Compare the best credit cards in Hong Kong, that offers some of the best benefits such as cashback, miles, rewards, and promotions. Find a wide variety of credit cards to suit your spending habit to maximise your savings and rewards. Apply for your ideal card on MoneyHero today!
Exclusive OfferBest offer in town 2% Unlimited Cash Rebate
Citi Cash Back Card
Cashback Local
2 %
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Local dining and local hotel spending: 2% cash rebate.
Cashback Overseas
2 %
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Overseas or online foreign currencies spending: 2% cash rebate.
Cashback Local Online Shopping
1 %
Annual Fee Waiver
First year
2 Offers Available
MoneyHero Exclusive Offer
HK$1,600 Apple Store Gift Card
+ 3 other gift options
Valid until
31 October 2024
MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Valid until
31 October 2024
MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Valid until
31 October 2024
MoneyHero Exclusive Offer
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
Valid until
31 October 2024
MoneyHero Exclusive Offer
Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color)
Valid until
31 October 2024
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Things to consider for this product:
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Dining rebate
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Overseas rebate
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Unlimited rebate
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High-priced welcome gifts
MoneyHero Exclusive Offer
Gift Options
HK$1,600 Apple Store Gift Card; or
HK$1,600 HKTVmall e-Gift Voucher; or
HK$1,600 Wellcome Shopping Voucher; or
HK$1,600 Trip.com e-Voucher
New Citibank Customers can get MoneyHero Exclusive reward with HK$1,600 Apple Store Gift Card / HKTVmall e-Gift Voucher / Wellcome Shopping Voucher / Trip.com e-Voucher by following below requirements:
Requirements
From 30 September 2024 6 p.m till 31 October 2024 6 p.m: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 30 November 2024: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
MoneyHero Exclusive Offer
Gift Options
Nintendo Switch (OLED model) (valued at HK$2,680; random color); or
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color)
New Citibank Customers can get MoneyHero Exclusive reward with Nintendo Switch (OLED model) (valued at HK$2,680; random color) / LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color) by following below requirements:
Requirements
From 30 September 2024 6 p.m. till 31 October 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 30 November 2024: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Product Feature :
Most suitable for customer who has big spending in short period
Earn the welcome offer with a cost-free strategy by using e-wallet transactions (PayMe / Alipay HK) which count towards the welcome spending requirement
Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.
2% rebate on local dining spending
2% rebate on local hotel spending
2% rebate on spending in foreign currency
1% unlimited rebate on other spending
Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
Purchase Protection Insurance
Purchases will be insured against any damages or loss for up to US$7,600 within 30 days of purchase.
First year annual fee waiver
The MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate
Eligible Foreign Currency Transactions exclude card-present transactions made by Cardholders at any merchant with physical premises, address of the fixed place of business or business license in any country participating in the European Economic Area (EEA) or joining after 19 October 2020. 1% Basic Cash Rebate will be awarded to card-present transactions made at merchants in the EEA.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
BOC Chill Card
Cashback Designated Local Spending
10 %
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On Chill Merchants spending
Cashback Local Online Shopping
5 %
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Overseas & Online Spending, includes 1 Gift Point upon HK$1 spending
Cashback Overseas
5 %
info
Overseas & Online Spending, includes 1 Gift Point upon HK$1 spending
Annual Fee Waiver
Perpetual
3 Offers Available
MoneyHero Exclusive Welcome Gift
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
+ 2 other gift options
Valid until
20 October 2024
MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card
+ 2 other gift options
Valid until
20 October 2024
Welcome Offer
HK$500 Cash Rebate
Valid until
31 December 2024
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Things to consider for this product:
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Oversea rebate
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Online shopping rebate
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Designated local spending rebate
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No Annual Fee
MoneyHero Exclusive Welcome Gift
Gift Options
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
Marshall Willen Wireless Portable Speaker (valued at HK$999); or
NESCAFÉ Dolce Gusto Genio S Plus Coffee Machine with 6 boxes coffee capsules (Valued at HK$1,780 ; random colour)
MoneyHero Exclusive Welcome Gift
New BOC Credit Card Customers will be entitled to LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) / Marshall Willen Wireless Portable Speaker(valued at HK$999 ; random colour ) / NESCAFÉ Dolce Gusto Genio S Plus Coffee Machine with 6 boxes coffee capsules (Valued at HK$1,780 ; random colour) exclusively from MoneyHero upon fulfilling the below requirements:
From 27 September 2024 12 noon to 20 October 2024 6 p.m. or the date that the application quota is full (whichever is earlier): New BOC Credit Card Customers who successfully apply for Designated BOC Credit Cards via MoneyHero.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 November 2024: The card must be approved by BOC (subject to the Bank’s system record)
Offer on a first-come, first-served basis
Moneyhero Limited-time Exclusive Offer is applicable to new customer who does not holding or have not held/cancelled any main BOC credit card in the past 12 months from the date of application Tips:
You are advised to upload all required documents when you apply for the card to facilitate the approval process.
Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited.
Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited does not have any liability or responsibility for the gift fulfillment.
MoneyHero is not the intermediary of Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited, and no service fee will be charged for this banking product application.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
The redemption process may take at least 8 weeks starting from the card approval date, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$800 Apple Store Gift Card; or
HK$800 HKTVmall e-Gift Voucher; or
HK$800 Trip.com e-Gift Voucher
MoneyHero Exclusive Welcome Gift
New BOC Credit Card Customers will be entitled to HK$800 Apple Store Gift Card / HK$800 HKTVmall e-Gift Voucher / HK$800 Trip.com e-Gift Voucher exclusively from MoneyHero upon fulfilling the below requirements:
From 27 September 2024 12 noon to 20 October 2024 6 p.m. or the date that the application quota is full (whichever is earlier): New BOC Credit Card Customers who successfully apply for Designated BOC Credit Cards via MoneyHero.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 November 2024: The card must be approved by BOC (subject to the Bank’s system record)
Offer on a first-come, first-served basis
Moneyhero Limited-time Exclusive Offer is applicable to new customer who does not holding or have not held/cancelled any main BOC credit card in the past 12 months from the date of application Tips:
You are advised to upload all required documents when you apply for the card to facilitate the approval process.
Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited.
Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited does not have any liability or responsibility for the gift fulfillment.
MoneyHero is not the intermediary of Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited, and no service fee will be charged for this banking product application.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
The redemption process may take at least 8 weeks starting from the card approval date, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Welcome Offer
Gift Options
HK$500 Cash Rebate
Welcome Offer - HK$500 Cash Rebate for new BOC Credit Card customers
Accumulate spending of HK$5,000 or above within the first month and following two calendar months of card issuance can enjoy HK$500 Cash Rebate
Product Feature :
Earn up to 10% Cash Rebate at selected merchants and categories
Chill Merchants Spending 10% Cash Rebate
Overseas & Online Spending 5% Cash Rebate
Other Eligible Spending 1 Gift Point upon HK$1 spending
Chill Easy 3-month instalment handling fee rebate for the first 3 months from the date of card issuance
“Chill Easy” is applicable for transaction at HK$5,000 or above. For example, for a loan amount of HK$50,000, with personalized monthly handling fee of 0.18% of loan amount and apply via e-Channel, the fee in APR is 3.29% for 3-month loan tenor. An APR is a reference rate which includes the basic fees and charges of this product expressed as an annualised rate, such as monthly handling fee and upfront administration fee (if any).
Snap up the「Chill Date」Movie, Concert and Entertainment Events tickets every month!
BOC Chill Card cardholders can grab 2 tickets to designated movie screenings / music concerts / entertainment events on designated Wednesday every month
Other things to note
Welcome offer is applicable to applicants not yet holding or have not cancelled any BOC Credit Card in the past 12 months from the date of application
The promotional period of above offers are valid from now till 31 December 2024, unless otherwise specified. Terms and conditions apply, please refer to https://www.bochk.com/dam/boccreditcard/chillcard/eng/ and related promotion materials for details. Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited reserves the right to change, suspend or terminate the Offer or amend the terms and conditions at its sole discretion without prior notice.
The cash rebate is meant exclusively for retail purchases and cannot be used for cash advances, settlement of financial charges or any previous outstanding balance accrued before the cash rebate is credited. The cash rebate cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.
Eligibility :
Min. Annual Income: HK$ 150000
Exclusive Offer
Hang Seng MMPOWER World Mastercard®
Cashback Overseas
6 %
info
+FUN Dollars
Cashback Local Online Shopping
5 %
info
+FUN Dollars
Cashback Local
5 %
info
+FUN Dollars
Annual Fee Waiver
Perpetual
5 Offers Available
MoneyHero Exclusive Welcome Gift (New to Bank Customer)
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
+ 3 other gift options
Valid until
15 October 2024
MoneyHero Exclusive Welcome Voucher (New to Bank Customer)ive Offer
New Credit Card Customer : HK$1,200 Apple Store Gift Card
+ 2 other gift options
Valid until
15 October 2024
MoneyHero Exclusive Gift (Existing Customer)
Existing Credit Card customer : POLAROID Go Instant Camera (valued at HK$999)
+ 1 other gift options
Valid until
15 October 2024
MoneyHero Exclusive Voucher (Existing Customer)
Existing Credit Card customer : HK$900 Apple Store Gift Card
+ 2 other gift options
Valid until
15 October 2024
Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
+ 1 other gift options
Valid until
31 December 2024
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Things to consider for this product:
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Local spending rebate
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Online Spending
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Overseas rebate
check
No Annual Fee
MoneyHero Exclusive Welcome Gift (New to Bank Customer)
Gift Options
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
New Credit Card Customer:Nescafe Dolce Gusto Genio S Plus with capsules (valued at HK$1,780 ; random colour) ; or
New Credit Card Customer : Marshall Emberton Bluetooth Speaker (valued at HK$1,499); or
New Credit Card Customer : Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599)
From now till 15 October 2024 6 p.m.
