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Find the Best Credit Cards in Hong Kong 2024

Compare the best credit cards in Hong Kong, that offers some of the best benefits such as cashback, miles, rewards, and promotions.

Find a wide variety of credit cards to suit your spending habit to maximise your savings and rewards. Apply for your ideal card on MoneyHero today!

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Exclusive Offer
Hang Seng enJoy Card

Hang Seng enJoy Card

Cashback Supermarket
1.5  %
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Cashback Dining
2  %
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Cashback Local
2  %
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Annual Fee Waiver
Perpetual Annual Fee Waiver

3 Offers Available

MoneyHero Exclusive Offer (New to Bank Customer)
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)

+ 6 other gift options

Valid until

31 July 2024

MoneyHero Exclusive Offer (Existing Customer)
Existing Credit Card customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)
Existing Credit Card customer : Marshall Willen Wireless Portable Speaker(valued at HK$999)

+ 5 other gift options

Valid until

31 July 2024

Welcome Offer - Worth up to 120,000 yuu Points
120,000 yuu Points (for new credit card customers)
120,000 yuu Points (for new credit card customers)

+ 1 other gift options

Valid until

31 December 2024

Things to consider for this product:

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Local spending rebate

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Dining rebate

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Supermarket rebate

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No Annual Fee

CNCBI Motion Credit Card

CNCBI Motion Credit Card

Cashback Overseas
10  %
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Cashback Overseas Online Shopping
6  %
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Cashback Local Online Shopping
6  %
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Cashback Dining
6  %
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3 Offers Available

Offer Upgrade (Mutually exclusive form Exclusive Offer)
Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000)
Nintendo Switch (OLED model)(valued at HK$2,680;random color)(redeem with HK$1,000)

+ 1 other gift options

Valid until

31 July 2024

MoneyHero Exclusive Offer
Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour)
Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour)

+ 5 other gift options

Valid until

31 July 2024

Welcome Offer
10% Cash Rebate on spending in foreign currencies
10% Cash Rebate on spending in foreign currencies

+ 1 other gift options

Valid until

02 January 2025

Things to consider for this product:

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Dining rebate

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Online shopping rebate

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No foreign txn fee

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Annual Fee waiver

Exclusive Offer
Hang Seng MMPOWER World Mastercard®

Hang Seng MMPOWER World Mastercard®

Cashback Overseas
6  %
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Cashback Local Online Shopping
5  %
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Cashback Local
5  %
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Annual Fee Waiver
Perpetual

3 Offers Available

MoneyHero Exclusive Offer (New to Bank Customer)
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)
New Credit Card Customer : LEGEND WALKER X-Class Expandable Front-opening Suitcase (valued at HK$5,600, random colour)

+ 6 other gift options

Valid until

31 July 2024

MoneyHero Exclusive Offer (Existing Customer)
Existing Credit Card customer : POLAROID Go Instant Camera (valued at HK$999)
Existing Credit Card customer : POLAROID Go Instant Camera (valued at HK$999)

+ 4 other gift options

Valid until

31 July 2024

Welcome Offer - Up to $700 +FUN Dollars
New Customer:$700 +FUN Dollars
New Customer:$700 +FUN Dollars

+ 1 other gift options

Valid until

31 December 2024

Things to consider for this product:

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Local spending rebate

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Online Spending

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Overseas rebate

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No Annual Fee

Exclusive Offer
Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Airmiles Dining
$ 4  per mile
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Airmiles Overseas
$ 4  per mile
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Airmiles Hotel Booking
$ 4  per mile
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Annual Fee Waiver
First year

3 Offers Available

Offer Upgrade (Mutually exclusive form Exclusive Offer)
Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780; random colour) (redeem using Standard Chartered Cathay Mastercard with HK$1,300)
Dyson Supersonic™ HD15 Hair Dryer (Valued at HK$3,780; random colour) (redeem using Standard Chartered Cathay Mastercard with HK$1,300)

+ 1 other gift options

Valid until

31 July 2024

MoneyHero Exclusive Offer
LEGEND WALKER 31
LEGEND WALKER 31" Luggage (valued at HK$5,600, random color)

+ 6 other gift options

Valid until

31 July 2024

Welcome Offer - Up to 60,000 Miles
60,000 Miles
Up to 60,000 Miles

Valid until

30 September 2024

Things to consider for this product:

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Welcome offer: Air miles

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Air miles conversion

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Hotel bookings offer

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Overseas rebate

Exclusive Offer
Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Cashback Local
5  %
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Foreign Currency Transaction Fee
1.95  %
Interest on installment plans
0  %
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Annual Fee Waiver
Perpetual Annual Fee Waiver

2 Offers Available

MoneyHero Exclusive Offer
HK$800 Apple Store Gift Card
HK$800 Apple Store Gift Card

+ 5 other gift options

Valid until

31 July 2024

Welcome Offer
HK$800 CashBack
HK$800 CashBack

+ 1 other gift options

Valid until

31 July 2024

Things to consider for this product:

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Installment

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No foreign txn fee

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Local spending rebate

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Annual Fee waiver

Mox Credit

Mox Credit

Cashback Supermarkets
3  %
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Cashback Overseas
2  %
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Cashback Local
2  %
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Annual Fee Waiver
Perpetual

