Master信用卡比較2025｜邊張卡最著數？迎新優惠+現金回贈
更新日期: 2025年7月13日
Mastercard 萬事達卡是全球數一數二、流通最廣的支付方式，在國際間都被廣泛接受。坊間的Mastercard 萬事達卡種類五花八門，如果你正在尋找新的Mastercard信用卡，建議你先考慮清楚你的消費習慣、債務狀況及偏好的回贈方式，因此並沒有一張所謂「最好」、最適合所有人需要的Mastercard信用卡。
此外，各大銀行及金融機構發行的萬事達信用卡的迎新禮品各有千秋，立即在下文比較恒生Mastercard、DBS Mastercard、渣打國泰 Mastercard 等 信用卡迎新優惠，找出最適合你的信用卡。經MoneyHero網上申請更可享限時的獨家額外禮遇。
Mastercard 萬事達卡是全球數一數二、流通最廣的支付方式，在國際間都被廣泛接受。坊間的Mastercard 萬事達卡種類五花八門，如果你正在尋找新的Mastercard信用卡，建議你先考慮清楚你的消費習慣、債務狀況及偏好的回贈方式，因此並沒有一張所謂「最好」、最適合所有人需要的Mastercard信用卡。
此外，各大銀行及金融機構發行的萬事達信用卡的迎新禮品各有千秋，立即在下文比較恒生Mastercard、DBS Mastercard、渣打國泰 Mastercard 等 信用卡迎新優惠，找出最適合你的信用卡。經MoneyHero網上申請更可享限時的獨家額外禮遇。
為什麼透過 MoneyHero 申請信用卡？
透過 MoneyHero 申請信用卡，獲取獨家迎新獎賞和最強優惠
專屬優惠，迎新著數更強大
透過 MoneyHero 申請信用卡，即可享有平台獨家迎新獎賞，過往送出包括人氣 Dyson 家電、現金券、Apple 禮品卡等，助你用卡同時賺盡額外回贈與禮品。一頁比較全港信用卡優惠
無需逐個銀行網站搜尋，MoneyHero 為你整合全港主要銀行的信用卡產品。你可根據自己需要（如旅遊、網購、現金回贈）快速篩選最適合你的選項。與信譽良好銀行合作，申請有保障
MoneyHero 與多間本地及國際銀行合作，包括滙豐銀行、花旗銀行、渣打銀行等，所有信用卡資訊提供最全面資訊同時經平台申請更安全、更放心。
信用卡 | MoneyHero獨家獎賞 | MoneyHero獎賞價值 | 本地消費現金回贈 | 海外消費現金回贈 | 年費 | |||
|---|---|---|---|---|---|---|---|---|
 | 渣打國泰Mastercard - 優先理財 | HK$5,980 | 不適用 | - | HK$4,000 | |||
 | 滙豐Red信用卡 | HK$300 | 1 % | 1 % | 永久免年費 | |||
.webp&w=256&q=75) | Mox 信用卡 (CashBack) | HK$5,180 | 2 % 無上限現金回贈 | 5 % 現金回贈 | 永久免年費 | |||
 | DBS Black World Mastercard® | HK$5,980 | 0.8 % | 1.2 % | HK$3,600 | |||
 | 恒生MMPOWER World Mastercard® | HK$6,668 | 5 % | 高達6 % | 永久免年費 | |||
 | 渣打國泰Mastercard | HK$5,980 | 不適用 | - | HK$2,000 | |||
 | 信銀國際Motion信用卡 | HK$4,980 | 0.4 % | 10 % | HK$1,800 | |||
 | Citi Cash Back 信用卡 | HK$5,980 | 1 % | 2 % | HK$1,800 |
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你的貸款獨家獎賞與銀行優惠
申請 渣打國泰Mastercard - 優先理財 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero限時獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) OR Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
獎賞升級（不能同時獲取獨家優惠）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- New Standard Chartered Credit Card Customers can redeem PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Details for redeeming the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
迎新禮遇 - 高達100,000里數
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- 由即日至2025年12月31日，全新信用卡客戶成功申請渣打國泰Mastercard - 優先理財及符合相關要求，可享高達100,000里數：
- 獲發卡後首2個月內憑卡消費 –
- 等級1: 累積合資格簽賬*滿HK$5,000可獲10,000里數 （HK$0.5/里）
- 等級2: 累積合資格簽賬*滿HK$40,000可獲30,000里數 （HK$1.33/里）
- 等級3: 累積合資格簽賬*滿HK$110,000可獲100,000里數（HK$1.1/里）
- *合資格簽賬須為零售購物簽賬（包括本地及海外）、網上消費或已誌賬之分期付款金額
- 獲發卡後首2個月內憑卡消費 –
- 解構渣打國泰Mastercard
你的貸款獨家獎賞與銀行優惠
申請 滙豐Red信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero 獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- New and Existing HSBC Credit Card Customers get rewarded with HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher by fulfilling the following requirements:
- From 07 July 2025 6 p.m. to 31 July 2025 6 p.m.: New and Existing HSBC Credit Card Customers who successfully apply for HSBC Red Credit Card via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089).
- On or before 31 August 2025: The card must be successfully approved, subject to the Bank’s system records.
- Within 7 days after the credit card is successfully approved: Complete this form and upload the relevant approval proof for verification of the applicant's reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 8 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.
獨家專屬訂票福利
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
即日起至2025年7月31日，全新及現有信用卡客戶成功登記及於網上申請合資格滙豐信用卡，一經批核，即享獨家專屬訂票福利，有機會買滙豐160週年滙聚怪招《笨蕉大劇院》舞台劇加開場次 !
活動資訊：
| 信用卡申請日期 | 2025年6月23日至7月31日 |
| 信用卡批核日期 | 2025年8月20日或之前 |
| 專屬訂票日期及時間 | 2025年9月15日上午10時至9月16日晚上11時59分 |
| 專屬訂票方法 | Klook App 或 klook.com 網上購票 |
| 舞台劇日期 | 2025年9月28日至10月4日 |
| 舞台劇時間 | 晚上8時（星期二至六）／下午3時（星期日） |
| 舞台劇地點 | 香港演藝學院歌劇院 |
| 舞台劇票價 | 港幣 1,080元／港幣 880元／港幣 680元／港幣 480元 |
額外獎您$200「獎賞錢」
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
即日起至2025年8月31日，全新信用卡客戶於發卡後首60個曆日內啟動合資格信用卡，並以合資格信用卡成功申請「現金套現」分期計劃及獲批核提款金額相等於港幣20,000元或以上，並選擇12個月或以上還款期，可享額外$200「獎賞錢」回贈。 受條款及細則細束。
你的貸款獨家獎賞與銀行優惠
申請 Mox 信用卡 (CashBack) 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero x Mox CashBack 獨家優惠（需使用邀請碼「1200MOXMH」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "1200MOXMH", successfully opened Mox account via MoneyHero and sucessfully apply CashBack Credit Card after approval to enjoy: HK$200 Cash Reward (provided by Mox)
- From 4 July 2025 10 a.m. to 31 July 2025 11:59 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- The Mox CashBack Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
"1200MOXMH" Invitation Code Promotion Terms and Conditions apply.
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero限時獨家迎新優惠（需使用邀請碼「1200MOXMH」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "1200MOXMH", successfully apply for Mox Credit Card via MoneyHero and spend HK$2,000 within 60 calendar days after approval to enjoy extra: Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980; random color) OR Marshall Emberton III Bluetooth Speaker (valued at HK$1,499; random color) OR HK$1,200 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Wellcome Voucher OR HK$1,000 Cash Rebate (Deposited via FPS Account)
- From 11 July 2025 10 a.m. to 31 July 2025 6 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
- Tips:
- Successfully apply Mox Credit Card within 30 days of invitation code usage and accumulate spending of HK$2,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.
Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and "1200MOXMH" Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
全新5% CashBack 商戶：foodpanda
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- 由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘達港幣250,000元或以上，你可獲得2%無上限CashBack。由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘低於港幣250,000元，你的消費可享1%無上限CashBack。「合資格結餘」指您於Mox活期存款戶口的「可用現金結餘」，任何「已用金額」及任何「認購基金的已用金額」。為免存疑，您的Mox Invest戶口中任何「來自未結算金額的已用金額」及定期存款戶口中的任何結餘均不計入合資格結餘。
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
Trip.com酒店及機票折扣優惠 + CashBack
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Trip.com酒店及機票折扣優惠 + CashBack
推廣日期：即日起至2025年12月31日
酒店入住日期／機票出發日期︰即日起至2026年1月15日
- 推廣期間，Mox客戶透過指定連結跳轉至Trip.com指定頁面預訂酒店或機票，用Mox Credit及以下優惠碼一簽即享獨家折扣
- 優惠1： 預訂酒店憑優惠碼「MOXH」即享6%折扣（只適用於房價及稅項）
- 優惠2： 預訂機票憑優惠碼「MOXF」，該張訂單滿HK$2,000或以上即減HK$50，滿HK$4,000或以上即減HK$100（只適用於成人機票票價，不適用於稅項及其他附加費）
- 賺完獨家折扣，仲享額外3% CashBack折上折賺更多！
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
你的貸款獨家獎賞與銀行優惠
申請 DBS Black World Mastercard® 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New DBS Credit Card cardholders are entitled to get MoneyHero Exclusive reward with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) / Philips Cordless Vacuum XC2011/61 (Valued at HK$2,498) / Acerpure ACER-DS744-10W Ionic Hair Dryer & Styler (valued at HK$1,399) / HK$1,000 Trip.com Gift Card / HK$1,000 HKTVmall e-Gift Voucher / HK$1,000 Apple Store Gift Card
- How to redeem MoneyHero exclusive offer?
- From 14 July 2025 12 p.m. till 21 July 2025 6 p.m.: Successfully apply for the DBS Black World Mastercard® / DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card and submit redemption form via MoneyHero.
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- On or before 31 August 2025: The card must be approved by DBS, subject to the Bank’s system records.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Terms and Conditions apply
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
你的貸款獨家獎賞與銀行優惠
申請 恒生MMPOWER World Mastercard® 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家迎新禮品 (全新客戶)
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
From now till 31 July 2025 6 p.m.
- New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Major IV headphones (valued at HK$1,299; random color) OR PHILIPS ADD4911 Water Dispenser (valued at HK$898; random colour) OR HK$700 Apple Store Gift Card OR HK$700 Wellcome Shopping Voucher OR HK$700 Cash Rebate (Deposited via FPS Account)
Important dates:
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
- How to redeem Moneyhero Exclusive Offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
- Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding Hang Seng MMPOWER World Mastercard® and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero獨家禮品 (現有客戶)
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
From now till 31 July 2025 6 p.m.
- Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to Marshall Willen II Bluetooth Speaker (valued at HK$999) OR Braun MultiFry 3 AirFryer HF3000 (valued at HK$988) OR PHILIPS ADD4911 Water Dispenser (valued at HK$898; random colour) OR HK$500 Apple Store Gift Card OR HK$500 Wellcome Shopping Voucher OR HK$500 Cash Rebate (Deposited via FPS Account)
Important dates :
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.
- How to redeem Moneyhero Exclusive Offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
- Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding Hang Seng MMPOWER World Mastercard® and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
迎新優惠 - 高達$700 +FUN Dollars
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
即日起至2025年12月31日或之前，成功申請恒生MMPOWER World Mastercard，並於開卡後60日內簽賬滿HK$5,000，可享以下迎新優惠：
- 全新客戶：$700 +FUN Dollars
- 現有客戶：$300 +FUN Dollars
- 全日制大學 / 大專學生於開卡後60日內簽賬滿HK$2,000，可享迎新優惠$300 +FUN Dollars
你的貸款獨家獎賞與銀行優惠
申請 渣打國泰Mastercard 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero限時獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) OR Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
獎賞升級（不能同時獲取獨家優惠）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- New Standard Chartered Credit Card Customers can redeem PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Details for redeeming the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
迎新禮遇 - 高達40,000里數
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
由即日至2025年12月31日，全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達40,000里數。
獲發卡後首2個月內憑卡消費 –
等級1: 累積合資格簽賬*滿HK$5,000可獲10,000里數 （HK$0.5 /里）
等級2: 累積合資格簽賬*滿HK$40,000可獲20,000里數 （HK$2 /里）
- 等級3: 累積合資格簽賬*滿HK$110,000可獲40,000里數（HK$2.75 /里）
- *合資格簽賬須為零售購物簽賬（包括本地及海外）、網上消費或已誌賬之分期付款金額
- 解構渣打國泰Mastercard
你的貸款獨家獎賞與銀行優惠
申請 信銀國際Motion信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) / Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) / Marshall Major IV headphones (valued at HK$1,299; random color) / HK$700 Apple Store Gift Card / HK$700 Wellcome Shopping Voucher / HK$700 Trip.com Gift Card / HK$600 Cash Rebate (Deposited via FPS Account)
Requirements
- Valid until 31 July 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
- On or before 31 August 2025: The designated card must be approved by CNCBI.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Tips
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
- Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
你的貸款獨家獎賞與銀行優惠
申請 Citi Cash Back 信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero 獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New Citibank Customers can get MoneyHero Exclusive reward with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) / PHILIPS Air Dehumidifier DE3223/30 (valued at HK$3,988) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / HK$2,000 Apple Store Gift Card / HK$2,000 Wellcome Shopping Voucher
Requirements
- From 11 July 2025 06 pm till 31 July 2025 06 pm: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
- On or before 31 August 2025: The card must be approved by Citibank
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
新客戶低至 HK$0.2 /里
免費享用貴賓室次數
4 次餐飲消費里數回贈
$ 4 /里海外消費里數回贈
$ 3 /里酒店簽賬里數回贈
$ 4 /里featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$5,980
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(8) 」:
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你的貸款獨家獎賞與銀行優惠
