身財務狀況和借貸需求
-
選擇適合的貸款類型和銀行
-
準備申請所需文件，包括身份證明、財力證明和收入證明等
-
提交貸款申請並等待審核結果
-
批准後便成功得到貸款資金
在準備銀行貸款時，你需要提供以下申請文件：
-
身份證明，如身份證或護照
-
收入證明，如糧單、報稅單或銀行戶口賬單
-
財力證明，如資產證明、存款證明或投資記錄
-
其他相關文件，如商業登記證（如為自僱人士或持有公司）
如何提高銀行貸款批核機會
為了增加獲得銀行貸款批核的機會，你可以採取以下措施：
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確保提供完整且準確的申請文件
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清楚解釋借貸用途並提供相關證明
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維持良好的信用記錄和穩定的收入來源
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選擇與自身財務狀況相匹配的貸款金額和還款期限
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適當地回答銀行的問題並配合申請流程
常見銀行貸款申請問題解答
在申請銀行貸款的過程中，你可能會遇到一些常見問題，以下是一些解答：
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問：我的貸款申請被拒絕如何是好？ 答：了解被拒絕的原因，並考慮其他貸款方案或銀行。
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問：我可以在多間銀行同時申請貸款嗎？ 答：可以，但過多的申請可能影響你的信用評分，建議選擇最合適的銀行申請。
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問：銀行審核貸款申請需要多長時間？ 答：審核時間因銀行和貸款類型而異，一般為1-2週，部分銀行提供快速審批服務。
銀行貸款常見陷阱與注意事項
在申請銀行貸款時，你需要特別留意一些常見的陷阱，以免落入銀行貸款陷阱。首先，仔細檢查貸款合約中是否有高額手續費等隱藏成本。其次，提前還款可能會產生違約金，因此在還款計劃有變動時，務必與銀行溝通，了解相關規定。
逾期還款的後果非常嚴重，不僅會影響你的信用評分，還可能面臨法律訴訟。因此，確保按時還款是維護個人財務健康的關鍵。此外，在考慮貸款擔保 或尋找共同借款人 時，也要充分評估風險與責任，避免因他人違約而承擔連帶責任。
最後，在簽署貸款合約前，請務必仔細閱讀並理解所有條款，包括還款期限、利率調整方式、違約罰則等。若有任何疑問，直接向銀行客服人員求證。透過提高警惕和做好充分準備，你就能安心享受銀行貸款帶來的便利，同時避免落入常見的陷阱。
FAQ
如何選擇適合自己的銀行貸款方案？
選擇適合自己的銀行貸款方案需要考慮多個因素，如貸款利率、還款期限、手續費等。建議根據你的借貸目的選擇相應的貸款類型，並仔細比較不同銀行的貸款優惠與條件。此外，還需要考慮銀行的口碑和服務質量。
申請銀行貸款需要準備哪些文件？
申請銀行貸款通常需要準備以下文件：身份證明（如身份證、護照）、財力證明（如銀行戶口賬單、存款證明）、收入證明（如糧單、報稅單）、擔保人資料（如適用）等。具體要求可能因銀行和貸款類型而有所不同，建議提前諮詢銀行客服或貸款經理。
如何提高銀行貸款批核機會？
為提高銀行貸款批核機會，你可以提供完整且真實的申請文件、合理解釋借貸用途、提供擔保人或抵押物及維持良好的信貸記錄。此外，確保你的債務收入比在合理範圍內，也有助於提高貸款批核機會。
選擇銀行貸款需要注意哪些陷阱？
選擇銀行貸款需要注意以下常見陷阱，包括高額手續費、浮動利率風險、提前還款違約金及逾期還款的嚴重後果等。在簽署貸款合約前，務必仔細閱讀並理解所有條款，必要時可尋求專業人士的意見。
如何比較不同銀行的貸款利率？
比較不同銀行的貸款利率時，需要關注以下要點：實際年化利率（APR）、固定利率與浮動利率的差異、綜合考慮利率、手續費、還款期限等因素。建議使用貸款計算器，計算每月還款金額和總還款金額，以便做出更明智的決定。
逾期還款會有什麼後果？
逾期還款的後果非常嚴重，包括：影響個人信用評分；銀行收取高額罰息；面臨法律訴訟；銀行凍結賬戶；難以申請其他貸款等。為避免這些問題，請務必按時還款。如遇到暫時困難，主動與銀行溝通，尋求延期還款或重新安排還款計劃的可能性。
那些獎賞由MoneyHero派發，那些由財務機構派發？
若優惠有標示「MoneyHero獨家優惠」/「MoneyHero獨家獎賞」一般由MoneyHero派發，除了WeLend私人貸款獨家現金回贈優惠，要拿到由MoneyHero派發的獎賞，需填寫及提交MoneyHero獎賞換領表格。
其他未有標示「MoneyHero獨家優惠」/「MoneyHero獨家獎賞」則由銀行/財務機構負責派發，相關獎賞進度需向銀行查詢。
如何拿到MoneyHero獨家送出的現金券？
經MoneyHero申請並提取貸款後，需提交MoneyHero獎賞換領表格：
銀行貸款的獎賞換領表格可以在你的電郵內找到，或登入MoneyHero即可找到。
要找到WeLend / 邦民 / UA / 安信 / CreFIT / Zero Finance私人貸款的MoneyHero獎賞換領表格：於本網找回你所申請的私人貸款，按「MoneyHero獨家優惠」，然後找到「按此填妥獎賞換領表格」
如何拿到MoneyHero獨家批唔批都送的現金券？
經MoneyHero申請貸款並向有關機構交齊文件，然後提交MoneyHero獎賞換領表格：
銀行貸款的MoneyHero獎賞換領表格可以在你的電郵內找到，或登入MoneyHero即可找到。
要找到WeLend / 邦民 / UA / 安信 / CreFIT / Zero Finance私人貸款的MoneyHero獎賞換領表格：於本網找回你所申請的私人貸款，按「MoneyHero獨家優惠」，然後找到「按此填妥獎賞換領表格」
要獲得MoneyHero獨家獎賞，申請後一般要等候多長時間？
一般情況下，私人貸款獨家優惠推廣期結束後，客人需於指定期間內提取貸款/符合貸款要求，然後MoneyHero才會與有關金融機構確認申請紀錄及奬賞資格，由推廣期結束起計約需12-16個星期。所需時間或會因批核、簽賬及其他實際情況變動。