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1,200 within 30 calendar days after approval are entitled to LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) OR Nescafe Dolce Gusto Genio S Plus with capsules (valued at HK$1,780 ; random colour) OR Marshall Emberton Speaker (Valued: HK$1,499) OR Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1,200 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Welcome Voucher (New to Bank Customer)ive Offer
Gift Options
New Credit Card Customer : HK$1,200 Apple Store Gift Card ; or
New Credit Card Customer : HK$1,200 Wellcome Shopping Voucher; or
New Credit Card Customer : HK$1,200 Trip.com e-Voucher
From now till 15 October 2024 6 p.m.
New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$1,200 within 30 calendar days after approval are entitled to HK$1,200 Apple Store Gift Card / Wellcome shopping voucher / Trip.com e-Voucher
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$1,200 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Gift (Existing Customer)
Gift Options
Existing Credit Card customer : POLAROID Go Instant Camera (valued at HK$999) ; or
Existing Customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)
From now till 15 October 2024 6 p.m.
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$900 within 30 calendar days after approval are entitled to POLAROID Go Instant Camera (valued at HK$999) OR SONY XE200 X-Series Portable Wireless Speaker (valued at HK$999; random colour)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer - Spent HK$900 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Voucher (Existing Customer)
Gift Options
Existing Credit Card customer : HK$900 Apple Store Gift Card ; or
Existing Credit Card customer : HK$900 Wellcome Shopping Voucher; or
Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$900 within 30 calendar days after approval are entitled to HK$900 Apple Store Gift Card / Wellcome shopping voucher / Trip.com e-Voucher
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer - Spent HK$900 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
Welcome Offer - Up to $700 +FUN Dollars
Gift Options
New Customer:$700 +FUN Dollars; or
Existing Customer:$300 +FUN Dollars
Successfully apply Hase Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:
New Customers: $700 +FUN Dollars
Existing Customer: $300 +FUN Dollars
Full-Time Student who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars
From 1 January 2024 to 31 December 2025 (both dates inclusive), customers who register via hangseng.com/mpower and accumulates monthly eligible spending of HK$5,000 or above can enjoy below spending rebates:
Selected spending categories 1% +FUN Dollars (Select 2 out of 3: Dining (dine-in and takeaway at restaurant outlets; fast food not included), Electronics, Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spendings and more)
Rebates for Overseas Spending, Online Retail Spending and Self-Selected Categories Spending mentioned above have included basic 0.4% +FUN Dollars on Hang Seng Credit Card (HKD250 retail spending can earn $1 +FUN Dollar) and extra rebate. During the Promotion Period, customers can enjoy up to extra $500 +FUN Dollars in total per month
Terms and conditions apply. Please visit hangseng.com/mpower for details, terms and conditions of 2024 MMPOWER World Mastercard +FUN Dollars Rewards.
Earn extra 5% +FUN Dollars with purchasing notebook. Terms and conditions apply, please visit hangseng.com/nop & hangseng.com/cardspromo for details.
World Mastercard Privileges
Personal concierge services: Arrange a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights.
If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
If the customer has held a Hang Seng MMPOWER World Mastercard® as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
+FUN Dollars reward will be credited to the relevant credit card account of the Principal Card customers within 3 months upon fulfillment of the spending requirement(s). The relevant credit card account must be still valid and in good standing when +FUN Dollars are credited
+FUN Dollars accumulated from the last Credit Card annual renewal month to the next annual renewal month will be valid up to 24 months.
MoneyHero may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.
Hang Seng reserves the right to amend these Terms and Conditions at any time
To borrow or not to borrow? Borrow only if you can repay!
Late repayment fee: HK$ 300
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: $ 150000
Exclusive OfferNo cross border fee
Standard Chartered Smart Credit Card
Cashback Local
5 %
info
5% CashBack on designated stores, HKTVmall, PARKnSHOP and other designated stores spending.
