Compare the best credit cards in Hong Kong, that offers some of the best benefits such as cashback, miles, rewards, and promotions. Find a wide variety of credit cards to suit your spending habit to maximise your savings and rewards. Apply for your ideal card on MoneyHero today!
From January 13 to February 12, 2025, at 6 PM, apply for our exclusive reward products, including credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero reward redemption form to receive the Snake Year electronic fortune bag (sent via email)! By answering a creative question, we will select 88 winners to receive the following prizes:
1st Prize: Dyson HP09 Formaldehyde Removal Air Purifier (Value: HK$7,180)
HK$800 Lucky Money Fortune Bag From January 13, 2025, until 6 PM on February 12, 2025, apply for our exclusive reward promotion products such as credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero Reward Redemption Form to receive a Snake Year electronic fortune bag worth up to HK$800 (sent via email), which includes: i. Shopback HK$50 cash rebate; ii. 12-month Deliveroo Plus Silver membership for MoneyHero customers (worth HK$696) + HK$80 discount; iii. A new Freebird roaming SIM with a "Buy 3 Days, Get 2 Days Free" offer for data in 12 Asian countries (worth HK$30); iv. A free set of limited edition "Sharp Wake Up and Save" red packets from MoneyHero (10 in total, redeemable via email).
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
German Pool SGV-1518 Mini Multifunctional Steam Grill Oven (valued at HK$2,480)
New Citibank Customers can get MoneyHero Exclusive reward with Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / German Pool SGV-1518 Mini Multifunctional Steam Grill Oven (valued at HK$2,480)
Requirements
From 17 January 2025 6 p.m. till 24 January 2025 12 noon: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 24 February 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
MoneyHero Exclusive Offer
Gift Options
HK$2,000 Apple Store Gift Card; or
HK$2,000 Wellcome Shopping Voucher
New Citibank Customers can get MoneyHero Exclusive reward with HK$2,000 Apple Store Gift Card / HK$2,000 Wellcome Shopping Voucher
Requirements
From 17 January 2025 6 p.m. till 24 January 2025 12 noon : Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 24 February 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Double the joy with Citi
Gift Options
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Double the joy with Citi
Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one! Designated restaurants:
ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)(Asia's 50 Best Restaurant)
Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)(SCMP 100 Top Tables)
Louise - Designated Dinner Menu (HK$1,488)(OAD Asia Top Restaurants )
Restaurant Petrus - Designated Dinner Menu (HK$1,500)(OAD Asia Top Restaurants)
Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)(SCMP 100 Top Tables)
The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)(Asia's 50 Best Bars)
Terms and Conditions apply , for more detail click here
Product Feature :
Rewards Points
Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
1% Points Rebate for all local Mobile Payments
First year annual fee waiver
This MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
sim Credit Card
Annual Fee
HK$ 800
info
First-year annual fee waiver
Cashback Local
Up to 3 %
info
Designated store spending. Cashback will be capped at HK$200 per month
Cashback Local Online Shopping
Up to 8 %
info
Cashback will be capped at HK$200 per month
Annual Fee Waiver
First year
7 Offers Available
【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
+ 3 other gift options
Valid until
12 February 2025
【New Year Rewards】Big Lucky Money!
HK$800 Lucky Money Fortune Bag
Valid until
12 February 2025
MoneyHero Exclusive Offer
HK$1,000 Apple Store Gift Card
+ 5 other gift options
Valid until
24 January 2025
Lunar New Year Cashback Offer
New Customer: up to HK$2,358 CashBack + Movie Combo
Valid until
28 February 2025
Lunar New Year Cashback Offer
Existing Customer: Up to HK$1,608 CashBack + Movie Combo
Valid until
28 February 2025
Lunar New Year Big Spenders Reward
Up to HK$8,888 cash rewards
Valid until
28 February 2025
Perpetual Annual Fee Waiver for Student at Designated Institutions
Perpetual Annual Fee Waiver for Student at Designated Institutions
Valid until
31 January 2025
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【New Year Bonus】$110,000 in Gifts
🎁【New Year Bonus】$110,000 in Gifts
Gift Options
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180); or
From January 13 to February 12, 2025, at 6 PM, apply for our exclusive reward products, including credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero reward redemption form to receive the Snake Year electronic fortune bag (sent via email)! By answering a creative question, we will select 88 winners to receive the following prizes:
1st Prize: Dyson HP09 Formaldehyde Removal Air Purifier (Value: HK$7,180)
HK$800 Lucky Money Fortune Bag From January 13, 2025, until 6 PM on February 12, 2025, apply for our exclusive reward promotion products such as credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero Reward Redemption Form to receive a Snake Year electronic fortune bag worth up to HK$800 (sent via email), which includes: i. Shopback HK$50 cash rebate; ii. 12-month Deliveroo Plus Silver membership for MoneyHero customers (worth HK$696) + HK$80 discount; iii. A new Freebird roaming SIM with a "Buy 3 Days, Get 2 Days Free" offer for data in 12 Asian countries (worth HK$30); iv. A free set of limited edition "Sharp Wake Up and Save" red packets from MoneyHero (10 in total, redeemable via email).
