Best Visa Credit Cards in Hong Kong 2025

Travel Offer

• American Express Travel Online Benefit
  Enroll with your Basic Platinum Card and make pre-paid bookings on a wide selection of American Express hotel & car rental partners via American Express Travel Online platform to enjoy up to HK$1,100 Statement Credit
  • For details, please refer to American Express Travel Online Benefit | American Express Hong Kong
• Complimentary Access to The Centurion Lounges
  Enjoy over 1,550 lounges access over the world, and complimentary access to The Centurion Lounge including Hong Kong International Airport, Tokyo Haneda Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport.
• Fine Hotels & Resorts
  Complimentary benefits with an average total value of HK$4,680 with Fine Hotels & Resorts through Platinum Travel Service. With over 1,300 world-class properties to explore: complimentary room upgrade upon arrival,  complimentary daily breakfast for two people, and Guaranteed 4 pm late checkout etc. when available, including Park Hyatt Niseko Hanazono, InterContinental Osaka, Grand Hyatt Seoul, Conrad Seoul and Capella Bangkok
• Elite partner programs
  Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs, including Hilton Honors – Gold status, Radisson Rewards™ - Premium status, and Marriott Bonvoy™ - Gold Elite Status
• The Hotel Collection
  Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide, like Hyatt and Hilton Hotels.
• Comprehensive Travel Insurance
  Travel Accidents coverage of up to HK$3,000,000, Medical Assistance and expense up to HK$1,000,000, Canceling and cutting short your trip, Lost, stolen and damaged baggage, and Delayed flights and missed departures.

New offer launched in August！The Country Club at Hong Lok Yuen Admission Privilege

Basic Cardmembers of The Platinum Card can enjoy complimentary access to The Country Club at Hong Lok Yuen for 2 times per calendar month upon successful registration through designated link. Promotion details please refer to The Country Club at Hong Lok Yuen Admission Privilege | American Express HK.

Dining Offer
Basic and Supplementary Cardmember can enjoy

• Global Dining Credit
  Year-round benefit of up to HK$2,000 Global Dining Credit, including HK$1,000 Statement Credit for local dining at over 30 local restaurants and in 20 locations around the world and HK$1,000 Statement Credit for overseas dining at over 1,400 abroad restaurants and in 20 locations around the world.
  • Promotion details please refer to Global Dining Credit | American Express Hong Kong
• NEW! Enjoy up to 30% savings at selected restaurants of Elite Concepts.
  • 30% savings on the original price of the designated menu at participating restaurants, including yè shanghai – Tsim Sha Tsui/ Admiralty, Nanhai No. 1, Nanhai No. 2, Deng G Sichuan
  • 20% savings on the original price for access and dining at Penthouse.
  • Promotion details please refer to Elite Concepts l American Express HK
• NEW! Enjoy up to 30 % savings on the a la carte menus at selected restaurants of JIA Group, including Chachawan, Duddell’s, La Terrace by Louise and Leela
  • Promotion details please refer to JIA Group l American Express HK

• NEW! Enjoy 30% savings on the original price of the designated dinner menu at participating restaurants of Wooloomooloo Group

  • Designated restaurants include: MOOO! – Tsim Sha Tsui, OMAROO Grill – Central, Wooloomooloo Steakhouse - Tsim Sha Tsui East, Wooloomooloo Steakhouse - Wan Chai and Wooloomooloo Prime – Tsim Sha Tsui
  • Promotion details please refer to Wooloomooloo Group | American Express HK
• Enjoy special savings at designated restaurants of Maxim’s Chinese Cuisine, Western Restaurants and m.a.x. concepts on the à la carte dinner menus.
  • Promotion details please refer to Maxim's Dining | American Express HK
• Enjoy up to 40% savings on the à la carte dinner menus and 25% savings on the à la carte food menus for takeaway orders at designated restaurants of Cafe Deco Group.
  • Designated restaurants of Cafe Deco Group includes: ANJU, Dim Sum Bar, Cafe Deco Pizzeria, Duan Chun Zhen, Takeroku Ramen, WATERMARK.
  • The list of designated restaurants is subject to change from time to time without prior notice. Please check with the restaurants for details.
  • Promotion details please refer to Cafe Deco | American Express HK
• Enjoy 30% saving on a la carte food and beverages menu for all day dine-in at participating restaurants of S&S Hospitality.