Foreign Currency Transaction Fee
0 %
Interest on installment plans
0 %
info
3-months unlimited interest-free instalment
Annual Fee Waiver
Perpetual Annual Fee Waiver
4 Offers Available
MoneyHero Exclusive Welcome Gift
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499)
Valid until
31 October 2024
MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card
+ 5 other gift options
Valid until
31 October 2024
Smart Card no foreign currency transaction fees offer
No foreign currency transaction fees during travel and No other fees
Valid until
09 January 2025
Welcome Offer
HK$800 CashBack
+ 1 other gift options
Valid until
09 January 2025
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Things to consider for this product:
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Installment
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No foreign txn fee
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Local spending rebate
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Annual Fee waiver
MoneyHero Exclusive Welcome Gift
Gift Options
Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499)
New Standard Chartered Credit Card Customers get rewarded with Marshall Emberton II Speaker (Valued: HK$1,499) by fulfilling the following requirements:
From 30 September 2024 6 p.m. to 31 October 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 November 2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$800 Apple Store Gift Card; or
HK$800 Wellcome Shopping Voucher; or
HK$800 HKTVmall e-Gift Voucher; or
HK$800 Klook e-Gift Voucher; or
HK$800 Suning Gift Voucher; or
HK$800 Trip.com e-Gift Voucher
New Standard Chartered Credit Card Customers get rewarded with HK$900 Apple Store Gift Card OR HK$900 Trip.com e-Voucher OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher OR HK$900 Klook e-Gift Voucher OR HK$900 Suning Gift Voucher by fulfilling the following requirements:
From 30 September 2024 6 p.m. to 31 October 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 November 2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Smart Card no foreign currency transaction fees offer
Gift Options
No foreign currency transaction fees during travel and No other fees
No foreign currency transaction fees during travel and No other fees
Waive 1.95% fee and earn 0.56% CashBack on foreign currency retail transaction
From now till 2 October 2024, new Cardholders have accumulated Eligible Transactions of HK$3,500 or above with the newly approved Smart Card within the first month from the date of issuance:
HK$800 OR
Two HKGPPF voucher with Infinity Room Access
The CashBack from Welcome Offer will be credited within 4 months after card issuance
Product Feature :
3-months unlimited interest-free instalment plan - you can have more flexibility based on your personal financial situation.
Upon successfully apply for a credit card statement instalment plan with a tenor of 3 months through SC Mobile App or online and the Bank approving such application, the Cardholder will be entitled to interest and handling fee-free period for the first 3-months of the Credit Card Statement Instalment Plan for retail spending over HK$2,000 or above.
Note: Standard Chartered will reverse HK$1 CashBack on the「360° Rewards」Redemption Platform for every HK$180 instalment amount applied. For spending amounts that are not eligible to earn CashBack, Standard Chartered will also reverse HK$1 CashBack for every HK$180 instalment amount applied. Where there is insufficient CashBack balance on the「360° Rewards」Redemption Platform for deduction, a negative balance will be displayed.
5% CashBack at PARKnSHOP
Year round offers: 5% CashBack at designated merchants like HKTVmall and Klook and more
Enjoy 5% CashBack on selected merchants and streaming platforms (HK$1 CashBack for every HK$20 spent).
From 2023 onwards, JHC will be added as a designated merchant
Other designated merchants include 759 Store, Circle K Convenience Store, Klook, SaSa, Watsons, Decathlon, China Mobile Hong Kong (from 9 June 2023 onwards) and Deliveroo (from 1 April 2023 onwards) etc.
Major online video and music streaming platforms include Amazon Prime Video, Disney+, Netflix, Now TV, JOOX, KKBOX, MOOV, Spotify.
No minimum spending requirement.
The cap of 5% CashBack earned within the promotion period is HK$3,000. (You will reach the cap when you spend HK$60,000 at selected merchants.)
Other retail transactions (including online transactions and interest-free monthly instalment), Octopus Automatic Add-Value transactions and PayMe top-up transactions are entitled to 0.55% CashBack.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
Perpetual annual fee waiver
No foreign transaction fee
No matter you pay in Hong Kong dollars or foreign currencies when you shop online or overseas, reimbursement charge is waived.
No cash advance fees
Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.
New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
Promotion period is from 1 January to 31 December 2023 of 5% CashBack on Eligible Transactions made at Designated Merchants
You are required to redeem CashBack through the 360° Rewards Redemption Platform.
The CashBack earned will be shown on the 360° Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.
Cardholders are required to redeem CashBack through the platform.
The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.
Terms and conditions apply. Please refer to Standard Chartered website for credit card details.
To borrow or not to borrow? Borrow only if you can repay!
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
Exclusive OfferBest offer in town Free Access to airport lounges
Citi PremierMiles Card
Airport Lounge Access
12 times
info
Up to 12 times complimentary access to airport lounges for every calendar year. Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit.
Air Miles Conversion Fee
Waived
Airmiles Overseas
$ 3 per mile
info
Accumulate total Eligible Transactions of HK$20,000 or above every month
Cashback Local
0.75 %
info
For local spending: 0% cashback; For overseas spending: 1.5% cashback (2% cashback for total Eligible Transactions of HK$20,000 or above in one statement cycle)
2 Offers Available
MoneyHero Exclusive Offer
HK$1,600 Apple Store Gift Card
+ 3 other gift options
Valid until
31 October 2024
MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Valid until
31 October 2024
MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Valid until
31 October 2024
MoneyHero Exclusive Offer
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
Valid until
31 October 2024
MoneyHero Exclusive Offer
Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color)
Valid until
31 October 2024
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Things to consider for this product:
check
High-priced welcome gifts
check
Airport lounge
check
Travel insurance
check
Purchase protection
MoneyHero Exclusive Offer
Gift Options
HK$1,600 Apple Store Gift Card; or
HK$1,600 HKTVmall e-Gift Voucher; or
HK$1,600 Wellcome Shopping Voucher; or
HK$1,600 Trip.com e-Voucher
New Citibank Customers can get MoneyHero Exclusive reward with HK$1,600 Apple Store Gift Card / HKTVmall e-Gift Voucher / Wellcome Shopping Voucher / Trip.com e-Voucher by following below requirements:
Requirements
From 30 September 2024 6 p.m till 31 October 2024 6 p.m: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 30 November 2024: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
MoneyHero Exclusive Offer
Gift Options
Nintendo Switch (OLED model) (valued at HK$2,680; random color); or
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color)
New Citibank Customers can get MoneyHero Exclusive reward with Nintendo Switch (OLED model) (valued at HK$2,680; random color) / LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color) by following below requirements:
Requirements
From 30 September 2024 6 p.m. till 31 October 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 30 November 2024: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Product Feature :
Suitable for customers who have large amount of overseas/foreign currency spending
Points will never expire. No service charge for mileage conversion.
