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Citi Cash Back Card

MoneyHero.com.hk Exclusive Offer
MoneyHero.com.hk Exclusive Offer:
Up to $1,640 reward as welcome offer
2% auto rebate for local dining, hotel spending and foreign currency spending with no cap
1% cash rebate from e-Wallets transaction
2% auto rebate for local dining, hotel spending and foreign currency spending with no cap
1% cash rebate from e-Wallets transaction

Features

Spending requirements Reward rebate
Spending of HK$10,000 or above within first two months $1,000 welcome cash rebate +
$100 basic cash rebate
Eligible retail transactions via Apple Pay, Google Pay or
Samsung Pay within the first 2 months from the date of card issuance
 $40 cash rebate
Successful applications via MoneyHero.com.hk HK$500 Wellcome cash coupon
  Up to $1,640 rewards
1% unlimited rebate for other spending, including e-wallet top up and Octopus Card auto top up.
Most suitable for customer who has big spending in short period.
HK$500 Wellcome cash coupon: Only applicable to the applicants from moneyhero.com.hk from 1 to 30 June 2019.
Please click here for guide on coupon redemption.
All matters and disputes are subject to the final decision of MoneyHero.com.hk and Citibank.
Welcome Gift Requirement: New customer who has accumulate spending of HK$10,000 or above within the first 2 months from the date of card issuance can earn extra HK$1,000 cash rebate. Any eligible spending includes PayMe, Apple Pay, Google Pay, WeChat Pay, Ali Pay or Octopus, etc. Promotion period is valid from 1 to 30 June 2019, both days inclusive.
Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of $40 cash rebate
Transactions made in respect of banquet services, private functions and private room events will not be counted as Eligible Hotel Spending Transactions. The full amount of earned rebate will be credited to the Card account on the following statement when the accumulated rebate balance reaches HK$200 or above.

Promotions and Terms and Conditions

MoneyHero.com.hk Exclusive Offer
HK$500 Supermarket coupon

From 1 to 30 June 2019, both days inclusive, for new customers applying through MoneyHero.com.hk

    Welcome Offers
    Up to HK$1,000 Cash Rebate
    • New Customers who did not have Citi Credit Card in past 12 months apply before and accumulate spending of HK$10,000 or above within the first 2 months from card issuance
    • Promotion period is valid from 1 to 30 June 2019, both days inclusive.

    APR/Fees

    APR
    Minimum Payment
    a)The total of all current month's interest, annual fee, late charge, past due amount, overlimit amount, other fees and charges if any; and b)1.5% of statement balance (exclude item a, where applicable)
    Late payment charge
    Maximum HK$250
    Retail Purchase APR
    35.52%
    Cash Advance APR
    39.72%
    Interest Free Repayment Period
    58 days
    Fees
    Annual fee
    $ 1,800
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $240,000

    Standard Chartered Simply Cash Visa Card

    MoneyHero.com.hk Exclusive Offer
    MoneyHero.com.hk Exclusive Offer:
    Up to HKD 1,550 welcome rebate
    Unlimited CashBack all year-round
    Unlimited CashBack all year-round

    Features

    From 1 March to 2 July 2019 (both dates inclusive), new cardholders who submit the Standard Chartered Simply Cash Visa Card application through online channel and fulfill relevant requirements can enjoy up to 100% CashBack (up to HKD1,000) as welcome offer:
  • New cardholders can enjoy 100% CashBack on any spending on eligible transactions within the first 2 months from the date of card issuance
  • Top-up Offer: HKD100 CashBack
    • After receiving the newly approved Simply Cash Visa Card, New Cardholders who newly sign up for Online Banking and complete the first login within the first 2 months from the date of card issuance can get extra HKD100 CashBack.
    • You only need your Phone Banking Card Number (the 16-digit of the Credit Card Number), TIN and mobile phone to sign up for Online Banking. For Online Banking registration demonstration, please visit Standard Chartered Bank (Hong Kong) Limited website.
    • If you forget your Username or Password after registration, you may reset with your Phone Banking Card Number (Simply Cash Visa Card) and TIN again.
    Note:
    The top-up offer is only applicable to New Cardholders who have never signed up for Online Banking with the Bank on or before 28 February 2019.
    MoneyHero.com.hk Exclusive reward of HKD350 supermarket coupon is only applicable to new customers. New customers to redeem the rewards from MoneyHero.com.hk, please send your card face to coupon@moneyhero.com.hk for verification and follow-up. For the details of the redemption step, please refer to here
    For your information security, please cover your private information, such as credit card number and expiry date, but leave your name and reference number to verify that your application has been approved.
    Promotional period: 1 to 30 June 2019
    Unlimited CashBack all year-round: 1.5% CashBack for eligible spending in local currency and 2% CashBack for eligible spending in foreign currencies
    Priority Banking/Premium Banking/Bonus Payroll Account clients can enjoy perpetual annual fee waiver for the principal card
    Terms and conditions apply

    Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    HK$350 supermarket cash coupon

    From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

    Welcome Offers
    100% CashBack (up to HKD1,000)
    • The welcome offer is only applicable to New Cardholders who submit the Standard Chartered Simply Cash Visa Card application through online channel during the period from 1 March to 2 July 2019 (both dates inclusive) and fulfill relevant requirements. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current application for a principal card of Standard Chartered Credit Cards
    • CashBack rewarded under this welcome offer includes the CashBack earned from the prevailing Standard Chartered Simply Cash Rewards Scheme
    • New Cardholders must successfully apply for, and being issued with, the principal card of Standard Chartered Simply Cash Visa Card by Standard Chartered Bank (Hong Kong) Limited on or before 31 October 2019 in order to be eligible for this welcome offer
    • Eligible transactions are local and overseas retails transactions, online purchase or posted amount of instalment purchase made within the first 2 months from the date of issuance of the newly approved Standard Chartered Simply Cash Visa Card
    • Terms and conditions apply to the welcome offer, please refer to Standard Chartered Bank (Hong Kong) Limited website for details

    APR/Fees

    APR
    Minimum Payment
    All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HKD/CNY220, whichever is higher
    Late payment charge
    EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY220 and a maximum cap of HK$/CNY350) OR the Minimum Payment Due, whichever is lower
    Retail Purchase APR
    35.7%
    Cash Advance APR
    39.09%
    Interest Free Repayment Period
    Up to 56 days
    Fees
    Annual fee
    $2,000
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $96,000

    DBS Black World Mastercard

    MoneyHero.com.hk Exclusive Offer
    MoneyHero.com.hk Exclusive Offer:
    Exclusive HK$350 Wellcome cash coupon for successful applications via MoneyHero.com.hk
    Up to 120,000 welcome miles (included 50% Bonus Avios Offer)
    Choose from various frequent flyer programs without any fee
    Up to 120,000 welcome miles (included 50% Bonus Avios Offer)
    Choose from various frequent flyer programs without any fee

    Features

    Spending amount Welcome offer & Exclusive offer
    Local Eligible Spending: the first HK$5,000 HK$1 = 1 Mile
    (Up to 5,000 Miles)
    Local Eligible Spending: the thereafter HK$235,000 HK$5 = 1 Mile
    (Up to 47,000 Miles)
    Overseas Eligible Spending: the first HK$70,000 HK$2.5 = 1 Mile
    (Up to 28,000 Miles)
    50% Bonus Avios Offer Up to 40,000 Miles
    Successful applications via MoneyHero.com.hk HK$350 Wellcome cash coupon
      Up to 120,000 Miles in total +
    HK$350 Wellcome cash coupon
    Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time and redeem travel rewards from iGO Rewards
    Redeem at the rate DBS$48=1,000 Miles without any expiry date and fee
    Spending conditions and composition of 120,000 Miles Rewards
    • Local Eligible Spending:
      A maximum of 5,000 miles at the rate of HK$1 = 1 mile for the first HK$5,000;
      a further mile reward of 47,000 miles at the rate of HK$5 = 1 mile for the thereafter HK$235,000;
    • Overseas Eligible Spending:
      A maximum of 28,000 miles at the rate of HK$2.5 = 1 mile for the first HK$70,000;
    • 50% Bonus Avios Offer (a maximum amount of 40,000 Avios)

    Total accumulated miles rewards: 120,000 miles (i.e. DBS$3,840)
    Eligible new customer who redeem Avios at DBS Omni eSHOP within 1 July to 31 December 2019 by using DBS$ to enjoy 50% bonus Avios (minimum redemption amount is DBS$48 and each redemption must be in multiples of DBS$48
    Extra exclusive offer - HK$350 Wellcome cash coupon: Only applicable to the new applicants from MoneyHero.com.hk from 2 May to 30 June 2019.
    Please click here for guide on coupon redemption.
    All matters and disputes are subject to the final decision of MoneyHero.com.hk and DBS Bank.
    Promotional period of DBS welcome offer: 2 May to 30 June 2019

    Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    HK$350 Wellcome cash coupon
    • From 2 May to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk
    Welcome Offers
    Up to 120,000 Miles
    • Local Spending: first HK$5,000 (HK$1 = 1 Mile) + thereafter HK$235,000 (HK$5 = 1 Mile)
    • Overseas Speding: first HK$70,000 (HK$2.5 = 1 Mile)
    • 50% bonus Avios (40,000 Miles as maximum)


    APR/Fees

    APR
    Minimum Payment
    All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is HK$50).
    Late payment charge
    HK$230 or the Minimum Payment Due, whichever is lower.
    Retail Purchase APR
    35.7%
    Cash Advance APR
    39.53%
    Interest Free Repayment Period
    60 days
    Fees
    Annual fee
    $ 2,000
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $240,000

    American Express Platinum Credit Card

    MoneyHero.com.hk Exclusive Offer
    MoneyHero.com.hk Exclusive Offer:
    Extra 2 access to Plaza Premium First Hong Kong OR HK$400 city'super cash coupon + stoneware cocotte set exclusively from MoneyHero.com.hk; Welcome gift worth up to HK$2,960
    Up to 40% off for designated Maxim's restaurants
    Up to HK$500 in city’super cash vouchers as welcome gift
    Up to 40% off for designated Maxim's restaurants
    Up to HK$500 in city’super cash vouchers as welcome gift

    Features

    No spending requirement Spend $5,000 or above Spend $120,000 or above

    MoneyHero
    Exclusive offer:
    Extra 2 complimentary 3-hour lounge access to Plaza Premium First Hong Kong (worth HK$1,760 in sum); OR
    $400 city'super coupon + Le Creuset stoneware cocotte set

    4 free movie tickets
    (Worth $460)
    $500 city'super coupon
    $2,000 cash vouchers /40,000 miles

    You can earn
    the value of welcome exclusive offer

    $2,220 $2,720 $4,720
    HK$1=5 Membership Rewards points / $3=1 mile
  • Applicable to the first HK$120,000 spending within first three months.
  • HK$1=3 Membership Rewards points / $5=1 mile
  • Applicable to the first HK$120,000 charged and billed during each Program Period.
  • HK$1=1 Membership Rewards points / $15=1 mile
  • Applicable to the spending from HK$120,001 and onwards during each Program Period.
  • All spending requirement above applicable to local retails, dinning and online shopping; overseas and online shopping
  • Dining Offer:
  • For 2 – 3 diners, the dinner savings will be changed to 40% off from Monday to Thursday.
  • Extra 10 Membership Rewards Points with HK$1 spent at Hong Kong Parkview
  • Lifestyle Offer:
  • Buy-1-Get-1-Free tickets offer will only be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days.
  • Protection Offer:
  • Travel Accident Insurance, with coverage up to HK$3.5 million; Travel Inconvenience Protection, with coverage up to HK$10,000 per year;
  • Free legal and medical referrals 24 hours a day, 365 days a year for Global Assist Hotline
  • These Welcome Offers are only valid for approved American Express Platinum Credit Card applications that received by American Express International, Inc. on or before 30 June 2019.
    Existing American Express Platinum Basic Credit Card members and applicants who held American Express Platinum Credit Card (Basic card) at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers.
    If Basic Cardmember cancels the American Express Platinum Credit Card within 12 months of card issuance, American Express reserves the right to debit the original price of the Welcome Offers.
    From January 1, 2019 onwards, each program period shall run from January 1 to December 31 of each calendar year.
    Extra exclusive offer - 2 complimentary 3-hour lounge access to Plaza Premium First Hong Kong (worth HK$1,760 in sum) OR HK$400 city'super coupon + Le Creuset stoneware cocotte set: Only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019.
  • Please click here for guide on coupon redemption.
  • Plaza Premium First Gift Cards will be distributed to new customers who successfully apply American Express Platinum Credit Card and choose this reward by AMEX
  • All matters and disputes are subject to the final decision of MoneyHero.com.hk and AMEX.

  • Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    OPTION 1
    2 complimentary 3-hour lounge access to Plaza Premium First Hong Kong

    Only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019; Gift Cards will be distributed to new customers who successfully applied this service by AMEX


    OPTION 2
    HK$400 city'super coupon + Le Creuset stoneware cocotte set

    Only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019

    Welcome Offers
    OPTION 1
    HK$500 city'super coupon

    Spend HK$5,000 or above within 3 months after card issuance


    OPTION 2
    600,000 points
    • Enjoy HK$1 = 5 points (i.e. HK$3 = 1 Mile / 1.67% cashback) within 3 months after card issuance
    • Cap: 600,000 points (redeemable for 40,000 Miles / HK$2,000 cash coupon)

    OPTION 3
    4 movie tickets

    Movie coupons will be sent within 8 weeks upon card approval


    APR/Fees

    APR
    Minimum Payment
    The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
    Late payment charge
    5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$220. However, the Late Payment Fee will not exceed the minimum payment due.)
    Retail Purchase APR
    38.23%
    Cash Advance APR
    36.07%
    Fees
    Annual fee
    $ 2,200
    Foreign Currency Transaction Fee
    2%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $300,000

    Standard Chartered Asia Miles MasterCard

    MoneyHero.com.hk Exclusive Offer
    MoneyHero.com.hk Exclusive Offer:
    Up to 41,000 Asia Miles; plus HKD300 supermarket cash coupon exclusively from MoneyHero.com.hk
    First Year Annual Fee Waiver
    First Year Annual Fee Waiver

    Features

    From 1 March to 2 July 2019 (both dates inclusive), New Cardholders who submit the Standard Chartered Asia Miles Mastercard applications through online channel and fulfill relevant requirements can enjoy up to 40,000 Asia Miles. Up to 40,000 Asia Miles welcome offer has no minimum spending requirement with details as follows:
    Eligible Transactions within the first 2 months of card issuance Earn Rate (HKD to Asia Mile) Maximum Asia Miles Earned
    First HK$7,500 HK$0.5 = 1 Mile 15,000 Miles
    Subsequent HK$100,000 HK$4 = 1 Mile 25,000 Miles
        Total: 40,000 Miles
    Top-up Offer: HKD100 CashBack
    • After receiving the newly approved Standard Chartered Asia Miles MasterCard, New Cardholders who newly sign up for Online Banking and complete the first login within the first 2 months from the date of card issuance can get extra HKD100 CashBack.
    • You only need your Phone Banking Card Number (the 16-digit of the Credit Card Number), TIN and mobile phone to sign up for Online Banking. For Online Banking registration demonstration, please visit Standard Chartered Bank (Hong Kong) Limited website.
    • If you forget your Username or Password after registration, you may reset with your Phone Banking Card Number (Standard Chartered Asia Miles MasterCard) and TIN again.
    Note:
    The top-up offer is only applicable to New Cardholders who have never signed up for Online Banking with the Bank on or before 28 February 2019.
    MoneyHero.com.hk Exclusive reward of HKD300 supermarket coupon is only applicable to new customers. New customers to redeem the rewards from MoneyHero.com.hk, please send your card face to coupon@moneyhero.com.hk for verification and follow-up. For the details of the redemption step, please refer to here
    For your information security, please cover your private information, such as credit card number and expiry date, but leave your name and reference number to verify that your application has been approved.
    Promotional period: 1 to 31 May 2019
    HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category
    HK$6 = 1 Asia Mile for eligible spending on other categories
    Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
    First year annual fee waiver upon successful card application
    Terms and conditions apply

    Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    HK$300 supermarket cash coupon

    From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

    Welcome Offers
    Up to 40,000 Asia Miles (as low as HKD0.5 = 1 Asia Mile)
    • The welcome offer is only applicable to New Cardholders who submit the Standard Chartered Asia Miles Mastercard application through online channel during the period from 1 March to 2 July 2019 (both dates inclusive) and fulfill relevant requirements. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current application for a principal card of Standard Chartered Credit Cards.
    • The Asia Miles of this welcome offer include the Asia Miles earned from the prevailing Standard Chartered Asia Miles Mastercard Rewards Scheme
    • Eligible transactions are local and overseas retails transactions, online purchase or posted amount of instalment purchase made within the first 2 months from the date of issuance of the newly approved Standard Chartered Asia Miles Mastercard
    • Applicants are required to enter their Asia Miles membership account during application process. Please enroll as Asia Miles member before proceed to card application
    • Terms and conditions apply to the welcome offer, please refer to Standard Chartered Bank (Hong Kong) Limited website for details

