熱門八達通自動增值比較
更新日期: 2025年7月18日
立即透過MoneyHero網上申請及比較香港八達通自動增值信用卡，每次增值賺高達2%現金回贈，搭車、食飯、購物都有回贈！一次過了解各大銀行的八達通自動增值金額、增值回贈及親友申請權限！經MoneyHero申請指定八達通信用卡，更可享獨家額外獎賞！立即透過MoneyHero網上申請及比較香港八達通自動增值信用卡，每次增值賺高達2%現金回贈，搭車、食飯、購物都有回贈！一次過了解各大銀行的八達通自動增值金額、增值回贈及親友申請權限！經MoneyHero申請指定八達通信用卡，更可享獨家額外獎賞！
信用卡 | MoneyHero獨家獎賞 | MoneyHero獎賞價值 | 信用卡禮遇 | 最低年薪要求 | 八達通增值消費現金回贈 | |||
|---|---|---|---|---|---|---|---|---|
 | Citi Cash Back 信用卡 | HK$4,380 | 1 - 2 % 現金回贈 | HK$120,000 | 不適用 | |||
 | 渣打Smart信用卡 | HK$4,980 | 0.5 - 5 % 現金回贈 | HK$96,000 | 0.55 % | |||
 | 渣打國泰Mastercard | HK$5,980 | $2 -6 /里 | HK$96,000 | - | |||
 | 安信EarnMORE銀聯鑽石卡 | HK$600 | 高達2 % 現金回贈 | 無最低年薪要求 | 1 % | |||
 | 大新ONE+信用卡 | HK$900 | 0.5 - 1 % 現金回贈 | HK$150,000 | 0.5 % | |||
 | DBS Black World Mastercard® | HK$5,980 | $4 -12 /里 | HK$240,000 | 0.4 % | |||
.webp&w=256&q=75) | Mox 信用卡 (CashBack) | HK$5,180 | 1 - 5 % 現金回贈 | 無最低年薪要求 | 不適用 | |||
| Mox 信用卡 （「亞洲萬里通」） | HK$4,980 | $4 /里 | 無最低年薪要求 | - |
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你的貸款獨家獎賞與銀行優惠
申請 Citi Cash Back 信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero 獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New Citibank Customers can get MoneyHero Exclusive reward with Nintendo Switch 2 (valued at $3,450) using Citibank Credit Card with HK$1,400 / LG AF20 PuriCare™ 4-in-1 Aerofurniture (valued at HK$4,380) / PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) / Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) / Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380) / HK$2,000 Apple Store Gift Card / HK$2,000 Wellcome Shopping Voucher
Requirements
- From 18 July 2025 12 pm till 25 July 2025 06 pm: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
- On or before 31 August 2025: The card must be approved by Citibank
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Details for redeeming the Nintendo Switch 2 (valued at $3,450):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Nintendo Switch 2 (valued at $3,450) by paying HK$1,400 using Citibank Credit Card at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Nintendo Switch 2 (valued at $3,450) by paying HK$1,400 using Citibank Credit Card at the redemption center.
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
獎賞升級（不能同時獲取獨家優惠）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
獎賞升級（不能同時獲取獨家優惠）
- 全新Citi信用卡客戶符合以下條件，可使用Citi信用卡以換購價HK$1,400換領Nintendo Switch 2 (價值$3,450), 選擇換購後不能同時獲取獨家優惠。
- 2025年07月18日上午12時至2025年07月25日下午6時： 全新Citi信用卡客戶經MoneyHero成功申請Citi信用卡
- 收到獎賞換領表格後7日內：填妥及遞交較早前經電郵發出之「獎賞換領表格」
- 2025年08月31日或之前：成功獲批信用卡（批核以銀行系統紀錄為準）
- 指定信用卡成功獲批後7日內：連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格
- 指定信用卡包括：Citi Cash Back信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡及Citi Premier Miles 信用卡；不適用於學生卡
- 申請小貼士：
- 請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
- 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
- 申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠
- 以換購價HK$1,400換領 Nintendo Switch 2 (價值$3,450)之詳情：
- 合資格客戶獲有關銀行批核或確認申請資格後，MoneyHero會向客戶發出獎賞換領電郵。客戶可依照電郵內的指示，到指定獎賞換領中心以Citi信用卡繳付HK$1,400 以換領Nintendo Switch 2 (價值$3,450)
- 如對以上獎賞有任何疑問（包括保養及產品狀況），請聯絡MoneyHero確認詳情。
- MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關
- 優惠受條款及細則約束
- 換領流程由推廣期結束後起計需時至少16星期，所需時間或會因批核、簽賬及其他實際情況變動
Citigold 開戶優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
期間限定！只要成功開立Citi信用卡+，再於2025年7月31日或之前成功開立Citigold戶口，就有機會享額外1.0%定期存款年利率回贈*！
- 於 2025年8月31日或之前以主要持卡人身份持有有效的 Citi 信用卡及於銀行服務開戶日期或之前遞交 Citi 信用卡申請
*額外1.0%定期存款年利率回贈適用於以全新資金開立港元/美元/人民幣三個月定期存款
你的貸款獨家獎賞與銀行優惠
申請 渣打Smart信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- New Standard Chartered Credit Card Customers get rewarded with Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR SONY REON POCKET 5 Wearable Thermal Device (valued at HK$1499) OR HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Trip.com e-Gift Voucher by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
你的貸款獨家獎賞與銀行優惠
申請 渣打國泰Mastercard 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
獎賞升級（不能同時獲取獨家優惠）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- New Standard Chartered Credit Card Customers can redeem PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Details for redeeming the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero限時獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) OR Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
迎新禮遇 - 高達40,000里數
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
由即日至2025年12月31日，全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達40,000里數。
獲發卡後首2個月內憑卡消費 –
等級1: 累積合資格簽賬*滿HK$5,000可獲10,000里數 （HK$0.5 /里）
等級2: 累積合資格簽賬*滿HK$40,000可獲20,000里數 （HK$2 /里）
- 等級3: 累積合資格簽賬*滿HK$110,000可獲40,000里數（HK$2.75 /里）
- *合資格簽賬須為零售購物簽賬（包括本地及海外）、網上消費或已誌賬之分期付款金額
- 解構渣打國泰Mastercard
你的貸款獨家獎賞與銀行優惠
申請 安信EarnMORE銀聯鑽石卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate
- From 30 June 2025 6 p.m. till 31 July 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
迎新獎賞
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
迎新獎賞只適用於由2025年7月1日至2025年12月31日期間（包括首尾兩日）
迎新獎賞（5選1）
- 發卡後首90天內憑新卡作合資格零售購物交易金額滿HK$9,500：
- TOSHIBA免安裝獨立式洗碗碟機 (DWS-22AHK)；或
- 發卡後首90日憑新卡合資格零售購物交易金額滿HK$8,800：
- Samsung Galaxy Tab A9 (LTE) 平板電腦；或
- 發卡後首90天內憑新卡作合資格零售購物交易金額滿HK$8,500
- HK$500 現金回贈；或
- 發卡後首90日憑新卡合資格零售購物交易金額滿HK$2,000 (只適用於全日制大學/大專學生)：
- HK$200 現金回贈；或
- 無簽賬要求：
- 高達HK$90,000免息免手續費現金分期套現計劃
EarnMORE 銀聯卡高達2%現金回贈
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- 優惠推廣期為 2025 年 1 月 1 日至 2025 年 12 月 31 日（包括首尾兩日）（「優惠期」）。客戶憑安信信用卡於優惠期內作合資格零售購物即可獲取 2%現金回贈（「2%現金回贈」），2%現金回贈以每單合資格零售購物交易金額計算。
- 2%現金回贈已包括EarnMORE銀聯卡基本現金回贈及EarnMORE銀聯卡加碼現金回贈。優惠期內可獲取之基本1%現金回贈並無上限,惟1%加碼現金回贈上限為HK$1,500。受條款及細則約束
- 八達通自動增值每自動增值HK$250回贈HK$1
- EarnMORE銀聯卡加碼現金回贈並不包括（但不限於）現金透支金額、信用卡費用（包括年費、利息 / 財務費用、逾期費用、超逾信用額手續費、現金透支手續費及其他費用）、八達通自動增值交易、賭場交易金額、任何金錢/電子貨幣轉賬（包括但不只限於個人對個人(P2P)支付服務或流動裝置/應用程式/電子轉賬平台）/充值電子錢包/透過電子錢包繳費、優惠套現金額、現金分期、分期金額、未入賬 / 取消 / 退回 / 偽造之交易金額及所有未經授權之交易金額，所有合資格零售購物交易概以安信記錄為準
你的貸款獨家獎賞與銀行優惠
申請 大新ONE+信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New Dah Sing Credit Card Customers get rewarded with HK$400 Apple Store Gift Card OR HK$400 Wellcome Shopping Vouchers by fulfilling the following requirements:
- From now till 31 July 2025, 6pm: New Dah Sing Credit Card Customers who apply for Dah Sing Credit Card via MoneyHero
- On or before 31 August 2025: The card must be approved by Dah Sing Bank, subject to the Bank's system records.
- Within 7 days of receiving the form, complete the redemption form sent via email from MoneyHero for verification and follow-up.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Designated card(s) include Dah Sing ONE+ Credit Card / Dah Sing MyAuto Credit Card / Dah Sing ANA World Mastercard / Dah Sing British Airways Platinum Card / Dah Sing United MileagePlus World MasterCard
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Dah Sing Bank has no relation with its redemption, usage and dispute.