申請 渣打國泰Mastercard - 優先理財 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero限時獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) OR Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
獎賞升級（不能同時獲取獨家優惠）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- New Standard Chartered Credit Card Customers can redeem PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Details for redeeming the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
迎新禮遇 - 高達100,000里數
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- 由即日至2025年12月31日，全新信用卡客戶成功申請渣打國泰Mastercard - 優先理財及符合相關要求，可享高達100,000里數：
- 獲發卡後首2個月內憑卡消費 –
- 等級1: 累積合資格簽賬*滿HK$5,000可獲10,000里數 （HK$0.5/里）
- 等級2: 累積合資格簽賬*滿HK$40,000可獲30,000里數 （HK$1.33/里）
- 等級3: 累積合資格簽賬*滿HK$110,000可獲100,000里數（HK$1.1/里）
- *合資格簽賬須為零售購物簽賬（包括本地及海外）、網上消費或已誌賬之分期付款金額
- 獲發卡後首2個月內憑卡消費 –
- 解構渣打國泰Mastercard
account_balance產品禮遇
金融機構亦會賞你以下迎新優惠:
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你的貸款獨家獎賞與銀行優惠
申請 渣打國泰Mastercard - 優先理財 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero限時獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) OR Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
獎賞升級（不能同時獲取獨家優惠）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- New Standard Chartered Credit Card Customers can redeem PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Details for redeeming the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
迎新禮遇 - 高達100,000里數
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- 由即日至2025年12月31日，全新信用卡客戶成功申請渣打國泰Mastercard - 優先理財及符合相關要求，可享高達100,000里數：
- 獲發卡後首2個月內憑卡消費 –
- 等級1: 累積合資格簽賬*滿HK$5,000可獲10,000里數 （HK$0.5/里）
- 等級2: 累積合資格簽賬*滿HK$40,000可獲30,000里數 （HK$1.33/里）
- 等級3: 累積合資格簽賬*滿HK$110,000可獲100,000里數（HK$1.1/里）
- *合資格簽賬須為零售購物簽賬（包括本地及海外）、網上消費或已誌賬之分期付款金額
- 獲發卡後首2個月內憑卡消費 –
- 解構渣打國泰Mastercard
MoneyHero 產品分析
- 迎新禮物：飛行里數
- 可入機場貴賓室
- 機票消費回贈
- 可兌換飛行里數
credit_card信用卡詳情
還款詳情
最低還款額: 所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準
逾期費用: 未付結欠餘額的5%（最低為220港元/人民幣，最高為 350港元/人民幣）或最低付款額，以較低者為準
免息還款期限: 長達56 日
費用
里數兌換手續費: 豁免
年費: HK$4,000
外幣兌換手續費: 1.95 %
申請資格
最低年齡要求: 18 歲
最低年薪要求: HK$96,000
主要特點
國泰航空旅遊禮遇
- 尊享每年4次國泰航空商務機場貴賓室服務
- 於特選經濟客艙櫃位辦理登機手續及尊享與特選經濟客艙乘客的優先登機服務
- 每月簽賬自動兌換「亞洲萬里通」里數，無需繳付里數轉換手續費
- 國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數
- 合資格簽賬消費包括國泰機票、購物和國泰假期；以及HK Express機票和免稅品。信用卡客戶直接於國泰及HK Express消費，每累積合資格簽賬滿HK$8,000可享：基本里數獎賞：高達2,000里（網上合資格簽賬可享HK$4=1里，其他類別之合資格簽賬可享HK$6=1里）；及額外里數獎賞：2,000額外里數優惠適用於2024年4月1日至12月31日。在此優惠下，信用卡客戶可獲取合共高達4,000里 — 相等於HK$2=1里。
- 食肆及海外之合資格簽賬可享HK$4 = 1「亞洲萬里通」里數
- 其他類別之合資格簽賬可享HK$6 = 1「亞洲萬里通」里數
- 國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數
以9折里數兌換以下「亞洲萬里通」獎勵
- 酒店住宿、租車服務及旅遊體驗獎勵
- 餐膳美食獎勵或使用里數支付賬單
- 延續里數有效期、轉贈里數或禮贈里數
- Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
- 成為「優先理財」客戶，並符合有關要求，可享年費豁免
- 持卡人於年費誌賬之月份的上兩個曆月為「優先財」客戶，並符合指定之每日平均總結餘要求，可享首年年費豁免。銀行會於發卡日起計第三個曆月向主卡持卡人收取信用卡首年年費
- 全新渣打客戶之定義必須為同時附合以下「全新信用卡客戶」及「全新客戶」之條件：
- 「全新信用卡客戶」為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
- 「全新客戶」為於開立優先私人理財或「優先理財」當日前12個月內未曾持有本行或由本行負責分銷之任何銀行產品或服務（包括但不限於存款戶口、投資服務及由第三者承保之保險產品）之客戶，客戶只持有渣打信用卡則除外
- 申請人須為現有「優先理財」客戶或以全新客戶身份於申請渣打國泰Mastercard - 優先理財時一併開立「優先理財」戶口，及於發卡日起計第二個曆月起維持不少於HK$1,000,000每日平均總結餘，以完全享有渣打國泰Mastercard - 優先理財之優惠
- 任何由信用卡戶口轉賬 / 增值到任何由渣打銀行指定之賬戶包括但不限於八達通銀包及支付寶賬戶、任何以「快速支付系統」或渣打銀行不時新增之電子付款賬戶進行的交易服務、 透過「渣打網上理財」所作的繳費賬項均為不合資簽賬，不可賺取「亞洲萬里通」里數
- 渣打銀行不會在信用卡終止時退回任何已付年費，即使信用卡在所付年費相關年度完結前終止亦然。
- 獎賞優惠受條款及細則約束
網購必備
指定類別簽賬回贈
1 %網上購物現金回贈
高達 4 %年費豁免
永久免年費featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$300
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(2) 」:
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你的貸款獨家獎賞與銀行優惠
申請 滙豐Red信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero 獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- New and Existing HSBC Credit Card Customers get rewarded with HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher by fulfilling the following requirements:
- From 07 July 2025 6 p.m. to 31 July 2025 6 p.m.: New and Existing HSBC Credit Card Customers who successfully apply for HSBC Red Credit Card via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089).
- On or before 31 August 2025: The card must be successfully approved, subject to the Bank’s system records.
- Within 7 days after the credit card is successfully approved: Complete this form and upload the relevant approval proof for verification of the applicant's reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 8 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.
獨家專屬訂票福利
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
即日起至2025年7月31日，全新及現有信用卡客戶成功登記及於網上申請合資格滙豐信用卡，一經批核，即享獨家專屬訂票福利，有機會買滙豐160週年滙聚怪招《笨蕉大劇院》舞台劇加開場次 !
活動資訊：
| 信用卡申請日期 | 2025年6月23日至7月31日 |
| 信用卡批核日期 | 2025年8月20日或之前 |
| 專屬訂票日期及時間 | 2025年9月15日上午10時至9月16日晚上11時59分 |
| 專屬訂票方法 | Klook App 或 klook.com 網上購票 |
| 舞台劇日期 | 2025年9月28日至10月4日 |
| 舞台劇時間 | 晚上8時（星期二至六）／下午3時（星期日） |
| 舞台劇地點 | 香港演藝學院歌劇院 |
| 舞台劇票價 | 港幣 1,080元／港幣 880元／港幣 680元／港幣 480元 |
額外獎您$200「獎賞錢」
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
即日起至2025年8月31日，全新信用卡客戶於發卡後首60個曆日內啟動合資格信用卡，並以合資格信用卡成功申請「現金套現」分期計劃及獲批核提款金額相等於港幣20,000元或以上，並選擇12個月或以上還款期，可享額外$200「獎賞錢」回贈。 受條款及細則細束。
account_balance產品禮遇
金融機構亦會賞你以下迎新優惠:
expand_less
expand_less
你的貸款獨家獎賞與銀行優惠
申請 滙豐Red信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero 獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- New and Existing HSBC Credit Card Customers get rewarded with HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher by fulfilling the following requirements:
- From 07 July 2025 6 p.m. to 31 July 2025 6 p.m.: New and Existing HSBC Credit Card Customers who successfully apply for HSBC Red Credit Card via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089).
- On or before 31 August 2025: The card must be successfully approved, subject to the Bank’s system records.
- Within 7 days after the credit card is successfully approved: Complete this form and upload the relevant approval proof for verification of the applicant's reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, The Hongkong and Shanghai Banking Corporation Limited has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 8 weeks upon campaign period ends, depending on the actual situation regarding user approval or other factors that may affect eligibility for the Promotion Reward.
獨家專屬訂票福利
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
即日起至2025年7月31日，全新及現有信用卡客戶成功登記及於網上申請合資格滙豐信用卡，一經批核，即享獨家專屬訂票福利，有機會買滙豐160週年滙聚怪招《笨蕉大劇院》舞台劇加開場次 !