    APR/Fees

    APR
    Minimum Payment
    All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HKD/CNY220, whichever is higher
    Late payment charge
    EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY220 and a maximum cap of HK$/CNY350) OR the Minimum Payment Due, whichever is lower
    Retail Purchase APR
    35.7%
    Cash Advance APR
    39.09%
    Interest Free Repayment Period
    Up to 56 days
    Fees
    Annual fee
    $2,000
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $96,000

    BEA iTitanium Card

    Latest Offer
    Latest Offer:
    HK$500 cash rebate or HKTVmall Gift Voucher; extra 5 days Birdie Travel SIM
    BEA Days up to HK$500 cash rebate each month
    BEA Days up to HK$500 cash rebate each month

    Features

    [Hey! Student! ] BEA iTitanium Card is also applicable to Tertiary Students. It has no income requirement. You are eligible for up to $400 cash rebate! Apply here!
    From now till 31st July, 2019, new customer apply BEA i-Titanium card via online successfully, and meet the spending requirement, who can obtain below welcome offer.
    Welcome Offer (Choose either one):
      1) HK$500 cash rebate; OR
      2) HK$500 HKTVmall Gift Voucher;
    Card Approval Offer.5 days Birdie Travel SIM
  • Activated the card through BEA App on or before 31st July, 2019;
  • BEA will deliver a redemption coupon code through SMS message to Eligible Customers’ mobile number registered with BEA within 2 months
  • BEA Days 4.4% cash rebate:
    Spending category Monthly accumulated spending # Rebate
    Local Spending ≥HK$1,000extra 4.4% (max. HK$200/month)
    Overseas Spending (Includes online foreign currency transaction) extra 4.4% (max. HK$200/month)
    Mobile Payment (Local bakeries / Fast food / Coffee shop) Up to 10% (max. HK$100/month)
    # Monthly accumulated spending amount includes eligible transactions of local dining / online / retail / overseas / online foreign currency / mobile payments

    For details and registration, please refer to here.

    Cash rebate
  • 3% i-Dollar rebate for online shopping
  • Every HK$250 in retail spending = HK$1 cash rebate
  • Foreign currency fee will be adjusted to 1.5% from 1st May 2019
    Up to 7.8% cashback rate of online shopping spending: BEA Days 4.4% cash rebate + i-Dollar 3% cash rebate + i-Titanium 0.4% cash rebate
    Up to 4.8% cashback rate of local spending: BEA Days 4.4% cash rebate + i-Titanium 0.4% cash rebate
    10% off on movie tickets
  • 10% off on regular-price movie tickets at MCL Cinemas (except The Grand Cinema) and priority ticketing counter at the Festival Grand Cinema box office
  • 10% off on regular-price movie tickets at UA Cinemas and priority ticketing counter at the UA Cinemas box offices
  • Priority booking service for spectacular concerts

    Promotions and Terms and Conditions

    Welcome Offers
    OPTION 1
    HK$500 cash rebate

  • Within 2 months of card issuance, new customers are required to

    1. activate the card through the BEA App; AND
    2. reach HK$6,000 in local/overseas retail spending or cash advances

  • HK$500 cash rebate will be credited to the principal cardholder’s account within 2 months after the spending requirement is fulfilled

  • OPTION 2
    HK$500 HKTVmall Gift Voucher

  • Within 2 months of card issuance, new customers are required to

    1. activate the card through the BEA App; AND
    2. reach HK$6,000 in local/overseas retail spending or cash advances

  • The HK$500 HKTVmall gift voucher will be mailed to the cardholder’s mailing address within 2 months after the spending.
  • Use of the gift voucher will be bound by the terms and conditions prescribed by the participating merchant.

  • APR/Fees

    APR
    Minimum Payment
    All interest, fees and charges including annual fees that may be charged, plus 1% of outstanding principal (minimum: HK$/CNY50), plus any outstanding minimum payment due and over credit limit amount.
    Late payment charge
    HK$/CNY350 or the Minimum Payment Due, whichever is lower.
    Retail Purchase APR
    32.92%
    Cash Advance APR
    35.06%
    Interest Free Repayment Period
    Up to 56 days
    Fees
    Annual fee
    $ 600
    Foreign Currency Transaction Fee
    1.5%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $40,000
    Min. Annual Income
    Student Card: Please refer to BEA i-Titanium Card Product Page

    CNCBI Motion Credit Card

    MoneyHero.com.hk Exclusive Offer
    MoneyHero.com.hk Exclusive Offer:
    Free six-month Birdie 5-GB Plan OR Up to HK$660 rebate as welcome gift
    HK$200 cash rebate exclusively from MoneyHero.com.hk
    2% Local Dining and Overseas Spending Cash Rebate in first year; First 3 years annual fee waiver
    HK$200 cash rebate exclusively from MoneyHero.com.hk
    2% Local Dining and Overseas Spending Cash Rebate in first year; First 3 years annual fee waiver