Earn Rewards points when you spend with the Card

• Membership Rewards Turbo Program - First HK$160,000 local spending for each program year - HK$1 spending = 2 Membership Rewards points
  • Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 0.67%.
  • Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 240 Membership Reward points Points = HK$1 Redemption Points
• Membership Rewards Turbo Program - Local spending from HK$160,001 and onwards for each program year - HK$1 spending = 1 Membership Rewards points
  • Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 0.33%.
  • Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 240 Membership Reward points Points = HK$1 Redemption Points
• Foreign Currency Spending - HK$1 spending = 3 Membership Rewards points
  • Take American Express Pay with Points Redemption Rate 300 Membership Rewardspoints = HK$1 as an example. The cashback rate is 1%.
  • Booking through American Express Travel Online, you can enjoy a preferential redemption rate of 150 Membership Reward points Points = HK$1 Redemption Points

Lifestyle Offer

• Buy-1-Get-1-Free tickets offer will be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days in Broadway Circuit.
• Enjoy 3% savings on selected regular-priced items at the stores of city'super, LOG-ON and cookedDeli in Hong Kong.

Shopping Protection

• Online Fraud Protection GuaranteeShop online with the Card and you won't be held responsible for any fraudulent charge.
• Return GuaranteeRefund if you are unhappy with the purchase made with the Card.
• Extended WarrantyWhen purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
• Price ProtectionRefund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
• 45 Days CoverAlmost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.

• Terms and Conditions apply.

Reminder

• The Platinum Card® Year-Round Offers Terms and Conditions apply.
• Annual fee is HK$9,500 with the entitlement of 2 Supplementary Platinum Cards (annual fee cannot be waived)
• Existing Basic Platinum Card Cardmember / American Express Peninsula Platinum Card Basic Card Cardmember and applicants who held the Basic Card of The Platinum Card® / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for Welcome Offers.
• The Platinum Card® welcome offer will be ONLY eligible to those who paid the annual fee and account stays active
• Cardmembers who paid the annual fee and holding valid Platinum Card accounts with good standing and not overdue will be eligible for the above Online Bonus and Welcome Bonuses. American Express reserves the right not to offer any bonus of Welcome Rewards to Cardmembers who fail to fulfil the above conditions without prior notice.

Smartphone Application Guide

• Apply for a DBS Black World Mastercard through the MoneyHero mobile website to earn exclusive welcome offers plus an additional HK$50 InstatRedeem from DBS Card+. For details, please visit DBS website.

1. Through the MoneyHero mobile website credit card offers page, immediately apply for the DBS Black World Mastercard.
2. After filling out your email, directly access the pop-out App Store / Google Play Store page to download and open the DBS Card+ HK app.
3. Directly apply for the specified DBS credit card within the app, and check your email inbox to fill out the reward claim form.

• If you want to continue applying through the desktop website:
  After accessing the bank's official website through MoneyHero, please use the "New Customer" column "Apply Now" red button to apply. This makes it easier to successfully track your MoneyHero exclusive offer application details, but you may not be able to get the additional HK$50 InstatRedeem from DBS Card+.

Suitable for customers who loves travelling

As low as HK$2=1mile and worldwide travel privileges

• Register via DBS Card+ app now to enjoy the following privileges upon accumulating a retail spending of HK$20,000 or above from the next calendar day after successful registration in a certain calendar month to enjoy Eligible Overseas Spending as low as HK$2 = 1 Mile. For details, please visit DBS website

Enjoy full year travel privileges 

• Up to 8% off on hotel booking offer from Expedia.com
• Up to 8% off on hotel booking offer from Hotels.com

Flexi Shopping Black World Mastercard® Exclusive Offer

• 3 times 50% one-off handling fee rebate on travel merchant spending instalments!
• Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fsbmce.