活動資訊：
| 信用卡申請日期 | 2025年6月23日至7月31日 |
| 信用卡批核日期 | 2025年8月20日或之前 |
| 專屬訂票日期及時間 | 2025年9月15日上午10時至9月16日晚上11時59分 |
| 專屬訂票方法 | Klook App 或 klook.com 網上購票 |
| 舞台劇日期 | 2025年9月28日至10月4日 |
| 舞台劇時間 | 晚上8時（星期二至六）／下午3時（星期日） |
| 舞台劇地點 | 香港演藝學院歌劇院 |
| 舞台劇票價 | 港幣 1,080元／港幣 880元／港幣 680元／港幣 480元 |
額外獎您$200「獎賞錢」
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
即日起至2025年8月31日，全新信用卡客戶於發卡後首60個曆日內啟動合資格信用卡，並以合資格信用卡成功申請「現金套現」分期計劃及獲批核提款金額相等於港幣20,000元或以上，並選擇12個月或以上還款期，可享額外$200「獎賞錢」回贈。 受條款及細則細束。
MoneyHero 產品分析
- 網上購物回贈
- 海外消費回贈
- 免年費
- 購買電影戲票
credit_card信用卡詳情
還款詳情
最低還款額: 利息及費用（包括可能收取的會員年費）及所欠本金總額的1%及超逾信用額之全數金額（如有的話）（最低付款額的最低金額為HK$50）。
逾期費用: 最低付款額或HK$300，以較低者為準
免息還款期限: 56 日
費用
年費: 永久免年費
外幣兌換手續費: 1.95 %
申請資格
最低年齡要求: 18 歲
最低年薪要求: HK$120,000
主要特點
全方位「獎賞錢」回贈，無最低簽賬要求、無須預先登記
- 網上簽賬﹕每月首HK$10,000簽賬高達4%「獎賞錢」（即HK$2.5簽賬兌換1里數）；其後可享無上限1%「獎賞錢」
- 指定類別簽帳可享1%「獎賞錢」
- 「八達通自動增值」服務及網上繳費﹕0.4%「獎賞錢」（即HK$25簽賬兌換1里數）
- 詳情可參考條款及細則
- 永久年費豁免
- McDonald’s：透過滙豐Reward+印花卡，每個月最多可享額外$40「獎賞錢」
- MCL戲院：透過滙豐Reward+印花卡，每階段最多可享額外$90「獎賞錢」
- 現在您可以利用滙豐信用卡繳交其他銀行信用卡的賬單 ─ 您可將名下信用卡的結欠，整合至滙豐信用卡作統一還款，只需幾下點按即可完成繳款。請留意，每次交易需支付1%的繳付賬單手續費（最低手續費為港幣120元）。
- 其他注意事項
- 於麥當勞簽賬並單一簽賬淨額滿HK$ 30或以上，可透過滙豐 Reward+之印花卡功能賺取及收集 1 個印花。每日最多可賺取 1 個印花。每月最多可賺取 8 個印花。
- 於MCL戲院簽賬並單一簽賬淨額滿HK$50或以上，可透過滙豐 Reward+之印花卡功能賺取及收集 1 個印花。每日最多可賺取 1 個印花。每個階段最多可賺取 9 個印花。
- 借定唔借？還得到先好借！
指定消費無上限現金回贈
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指定本地日常商戶消費
5 % 現金回贈所有本地及海外消費
2 % 無上限現金回贈所有超級市場消費
3 % 無上限現金回贈年費豁免
永久免年費featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$4,980
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(7) 」:
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你的貸款獨家獎賞與銀行優惠
申請 Mox 信用卡 (CashBack) 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero x Mox CashBack 獨家優惠（需使用邀請碼「1200MOXMH」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "1200MOXMH", successfully opened Mox account via MoneyHero and sucessfully apply CashBack Credit Card after approval to enjoy: HK$200 Cash Reward (provided by Mox)
- From 4 July 2025 10 a.m. to 31 July 2025 11:59 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- The Mox CashBack Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
"1200MOXMH" Invitation Code Promotion Terms and Conditions apply.
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero限時獨家迎新優惠（需使用邀請碼「1200MOXMH」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "1200MOXMH", successfully apply for Mox Credit Card via MoneyHero and spend HK$2,000 within 60 calendar days after approval to enjoy extra: Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980; random color) OR Marshall Emberton III Bluetooth Speaker (valued at HK$1,499; random color) OR HK$1,200 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Wellcome Voucher OR HK$1,000 Cash Rebate (Deposited via FPS Account)
- From 11 July 2025 10 a.m. to 31 July 2025 6 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
- Tips:
- Successfully apply Mox Credit Card within 30 days of invitation code usage and accumulate spending of HK$2,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.
Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and "1200MOXMH" Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
全新5% CashBack 商戶：foodpanda
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- 由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘達港幣250,000元或以上，你可獲得2%無上限CashBack。由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘低於港幣250,000元，你的消費可享1%無上限CashBack。「合資格結餘」指您於Mox活期存款戶口的「可用現金結餘」，任何「已用金額」及任何「認購基金的已用金額」。為免存疑，您的Mox Invest戶口中任何「來自未結算金額的已用金額」及定期存款戶口中的任何結餘均不計入合資格結餘。
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
Trip.com酒店及機票折扣優惠 + CashBack
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Trip.com酒店及機票折扣優惠 + CashBack
推廣日期：即日起至2025年12月31日
酒店入住日期／機票出發日期︰即日起至2026年1月15日
- 推廣期間，Mox客戶透過指定連結跳轉至Trip.com指定頁面預訂酒店或機票，用Mox Credit及以下優惠碼一簽即享獨家折扣
- 優惠1： 預訂酒店憑優惠碼「MOXH」即享6%折扣（只適用於房價及稅項）
- 優惠2： 預訂機票憑優惠碼「MOXF」，該張訂單滿HK$2,000或以上即減HK$50，滿HK$4,000或以上即減HK$100（只適用於成人機票票價，不適用於稅項及其他附加費）
- 賺完獨家折扣，仲享額外3% CashBack折上折賺更多！
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
account_balance產品禮遇
金融機構亦會賞你以下迎新優惠:
expand_less
expand_less
你的貸款獨家獎賞與銀行優惠
申請 Mox 信用卡 (CashBack) 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero x Mox CashBack 獨家優惠（需使用邀請碼「1200MOXMH」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "1200MOXMH", successfully opened Mox account via MoneyHero and sucessfully apply CashBack Credit Card after approval to enjoy: HK$200 Cash Reward (provided by Mox)
- From 4 July 2025 10 a.m. to 31 July 2025 11:59 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- The Mox CashBack Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
"1200MOXMH" Invitation Code Promotion Terms and Conditions apply.
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero限時獨家迎新優惠（需使用邀請碼「1200MOXMH」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "1200MOXMH", successfully apply for Mox Credit Card via MoneyHero and spend HK$2,000 within 60 calendar days after approval to enjoy extra: Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980; random color) OR Marshall Emberton III Bluetooth Speaker (valued at HK$1,499; random color) OR HK$1,200 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Wellcome Voucher OR HK$1,000 Cash Rebate (Deposited via FPS Account)
- From 11 July 2025 10 a.m. to 31 July 2025 6 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
- Tips:
- Successfully apply Mox Credit Card within 30 days of invitation code usage and accumulate spending of HK$2,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.
Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and "1200MOXMH" Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
全新5% CashBack 商戶：foodpanda
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- 由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘達港幣250,000元或以上，你可獲得2%無上限CashBack。由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘低於港幣250,000元，你的消費可享1%無上限CashBack。「合資格結餘」指您於Mox活期存款戶口的「可用現金結餘」，任何「已用金額」及任何「認購基金的已用金額」。為免存疑，您的Mox Invest戶口中任何「來自未結算金額的已用金額」及定期存款戶口中的任何結餘均不計入合資格結餘。
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
Trip.com酒店及機票折扣優惠 + CashBack
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Trip.com酒店及機票折扣優惠 + CashBack
推廣日期：即日起至2025年12月31日
酒店入住日期／機票出發日期︰即日起至2026年1月15日
- 推廣期間，Mox客戶透過指定連結跳轉至Trip.com指定頁面預訂酒店或機票，用Mox Credit及以下優惠碼一簽即享獨家折扣
- 優惠1： 預訂酒店憑優惠碼「MOXH」即享6%折扣（只適用於房價及稅項）
- 優惠2： 預訂機票憑優惠碼「MOXF」，該張訂單滿HK$2,000或以上即減HK$50，滿HK$4,000或以上即減HK$100（只適用於成人機票票價，不適用於稅項及其他附加費）
- 賺完獨家折扣，仲享額外3% CashBack折上折賺更多！
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
MoneyHero 產品分析
- 即時開立
- 無上限 CashBack
- 可豁免年費
- 0％ 免息分期
credit_card信用卡詳情
還款詳情
最低還款額: 如您的結單結餘低於HK$220，最低還款額將為總結單結餘。 否則，最低還款額將為以下兩個金額中的較高者：1. i. 利息、費用及收費的100%；另加ii. 未償還本金的1%；另加iii. 以下較高者: A. 超逾您的信用限額的任何金額（不包括(i)款項下的利息、費用及收費）；及B. 任何逾期金額（如適用，例如任何逾期最低還款額）；或2. HK$220。
逾期費用: 免逾期還款費用，但如果你未能在到期繳款日或以前全數繳付Mox Credit月結單結餘，Mox將向你收取財務費用(利息)
免息還款期限: 56 日
費用
年費: 永久免年費
分期手續費: 1.95 %
申請資格
最低年齡要求: 18 歲
最低年薪要求: 無最低年薪要求
主要特點
- Mox 信用卡消費賺全城最高無上限CashBack，無限賞！
- 全港各大超市消費賺3% 無上限 CashBack (包括：Donki、HKTVmall、一田、百佳、惠康、AEON等等）
- 任何消費可享2%無上限CashBack（須維持Mox戶口合資格結餘滿HKD250,000）！ 反之亦享1%無上限CashBack
- 於指定日常商戶消費更可享有合共高達5% CashBack
- 想改賺亞洲萬里通？你亦可透過Mox app 隨時切換獎賞模式成「里數」，任何簽賬即賺「全城最好」 低至HK$ 4 = 1 里 + 0% 外幣交易手續費！ （外地簽賬 / 網購一樣啱）
- 新客戶只可以用一個邀請碼開戶及享有其迎新優惠
- Mox Credit轉賬額每月度身設定，方便過數日常
- Mox Credit個人化轉賬額，每月度身設定，透過Mox Credit以「轉數快」轉賬，方便快捷又就手
- 日常過數給親友、交租、交學費雜費、購物及其他服務等，只須於Mox app內經Mox Credit選用「轉數快」過數或銀行過數功能，一撳即可，更可享長達56日免息還款期。你亦可設置「重複繳款」指示，從此不再錯過任何繳款日子。
- 若每月轉賬總額超過你的個人化轉賬額，你只須就超出此限額之轉賬部分，支付最多2%手續費。想查看你的個人化轉賬額及手續費，只要登入Mox app，一目了然
- Mox Credit - 全功能無號碼銀行卡
- 經Mox Credit用「轉數快」過數先轉數後找數
- 免逾期還款費用
- 一張Mox Credit，消費及提款功能兼備
- 無卡號設計，實體卡不會印上卡號、到期日或CVV驗證碼，減低資料被盜風險
- 可透過Mox app為Mox Credit上鎖、解鎖、設定每日限額及更改ATM密碼。即使遺失實體卡，亦可減低被人盜用的風險
- 免費使用「銀通」自動櫃員機現金提款
- 永久免年費
- 截⾄2024年3⽉8⽇，與本地27張信用卡於其官⽅網站的無上限現⾦回贈作比較
- 由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘達港幣250,000元或以上，你可獲得2%無上限CashBack；當你進行合資格Mox信用卡交易時的合資格結餘低於港幣250,000元，你的消費可享1%無上限CashBack。
- 由2023年9月26起，以Mox 信用卡於MasterCard Asia/Pacific (Hong Kong) Limited所釐定為「超市及雜貨店」之商戶進行的合資格交易金額可獲得無上限3% CashBack
- Mox 信用卡擁有全城最好簽賬優惠，亦是香港唯一信用卡提供每港幣4元任何簽賬均可賺取 1里「亞洲萬里通」獎賞、不設獎賞上限，以及零外幣交易費用。比較截至2024年10月18日為止5張以賺取里數優惠信用卡的官方網站資料，當中比較並不包含特定推廣優惠。
- 外幣交易手續費包括外幣兌換手續費及跨境港幣交易手續費 。條款及細則約束。受0%外幣及海外商戶簽賬手續費推廣優惠條款及細則約束（可於Mox應用程式及/網站找到）。
- Mox Credit簽賬分期的收費將不定時作出更新，詳情請參閱簽賬分期產品資料概要。簽賬分期的實際年利率乃根據銀行營運守則載列的指引計算。實際年利率為一個參考利率，以年化利率展示出包括Mox Credit簽賬分期的所有適用基本利率、費用及收費。
- 每月平均結餘是指該月所有日子內，所持港元存款結餘的平均值
- 受條款及細則約束
- 須先開立Mox戶口，以申請Mox Credit
- Mox戶口申請人必須年滿18歲或以上，持有有效香港居民身份證，並擁有有效的香港居住地址及郵寄地址
- 須受Mox免責聲明約束。
網購及旅遊必備
海外消費里數回贈
低至$ 2 /里本地消費里數回贈
0.8 %餐飲消費里數回贈
0.8 %年費豁免
首年豁免featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$5,980
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(7) 」:
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你的貸款獨家獎賞與銀行優惠
申請 DBS Black World Mastercard® 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New DBS Credit Card cardholders are entitled to get MoneyHero Exclusive reward with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) / Philips Cordless Vacuum XC2011/61 (Valued at HK$2,498) / Acerpure ACER-DS744-10W Ionic Hair Dryer & Styler (valued at HK$1,399) / HK$1,000 Trip.com Gift Card / HK$1,000 HKTVmall e-Gift Voucher / HK$1,000 Apple Store Gift Card
- How to redeem MoneyHero exclusive offer?
- From 14 July 2025 12 p.m. till 21 July 2025 6 p.m.: Successfully apply for the DBS Black World Mastercard® / DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card and submit redemption form via MoneyHero.
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- On or before 31 August 2025: The card must be approved by DBS, subject to the Bank’s system records.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Terms and Conditions apply
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero 產品分析
- 旅遊平台消費折扣
- 迎新禮物：飛行里數
- 可兌換飛行里數
- 無限期飛行里數
credit_card信用卡詳情
還款詳情
最低還款額: 如總結欠相等於HK$300或以上，最低付款額將為以下項目的總和：(i) 所有記錄於本期信用卡戶口結單上的收費、費用、開支、利息及 / 或財務費用；(ii) 任何於上期信用卡戶口結單日期後產生且超逾信用額的金額；及(iii) 扣除所有記錄於信用卡戶口的收費、費用、開支、利息及 / 或財務費用後的結單總結欠的1%，或HK$300（以較高者為準），另加任何未償還的最低付款額。如總結欠少於HK$300，最低付款額將為總結欠。
費用
年費: HK$3,600
里數兌換手續費: 豁免
申請資格
最低年薪要求: HK$240,000
主要特點
- 手機申請攻略
- 經MoneyHero手機版網站連結至 DBS Card+ HK手機App申請，就可以賺盡獨家迎新優惠加DBS Card+額外HK$50「一扣即享」折扣優惠，詳情請按此
1) 經MoneyHero 手機版網站信用卡優惠網頁，立即申請 DBS Black World Mastercard
2) 填寫登記表格後，直接經彈出 App Store / Google Play Store 頁面下載及開啟 DBS Card+ HK App
3) 直接於App內成功申請指定DBS信用卡，及檢查閣之下電郵信箱並填寫領獎表格
如果想繼續用電腦版網頁申請：
經MoneyHero連結至銀行官方網頁後，請使用 “新客戶” 欄位「立即申請」紅色按鍵申請，可容更易成功追踪閣下之MoneyHero獨家優惠申請資料，但將未必能獲取DBS Card+額外HK$50「一扣即享」折扣優惠
- 經MoneyHero手機版網站連結至 DBS Card+ HK手機App申請，就可以賺盡獨家迎新優惠加DBS Card+額外HK$50「一扣即享」折扣優惠，詳情請按此
- 適合喜愛旅遊人士
- 低至HK$2=1里及環球旅遊禮遇
- Card+成功登記後的下一個曆日起，於某曆月累積合資格零售簽賬達HK$20,000，可享合資格海外簽賬低至HK$2=1里，詳情請按此
- Flexi Shopping Black World Mastercard®專屬優惠
- 將旅遊商戶簽賬分期可享50%一次性手續費回贈3次
- 優惠受條款及細則約束，詳情請按此。
- 全年旅遊禮遇
- Expedia.com.hk酒店預訂可享高達92折
- Hotels.com酒店預訂高達92折
- 網上或旅遊商戶簽賬「一扣即享」DBS$8可以當HK$10使(優惠兌換率DBS$8=HK$10)
- 你可以DBS$當錢使，扣減網上或旅遊商戶簽賬金額﹗
可賺取DBS$換領飛行里數或旅遊獎賞，DBS$無使用期限，並可豁免兌換里數手續費
- 可自由兌換亞洲萬里通、Avios、KrisFlyer及鳳凰知音；「亞洲萬里通」更可即時完成兌換並存入里數帳戶
- 可用DBS$於iGO Rewards尊享55折兌換旅遊獎賞
- 「換樂‧無窮」
- 推廣期內，DBS Black World Mastercard®持卡人以DBS$80兌換HK$100現金回贈。兌換不設上限，亦無簽賬要求！
- 登入DBS Card+ > 選擇「獎賞」>選擇「eSHOP」> 選擇適用信用卡 > 選擇「8折兌換現金回贈」 > 選擇兌換數量 > 按「購買」完成兌換步驟
留意事項
- MoneyHero獨家優惠只適用於在新卡的批核過程中，沒有申請或並不持有、或在新卡的申請日期前12個月內未曾持有及/或沒有取消任何由星展銀行發出的信用卡主卡（包括聯營卡）的申請人
- iBanking網上繳費、於非香港註冊網上商戶以港幣交易之簽賬不能賺取任何DBS$
- 優惠受條款及細則約束，詳情參閱go.dbs.com/hk-blackcard-mc。
- 借定唔借？還得到先好借！
網購及旅遊必備
網上零售簽賬回贈
高達 5 %海外消費現金回贈
高達 6 %學生申請免入息證明
HK$ 150000年費豁免
永久免年費featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$5,980
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(12) 」:
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你的貸款獨家獎賞與銀行優惠
申請 恒生MMPOWER World Mastercard® 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家迎新禮品 (全新客戶)
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
From now till 31 July 2025 6 p.m.
