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Get your car insurance here, quick and easy!
Compare quotes and find what you need instantly
Get quotes in 5 easy steps

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03.
Provide information and documents (if applicable)

04.
Proceed to payment
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What is Car Insurance?
Car insurance provides financial protection against your and third parties' loss or damage caused by accident. It may cover the cost of repairing your car, medical expenses, personal injury or death, and property damage. Coverage varies from policy to policy.


Types of Car Insurance
Comprehensive car insurance: It includes third-party liability insurance and repair expenses for accidental damage to your car with additional coverage such as free towing, 24-hour emergency assistance, personal accident, and medical expenses.
Types of Car Insurance

How to compare car insurance?

Types of Car Insurance
Choose a type that suits your budget and needs.







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Have questions?
We've got you covered!
Factors to consider
- Coverage
- The amount of excess you are willing to pay when the accident occurs
- Your No Claim Discount (NCB/NCD)
- Do you need a temporary surrogate car?
- Will anyone else drive the car
- Take photos of the scene of the incident, including the damage to your car and the other vehicles involved
- Do not move the vehicle if not necessary
- Obtain contact details from the third parties and witnesses, including name, license plate number, and model of the third party's vehicle, details of damage or injury to property, telephone number, and address
- File a claim with the insurer as soon as possible and submit the following required documents (the insurer may ask for more documents)
- Copies of driver's ID card and driver's licence
- Copies of vehicle registration documents (front and rear)
- Copies of police reports, deposition papers, and sketches of accidents
- Copy of the breath test result
- Color photos of the the scene of the accident
- Compare car insurance policies from major insurers online
- Drive safe and accumulate No Claim Discount (NCB/NCD)
- Choose a higher excess but make sure it is affordable
- Look for discount
You may request your new insurer to transfer your NCD to the new car insurance policy. However, if you have no intention of acquiring and driving a new car for the time being, be aware that the NCD may expire in 1-2 years. If the NCD expires, you will not be able to enjoy the discount when purchasing a new car in the future. As major insurers have different ways to calculate NCD, you may check with MoneyHero or insurers directly.
Insurers usually allow up to four drivers to be added to a policy. Usually there is no charge for adding a second driver, but an additional charge is required for the third and fourth drivers. In most cases, the additional drivers have the same coverage.
All you need to do is enter the other driver's details when you purchase a car insurance. If the insurance is already in force, you may contact the insurer directly.
It takes time to find the right car insurance. You should compare different car insurance policies before you take possession of your car. When you purchase an insurance policy, you may choose the effective date of coverage. Therefore, you can definitely pre-purchase car insurance and set the effective date on the first day of driving your new car.
You may call +852 3018 9760 or email us at cs.insurance@moneyhero.com.hk
With enough notice, you may cancel your car insurance. To cancel your insurance, please get in touch with your insurer or MoneyHero.
If your car insurance has expired, you may switch to car insurance offered by other insurers at any time without paying extra. However, if you want to cancel your car insurance before the renewal period, the insurer may only refund part of the premium.
If you ever claim, you will not get back any premium.