迎新獎賞 - HK$500現金回贈
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
全新客戶成功申請大新ONE+信用卡，可享以下迎新獎賞：
HK$500迎新獎賞
- 須於發卡後首2個月內總簽賬額達HK$5,000或以上（需作最少5次合資格簽賬交易），方可享HK$500現金回贈。
所有零售簽賬更可享1%無上限現金回贈！
須受有關條款及細則約束
借定唔借？還得到先好借！
本文提及的服務／產品並不是以歐盟的人士為目標。
你的貸款獨家獎賞與銀行優惠
申請 DBS Black World Mastercard® 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New DBS Credit Card cardholders are entitled to get MoneyHero Exclusive reward with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) / Philips Cordless Vacuum XC2011/61 (Valued at HK$2,498) / Acerpure ACER-DS744-10W Ionic Hair Dryer & Styler (valued at HK$1,399) / HK$1,000 Trip.com Gift Card / HK$1,000 HKTVmall e-Gift Voucher / HK$1,000 Apple Store Gift Card
- How to redeem MoneyHero exclusive offer?
- From 14 July 2025 12 p.m. till 21 July 2025 6 p.m.: Successfully apply for the DBS Black World Mastercard® / DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card and submit redemption form via MoneyHero.
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- On or before 31 August 2025: The card must be approved by DBS, subject to the Bank’s system records.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Terms and Conditions apply
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
迎新優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
DBS Black World Mastercard®迎新優惠 - 高達30,000里數及/或額外2,000里數
- 新客戶必須於新卡發出日期後3個月內簽賬期以新卡累積零售簽賬合資格簽賬達指定金額可享高達30,000里數
| 簽賬要求 | 里數獎賞 |
| 等級1：累積合資格簽賬滿HK$8,000 | 8,000里數 |
| 等級2：累積合資格簽賬滿HK$20,000 | 12,000里數 |
| 等級3：累積合資格簽賬滿HK$60,000 | 30,000里數 |
- 新客戶於簽賬期內以新卡透過八達通自動增值服務增值八達通，或透過PayMe、微信支付及支付寶的「電子錢包簽賬」累積金額達HK$1,000，可享額外2,000里數
- 受條款及細則約束
Flexi Shopping 分期優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
「信用卡新客戶 Flexi Shopping 分期優惠」
- 推廣期: 2025年07月04日 至 2025年10月02日（首尾兩天包括在內）
- 推廣期內，新客戶於新卡發出日期後 3 個月內以新卡簽賬合資格簽賬，並透過 DBS Card+ 手機應用程式（「DBS Card+」）成功申請收取一次性手續費的 Flexi Shopping 分期 計劃 3、6 或 12 個月分期（「合資格 Flexi Shopping」），可獲相 等於合資格 Flexi Shopping 應收取的一次性手續費金額或高達 HK$200（兩者以較低為準）。
- 受條款及細則約束
你的貸款獨家獎賞與銀行優惠
申請 Mox 信用卡 (CashBack) 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero x Mox CashBack 獨家優惠（需使用邀請碼「1200MOXMH」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "1200MOXMH", successfully opened Mox account via MoneyHero and sucessfully apply CashBack Credit Card after approval to enjoy: HK$200 Cash Reward (provided by Mox)
- From 4 July 2025 10 a.m. to 31 July 2025 11:59 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- The Mox CashBack Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
"1200MOXMH" Invitation Code Promotion Terms and Conditions apply.
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero限時獨家迎新優惠（需使用邀請碼「1200MOXMH」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "1200MOXMH", successfully apply for Mox Credit Card via MoneyHero and spend HK$2,000 within 60 calendar days after approval to enjoy extra: Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Sennheiser - MOMENTUM Sport True Wireless Bluetooth Earphones MSPORT1 (valued at HK$2,699; random color) OR Philips RO Instant Hot Water Dispenser ADD6901 (valued at HK$1,998；random color) OR HK$1,500 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Wellcome Voucher OR HK$1,300 Cash Rebate (Deposited via FPS Account)
- From 16 July 2025 12 noon to 23 July 2025 6 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
- Tips:
- Successfully apply Mox Credit Card within 30 days of invitation code usage and accumulate spending of HK$2,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.
Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and "1200MOXMH" Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
全新5% CashBack 商戶：foodpanda
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- 由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘達港幣250,000元或以上，你可獲得2%無上限CashBack。由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘低於港幣250,000元，你的消費可享1%無上限CashBack。「合資格結餘」指您於Mox活期存款戶口的「可用現金結餘」，任何「已用金額」及任何「認購基金的已用金額」。為免存疑，您的Mox Invest戶口中任何「來自未結算金額的已用金額」及定期存款戶口中的任何結餘均不計入合資格結餘。
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
Trip.com酒店及機票折扣優惠 + CashBack
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Trip.com酒店及機票折扣優惠 + CashBack
推廣日期：即日起至2025年12月31日
酒店入住日期／機票出發日期︰即日起至2026年1月15日
- 推廣期間，Mox客戶透過指定連結跳轉至Trip.com指定頁面預訂酒店或機票，用Mox Credit及以下優惠碼一簽即享獨家折扣
- 優惠1： 預訂酒店憑優惠碼「MOXH」即享6%折扣（只適用於房價及稅項）
- 優惠2： 預訂機票憑優惠碼「MOXF」，該張訂單滿HK$2,000或以上即減HK$50，滿HK$4,000或以上即減HK$100（只適用於成人機票票價，不適用於稅項及其他附加費）
- 賺完獨家折扣，仲享額外3% CashBack折上折賺更多！
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
你的貸款獨家獎賞與銀行優惠
申請 Mox 信用卡 （「亞洲萬里通」） 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero 獨家優惠（需使用邀請碼「MOXMHMILES」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "MOXMHMILES", successfully opened Mox account via MoneyHero and spend HK$5,000 within 60 calendar days after approval to enjoy: 5000 Miles Reward (provided by Mox)
- From 4 July 2025 6 p.m. to 31 July 2025 23:59 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
Spend HK$5,000 within 60 calendar days after approval
"MOXMHMILES" Invitation Code Promotion Terms and Conditions apply.
Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero限時獨家迎新優惠（需使用邀請碼「MOXMHMILES」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "MOXMHMILES", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy extra: Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR HK$700 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Trip.com Gift Card OR Wellcome Voucher
- From 4 July 2025 10 a.m. to 31 July 2025 18:00 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
- Tips:
- Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.
Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and MOXMHMILES Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Trip.com酒店及機票折扣優惠 + CashBack
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Trip.com酒店及機票折扣優惠 + CashBack
推廣日期：即日起至2025年12月31日
酒店入住日期／機票出發日期︰即日起至2026年1月15日
- 推廣期間，Mox客戶透過指定連結跳轉至Trip.com指定頁面預訂酒店或機票，用Mox Credit及以下優惠碼一簽即享獨家折扣
- 優惠1： 預訂酒店憑優惠碼「MOXH」即享6%折扣（只適用於房價及稅項）
- 優惠2： 預訂機票憑優惠碼「MOXF」，該張訂單滿HK$2,000或以上即減HK$50，滿HK$4,000或以上即減HK$100（只適用於成人機票票價，不適用於稅項及其他附加費）
- 賺完獨家折扣，仲享額外3% CashBack折上折賺更多！
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
大額消費無上限現金回贈
食肆及酒店簽賬現金回贈
2 %外幣簽賬現金回贈
2 %一般本地簽賬現金回贈
1 %年費豁免
首年featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$4,380
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(7) 」:
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你的貸款獨家獎賞與銀行優惠
申請 Citi Cash Back 信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero 獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New Citibank Customers can get MoneyHero Exclusive reward with Nintendo Switch 2 (valued at $3,450) using Citibank Credit Card with HK$1,400 / LG AF20 PuriCare™ 4-in-1 Aerofurniture (valued at HK$4,380) / PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) / Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) / Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380) / HK$2,000 Apple Store Gift Card / HK$2,000 Wellcome Shopping Voucher
Requirements
- From 18 July 2025 12 pm till 25 July 2025 06 pm: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
- On or before 31 August 2025: The card must be approved by Citibank
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Details for redeeming the Nintendo Switch 2 (valued at $3,450):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Nintendo Switch 2 (valued at $3,450) by paying HK$1,400 using Citibank Credit Card at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Nintendo Switch 2 (valued at $3,450) by paying HK$1,400 using Citibank Credit Card at the redemption center.
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
獎賞升級（不能同時獲取獨家優惠）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
獎賞升級（不能同時獲取獨家優惠）
- 全新Citi信用卡客戶符合以下條件，可使用Citi信用卡以換購價HK$1,400換領Nintendo Switch 2 (價值$3,450), 選擇換購後不能同時獲取獨家優惠。
- 2025年07月18日上午12時至2025年07月25日下午6時： 全新Citi信用卡客戶經MoneyHero成功申請Citi信用卡
- 收到獎賞換領表格後7日內：填妥及遞交較早前經電郵發出之「獎賞換領表格」
- 2025年08月31日或之前：成功獲批信用卡（批核以銀行系統紀錄為準）
- 指定信用卡成功獲批後7日內：連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格
- 指定信用卡包括：Citi Cash Back信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡及Citi Premier Miles 信用卡；不適用於學生卡
- 申請小貼士：
- 請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
- 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
- 申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠
- 以換購價HK$1,400換領 Nintendo Switch 2 (價值$3,450)之詳情：
- 合資格客戶獲有關銀行批核或確認申請資格後，MoneyHero會向客戶發出獎賞換領電郵。客戶可依照電郵內的指示，到指定獎賞換領中心以Citi信用卡繳付HK$1,400 以換領Nintendo Switch 2 (價值$3,450)
- 如對以上獎賞有任何疑問（包括保養及產品狀況），請聯絡MoneyHero確認詳情。
- MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關
- 優惠受條款及細則約束
- 換領流程由推廣期結束後起計需時至少16星期，所需時間或會因批核、簽賬及其他實際情況變動
Citigold 開戶優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
期間限定！只要成功開立Citi信用卡+，再於2025年7月31日或之前成功開立Citigold戶口，就有機會享額外1.0%定期存款年利率回贈*！
- 於 2025年8月31日或之前以主要持卡人身份持有有效的 Citi 信用卡及於銀行服務開戶日期或之前遞交 Citi 信用卡申請
*額外1.0%定期存款年利率回贈適用於以全新資金開立港元/美元/人民幣三個月定期存款
account_balance產品禮遇
金融機構亦會賞你以下迎新優惠:
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你的貸款獨家獎賞與銀行優惠
申請 Citi Cash Back 信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero 獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New Citibank Customers can get MoneyHero Exclusive reward with Nintendo Switch 2 (valued at $3,450) using Citibank Credit Card with HK$1,400 / LG AF20 PuriCare™ 4-in-1 Aerofurniture (valued at HK$4,380) / PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) / Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) / Dyson Hot + Cool™ Fan Heater AM09 (valued at HK$3,380) / HK$2,000 Apple Store Gift Card / HK$2,000 Wellcome Shopping Voucher
Requirements
- From 18 July 2025 12 pm till 25 July 2025 06 pm: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
- On or before 31 August 2025: The card must be approved by Citibank
- Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
- Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Details for redeeming the Nintendo Switch 2 (valued at $3,450):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Nintendo Switch 2 (valued at $3,450) by paying HK$1,400 using Citibank Credit Card at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Nintendo Switch 2 (valued at $3,450) by paying HK$1,400 using Citibank Credit Card at the redemption center.