- New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Major IV headphones (valued at HK$1,299; random color) OR PHILIPS ADD4911 Water Dispenser (valued at HK$898; random colour) OR HK$700 Apple Store Gift Card OR HK$700 Wellcome Shopping Voucher OR HK$700 Cash Rebate (Deposited via FPS Account)
Important dates:
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
- How to redeem Moneyhero Exclusive Offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
- Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding Hang Seng MMPOWER World Mastercard® and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero獨家禮品 (現有客戶)
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
From now till 31 July 2025 6 p.m.
- Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to Marshall Willen II Bluetooth Speaker (valued at HK$999) OR Braun MultiFry 3 AirFryer HF3000 (valued at HK$988) OR PHILIPS ADD4911 Water Dispenser (valued at HK$898; random colour) OR HK$500 Apple Store Gift Card OR HK$500 Wellcome Shopping Voucher OR HK$500 Cash Rebate (Deposited via FPS Account)
Important dates :
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.
- How to redeem Moneyhero Exclusive Offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
- Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding Hang Seng MMPOWER World Mastercard® and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
迎新優惠 - 高達$700 +FUN Dollars
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
即日起至2025年12月31日或之前，成功申請恒生MMPOWER World Mastercard，並於開卡後60日內簽賬滿HK$5,000，可享以下迎新優惠：
- 全新客戶：$700 +FUN Dollars
- 現有客戶：$300 +FUN Dollars
- 全日制大學 / 大專學生於開卡後60日內簽賬滿HK$2,000，可享迎新優惠$300 +FUN Dollars
account_balance產品禮遇
金融機構亦會賞你以下迎新優惠:
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你的貸款獨家獎賞與銀行優惠
申請 恒生MMPOWER World Mastercard® 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家迎新禮品 (全新客戶)
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
From now till 31 July 2025 6 p.m.
- New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Major IV headphones (valued at HK$1,299; random color) OR PHILIPS ADD4911 Water Dispenser (valued at HK$898; random colour) OR HK$700 Apple Store Gift Card OR HK$700 Wellcome Shopping Voucher OR HK$700 Cash Rebate (Deposited via FPS Account)
Important dates:
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
- How to redeem Moneyhero Exclusive Offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
- Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding Hang Seng MMPOWER World Mastercard® and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero獨家禮品 (現有客戶)
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
From now till 31 July 2025 6 p.m.
- Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to Marshall Willen II Bluetooth Speaker (valued at HK$999) OR Braun MultiFry 3 AirFryer HF3000 (valued at HK$988) OR PHILIPS ADD4911 Water Dispenser (valued at HK$898; random colour) OR HK$500 Apple Store Gift Card OR HK$500 Wellcome Shopping Voucher OR HK$500 Cash Rebate (Deposited via FPS Account)
Important dates :
- Within 30 days after card issuance: The card must be approved by Hang Seng.
- Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.
- How to redeem Moneyhero Exclusive Offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
- Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding Hang Seng MMPOWER World Mastercard® and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
迎新優惠 - 高達$700 +FUN Dollars
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
即日起至2025年12月31日或之前，成功申請恒生MMPOWER World Mastercard，並於開卡後60日內簽賬滿HK$5,000，可享以下迎新優惠：
- 全新客戶：$700 +FUN Dollars
- 現有客戶：$300 +FUN Dollars
- 全日制大學 / 大專學生於開卡後60日內簽賬滿HK$2,000，可享迎新優惠$300 +FUN Dollars
MoneyHero 產品分析
- 本地消費回贈
- 網上零售簽賬
- 海外外幣簽賬回贈
- 免年費
credit_card信用卡詳情
還款詳情
最低還款額: 最低還款額為HK$300或以下第(i)至(iv)項之總和（以較高者為準）﹕ (i) 所有費用及收費（包括財務費用及年費）； (ii) 任何仍未繳付上期最低還款額； (iii) 總結欠扣除第(i)及(ii)項金額後仍超逾信用限額的金額；及 (iv) 總結欠扣除第(i)至(iii)項金額後之1%。
逾期費用: HK$330
免息還款期限: 56 日
費用
年費: 永久免年費
外幣兌換手續費: 1.95 %
申請資格
最低年齡要求: 18 歲
最低年薪要求: HK$150,000
主要特點
簽賬優惠 - 全城最高* 網上零售簽賬高達5% +FUN Dollars 回贈 / 海外簽賬高達6% +FUN Dollars 回贈 / 自選類別簽賬高達1% +FUN Dollars 回贈（3選2）
- 2024年7月1日至2025年12月31日期間，客戶於hangseng.com/mpower登記恒生MMPOWER World Mastercard +FUN Dollars獎賞計劃，並每月累積合資格零售簽賬滿HK$5,000或以上，可享以下簽賬回贈:
- 海外外幣簽賬回贈高達6% +FUN Dollars
- 網上零售簽賬回贈高達5% +FUN Dollars
- 自選類別簽賬回贈高達1% +FUN Dollars（3選2：餐飲簽賬（快餐店除外）、電子產品簽賬、娛樂簽賬（包括影視及音樂串流平台、全港戲院、本地主題公園、Cityline購票通平台之簽賬等））
- 海外外幣簽賬回贈﹑網上零售簽賬回贈及自選類別簽賬每月最高合共可享額外$500 +FUN Dollars。回贈已包括恒生信用卡基本之0.4% +FUN Dollars(即簽賬每滿HK$250，可賺取$1 +FUN Dollar）。
- 優惠受條款及細則約束。請瀏覽hangseng.com/mpower了解 Hang Seng MMPOWER World Mastercard +FUN Dollars獎賞計劃的詳情﹑條款及細則
- 2024年7月1日至2025年12月31日期間，客戶於hangseng.com/mpower登記恒生MMPOWER World Mastercard +FUN Dollars獎賞計劃，並每月累積合資格零售簽賬滿HK$5,000或以上，可享以下簽賬回贈:
- World Mastercard獎賞禮遇
- 私人禮賓服務：享受私人接待服務，由專人陪同你完成登機手續、行李報到或接送轉機
- 如客戶於申請日期前12個月內曾持有恒生MMPOWER World Mastercard®之主卡，將不可獲享本平台額外迎新獎賞。若客戶於開戶後13個月內取消有關信用卡戶口，並已獲贈有關之迎新獎賞，則須繳付同等價值之金額作為手續費。
- 「全新信用卡客戶」為現在及緊接申請日期前12個月內未曾持有任何恒生信用卡/ 聯營卡 / 消費卡主卡之主卡申請人；「現有信用卡客戶」為現在及/ 或緊接申請日期前12個月內曾持有任何恒生信用卡/ 聯營卡主卡（不包括消費卡及專享卡）之主卡申請人。
如現有信用卡客戶於現在及 /或緊接申請日期前12個月內曾持有恒生MMPOWER World Mastercard®信用卡/ 消費卡之主卡，將不可獲享任何迎新獎賞。 - +FUN Dollars獎賞將於3個月內存入主卡客戶之有關信用卡戶口內。存入+FUN Dollars時， 該合資格信用卡戶口必須仍然有效及信用狀況良好，方合資格獲得有關之+FUN Dollars
- 每年信用卡續期月至次年續期月所累積之+FUN Dollars有效期為24個月
- MoneyHero努力保持信息準確。若任何信息與你到訪之金融機構、服務供應商或特定產品網站有所出入，所有金融產品和服務均以他們作準，請參閱相關金融機構的網站為產品資訊的最更新版本
- 恒生銀行並非MoneyHero獨家獎賞的供應商，有關獎賞的可用性及其換領流程與恒生銀行一概無關
- 廣告資料由恒生銀行有限公司提供
如有任何爭議，恒生保留最終決定權。
- 提提你：「借定唔借？還得到先好借！」
*截至2025年5月14日，MMPOWER World Mastercard®之每月現金回贈上限較市場同類型產品簽賬類別高。
餐飲消費高里數回贈
食肆及海外簽賬
$ 4 /里海外消費里數回贈
$ 4 /里指定旅遊簽賬
$ 2 /里無里數兌換手續費
豁免featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$5,980
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(8) 」:
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你的貸款獨家獎賞與銀行優惠
申請 渣打國泰Mastercard 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero限時獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) OR Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
獎賞升級（不能同時獲取獨家優惠）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- New Standard Chartered Credit Card Customers can redeem PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Details for redeeming the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
迎新禮遇 - 高達40,000里數
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
由即日至2025年12月31日，全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達40,000里數。
獲發卡後首2個月內憑卡消費 –
等級1: 累積合資格簽賬*滿HK$5,000可獲10,000里數 （HK$0.5 /里）
等級2: 累積合資格簽賬*滿HK$40,000可獲20,000里數 （HK$2 /里）
- 等級3: 累積合資格簽賬*滿HK$110,000可獲40,000里數（HK$2.75 /里）
- *合資格簽賬須為零售購物簽賬（包括本地及海外）、網上消費或已誌賬之分期付款金額
- 解構渣打國泰Mastercard
account_balance產品禮遇
金融機構亦會賞你以下迎新優惠:
expand_less
expand_less
你的貸款獨家獎賞與銀行優惠
申請 渣打國泰Mastercard 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero限時獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) OR Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
獎賞升級（不能同時獲取獨家優惠）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- New Standard Chartered Credit Card Customers can redeem PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Details for redeeming the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
迎新禮遇 - 高達40,000里數
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
由即日至2025年12月31日，全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達40,000里數。
獲發卡後首2個月內憑卡消費 –
等級1: 累積合資格簽賬*滿HK$5,000可獲10,000里數 （HK$0.5 /里）
等級2: 累積合資格簽賬*滿HK$40,000可獲20,000里數 （HK$2 /里）
- 等級3: 累積合資格簽賬*滿HK$110,000可獲40,000里數（HK$2.75 /里）
- *合資格簽賬須為零售購物簽賬（包括本地及海外）、網上消費或已誌賬之分期付款金額
- 解構渣打國泰Mastercard
MoneyHero 產品分析
- 迎新禮物：飛行里數
- 可兌換飛行里數
- 機票消費回贈
- 海外消費回贈
credit_card信用卡詳情
還款詳情
最低還款額: 所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準
逾期費用: 未付結欠餘額的5%（最低為220港元/人民幣，最高為 350港元/人民幣）或最低付款額，以較低者為準
免息還款期限: 長達56 日
費用
年費: HK$2,000
里數兌換手續費: 豁免
外幣兌換手續費: 1.95 %
申請資格
最低年齡要求: 18 歲
最低年薪要求: HK$96,000
主要特點
- 每月簽賬自動兌換「亞洲萬里通」里數，無需繳付里數轉換手續費
- 國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數
- 合資格簽賬消費包括國泰機票、購物和國泰假期；以及HK Express機票和免稅品。信用卡客戶直接於國泰及HK Express消費，每累積合資格簽賬滿HK$8,000可享：基本里數獎賞：高達2,000里（網上合資格簽賬可享HK$4=1里，其他類別之合資格簽賬可享HK$6=1里）；及額外里數獎賞：2,000額外里數優惠適用於2024年4月1日至12月31日。在此優惠下，信用卡客戶可獲取合共高達4,000里 — 相等於HK$2=1里。
- 食肆及海外之合資格簽賬可享HK$4 = 1「亞洲萬里通」里數
- 其他類別之合資格簽賬可享HK$6 = 1「亞洲萬里通」里數
- 國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數
- 以9折里數兌換以下「亞洲萬里通」獎勵
- 酒店住宿、租車服務及旅遊體驗獎勵
- 餐膳美食獎勵或使用里數支付賬單
- 延續里數有效期、轉贈里數或禮贈里數
- Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
- 首年年費豁免
- 新客戶可享首年年費豁免。於上一個年度內（即由信用卡發卡日期之週年日起）符合有關最低總結餘要求之「優先理財」客戶 / 「Premium 理財」客戶或出糧戶口客戶即可享年費豁免。
- 全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
- 任何由信用卡戶口轉賬 / 增值到任何由渣打銀行指定之賬戶包括但不限於八達通銀包及支付寶賬戶、任何以「快速支付系統」或渣打銀行不時新增之電子付款賬戶進行的交易服務、 透過「渣打網上理財」所作的繳費賬項均為不合資簽賬，不可賺取「亞洲萬里通」里數
- 獎賞優惠受條款及細則約束
- 申請渣打國泰Mastercard需先持有亞洲萬里通戶口，如未登記可按此進行登記
網購及旅遊必備
餐飲消費現金回贈
6 %本地網購現金回贈
0.4 %海外網上購物現金回贈
6 %海外消費現金回贈
10 %featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$4,980
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(7) 」:
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你的貸款獨家獎賞與銀行優惠
申請 信銀國際Motion信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Exclusive Offer
New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) / Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) / Marshall Major IV headphones (valued at HK$1,299; random color) / HK$700 Apple Store Gift Card / HK$700 Wellcome Shopping Voucher / HK$700 Trip.com Gift Card / HK$600 Cash Rebate (Deposited via FPS Account)
Requirements
- Valid until 31 July 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
- On or before 31 August 2025: The designated card must be approved by CNCBI.
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
Tips
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
- Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application
Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
MoneyHero 產品分析
- 餐飲回贈
- 網上購物回贈
- 迎新禮物：回贈
- 可豁免年費
credit_card信用卡詳情
還款詳情
最低還款額: 利息及費用（包括可能收取的會員年費）及所欠本金總額的1%及超逾信用額之全數金額（如有的話）（最低付款額的最低金額為HK$250）。
逾期費用: HK$300或最低付款額之金額，以較低者為準。
免息還款期限: 57 日
費用
年費: HK$1,800
外幣兌換手續費: 1.95 %
申請資格
最低年齡要求: 18 歲
最低年薪要求: HK$96,000
主要特點
- 豁免首年年費
- 食肆及網上6%現金回贈
- 由2025年01月01日至06月30日，信銀國際Motion信用卡會員於食肆及網上簽賬可享全年6%現金回贈（每月上限HK$200）需該曆月累積合資格零售簽賬滿HK$3,800或以上
- 留意事項：
- 迎新獎賞及MoneyHero獨家優惠只適用於現時所申請信銀國際信用卡批核月起計之過去12個月內未曾持有任何信銀國際信用卡主卡之申請人。
- 所有優惠須受條款及細則約束，詳情請瀏覽 www.cncbinternational.com/personal/promotions/motion_credit_card/tc/index.html
- 💰如何賺盡6%餐飲、網上簽賬回贈？解構信銀國際Motion信用卡
- 提提您：「借定唔借？還得到先好借！」
大額消費無上限現金回贈
食肆及酒店簽賬現金回贈
2 %外幣簽賬現金回贈
2 %一般本地簽賬現金回贈
1 %年費豁免
首年featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$5,980
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(6) 」:
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你的貸款獨家獎賞與銀行優惠
申請 Citi Cash Back 信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero 獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New Citibank Customers can get MoneyHero Exclusive reward with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) / PHILIPS Air Dehumidifier DE3223/30 (valued at HK$3,988) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / HK$2,000 Apple Store Gift Card / HK$2,000 Wellcome Shopping Voucher
Requirements
- From 11 July 2025 06 pm till 31 July 2025 06 pm: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
- On or before 31 August 2025: The card must be approved by Citibank
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
MoneyHero 產品分析
- 餐飲回贈
- 海外消費回贈
- 回贈無上限
- 高價迎新禮物
credit_card信用卡詳情
還款詳情
最低還款額: a. 本月月結單所收取的財務費用、年費、逾期手續費、逾期未付款額、其他費用及收費（如有）；及 b. 月結單結欠之1.5% （月結單結欠不包括上述項目a（如適用））；及 c. 所有未償還借貸本金（定義見Citi信用卡「Quick Cash」套現分期計劃之條款及細則和Citi信用卡「分期更好使」計劃之條款及細則）的1.5%（如適用）
逾期費用: HK$300
免息還款期限: 58 日
費用
年費: HK$1,800
外幣兌換手續費: 1.95 %
申請資格
最低年齡要求: 18 歲
最低年薪要求: HK$120,000
主要特點
- 最適合短期內進行大額消費人士
- 💰「零成本」賺盡獎賞回贈﹕Citi Cash Back卡終極回贈方法分析
- 增值電子錢包PayMe/Alipay HK計入迎新簽賬要求，配合零成本攻略輕鬆賺迎新！
- 獎賞清晰明確，自動現金回贈無上限，直接抵銷簽賬金額
- 2% 本地食肆簽賬回贈
- 2% 本地酒店簽賬回贈
- 2% 外幣簽賬回贈
- 1% 其他零售簽賬回贈
- 當月累積回贈結餘滿HK$200，全數回贈將於下一期賬戶月結單中存入信用卡賬戶內，並用以抵銷最低付款額以外之結欠及新簽賬
- 免費購物保障保險
- 於任何地方憑卡簽賬購物，30天內如因意外損毀或遺失，均可獲高達US$7,600賠償
- 首年免年費
- MoneyHero獨家優惠不適用於學生卡
- 迎新獎賞及MoneyHero獨家優惠只適用於現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有或不曾取消任何由花旗銀行所發行之Citi信用卡之客戶（「新客戶」）
2%外幣簽賬回贈不適用於於歐洲經濟區的國家之持卡簽賬
- 2%外幣簽賬回贈不包括在參與歐洲經濟區（「EEA」）的任何國家或於2019年10月19日之後加入EEA的任何國家之具有固定營業地址或於當地註冊的實體店商戶的持卡簽賬。該持卡簽賬定義為基本回贈之合資格簽賬，可獲1%基本回贈
Master信用卡比較
想了解哪一張 Mastercard 最適合你？MoneyHero為你精選各大萬事達信用卡優惠、迎新禮品、本地及海外簽賬現金回贈、里數獎賞及獨家限時優惠等，立即比較。
Master信用卡常見問題
- 信用卡是有效，可用於交易中。
- 商戶收到購買款項（資金來自發卡銀行，然後你再向銀行還款）。
- 購買記錄會傳送至你的發卡銀行，並顯示在你的月結單上。
- 全球流通中的 Mastercard 卡片數量達27 億張，包括信用卡、扣賬卡和預付卡。
- Mastercard 網絡共處理了 1,275 億筆交易。
- 該網絡處理的支付總額達 8.2 兆美元。
- Standard：提供基本保障，如零欺詐責任、緊急換卡服務及身份盜竊保護。
- World：額外提供手機保險、旅遊和生活方式服務、會員折扣等。
- World Elite：在World的基礎上增加更優質禮遇，如24/7禮賓服務。
什麼是Master信用卡？
所謂的「Master」信用卡，並不代表該卡是由Mastercard發行，而是代表該卡的交易會通過Mastercard運營的支付網絡處理。
事實上，每張信用卡都是由像花旗或滙豐等大型銀行、本地銀行或信用合作社等較小的金融機構發行，代表該信用卡帳戶屬於該銀行或發卡機構。目前全球有數千間銀行發行信用卡，數以百萬計的商戶接受信用卡支付，而Mastercard等支付網絡則充當中介角色，使那些銀行無須直接與所有商戶對接，確保交易順利進行。
當你使用Mastercard信用卡支付時，Mastercard的網絡會確保：
你的信用卡的主要功能和條款（如信用額度、費用、利率及獎勵回贈計劃等）均由發卡銀行決定，而非Mastercard。支付網絡的關鍵作用便是決定你的信用卡在哪些地方可以使用。
Mastercard 是全球四大支付網絡之一，在香港及國際市場均被廣泛接受。其他三大支付網絡包括 Visa、美國運通（American Express）及 Discover。在香港，Mastercard 和 Visa 的覆蓋範圍最為廣泛，幾乎所有主要商戶、網上購物平台及海外交易都可使用這兩種信用卡。此外，Mastercard 亦提供多種獨家優惠，例如旅遊折扣、餐飲禮遇及購物回贈，讓持卡人享受更便捷的支付體驗。
Mastercard 每天處理著龐大的交易量。據 Mastercard 2022年度報告顯示：
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MoneyHero 小貼士 Mastercard 和 Visa 與 Discover 和 American Express 之間的一個主要區別在於，Mastercard 和 Visa 只作為支付網絡，而 Discover 和 AmEx 同時是發卡機構和支付網絡。 |
Master信用卡有什麼優惠？
雖然發卡銀行會決定大部分信用卡條款，但Mastercard萬事達卡仍會提供部分額外的福利。這些福利取決於你的信用卡等級及發卡銀行是否選擇提供相關服務。Mastercard的三個等級包括：
具體的福利適用範圍請參閱你的信用卡條款。
Master卡與VISA卡的有有什麼差別？
對於大多數香港持卡人而言，Mastercard 和 Visa 的主要分別通常只體現在卡片上的支付網絡標誌，因為本地大部分商戶若接受其中一種卡，通常也會同時接受另一種。少數例外情況可能是由市場推廣策略所致，例如某些特定商戶或平台可能與某個支付網絡合作，推出獨家優惠或限制接受的卡種。然而，在日常消費中，這種情況相對少見。
此外，信用卡的主要優惠和特性通常由發卡銀行決定，而非支付網絡本身。Visa 和 Mastercard 均提供專屬的支付網絡福利，例如旅遊優惠、購物保障及餐飲折扣等，但這些額外優惠一般不會對日常用卡體驗產生顯著影響。對於香港消費者來說，選擇信用卡時，關鍵在於比較發卡銀行提供的回贈計劃、積分兌換、旅遊禮遇及其他專屬優惠，而非單純關注卡片屬於哪個支付網絡。
事實上，Mastercard 和 Visa 在全球的適用範圍相當接近，以至於部分發卡銀行會根據市場策略調整特定信用卡的支付網絡。例如，在香港，一些銀行曾將部分 Visa 信用卡轉為 Mastercard，或將 Mastercard 轉為 Visa，這類變動通常只影響新申請的客戶，而現有持卡人仍可繼續使用原來的支付網絡，不受影響。因此，對於香港的持卡人而言，支付網絡的選擇並非首要考量，反而應根據個人消費模式，挑選最符合需求的信用卡計劃，以獲得最佳的獎賞和回贈。
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MoneyHero 小貼士 Visa 最初源自美國銀行（Bank of America®）於 1950 年代推出的 BankAmericard 信用卡計劃，後來授權給其他金融機構使用。1976 年，該計劃獨立並更名為 Visa，成為全球主要支付網絡之一。有趣的是，BankAmericard 這個名稱仍存在於美國銀行的部分信用卡中，但現時屬於 Mastercard 支付網絡。在香港，Visa 和 Mastercard 均為主流支付網絡，廣泛適用於各大商戶及海外消費。 |