Greater Bay Airlines Round-trip tickets for one from Hong Kong to Japan (Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited, first come first serve); or
Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color); or
POLARIOD NOW+ I-TYPE Instax (valued at HK$1,599); or
Archer GXE75 AXE5400 Tri-Band Wi-Fi 6E (valued at HK$1,499); or
HK$1,000 Apple Store Gift Card; or
HK$1,000 Wellcome Shopping Voucher
New sim Customers can get MoneyHero Exclusive reward with Greater Bay Airlines Round-trip tickets for one from Hong Kong to Japan (Includes 20 kg of luggage, excluding taxes, with destinations including Osaka, Yonago, and Tokushima. Limited, first come first serve) / Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color) / POLARIOD NOW+ I-TYPE Instax (valued at HK$1,599) / Archer GXE75 AXE5400 Tri-Band Wi-Fi 6E (valued at HK$1,499) / HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher
Requirements
From 10 January 2025 6 p.m. till 24 January 2025 6 p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
On or before 24 February 2025: The card must be approved by sim
The redemption period for the Greater Bay Area Airlines tickets offered in this promotional event is from November 15, 2024, to April 30, 2025. Travel dates are from January 1, 2025, to July 10, 2025, and are not applicable on specified dates. For details, please refer to this website.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Lunar New Year Cashback Offer
Gift Options
New Customer: up to HK$2,358 CashBack + Movie Combo
Lunar New Year Promotion 1. During the promotion period from 10 January to 28 February 2025, simply use sim Credit Card to accumulate a specific amount on non-online spending, you can earn up to HKD$1,008 cashback and a Movie Combo: a) Reward 1: Frequent Spending Reward of up to HKD$120 b) Reward 2: Accumulated Spending Reward of up to HKD$888 & a movie combo (Including 2 movie e-vouchers and 1 twins popcorn combo) 2. Please click here to register & refer to Terms and Conditionsfor more details.
Travel Bliss Reward 1. From 18 December 2024 to 31 March 2025, simply accumulate eligible transactions at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount, you can earn up to HKD$600 cashback in each phase: a) Phase one: 18 December 2024 to 31 January 2025 (both dates inclusive) b) Phase two: 1 February 2025 to 28 February 2025 (both dates inclusive) c) Phase three: 1 March 2025 to 31 March 2025 (both dates inclusive) 2. Please click here to register & refer to Terms and Conditions for more details.
Welcome Offer 1. Welcome gift - EIGHT Emperor Cinemas Movie e-Vouchers / Up to HKD$700 Cash Rebate / Apple Store Gift Card / HKTVmall e-coupon / Matsukiyo Cash Voucher 2. Please refer to Terms and Conditions for more details.
Complete Identity Verification to get HKD 50 CashBack Complete the identity verification in sim Credit Card app within 3 hours after submitting your web application and you will receive an additional HKD 50 cash reward. Terms and conditions apply.
Lunar New Year Cashback Offer
Gift Options
Existing Customer: Up to HK$1,608 CashBack + Movie Combo
Lunar New Year Promotion 1. During the promotion period from 10 January to 28 February 2025, simply use sim Credit Card to accumulate a specific amount on non-online spending, you can earn up to HKD$1,008 cashback and a Movie Combo: a) Reward 1: Frequent Spending Reward of up to HKD$120 b) Reward 2: Accumulated Spending Reward of up to HKD$888 & a movie combo (Including 2 movie e-vouchers and 1 twins popcorn combo) 2. Please click here to register & refer to Terms and Conditionsfor more details.