Offer Available

Offer Upgrade (with the invitation code "MOXMHBUY")
Dyson Deluxe Package (total value at HK$7,160): Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380) + DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780) (redeemed using Mox Credit with HK$4,000)
Dyson Deluxe Package (total value at HK$7,160): Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380) + DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780) (redeemed using Mox Credit with HK$4,000)

+ 4 other gift options

Valid until

31 July 2024

Things to consider for this product:

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Instant onboarding

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Unlimited Instant Cashback

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Instant Cash Loan

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0% Instalment offer

Fubon Visa Platinum

Fubon Visa Platinum

Airmiles Overseas
Up to HK$ 0.75  per mile
Cashback Overseas
Up to 8  %
Cashback Local Online Shopping
Up to 4  %

Offer Available

Welcome Offer
Up to HK$1,060 Rewards
Up to HK$1,060 Rewards

Valid until

December 2024

Things to consider for this product:

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Travel Insurance discount

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Local spending rebate

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Overseas rebate

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Air miles conversion

Citi Prestige Card

Citi Prestige Card

Airmiles Overseas
$ 4  per mile
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Airmiles Local
$ 6  per mile
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Air Miles Conversion Fee
Waived
Airport Lounge Access
Unlimited

Things to consider for this product:

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Airport lounge

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Travel insurance

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Hotel bookings offer

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Overseas rebate

The Platinum Card®

The Platinum Card®

Airport Lounge Access
Unlimited Times
Airmiles Overseas
$ 4.5  per mile
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Airmiles Local
$ 7.5  per mile
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Min. Annual Income
None

2 Offers Available

The Platinum Card® Travel Offer
The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit
The Platinum Card® Travel Offer: Up to HK$2,200 Statement Credit

Valid until

December 2024

The Platinum Card® Dining Offer
The Platinum Card® Dining Offer: Up to HK$2,000 Dining Credit
The Platinum Card® Dining Offer: Up to HK$2,000 Dining Credit

Valid until

December 2024

Things to consider for this product:

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Travel insurance

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Dining discount

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Airport lounge

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Travel agency offer

CNCBI GBA Dual Currency Credit Card

CNCBI GBA Dual Currency Credit Card

Cashback Overseas
10  %
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Cashback Digital Wallet
4  %
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Cashback Overseas Online Shopping
10  %
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Annual Fee Waiver
First year

Offer Available

MoneyHero Exclusive Offer
Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour)
Nescafe Dolce Gusto Genio S Plus with capsules (Valued at HK$1,780; random colour)

+ 5 other gift options

Valid until

December 2024

Things to consider for this product:

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Overseas rebate

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Airport lounge

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Welcome offer: Rebate

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No foreign txn fee

PrimeCredit WeWa UnionPay Diamond Card

PrimeCredit WeWa UnionPay Diamond Card

Cashback Local
4  %
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Cashback Overseas
4  %
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Foreign Currency Transaction Fee
Waived
Interest on installment plans
0  %
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3 Offers Available

WeWa Card Taiwan Offer
Taiwan Spending Up to 9% Cash Rebate (included 6% Cash Rebate on Apple Pay)
Taiwan Spending Up to 9% Cash Rebate (included 6% Cash Rebate on Apple Pay)

Valid until

December 2024

Welcome Offer
<2024 New Model> Delsey S-Series 30 inch Front Loader Expandable Suitcase
<2024 New Model> Delsey S-Series 30 inch Front Loader Expandable Suitcase

+ 4 other gift options

Valid until

December 2024

WeWa Card Mobile Payment Offer
Apple Pay up to 6% Cash Rebate
Apple Pay up to 6% Cash Rebate

Valid until

December 2024

Things to consider for this product:

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Travel agency offer

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Foreign txn rebate

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Cinema ticketing

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Installment

Dah Sing ONE+ Credit Card

Dah Sing ONE+ Credit Card

Cashback Oversea
1  %
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Cashback Local
1  %
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Cashback Octopus Top Up Spending
0.5  %
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Annual Fee Waiver
First 2 year

Offer Available

Welcome Offer - HK$500 Cash Rebate
HK$500 Cash Rebate
HK$500 Cash Rebate

Valid until

December 2024

Things to consider for this product:

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Overseas rebate

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Online Spending

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Local spending rebate

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First 2 year annual fee waiver

sim Credit Card

sim Credit Card

Cashback Local Online Shopping
Up to 8  %
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Cashback Local
Up to 3  %
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Annual Fee Waiver
First year
Annual Fee
HK$ 800
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3 Offers Available

Welcome Offer
HK$480 The Phantom of the Negative show ticket x 2
HK$480 The Phantom of the Negative show ticket x 2

Valid until

December 2024

Welcome gift
HK$200 Cash Rebate
HK$200 Cash Rebate

+ 3 other gift options

Valid until

December 2024

Limited CashBack Promotion
Up to 8% Cash Rebate
Up to 8% Cash Rebate

Valid until

December 2024

AEON CARD WAKUWAKU

AEON CARD WAKUWAKU

Cashback Local
6  %
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Cashback Overseas
3  %
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Cashback Local Online Shopping
6  %
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Foreign Currency Transaction Fee
$ 0
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Things to consider for this product:

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Welcome offer: Rebate

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Overseas rebate

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Supermarket discount

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No foreign txn fee