Up to 12 times complimentary access to airport lounges for every calendar year
Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit
Free Travel Insurance
Pay in full or redeem for flight tickets/accommodation/travel tours with the card, you and your family can enjoy free travel insurance
Purchase Protection
Purchases made with Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase
First year annual fee waiver
This MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
When cardholder reaches total eligible transactions of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas & online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, Cardholders can still enjoy 12 Points (1mile) per HK$4 for overseas & online foreign currency transactions. If the cardholders cannot meet the spending requirement of the complimentary lounges access, they will be charged an entrance fee of HK$200 per cardholder per lounge access. Terms and conditions apply. For details, pleaseclick herefor more information.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
Exclusive Offer
Standard Chartered Cathay Mastercard
Airmiles Dining
$ 4 per mile
info
It will only effective from 8 June 2024
Airmiles Overseas
$ 4 per mile
info
It will only effective from 8 June 2024
Airmiles Hotel Booking
$ 4 per mile
info
It will only effective from 8 June 2024
Annual Fee Waiver
First year
3 Offers Available
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780; random colour) (redeem using Standard Chartered Cathay Mastercard with HK$1,800)
Valid until
31 October 2024
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Insta360 Go 3S (valued at HK$3,458;random colour)(redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
Valid until
31 October 2024
MoneyHero Exclusive Welcome Gift
LEGEND WALKER 31" Luggage (valued at HK$5,600, random color)
+ 2 other gift options
Valid until
31 October 2024
MoneyHero Exclusive Welcome Voucher
HK$900 Apple Store Gift Card
+ 3 other gift options
Valid until
31 October 2024
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Things to consider for this product:
check
Welcome offer: Air miles
remove
Air miles conversion
remove
Hotel bookings offer
remove
Overseas rebate
Offer Upgrade (Mutually exclusive form Exclusive Offer)
Gift Options
Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780; random colour) (redeem using Standard Chartered Cathay Mastercard with HK$1,800); or
Insta360 Go 3S (valued at HK$3,458;random colour)(redeemed using Standard Chartered Cathay Mastercard with HK$1,800)
Offer Upgrade (Mutually exclusive form Exclusive Offer)
New Standard Chartered Credit Card Customers can redeem Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780; random colour) OR Insta360 Go 3S (Valued at HK$3,458;random colour) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
From 9 October 2024 6 p.m. to 31 October 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 November 2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
Details for redeeming the Dyson Supersonic™ HD15 Hair Dryer OR Insta360 Go 3S :
After the eligibility are confirmed by the bank, MoneyHero will send out the reward redemption emails to the eligible customers. Customers can follow the instructions in the email and receive the Dyson Supersonic™ HD15 Hair Dryer OR Insta360 Go 3S by paying HK$1,800 using Standard Chartered Cathay Mastercard at the redemption center.
If there are any questions regarding the warranty and product conditions, please reach out to MoneyHero for further details.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Gift
Gift Options
LEGEND WALKER 31" Luggage (valued at HK$5,600, random color); or
BRUNO BAK801 Instant Hot Water Dispenser (Valued at HK$998; random colour); or
Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599)
MoneyHero Limited-Time Exclusive Offer
New Standard Chartered Credit Card Customers get rewarded with LEGEND WALKER 31" Luggage (valued at HK$5,600; random colour) OR Bruno BAK801 Instant Hot Water Dispenser (valued at HK$998; random colour) OR Marshall MOTIF II A.N.C. (valued at HK$1,599) by fulfilling the following requirements:
From 9 Ocober 2024 6 p.m. to 31 October 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 November 2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$900 Apple Store Gift Card; or
HK$900 Wellcome Shopping Voucher; or
HK$900 Klook e-Gift Voucher; or
HK$900 HKTVmall e-Gift voucher
MoneyHero Limited-Time Exclusive Offer
New Standard Chartered Credit Card Customers get rewarded with HK$900 Apple Store Gift Card / Wellcome Shopping Voucher / Klook e-Gift Voucher / HKTVmall e-Gift Voucher by fulfilling the following requirements:
From 9 October 2024 6 p.m. to 31 October 2024 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 November 2024: The card must be approved by Standard Chartered, subject to the Bank’s system records.
Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
Tips:
Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Product Feature :
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2024 and 31 December 2024.