Travel Bliss Reward 1. From 18 December 2024 to 31 March 2025, simply accumulate eligible transactions at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount, you can earn up to HKD$600 cashback in each phase: a) Phase one: 18 December 2024 to 31 January 2025 (both dates inclusive) b) Phase two: 1 February 2025 to 28 February 2025 (both dates inclusive) c) Phase three: 1 March 2025 to 31 March 2025 (both dates inclusive) 2. Please click here to register & refer to Terms and Conditions for more details.
Lunar New Year Big Spenders Reward
Gift Options
Up to HK$8,888 cash rewards
Lunar New Year Promotion - Big Spenders Reward 1. During the promotion period from 10 January to 28 February 2025, the top three customers with the highest cumulative non-online transactions made with the sim Credit Card will be entitled to the following cash rewards:
Top 3 customers with the highest cumulative non-online transactions^ amount
Perpetual Annual Fee Waiver for Student at Designated Institutions
Gift Options
Perpetual Annual Fee Waiver for Student at Designated Institutions
Perpetual Credit Card Annual Fee Waiver Promotion for Students
Only applies to sim Credit Card;
was, at the time of the application, attending a full-time programme offered by the accredited education institutions in Hong Kong (see Terms and Conditions)
During the Promotion Period, Eligible Cardholders who successfully submit a copy of a valid student identity card during the application for an Eligible Card, which is verified by the Card Issuer, will enjoy a perpetual credit card annual fee waiver. The Card Issuer may request Eligible Cardholders to provide additional documents for identity verification and/or credit processing purposes when deemed necessary.
Up to 8% cash rebate for online retail spending (after accumulating eligible non-online retail spending of HK$500 in the month, a single net transaction of HK$500 or more during the month will earn 8% cash rebate for eligible online retail spending)
3 % cash rate for eligible spending at designated local merchants(Designated local merchant includes: Adidas, Fila, PUMA, @cosme STORE, Matsukiyo HK, Sugidama HK, Reebok, Tokyo Lifestyle)
Cashback will be capped at HK$200 per month
Terms and Conditions apply: https://www.thesim.com/en/legal
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: No Requirement
Exclusive OfferBest offer in town 2% Unlimited Cash Rebate
Citi Cash Back Card
Cashback Local
1 %
info
Local dining and local hotel spending: 2% cash rebate.
Cashback Overseas
2 %
info
Overseas or online foreign currencies spending: 2% cash rebate.
Cashback Local Online Shopping
1 %
Annual Fee Waiver
First year
5 Offers Available
【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
+ 3 other gift options
Valid until
12 February 2025
【New Year Rewards】Big Lucky Money!
HK$800 Lucky Money Fortune Bag
Valid until
12 February 2025
MoneyHero Exclusive Offer
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour)
+ 2 other gift options
Valid until
24 January 2025
MoneyHero Exclusive Offer
HK$2,000 Apple Store Gift Card
+ 1 other gift options
Valid until
24 January 2025
Double the joy with Citi
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Valid until
16 April 2025
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Things to consider for this product:
check
Dining rebate
check
Overseas rebate
check
Unlimited rebate
check
High-priced welcome gifts
【New Year Bonus】$110,000 in Gifts
🎁【New Year Bonus】$110,000 in Gifts
Gift Options
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180); or
From January 13 to February 12, 2025, at 6 PM, apply for our exclusive reward products, including credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero reward redemption form to receive the Snake Year electronic fortune bag (sent via email)! By answering a creative question, we will select 88 winners to receive the following prizes:
1st Prize: Dyson HP09 Formaldehyde Removal Air Purifier (Value: HK$7,180)
HK$800 Lucky Money Fortune Bag From January 13, 2025, until 6 PM on February 12, 2025, apply for our exclusive reward promotion products such as credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero Reward Redemption Form to receive a Snake Year electronic fortune bag worth up to HK$800 (sent via email), which includes: i. Shopback HK$50 cash rebate; ii. 12-month Deliveroo Plus Silver membership for MoneyHero customers (worth HK$696) + HK$80 discount; iii. A new Freebird roaming SIM with a "Buy 3 Days, Get 2 Days Free" offer for data in 12 Asian countries (worth HK$30); iv. A free set of limited edition "Sharp Wake Up and Save" red packets from MoneyHero (10 in total, redeemable via email).
Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
German Pool SGV-1518 Mini Multifunctional Steam Grill Oven (valued at HK$2,480)
New Citibank Customers can get MoneyHero Exclusive reward with Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / German Pool SGV-1518 Mini Multifunctional Steam Grill Oven (valued at HK$2,480)
Requirements
From 17 January 2025 6 p.m. till 24 January 2025 12 noon: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 24 February 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
MoneyHero Exclusive Offer
Gift Options
HK$2,000 Apple Store Gift Card; or
HK$2,000 Wellcome Shopping Voucher
New Citibank Customers can get MoneyHero Exclusive reward with HK$2,000 Apple Store Gift Card / HK$2,000 Wellcome Shopping Voucher
Requirements
From 17 January 2025 6 p.m. till 24 January 2025 12 noon : Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 24 February 2025: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Double the joy with Citi
Gift Options
Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card
Double the joy with Citi
Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one! Designated restaurants:
ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)(Asia's 50 Best Restaurant)
Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)(SCMP 100 Top Tables)
Louise - Designated Dinner Menu (HK$1,488)(OAD Asia Top Restaurants )
Restaurant Petrus - Designated Dinner Menu (HK$1,500)(OAD Asia Top Restaurants)
Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)(SCMP 100 Top Tables)
The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)(Asia's 50 Best Bars)
Terms and Conditions apply , for more detail click here
Product Feature :
Most suitable for customer who has big spending in short period
Earn the welcome offer with a cost-free strategy by using e-wallet transactions (PayMe / Alipay HK) which count towards the welcome spending requirement
Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
2% rebate on local dining spending
2% rebate on local hotel spending
2% rebate on spending in foreign currency
1% unlimited rebate on other spending
Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
Purchase Protection Insurance
Purchases will be insured against any damages or loss for up to US$7,600 within 30 days of purchase.
First year annual fee waiver
The MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate
Eligible Foreign Currency Transactions exclude card-present transactions made by Cardholders at any merchant with physical premises, address of the fixed place of business or business license in any country participating in the European Economic Area (EEA) or joining after 19 October 2020. 1% Basic Cash Rebate will be awarded to card-present transactions made at merchants in the EEA.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
Exclusive OfferNo cross border fee
Standard Chartered Smart Credit Card
Cashback Local
5 %
info
5% CashBack on designated stores, HKTVmall, PARKnSHOP and other designated stores spending. *For the avoidance of doubt, if Cardholder’s Monthly Eligible Spending is less than HKD4,000 in a particular month, Cardholder will not be entitled to any CashBack in that month.
Foreign Currency Transaction Fee
0 %
Interest on installment plans
0 %
info
3-months unlimited interest-free instalment
Annual Fee Waiver
Perpetual Annual Fee Waiver
5 Offers Available
【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
+ 3 other gift options
Valid until
12 February 2025
【New Year Rewards】Big Lucky Money!
HK$800 Lucky Money Fortune Bag
Valid until
12 February 2025
MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card
+ 3 other gift options
Valid until
03 February 2025
MoneyHero Exclusive Welcome Gift
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color)
+ 1 other gift options
Valid until
03 February 2025
Welcome Offer
HK$800 CashBack
+ 1 other gift options
Valid until
27 February 2025
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chevron_right
Things to consider for this product:
check
Installment
check
No foreign txn fee
check
Local spending rebate
check
Annual Fee waiver
【New Year Bonus】$110,000 in Gifts
🎁【New Year Bonus】$110,000 in Gifts
Gift Options
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180); or
From January 13 to February 12, 2025, at 6 PM, apply for our exclusive reward products, including credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero reward redemption form to receive the Snake Year electronic fortune bag (sent via email)! By answering a creative question, we will select 88 winners to receive the following prizes:
1st Prize: Dyson HP09 Formaldehyde Removal Air Purifier (Value: HK$7,180)
HK$800 Lucky Money Fortune Bag From January 13, 2025, until 6 PM on February 12, 2025, apply for our exclusive reward promotion products such as credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero Reward Redemption Form to receive a Snake Year electronic fortune bag worth up to HK$800 (sent via email), which includes: i. Shopback HK$50 cash rebate; ii. 12-month Deliveroo Plus Silver membership for MoneyHero customers (worth HK$696) + HK$80 discount; iii. A new Freebird roaming SIM with a "Buy 3 Days, Get 2 Days Free" offer for data in 12 Asian countries (worth HK$30); iv. A free set of limited edition "Sharp Wake Up and Save" red packets from MoneyHero (10 in total, redeemable via email).