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
獎賞升級（不能同時獲取獨家優惠）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
獎賞升級（不能同時獲取獨家優惠）
- 全新Citi信用卡客戶符合以下條件，可使用Citi信用卡以換購價HK$1,400換領Nintendo Switch 2 (價值$3,450), 選擇換購後不能同時獲取獨家優惠。
- 2025年07月18日上午12時至2025年07月25日下午6時： 全新Citi信用卡客戶經MoneyHero成功申請Citi信用卡
- 收到獎賞換領表格後7日內：填妥及遞交較早前經電郵發出之「獎賞換領表格」
- 2025年08月31日或之前：成功獲批信用卡（批核以銀行系統紀錄為準）
- 指定信用卡成功獲批後7日內：連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格
- 指定信用卡包括：Citi Cash Back信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡及Citi Premier Miles 信用卡；不適用於學生卡
- 申請小貼士：
- 請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」
- 申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠
- 申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠
- 以換購價HK$1,400換領 Nintendo Switch 2 (價值$3,450)之詳情：
- 合資格客戶獲有關銀行批核或確認申請資格後，MoneyHero會向客戶發出獎賞換領電郵。客戶可依照電郵內的指示，到指定獎賞換領中心以Citi信用卡繳付HK$1,400 以換領Nintendo Switch 2 (價值$3,450)
- 如對以上獎賞有任何疑問（包括保養及產品狀況），請聯絡MoneyHero確認詳情。
- MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關
- 優惠受條款及細則約束
- 換領流程由推廣期結束後起計需時至少16星期，所需時間或會因批核、簽賬及其他實際情況變動
Citigold 開戶優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
期間限定！只要成功開立Citi信用卡+，再於2025年7月31日或之前成功開立Citigold戶口，就有機會享額外1.0%定期存款年利率回贈*！
- 於 2025年8月31日或之前以主要持卡人身份持有有效的 Citi 信用卡及於銀行服務開戶日期或之前遞交 Citi 信用卡申請
*額外1.0%定期存款年利率回贈適用於以全新資金開立港元/美元/人民幣三個月定期存款
MoneyHero 產品分析
- 餐飲回贈
- 海外消費回贈
- 回贈無上限
- 高價迎新禮物
credit_card信用卡詳情
還款詳情
最低還款額: a. 本月月結單所收取的財務費用、年費、逾期手續費、逾期未付款額、其他費用及收費（如有）；及 b. 月結單結欠之1.5% （月結單結欠不包括上述項目a（如適用））；及 c. 所有未償還借貸本金（定義見Citi信用卡「Quick Cash」套現分期計劃之條款及細則和Citi信用卡「分期更好使」計劃之條款及細則）的1.5%（如適用）
逾期費用: HK$300
免息還款期限: 58 日
費用
年費: HK$1,800
外幣兌換手續費: 1.95 %
申請資格
最低年齡要求: 18 歲
最低年薪要求: HK$120,000
主要特點
- 最適合短期內進行大額消費人士
- 💰「零成本」賺盡獎賞回贈﹕Citi Cash Back卡終極回贈方法分析
- 增值電子錢包PayMe/Alipay HK計入迎新簽賬要求，配合零成本攻略輕鬆賺迎新！
- 獎賞清晰明確，自動現金回贈無上限，直接抵銷簽賬金額
- 2% 本地食肆簽賬回贈
- 2% 本地酒店簽賬回贈
- 2% 外幣簽賬回贈
- 1% 其他零售簽賬回贈
- 當月累積回贈結餘滿HK$200，全數回贈將於下一期賬戶月結單中存入信用卡賬戶內，並用以抵銷最低付款額以外之結欠及新簽賬
- 免費購物保障保險
- 於任何地方憑卡簽賬購物，30天內如因意外損毀或遺失，均可獲高達US$7,600賠償
- 首年免年費
- MoneyHero獨家優惠不適用於學生卡
- 迎新獎賞及MoneyHero獨家優惠只適用於現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有或不曾取消任何由花旗銀行所發行之Citi信用卡之客戶（「新客戶」）
2%外幣簽賬回贈不適用於於歐洲經濟區的國家之持卡簽賬
- 2%外幣簽賬回贈不包括在參與歐洲經濟區（「EEA」）的任何國家或於2019年10月19日之後加入EEA的任何國家之具有固定營業地址或於當地註冊的實體店商戶的持卡簽賬。該持卡簽賬定義為基本回贈之合資格簽賬，可獲1%基本回贈
施遊/本地消費/網購不同優惠
一般本地簽賬現金回贈
5 %超級市埸消費現金回贈
5 %年費豁免
永久免年費featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$4,980
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(6) 」:
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你的貸款獨家獎賞與銀行優惠
申請 渣打Smart信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- New Standard Chartered Credit Card Customers get rewarded with Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR SONY REON POCKET 5 Wearable Thermal Device (valued at HK$1499) OR HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Trip.com e-Gift Voucher by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero 產品分析
- 分期計劃
- 無外幣簽賬費用
- 本地消費回贈
- 可豁免年費
credit_card信用卡詳情
還款詳情
逾期費用: 未付結欠餘額的5%（最低為220港元/人民幣，最高為350港元/人民幣）或最低付款額，以較低者為準
免息還款期限: 長達56 日
最低還款額: 所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準
費用
外幣兌換手續費: 0 %
年費: 永久免年費
申請資格
最低年齡要求: 18 歲
最低年薪要求: HK$96,000
主要特點
- 百佳簽賬享5%現金回贈
全年優惠：特約商戶簽賬享5%現金回贈
- 憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈）
- 由2023年起，日本城新加盟為Smart信用卡特約商戶
- 其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送、HKTVmall及中國移動香港（由2023年4月1日起）等
- 主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify
- 不設最低消費額要求
- 推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）
- 其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）
- 憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈）
- Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
- 💰如何賺盡渣打Smart信用卡5%現金回贈？解構渣打Smart信用卡
- 永久免年費
- 不設外幣交易手續費
- 憑卡網上購物或到海外簽賬，不論是以外幣結帳或是港幣結帳，無需額外支付交易徵費
- 不設現金透支服務費
- 於2025年01月01日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬
| 額外現金回贈 | 基本現金回贈 | 總現金回贈# | |||
| 每月合資格簽賬* | 在特約商戶的合資格簽賬之現金回贈 | 月結單週期內的簽賬上限 | 合資格簽賬之現金回贈 | 月結單週期內的簽賬上限 | |
| HKD 4,000 to HKD 14,999 | 4.44% | HKD5,000^ | 0.56% | 無上限 | 5% |
| HKD 15,000 | 3.80% | 1.2% | 5% | ||
- 迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人
- 全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
- 於2024年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬
- 須到「360°全面賞」網上平台換領賺取之現金回贈
- 所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口
- 持卡人須登入網上平台換領現金回贈
- 每次須至少換領HK$50現金回贈
- 受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁
- 借定唔借？還得到先好借！
餐飲消費高里數回贈
海外消費里數回贈
$ 4 /里食肆及海外簽賬
$ 4 /里指定旅遊簽賬
$ 2 /里無里數兌換手續費
豁免featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$5,980
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(8) 」:
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你的貸款獨家獎賞與銀行優惠
申請 渣打國泰Mastercard 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
獎賞升級（不能同時獲取獨家優惠）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- New Standard Chartered Credit Card Customers can redeem PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Details for redeeming the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero限時獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) OR Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
迎新禮遇 - 高達40,000里數
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
由即日至2025年12月31日，全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達40,000里數。
獲發卡後首2個月內憑卡消費 –
等級1: 累積合資格簽賬*滿HK$5,000可獲10,000里數 （HK$0.5 /里）
等級2: 累積合資格簽賬*滿HK$40,000可獲20,000里數 （HK$2 /里）
- 等級3: 累積合資格簽賬*滿HK$110,000可獲40,000里數（HK$2.75 /里）
- *合資格簽賬須為零售購物簽賬（包括本地及海外）、網上消費或已誌賬之分期付款金額
- 解構渣打國泰Mastercard
account_balance產品禮遇
金融機構亦會賞你以下迎新優惠:
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expand_less
你的貸款獨家獎賞與銀行優惠
申請 渣打國泰Mastercard 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
獎賞升級（不能同時獲取獨家優惠）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Offer Upgrade (Mutually exclusive form Exclusive Offer)
- New Standard Chartered Credit Card Customers can redeem PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- Details for redeeming the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color):
- After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the PHILIPS ADD6920BK RO Water Dispenser (valued at HK$4,288) OR Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
- If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero限時獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Limited-Time Exclusive Offer
- New Standard Chartered Credit Card Customers get rewarded with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) OR Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher by fulfilling the following requirements:
- From 30 June 2025 6 p.m. to 31 July 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
- Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
- On or before 31 August 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
- Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
- Tips:
- Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
- Terms and Conditions Apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
迎新禮遇 - 高達40,000里數
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
由即日至2025年12月31日，全新信用卡客戶成功申請渣打國泰Mastercard及符合相關要求，可享高達40,000里數。
獲發卡後首2個月內憑卡消費 –
等級1: 累積合資格簽賬*滿HK$5,000可獲10,000里數 （HK$0.5 /里）
等級2: 累積合資格簽賬*滿HK$40,000可獲20,000里數 （HK$2 /里）
- 等級3: 累積合資格簽賬*滿HK$110,000可獲40,000里數（HK$2.75 /里）
- *合資格簽賬須為零售購物簽賬（包括本地及海外）、網上消費或已誌賬之分期付款金額
- 解構渣打國泰Mastercard
MoneyHero 產品分析
- 迎新禮物：飛行里數
- 可兌換飛行里數
- 機票消費回贈
- 海外消費回贈
credit_card信用卡詳情
還款詳情
最低還款額: 所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額 （如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準
逾期費用: 未付結欠餘額的5%（最低為220港元/人民幣，最高為 350港元/人民幣）或最低付款額，以較低者為準
免息還款期限: 長達56 日
費用
年費: HK$2,000
里數兌換手續費: 豁免
外幣兌換手續費: 1.95 %
申請資格
最低年齡要求: 18 歲
最低年薪要求: HK$96,000
主要特點
- 每月簽賬自動兌換「亞洲萬里通」里數，無需繳付里數轉換手續費
- 國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數
- 合資格簽賬消費包括國泰機票、購物和國泰假期；以及HK Express機票和免稅品。信用卡客戶直接於國泰及HK Express消費，每累積合資格簽賬滿HK$8,000可享：基本里數獎賞：高達2,000里（網上合資格簽賬可享HK$4=1里，其他類別之合資格簽賬可享HK$6=1里）；及額外里數獎賞：2,000額外里數優惠適用於2024年4月1日至12月31日。在此優惠下，信用卡客戶可獲取合共高達4,000里 — 相等於HK$2=1里。
- 食肆及海外之合資格簽賬可享HK$4 = 1「亞洲萬里通」里數
- 其他類別之合資格簽賬可享HK$6 = 1「亞洲萬里通」里數
- 國泰及HK Express之合資格簽賬可享高達HK$2 = 1 「亞洲萬里通」里數
- 以9折里數兌換以下「亞洲萬里通」獎勵
- 酒店住宿、租車服務及旅遊體驗獎勵
- 餐膳美食獎勵或使用里數支付賬單
- 延續里數有效期、轉贈里數或禮贈里數
- Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折
- 首年年費豁免
- 新客戶可享首年年費豁免。於上一個年度內（即由信用卡發卡日期之週年日起）符合有關最低總結餘要求之「優先理財」客戶 / 「Premium 理財」客戶或出糧戶口客戶即可享年費豁免。
- 全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
- 任何由信用卡戶口轉賬 / 增值到任何由渣打銀行指定之賬戶包括但不限於八達通銀包及支付寶賬戶、任何以「快速支付系統」或渣打銀行不時新增之電子付款賬戶進行的交易服務、 透過「渣打網上理財」所作的繳費賬項均為不合資簽賬，不可賺取「亞洲萬里通」里數
- 獎賞優惠受條款及細則約束
- 申請渣打國泰Mastercard需先持有亞洲萬里通戶口，如未登記可按此進行登記
本地/海外/網購劃一回贈
本地消費現金回贈
高達 2 %海外消費現金回贈
高達 2 %年費
HK$ 1500 首2年免年費年費豁免
首2年featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$800
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(1) 」:
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你的貸款獨家獎賞與銀行優惠
申請 安信EarnMORE銀聯鑽石卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate
- From 30 June 2025 6 p.m. till 31 July 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
迎新獎賞
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
迎新獎賞只適用於由2025年7月1日至2025年12月31日期間（包括首尾兩日）
迎新獎賞（5選1）
- 發卡後首90天內憑新卡作合資格零售購物交易金額滿HK$9,500：
- TOSHIBA免安裝獨立式洗碗碟機 (DWS-22AHK)；或
- 發卡後首90日憑新卡合資格零售購物交易金額滿HK$8,800：
- Samsung Galaxy Tab A9 (LTE) 平板電腦；或
- 發卡後首90天內憑新卡作合資格零售購物交易金額滿HK$8,500
- HK$500 現金回贈；或
- 發卡後首90日憑新卡合資格零售購物交易金額滿HK$2,000 (只適用於全日制大學/大專學生)：
- HK$200 現金回贈；或
- 無簽賬要求：
- 高達HK$90,000免息免手續費現金分期套現計劃
EarnMORE 銀聯卡高達2%現金回贈
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- 優惠推廣期為 2025 年 1 月 1 日至 2025 年 12 月 31 日（包括首尾兩日）（「優惠期」）。客戶憑安信信用卡於優惠期內作合資格零售購物即可獲取 2%現金回贈（「2%現金回贈」），2%現金回贈以每單合資格零售購物交易金額計算。
- 2%現金回贈已包括EarnMORE銀聯卡基本現金回贈及EarnMORE銀聯卡加碼現金回贈。優惠期內可獲取之基本1%現金回贈並無上限,惟1%加碼現金回贈上限為HK$1,500。受條款及細則約束
- 八達通自動增值每自動增值HK$250回贈HK$1
- EarnMORE銀聯卡加碼現金回贈並不包括（但不限於）現金透支金額、信用卡費用（包括年費、利息 / 財務費用、逾期費用、超逾信用額手續費、現金透支手續費及其他費用）、八達通自動增值交易、賭場交易金額、任何金錢/電子貨幣轉賬（包括但不只限於個人對個人(P2P)支付服務或流動裝置/應用程式/電子轉賬平台）/充值電子錢包/透過電子錢包繳費、優惠套現金額、現金分期、分期金額、未入賬 / 取消 / 退回 / 偽造之交易金額及所有未經授權之交易金額，所有合資格零售購物交易概以安信記錄為準
account_balance產品禮遇
金融機構亦會賞你以下迎新優惠:
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你的貸款獨家獎賞與銀行優惠
申請 安信EarnMORE銀聯鑽石卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate
- From 30 June 2025 6 p.m. till 31 July 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
- How to redeem MoneyHero exclusive offer?
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
迎新獎賞
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
迎新獎賞只適用於由2025年7月1日至2025年12月31日期間（包括首尾兩日）
迎新獎賞（5選1）
- 發卡後首90天內憑新卡作合資格零售購物交易金額滿HK$9,500：
- TOSHIBA免安裝獨立式洗碗碟機 (DWS-22AHK)；或
- 發卡後首90日憑新卡合資格零售購物交易金額滿HK$8,800：
- Samsung Galaxy Tab A9 (LTE) 平板電腦；或
- 發卡後首90天內憑新卡作合資格零售購物交易金額滿HK$8,500
- HK$500 現金回贈；或
- 發卡後首90日憑新卡合資格零售購物交易金額滿HK$2,000 (只適用於全日制大學/大專學生)：
- HK$200 現金回贈；或
- 無簽賬要求：
- 高達HK$90,000免息免手續費現金分期套現計劃
EarnMORE 銀聯卡高達2%現金回贈
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- 優惠推廣期為 2025 年 1 月 1 日至 2025 年 12 月 31 日（包括首尾兩日）（「優惠期」）。客戶憑安信信用卡於優惠期內作合資格零售購物即可獲取 2%現金回贈（「2%現金回贈」），2%現金回贈以每單合資格零售購物交易金額計算。
- 2%現金回贈已包括EarnMORE銀聯卡基本現金回贈及EarnMORE銀聯卡加碼現金回贈。優惠期內可獲取之基本1%現金回贈並無上限,惟1%加碼現金回贈上限為HK$1,500。受條款及細則約束
- 八達通自動增值每自動增值HK$250回贈HK$1
- EarnMORE銀聯卡加碼現金回贈並不包括（但不限於）現金透支金額、信用卡費用（包括年費、利息 / 財務費用、逾期費用、超逾信用額手續費、現金透支手續費及其他費用）、八達通自動增值交易、賭場交易金額、任何金錢/電子貨幣轉賬（包括但不只限於個人對個人(P2P)支付服務或流動裝置/應用程式/電子轉賬平台）/充值電子錢包/透過電子錢包繳費、優惠套現金額、現金分期、分期金額、未入賬 / 取消 / 退回 / 偽造之交易金額及所有未經授權之交易金額，所有合資格零售購物交易概以安信記錄為準
MoneyHero 產品分析
- 外幣簽賬回贈
- 旅遊平台消費折扣
- 分期計劃
credit_card信用卡詳情
還款詳情
最低還款額: 為HK$50或以下所有項目之總額（以較高者為準）： (i) 已發單的全數財務費用以及其他利息與收費總額；(ii)月結單總結欠的1% （不包括全數財務費用以及其他利息與收費總額）；(iii) 逾期款項（如適用）；(iv) 超逾信用額之全數金額（如適用）
逾期費用: HK$320
免息還款期限: 53 日
費用
年費: HK$1,500 首2年免年費
申請資格
最低年齡要求: 18 歲
最低年薪要求: 無最低年薪要求
主要特點
- 💰任何簽賬均可享2％現金回贈優惠？解構安信EarnMORE信用卡
- 憑EarnMORE銀聯信用卡簽賬，可獲直接2%現金回贈
- 全年簽賬﹕2%現金回贈（基本1% + 加碼現金回贈1%）（HK$100簽賬 = HK$2現金回贈）
OmyCard手機App - 方便管理信用卡賬戶，同時享快閃優惠及參與獎賞活動
- 憑OmyCard手機App，隨時查閱簽賬記錄及電子月結單
- 透過OmyCard手機App，享受不定期推出優惠，以搶購保險、人氣商品及各項快閃優惠
免首2年年費
OmyCard手機App - 方便管理信用卡賬戶，同時享快閃優惠及參與獎賞活動
- 憑OmyCard手機App，隨時查閱簽賬記錄及電子月結單
- 透過OmyCard手機App，享受不定期推出之優惠，以搶購保險、人氣商品及各項快閃優惠
- 3個月免息簽賬分期計劃
- 優惠期內，憑卡單一合資格零售簽賬滿HK$1,500或以上，即可經OmyCard手機App申請3個月免息免手續費簽賬分期計劃，詳情請瀏覽安信網頁
- 免首2年年費
- 迎新獎賞，獨家現金回贈及MoneyHero獨家優惠只適用於現在或過往6個月內未曾持有任何由安信發行之信用卡客戶
- 額外1%加碼現金回贈每年上限為HK$1,500
- 2%現金回贈包括已入賬之零售購物金易金額，但不包括電子錢包充值
- 額外1%加碼現金回贈不包括八達通自動增值交易
- 全年2%現金回贈推廣期為2025年1月1日至2025年12月31日
八達通增值必備
本地零售消費無上限現金回贈
1 %海外零售消費無上限現金回贈
1 %八達通增值現金回贈
0.5 %年費豁免
首兩年豁免featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$900
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(2) 」:
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你的貸款獨家獎賞與銀行優惠
申請 大新ONE+信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New Dah Sing Credit Card Customers get rewarded with HK$400 Apple Store Gift Card OR HK$400 Wellcome Shopping Vouchers by fulfilling the following requirements:
- From now till 31 July 2025, 6pm: New Dah Sing Credit Card Customers who apply for Dah Sing Credit Card via MoneyHero
- On or before 31 August 2025: The card must be approved by Dah Sing Bank, subject to the Bank's system records.