InstaRedeem 20% off on Online / Travel Merchant Spending

• Offset your online spending or spending at travel merchants with DBS$ with just a few taps!

• Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.

  • Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time; Asia Miles can be converted instantly and shall be credited to your mileage account instantly.
  • Exclusive offers of 45% off when redeeming travel rewards with DBS$ from iGO Rewards.

• Unlimited Cash Rebate Redemption
  • DBS Black World Mastercard® Cardholder can redeem Cash Rebate at DBS$80 to HK$100 during Promotion Period. Without any spending requirement and limit on redemption quantity.
  • Login to DBS Card+ > Select "Rewards" > Select "eSHOP" > Select applicable credit card > Select "20% Off Cash Rebate Redemption Promotion" > Select redemption quantity > Click "Buy Now" to complete redemption procedure

Other things to note

• MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS.
• DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning DBS$.
• Terms and Conditions apply. For details, please visit go.dbs.com/hk-blackcard-mc.

• To borrow or not to borrow? Borrow only if you can repay!

• 5% CashBack at PARKnSHOP

  Year round offers: 5% CashBack at designated merchants like Klook and more

  • Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
    • From 2023 onwards, JHC will be added as a designated merchant
    • Other designated merchants include 759 Store, Circle K Convenience Store, HKTVmall, Klook, SaSa, Watsons, Decathlon, China Mobile Hong Kong (from 9 June 2023 onwards) and Deliveroo (from 1 April 2023 onwards) etc.
    • Major online video and music streaming platforms include Amazon Prime Video, Disney+, Netflix, Now TV, JOOX, KKBOX, MOOV, Spotify.
    • No minimum spending requirement.
    • The cap of 5% CashBack earned within the promotion period is HK$3,000. (You will reach the cap when you spend HK$60,000 at selected merchants.)
  • Other retail transactions (including online transactions and interest-free monthly instalment), Octopus Automatic Add-Value transactions and PayMe top-up transactions are entitled to 0.55% CashBack.
• Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
• Perpetual annual fee waiver
• No foreign transaction fee
  • No matter you pay in Hong Kong dollars or foreign currencies when you shop online or overseas, reimbursement charge is waived.
• No cash advance fees

• 	Extra CashBack		Basic CashBack		Total CashBack#
  Monthly Eligible Spending*	CashBack for Eligible Transactions made at Designated Merchants	Spending Cap per Monthly Statement Cycle	CashBack for Eligible Transactions	Spending Cap per Monthly Statement Cycle
  HKD 4,000 to HKD 14,999	4.44%	HKD5,000^	0.56%	No Cap	5%
  HKD 15,000	3.80%		1.2%		5%

• Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.
  • New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
• Promotion period is from 1 January to 31 December 2023 of 5% CashBack on Eligible Transactions made at Designated Merchants
• You are required to redeem CashBack through the 360° Rewards Redemption Platform.
  • The CashBack earned will be shown on the 360° Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.
  • Cardholders are required to redeem CashBack through the platform.
  • The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.
• Terms and conditions apply. Please refer to Standard Chartered website for credit card details.
  
  To borrow or not to borrow? Borrow only if you can repay!

• A single net spending of HK$300 or above of 4 designated categories of spending (Dining, Fitness clubs, Sportswear, Medical services) up to 5% rebate (applicable for the first HK$4,000 Eligible Spending in Other Retail Spending in each calendar month)
• Other retail spending up to 1 % rebate (applicable for the first HK$15,000 Eligible Spending in Other Retail Spending in each calendar month)
• Registration in DBS Card+ mobile application is required. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration
• The first HK$5,000 E-Wallet Retail Spending in each calendar month, excluding the thereafter E-Wallet Retail Spending exceeding HK$5,000, will be entitled the reward.
• For details, please visit go.dbs.com/hk-eminent-rebate-en.