New Standard Chartered Credit Card Customers get rewarded with HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Trip.com e-Gift Voucher by fulfilling the following requirements:
From 02 January 2025 12 p.m. to 03 February 2025 12 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 03 March 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Gift
Gift Options
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color); or
BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color)
New Standard Chartered Credit Card Customers get rewarded with Marshall Emberton II Speaker (Valued: HK$1,499; random color) OR BRUNO BOE021 Compact Hot Plate (valued at HK$998; Random Color) by fulfilling the following requirements:
From 02 January 2025 12 p.m. to 03 February 2025 12 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 03 March 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Welcome Offer
Gift Options
HK$800 CashBack; or
Two HKGPPF voucher with Infinity Room Access
From now till 27 February 2025, new Cardholders have accumulated Eligible Transactions of HK$3,500 or above with the newly approved Smart Card within the first month from the date of issuance:
HK$800 OR
Two HKGPPF voucher with Infinity Room Access
The CashBack from Welcome Offer will be credited within 4 months after card issuance
Product Feature :
5% CashBack at PARKnSHOP
Year round offers: 5% CashBack at designated merchants like Klook and more
Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
From 2023 onwards, JHC will be added as a designated merchant
Other designated merchants include 759 Store, Circle K Convenience Store, Klook, SaSa, Watsons, Decathlon, China Mobile Hong Kong (from 9 June 2023 onwards) and Deliveroo (from 1 April 2023 onwards) etc.
Major online video and music streaming platforms include Amazon Prime Video, Disney+, Netflix, Now TV, JOOX, KKBOX, MOOV, Spotify.
No minimum spending requirement.
The cap of 5% CashBack earned within the promotion period is HK$3,000. (You will reach the cap when you spend HK$60,000 at selected merchants.)
Other retail transactions (including online transactions and interest-free monthly instalment), Octopus Automatic Add-Value transactions and PayMe top-up transactions are entitled to 0.55% CashBack.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
Perpetual annual fee waiver
No foreign transaction fee
No matter you pay in Hong Kong dollars or foreign currencies when you shop online or overseas, reimbursement charge is waived.
No cash advance fees
Extra CashBack
Basic CashBack
Total CashBack#
Monthly Eligible Spending*
CashBack for Eligible Transactions made at Designated Merchants
Spending Cap per Monthly Statement Cycle
CashBack for Eligible Transactions
Spending Cap per Monthly Statement Cycle
HKD 4,000 to HKD 14,999
4.44%
HKD5,000^
0.56%
No Cap
5%
HKD 15,000
3.80%
1.2%
5%
Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.
New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
Promotion period is from 1 January to 31 December 2023 of 5% CashBack on Eligible Transactions made at Designated Merchants
You are required to redeem CashBack through the 360° Rewards Redemption Platform.
The CashBack earned will be shown on the 360° Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.
Cardholders are required to redeem CashBack through the platform.
The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.
Terms and conditions apply. Please refer to Standard Chartered website for credit card details.
To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
Exclusive Offer
Hang Seng MMPOWER World Mastercard®
Cashback Local
5 %
info
+FUN Dollars
Cashback Overseas
6 %
info
+FUN Dollars
Cashback Overseas Online Shopping
5 %
info
+FUN Dollars
Annual Fee Waiver
Perpetual
7 Offers Available
【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
+ 3 other gift options
Valid until
12 February 2025
【New Year Rewards】Big Lucky Money!
HK$800 Lucky Money Fortune Bag
Valid until
12 February 2025
MoneyHero Exclusive Gift (New to Bank Customer)
New Credit Card Customer : Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;Random Colour)
+ 2 other gift options
Valid until
31 January 2025
MoneyHero Exclusive Voucher (New to Bank Customer)
New Credit Card Customer : HK$1,000 Apple Store Gift Card
+ 2 other gift options
Valid until
31 January 2025
MoneyHero Exclusive Gift (Existing Customer)
Existing Credit Card Customer : Marshall Willen II Wireless Portable Speaker(valued at HK$999)
+ 1 other gift options
Valid until
31 January 2025
MoneyHero Exclusive Voucher (Existing Customer)
Existing Credit Card Customer : HK$700 Apple Store Gift Card
+ 2 other gift options
Valid until
31 January 2025
Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
+ 1 other gift options
Valid until
30 June 2025
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Things to consider for this product:
check
Local spending rebate
check
Online Spending
check
Overseas rebate
check
No Annual Fee
【New Year Bonus】$110,000 in Gifts
🎁【New Year Bonus】$110,000 in Gifts
Gift Options
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180); or
From January 13 to February 12, 2025, at 6 PM, apply for our exclusive reward products, including credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero reward redemption form to receive the Snake Year electronic fortune bag (sent via email)! By answering a creative question, we will select 88 winners to receive the following prizes:
1st Prize: Dyson HP09 Formaldehyde Removal Air Purifier (Value: HK$7,180)
HK$800 Lucky Money Fortune Bag From January 13, 2025, until 6 PM on February 12, 2025, apply for our exclusive reward promotion products such as credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero Reward Redemption Form to receive a Snake Year electronic fortune bag worth up to HK$800 (sent via email), which includes: i. Shopback HK$50 cash rebate; ii. 12-month Deliveroo Plus Silver membership for MoneyHero customers (worth HK$696) + HK$80 discount; iii. A new Freebird roaming SIM with a "Buy 3 Days, Get 2 Days Free" offer for data in 12 Asian countries (worth HK$30); iv. A free set of limited edition "Sharp Wake Up and Save" red packets from MoneyHero (10 in total, redeemable via email).
New Credit Card Customer : Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;Random Colour); or
New Credit Card Customer : Sennheiser ACCENTUM Wireless Headphone(Valued HK$1,599;Random Colour); or
New Credit Card Customer : Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599)
From now till 31 January 2025 11:59 p.m.
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1000 within 30 calendar days after approval are entitled to Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300, random colour) OR Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599) OR ennheiser ACCENTUM Wireless Headphone (valued at HK$1,599)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1000 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Voucher (New to Bank Customer)
Gift Options
New Credit Card Customer : HK$1,000 Apple Store Gift Card ; or
New Credit Card Customer:HK$1,000 Wellcome Voucher; or
New Credit Card Customer : HK$1,000 Trip.com e-Gift Card
From now till 31 January 2025 11:59 p.m.
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1000 within 30 calendar days after approval are entitled to HK$1000 Apple Store Gift Card / Wellcome voucher / Trip.com e-Gift Card
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1000 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Gift (Existing Customer)
Gift Options
Existing Credit Card Customer : Marshall Willen II Wireless Portable Speaker(valued at HK$999) ; or
Existing Credit Card Customer : BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)
From now till 31 January 2025 11:59 p.m.
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to Marshall Willen II Bluetooth Speaker (valued at HK$999) OR BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Voucher (Existing Customer)
Gift Options
Existing Credit Card Customer : HK$700 Apple Store Gift Card ; or
Existing Credit Card customer:HK$700 Wellcome Voucher; or
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$700 within 30 calendar days after approval are entitled to HK$700 Apple Store Gift Card / Wellcome Voucher / Trip.com e-Gift Card
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer - Spent HK$700 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
Welcome Offer - Up to $700 +FUN Dollars
Gift Options
New Customer:$700 +FUN Dollars; or
Existing Customer:$300 +FUN Dollars
Valid until 30 June 2025, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
New Customers: $700 +FUN Dollars
Existing Customer: $300 +FUN Dollars
Full-Time Student who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars
From 1 January 2024 to 31 December 2025 (both dates inclusive), customers who register via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
Selected spending categories 1% +FUN Dollars (Select 2 out of 3: Dining (dine-in and takeaway at restaurant outlets; fast food not included), Electronics, Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spendings and more)
Rebates for Overseas Spending, Online Retail Spending and Self-Selected Categories Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar) and extra rebate. During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
Terms and conditions apply. Please visit hangseng.com/mpower for details, terms and conditions of 2024 MMPOWER World Mastercard +FUN Dollars Rewards.
Earn extra 5% +FUN Dollars with purchasing notebook. Terms and conditions apply, please visit hangseng.com/nop & hangseng.com/cardspromo for details.
World Mastercard Privileges
Personal concierge services: Arrange a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights.
If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
+FUN Dollars reward will be credited to the relevant credit card account of the Principal Card customers within 3 months upon fulfillment of the spending requirement(s). The relevant credit card account must be still valid and in good standing when +FUN Dollars are credited
+FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
Hang Seng reserves the right to amend these Terms and Conditions at any time
To borrow or not to borrow? Borrow only if you can repay!
Late repayment fee: HK$ 330
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: $ 150000
Best-in-town Asia Miles rewardsNo overseas transaction fee
Mox Credit Card (Asia Miles)
Unlimited mileage rebates on spending
as low as $ 4 per mile
Overseas transaction fee
0 %
Installment fee
0 %
4 Offers Available
【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)
+ 3 other gift options
Valid until
12 February 2025
【New Year Rewards】Big Lucky Money!
HK$800 Lucky Money Fortune Bag
Valid until
12 February 2025
MoneyHero Limited-Time Exclusive Offer (with the invitation code "MOX4100MHFS")
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color)
+ 2 other gift options
Valid until
23 January 2025
Spend and collect stamps to earn up to extra 8,250 miles
8,250 miles by spending HKD15,000
+ 4 other gift options
Valid until
16 February 2025
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Things to consider for this product:
check
Instant onboarding
check
Unlimited flight miles
check
Travel platform consumption discount
check
Welcome offer: AirMiles
remove
foreign currency transaction
【New Year Bonus】$110,000 in Gifts
🎁【New Year Bonus】$110,000 in Gifts
Gift Options
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180); or
From January 13 to February 12, 2025, at 6 PM, apply for our exclusive reward products, including credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero reward redemption form to receive the Snake Year electronic fortune bag (sent via email)! By answering a creative question, we will select 88 winners to receive the following prizes:
1st Prize: Dyson HP09 Formaldehyde Removal Air Purifier (Value: HK$7,180)
HK$800 Lucky Money Fortune Bag From January 13, 2025, until 6 PM on February 12, 2025, apply for our exclusive reward promotion products such as credit cards, personal loans, securities accounts, or bank accounts, and fill out the MoneyHero Reward Redemption Form to receive a Snake Year electronic fortune bag worth up to HK$800 (sent via email), which includes: i. Shopback HK$50 cash rebate; ii. 12-month Deliveroo Plus Silver membership for MoneyHero customers (worth HK$696) + HK$80 discount; iii. A new Freebird roaming SIM with a "Buy 3 Days, Get 2 Days Free" offer for data in 12 Asian countries (worth HK$30); iv. A free set of limited edition "Sharp Wake Up and Save" red packets from MoneyHero (10 in total, redeemable via email).
MoneyHero Limited-Time Exclusive Offer (with the invitation code "MOX4100MHFS")
Gift Options
Furusachi Ultimate Travel Line Front-opening Suitcase 31" (valued at HK$4,300;random color); or
Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour); or
Plus Minus Zero Cordless Cleaner XJC-Y010 (valued at HK$2,380)
Open a Mox Account successfully with the invitation code "MOX4100MHFS", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: Furusachi Ultimate Travel Line Front-opening Suitcase 31"(Valued HK$4,300;random Colour) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499;random colour) / Plus Minus Zero Cordless Cleaner XJC-Y010 (valued at HK$2,380)
From 10 January 2025 6 p.m. to 23 January 2025 6 p.m. : New Mox customers who successfully apply for Mox Credit Card via MoneyHero
Within 14 days of after receiving the successful application email from Mox when your Mox Credit Card approved: Submit the reward redemption form sent via email previously
The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days. Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.
Remember to have your cell phone and Hong Kong Identity Card ready before applying! It is recommended to submit all the required documents in one go to speed up the approval process.. After successfully fulfilling the spending requirement, you will receive an email notice with application reference number (7 or 9 alpha-numeric digits) in 14 working days. Please be reminded to enter the Invitation Code to get the application reference number, if you don't receive the email, please check your spam folder.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Mox has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Spend and collect stamps to earn up to extra 8,250 miles
Earn bonus miles with every stamp - Earn 1 stamp for every single transaction of HKD$1,000 or more, collecting stamps to unlock bonus miles rewards up to 8,250 miles!
Gift Options
8,250 miles by spending HKD15,000; or
15 stamps or above = Extra 5,000 miles; or
10 stamps or above = Extra 2,000 miles; or
5 stamps or above = Extra 1,000 miles; or
1 stamp or above = Extra 250 miles
Mox Credit Card customers who choose “Miles” as spending reward can sign up for the promotion and earn 1 stamp for every eligible single transaction of HK$1,000 above. Collect stamps to unlock bonus miles rewards up to 8,250 miles! Promotional Period is valid until 16 February 2025. For more detail please refer to Terms and Conditions.
1 stamp or above = Extra 250 miles
5 stamps or above = Extra 1,000 miles
10 stamps or above = Extra 2,000 miles
15 stamps or above = Extra 5,000 miles
Together with the welcome offer, you can earn up to HK$1,400 gift card + 8,250 miles by spending HKD15,000!
Product Feature :
Introducing the all-new Mox Credit "4100" miles-earning code!
Seamlessly earn an unbeatable HKD4 = 1 Asia Mile on all your spending with Mox Credit's Miles Rewards Scheme, so you can earn faster and fly sooner. Plus, enjoy 0% FX Fees, making every purchase count, whether at home or abroad!
Break free from traditional credit card rewards scheme. With Mox Credit you can switch between CashBack and Miles Rewards scheme with ease, putting you in control of how you earn.
Enjoy HKD4 = 1 Mile on all spending
Get 1 Asia Mile from spending as low as HKD4 on all purchases in any category by maintaining an eligible savings balance of HKD250,000 or above.
Unlimited Miles, Unlimited Trips.
There's no limits on the number of miles you can earn – spend more, earn more!
0% FX Fees: Same great rates at home and abroad!
Enjoy 0% FX Fees on all transactions worldwide.
Save effortlessly on overseas trips and online purchases.
Want to earn CaskBack instead? You can switch your spending reward mode to “CashBack” via Mox app, and start earning “best-in-town” 2% unlimited CashBack on any spending!
New customers can only use one invitation code to open an account and enjoy the welcome offer
Mox Credit transfer limit is customized every month to facilitate daily transfers
Mox Credit's personalized transfer amount is customized every month. Transfer money through Mox Credit using "FPS", which is convenient, fast and convenient.
For daily bank transfers to relatives and friends, rent payments, tuition and miscellaneous fees, shopping and other services, you only need to use the "FPS" transfer function or bank transfer function through Mox Credit in the Mox app, and you can enjoy it with just one click. Interest-free repayment period of 56 days. You can also set up a "repeat payment" instruction to never miss any payment days again.
If the total monthly transfer amount exceeds your personalized transfer limit, you only need to pay a handling fee of up to 2% for the transfer amount exceeding this limit. If you want to check your personalized transfer amount and handling fee, just log in to the Mox app and you can see it at a glance
Mox Credit - Full-featured No-Number Bank Card
Use "FPS" via Mox Credit to transfer the amount first and then find the amount.
One Mox Credit has both consumption and withdrawal functions
No card number design, the physical card will not be printed with the card number, expiration date or CVV verification code, reducing the risk of data theft
You can lock, unlock, set daily limits and change ATM passwords for Mox Credit through the Mox app. Even if you lose your physical card, you can reduce the risk of it being stolen.
Free use of "JETCO" ATM cash withdrawals
No annual fee
“Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
From 3 November 2024, if you have an Eligible Balance of HKD250,000 or more a t the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
From 1 October 2024 until 31 January 2025, earn Cash Reward calculated at 3% on the amount of the eligible transaction made with Mox Credit at Selected Daily Merchants of up to HKD210. Selected Daily Merchants 3% Cash Reward Campaign Terms and Conditions applies.
From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 16 February 2025 (both dates inclusive), if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 17 February 2025, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
The charges for Mox Credit spending installments will be updated from time to time. For details, please refer to the Summary of Spending Installment Product Information. The actual annual interest rate of the spending installment is calculated based on the guidelines set out in the Bank's Code of Practice. The actual annual interest rate is a reference interest rate that displays all applicable basic interest rates, fees and charges for Mox Credit purchase installments as an annualized rate.
You must first open a Mox account to apply for Mox Credit
Applicants for Mox account must be 18 years old or above, hold a valid Hong Kong resident identity card, and have a valid Hong Kong residential address and mailing address
Subject to Mox disclaimer.
Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
Eligibility :
Minimum Age: 18 years old
Welcome Offers: HK$ 0
Dah Sing ONE+ Credit Card
Minimum Annual Income
HK$ 150,000
4 Offers Available
【New Year Bonus】$110,000 in Gifts
DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)