    Features

    Qualified spending requirements Welcome offer
    (Choose either one)
    Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance Free six-month Birdie 5-GB Plan (monthly fee: HK$90)
    Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance HK$400 Cash Rebate
    MoneyHero.com.hk Exclusive Offer: HK$200 Cash rebate
    1. New customers successfully apply CNCBI VISA Platinum Card, CNCBI Air China Dual Currency Credit Card or CNBI Motion Credit Card through MoneyHero.com.hk during the promotion period
    2. Promotion period: 1 to 30 June 2019; and
    3. New customers are entitled to earn up to HK$200 cash rebate (MoneyHero.com.hk Exclusive Offer); and
    4. China CITIC Bank will credit the HK$200 cash rebate into the respective credit card account within 3 months after the card approval month.
    Dual Card Application HK$100 Reward Cash Rebate
    1. Successfully applied both CNCBI VISA Platinum Card and CNCBI Air China Dual Currency Credit Card or CNCBI Motion Credit Card and CNCBI Air China Dual Currency Credit Card simultaneously;
    2. Fulfil the related requirements of the promotion; and
    3. Must spend with CNCBI VISA Platinum Card or CNCBI Motion Credit Card (transaction made by CNCBI Air China Dual Currency Credit Card are not included)
    2% Local Dining and Overseas Spending Cash Rebate in first year:
    Within the first 12 months after approval of CNCBI Motion Credit Card, you can enjoy 2% Local Dining and Overseas Spending Cash Rebate on eligible spending. Subsequently, you will continue to enjoy 0.55% Basic Cash Rebate(payment make via ATM/online banking for first HK$10,000 each month). For every HK$180 spending, you can earn =~ HK$1 Cash Rebate.
    2% Local Dining and Overseas Spending Cash Rebate in first year:
    Make eligible spending with the designated credit card within the first 12 months of issuance of the card (calculated with reference to the transaction dates) can enjoy 2% Cash Rebate on completed and posted eligible spending made within the same calendar month (calculated with reference to the transaction dates). 2% Cash Rebate includes 0.55% Basic Cash Rebate (payment make via ATM/online banking for first HK$10,000 each month) and 1.45% Extra Cash Rebate

    Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    HK$200 Cash rebate

    New customers successfully apply CNBI Motion Credit Card through MoneyHero.com.hk from 1 to 30 June 2019

    Welcome Offers
    OPTION 1
    Free six-month Birdie 5-GB Plan (monthly fee: HK$90)

    Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance


    OPTION 2
    HK$400 Cash Rebate

    Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance


    APR/Fees

    APR
    Minimum Payment
    All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is HK$250).
    Late payment charge
    HK$300 or Minimum Payment, whichever is lower.
    Retail Purchase APR
    34.49%
    Cash Advance APR
    36.43%
    Interest Free Repayment Period
    57 days
    Fees
    Annual fee
    $ 1,200
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $150,000

    Citibank PremierMiles Card

    MoneyHero.com.hk Exclusive Offer
    MoneyHero.com.hk Exclusive Offer:
    10,250 miles and $40 cash rebate as welcome gifts, plus extra HK$300 supermarket coupon exclusively from MoneyHero.com.hk
    Up to 12 times complimentary access to airport lounges for every calendar year
    Free travel insurance for whole year
    Up to 12 times complimentary access to airport lounges for every calendar year
    Free travel insurance for whole year

    Features

    Spending requirements Welcome offer & exclusive reward
    Spending of HK$10,000 or above within first two months 9,000 Miles (108,000 points)
    Eligible retail transactions via Apple Pay, Google Pay or
    Samsung Pay within the first 2 months from the date of card issuance
    $40 cash rebate
    Successful applications via MoneyHero.com.hk HK$300 Wellcome cash coupon
      Up to 9,000 Miles +
    $40 cash rebate +
    HK$300 Wellcome cash coupon in total
    Up to 12 times complimentary access to airport lounges for every calendar year. (Cardholders are required to spend HK$5,000 per head within 30 days after the date of each lounge visit.); & Points will never expire. No service charge for mileage conversion; & Free Travel Insurance: Pay in full or redeem for flight tickets/ accommodation / travel tours with the card, you and your family can enjoy free travel insurance; & Purchase Protection: Purchases made with Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase
    Suitable for customers who have large amount of overseas / foreign currency spending.

    Free travel insurance:
    (a) either one or more of the following has/have been purchased or settled by the principal cardholder with his/her Citi PremierMiles Card:
    (1) the in/outward-bound travel tickets to/from Hong Kong;
    (2) the accommodation cost for the entire journey;
    (3) the tour package; or
    (b) in the event that condition (a) above is not satisfied but instead one or more of the items stated in (1), (2) and (3) above has been acquired with points earned by a rewards program, any additional costs (including tax and fuel surcharge and any fees which is required to be paid according to any local requirement (if applicable)) must be paid by the principal cardholder with his/her Citi PremierMiles Card.

    New Customer will be eligible for 108,000 welcome Points upon accumulated spending of HK$10,000 or above within the first 2 months after the date of card issuance. Points can be redeemed for miles of various airlines. Promotion period is valid from 1 to 30 June 2019, both days inclusive.
    Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of $40 cash rebate
    When cardholder reaches total eligible transactions of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas & online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, Cardholders can still enjoy 12 Points (1mile) per HK$4 for overseas & online foreign currency transactions. If the cardholders cannot meet the spending requirement of the complimentary lounges access, they will be charged an entrance fee of HK$200 per cardholder per lounge access. Terms and conditions apply. For details, please click here for more information.
    Extra exclusive offer - HK$300 Wellcome cash coupon: Only applicable to the applicants from MoneyHero.com.hk from 1 to 30 June 2019.
  • Please click here for guide on coupon redemption.
  • All matters and disputes are subject to the final decision of MoneyHero.com.hk and Citibank.

  • Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    HK$300 Wellcome cash coupon

    From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

    Welcome Offers
    9,000 Miles
    • Spending of HK$10,000 or above within first two months
    • Promotion period is valid from 1 to 30 June 2019, both days inclusive

    APR/Fees

    APR
    Minimum Payment
    All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1.5% of outstanding principal, plus any overlimit anount (if any).
    Late payment charge
    Minimum HK$200 and maximum HK$250
    Retail Purchase APR
    35.52%
    Cash Advance APR
    39.72%
    Interest Free Repayment Period
    58 days
    Fees
    Annual fee
    $ 1,800
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $ 240,000

    EarnMORE Unionpay Diamond Card

    Latest Offer
    Latest Offer:
    OTO Qseat foot massager as welcome offer
    2% cash rebate for Octopus Automatic Add Value Service
    3 complimentary visits to the Plaza Premium Lounges at airport
    2% cash rebate for Octopus Automatic Add Value Service
    3 complimentary visits to the Plaza Premium Lounges at airport

    Features

    Qualified spending requirements Welcome offer
    (Choose 1 from 4)
    Qualified retail spending over HK$8,500 within the first 90 days of card issuance
    Fee: HK$200 each month x 3-month installment
    OTO Qseat foot massager
    Qualified retail spending over HK$8,500 within the first 90 days of card issuance HK$600 Häagen-Dazs™ coupon
    Qualified retail spending over HK$8,500 within the first 90 days of card issuance HK$500 cash rebate
    No spending requirement Up to HK$90,000 interest-free and handling fee-free Cash instalment program
    Extra HK$100 cash rebate for successful online applications
    Apply Octopus Automatic Add Value Service using EARNMORE credit card to enjoy 2% cash rebate at every reloading
    2% cash rebate (1% basic + 1% extra rebate) on year-round spending; cap for the 1% extra cash rebate during 1 January - 31 December 2019; the cash rebate will be deposited in next credit card statement
    Exemption of foreign transaction fees
    Annual fee waiver for the first 2 years
    Welcome offer only applies to new applicants who successfully apply EarnMORE Unionpay Diamond Card during the promotional period from 1 January to 31 December 2019 (Both dates inclusive)

    Promotions and Terms and Conditions

    Welcome Offers
    OPTION 1
    OTO Qseat foot massager

    Qualified retail spending over HK$8,500 within the first 90 days of card issuance + Fee: HK$200 each month x 3-month installment


    OPTION 2
    HK$600 Häagen-Dazs™ coupon

    Qualified retail spending over HK$8,500 within the first 90 days of card issuance


    OPTION 3
    HK$500 cash rebate

    Qualified retail spending over HK$8,500 within the first 90 days of card issuance


    OPTION 4
    Up to HK$90,000 interest-free and handling fee-free Cash instalment program

    No spending requirement


    APR/Fees

    APR
    Minimum Payment
    HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
    Late payment charge
    HK$250 or an amount equivalent to the minimum payment stated on the monthly statement (whichever is lower)
    Retail Purchase APR
    44.55%
    Cash Advance APR
    47.32%
    Interest Free Repayment Period
    53 days
    Fees
    Annual fee
    $ 800

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $150,000

    BEA Visa Signature Card

    Latest Offer
    Latest Offer:
    HK$800 cash rebate
    Up to 6.8% cashback rate of local spending (Dinning)
    Up to 20% off on movie tickets
    Up to 6.8% cashback rate of local spending (Dinning)
    Up to 20% off on movie tickets

    Features

    From now till 2nd July, 2019, new customer apply BEA Visa Signature card via online successfully, and meet the spending requirement, who can obtain below welcome offer.
    Welcome offer:HK$800 cash rebate
    BEA Days Extra 11X Bonus Points (4.4% rebate):
    Spending category Monthly accumulated spending # Rebate
    Local Spending ≥HK$2,000Extra 11X Bonus Points (max. 50,000 Bonus Points)
    Overseas Spending (Includes online foreign currency transaction)Extra 11X Bonus Points (max. 50,000 Bonus Points)
    Mobile Payment (Local bakeries / Fast food / Coffee shop)Up to 10% (max. HK$100/month)
    # Monthly accumulated spending amount includes eligible transactions of local dining / online / retail / overseas / online foreign currency / mobile payments

    For details and registration, please refer to here.

    Unlimited Bonus Points
  • Local dining 6X Bonus Points (2.4% rebate)
  • Overseas spending 4X Bonus Points (1.6% rebate)
  • Foreign currency fee will be adjusted to 1.5% from 1st May 2019
    Up to 6.8% cashback rate of local spending (Dinning): BEA Days 4.4% cash rebate + Visa Signature 2.4% cash rebate
    Up to 6% cashback rate of overseas spending: BEA Days 4.4% cash rebate + Visa Signature 1.6% cash rebate
    Two free travel insurance plans
    Up to 20% off on movie tickets
  • 20% off on regular-price movie tickets at MCL Cinemas and priority ticketing counter at the Festival Grand Cinema box office
  • 20% off on regular-price movie tickets at UA Cinemas and priority ticketing counter at the UA Cinemas box offices
  • Priority booking service for spectacular concerts

    Promotions and Terms and Conditions

    Welcome Offers
    HK$800 cash rebate
  • Within 2 months of card issuance, new customers are required to
    1. activate the card through the BEA App; AND
    2. reach HK$8,000 in local/overseas retail spending or cash advances
  • HK$800 cash rebate will be credited to the cardholder’s account within 2 months after the spending requirement is fulfilled

  • APR/Fees

    APR
    Minimum Payment
    All interest, fees and charges including annual fees that may be charged, plus 1% of outstanding principal (minimum: HK$/CNY50), plus any outstanding minimum payment due and over credit limit amount.
    Late payment charge
    HK$/CNY350 or the Minimum Payment Due, whichever is lower.
    Retail Purchase APR
    32.92%
    Cash Advance APR
    35.06%
    Interest Free Repayment Period
    Up to 56 days
    Fees
    Annual fee
    $ 1,800
    Foreign Currency Transaction Fee
    1.5%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $240,000

    Need some help?

    No worries, we've got you covered!

    Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?

    For exclusive offers from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

    American Express 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

    Citibank 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.

    DBS 
    Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

    PrimeCredit 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

    CITIC 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

    HSBC 
    Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

    BEA 
    Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

    What are the common credit card rewards?

    Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash backair milesgift vouchers or free gifts.

    Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.

    If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.

    In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.

    How to earn cashback?

    Some Cashback Credit Cards providers require you to spend a minimum amount before you can start earning rewards. Providers may also limit the amount of Cashback rewards you can earn, while others implement caps on how much you can spend for certain categories. It's also common for providers to set an increase in cashback return rates for certain categories within a specified period which are worth taking advantage of.

    The best way to maximize cashback points is to choose a card that lets you earn rewards that matter to you. If you're serious about pursuing cashback rewards, you must make sure to fully understand the terms and conditions of your selected credit card. Terms are always subject to change, so it's important to always stay educated on these.

    Confused about credit card terms?

    Glossary terms to know for first-time credit card users