• Conrad Hong Kong up to 10% off

• Up to 35% discount on designated check-up plans
  

Flexi Shopping Eminent Card Exclusive Offer

• 3 times 50% one-off handling fee rebate on medical service spending instalments!
• Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fseme

• MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
• Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
• New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 2 month of the New Card issuance date in order to be eligible to the Welcome Offer
• DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate

• Rewards Points
  • Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
  • 1% Points Rebate for all local Mobile Payments
• First year annual fee waiver
• This MoneyHero Exclusive Offer does not apply to student cards
• Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
• Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.

• Spending Rewards - Foreign Currencies Spending - best in town* - 7% +FUN Dollars Rebate / Local Dining and Transportation up to 5% +FUN Dollars Rebate

  • The promotion period of Hang Seng Travel+ Visa Signature Card +FUN Dollars Reward Programme has been extended to 31 December 2025. Customers who register via https://hangseng.com/travelplus and accumulate monthly eligible spending of HK$6000 or above can enjoy below spending rebates. Registered customers are not required to register again and can continue to earn extra +FUN Dollars.
    • Foreign Currency Spending in Japan, Korea, Thailand, Singapore and Australia up to 7% +FUN Dollars
    • Other Foreign Currencies Spending up to 5% +FUN Dollars
    • Local Transportation Spending up to 5% +FUN Dollars
    • Local Dining Spending (excludes Fast Food) up to 5% +FUN Dollars
  • Rebates for Foreign Currency Spending, Local Transport and Local Dining Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar). During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
  • *As of 14 May 2025, the monthly cash rebate limit for the Travel+ Visa Signature Card is higher than that of similar products in the market for the same spending category.
  • Terms and conditions apply. Please visit https://hangseng.com/travelplus for details, terms and conditions of Travel+ Visa Signature Card +FUN Dollars Reward Programme.
• Travel+ Visa Signature Card Exclusive Offer

• “New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” refer to applicants who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
• If the customer has held a Hang Seng Travel+ Visa Signature Card as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
• The extra +FUN Dollars rebate will be calculated for the Eligible Retail Spending till the last day of every calendar month. The extra +FUN Dollars rebate will be automatically credited into the Eligible Credit Card account within 2 calendar months. The credit card account should remain valid and in good standing when the relevant +FUN Dollars rebate is credited. Cardholders can log on to Hang Seng Personal e-Banking (if applicable) or call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899 to check the reward details.

• Intervals Sky Bar Tailor-made Drinks Redemption Offer
  • From now till 31 December 2025, visit Intervals Sky Bar at Hong Kong International Airport before your trip begins, to redeem a craft cocktail or mocktail concocted by world-class bartenders at HKD10 with a physical Hang Seng Travel+ Visa Signature card, a perfect start to your journey! Terms and Conditions apply.
• Rakuten Travel Japan hotel booking offer
  • From now till 31 December 2025, enjoy up to 30% off with a maximum discount of HKD900 per booking when making Japan hotel bookings at Rakuten Travel over HKD2,500. Monthly quota of 400 comes at a first-come, first-served basis. Terms and Conditions apply.

• Expedia Promotions

  • From now till 31 December 2025, enjoy 9% off on selected hotel bookings with promo code “HASE9” via http://www.expedia.com.hk/hstravel
• +FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.

• MoneyHero strives to maintain accurate information. If there are any discrepancies between the information provided and that found on the websites of financial institutions, service providers, or specific products, the information from the financial institutions shall prevail. Please refer to the relevant financial institution’s website for the most up-to-date product information.

• Hang Seng Bank is not the provider of the exclusive rewards from MoneyHero. The availability of the rewards and their redemption process are not related to Hang Seng Bank.
• Advertising information provided by Hang Seng Bank Limited
• Hang Seng reserves the right to amend these Terms and Conditions at any time
• To borrow or not to borrow? Borrow only if you can repay!

Launch of WeWa Club Enjoy endless offers and jetso

• The WeWa Pick 1 of 4 Fun Categories (Mobile Payment or Travel Spending or Overseas Spending or Online Entertainment). Of course, you will get even better offers on WeWa Club by becoming a WeWa credit card cardholder and upgrade yourself as a “WePlus” member.

