updated: Apr 28, 2025
If you need a personal loan due to unexpected circumstances, look no further and discover your available options here.
provider | Total interest | APR | Total repayment | offers_rewards | apply | ||||||
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n_a | n_a | n_a | eligible_rewards (1) | Apply Now
on_provider_website | elgibile_rewards (1) Apply Now
on_provider_website | ||||||
eligible_rewards (1) Welcome Offer [PrimeCredit Limited Offer] Up to HK$18,000 Cash Bonus
offers
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n_a | n_a | n_a | eligible_rewards (21) | Apply Now
on_provider_website | elgibile_rewards (21) Apply Now
on_provider_website | ||||||
eligible_rewards (21) MoneyHero Highest-value Exclusive Offer [MoneyHero Exclusive Offer] offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive Valid until 30 April 2025 6 p.m., you can get extra HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application loan amount HK$800,000 or above via MoneyHero & submission of documents to the bank on or before 30 April 2025, regardless of loan approval and drawdown offers
disclaimer_pl terms_and_conditionsSCB Welcome Offer - Up to HK$8,000 Cash Rebate 【SCB Welcome Offer - Up to HK$8,000 Cash Rebate】
offers
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n_a | n_a | n_a | eligible_rewards (27) | Apply Now
on_provider_website | elgibile_rewards (27) Apply Now
on_provider_website | ||||||
eligible_rewards (27) MoneyHero Flash Offer [MoneyHero Exclusive Offer]
offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer] - Time-limited HK$500 Apple Store Gift Card / Wellcome Shopping Voucher From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., new customers who apply CNCBI $mart Plus Personal Installment Loan & submission of documents to the bank on or before 30 April 2025 6 p.m. via MoneyHero can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown offers
disclaimer_pl terms_and_conditionsWelcome Offer: Apply Debt Consolidation Loan and Top Up Loan 【China CITIC Bank Offers - Enjoy up to HK$16,800 Cash Rebate】Customers successfully applying and drawdown for $mart Plus Personal Installment Loan including Personal Instalment Loan, Debt Consolidation and Top Up Loan with loan amount of HK$100,000 or above and repayment period of 12 months or above during the period from 1 April 2025 to 30 June 2025 (both dates inclusive) ("Promotion Period") shall be entitled to the corresponding Cash Rebate. Customers enjoy Cash Rebate of up to HK$8,400 upon the successful drawdown of Personal Installment Loan, Eligible Customers enjoy a doubled Cash Rebate of up to HK$16,800 upon the successful drawdown of Debt Consolidation or Top-up Loan. offers
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n_a | n_a | n_a | eligible_rewards (17) | Apply Now
on_provider_website | elgibile_rewards (17) Apply Now
on_provider_website | ||||||
eligible_rewards (17) Application Incentive (using “MHCASH10”) [MoneyHero Application Incentive] Eligibility: From 31 March 2025 6 p.m. to 30 April 2025 6 p.m.
offers
disclaimer_pl terms_and_conditionsApproval Bonus for all customers onboarded (using “MHCASH10”) (New customers) [MoneyHero Exclusive Offer] Eligibility: From 31 March 2025 6 p.m. to 30 April 2025 6 p.m.
offers
disclaimer_pl terms_and_conditionsUp to HK$6,888 Cash Reward From 31 March 2025 6 p.m. until 30 April 2025 6 p.m., you can enjoy up to HK$6,888 Cash Reward when you successfully apply for our designed Instant Loan. Cash rewards will be credited to your Mox Account on or before 31 May 2025. offers
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n_a | n_a | n_a | eligible_rewards (14) | Apply Now
on_provider_website | elgibile_rewards (14) Apply Now
on_provider_website | ||||||
eligible_rewards (14) Approval Bonus for all customers onboarded (Existing customers) [MoneyHero Exclusive Offer] Eligibility: From 31 March 2025 6 p.m. to 30 April 2025 6 p.m.
offers
disclaimer_pl terms_and_conditionsUp to HK$6,888 Cash Reward From 31 March 2025 6 p.m. until 30 April 2025 6 p.m., you can enjoy up to HK$6,888 Cash Reward when you successfully apply for our designed Instant Loan. Cash rewards will be credited to your Mox Account on or before 31 May 2025. offers
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n_a | n_a | n_a | eligible_rewards (12) | Apply Now
on_provider_website | elgibile_rewards (12) Apply Now
on_provider_website | ||||||
eligible_rewards (12) MoneyHero Exclusive Offer From 15 April 2025 6 p.m. until 30 April 2025 6 p.m., customers who successfully apply for a United Asia Finance (UA) Personal Loan via MoneyHero, have their application for a Designated Loan confirmed by United Asia Finance (UA), loan amount HK$10,000 or above, drawdown within 1 month, can get HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 7 days offers
disclaimer_pl terms_and_conditionsUA rewards you the Best-in-town+ offer [UA Rewards You with the Best-in-town+ Cash Reward^]
offers
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n_a | n_a | n_a | eligible_rewards (11) | Apply Now
on_provider_website | elgibile_rewards (11) Apply Now
on_provider_website | ||||||
eligible_rewards (11) Drawdown Offer Eligibility:From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (both dates inclusive), successfully apply and drawdown a WeLend personal loan through MoneyHero, with minimum loan amount is HK$400,000 and a minimum term of 24 months, can get HK$1,000 Apple Store Gift Card / Wellcome Shopping Voucher. Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days. offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer] From 25 April 2025 6 p.m. to 30 April 2025 6 p.m., new customers who apply WeLend Loan with full documents submitted via MoneyHero can get $500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter application result. Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 daysoffers
disclaimer_pl terms_and_conditionsDrawdown to get iPhone 16 Pro Limited Time Drawdown Offer During the Promotion Period, selected customers who have successfully applied for and drawn down with a net loan amount of HK$600,000 or above, on the designated Personal Loan with a minimum loan tenor of 24 instalments shall be eligible to receive 1 iPhone 16 Pro (128G, Random colour) (Retail value HK$8,599). offers
disclaimer_pl terms_and_conditionsMoneyHero New Exclusive Offer [MoneyHero New Exclusive Offer] Extra Cash Rebate of up to HK$21,800 offers
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n_a | n_a | n_a | eligible_rewards (33) | Apply Now
on_provider_website | elgibile_rewards (33) Apply Now
on_provider_website | ||||||
eligible_rewards (33) ⚡MoneyHero Double Exclusive Offer1️⃣Drawdown Offer MoneyHero Double Exclusive Offer: Drawdown offer + Application Incentive= Up to HK$1,300 Voucher 【Exclusive Offer1️⃣】 From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (inclusive of both start and end dates), successfully apply for a Citi Speedy Cash Personal Loan, Citi Tax Season Loan or Citi Credit Card Balance Transfer via MoneyHero, with a loan amount starting from HK$10,000 and draw down the loan within one month, to receive a HK$500 Apple Store Gift Card / Wellcome Shopping Voucher offers
disclaimer_pl terms_and_conditions⚡MoneyHero Double Exclusive Offer2️⃣ Application Incentive MoneyHero Double Exclusive Offer: Drawdown offer + Application Incentive= Up to HK$1,300 Voucher 【Exclusive Offer2️⃣ Application Incentive】 From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (both dates inclusive), customers who apply for a Citi Speedy Cash Personal Loan, Citi Tax Season Loan or Citi Card Debt Consolidation Loan via MoneyHero & submission of documents to the bank, regardless of loan approval and drawdown, will receive a HK$800 Apple Store Gift Card or a Wellcome Shopping Voucher. offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Offer [MoneyHero Exclusive Offer] From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., successfully apply for Citi Tax Season Loan, Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer offers
disclaimer_pl terms_and_conditionsCiti Welcome Offer [Citi Welcome Offer | Up to HK$8,000 Cash Coupon]
offers
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n_a | n_a | n_a | eligible_rewards (24) | Apply Now
on_provider_website | elgibile_rewards (24) Apply Now
on_provider_website | ||||||
eligible_rewards (24) MoneyHero Exclusive Offer [MoneyHero Exclusive Offer for New / Existing Customers] Customers are entitled to a reward HK$13,000 exclusive Apple Store Gift Card or Wellcome Shopping Voucher upon the following requirements are satisfied offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer- Application Incentive] From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., new customers who apply DBS Personal Instalment Loan OR DBS Debt Consolidation Loan Loan via MoneyHero can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result offers
disclaimer_pl terms_and_conditionsWelcome Offer Get an extra HK$300 Supermarket Voucher by fulfilling the following requirements offers
disclaimer_pl terms_and_conditionsWelcome Offer Customers successfully apply and drawdown a a repayment period of 36 months or above loan through MoneyHero and fulfilling the following requirements may earn up to HK$23,500 Supermarket Voucher: offers
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n_a | n_a | n_a | eligible_rewards (23) | Apply Now
on_provider_website | elgibile_rewards (23) Apply Now
on_provider_website | ||||||
eligible_rewards (23) MoneyHero Highest-value Exclusive Offer [MoneyHero Exclusive Offer] offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive Valid until 30 April 2025 6 p.m., you can get extra HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 30 April 2025, regardless of loan approval and drawdown offers
disclaimer_pl terms_and_conditions【SCB Welcome Offer - Extra HK$5,000 Cash Rebate】 【SCB Welcome Offer - Extra HK$5,000 Cash Rebate】
offers
disclaimer_pl terms_and_conditionsSCB Welcome Offer - Up to HK$20,000 Cash Rebate 【SCB Welcome Offer - Up to HK$20,000 Cash Rebate】
offers
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n_a | n_a | n_a | eligible_rewards (26) | Apply Now
on_provider_website | elgibile_rewards (26) Apply Now
on_provider_website | ||||||
eligible_rewards (26) MoneyHero Exclusive Offer Successfully applied and drawdown for OCBC Debt Consolidation Personal Loan and Tax Loan on MoneyHero from 31 March 2025 6 p.m. to 30 April 2025 6 p.m. and enjoy up to HK$8,600 worth of rewards. offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer- Application Incentive ] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., new customers who applys OCBC Tax Loan & submission of documents to the bank on or before 30 April 2025 via MoneyHero can get HK$300 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown offers
disclaimer_pl terms_and_conditionsOCBC Bank Welcome Offer [OCBC Bank Welcome Offer- up to HKD10,000 Cash Rebate promotion for Pure Tax Loan】Clients who successfully apply for OCBC Bank Tax Loan from 10 October 2024 to 30 April 2025 and successfully applied and opened a deposit account for Premier Banking with OCBC Bank (Hong Kong) Limited and deposit designated amount of new funds into the said account within 1 month before or after the approval date of the loan.The Promotion is only applicable to new customers (“Eligible Customers”) offers
disclaimer_pl terms_and_conditionsApple Store Gift Card Offer From 2 October 2024 to 30 April 2025, new eligible customers who successfully who successfully applied and draw down for the instalment loan (excluding decoration loan and education loan) via Online with a loan amount of HK$200,000 or above during the Promotion Period will be entitled to one set of HK$500 Apple Gift Card Code. offers
disclaimer_pl terms_and_conditionsOnline Application Offer From 2 October 2024 to 30 April 2025, new eligible customers who successfully apply the instalment loan (excluding education loan) with the Bank via Online during the Promotion Period will be entitled up to HK$50 Starbucks e-Gift Certificate. offers
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n_a | n_a | n_a | eligible_rewards (4) | Apply Now
on_provider_website | elgibile_rewards (4) Apply Now
on_provider_website | ||||||
eligible_rewards (4) MoneyHero Exclusive Offer [MoneyHero Exclusive Offer] - Drawdown Offer - HK$500 Apple Store Gift Card / Wellcome Shopping Voucher / Trip.com Gift Card
offers
disclaimer_pl terms_and_conditionsCash Loan Approval Pledge From now till 30 Jun 2025:Pledges approval result within 60 seconds^ from receive complete loan application information and customer’s consent for accessing the credit reference report. If the approval result is not available within the guaranteed time, successfully approved customers can enjoy an Interest Waiver Coupon up to value HK$1,000.#No credit report checks on Incognito mode quotation stage and authorize the credit report to complete the approval after that.^ From your consent accessing the credit report to the approval result. Applicable to qualified customers only. For details, please refer to the website. offers
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n_a | n_a | n_a | eligible_rewards (24) | Apply Now
on_provider_website | elgibile_rewards (24) Apply Now
on_provider_website | ||||||
eligible_rewards (24) MoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer] From 1 April 2025 6 p.m. to 30 April 2025 6 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero with entering the promo code "NLHERO" & submission of all required documents to the bank with loan amount HK$500,001 or above on or before 30 April 2025 offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Offer [MoneyHero Exclusive Offer]
offers
disclaimer_pl terms_and_conditionsWeLab Bank Cash Rebate "Upgraded Offer" Customer is entitled to up to $23,888 WeLab Bank Cash Rebate Offer offers
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n_a | n_a | n_a | eligible_rewards (14) | Apply Now
on_provider_website | elgibile_rewards (14) Apply Now
on_provider_website | ||||||
eligible_rewards (14) MoneyHero Exclusive [MoneyHero Exclusive Offer]
offers
disclaimer_pl terms_and_conditionsWelcome Offer Limited Offer - Enjoy up to HK$10,000 Cash Rebate for successful application
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disclaimer_pl terms_and_conditionsLimited Offer Limited Offer - Extra HK$500 Cash Rebate for online application
offers
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n_a | n_a | n_a | eligible_rewards (27) | Apply Now
on_provider_website | elgibile_rewards (27) Apply Now
on_provider_website | ||||||
eligible_rewards (27) MoneyHero Flash Offer [MoneyHero Exclusive Offer]
offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer] - Time-limited HK$500 Apple Store Gift Card / Wellcome Shopping Voucher From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., new customers who apply CNCBI $mart Plus Personal Installment Loan & submission of documents to the bank on or before 30 April 2025 6 p.m. via MoneyHero can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown offers
disclaimer_pl terms_and_conditionsWelcome Offer: Apply Debt Consolidation Loan and Top Up Loan 【China CITIC Bank Offers - Enjoy up to HK$16,800 Cash Rebate】Customers successfully applying and drawdown for $mart Plus Personal Installment Loan including Personal Instalment Loan, Debt Consolidation and Top Up Loan with loan amount of HK$100,000 or above and repayment period of 12 months or above during the period from 1 April 2025 to 30 June 2025 (both dates inclusive) ("Promotion Period") shall be entitled to the corresponding Cash Rebate. Customers enjoy Cash Rebate of up to HK$8,400 upon the successful drawdown of Personal Installment Loan, Eligible Customers enjoy a doubled Cash Rebate of up to HK$16,800 upon the successful drawdown of Debt Consolidation or Top-up Loan. offers
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n_a | n_a | n_a | eligible_rewards (15) | Apply Now
on_provider_website | elgibile_rewards (15) Apply Now
on_provider_website | ||||||
eligible_rewards (15) MoneyHero Exclusive (Application Incentive) [MoneyHero Exclusive Offer] - Limited-time HK$1,000 Apple Store Gift Card / Wellcome Shopping Voucher offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Offer (input the promo code "MHCApp") [Apply via the short form; Till 30 April 2025]: From 31 March 2025, 6 p.m. till 30 April 2025, 6 p.m., successfully apply and complete drawdown within 1 month after application of the loan amount via MoneyHero using the promocode "MHCApp" with a tenor of 12 months or above, and
offers
disclaimer_pl terms_and_conditionsLimited Time Offer - Enjoy up to HK$23,500 Fubon Bank Offers - Enjoy up to HK$23,500 Supermarket Cash Coupon
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disclaimer_pl terms_and_conditionsFubon Bank Online Application Offer [Fubon Bank Offers] Online Application Offer: HK$300 Supermarket Cash Coupon offers
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n_a | n_a | n_a | eligible_rewards (27) | Apply Now
on_provider_website | elgibile_rewards (27) Apply Now
on_provider_website | ||||||
eligible_rewards (27) MoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer- Application Incentive] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m. (both dates inclusive), you can get extra HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application of BOC Express Cash Instalment Loan via MoneyHero, with submission of required documents regardless of loan amount or approval offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Offer (with the reference code "AH") [MoneyHero Exclusive Offer] Valid to 30 April 2025 6 p.m., successfully apply for BOC Express Cash Instalment Loan on MoneyHero by inputting a reference code “AH”, and drawdown the loan within 1 month to enjoy up to HK$3,000 cash voucher offers
disclaimer_pl terms_and_conditionsBOCHK Express Cash Instalment Loan Offer – Reward up to HK$10,800 Cash Rebate Successful applicants fulfill the following criteria from now until 30 April 2025, successful applicants submit the application and required documents and drawdown on or before 31 May 2025.
offers
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n_a | n_a | n_a | eligible_rewards (4) | Apply Now
on_provider_website | elgibile_rewards (4) Apply Now
on_provider_website | ||||||
eligible_rewards (4) MoneyHero Exclusive Offer [MoneyHero Exclusive Offer]
offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer] - Time-limited HK$400 Apple Store Gift Card / Wellcome Shopping Voucher From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., new customers who apply Rabbit Cash Personal loan & submission of documents to the bank on or before 30 April 2025 6 p.m. via MoneyHero can get HK$400 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown offers
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n_a | n_a | n_a | eligible_rewards (16) | Apply Now
on_provider_website | elgibile_rewards (16) Apply Now
on_provider_website | ||||||
eligible_rewards (16) MoneyHero Exclusive Offer [Till 30 April 2025] Apply for the specified amount via MoneyHero and get up to HK$10,000 Apple Store Gift Card OR Trip.com Gift Card OR Wellcome Shopping Voucher
offers
disclaimer_pl terms_and_conditionsFubon Bank Limited Time Offer – Enjoy up to HK$10,000 Reward Fubon Bank Offers - Enjoy up to HK$10,000 Cash Rewards Successful loan drawdown with 24 months tenor or above can receive supermarket cash coupon. offers
disclaimer_pl terms_and_conditionsFubon Bank Online Application Offer [Fubon Bank Offers] Online Application Offer: HK$300 Supermarket Cash Coupon offers
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n_a | n_a | n_a | eligible_rewards (10) | Apply Now
on_provider_website | elgibile_rewards (10) Apply Now
on_provider_website | ||||||
eligible_rewards (10) MoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer- Application Incentive] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m. (both dates inclusive), you can get extra HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application of Dah Sing Express Money Instalment Loan / Credit Mastermind Instalment Loan via MoneyHero, with submission of required documents to Dah Sing Bank upon application, regardless of loan amount or approval offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive [MoneyHero Exclusive Offer] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m. (both dates inclusive), customers who successfully apply for Dah Sing Express Money Instalment Loan / Credit Mastermind Instalment Loan via MoneyHero, and successfully drawdown by 30 April 2025, can enjoy HK$1,200 Apple Store Gift Card OR Wellcome Shopping Voucher offers
disclaimer_pl terms_and_conditionsWelcome Offer 【Customers can enjoy up to HK$11,800 Cash Rebate upon fulfilling the requirements below】The requirements include: From now till 30 June 2025: Successfully drawdown the Express Money Instalment Loan with loan tenor of 12 months or above; and Maintain or successfully apply for Dah Sing ONE+ Credit Card; and Maintain or successfully open a HKD Dah Sing Current Account or Savings Account during the Promotion Period. offers
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n_a | n_a | n_a | eligible_rewards (29) | Apply Now
on_provider_website | elgibile_rewards (29) Apply Now
on_provider_website | ||||||
eligible_rewards (29) MoneyHero Exclusive [MoneyHeroExclusive Offer for New / Existing Customers] offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer- Application Incentive] From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., new customers who apply DBS Personal Instalment Loan OR DBS Debt Consolidation Loan Loan via MoneyHero can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result offers
disclaimer_pl terms_and_conditionsInstaRedeem Customers who successfully apply for a loan via the DBS website or the DBS Card+ Smartphone App between April 1, 2025, and June 30, 2025, and complete the loan drawdown within one calendar month from the application date can earn HK$300 InstaRedeem offers
disclaimer_pl terms_and_conditionsWelcome Offer Customer successfully applied for the loan via DBS website or DBS Card+ Smart Phone App from 1 April 2025 till 30 June 2025 (Promotion Period), successfully applied for the loan within the promotion period; successfully drawdown the loan within one calendar month from the application date; Can earn up to HK$11,700 Supermarket Cash Coupon by fulfilling the above requirements offers
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n_a | n_a | n_a | eligible_rewards (11) | Apply Now
on_provider_website | elgibile_rewards (11) Apply Now
on_provider_website | ||||||
eligible_rewards (11) MoneyHero Exclusive Application Incentive (with the promotion code "MHPL") [MoneyHero Exclusive Offer- Application Incentive (with the promotion code "MHPL")] From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., apply for the X Large Personal Loan via MoneyHero as a new customer and you can get HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher OR Trip.com Gift Card no matter the approval result.
offers
disclaimer_pl terms_and_conditionsWelcome Offer New and existing customers who apply for Zero Finance "X Large Personal Loan" for the first time in X Wallet App, enter the promo code "MHPL" during the application process, and successfully obtain a loan with a repayment period of 24 months or above, as well as meeting the following criteria, will be entitled to up to $15,000 in rewards.
offers
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n_a | n_a | n_a | n_a | Apply Now
on_provider_website | Apply Now
on_provider_website | ||||||
n_a | n_a | n_a | eligible_rewards (23) | Apply Now
on_provider_website | elgibile_rewards (23) Apply Now
on_provider_website | ||||||
eligible_rewards (23) MoneyHero Exclusive Offer [MoneyHero Exclusive Offer]
offers
disclaimer_pl terms_and_conditionsLimited-time offer - Up to HK$20,888 cash reward The customer is entitled to ZA Bank’s cash reward of up to HK$20,888 offers
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n_a | n_a | n_a | eligible_rewards (2) | Apply Now
on_provider_website | elgibile_rewards (2) Apply Now
on_provider_website | ||||||
eligible_rewards (2) Limited Time Offer - Up to HK$10,000 Rebate Limited-Time Offer - Up to HK$10,000 Rebate
offers
disclaimer_pl terms_and_conditionsDocument Submission Bonus - HK$300 Cash Rebate If you successfully submit the required supporting documents during the promotion period and are approved for a loan amount of HK$100,000 or more, you will receive a cash rebate of HK$300. This offer will not apply if no supporting documents are required for your loan application. Terms and conditions apply; please refer to the Terms and Conditions. offers
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n_a | n_a | n_a | eligible_rewards (33) | Apply Now
on_provider_website | elgibile_rewards (33) Apply Now
on_provider_website | ||||||
eligible_rewards (33) ⚡MoneyHero Double Exclusive Offer1️⃣Drawdown Offer MoneyHero Double Exclusive Offer: Drawdown offer + Application Incentive= Up to HK$1,300 Voucher 【Exclusive Offer1️⃣】 From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (inclusive of both start and end dates), successfully apply for a Citi Speedy Cash Personal Loan, Citi Tax Season Loan or Citi Credit Card Balance Transfer via MoneyHero, with a loan amount starting from HK$10,000 and draw down the loan within one month, to receive a HK$500 Apple Store Gift Card / Wellcome Shopping Voucher offers
disclaimer_pl terms_and_conditions⚡MoneyHero Double Exclusive Offer2️⃣ Application Incentive MoneyHero Double Exclusive Offer: Drawdown offer + Application Incentive= Up to HK$1,300 Voucher 【Exclusive Offer2️⃣ Application Incentive】 From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (both dates inclusive), customers who apply for a Citi Speedy Cash Personal Loan, Citi Tax Season Loan or Citi Card Debt Consolidation Loan via MoneyHero & submission of documents to the bank, regardless of loan approval and drawdown, will receive a HK$800 Apple Store Gift Card or a Wellcome Shopping Voucher. offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Offer [MoneyHero Exclusive Offer] From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., successfully apply for Citi Tax Season Loan, Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer offers
disclaimer_pl terms_and_conditionsCiti Welcome Offer [Citi Welcome Offer | Up to HK$8,000 Cash Coupon]
offers
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n_a | n_a | n_a | eligible_rewards (15) | Apply Now
on_provider_website | elgibile_rewards (15) Apply Now
on_provider_website | ||||||
eligible_rewards (15) MoneyHero Exclusive [MoneyHero Exclusive Offer]
offers
disclaimer_pl terms_and_conditionsLimited Offer Limited Offer - Enjoy up to HK$14,500 Cash Rebate for successful application
offers
disclaimer_pl terms_and_conditionsLimited Offer Limited Offer - Extra HK$500 Cash Rebate for online application
offers
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n_a | n_a | n_a | eligible_rewards (12) | Apply Now
on_provider_website | elgibile_rewards (12) Apply Now
on_provider_website | ||||||
eligible_rewards (12) MoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer- Application Incentive] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m. (both dates inclusive), you can get extra HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application of BOC Express Cash Instalment Loan via MoneyHero, with submission of required documents regardless of loan amount or approval offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Offer (with the reference code "AH") [MoneyHero Exclusive Offer] Valid to 30 April 2025 6 p.m., successfully apply for BOC Express Cash Instalment Loan Balance Transfer on MoneyHero by inputting a reference code “AH”, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer offers
disclaimer_pl terms_and_conditionsBOCHK Offer – Reward up to HK$23,888 Cash Rebate
offers
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n_a | n_a | n_a | eligible_rewards (4) | Apply Now
on_provider_website | elgibile_rewards (4) Apply Now
on_provider_website | ||||||
eligible_rewards (4) MoneyHero Exclusive Offer [MoneyHero Exclusive Offer]
offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer] - Time-limited HK$300 Apple Store Gift Card / Wellcome Shopping Voucher From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., new customers who apply Rabbit Cash Personal loan & submission of documents to the bank on or before 30 April 2025 6 p.m. via MoneyHero can get HK$300 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown offers
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n_a | n_a | n_a | eligible_rewards (4) | Apply Now
on_provider_website | elgibile_rewards (4) Apply Now
on_provider_website | ||||||
eligible_rewards (4) MoneyHero Exclusive Application Incentive (with the promotion code "MH2700") [MoneyHero Exclusive Offer] From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., apply for the X Cash. AI Loan via MoneyHero as a new customer with the promotional code " MH2700" and you can get HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher OR Trip.com Gift Card no matter the approval result
offers
disclaimer_pl terms_and_conditionsWelcome Offer (with the invitation code "MH2700") From 31 March 2024 till 30 April 2025, eligible new customers who successfully apply for X Cash. AI Loan for the first time with an approved loan amount of HK$20,000 or above, will be entitled to up to HK$1,700 cash rebate. The loan account must be in normal and active status (overdue, write-off, and frozen are all regarded as abnormal accounts), and the daily loan balance needs to maintain HK$20,000 or above within 120 days upon loan contract confirmation day to entitle to up to HK$1,700 welcome offerings. offers
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n_a | n_a | n_a | eligible_rewards (12) | Apply Now
on_provider_website | elgibile_rewards (12) Apply Now
on_provider_website | ||||||
eligible_rewards (12) Welcome Offer- HSBC’s Personal Instalment Loan Balance Consolidation Programme HSBC’s Personal Instalment Loan Balance Consolidation Program Promotional Period: From 10 April 2025 to 10 June 2025 Promotional Detail: You can enjoy cash rebate for your approved application of Personal Instalment Loan Balance Consolidation Programme (“Balance Consolidation Programme”) during the promotional period. offers
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n_a | n_a | n_a | eligible_rewards (1) | Apply Now
on_provider_website | elgibile_rewards (1) Apply Now
on_provider_website | ||||||
eligible_rewards (1) Welcome Offer [PrimeCredit Limited Offer] Up to HK$18,000 Cash Bonus
offers
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n_a | n_a | n_a | eligible_rewards (1) | Apply Now
on_provider_website | elgibile_rewards (1) Apply Now
on_provider_website | ||||||
eligible_rewards (1) Welcome Offer [PrimeCredit Limited Offer] Up to HK$18,000 Cash Bonus
offers
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n_a | n_a | n_a | n_a | on_provider_website | on_provider_website | ||||||
n_a | n_a | n_a | eligible_rewards (33) | Apply Now
on_provider_website | elgibile_rewards (33) Apply Now
on_provider_website | ||||||
eligible_rewards (33) ⚡MoneyHero Double Exclusive Offer1️⃣Drawdown Offer MoneyHero Double Exclusive Offer: Drawdown offer + Application Incentive= Up to HK$1,300 Voucher 【Exclusive Offer1️⃣】 From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (inclusive of both start and end dates), successfully apply for a Citi Speedy Cash Personal Loan, Citi Tax Season Loan or Citi Credit Card Balance Transfer via MoneyHero, with a loan amount starting from HK$10,000 and draw down the loan within one month, to receive a HK$500 Apple Store Gift Card / Wellcome Shopping Voucher offers
disclaimer_pl terms_and_conditions⚡MoneyHero Double Exclusive Offer2️⃣ Application Incentive MoneyHero Double Exclusive Offer: Drawdown offer + Application Incentive= Up to HK$1,300 Voucher 【Exclusive Offer2️⃣ Application Incentive】 From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (both dates inclusive), customers who apply for a Citi Speedy Cash Personal Loan, Citi Tax Season Loan or Citi Card Debt Consolidation Loan via MoneyHero & submission of documents to the bank, regardless of loan approval and drawdown, will receive a HK$800 Apple Store Gift Card or a Wellcome Shopping Voucher. offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Offer [MoneyHero Exclusive Offer] From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., successfully apply for Citi Tax Season Loan, Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer offers
disclaimer_pl terms_and_conditionsCiti Welcome Offer [Citi Welcome Offer | Up to HK$8,000 Cash Coupon]
offers
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n_a | n_a | n_a | eligible_rewards (9) | Apply Now
on_provider_website | elgibile_rewards (9) Apply Now
on_provider_website | ||||||
eligible_rewards (9) MoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer- Application Incentive] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m. (both dates inclusive), you can get extra HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application of Dah Sing Express Money Instalment Loan / Credit Mastermind Instalment Loan via MoneyHero, with submission of required documents to Dah Sing Bank upon application, regardless of loan amount or approval offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive [MoneyHero Exclusive Offer] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m. (both dates inclusive), customers who successfully apply for Dah Sing Express Money Instalment Loan / Credit Mastermind Instalment Loan via MoneyHero, and successfully drawdown by 30 April 2025, can enjoy HK$1,200 Apple Store Gift Card OR Wellcome Shopping Voucher offers
disclaimer_pl terms_and_conditionsWelcome Offer 【Customers can receive up to HK$10,000 Cash Rebate】The requirements include: Successfully drawdown the Credit Mastermind Instalment Loan with a loan tenor of 12 months or above on or before 30 June 2025 ; Maintain or successfully open a HKD Dah Sing Current Account or Savings Account during the Promotion Period offers
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n_a | n_a | n_a | eligible_rewards (21) | Apply Now
on_provider_website | elgibile_rewards (21) Apply Now
on_provider_website | ||||||
eligible_rewards (21) MoneyHero Exclusive Offer Successfully applied and drawdown for OCBC Debt Consolidation Personal Loan and Tax Loan on MoneyHero from 31 March 2025 6 p.m. to 30 April 2025 6 p.m. and enjoy up to HK$8,600 worth of rewards. offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer- Application Incentive ] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., new customers who apply OCBC Personal Loan / Debt Consolidation Personal Loan & submission of documents to the bank on or before 30 April 2025 via MoneyHero can get HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown offers
disclaimer_pl terms_and_conditionsWelcome Offer From 1 January 2025 to 30 April 2025, new customers who successfully applied and drawdown the loan via Online to enjoy up to HK$15,000 rewards offers
disclaimer_pl terms_and_conditionsApple Store Gift Card Offer From 2 October 2024 to 30 April 2025, new eligible customers who successfully who successfully applied and draw down for the instalment loan (excluding decoration loan and education loan) via Online with a loan amount of HK$200,000 or above during the Promotion Period will be entitled to one set of HK$500 Apple Gift Card Code. offers
disclaimer_pl terms_and_conditionsOnline Application Offer From 2 October 2024 to 30 April 2025, new eligible customers who successfully apply the instalment loan (excluding education loan) with the Bank via Online during the Promotion Period will be entitled up to HK$50 Starbucks e-Gift Certificate. offers
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n_a | n_a | n_a | eligible_rewards (8) | Apply Now
on_provider_website | elgibile_rewards (8) Apply Now
on_provider_website | ||||||
eligible_rewards (8) MoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer] From 25 April 2025 6 p.m. to 30 April 2025 6 p.m., new customers who apply WeLend Loan with full documents submitted via MoneyHero can get $500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter application result Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days offers
disclaimer_pl terms_and_conditionsMoneyHero New Exclusive Offer [MoneyHero New Exclusive Offer] Extra Cash Rebate of up to HK$21,800 offers
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n_a | n_a | n_a | eligible_rewards (6) | Apply Now
on_provider_website | elgibile_rewards (6) Apply Now
on_provider_website | ||||||
eligible_rewards (6) MoneyHero Exclusive Offer [Till 30 April 2025] Apply for the specified amount via MoneyHero and get HK$1,200 Trip.com Gift Card OR Wellcome Shopping Voucher OR Apple Store Gift Card Exclusive Offer: From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., successfully apply and complete drawdown within 1 month after application of the loan amount via MoneyHero using the 「MHRL09」 promocode with a tenor of 24 months or above, and apply for the loan on Fubon Bank website or Fubon GO Mobile App to enjoy HK$1,200 Trip.com Gift Card OR Wellcome Shopping Voucher OR Apple Store Gift Card offers
disclaimer_pl terms_and_conditionsLimited Time Offer - Enjoy up to HK$1,000 Loan Drawdown: Up to HK$1,000 Supermarket Cash Coupon offers
disclaimer_pl terms_and_conditionsFubon Bank Online Application Offer [Fubon Bank Offers] Online Application Offer: HK$300 Supermarket Cash Coupon offers
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n_a | n_a | n_a | eligible_rewards (11) | Apply Now
on_provider_website | elgibile_rewards (11) Apply Now
on_provider_website | ||||||
eligible_rewards (11) MoneyHero Exclusive Application Incentive (with the promotion code "MHDC") [MoneyHero Exclusive Offer] HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher OR Trip.com Gift Card
offers
disclaimer_pl terms_and_conditionsWelcome Offer New and existing customers who apply for Zero Finance "X Debt Consolidation Loan" for the first time in X Wallet App, enter the promo code "MHDC" during the application process, and successfully obtain a loan with a repayment period of 24 months or above, as well as meeting the following criteria, will be entitled to up to $15,000 in rewards.
offers
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n_a | n_a | n_a | eligible_rewards (10) | Apply Now
on_provider_website | elgibile_rewards (10) Apply Now
on_provider_website | ||||||
eligible_rewards (10) UA rewards you the Best-in-town+ offer [UA Rewards You with the Best-in-town+ Cash Reward^]
offers
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n_a | n_a | n_a | eligible_rewards (10) | Apply Now
on_provider_website | elgibile_rewards (10) Apply Now
on_provider_website | ||||||
eligible_rewards (10) UA rewards you the Best-in-town+ offer [UA Rewards You with the Best-in-town+ Cash Reward^]
offers
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n_a | n_a | n_a | eligible_rewards (10) | Apply Now
on_provider_website | elgibile_rewards (10) Apply Now
on_provider_website | ||||||
eligible_rewards (10) UA rewards you the Best-in-town+ offer [UA Rewards You with the Best-in-town+ Cash Reward^]
offers
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n_a | n_a | n_a | eligible_rewards (10) | Apply Now
on_provider_website | elgibile_rewards (10) Apply Now
on_provider_website | ||||||
eligible_rewards (10) Drawdown Offer Eligibility:From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (both dates inclusive), successfully apply and drawdown a WeLend personal loan through MoneyHero, with minimum loan amount is HK$400,000 and a minimum term of 24 months, can get HK$1,000 Apple Store Gift Card / Wellcome Shopping Voucher. Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days. offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer] From 25 April 2025 6 p.m. to 30 April 2025 6 p.m., new customers who apply WeLend Loan with full documents submitted via MoneyHero can get $500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter application result. Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 daysoffers
disclaimer_pl terms_and_conditionsMoneyHero New Exclusive Offer [MoneyHero New Exclusive Offer] Extra Cash Rebate of up to HK$21,800 offers
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n_a | n_a | n_a | eligible_rewards (11) | Apply Now
on_provider_website | elgibile_rewards (11) Apply Now
on_provider_website | ||||||
eligible_rewards (11) Drawdown Offer Eligibility:From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (both dates inclusive), successfully apply and drawdown a WeLend personal loan through MoneyHero, with minimum loan amount is HK$400,000 and a minimum term of 24 months, can get HK$1,000 Apple Store Gift Card / Wellcome Shopping Voucher. Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days. offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer] From 25 April 2025 6 p.m. to 30 April 2025 6 p.m., new customers who apply WeLend Loan with full documents submitted via MoneyHero can get $500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter application result. Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 daysoffers
disclaimer_pl terms_and_conditionsDrawdown to get iPhone 16 Pro Limited Time Drawdown Offer During the Promotion Period, selected customers who have successfully applied for and drawn down with a net loan amount of HK$600,000 or above, on the designated Personal Loan with a minimum loan tenor of 24 instalments shall be eligible to receive 1 iPhone 16 Pro (128G, Random colour) (Retail value HK$8,599). offers
disclaimer_pl terms_and_conditionsMoneyHero New Exclusive Offer [MoneyHero New Exclusive Offer] Extra Cash Rebate of up to HK$21,800 offers
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n_a | n_a | n_a | eligible_rewards (24) | Apply Now
on_provider_website | elgibile_rewards (24) Apply Now
on_provider_website | ||||||
eligible_rewards (24) MoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer] From 1 April 2025 6 p.m. to 30 April 2025 6 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero with entering the promo code "NLHERO" & submission of all required documents to the bank with loan amount HK$500,001 or above on or before 30 April 2025 offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Offer [MoneyHero Exclusive Offer]
offers
disclaimer_pl terms_and_conditionsWeLab Bank Cash Rebate "Upgraded Offer" Customer is entitled to up to $23,888 WeLab Bank Cash Rebate Offer offers
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n_a | n_a | n_a | eligible_rewards (24) | Apply Now
on_provider_website | elgibile_rewards (24) Apply Now
on_provider_website | ||||||
eligible_rewards (24) MoneyHero Exclusive Application Incentive [MoneyHero Exclusive Offer] From 1 April 2025 6 p.m. to 30 April 2025 6 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero with entering the promo code "NLHERO" & submission of all required documents to the bank with loan amount HK$500,001 or above on or before 30 April 2025 offers
disclaimer_pl terms_and_conditionsMoneyHero Exclusive Offer [MoneyHero Exclusive Offer]
offers
disclaimer_pl terms_and_conditionsWeLab Bank Cash Rebate "Upgraded Offer" Customer is entitled to up to $23,888 WeLab Bank Cash Rebate Offer offers
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[PrimeCredit Limited Offer] Up to HK$18,000 Cash Bonus
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[MoneyHero Exclusive Offer]
From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., customers who have successfully applied for and approved a loan of HK$100,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers
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Valid until 30 April 2025 6 p.m., you can get extra HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application loan amount HK$800,000 or above via MoneyHero & submission of documents to the bank on or before 30 April 2025, regardless of loan approval and drawdown
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【SCB Welcome Offer - Up to HK$8,000 Cash Rebate】
disclaimer_pl
[MoneyHero Exclusive Offer]
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[MoneyHero Exclusive Offer] - Time-limited HK$500 Apple Store Gift Card / Wellcome Shopping Voucher
From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., new customers who apply CNCBI $mart Plus Personal Installment Loan & submission of documents to the bank on or before 30 April 2025 6 p.m. via MoneyHero can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown
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【China CITIC Bank Offers - Enjoy up to HK$16,800 Cash Rebate】Customers successfully applying and drawdown for $mart Plus Personal Installment Loan including Personal Instalment Loan, Debt Consolidation and Top Up Loan with loan amount of HK$100,000 or above and repayment period of 12 months or above during the period from 1 April 2025 to 30 June 2025 (both dates inclusive) ("Promotion Period") shall be entitled to the corresponding Cash Rebate. Customers enjoy Cash Rebate of up to HK$8,400 upon the successful drawdown of Personal Installment Loan, Eligible Customers enjoy a doubled Cash Rebate of up to HK$16,800 upon the successful drawdown of Debt Consolidation or Top-up Loan.
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[MoneyHero Application Incentive] Eligibility: From 31 March 2025 6 p.m. to 30 April 2025 6 p.m.
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[MoneyHero Exclusive Offer]
Eligibility: From 31 March 2025 6 p.m. to 30 April 2025 6 p.m.
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From 31 March 2025 6 p.m. until 30 April 2025 6 p.m., you can enjoy up to HK$6,888 Cash Reward when you successfully apply for our designed Instant Loan. Cash rewards will be credited to your Mox Account on or before 31 May 2025.
disclaimer_pl
[MoneyHero Exclusive Offer]
Eligibility: From 31 March 2025 6 p.m. to 30 April 2025 6 p.m.