HK$4 = 1 Asia Mile for eligible spending on dining and overseas category
HK$6 = 1 Asia Mile for eligible spending on other categories
10% discount on Asia Miles Awards redemption
Hotel, Car Rental and Experience Awards;
Dining awards or settle bill with miles; and
Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
First-year annual fee waiver
New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.
Other things to note
New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.
An Asia Miles Account is required before applying for the Standard Chartered Cathay Mastercard, please click here to redirect to the Asia Miles Account registration page
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 96000
Exclusive OfferBest offer in town Enjoy 5X Points for all wallet transactions
Citi Rewards Card
Cashback Local
1.85 %
info
Unlimited 1.85% CashBack on mobile payment spending (Apple Pay, Google Pay and Samsung Pay)
Cashback Overseas
0.4 %
Cashback Local Online Shopping
0.4 %
Annual Fee Waiver
First year
2 Offers Available
MoneyHero Exclusive Offer
HK$1,600 Apple Store Gift Card
+ 3 other gift options
Valid until
31 October 2024
MoneyHero Exclusive Offer
Nintendo Switch (OLED model) (valued at HK$2,680; random color)
Valid until
31 October 2024
MoneyHero Exclusive Offer
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788)
Valid until
31 October 2024
MoneyHero Exclusive Offer
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
Valid until
31 October 2024
MoneyHero Exclusive Offer
Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color)
Valid until
31 October 2024
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Things to consider for this product:
check
High-priced welcome gifts
check
Mobile contactless rebate
check
Annual Fee waiver
MoneyHero Exclusive Offer
Gift Options
HK$1,600 Apple Store Gift Card; or
HK$1,600 HKTVmall e-Gift Voucher; or
HK$1,600 Wellcome Shopping Voucher; or
HK$1,600 Trip.com e-Voucher
New Citibank Customers can get MoneyHero Exclusive reward with HK$1,600 Apple Store Gift Card / HKTVmall e-Gift Voucher / Wellcome Shopping Voucher / Trip.com e-Voucher by following below requirements:
Requirements
From 30 September 2024 6 p.m till 31 October 2024 6 p.m: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 30 November 2024: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
MoneyHero Exclusive Offer
Gift Options
Nintendo Switch (OLED model) (valued at HK$2,680; random color); or
Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788); or
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color)
New Citibank Customers can get MoneyHero Exclusive reward with Nintendo Switch (OLED model) (valued at HK$2,680; random color) / LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) / Philips RO Water Dispenser ADD6910/90 (valued at HK$2,788) / Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780; random color) by following below requirements:
Requirements
From 30 September 2024 6 p.m. till 31 October 2024 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
On or before 30 November 2024: The card must be approved by Citibank
Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
Product Feature :
Rewards Points
Enjoy 5X Points for all wallet transactions (Apple Pay, Google Pay and Samsung Pay)
Enjoy 3X Points for all Mastercard contactless, payWave and QuickPass Payments.
First year annual fee waiver
This MoneyHero Exclusive Offer does not apply to student cards
Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
Handling fee of HK$50 - HK$300 will be charged for redeeming Points for miles each time.
Eligibility :
Minimum Age: 18 years old
Min. Annual Income: HK$ 120000
BOC Cheers Visa Infinite Card
Airmiles Overseas
$ 1.5 per mile
Airmiles Dining
$ 1.5 per mile
info
10X Gift Points on Dining Spending, equivalent to HK$1.5/Mile or 4% Cash Rebate
Cashback Dining
4 %
info
10X Gift Points on Dining Spending, equivalent to HK$1.5/Mile or 4% Cash Rebate
Cashback Overseas
4 %
info
10X Gift Points on Travel Spending, equivalent to HK$1.5/Mile or 4% Cash Rebate
3 Offers Available
MoneyHero Exclusive Welcome Gift
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
+ 2 other gift options
Valid until
31 October 2024
MoneyHero Exclusive Welcome Voucher
HK$800 Apple Store Gift Card
+ 2 other gift options
Valid until
31 October 2024
Welcome Offer
375,000 Gift Points (Equivalent to 25,000 miles / HK$1,500 Cash Rebate)
Valid until
31 December 2024
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Things to consider for this product:
check
Dining rebate
check
Oversea rebate
check
Airport lounge
check
Fine dining
MoneyHero Exclusive Welcome Gift
Gift Options
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599); or
POLARIOD NOW+ I-TYPE Instax (valued at HK$1,599)
MoneyHero Exclusive Welcome Gift
New BOC Credit Card Customers will be entitled to LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) / Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599) / POLARIOD NOW+ I-TYPE Instax (valued at HK$1,599) exclusively from MoneyHero upon fulfilling the below requirements:
From 9 September 2024 6 p.m. to 31 October 2024 6 p.m. or the date that the application quota is full (whichever is earlier): New BOC Credit Card Customers who successfully apply for Designated BOC Credit Cards via MoneyHero.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 November 2024: The card must be approved by the Bank (subject to the Bank’s system record)
Offer on a first-come, first-served basis
Moneyhero Limited-time Exclusive Offer is applicable to new customer who does not holding or have not held/cancelled any main BOC credit card in the past 12 months from the date of application Tips:
You are advised to upload all required documents when you apply for the card to facilitate the approval process.
Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited.
Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited does not have any liability or responsibility for the gift fulfillment.
MoneyHero is not the intermediary of Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited, and no service fee will be charged for this banking product application.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
The redemption process may take at least 8 weeks starting from the card approval date, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
MoneyHero Exclusive Welcome Voucher
Gift Options
HK$800 Apple Store Gift Card; or
HK$800 HKTVmall e-Gift Voucher; or
HK$800 Trip.com e-Gift Voucher
MoneyHero Exclusive Welcome Gift
New BOC Credit Card Customers will be entitled to HK$800 Apple Store Gift Card / HK$800 HKTVmall e-Gift Voucher / HK$800 Trip.com Gift Cardexclusively from MoneyHero upon fulfilling the below requirements:
From 9 September 2024 6 p.m. to 31 October 2024 6 p.m. or the date that the application quota is full (whichever is earlier): New BOC Credit Card Customers who successfully apply for Designated BOC Credit Cards via MoneyHero.
Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
On or before 30 November 2024: The card must be approved by the Bank (subject to the Bank’s system record)
Offer on a first-come, first-served basis
Moneyhero Limited-time Exclusive Offer is applicable to new customer who does not holding or have not held/cancelled any main BOC credit card in the past 12 months from the date of application Tips:
You are advised to upload all required documents when you apply for the card to facilitate the approval process.
Please complete the redemption form within 7 days. MoneyHero will verify your reward eligibility with Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited.
Applicants understand and accept that gift fulfillment is facilitated by MoneyHero. Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited does not have any liability or responsibility for the gift fulfillment.
MoneyHero is not the intermediary of Bank of China (Hong Kong) Limited and BOC Credit Card (International) Limited, and no service fee will be charged for this banking product application.
If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
The redemption process may take at least 8 weeks starting from the card approval date, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
Welcome Offer
Gift Options
375,000 Gift Points (Equivalent to 25,000 miles / HK$1,500 Cash Rebate)
Welcome Offer:
New customers accumulate retail spending of HK$12,000 or above within first 2 months from card issuance can earn 300,000 points(equals to 20,000 miles/HK$1,200 cash rebate); "Private Wealth" or "Wealth Management" customers can earn an extra 75,000 points(equals to 5,000 miles/ HK$300 cash rebate)
Product Feature :
Exclusive Offers:
15% off when booking flights: 15% off when booking flights on Qatar Airways website
25% off when booking hotels: 25% off when booking the same hotel for 4 nights or more on Hotels.com
Share airport lounge access with accompanying guests: No spending requirement, get 2 free lounge visits with a new card, then 2 free visits per calendar year; get 2 free visits every quarter upon accumulated HK$15,000 spending
Get free personal accident insurance when paying for flights/accommodations with the card
Buy-one-get-one-free on selected set menus at premium restaurants (e.g.: Ming Court, Summer Palace, ami, SOMM)
Cash rebate conversion
Up to 10X Gift Points on Dining and Travel Spending (monthly retail spending requirement of HK$5,000 waived till 31 December 2024), equivalent to 4% Cash Rebate (Monthly Capped at 250,000 Points, equivalent to $1,000 Cash Rebate)
Up to 10X Gift Points on Dining and Travel Spending (monthly retail spending requirement of HK$5,000 waived till 31 December 2024), equivalent to $1.5/ miles ( Monthly Capped at 250,000 Points, equivalent to around 16,500 miles)
Basic conversion rate : 15 Points = 1 Miles
Conversion partner : CX Asia Miles, China Eastern Airline - Eastern Miles, Air China - Phoenix Miles
Miles conversion fee waived
Enjoy first year annual fee waiver for the main card, and perpetual annual fee waiver for additional cards. Annual fee will be waived for main cardholders holding a BOC Private Banking, Private Wealth or Wealth Management account
Other things to note
Applicants who are existing main cardholders of BOC Credit Card, and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application.
The Gift Points cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.
Existing Credit Card Customer : HK$600 Apple Store Gift Card
+ 2 other gift options
Valid until
15 October 2024
Welcome Offer - Worth up to 120,000 yuu Points
120,000 yuu Points (for new credit card customers)
+ 1 other gift options
Valid until
31 December 2024
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Things to consider for this product:
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Local spending rebate
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Dining rebate
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Supermarket rebate
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No Annual Fee
MoneyHero Exclusive Welcome Gift (New to Bank Customer)
Gift Options
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour); or
New Credit Card Customer:Nescafe Dolce Gusto Genio S Plus with capsules (valued at HK$1,780 ; random colour) ; or
New Credit Card Customer : BRUNO Deluxe Package (total value at HK$1,196): BRUNO Soymilk (value of HK$698, random colour) & Hot Soup Blender + BRUNO Hand Blender (value of HK$498, random colour); or
New Credit Card Customer : Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780)
From now till 15 October 2024 6 p.m.
New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$800 within 30 calendar days after approval are entitled to
LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour) OR
NESCAFÉ Dolce Gusto Genio S Plus Coffee Machine with 6 boxes coffee capsules (Valued at HK$1,780) OR
BRUNO Deluxe Package (total value at HK$1,196): BRUNO Soymilk (value of HK$698, random colour) & Hot Soup Blender + BRUNO Hand Blender (value of HK$498, random colour) OR
Sennheiser ACCENTUM true wireless earbuds (valued at HK$1,780)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$800 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Welcome Voucher (New to Bank Customer)
Gift Options
New to Card Customer:HK$800 Apple Store Gift Card; or
New to Card Customer:HK$800 Wellcome Shopping Voucher; or
New to Card Customer : HK$800 HKTVmall e-Gift Voucher
From now till 15 October 2024 6 p.m.
New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$800 within 30 calendar days after approval are entitled to HK$800 Apple Store Gift Card / Wellcome shopping voucher / HKTVmall e-Gift Voucher
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
New Credit Card customers* - Spent HK$800 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
*“New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Gift (Existing Customer)
Gift Options
Existing Credit Card customer : Marshall Willen Wireless Portable Speaker(valued at HK$999) ; or
Existing Credit Card customer : POLAROID Go Instant Camera (valued at HK$999) ; or
Existing Credit Card customer : BRUNO BAK801 Instant Hot Water Dispenser (Valued at HK$998)
From now till 15 October 2024 6 p.m.
Existing Credit Card cardholders^ who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$600 within 30 calendar days after approval are entitled to
Marshall Willen Wireless Portable Speaker(valued at HK$999) OR
POLAROID Go Instant Camera (valued at HK$999) OR
BRUNO BAK801 Instant Hot Water Dispenser (valued at HK$998)
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer^ - Spent HK$600 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
MoneyHero Exclusive Voucher (Existing Customer)
Gift Options
Existing Credit Card Customer : HK$600 Apple Store Gift Card ; or
Existing Credit Card Customer : HK$600 Wellcome Shopping Voucher; or
Existing Credit Card cardholders^ who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$600 within 30 calendar days after approval are entitled to HK$600 Apple Store Gift Card / Wellcome shopping voucher / HKTVmall e-Gift Voucher
Important dates :
Within 30 days after card issuance: The card must be approved by Hang Seng.
Existing Credit Card customer^ - Spent HK$600 within 30 calendar days after approval.
How to redeem Moneyhero Exclusive Offer?
Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
^“Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
Welcome Offer - Worth up to 120,000 yuu Points
Gift Options
120,000 yuu Points (for new credit card customers); or
The latest Points Rewards for Supermarket and restaurant: register, earn and redeem YUU Points
Earn up to 2% rebate at 2000+ designated merchants
Spend with the card at any designated merchants to earn up to 4X Reward Points (2% rebate).
Reward Points can be spent as cash (200 Reward Points=HK$1), as well as redeeming e-coupons
and gifts in yuu App
Designated Merchants
Rebate Upon Spending
Pizza Hut, PHD, KFC, Maxim's Chinese Cuisine restaurants, designated m.a.x. concepts restaurants and outlets, Arome Bakery, Café Landmark, MUSES, Pop n' Grill, Wildfire Pizzabar, DONDONYA, Uo-Show and more
2% Rebate
(4X Rewards: HK$1=4 yuu Reward Points)
7-Eleven, Mannings, IKEA, Wellcome, Market Place and Designated Upscale Stores
1.5% Rebate
(3X Rewards: HK$1=3 yuu Reward Points)
Shell, GNC and Designated Maxim's restaurants
1% Rebate
(2X Rewards: HK$1=2 yuu Reward Points)
Other merchants (including local and overseas spending)
7-Eleven: 5% off on the 8th and 18th of every month
IKEA: Free delivery upon home furniture and accessories order of HK$3,500 or above at stores on the 1st and 3rd Wednesday of every month (Excluding Outlying Islands and Macau)
Mannings: 6% off on the 1st and 20th of every month
Wellcome, Market Place by Jasons, 3hreesixty, Oliver's The Delicatessen: 8% off on the 3rd, 13th & 23rd of every month upon a single net spending of HK$100 or above
Pizza Hut: 10% off dine-in/ takeaway à la carte menu items from Monday to Sunday (Except specific dates)
PHD: 10% off dine-in/ takeaway à la carte menu items from Monday to Sunday (Except specific dates)
KFC: 5% off dine-in and takeaway orders (From Monday to Friday, except public holidays)
Get discount offers at renowned hotel restaurants, shops and leisure outlets
If the customer has held a Hang Seng enJoy Card as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
New Credit Card Customers” refer to applicants who are not currently holding and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application. “Existing Credit Card Customers” who are currently holding and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
If the customer has held a Hang Seng enJoy Card as the primary cardholder within the 12 months pri