• At WeWa Club, you can:
  • Buy amazing things at a good deal
  • Enjoy priority booking for concerts or other events
  • Enjoy many other offers and jetso!
  Click here  to register as a WeWaClub member

Enjoy limited-time offers and activities in OmyCard app

• Enjoy WeWa Club limited-time offers through the app. You can buy popular products at a discounted price.

• 4% rebate on Mobile Payment or Travel Spending or Overseas Spending or Online Entertainment (0.4% basic rebate + 3.6% additional rebate) (HK$250 = HK$10 cash rebate)
• 0.4% on other spendings (HK$250 = HK$1 cash rebate)

• Enjoy waiver on interest rate and handling fee for option of 3 months of Credit Card Transaction Instalment Plan when you apply for the plan via OmyCard App. The plan is applicable to single eligible retail spending of HK$1,500 or above.

• Welcome offers, HK$300 Cash Rebate Offer and MoneyHero exclusive offer are applicable to applicants who are not holding and / or have not held any Credit Card issued by PrimeCredit in the past 6 months.

• Cardholders must accumulate eligible retail transactions of HK$1,500 or above using their WeWa Credit Card in each calendar month during the Promotion Period to receive a cash rebate of 3.6% on Eligible Retail Transaction of the selected Fun category of that WeWa Credit Card made in that calendar month, the maximum Cash Rebate can be received per WeWa Credit Card in each calendar month during the Promotion Period is HK$200

• First year annual fee waiver
• 6% Cash Rebate on dining and online spending all year round
• From 1 January till 30 June 2025, Motion Credit Cardmembers can earn 6% cash rebate on dining and online spending all year round, up to extra HK$200 Cash Rebate per month. (Required to make accumulated eligible retail transactions of HK$3,800 of the month)
• Other things to note:
  • Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.
• Terms and conditions apply. For more details, please visit https://www.cncbinternational.com/personal/promotions/motion_credit_card/en/index.html.
• Reminder: To borrow or not to borrow? Borrow only if you can repay!

• Earn Membership Rewards points when you spend with the Card. Enjoy as low as HK$3.6 = 1 mile on selected online everyday spend merchants.

  Local Currency Spend	Basic Points Reward:HK$1 = 3 points (HK$6/mile or 1% cash rebate) Welcome Offer Points Reward:HK$1 = 6 points (HK$3/mile or 2% cash rebate)
  Foreign Currency Spend	Click Here and Register: HK$1 = up to 10.75 Membership Rewards points (HK$1.68 = 1 mile）
  Airlines and Selected Online Travel and Everyday Spend Merchants Include: Trip.com, klook, Expedia, hotels.com,etc., Cathay Pacific Airlines, Japan Airlines, Eva Air, Finnair, Hong Kong Airlines, Emirates and MORE	Click Here and Register: You can earn up to 10.75 points when making purchases through airlines or designated travel websites (such as trip.com, klook, etc.) (HK$1.68 = 1 mile)

  • Conversion rate is based on 30,000 points to redeem HK$100 cash vouchers/Pay with Points and 18 points to redeem 1 mile.

• No expiry dates for Membership Rewards points. You can transfer your points to redeem diversified rewards.

  • You can transfer your points into 8 air miles partners with no administration fee. Partners include Asia Miles, Avios, ANA, KrisFlyer and more.
  • You can also redeem cash voucher, Pay with Points, Travel with Points, hotel points (Hilton Honors、Marriot Bonvoy), lifestyle gifts and more.

• Travel Privileges - take care of your travel needs

  • Complimentary Plaza Premium Lounge Access: Basic and Supplementary Cardmember of American Express Explorer Credit Card can enjoy a total of 8 times complimentary Plaza Premium Lounge, including the Intervals Bar at Hong Kong International Airport access every calendar year.
  • Complimentary Travel Insurance: Pay for your entire fare for an overseas trip with the Card to enjoy complimentary travel insurance. Coverages include travel accident insurance with coverage up to HK$3.5 million and travel inconvenience protection with coverage up to HK$10,000 per year.