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From 31 March 2025 6 p.m. until 30 April 2025 6 p.m., you can enjoy up to HK$6,888 Cash Reward when you successfully apply for our designed Instant Loan. Cash rewards will be credited to your Mox Account on or before 31 May 2025.
disclaimer_pl
From 15 April 2025 6 p.m. until 30 April 2025 6 p.m., customers who successfully apply for a United Asia Finance (UA) Personal Loan via MoneyHero, have their application for a Designated Loan confirmed by United Asia Finance (UA), loan amount HK$10,000 or above, drawdown within 1 month, can get HK$1,000 Apple Store Gift Card OR Wellcome Shopping Voucher
Remember to click here for completing the "MoneyHero Reward Redemption Form" after loan application within 7 days
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[UA Rewards You with the Best-in-town+ Cash Reward^]
disclaimer_pl
Eligibility:From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (both dates inclusive), successfully apply and drawdown a WeLend personal loan through MoneyHero, with minimum loan amount is HK$400,000 and a minimum term of 24 months, can get HK$1,000 Apple Store Gift Card / Wellcome Shopping Voucher. Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days.
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[MoneyHero Exclusive Offer]
From 25 April 2025 6 p.m. to 30 April 2025 6 p.m., new customers who apply WeLend Loan with full documents submitted via MoneyHero can get $500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter application result. Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 daysdisclaimer_pl
Limited Time Drawdown Offer
During the Promotion Period, selected customers who have successfully applied for and drawn down with a net loan amount of HK$600,000 or above, on the designated Personal Loan with a minimum loan tenor of 24 instalments shall be eligible to receive 1 iPhone 16 Pro (128G, Random colour) (Retail value HK$8,599).
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[MoneyHero New Exclusive Offer] Extra Cash Rebate of up to HK$21,800
From 1 April 2025 to 30 April 2025 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$21,800 cash reward.
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MoneyHero Double Exclusive Offer: Drawdown offer + Application Incentive= Up to HK$1,300 Voucher
【Exclusive Offer1️⃣】 From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (inclusive of both start and end dates), successfully apply for a Citi Speedy Cash Personal Loan, Citi Tax Season Loan or Citi Credit Card Balance Transfer via MoneyHero, with a loan amount starting from HK$10,000 and draw down the loan within one month, to receive a HK$500 Apple Store Gift Card / Wellcome Shopping Voucher
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MoneyHero Double Exclusive Offer: Drawdown offer + Application Incentive= Up to HK$1,300 Voucher
【Exclusive Offer2️⃣ Application Incentive】 From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (both dates inclusive), customers who apply for a Citi Speedy Cash Personal Loan, Citi Tax Season Loan or Citi Card Debt Consolidation Loan via MoneyHero & submission of documents to the bank, regardless of loan approval and drawdown, will receive a HK$800 Apple Store Gift Card or a Wellcome Shopping Voucher.
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[MoneyHero Exclusive Offer]
From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., successfully apply for Citi Tax Season Loan, Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer
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[Citi Welcome Offer | Up to HK$8,000 Cash Coupon]
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[MoneyHero Exclusive Offer for New / Existing Customers]
Customers are entitled to a reward HK$13,000 exclusive Apple Store Gift Card or Wellcome Shopping Voucher upon the following requirements are satisfied
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[MoneyHero Exclusive Offer- Application Incentive] From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., new customers who apply DBS Personal Instalment Loan OR DBS Debt Consolidation Loan Loan via MoneyHero can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result
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Get an extra HK$300 Supermarket Voucher by fulfilling the following requirements
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Customers successfully apply and drawdown a a repayment period of 36 months or above loan through MoneyHero and fulfilling the following requirements may earn up to HK$23,500 Supermarket Voucher:
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[MoneyHero Exclusive Offer]
From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., customers who have successfully applied for and approved a loan of HK$100,000 or above and draw down the loan within 3 months can enjoy the following exclusive offers
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Valid until 30 April 2025 6 p.m., you can get extra HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application via MoneyHero & submission of documents to the bank on or before 30 April 2025, regardless of loan approval and drawdown
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【SCB Welcome Offer - Extra HK$5,000 Cash Rebate】
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【SCB Welcome Offer - Up to HK$20,000 Cash Rebate】
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Successfully applied and drawdown for OCBC Debt Consolidation Personal Loan and Tax Loan on MoneyHero from 31 March 2025 6 p.m. to 30 April 2025 6 p.m. and enjoy up to HK$8,600 worth of rewards.
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[MoneyHero Exclusive Offer- Application Incentive ] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., new customers who applys OCBC Tax Loan & submission of documents to the bank on or before 30 April 2025 via MoneyHero can get HK$300 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown
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[OCBC Bank Welcome Offer- up to HKD10,000 Cash Rebate promotion for Pure Tax Loan】Clients who successfully apply for OCBC Bank Tax Loan from 10 October 2024 to 30 April 2025 and successfully applied and opened a deposit account for Premier Banking with OCBC Bank (Hong Kong) Limited and deposit designated amount of new funds into the said account within 1 month before or after the approval date of the loan.The Promotion is only applicable to new customers (“Eligible Customers”)
a. who have not opened or maintained (whether in the customer’s sole name or jointly with any third party) any loan account (including but not limited to Instalment Loan and Revolving Credit) with OCBC Bank (Hong Kong) Limited (“the Bank”) at any time during the 12 months immediately preceding the date of the Eligible Customers’ loan application; and
b. who have not opened or maintained (whether in the customer’s sole name or jointly with any third party) any loan account (including but not limited to Instalment Loan, Mortgage and Revolving Credit) with OCBC Credit (Hong Kong) Limited at any time during the 12 months immediately preceding the date of the Eligible Customers’ loan application.
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From 2 October 2024 to 30 April 2025, new eligible customers who successfully who successfully applied and draw down for the instalment loan (excluding decoration loan and education loan) via Online with a loan amount of HK$200,000 or above during the Promotion Period will be entitled to one set of HK$500 Apple Gift Card Code.
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From 2 October 2024 to 30 April 2025, new eligible customers who successfully apply the instalment loan (excluding education loan) with the Bank via Online during the Promotion Period will be entitled up to HK$50 Starbucks e-Gift Certificate.
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[MoneyHero Exclusive Offer] - Drawdown Offer - HK$500 Apple Store Gift Card / Wellcome Shopping Voucher / Trip.com Gift Card
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From now till 30 Jun 2025:Pledges approval result within 60 seconds^ from receive complete loan application information and customer’s consent for accessing the credit reference report. If the approval result is not available within the guaranteed time, successfully approved customers can enjoy an Interest Waiver Coupon up to value HK$1,000.#No credit report checks on Incognito mode quotation stage and authorize the credit report to complete the approval after that.^ From your consent accessing the credit report to the approval result. Applicable to qualified customers only. For details, please refer to the website.
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[MoneyHero Exclusive Offer] From 1 April 2025 6 p.m. to 30 April 2025 6 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero with entering the promo code "NLHERO" & submission of all required documents to the bank with loan amount HK$500,001 or above on or before 30 April 2025
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[MoneyHero Exclusive Offer]
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Customer is entitled to up to $23,888 WeLab Bank Cash Rebate Offer
Successfully applied and drawdown the Personal Instalment Loan from WeLab Bank with entered the referral code "NLHERO" from 1 April 2025 till 30 April 2025 to enjoy:
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[MoneyHero Exclusive Offer]
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Limited Offer - Enjoy up to HK$10,000 Cash Rebate for successful application
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Limited Offer - Extra HK$500 Cash Rebate for online application
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[MoneyHero Exclusive Offer]
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[MoneyHero Exclusive Offer] - Time-limited HK$500 Apple Store Gift Card / Wellcome Shopping Voucher
From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., new customers who apply CNCBI $mart Plus Personal Installment Loan & submission of documents to the bank on or before 30 April 2025 6 p.m. via MoneyHero can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown
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【China CITIC Bank Offers - Enjoy up to HK$16,800 Cash Rebate】Customers successfully applying and drawdown for $mart Plus Personal Installment Loan including Personal Instalment Loan, Debt Consolidation and Top Up Loan with loan amount of HK$100,000 or above and repayment period of 12 months or above during the period from 1 April 2025 to 30 June 2025 (both dates inclusive) ("Promotion Period") shall be entitled to the corresponding Cash Rebate. Customers enjoy Cash Rebate of up to HK$8,400 upon the successful drawdown of Personal Installment Loan, Eligible Customers enjoy a doubled Cash Rebate of up to HK$16,800 upon the successful drawdown of Debt Consolidation or Top-up Loan.
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[MoneyHero Exclusive Offer] - Limited-time HK$1,000 Apple Store Gift Card / Wellcome Shopping Voucher
From 31 March 2025 6 p.m. till 30 April 2025, 6 p.m., after submitting the “Fubon Bank contact form“ via MoneyHero using the promo code "MHCApp", Fubon customer service manager will contact you and complete the initial telephone application with you. Upon successful application and submitted all essential documents, regardless the loan result, you will be entitle for a HK$1,000 Apple Gift Card or Wellcome shopping voucher.
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[Apply via the short form; Till 30 April 2025]: From 31 March 2025, 6 p.m. till 30 April 2025, 6 p.m., successfully apply and complete drawdown within 1 month after application of the loan amount via MoneyHero using the promocode "MHCApp" with a tenor of 12 months or above, and
Apply for the loan on Fubon Bank website or Fubon GO Mobile App to enjoy up to HK$15,000 Apple Gift Card OR Wellcome Shopping Voucher
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Fubon Bank Offers - Enjoy up to HK$23,500 Supermarket Cash Coupon
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[Fubon Bank Offers] Online Application Offer: HK$300 Supermarket Cash Coupon
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[MoneyHero Exclusive Offer- Application Incentive] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m. (both dates inclusive), you can get extra HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application of BOC Express Cash Instalment Loan via MoneyHero, with submission of required documents regardless of loan amount or approval
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[MoneyHero Exclusive Offer] Valid to 30 April 2025 6 p.m., successfully apply for BOC Express Cash Instalment Loan on MoneyHero by inputting a reference code “AH”, and drawdown the loan within 1 month to enjoy up to HK$3,000 cash voucher
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[MoneyHero Exclusive Offer]
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[MoneyHero Exclusive Offer] - Time-limited HK$400 Apple Store Gift Card / Wellcome Shopping Voucher
From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., new customers who apply Rabbit Cash Personal loan & submission of documents to the bank on or before 30 April 2025 6 p.m. via MoneyHero can get HK$400 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown
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[Till 30 April 2025] Apply for the specified amount via MoneyHero and get up to HK$10,000 Apple Store Gift Card OR Trip.com Gift Card OR Wellcome Shopping Voucher
Exclusive Offer: From 31 March 2025, 6 p.m. till 30 April 2025, 6 p.m., successfully apply and complete drawdown within 1 month after application of the loan amount via MoneyHero using the promocode「MHRL09」 with a tenor of 24 months or above to enjoy the gift below:
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Fubon Bank Offers - Enjoy up to HK$10,000 Cash Rewards
Successful loan drawdown with 24 months tenor or above can receive supermarket cash coupon.
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[Fubon Bank Offers] Online Application Offer: HK$300 Supermarket Cash Coupon
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[MoneyHero Exclusive Offer- Application Incentive] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m. (both dates inclusive), you can get extra HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application of Dah Sing Express Money Instalment Loan / Credit Mastermind Instalment Loan via MoneyHero, with submission of required documents to Dah Sing Bank upon application, regardless of loan amount or approval
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[MoneyHero Exclusive Offer] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m. (both dates inclusive), customers who successfully apply for Dah Sing Express Money Instalment Loan / Credit Mastermind Instalment Loan via MoneyHero, and successfully drawdown by 30 April 2025, can enjoy HK$1,200 Apple Store Gift Card OR Wellcome Shopping Voucher
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【Customers can enjoy up to HK$11,800 Cash Rebate upon fulfilling the requirements below】The requirements include: From now till 30 June 2025: Successfully drawdown the Express Money Instalment Loan with loan tenor of 12 months or above; and Maintain or successfully apply for Dah Sing ONE+ Credit Card; and Maintain or successfully open a HKD Dah Sing Current Account or Savings Account during the Promotion Period.
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[MoneyHeroExclusive Offer for New / Existing Customers]
Customers who successfully apply for a Loan via MoneyHero between 31 March 2025 at 6 p.m. and 30 April 2025 at 6 p.m., and successfully apply for the DBS Personal Loan, drawing down the loan within one calendar month from the approval date, are entitled to receive worth up to HK$10,800 upon meeting the above requirements.
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[MoneyHero Exclusive Offer- Application Incentive] From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., new customers who apply DBS Personal Instalment Loan OR DBS Debt Consolidation Loan Loan via MoneyHero can get HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter the application result
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Customers who successfully apply for a loan via the DBS website or the DBS Card+ Smartphone App between April 1, 2025, and June 30, 2025, and complete the loan drawdown within one calendar month from the application date can earn HK$300 InstaRedeem
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Customer successfully applied for the loan via DBS website or DBS Card+ Smart Phone App from 1 April 2025 till 30 June 2025 (Promotion Period), successfully applied for the loan within the promotion period; successfully drawdown the loan within one calendar month from the application date; Can earn up to HK$11,700 Supermarket Cash Coupon by fulfilling the above requirements
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[MoneyHero Exclusive Offer- Application Incentive (with the promotion code "MHPL")] From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., apply for the X Large Personal Loan via MoneyHero as a new customer and you can get HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher OR Trip.com Gift Card no matter the approval result.
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New and existing customers who apply for Zero Finance "X Large Personal Loan" for the first time in X Wallet App, enter the promo code "MHPL" during the application process, and successfully obtain a loan with a repayment period of 24 months or above, as well as meeting the following criteria, will be entitled to up to $15,000 in rewards.
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[MoneyHero Exclusive Offer]
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The customer is entitled to ZA Bank’s cash reward of up to HK$20,888
From now until 30 April 2025, users who successfully draw down the designated Debt Changer* with the coupons from the promo code “MONEYHERO” can enjoy the following rewards upon the completion of the 7-day Cooling-off Period:
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Limited-Time Offer - Up to HK$10,000 Rebate
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If you successfully submit the required supporting documents during the promotion period and are approved for a loan amount of HK$100,000 or more, you will receive a cash rebate of HK$300. This offer will not apply if no supporting documents are required for your loan application.
Terms and conditions apply; please refer to the Terms and Conditions.
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MoneyHero Double Exclusive Offer: Drawdown offer + Application Incentive= Up to HK$1,300 Voucher
【Exclusive Offer1️⃣】 From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (inclusive of both start and end dates), successfully apply for a Citi Speedy Cash Personal Loan, Citi Tax Season Loan or Citi Credit Card Balance Transfer via MoneyHero, with a loan amount starting from HK$10,000 and draw down the loan within one month, to receive a HK$500 Apple Store Gift Card / Wellcome Shopping Voucher
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MoneyHero Double Exclusive Offer: Drawdown offer + Application Incentive= Up to HK$1,300 Voucher
【Exclusive Offer2️⃣ Application Incentive】 From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (both dates inclusive), customers who apply for a Citi Speedy Cash Personal Loan, Citi Tax Season Loan or Citi Card Debt Consolidation Loan via MoneyHero & submission of documents to the bank, regardless of loan approval and drawdown, will receive a HK$800 Apple Store Gift Card or a Wellcome Shopping Voucher.
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[MoneyHero Exclusive Offer]
From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., successfully apply for Citi Tax Season Loan, Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer
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[Citi Welcome Offer | Up to HK$8,000 Cash Coupon]
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[MoneyHero Exclusive Offer]
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Limited Offer - Enjoy up to HK$14,500 Cash Rebate for successful application
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Limited Offer - Extra HK$500 Cash Rebate for online application
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[MoneyHero Exclusive Offer- Application Incentive] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m. (both dates inclusive), you can get extra HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application of BOC Express Cash Instalment Loan via MoneyHero, with submission of required documents regardless of loan amount or approval
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[MoneyHero Exclusive Offer]
Valid to 30 April 2025 6 p.m., successfully apply for BOC Express Cash Instalment Loan Balance Transfer on MoneyHero by inputting a reference code “AH”, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer
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[MoneyHero Exclusive Offer]
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[MoneyHero Exclusive Offer] - Time-limited HK$300 Apple Store Gift Card / Wellcome Shopping Voucher
From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., new customers who apply Rabbit Cash Personal loan & submission of documents to the bank on or before 30 April 2025 6 p.m. via MoneyHero can get HK$300 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown
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[MoneyHero Exclusive Offer] From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., apply for the X Cash. AI Loan via MoneyHero as a new customer with the promotional code " MH2700" and you can get HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher OR Trip.com Gift Card no matter the approval result
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From 31 March 2024 till 30 April 2025, eligible new customers who successfully apply for X Cash. AI Loan for the first time with an approved loan amount of HK$20,000 or above, will be entitled to up to HK$1,700 cash rebate. The loan account must be in normal and active status (overdue, write-off, and frozen are all regarded as abnormal accounts), and the daily loan balance needs to maintain HK$20,000 or above within 120 days upon loan contract confirmation day to entitle to up to HK$1,700 welcome offerings.
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HSBC’s Personal Instalment Loan Balance Consolidation Program
Promotional Period: From 10 April 2025 to 10 June 2025
Promotional Detail: You can enjoy cash rebate for your approved application of Personal Instalment Loan Balance Consolidation Programme (“Balance Consolidation Programme”) during the promotional period.
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[PrimeCredit Limited Offer] Up to HK$18,000 Cash Bonus
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[PrimeCredit Limited Offer] Up to HK$18,000 Cash Bonus
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MoneyHero Double Exclusive Offer: Drawdown offer + Application Incentive= Up to HK$1,300 Voucher
【Exclusive Offer1️⃣】 From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (inclusive of both start and end dates), successfully apply for a Citi Speedy Cash Personal Loan, Citi Tax Season Loan or Citi Credit Card Balance Transfer via MoneyHero, with a loan amount starting from HK$10,000 and draw down the loan within one month, to receive a HK$500 Apple Store Gift Card / Wellcome Shopping Voucher
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MoneyHero Double Exclusive Offer: Drawdown offer + Application Incentive= Up to HK$1,300 Voucher
【Exclusive Offer2️⃣ Application Incentive】 From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (both dates inclusive), customers who apply for a Citi Speedy Cash Personal Loan, Citi Tax Season Loan or Citi Card Debt Consolidation Loan via MoneyHero & submission of documents to the bank, regardless of loan approval and drawdown, will receive a HK$800 Apple Store Gift Card or a Wellcome Shopping Voucher.
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[MoneyHero Exclusive Offer]
From 31 March 2025 6 p.m. to 30 April 2025 6 p.m., successfully apply for Citi Tax Season Loan, Citi Speedy Cash Personal Loan or Citi Card Debt Consolidation Loan on MoneyHero, choose a repayment period of 12 months or above, and drawdown the loan within 1 month to enjoy the MoneyHero exclusive offer
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[Citi Welcome Offer | Up to HK$8,000 Cash Coupon]
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[MoneyHero Exclusive Offer- Application Incentive] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m. (both dates inclusive), you can get extra HK$500 Apple Store Gift Card OR Wellcome Shopping Voucher upon successful application of Dah Sing Express Money Instalment Loan / Credit Mastermind Instalment Loan via MoneyHero, with submission of required documents to Dah Sing Bank upon application, regardless of loan amount or approval
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[MoneyHero Exclusive Offer] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m. (both dates inclusive), customers who successfully apply for Dah Sing Express Money Instalment Loan / Credit Mastermind Instalment Loan via MoneyHero, and successfully drawdown by 30 April 2025, can enjoy HK$1,200 Apple Store Gift Card OR Wellcome Shopping Voucher
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【Customers can receive up to HK$10,000 Cash Rebate】The requirements include: Successfully drawdown the Credit Mastermind Instalment Loan with a loan tenor of 12 months or above on or before 30 June 2025 ; Maintain or successfully open a HKD Dah Sing Current Account or Savings Account during the Promotion Period
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Successfully applied and drawdown for OCBC Debt Consolidation Personal Loan and Tax Loan on MoneyHero from 31 March 2025 6 p.m. to 30 April 2025 6 p.m. and enjoy up to HK$8,600 worth of rewards.
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[MoneyHero Exclusive Offer- Application Incentive ] From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., new customers who apply OCBC Personal Loan / Debt Consolidation Personal Loan & submission of documents to the bank on or before 30 April 2025 via MoneyHero can get HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher, regardless of loan approval and drawdown
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From 1 January 2025 to 30 April 2025, new customers who successfully applied and drawdown the loan via Online to enjoy up to HK$15,000 rewards
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From 2 October 2024 to 30 April 2025, new eligible customers who successfully who successfully applied and draw down for the instalment loan (excluding decoration loan and education loan) via Online with a loan amount of HK$200,000 or above during the Promotion Period will be entitled to one set of HK$500 Apple Gift Card Code.
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From 2 October 2024 to 30 April 2025, new eligible customers who successfully apply the instalment loan (excluding education loan) with the Bank via Online during the Promotion Period will be entitled up to HK$50 Starbucks e-Gift Certificate.
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[MoneyHero Exclusive Offer]
From 25 April 2025 6 p.m. to 30 April 2025 6 p.m., new customers who apply WeLend Loan with full documents submitted via MoneyHero can get $500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter application result
Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days
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[MoneyHero New Exclusive Offer] Extra Cash Rebate of up to HK$21,800
From 1 April 2025 to 30 April 2025 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$21,800 cash reward.
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[Till 30 April 2025] Apply for the specified amount via MoneyHero and get HK$1,200 Trip.com Gift Card OR Wellcome Shopping Voucher OR Apple Store Gift Card
Exclusive Offer: From 31 March 2025 6 p.m. till 30 April 2025 6 p.m., successfully apply and complete drawdown within 1 month after application of the loan amount via MoneyHero using the 「MHRL09」 promocode with a tenor of 24 months or above, and apply for the loan on Fubon Bank website or Fubon GO Mobile App to enjoy HK$1,200 Trip.com Gift Card OR Wellcome Shopping Voucher OR Apple Store Gift Card
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Loan Drawdown: Up to HK$1,000 Supermarket Cash Coupon
Successful loan drawdown with 12 months tenor or above can receive supermarket cash coupon.
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[Fubon Bank Offers] Online Application Offer: HK$300 Supermarket Cash Coupon
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[MoneyHero Exclusive Offer] HK$800 Apple Store Gift Card OR Wellcome Shopping Voucher OR Trip.com Gift Card
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New and existing customers who apply for Zero Finance "X Debt Consolidation Loan" for the first time in X Wallet App, enter the promo code "MHDC" during the application process, and successfully obtain a loan with a repayment period of 24 months or above, as well as meeting the following criteria, will be entitled to up to $15,000 in rewards.
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[UA Rewards You with the Best-in-town+ Cash Reward^]
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[UA Rewards You with the Best-in-town+ Cash Reward^]
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[UA Rewards You with the Best-in-town+ Cash Reward^]
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Eligibility:From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (both dates inclusive), successfully apply and drawdown a WeLend personal loan through MoneyHero, with minimum loan amount is HK$400,000 and a minimum term of 24 months, can get HK$1,000 Apple Store Gift Card / Wellcome Shopping Voucher. Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days.
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[MoneyHero Exclusive Offer]
From 25 April 2025 6 p.m. to 30 April 2025 6 p.m., new customers who apply WeLend Loan with full documents submitted via MoneyHero can get $500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter application result. Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 daysdisclaimer_pl
[MoneyHero New Exclusive Offer] Extra Cash Rebate of up to HK$21,800
From 1 April 2025 to 30 April 2025 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$21,800 cash reward.
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Eligibility:From 31 March 2025 6 p.m. to 30 April 2025 6 p.m. (both dates inclusive), successfully apply and drawdown a WeLend personal loan through MoneyHero, with minimum loan amount is HK$400,000 and a minimum term of 24 months, can get HK$1,000 Apple Store Gift Card / Wellcome Shopping Voucher. Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 days.
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[MoneyHero Exclusive Offer]
From 25 April 2025 6 p.m. to 30 April 2025 6 p.m., new customers who apply WeLend Loan with full documents submitted via MoneyHero can get $500 Apple Store Gift Card OR Wellcome Shopping Voucher no matter application result. Remember to complete the "MoneyHero Reward Redemption Form" after loan application within 7 daysdisclaimer_pl
Limited Time Drawdown Offer
During the Promotion Period, selected customers who have successfully applied for and drawn down with a net loan amount of HK$600,000 or above, on the designated Personal Loan with a minimum loan tenor of 24 instalments shall be eligible to receive 1 iPhone 16 Pro (128G, Random colour) (Retail value HK$8,599).
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[MoneyHero New Exclusive Offer] Extra Cash Rebate of up to HK$21,800
From 1 April 2025 to 30 April 2025 (both dates inclusive), successfully apply and draw down a WeLend Personal loan through MoneyHero, could enjoy up to HK$21,800 cash reward.
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[MoneyHero Exclusive Offer] From 1 April 2025 6 p.m. to 30 April 2025 6 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero with entering the promo code "NLHERO" & submission of all required documents to the bank with loan amount HK$500,001 or above on or before 30 April 2025
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[MoneyHero Exclusive Offer]
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Customer is entitled to up to $23,888 WeLab Bank Cash Rebate Offer
Successfully applied and drawdown the Personal Instalment Loan from WeLab Bank with entered the referral code "NLHERO" from 1 April 2025 till 30 April 2025 to enjoy:
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[MoneyHero Exclusive Offer] From 1 April 2025 6 p.m. to 30 April 2025 6 p.m., you can get extra HK$800 Apple Store Gift Card / Wellcome Shopping Voucher upon successful application via MoneyHero with entering the promo code "NLHERO" & submission of all required documents to the bank with loan amount HK$500,001 or above on or before 30 April 2025
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[MoneyHero Exclusive Offer]
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Customer is entitled to up to $23,888 WeLab Bank Cash Rebate Offer
Successfully applied and drawdown the Personal Instalment Loan from WeLab Bank with entered the referral code "NLHERO" from 1 April 2025 till 30 April 2025 to enjoy:
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As everyone’s financial situation and needs are unique, there are no one-size-fits-all loans. Rates and requirements for loan applications vary depending on circumstances, making certain loans a better fit for you. MoneyHero brings you what you need to know about personal loans, as well as elements to consider so that you can find the loan that best suits you.
Depending on your credit rating, your APR can be affected. This will influence your interest rate as well as limit how much you can borrow.
Rating |
Class |
Credit Score |
Estimated APR Range |
A |
Excellent |
3526 – 4000 |
1-10% |
B |
Good |
3417 – 3525 |
10-15% |
C |
3240 – 3416 |
||
D |
Fair |
3214 – 3239 |
15-20% |
E |
3143 – 3213 |
||
F |
3088 – 3142 |
||
G |
Poor |
2990 – 3087 |
20-25% |
H |
2868 – 2989 |
||
I |
Very Poor |
1820 -2867 |
25%+ (Or rejection) |
J |
1000-1819 |
MoneyHero brings you statistics on some of the best personal loan rates available this month offered by major financial institutions.
Lender |
APR as low as |
Minimum Annual Income (HKD) |
1.85% |
$96,000 |
|
1.56% |
$72,000 |
|
1.65% |
$84,000 |
|
1.98% |
$60,000 |
|
1.68% |
(None) |
|
1.18% |
$96,000 |
|
6.38% |
$100,000 |
With so many offers available to you, consider the following factors to determine which deal is best for you.
APR, or Annual Percentage Rate, is a crucial financial metric used to express the total cost of a loan over a year, including both the interest rate and any additional fees that may be associated with borrowing. APR provides you with a standardised way to compare different loan offers, allowing them to understand the true cost of borrowing more clearly.
When evaluating personal loan deals, considering the APR is essential because it takes into account not only the nominal interest rate but also any processing fees, closing costs, and other charges that may apply. This comprehensive view ensures that you are not misled by a lower interest rate that might be offset by hidden fees, which could make one loan significantly more expensive than another.
The monthly payment represents the amount a borrower needs to repay each month over the loan's term. In the context of personal loans, this payment typically includes both the principal amount (the original loan amount) and the interest charged. Understanding your monthly payment is crucial for managing your budget, as it directly affects your cash flow and financial stability.
When comparing personal loan deals, the monthly payment plays a significant role because borrowers need to ensure they can comfortably afford it within their existing budget. A lower monthly payment might seem appealing, but it could extend the loan term and increase the total interest paid over time, potentially making the loan more expensive in the long run.
Fees are charges imposed by lenders in addition to the principal and interest costs of a loan. In the context of loans, these fees can significantly impact the total cost of borrowing and should be carefully considered when comparing personal loan deals. A loan with a low interest rate may still be expensive if it has high fees.
Common types of fees include late payment fees and prepayment penalties. Late payment fees occur when a borrower misses a payment deadline and can add an additional financial burden. Prepayment penalties may be applied if a borrower pays off the loan early, which can deter individuals from paying off debt sooner to save on interest.
Funding time refers to the duration it takes for a lender to disburse the approved loan amount to the borrower after a loan application is submitted. This timeframe varies significantly among lenders and can range from a few hours to several days, depending on the lender’s policies, the type of loan, and the complexity of the application.
If you are in urgent need of funds—such as for medical emergencies, unexpected expenses, or significant purchases—a quicker funding time can be critical. A loan that offers rapid approval and same-day funding might be more appealing than one with a lower interest rate but a longer processing time.
Payment flexibility refers to the options and terms a lender offers regarding how you can manage your loan repayments. In the context of loans, payment flexibility can include aspects such as the ability to make extra payments without penalties, adjust payment schedules, and choose between fixed or variable repayment amounts.
Considering payment flexibility is crucial when comparing personal loan deals because it directly impacts a borrower’s ability to manage their finances effectively. For instance, a loan with flexible repayment options allows borrowers to make additional payments when they have extra funds, which helps them pay off the debt faster and reduce interest costs. This feature can be particularly beneficial for those who may experience fluctuations in income.
Some loans may offer other consumer-friendly features that enhance the borrowing experience and provide more value to the borrower. These features can significantly affect the overall satisfaction and financial implications of a loan. One common example of this is rewards programs, which may offer cash back or points for on-time payments, allowing borrowers to earn benefits while managing their debt.
Pros |
Cons |
---|---|
|
|
1. Check Your Credit Score
Understand your creditworthiness as it influences the loan terms and interest rates you'll qualify for.
2. Assess Your Financial Needs
Clearly define why you need the loan and how much you require. This helps in choosing the right loan amount.
3. Understand the Costs
Be aware of any origination fees, interest rates, and other costs associated with the loan.
4. Evaluate Your Debt-to-Income Ratio
Ensure your monthly debt payments are manageable relative to your income. Lenders often consider this ratio when approving loans.
5. Research Lenders
Compare different lenders to find the best personal loan rates and terms that suit your financial situation.
6. Consider a co-applicant:
If your credit score is holding you back from better rates and higher limits, having a co-signer or co-borrower may improve your chances.
7. Prepare Documentation
Gather necessary documentation like proof of income, employment details, and identification (e.g. Hong Kong ID card or passport), as these will be required during the application process.
8. Plan for Repayment
Have a solid plan in place for how you will repay the loan, taking into account your monthly budget and any potential changes in your financial situation.
It may be daunting when you’re thinking about loan repayments before you borrow. Consider the following elements while assessing your options to ensure that you can make the most of your loan.
Budget assessment involves a comprehensive evaluation of your income, expenses, and financial obligations to determine how much you can feasibly allocate toward loan repayments. The first step in budget assessment is to calculate your total monthly income, which includes salaries, bonuses, and any additional sources of revenue.
Next, list all your monthly expenses, categorising them into fixed expenses (like rent or mortgage, utilities, and insurance) and variable expenses (such as groceries, entertainment, and discretionary spending). This helps identify areas where you may cut back to make room for loan payments. It's essential to ensure that your total monthly expenses, including your new loan payment, do not exceed a sustainable percentage of your income.
The loan amount refers to the total money you borrow, while loan terms encompass the length of time you have to repay the loan and the associated interest rates.
Consider your needs when deciding your loan amount. Borrowing only what you need helps prevent a cycle of debt, as larger loans often lead to higher monthly payments and increased interest costs. Lenders typically base the maximum loan amount on your creditworthiness and income, so it's important to find a balance between your needs and your ability to repay.
Loan terms can significantly affect your monthly payments and total interest paid over the life of the loan. Shorter terms may result in higher monthly payments but lower overall interest costs, while longer terms usually mean lower monthly payments but can lead to paying much more in interest over time.
Repayment options refer to the various methods and schedules available to repay the loan, while repayment terms encompass the duration and conditions under which the loan must be repaid.
One important repayment option is the choice between fixed and variable interest rates. Fixed rates provide consistency, ensuring that your monthly payments remain the same throughout the loan's life, making budgeting easier. In contrast, variable rates can fluctuate based on market conditions, potentially leading to lower initial payments but uncertainty over time.
What is a personal instalment loan
A personal instalment loan, also known as an unsecured loan, is a type of loan that allows you to borrow a specific amount of money and repay it through fixed instalments over a period of time. Unlike a secured loan that requires collateral like a house or car, a personal loan only requires a monthly payment that includes both the loan's principal and interest.
If you can pay off the loan principal and interest on time, you can use the money from your loan to finance your personal goals, such as renovating your home or planning your next dream vacation. Instead of paying off the loans in one lump sum, repaying them as instalments over 1 to 5 years could help ease your financial burden.
How can I find different personal loan offers in Hong Kong?
Personal loans can be applied in a majority of banks and lending companies here in Hong Kong. Popular lenders include the likes of Citibank, Hongkong and Shanghai Banking Corporation(HSBC), China Construction Bank, Standard Chartered Bank, Hang Seng Bank,vDBS Bank, WeLend, Promise, United Asia Finance, and many more. They provide loans at competitive rates and are often paired with equally tempting promotions and offers. You can also use MoneyHero's online comparison tool to easily find out the interest rates, loan amounts, total repayment values, and terms offered by various personal loan providers in Hong Kong, then instantly select the right personal instalment loan with the lowest monthly rates to suit your needs.
Should I choose the personal instalment loan with the lowest monthly interest rate?
While low monthly interest rates may seem appealing for a personal instalment loan, they may not always offer the best overall deal. Additional factors such as handling and administrative fees, should be taken into consideration, as they can significantly impact the total cost. To make an informed decision, you can compare the Annual Percentage Rates (APR) of different loans, as they provide a more accurate representation of the borrowing costs. Additionally, be sure to watch out for any hidden charges that could potentially increase your expenses.
How long does it take to get approved for a personal instalment loan?
While certain financial companies advertise "instant loan approval," this typically refers to passing the initial screening of your application. In reality, you may still need to wait for a period ranging from 10 to 60 minutes to receive the actual approval. Certain banks may take longer, with approval times ranging from 2 to 5 working days.
How do I calculate the monthly interest of my personal instalment loan?
You will repay the loan monthly with a fixed amount of principal and interest, and the interest for the loan amount will usually be calculated based on a flat monthly rate. If you know your total loan amount, monthly flat rate, and repayment period, you can calculate the monthly interest. You can consider using our free personal loan calculator to help.
Having trouble calculating the repayment amount? Hoping to learn more about loan formulas? We’ll handle the task of filtering precise loan offers tailored to your profile and needs. Our personal loan calculator makes it easy for you to compare different loan options and choose the one that works best for you. It only takes a few clicks to see a complete list of suitable loans that match your criteria.
Formula to calculate monthly loan payment:monthly payment = principal x (interest rate / 12)
What Are Loans?
Loans are financial products that offer a person or a business the necessary funds to fulfil their financial requirements or needs. Typically provided by financial institutions, loans come with specific repayment terms and conditions. Based on the terms that you agreed to, you will need to repay both the initial loan amount and the accumulated interest.
Types of Loan Products
There are various types of loan products available in Hong Kong. If you are looking to borrow money or take out a personal loan (also known as P loan) for a particular financial goal, you should try to learn and understand the differences between each loan product before deciding the one that is best for your needs:
A personal instalment loan allows you to borrow a fixed amount of money and repay it over a set period of time with
interest, usually in equal monthly instalments. These loans can be used for a wide range of purposes. If you don't have a specific need for a loan, such as paying taxes, clearing credit card debts, buying a car, or requiring quick cash, you may choose personal instalment loans due to its greater flexibility in terms of loan amounts and repayment periods.
Banks and lending companies typically offer personal tax loans to help individuals pay their taxes, particularly during tax season. These loans allow you to borrow a fixed amount and repay it in manageable instalments, easing the financial burden for those with higher income.
This type of unsecured personal loan helps you simplify and manage your debts. It allows you to combine multiple debts into a single loan with a lower interest rate and a fixed repayment plan. This way, you can reduce the overall amount of interest you pay and manage your debts more effectively. This type of loan is usually intended for consolidating existing debts.
A car loan is a type of personal loan provided by a bank to finance a car purchase. You can use the car loan to purchase a vehicle without needing to provide the car as collateral. Car loans have no restrictions on the age and model of the car, allowing you the freedom to choose any vehicle type, regardless of whether it is a new or used car. You are required to repay the initial loan amount and interest in fixed monthly instalments within the repayment period.
Revolving loans, also known as revolving credit or credit line, offer you a flexible pool of funds that you can withdraw within an approved limit. You can borrow and repay it whenever you want, and the credit becomes available again for future use. This helps you manage your cash flow effectively. Interest is only charged on the outstanding balance on a daily basis. A monthly handling fee may apply based on the lender's policy.
Tailored for small and medium-sized enterprises (SMEs) and businesses, these loans are generally used to provide the necessary financial support for businesses for their operations, expansion, or investment. For example, the loans can help them purchase equipment, expand factories, or supplement working capital.
Geared towards assisting students in paying for their education, these unsecured loans enable students to borrow a fixed amount and repay it over a specific period of time with interest. The most common student loan available in Hong Kong is the Grant and Loan Scheme provided by the Student Finance Office. While a “Grant” is a subsidy for tuition fees, a “Loan” provides loans with low interest for university students.
What is the repayment period for personal loan applications?
The shortest repayment period for personal loan applications can be 60 days, while some lenders offer a flexible repayment period of up to 84 months.
What is the maximum loan amount you can apply for personal loans?
The maximum loan amount you can borrow is typically 6 to 18 times your monthly income, with a limit of HK$4 million. The actual amount you qualify for depends on factors like your credit score and income status, regardless of the lender's maximum offering. Banks and financial institutions may also consider your Debt Servicing Ratio (DSR) to determine the loan amount. In general, maintaining your DSR below 40% increases your chance of receiving a favourable loan offer. We advise you to maintain your DSR within this percentage.
What is the difference between bank loans and loans from lending companies?
Bank loans and loans from lending companies are different in terms of interest rates, loan amounts, eligibility criteria, repayment terms, and the application process:
|
Bank Loans |
Lending Company Loans |
Interest Rates |
Generally lower |
Generally higher |
Loan Approval Process |
More strict |
More lenient |
Requirements |
More strict |
More flexible |
Collateral |
Required for some loans |
Often unsecured |
Repayment Terms |
Less flexible |
More flexible |
Customer Service |
Personalized |
Less personalized |
Loan Amount |
Higher depending on collateral |
Lower |
Loan Purpose |
More strict |
More flexible |
What is the procedure for loan application?
The process for a loan application largely depends on the lender and the type of loan you are applying for. Some common steps include comparing loan options, checking the eligibility criteria and required documents for the chosen loan, submitting the loan application form and required documents, and waiting for approval. Both traditional banks and virtual banks offer online loan applications that can be completed through a quick and easy process on their mobile banking apps.
However, not all of them will approve applications solely through the app or online channels. In certain cases, they may require additional steps or direct communication with you to proceed with the application. The approval process may involve connecting with you through phone calls to finalise the application.
What are the required supporting documents for loan applications?
The supporting documents needed vary depending on the lender and the type of loan you are applying for. In general, the documents listed below are typically required when applying for a loan:
1. Identity Proof: This could be in the form of a Hong Kong ID card or a passport.
2. Proof of Income: This may include a salary statement, bank statement, or tax returns.
3. Proof of Address: This might involve providing an utility bill or a bank statement.
4. Proof of Employment: This could entail an employment contract or a letter from your employer.
5. Collateral Documents: If the loan requires collateral, you will need to provide documents related to the collateral, such as a property deed or a vehicle registration.
If you've read through our page and are struggling to gain a thorough understanding of which personal loan to select due to the unfamiliar terms and information about personal loans, don't worry; we've got you covered. We have a personal loans glossary where you can find a comprehensive list of terms with easy-to-understand definitions. Our glossary can be a valuable tool for anyone who wants to educate themselves on the world of personal finance. So, if you're confused about any of the terms we use on this page, be sure to check out our personal loans glossary for clarity.
MoneyHero has partnered with the most trusted banks and financial institutions in Hong Kong to help you find the right financial products. Through our comparison engine, you can compare credit cards, personal loans, mortgages, medical insurance, travel insurance, HK stock accounts, US stock accounts, payroll accounts, and other financial products. We provide accurate, up-to-date information and an unbiased overview of financial products in Hong Kong so that you can make the best choice, saving your time and money.