- Within 7 days of receiving the form, complete the redemption form sent via email from MoneyHero for verification and follow-up.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Designated card(s) include Dah Sing ONE+ Credit Card / Dah Sing MyAuto Credit Card / Dah Sing ANA World Mastercard / Dah Sing British Airways Platinum Card / Dah Sing United MileagePlus World MasterCard
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Dah Sing Bank has no relation with its redemption, usage and dispute.
迎新獎賞 - HK$500現金回贈
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
全新客戶成功申請大新ONE+信用卡，可享以下迎新獎賞：
HK$500迎新獎賞
- 須於發卡後首2個月內總簽賬額達HK$5,000或以上（需作最少5次合資格簽賬交易），方可享HK$500現金回贈。
所有零售簽賬更可享1%無上限現金回贈！
須受有關條款及細則約束
借定唔借？還得到先好借！
本文提及的服務／產品並不是以歐盟的人士為目標。
account_balance產品禮遇
金融機構亦會賞你以下迎新優惠:
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你的貸款獨家獎賞與銀行優惠
申請 大新ONE+信用卡 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New Dah Sing Credit Card Customers get rewarded with HK$400 Apple Store Gift Card OR HK$400 Wellcome Shopping Vouchers by fulfilling the following requirements:
- From now till 31 July 2025, 6pm: New Dah Sing Credit Card Customers who apply for Dah Sing Credit Card via MoneyHero
- On or before 31 August 2025: The card must be approved by Dah Sing Bank, subject to the Bank's system records.
- Within 7 days of receiving the form, complete the redemption form sent via email from MoneyHero for verification and follow-up.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
- Designated card(s) include Dah Sing ONE+ Credit Card / Dah Sing MyAuto Credit Card / Dah Sing ANA World Mastercard / Dah Sing British Airways Platinum Card / Dah Sing United MileagePlus World MasterCard
- If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Dah Sing Bank has no relation with its redemption, usage and dispute.
迎新獎賞 - HK$500現金回贈
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
全新客戶成功申請大新ONE+信用卡，可享以下迎新獎賞：
HK$500迎新獎賞
- 須於發卡後首2個月內總簽賬額達HK$5,000或以上（需作最少5次合資格簽賬交易），方可享HK$500現金回贈。
所有零售簽賬更可享1%無上限現金回贈！
須受有關條款及細則約束
借定唔借？還得到先好借！
本文提及的服務／產品並不是以歐盟的人士為目標。
MoneyHero 產品分析
- 海外消費回贈
- 本地消費回贈
- 八達通自動增值回贈
- 首兩年免年費
credit_card信用卡詳情
還款詳情
最低還款額: -
逾期費用: HK$300
免息還款期限: 60 日
費用
年費: HK$1,800 首2年免年費
外幣兌換手續費: 1.95 %
申請資格
最低年齡要求: 18 歲
最低年薪要求: HK$150,000
主要特點
- 尊享HK$500現金回贈迎新優惠
- 本地及海外之零售簽賬無上限1%現金回贈
- 八達通自動增值金額0.5%現金回贈
- 首2年年費豁免
借定唔借？還得到先好借！
本文提及的服務／產品並不是以歐盟的人士為目標
大新 ONE+信用卡之條款及細則
網購及旅遊必備
海外消費里數回贈
低至$ 2 /里本地消費里數回贈
$ 6 /里餐飲消費里數回贈
$ 6 /里年費豁免
首年豁免featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$5,980
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(7) 」:
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你的貸款獨家獎賞與銀行優惠
申請 DBS Black World Mastercard® 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New DBS Credit Card cardholders are entitled to get MoneyHero Exclusive reward with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) / Philips Cordless Vacuum XC2011/61 (Valued at HK$2,498) / Acerpure ACER-DS744-10W Ionic Hair Dryer & Styler (valued at HK$1,399) / HK$1,000 Trip.com Gift Card / HK$1,000 HKTVmall e-Gift Voucher / HK$1,000 Apple Store Gift Card
- How to redeem MoneyHero exclusive offer?
- From 14 July 2025 12 p.m. till 21 July 2025 6 p.m.: Successfully apply for the DBS Black World Mastercard® / DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card and submit redemption form via MoneyHero.
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- On or before 31 August 2025: The card must be approved by DBS, subject to the Bank’s system records.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Terms and Conditions apply
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
迎新優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
DBS Black World Mastercard®迎新優惠 - 高達30,000里數及/或額外2,000里數
- 新客戶必須於新卡發出日期後3個月內簽賬期以新卡累積零售簽賬合資格簽賬達指定金額可享高達30,000里數
| 簽賬要求 | 里數獎賞 |
| 等級1：累積合資格簽賬滿HK$8,000 | 8,000里數 |
| 等級2：累積合資格簽賬滿HK$20,000 | 12,000里數 |
| 等級3：累積合資格簽賬滿HK$60,000 | 30,000里數 |
- 新客戶於簽賬期內以新卡透過八達通自動增值服務增值八達通，或透過PayMe、微信支付及支付寶的「電子錢包簽賬」累積金額達HK$1,000，可享額外2,000里數
- 受條款及細則約束
Flexi Shopping 分期優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
「信用卡新客戶 Flexi Shopping 分期優惠」
- 推廣期: 2025年07月04日 至 2025年10月02日（首尾兩天包括在內）
- 推廣期內，新客戶於新卡發出日期後 3 個月內以新卡簽賬合資格簽賬，並透過 DBS Card+ 手機應用程式（「DBS Card+」）成功申請收取一次性手續費的 Flexi Shopping 分期 計劃 3、6 或 12 個月分期（「合資格 Flexi Shopping」），可獲相 等於合資格 Flexi Shopping 應收取的一次性手續費金額或高達 HK$200（兩者以較低為準）。
- 受條款及細則約束
account_balance產品禮遇
金融機構亦會賞你以下迎新優惠:
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你的貸款獨家獎賞與銀行優惠
申請 DBS Black World Mastercard® 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero獨家迎新禮品及禮券
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
New DBS Credit Card cardholders are entitled to get MoneyHero Exclusive reward with Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980, random colour) / Philips Cordless Vacuum XC2011/61 (Valued at HK$2,498) / Acerpure ACER-DS744-10W Ionic Hair Dryer & Styler (valued at HK$1,399) / HK$1,000 Trip.com Gift Card / HK$1,000 HKTVmall e-Gift Voucher / HK$1,000 Apple Store Gift Card
- How to redeem MoneyHero exclusive offer?
- From 14 July 2025 12 p.m. till 21 July 2025 6 p.m.: Successfully apply for the DBS Black World Mastercard® / DBS Eminent Visa Signature Card / DBS Eminent Visa Platinum Card and submit redemption form via MoneyHero.
- Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
- On or before 31 August 2025: The card must be approved by DBS, subject to the Bank’s system records.
- Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with DBS.