• Register for Travel Spending Offer

  • From now until December 31, 2025, register for the travel spending offer to earn miles as low as HK$1.68 = 1 mile. This is equivalent to earning up to 10.75 American Express Membership Rewards points for every HK$1 spent in eligible foreign currency transactions, airline purchases, or designated travel website spending.

• Shopping Protection
  Spend with the Card to enjoy the following protection:

  • Online Fraud Protection Guarantee
    Shop online with the Card and you won't be held responsible for any fraudulent charge.
  • Return Guarantee
    Refund if you are unhappy with the purchase made with the Card.
  • Extended Warranty
    When purchase with the Card, the warranty will be extended by up to 1 year once the original manufacturer's warranty expires. The maximum coverage is HK$40,000 per item, and HK$150,000 per Card account per year.
  • Price Protection
    Refund the difference when you see an identical item offered at a cheaper price in Hong Kong within 14 days of your purchase
  • 45 Days Cover
    Almost anything you buy with your Card is insured against theft or accidental damage for up to 45 days after the date of purchase.
  • Terms and Conditions apply.

• Entertainment and Shopping Privileges

  • 10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.

• First year annual fee waiver upon successful card application
  • Spend HK$150,000 annually with the principal and any supplementary card(s) and your HK$2,200 annual card fee will be waived for the following year.
• Travel Spend Offer
  • From now until June 30, 2025, enroll to earn as low as HK$1.68 = 1 mile on Travel Spend Offer, equivalent to up to 10.75 Membership Rewards points for every HK$1 equivalent spent in foreign currencies transactions, airlines or selected online travel merchants

Things to know

• Welcome Offer Terms and conditions apply.

• Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application, are NOT eligible for the Welcome Offer and First Year Annual Fee Waiver. American Express reserves the right to debit the original price of the Welcome Offer and First Year Annual Fee from such Cardmember’s account without prior notice.

  • Gift eligibility is based on the application date of the approved application, but not approval date 
• First Transaction Bonus is applicable to Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission.

• Enjoy 1.2% cash back on online, local and foreign currencies purchases all year round
  • Cash back will be automatically credited to qualifying Account every month

• Interest-free instalment program
  • Enjoy greater flexibility when making big purchases at selected merchants with interest-free instalment program

• Year-Round Benefits
  • 20% savings on all 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit
  • Free upgrade on handcrafted beverage at Pacific Coffee

• American Express Blue Cash Credit Card has no minimum annual income requirement. It is also applicable to university students
• Protection
  • Online Fraud Protection Guarantee: Shop online with your Card and you won't be held responsible for any fraudulent charge
  • 45 Days Cover: Protect purchases against accident damage or theft for up to 45 days after the date of purchase
  • Global Assist: Free legal and medical referrals 24 hours a day, 365 days a year

• First-year annual fee waiver for all applicants
  • Annual card fee is HK$980. Spend HK$25,000 annually and your annual card fee will be waived for the following year.

• Existing Blue Cash Credit Card from American Express Cardmembers and applicants who have held Blue Cash Credit Card from American Express (Basic card) at any time within the past 12 months from the date of this application are not eligible for the Welcome Offer and the First Year Annual Fee Waiver.

• Gift eligibility is based on the application date of the approved application, but not approval date. If applicants who apply for both Explorer Credit Card and Blue Cash Credit Card at same date, are preferred to activate cards after both two cards are successfully approved. Please note normally The 2nd card application will be taken around 7 days for approval upon the 1st card application is approved.

• Card features and year-round offers Terms and Conditions apply.

