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Banking Account FAQ

Payroll account is a bank saving account for receiving payroll / salary payment. Banks usually offer extra cash rebate or higher deposit interest rates for customers who open a payroll account and successfully set up auto-payroll service during the first few months.
To set up auto-payroll services for your payroll account, you will need to get authorization from your employer for crediting the account automatically with your salary. Normally, the auto-payroll payment does not include overseas TT, local CHATS, Cheque or Cash.

Most payroll benefits are only available to new customers, but some banks may also offer bonus interest rates constantly to existing customers.

Note that the definition of "new customer" differs from banks - it may refers to new-to-bank clients (have not maintained any account from the bank in the past 12 months) or non-payroll clients (have not signed up for any payroll services of the bank)

No matter whether you are a new customer, the most attractive payroll offers may only available to applicants with high salary (e.g. HK$50,000 or above per month). Select your monthly salary on the filter panel above, so that we can show you the best offer based on your eligibility.

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