- Tips:
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Terms and Conditions apply
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
迎新優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
DBS Black World Mastercard®迎新優惠 - 高達30,000里數及/或額外2,000里數
- 新客戶必須於新卡發出日期後3個月內簽賬期以新卡累積零售簽賬合資格簽賬達指定金額可享高達30,000里數
| 簽賬要求 | 里數獎賞 |
| 等級1：累積合資格簽賬滿HK$8,000 | 8,000里數 |
| 等級2：累積合資格簽賬滿HK$20,000 | 12,000里數 |
| 等級3：累積合資格簽賬滿HK$60,000 | 30,000里數 |
- 新客戶於簽賬期內以新卡透過八達通自動增值服務增值八達通，或透過PayMe、微信支付及支付寶的「電子錢包簽賬」累積金額達HK$1,000，可享額外2,000里數
- 受條款及細則約束
Flexi Shopping 分期優惠
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
「信用卡新客戶 Flexi Shopping 分期優惠」
- 推廣期: 2025年07月04日 至 2025年10月02日（首尾兩天包括在內）
- 推廣期內，新客戶於新卡發出日期後 3 個月內以新卡簽賬合資格簽賬，並透過 DBS Card+ 手機應用程式（「DBS Card+」）成功申請收取一次性手續費的 Flexi Shopping 分期 計劃 3、6 或 12 個月分期（「合資格 Flexi Shopping」），可獲相 等於合資格 Flexi Shopping 應收取的一次性手續費金額或高達 HK$200（兩者以較低為準）。
- 受條款及細則約束
MoneyHero 產品分析
- 旅遊平台消費折扣
- 迎新禮物：飛行里數
- 可兌換飛行里數
- 無限期飛行里數
credit_card信用卡詳情
還款詳情
最低還款額: 如總結欠相等於HK$300或以上，最低付款額將為以下項目的總和：(i) 所有記錄於本期信用卡戶口結單上的收費、費用、開支、利息及 / 或財務費用；(ii) 任何於上期信用卡戶口結單日期後產生且超逾信用額的金額；及(iii) 扣除所有記錄於信用卡戶口的收費、費用、開支、利息及 / 或財務費用後的結單總結欠的1%，或HK$300（以較高者為準），另加任何未償還的最低付款額。如總結欠少於HK$300，最低付款額將為總結欠。
費用
年費: HK$3,600
里數兌換手續費: 豁免
申請資格
最低年薪要求: HK$240,000
主要特點
- 手機申請攻略
- 經MoneyHero手機版網站連結至 DBS Card+ HK手機App申請，就可以賺盡獨家迎新優惠加DBS Card+額外HK$50「一扣即享」折扣優惠，詳情請按此
1) 經MoneyHero 手機版網站信用卡優惠網頁，立即申請 DBS Black World Mastercard
2) 填寫登記表格後，直接經彈出 App Store / Google Play Store 頁面下載及開啟 DBS Card+ HK App
3) 直接於App內成功申請指定DBS信用卡，及檢查閣之下電郵信箱並填寫領獎表格
如果想繼續用電腦版網頁申請：
經MoneyHero連結至銀行官方網頁後，請使用 “新客戶” 欄位「立即申請」紅色按鍵申請，可容更易成功追踪閣下之MoneyHero獨家優惠申請資料，但將未必能獲取DBS Card+額外HK$50「一扣即享」折扣優惠
- 經MoneyHero手機版網站連結至 DBS Card+ HK手機App申請，就可以賺盡獨家迎新優惠加DBS Card+額外HK$50「一扣即享」折扣優惠，詳情請按此
- 適合喜愛旅遊人士
- 低至HK$2=1里及環球旅遊禮遇
- Card+成功登記後的下一個曆日起，於某曆月累積合資格零售簽賬達HK$20,000，可享合資格海外簽賬低至HK$2=1里，詳情請按此
- Flexi Shopping Black World Mastercard®專屬優惠
- 將旅遊商戶簽賬分期可享50%一次性手續費回贈3次
- 優惠受條款及細則約束，詳情請按此。
- 全年旅遊禮遇
- Expedia.com.hk酒店預訂可享高達92折
- Hotels.com酒店預訂高達92折
- 網上或旅遊商戶簽賬「一扣即享」DBS$8可以當HK$10使(優惠兌換率DBS$8=HK$10)
- 你可以DBS$當錢使，扣減網上或旅遊商戶簽賬金額﹗
可賺取DBS$換領飛行里數或旅遊獎賞，DBS$無使用期限，並可豁免兌換里數手續費
- 可自由兌換亞洲萬里通、Avios、KrisFlyer及鳳凰知音；「亞洲萬里通」更可即時完成兌換並存入里數帳戶
- 可用DBS$於iGO Rewards尊享55折兌換旅遊獎賞
- 「換樂‧無窮」
- 推廣期內，DBS Black World Mastercard®持卡人以DBS$80兌換HK$100現金回贈。兌換不設上限，亦無簽賬要求！
- 登入DBS Card+ > 選擇「獎賞」>選擇「eSHOP」> 選擇適用信用卡 > 選擇「8折兌換現金回贈」 > 選擇兌換數量 > 按「購買」完成兌換步驟
留意事項
- MoneyHero獨家優惠只適用於在新卡的批核過程中，沒有申請或並不持有、或在新卡的申請日期前12個月內未曾持有及/或沒有取消任何由星展銀行發出的信用卡主卡（包括聯營卡）的申請人
- iBanking網上繳費、於非香港註冊網上商戶以港幣交易之簽賬不能賺取任何DBS$
- 優惠受條款及細則約束，詳情參閱go.dbs.com/hk-blackcard-mc。
- 借定唔借？還得到先好借！
指定消費無上限現金回贈
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指定本地日常商戶消費
5 % 現金回贈所有本地及海外消費
2 % 無上限現金回贈所有超級市場消費
3 % 無上限現金回贈年費豁免
永久免年費featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$4,980
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(8) 」:
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你的貸款獨家獎賞與銀行優惠
申請 Mox 信用卡 (CashBack) 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero x Mox CashBack 獨家優惠（需使用邀請碼「1200MOXMH」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "1200MOXMH", successfully opened Mox account via MoneyHero and sucessfully apply CashBack Credit Card after approval to enjoy: HK$200 Cash Reward (provided by Mox)
- From 4 July 2025 10 a.m. to 31 July 2025 11:59 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- The Mox CashBack Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
"1200MOXMH" Invitation Code Promotion Terms and Conditions apply.
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero限時獨家迎新優惠（需使用邀請碼「1200MOXMH」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "1200MOXMH", successfully apply for Mox Credit Card via MoneyHero and spend HK$2,000 within 60 calendar days after approval to enjoy extra: Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Sennheiser - MOMENTUM Sport True Wireless Bluetooth Earphones MSPORT1 (valued at HK$2,699; random color) OR Philips RO Instant Hot Water Dispenser ADD6901 (valued at HK$1,998；random color) OR HK$1,500 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Wellcome Voucher OR HK$1,300 Cash Rebate (Deposited via FPS Account)
- From 16 July 2025 12 noon to 23 July 2025 6 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
- Tips:
- Successfully apply Mox Credit Card within 30 days of invitation code usage and accumulate spending of HK$2,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.
Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and "1200MOXMH" Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
全新5% CashBack 商戶：foodpanda
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- 由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘達港幣250,000元或以上，你可獲得2%無上限CashBack。由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘低於港幣250,000元，你的消費可享1%無上限CashBack。「合資格結餘」指您於Mox活期存款戶口的「可用現金結餘」，任何「已用金額」及任何「認購基金的已用金額」。為免存疑，您的Mox Invest戶口中任何「來自未結算金額的已用金額」及定期存款戶口中的任何結餘均不計入合資格結餘。
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
Trip.com酒店及機票折扣優惠 + CashBack
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Trip.com酒店及機票折扣優惠 + CashBack
推廣日期：即日起至2025年12月31日
酒店入住日期／機票出發日期︰即日起至2026年1月15日
- 推廣期間，Mox客戶透過指定連結跳轉至Trip.com指定頁面預訂酒店或機票，用Mox Credit及以下優惠碼一簽即享獨家折扣
- 優惠1： 預訂酒店憑優惠碼「MOXH」即享6%折扣（只適用於房價及稅項）
- 優惠2： 預訂機票憑優惠碼「MOXF」，該張訂單滿HK$2,000或以上即減HK$50，滿HK$4,000或以上即減HK$100（只適用於成人機票票價，不適用於稅項及其他附加費）
- 賺完獨家折扣，仲享額外3% CashBack折上折賺更多！
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
account_balance產品禮遇
金融機構亦會賞你以下迎新優惠:
expand_less
expand_less
你的貸款獨家獎賞與銀行優惠
申請 Mox 信用卡 (CashBack) 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero x Mox CashBack 獨家優惠（需使用邀請碼「1200MOXMH」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "1200MOXMH", successfully opened Mox account via MoneyHero and sucessfully apply CashBack Credit Card after approval to enjoy: HK$200 Cash Reward (provided by Mox)
- From 4 July 2025 10 a.m. to 31 July 2025 11:59 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- The Mox CashBack Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
"1200MOXMH" Invitation Code Promotion Terms and Conditions apply.
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero限時獨家迎新優惠（需使用邀請碼「1200MOXMH」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "1200MOXMH", successfully apply for Mox Credit Card via MoneyHero and spend HK$2,000 within 60 calendar days after approval to enjoy extra: Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR Sennheiser - MOMENTUM Sport True Wireless Bluetooth Earphones MSPORT1 (valued at HK$2,699; random color) OR Philips RO Instant Hot Water Dispenser ADD6901 (valued at HK$1,998；random color) OR HK$1,500 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Wellcome Voucher OR HK$1,300 Cash Rebate (Deposited via FPS Account)
- From 16 July 2025 12 noon to 23 July 2025 6 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
- Tips:
- Successfully apply Mox Credit Card within 30 days of invitation code usage and accumulate spending of HK$2,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.
Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and "1200MOXMH" Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
全新5% CashBack 商戶：foodpanda
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
- 由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘達港幣250,000元或以上，你可獲得2%無上限CashBack。由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘低於港幣250,000元，你的消費可享1%無上限CashBack。「合資格結餘」指您於Mox活期存款戶口的「可用現金結餘」，任何「已用金額」及任何「認購基金的已用金額」。為免存疑，您的Mox Invest戶口中任何「來自未結算金額的已用金額」及定期存款戶口中的任何結餘均不計入合資格結餘。
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
Trip.com酒店及機票折扣優惠 + CashBack
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Trip.com酒店及機票折扣優惠 + CashBack
推廣日期：即日起至2025年12月31日
酒店入住日期／機票出發日期︰即日起至2026年1月15日
- 推廣期間，Mox客戶透過指定連結跳轉至Trip.com指定頁面預訂酒店或機票，用Mox Credit及以下優惠碼一簽即享獨家折扣
- 優惠1： 預訂酒店憑優惠碼「MOXH」即享6%折扣（只適用於房價及稅項）
- 優惠2： 預訂機票憑優惠碼「MOXF」，該張訂單滿HK$2,000或以上即減HK$50，滿HK$4,000或以上即減HK$100（只適用於成人機票票價，不適用於稅項及其他附加費）
- 賺完獨家折扣，仲享額外3% CashBack折上折賺更多！
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
MoneyHero 產品分析
- 即時開立
- 無上限 CashBack
- 可豁免年費
- 0％ 免息分期
credit_card信用卡詳情
還款詳情
最低還款額: 如您的結單結餘低於HK$220，最低還款額將為總結單結餘。 否則，最低還款額將為以下兩個金額中的較高者：1. i. 利息、費用及收費的100%；另加ii. 未償還本金的1%；另加iii. 以下較高者: A. 超逾您的信用限額的任何金額（不包括(i)款項下的利息、費用及收費）；及B. 任何逾期金額（如適用，例如任何逾期最低還款額）；或2. HK$220。
逾期費用: 免逾期還款費用，但如果你未能在到期繳款日或以前全數繳付Mox Credit月結單結餘，Mox將向你收取財務費用(利息)
免息還款期限: 56 日
費用
年費: 永久免年費
分期手續費: 1.95 %
申請資格
最低年齡要求: 18 歲
最低年薪要求: 無最低年薪要求
主要特點
- Mox 信用卡消費賺全城最高無上限CashBack，無限賞！
- 全港各大超市消費賺3% 無上限 CashBack (包括：Donki、HKTVmall、一田、百佳、惠康、AEON等等）
- 任何消費可享2%無上限CashBack（須維持Mox戶口合資格結餘滿HKD250,000）！ 反之亦享1%無上限CashBack
- 於指定日常商戶消費更可享有合共高達5% CashBack
- 想改賺亞洲萬里通？你亦可透過Mox app 隨時切換獎賞模式成「里數」，任何簽賬即賺「全城最好」 低至HK$ 4 = 1 里 + 0% 外幣交易手續費！ （外地簽賬 / 網購一樣啱）
- 新客戶只可以用一個邀請碼開戶及享有其迎新優惠
- Mox Credit轉賬額每月度身設定，方便過數日常
- Mox Credit個人化轉賬額，每月度身設定，透過Mox Credit以「轉數快」轉賬，方便快捷又就手
- 日常過數給親友、交租、交學費雜費、購物及其他服務等，只須於Mox app內經Mox Credit選用「轉數快」過數或銀行過數功能，一撳即可，更可享長達56日免息還款期。你亦可設置「重複繳款」指示，從此不再錯過任何繳款日子。
- 若每月轉賬總額超過你的個人化轉賬額，你只須就超出此限額之轉賬部分，支付最多2%手續費。想查看你的個人化轉賬額及手續費，只要登入Mox app，一目了然
- Mox Credit - 全功能無號碼銀行卡
- 經Mox Credit用「轉數快」過數先轉數後找數
- 免逾期還款費用
- 一張Mox Credit，消費及提款功能兼備
- 無卡號設計，實體卡不會印上卡號、到期日或CVV驗證碼，減低資料被盜風險
- 可透過Mox app為Mox Credit上鎖、解鎖、設定每日限額及更改ATM密碼。即使遺失實體卡，亦可減低被人盜用的風險
- 免費使用「銀通」自動櫃員機現金提款
- 永久免年費
- 截⾄2024年3⽉8⽇，與本地27張信用卡於其官⽅網站的無上限現⾦回贈作比較
- 由2024年11月4日起，當你進行合資格Mox信用卡交易時的合資格結餘達港幣250,000元或以上，你可獲得2%無上限CashBack；當你進行合資格Mox信用卡交易時的合資格結餘低於港幣250,000元，你的消費可享1%無上限CashBack。
- 由2023年9月26起，以Mox 信用卡於MasterCard Asia/Pacific (Hong Kong) Limited所釐定為「超市及雜貨店」之商戶進行的合資格交易金額可獲得無上限3% CashBack
- Mox 信用卡擁有全城最好簽賬優惠，亦是香港唯一信用卡提供每港幣4元任何簽賬均可賺取 1里「亞洲萬里通」獎賞、不設獎賞上限，以及零外幣交易費用。比較截至2024年10月18日為止5張以賺取里數優惠信用卡的官方網站資料，當中比較並不包含特定推廣優惠。
- 外幣交易手續費包括外幣兌換手續費及跨境港幣交易手續費 。條款及細則約束。受0%外幣及海外商戶簽賬手續費推廣優惠條款及細則約束（可於Mox應用程式及/網站找到）。
- Mox Credit簽賬分期的收費將不定時作出更新，詳情請參閱簽賬分期產品資料概要。簽賬分期的實際年利率乃根據銀行營運守則載列的指引計算。實際年利率為一個參考利率，以年化利率展示出包括Mox Credit簽賬分期的所有適用基本利率、費用及收費。
- 每月平均結餘是指該月所有日子內，所持港元存款結餘的平均值
- 受條款及細則約束
- 須先開立Mox戶口，以申請Mox Credit
- Mox戶口申請人必須年滿18歲或以上，持有有效香港居民身份證，並擁有有效的香港居住地址及郵寄地址
- 須受Mox免責聲明約束。
免跨境港幣交易手續費
零售消費里數回贈
高達$ 4 /里免外幣交易手續費
無最低年薪要求免息還款期限
56 日年費豁免
永久免年費featured_seasonal_and_giftsMoneyHero獎賞價值 高達 HK$4,980
「經MoneyHero申請,精選獎賞任你揀!獎賞選擇(6) 」:
expand_less
expand_less
你的貸款獨家獎賞與銀行優惠
申請 Mox 信用卡 （「亞洲萬里通」） 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero 獨家優惠（需使用邀請碼「MOXMHMILES」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "MOXMHMILES", successfully opened Mox account via MoneyHero and spend HK$5,000 within 60 calendar days after approval to enjoy: 5000 Miles Reward (provided by Mox)
- From 4 July 2025 6 p.m. to 31 July 2025 23:59 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
Spend HK$5,000 within 60 calendar days after approval
"MOXMHMILES" Invitation Code Promotion Terms and Conditions apply.
Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero限時獨家迎新優惠（需使用邀請碼「MOXMHMILES」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "MOXMHMILES", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy extra: Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR HK$700 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Trip.com Gift Card OR Wellcome Voucher
- From 4 July 2025 10 a.m. to 31 July 2025 18:00 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
- Tips:
- Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.
Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and MOXMHMILES Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Trip.com酒店及機票折扣優惠 + CashBack
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Trip.com酒店及機票折扣優惠 + CashBack
推廣日期：即日起至2025年12月31日
酒店入住日期／機票出發日期︰即日起至2026年1月15日
- 推廣期間，Mox客戶透過指定連結跳轉至Trip.com指定頁面預訂酒店或機票，用Mox Credit及以下優惠碼一簽即享獨家折扣
- 優惠1： 預訂酒店憑優惠碼「MOXH」即享6%折扣（只適用於房價及稅項）
- 優惠2： 預訂機票憑優惠碼「MOXF」，該張訂單滿HK$2,000或以上即減HK$50，滿HK$4,000或以上即減HK$100（只適用於成人機票票價，不適用於稅項及其他附加費）
- 賺完獨家折扣，仲享額外3% CashBack折上折賺更多！
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
account_balance產品禮遇
金融機構亦會賞你以下迎新優惠:
expand_less
expand_less
你的貸款獨家獎賞與銀行優惠
申請 Mox 信用卡 （「亞洲萬里通」） 特快現金私人貸款 HK$30,000 分 36 個月 攤還，你將享有以下優惠：
MoneyHero 獨家優惠（需使用邀請碼「MOXMHMILES」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "MOXMHMILES", successfully opened Mox account via MoneyHero and spend HK$5,000 within 60 calendar days after approval to enjoy: 5000 Miles Reward (provided by Mox)
- From 4 July 2025 6 p.m. to 31 July 2025 23:59 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
Spend HK$5,000 within 60 calendar days after approval
"MOXMHMILES" Invitation Code Promotion Terms and Conditions apply.
Limited quota for the Promotion, first come first serve
- To borrow or not to borrow? Borrow only if you can repay!
MoneyHero限時獨家迎新優惠（需使用邀請碼「MOXMHMILES」）
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Open a Mox Account successfully with the invitation code "MOXMHMILES", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy extra: Delsey 30” Top-Lip Opening 4 Wheels Travel Suitcase (valued at HK$4,980, random colour) OR HK$700 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Trip.com Gift Card OR Wellcome Voucher
- From 4 July 2025 10 a.m. to 31 July 2025 18:00 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
- Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
- The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
- Tips:
- Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.
Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
- Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
- Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
- MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
- Terms and Conditions and MOXMHMILES Invitation Code Promotion Terms and Conditions apply.
- The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Trip.com酒店及機票折扣優惠 + CashBack
根據你輸入的貸款金額及還款期，你可以選擇以下其中一份獎賞:
顯示條款與細則
Trip.com酒店及機票折扣優惠 + CashBack
推廣日期：即日起至2025年12月31日
酒店入住日期／機票出發日期︰即日起至2026年1月15日
- 推廣期間，Mox客戶透過指定連結跳轉至Trip.com指定頁面預訂酒店或機票，用Mox Credit及以下優惠碼一簽即享獨家折扣
- 優惠1： 預訂酒店憑優惠碼「MOXH」即享6%折扣（只適用於房價及稅項）
- 優惠2： 預訂機票憑優惠碼「MOXF」，該張訂單滿HK$2,000或以上即減HK$50，滿HK$4,000或以上即減HK$100（只適用於成人機票票價，不適用於稅項及其他附加費）
- 賺完獨家折扣，仲享額外3% CashBack折上折賺更多！
- 受Mox免責聲明約束。
- 借定唔借？還得到先好借！
MoneyHero 產品分析
- 即時開立
- 無上限飛行里數
- 旅遊平台消費折扣
- 迎新禮物 : 飛行里數
- 外幣簽賬費用
cancel
credit_card信用卡詳情
還款詳情
最低還款額: 如您的結單結餘低於HK$220，最低還款額將為總結單結餘。 否則，最低還款額將為以下兩個金額中的較高者：1. i. 利息、費用及收費的100%；另加ii. 未償還本金的1%；另加iii. 以下較高者: A. 超逾您的信用限額的任何金額（不包括(i)款項下的利息、費用及收費）；及B. 任何逾期金額（如適用，例如任何逾期最低還款額）；或2. HK$220。
逾期費用: 免逾期還款費用，但如果你未能在到期繳款日或以前全數繳付Mox Credit月結單結餘，Mox將向你收取財務費用(利息)
免息還款期限: 56 日
費用
年費豁免: 永久免年費
外幣兌換手續費: 0 %
里數兌換手續費: 豁免
申請資格
最低年薪要求: 無最低年薪要求
最低年齡要求: 18 歲
主要特點
全新推出!Mox 信用卡「MOXMHMILES」賺里密碼 — Mox 信用卡 （「亞洲萬里通」）獎賞計劃讓你所 有消費都可以輕鬆賺到無上限 HKD4= 1「亞洲萬里通」里數，令你賺得快，飛得更快。同時兼享 0% 外幣交易手續費，無論本地外地消費一樣抵！
- 同時打破以往信用卡獎賞玩法，一張 Mox 信用卡, 隨時自由切換 CashBack、里數獎賞模式，簽賬賺乜由你話事。
所有消費享 HKD4 = 1 里 飛得更快
- 只需維持合資格活存結餘 HKD250,000 或以上任何消費，不限類別，一律低至 HKD4= 1「亞洲 萬里通」里數
無限里、無限飛
- 你所賺的里數無上限，使幾多賺幾多
0%外幣交易手續費 外地本地一樣抵!
- 於全世界任何地方消費均免外幣交易手續費
- 海外旅行定網購，同樣輕鬆慳
想改賺現金回贈？ 你亦可透過Mox app 隨時切換獎賞模式成「CashBack」，任何簽賬即賺「全城最高」 無上限2% CashBack！
新客戶只可以用一個邀請碼開戶及享有其迎新優惠Mox Credit轉賬額每月度身設定，方便過數日常
- Mox Credit個人化轉賬額，每月度身設定，透過Mox Credit以「轉數快」轉賬，方便快捷又就手
- 日常過數給親友、交租、交學費雜費、購物及其他服務等，只須於Mox app內經Mox Credit選用「轉數快」過數或銀行過數功能，一撳即可，更可享長達56日免息還款期。你亦可設置「重複繳款」指示，從此不再錯過任何繳款日子。
- 若每月轉賬總額超過你的個人化轉賬額，你只須就超出此限額之轉賬部分，支付最多2%手續費。想查看你的個人化轉賬額及手續費，只要登入Mox app，一目了然
- 經Mox Credit用「轉數快」過數先轉數後找數
- 免逾期還款費用•一張Mox Credit，消費及提款功能兼
- 無卡號設計，實體卡不會印上卡號、到期日或CVV驗證碼，減低資料被盜風險
- 可透過Mox app為Mox Credit上鎖、解鎖、設定每日限額及更改ATM密碼。即使遺失實體卡，亦可減低被人盜用的風險
- 免費使用「銀通」自動櫃員機現金提款
- 截⾄2024年3⽉8⽇，與本地27張信用卡於其官⽅網站的無上限現⾦回贈作比較
- 由2023年9月26起，以Mox 信用卡於MasterCard Asia/Pacific (Hong Kong) Limited所釐定為「超市及雜貨店」之商戶進行的合資格交易金額可獲得無上限3% CashBack
- 於指定日常商戶以Mox 信用卡進行合資格交易，可獲得該消費金額之3%，上限為港幣210元
- Mox 信用卡擁有全城最好簽賬優惠，亦是香港唯一信用卡提供每港幣4元任簽賬均可賺取 1里「亞洲萬里通」獎賞、不設獎賞上限，以及零外幣交易費用。比較截至2024年10月18日為止5張以賺取里數優惠信用卡的官方網站資料，當中比較並不包含特定推廣優惠。
- 外幣交易手續費包括外幣兌換手續費及跨境港幣交易手續費 。條款及細則約束。受0%外幣及海外商戶簽賬手續費推廣優惠條款及細則約束（可於Mox應用程式及/網站找到）。
須先開立Mox戶口，以申請Mox Credit
- Mox戶口申請人必須年滿18歲或以上，持有有效香港居民身份證，並擁有有效的香港居住地址及郵寄地址
- 須受Mox免責聲明約束。受條款及細則約束。
- 借定唔借？還得到先好借！
八達通信用卡增值方法
如果想用信用卡增值八達通，一般來說有2種方法：
兩種八達通信用卡增值方法
1、登記信用卡自動增值
登記自動增值一般需要於銀行網站/手機應用程式內，填表申請八達通自動增值信用卡服務。申請服務經批核後，會收到通知啟動自動增值功能專函，30日內可使用轉換NFC功能的裝置並使用八達通App啟動功能，或親身到港鐵路有限公司客務中心（需帶同專函正本、身份證明文件及八達通）完成啟動。
2、將八達通加入手機錢包（如Apple Pay、Samsung Pay 等）
於手機錢包內的八達通亦可申請登記信用卡自動增值，享受八達通增值回贈。只需下載及及開啟八達通App，就能即時啟動八達通自動增值功能。如果不想登記自動增值，亦可以於需要增值時手動用信用卡為八達通增值。
八達通信用卡增值有回贈嗎？
八達通增值無論是自動增值或手動以信用卡增值，回贈通常較一般簽賬低。例如滙豐Red信用卡本地簽賬可享1%現金回贈，但無論是登記八達通自動增值或手動於手機錢包增值都只能享最基本的0.4%回贈。不過，亦有部分信用卡提供較高的八達通增值回贈，例如安信EarnMore信用卡（1%回贈）及渣打國泰萬事達卡（自動增值HK$6/里），若時常使用八達通增值功能，這些都是不錯的信用卡選擇。
八達通信用卡增值可以賺里數嗎？
當然可以，有不少信用卡提供八達通增值里數回贈，例如渣打國泰萬事達卡、Citi Prestige信用卡增值八達通可享HK$6/里。
八達通自動增值有上限嗎？
八達通自動增值可選擇不同增值金額，由HK$150至HK$1,000不等，不同銀行各有不同增值金額選擇，例如滙豐銀行可設每次增值HK$250或HK$500。
申請八達通自動增值需要付費嗎？
首次申請八達通自動增值服務完全免費，但如果想要轉換信用卡或於取消後重啓服務，則需付HK$20手續費。
可以為多過一張八達通申請自動增值服務嗎？
每人最多可以為自己最多5張八達通申請自動增值服務。如想以自己的信用卡為他人的八達通申請自動增值服務，持卡人需為年滿12歲的親友，合共可為最多3張八達通申請。
八達通自動增值有限額嗎？
每張八達通每日只能進行一次自動增值，如經自動增值後餘額仍然不足夠，可以現金增值。
八達通自動增值信用卡里數/回贈表
|
信用卡 |
里數/回贈 |
回贈簽帳上限 |
|
HK$6/里 |
無上限 |
|
|
手動增值2%回贈 |
$150,000 /年 |
|
|
渣打Simply Cash |
1.5%回贈 |
無上限 |
|
HK$6/里 |
無上限 |
|
|
HK$8/里 |
無上限 |
|
|
HK$12/里 |
$5,000/月 |
|
|
0.5%回贈 |
無上限 |
|
|
0.4%回贈 |
無上限 |
|
|
0.4%回贈 |
無上限 |
|
|
0.5%回贈 |
無上限 |
需要幫助嗎？
無問題，我地幫你答！
常見問題
-
年滿18歲或以上
-
持有提供自動增值服務的金融機構的有效信用卡
-
使用八達通PC閱卡機於網上直接啟動自動增值服務
-
使用指定及支援具備近場通訊功能(NFC)的流動裝置，開啟八達通App，並即時啟動信用卡自動增值功能
-
攜同專函正本、身份證明文件及八達通，前往香港鐵路有限公司客務中心啟動自動增值功能，享受八達通自動增值優惠。
1. MoneyHero限時獨家優惠，現在的獎賞換領進度是怎樣？
多謝你經MoneyHero申請心水信用卡產品。想更快更方便查閱獎賞換領進度？我們已為你整理好MoneyHero限時獨家優惠的換領進度，並會定期更新，助你更了解獎賞換領進度。
點擊此文章《MoneyHero限時獨家優惠：獎賞換領進度》，你只需點擊所參與的相關活動，即可自動跳至該列表，方便查看進度。
3. 哪些信用卡可以申請八達通自動增值？
香港共有20間銀行及金融機構的信用卡都接受八達通自動增值之申請︰
包括：AEON信貸財務、東亞銀行、中國銀行（香港）、交通銀行香港分行、建行（亞洲）、創興銀行、花旗銀行、信銀國際、大新銀行、星展銀行、富邦銀行、恆生銀行、滙豐銀行、工銀（亞洲）、MANHATTAN信用卡、安信信貸、上海商業銀行、渣打銀行、華僑永亨銀行及招商永隆銀行。
唯獨American Express 美國運通的信用卡暫不接受八達通自動增值之申請。
4. 八達通自動增值的申請資格
只要符合以下兩個條件就可以申請八達通自動增值︰
如果你未滿18歲，你可以請親戚或朋友幫你申請八達通自動增值服務，每位八達通持有人最多可為合共6張八達通卡（3張為您本人的八達通+3張為親友的八達通）申請自動增值服務。
5. 八達通自動增值的啟動方法
八達通公司共提供3個方法讓你啟動八達通自動增值功能︰
6. 接受親友申請八達通自動增值服務的銀行或金融機構
大部分提供八達通自動增值服務的金融機構都接受親友申請，只有DBS星展銀行暫不接受親友申請，部份銀行，例如東亞及渣打銀行，則有附加條件，需要親友是申請人信用卡的附屬卡持有人。