• Enjoy up to 8% COMPASS Dollar Rebate upon a single net spending of HK$300 or above at local supermarkets with DBS COMPASS VISA every Wednesday. . Rewards include the 0.4% COMPASS Dollar basic rebate under the COMPASS Card Reward Scheme and the extra 7.6% COMPASS Dollar rebate (HK$152 monthly rebate cap) under this Promotion. When calculating Rewards, Extra Reward will be rounded down to 2 decimal places and is only applicable to the first HK$2,000 Eligible Spending in each calendar month during the Promotion Period.
• Promotion period: From now till 25 June 2025 (every Wednesday)

• During the promotion period, principal cardholders of DBS COMPASS VISA can participate in our “COM-to-Play” Mini Game via DBS Card+ app upon making a single net transaction of HK$200 or above at the following designated spending categories (physical or online stores). Upon completion of the mini game, cardholders can get a guarantee prize of $5 COMPASS Dollar or a chance of winning up to $5,000 COMPASS Dollar!
  • Fashion & Apparel
  • Department Stores
  • Household Appliances / Electronic Goods
  • Home Furniture / Decorations
  • Gasoline
• To join the Mini Game, Principal Cardholders are required to install the DBS Card+ and completely register an DBS Card+ account before making the eligible transaction. Each Principal Cardholder can participate in the Mini Game up to 2 times per calendar month during the promotion period. The virtual credit card activated immediately upon the successful application of the Applicable Credit Card via DBS Card+ is also entitled to participate in the Promotion from the second next day upon card issuance.
• Promotion Period: From now till 31 March 2025

"COM-to-Spend Everywhere Spending Rewards

• Upon registration for this Programme via DBS Card+ app and make a single net spending of HK$300 or above at below designated categories of spending (physical or online stores) from the next calendar day following successful registration until the end of the Programme period, you can enjoy 2% Compass dollar rebate. (applicable to the first HK$12,500 Eligible Spending in each calendar month)
• Designated Daily Household Spending Categories including: Retail transactions made via AliPay, AliPayHK or WeChat Pay, Department stores, Home furniture or decorations, Gasoline spending at fuel stations etc..
• Promotion Period: from now till 30 Jun 2025 

Flexi Shopping COMPASS VISA Exclusive Offer

• 3 times 50% one-off handling fee rebate on premium instalments!
• Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fscve.

Tactical Offers

• iHerb (valid until 31 March 2025)
  • Enter the designated promotion code "DBS10" before completing the payment on the payment page to enjoy 10% off
  • Extra HK$60 cash rebates (each cardholder can earn the cash rebate up to a maximum of 3 times during the promotion period) upon a single net spending of HK$600 or above
• Sinopec (valid until 28 March 2025; every Mon to Fri)
  • Sino X power Discount of Up to HK$10.5/Litre
• Pay & Transfer (Valid until 28 February 2025)
  • HK$0 handling fee and up to HK$24 rebate for Money Transfer.
  • New Customer Limited Time Offer - up to HK$30 rabate for tax payment and payment to merchants

• MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by DBS.
• DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning COMPASS Dollar.
• Promotions above are subject to related terms and conditions, please visit go.dbs.com/hk-cv-en for details.

• A single net spending of HK$300 or above of 4 designated categories of spending (Dining, Fitness clubs, Sportswear, Medical services) up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
• Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
• Registration in DBS Card+ mobile application is required. Eligible spending will be calculated for rebate according to this program from the next calendar day upon successful registration
• The first HK$5,000 E-Wallet Retail Spending in each calendar month, excluding the thereafter E-Wallet Retail Spending exceeding HK$5,000, will be entitled the reward.
• For details, please visit go.dbs.com/hk-eminent-rebate-en.

• Conrad Hong Kong up to 10% off
• Hyatt Regency Hong Kong, Tsim Sha Tsui 15% off

• Up to 35% discount on designated check-up plans
  

Flexi Shopping Eminent Card Exclusive Offer

• 3 times 50% one-off handling fee rebate on medical service spending instalments!
• Offer is bounded by Terms and Conditions. For details, please visit go.dbs.com/hk-fseme

• MoneyHero exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS
• Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).
• New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 2 month of the New Card issuance date in order to be eligible to the Welcome Offer
• DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate