• Buy online for an exclusive offer of 15% off your first-year premium
• Additional 10% discount available for spouse or kids
• Benefit for compulsory quarantine(15)due to novel coronavirus infection – For policyholders, an extra one-off payment of HK$2,000 cash for compulsory quarantine due to confirmed or suspected novel coronavirus infection which will apply during the period from now until 31 Mar 2021
• $2,000 BowtieCash(9) will be rewarded if promo code "MONEYHERO" has been provided in transaction
• Promotion period: from now to 17 February 2021
Cigna VHIS Series
Bowtie VHIS Standard
Standard Plan
Standard Plan
Worldwide
(For psychiatric treatment, the territorial scope only covers Hong Kong)
Worldwide
(For psychiatric treatment, the territorial scope only covers Hong Kong)
2766
2766
2766
2766
2766
2766
2766
2766
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1844
1956
1956
1956
1956
1989
1989
2011
2011
2033
2033
2089
2089
2140
2140
2192
2192
2245
2245
2300
2300
2356
2356
2413
2413
2472
2472
2532
2532
2594
2594
2657
2657
2722
2722
2755
2755
2766
2766
2799
2799
2866
2866
2922
2922
2988
2988
3097
3097
3210
3210
3327
3327
3449
3449
3575
3575
3706
3706
3842
3842
3982
3982
4128
4128
4279
4279
4467
4467
4664
4664
4869
4869
5083
5083
5307
5307
5551
5551
5806
5806
6073
6073
6352
6352
6644
6644
6963
6963
7297
7297
7647
7647
8014
8014
8399
8399
8819
8819
9260
9260
9723
9723
10209
10209
10719
10719
11276
11276
11862
11862
12479
12479
13128
13128
13811
13811
14557
14557
15343
15343
16172
16172
17045
17045
17965
17965
18145
18145
18326
18326
18509
18509
18694
18694
18881
18881
19070
19070
19261
19261
19454
19454
19649
19649
19845
19845
20043
20043
20243
20243
20445
20445
20649
20649
20855
20855
21064
21064
21275
21275
21488
21488
21703
21703
-
1932
1632
1800
1500
1680
1392
1572
1272
1476
1200
1344
1140
1212
1092
1128
1056
1080
1032
1044
1032
1044
1044
1056
1080
1068
1116
1080
1152
1092
1188
1116
1236
1128
1272
1128
1296
1128
1332
1140
1356
1176
1392
1212
1440
1248
1488
1296
1548
1332
1608
1380
1692
1428
1764
1452
1836
1476
1908
1512
1956
1560
2016
1620
2112
1668
2196
1728
2292
1788
2400
1848
2496
1896
2592
1944
2676
1992
2748
2112
2868
2220
2988
2340
3132
2460
3264
2568
3384
2688
3480
2808
3576
2916
3648
3036
3744
3168
3828
3300
3924
3444
3996
3588
4080
3768
4152
3960
4236
4164
4332
4368
4440
4656
4572
4848
4704
5040
4860
5388
5184
5736
5544
6144
5844
6540
6204
6936
6552
7332
6876
7704
7260
7968
7572
8292
7896
8796
8220
9156
8556
9516
8904
9900
9264
10296
9636
10704
10020
11136
10416
11460
10728
11688
10944
11928
11160
12168
11388
12408
11616
12660
11844
12912
12084
13176
12324
13440
12576
13704
12828
13968
13080
14244
13332
14532
13596
14808
13872
15108
14136
15252
14280
15408
14424
15564
14568
15720
14712
15876
14856
16032
15000
16188
15144
16344
15300
16512
15444
NaN.undefined
NaN.undefined
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2173
2173
2173
2173
2210
2210
2234
2234
2259
2259
2321
2321
2378
2378
2436
2436
2494
2494
2556
2556
2618
2618
2681
2681
2747
2747
2813
2813
2882
2882
2952
2952
3024
3024
3061
3061
3073
3073
3110
3110
3184
3184
3247
3247
3320
3320
3441
3441
3567
3567
3697
3697
3832
3832
3972
3972
4118
4118
4269
4269
4424
4424
4587
4587
4754
4754
4963
4963
5182
5182
5410
5410
5648
5648
5897
5897
6168
6168
6451
6451
6748
6748
7058
7058
7382
7382
7737
7737
8108
8108
8497
8497
8904
8904
9332
9332
9799
9799
10289
10289
10803
10803
11343
11343
11910
11910
12529
12529
13180
13180
13866
13866
14587
14587
15346
15346
16174
16174
17048
17048
17969
17969
18939
18939
19961
19961
20161
20161
20362
20362
20566
20566
20771
20771
20979
20979
21189
21189
21401
21401
21616
21616
21832
21832
22050
22050
22270
22270
22492
22492
22717
22717
22943
22943
23172
23172
23404
23404
23639
23639
23876
23876
24114
24114
-
1932
1632
1800
1500
1680
1392
1572
1272
1476
1200
1344
1140
1212
1092
1128
1056
1080
1032
1044
1032
1044
1044
1056
1080
1068
1116
1080
1152
1092
1188
1116
1236
1128
1272
1200
1380
1284
1476
1308
1560
1356
1608
1392
1632
1452
1716
1500
1800
1548
1860
1608
1968
1656
2052
1680
2124
1716
2232
1764
2280
1812
2352
1872
2460
1932
2568
2004
2676
2064
2796
2148
2916
2220
3036
2280
3144
2352
3228
2472
3360
2604
3516
2736
3696
2868
3840
3012
3972
3144
4092
3288
4212
3432
4284
3576
4404
3720
4512
3900
4608
4068
4704
4248
4812
4464
4896
4692
5004
4932
5112
5196
5256
5532
5412
5784
5580
6012
5772
6480
6204
6888
6600
7356
6924
7836
7332
8292
7728
8760
8112
9192
8544
9540
8904
9912
9288
10512
9696
10944
10092
11376
10500
11832
10920
12312
11352
12804
11808
13308
12276
13704
12648
13980
12900
14256
13164
14544
13428
14832
13692
15132
13968
15432
14244
15744
14532
16056
14820
16380
15120
16692
15420
17028
15720
17364
16032
17700
16344
18048
16668
18228
16836
18408
16992
18588
17160
18780
17340
18960
17508
19152
17676
19344
17856
19536
18024
19728
18204
-
Nil
Nil
$750 per day
(Max. 180 days per policy)
$750 per day
(Max. 180 days per policy)
$14,000 per Policy Year
$14,000 per Policy Year
$750 per day
(Max. 180 days per policy Year)
$750 per day
(Max. 180 days per policy Year)
$4,300 per Policy Year
$4,300 per Policy Year
$3,500 per Policy Year
(Max. 25 days per Policy Year)
$3,500 per Policy Year
(Max. 25 days per Policy Year)
Complex-$50,000
Major-$25,000
Intermediate-$12,500
Minor-$5,000
Complex-$50,000
Major-$25,000
Intermediate-$12,500
Minor-$5,000
35% of Surgeon's fee payable(5)
35% of Surgeon's fee payable(5)
35% of Surgeon's fee payable(5)
35% of Surgeon's fee payable(5)
$20,000
Subject to 30% Coinsurance
$20,000
Subject to 30% Coinsurance
$80,000
$80,000
$580 per visit, up to $3,000 per Policy Year
• 1 prior outpatient visit or Emergency consultation per Confinement /Day Case Procedure
• 3 follow-up outpatient visits per Confinement/Day Case Procedure (within 90 days after
discharge from Hospital or completion of Day Case Procedure)
$580 per visit, up to $3,000 per Policy Year
• 1 prior outpatient visit or Emergency consultation per Confinement /Day Case Procedure
• 3 follow-up outpatient visits per Confinement/Day Case Procedure (within 90 days after
discharge from Hospital or completion of Day Case Procedure)
$30,000
$30,000
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
Nil
$500 per week (payable for 52 weeks)(6)
$500 per week (payable for 52 weeks)(6)
$420,000 per Policy Year
$420,000 per Policy Year
Nil
Nil
• DoctorNow app for virtual consultation and medication
• Cashless hospitalisation(8)
• Medical Classification Hotline and Care Manager
• Medical Classification Hotline to classify treatment and estimate your plan coverage
• Registered Nurse as your Care Manager for Major and Complex surgeries
• Online customer portal to manage your policies and make claims
• Fully End-to-End Digital VHIS Experience - from initial application and online underwriting, to making a claim, everything can be done on your smartphone
• Claim Assistance - a dedicated case manager will follow up, and will assist with the estimation and online submission of your claims
• BowtieCash Program - unique loyalty program that enables customers to earn BowtieCash to pay for eligible medical costs that exceed the VHIS Standard Plan coverage. For details, please refer to the campaign rules of the BowtieCash Program
• Qualified doctor and nurse concierge services - provide professional second medical opinion, explanation of treatment, hospital information and health tips
Nil
Nil
S00031-01-000-01
S00023-01-000-01
• $2,000 BowtieCash(11) will be rewarded if promo code "MONEYHERO" has been provided in transaction
• Promotion period: from now to 17 February 2021
• Buy online for an exclusive offer of 15% off your first-year premium
• Additional 10% discount available for spouse or kids
• Benefit for compulsory quarantine(13)due to novel coronavirus infection – For policyholders, an extra one-off payment of HK$2,000 cash for compulsory quarantine due to confirmed or suspected novel coronavirus infection which will apply during the period from now until 31 Mar 2021
Bowtie VHIS Flexi - Regular
Cigna VHIS Series - Flexi Plan
Flexi Plan
Flexi Plan
No restriction (Except for supplementary major medical benefit)
Worldwide (For psychiatric treatment, the territorial scope only covers Hong Kong)
3648
3396
3612
3108
3216
2796
3012
2544
2748
2316
2472
2088
2220
1980
2148
1908
1992
1812
1836
1740
1812
1740
1740
1740
1740
1800
1740
1860
1716
1968
1764
2052
1836
2124
1860
2124
1884
2172
1920
2196
2004
2328
2040
2376
2112
2472
2136
2580
2172
2676
2268
2928
2328
3096
2364
2316
2376
3288
2400
3504
2484
3540
2568
3612
2676
3636
2760
3660
2820
3684
2928
3840
3036
4032
3144
4212
3240
4344
3372
4476
3540
4608
3720
4752
3900
4908
4020
5088
4116
5352
4236
5640
4392
5856
4596
6108
4836
6372
5184
6480
5568
6576
5964
6696
6312
6816
6612
6972
6984
7128
7320
7332
7776
7656
8304
7992
8844
8388
9468
8928
10116
9456
10824
10020
11508
10680
12288
11400
13080
12228
14004
13140
14916
14088
15876
15060
16740
15972
17616
16872
18516
17808
19452
18780
20388
19752
21252
20664
22140
21600
22968
22464
23784
23328
24624
24228
25308
24948
25944
25668
27168
27072
28392
28464
29604
29868
30828
31260
32052
32664
32052
32664
32052
32664
32052
32664
32052
32664
32052
32664
32052
32664
32052
32664
32052
32664
32052
32664
32052
32664
32052
32664
32052
32664
32052
32664
32052
32664
0
0
4676
4676
4676
4676
4676
4676
4676
4676
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3117
3312
3312
3312
3312
3372
3372
3415
3415
3461
3461
3551
3551
3638
3638
3727
3727
3818
3818
3911
3911
4006
4006
4104
4104
4204
4204
4307
4307
4412
4412
4520
4520
4630
4630
4716
4716
4730
4730
4789
4789
4909
4909
5015
5015
5188
5188
5378
5378
5575
5575
5779
5779
5990
5990
6209
6209
6436
6436
6671
6671
6915
6915
7168
7168
7430
7430
7757
7757
8098
8098
8454
8454
8826
8826
9214
9214
9638
9638
10081
10081
10545
10545
11030
11030
11537
11537
12091
12091
12671
12671
13279
13279
13916
13916
14584
14584
15313
15313
16079
16079
16883
16883
17727
17727
18613
18613
19581
19581
20599
20599
21670
21670
22797
22797
23982
23982
25277
25277
26642
26642
28081
28081
29597
29597
31195
31195
31507
31507
31822
31822
32140
32140
32461
32461
32786
32786
33114
33114
33445
33445
33779
33779
34117
34117
34458
34458
34803
34803
35151
35151
35503
35503
35858
35858
36217
36217
36579
36579
36945
36945
37314
37314
37687
37687
-
3396
3396
3108
3108
2796
2796
2544
2544
2316
2316
2088
2088
1980
1980
1908
1908
1812
1812
1740
1740
1740
1740
1740
1740
1800
1800
1860
1860
1968
1968
2052
2052
2124
2124
2148
2280
2172
2424
2196
2580
2328
2724
2376
2736
2472
2880
2580
3012
2676
3216
2928
3444
3096
3636
3216
3756
3288
3900
3504
4104
3540
4164
3612
4236
3636
4344
3660
4488
3684
4668
3840
4872
4032
5100
4212
5340
4344
5508
4476
5664
4608
5832
4752
6036
4908
6240
5088
6384
5352
6660
5640
6924
5856
7056
6108
7308
6372
7548
6480
7608
6576
7776
6696
7884
6816
8064
6972
8256
7128
8448
7332
8688
7656
9096
7992
9552
8388
10008
8928
10560
9456
11160
10020
11796
10680
12576
11400
13452
12228
14364
13140
15492
14088
16608
15060
17796
15972
18900
16872
20016
17808
21168
18780
22332
19752
23472
20664
24540
21600
25620
22464
26640
23328
27672
24228
28704
24948
29604
25668
30444
27072
31932
28464
33408
29868
34884
31260
36360
32664
37848
32664
37848
32664
37848
32664
37848
32664
37848
32664
37848
32664
37848
32664
37848
32664
37848
32664
37848
32664
37848
32664
37848
32664
37848
32664
37848
32664
37848
0
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
3680
3680
3680
3680
3747
3747
3794
3794
3846
3846
3946
3946
4042
4042
4141
4141
4242
4242
4346
4346
4451
4451
4560
4560
4671
4671
4786
4786
4902
4902
5022
5022
5144
5144
5240
5240
5256
5256
5321
5321
5454
5454
5572
5572
5764
5764
5976
5976
6194
6194
6421
6421
6656
6656
6899
6899
7151
7151
7412
7412
7683
7683
7964
7964
8256
8256
8619
8619
8998
8998
9393
9393
9807
9807
10238
10238
10709
10709
11201
11201
11717
11717
12256
12256
12819
12819
13434
13434
14079
14079
14754
14754
15462
15462
16204
16204
17014
17014
17866
17866
18759
18759
19697
19697
20681
20681
21757
21757
22888
22888
24078
24078
25330
25330
26647
26647
28086
28086
29602
29602
31201
31201
32886
32886
34661
34661
35008
35008
35358
35358
35711
35711
36068
36068
36429
36429
36793
36793
37161
37161
37532
37532
37908
37908
38287
38287
38670
38670
39057
39057
39448
39448
39842
39842
40241
40241
40643
40643
41050
41050
41460
41460
41874
41874
-