There's a specific type of insurance that gives you peace of mind when you travel. Hong Kong providers have policies tailored uniquely for frequent flyers. With different prices and various features for each, it's a challenge to choose the best one.
MoneyHero.com.hk is here to help you check, compare and buy different insurance plans — instantly!
Together with Hong Kong's top insurance providers, we make it easy for you to find the right coverage for your trips. Avoid the hassle of contacting different providers with our user-friendly comparison tool, which lets you compare your options side-by-side. By seeing policies in this manner, you have all the information you need to choose the right travel plan.
Travel insurance is a contract between you and the insurer, where you are entitled to compensation for any loss related to an adverse event during travel. You, as the policyholder, are covered when you incur losses during domestic or international travel.
Insurance plans for travel cover the following risks:
Medical emergencies can be a scary situation when you're out of the country. Insurance coverage helps mitigate costs if you get sick or injured on the road. Some plans even cover costs that let a family member or friend visit you in case you're hospitalised overseas.
Losing your baggage when you travel is another inconvenience that happens to anyone. In these situations, a good insurance policy can reimburse you for your loss.
Having the right coverage means your family is entitled to benefits and compensation if fatal injuries or accidental death occurs. Insurance providers can provide assistance for repatriating the remains of the insured, or help with the cost for the overseas burial or cremation of the deceased.
Remember that there usually are provisions included in insurance policies, such as ones against extreme sports and other risky activities. There are also provisions that say that the insurer will not cover the insured in the event of a war or similar circumstances. Like many insurance products, travel coverage also has standard provisions against suicide and self-harm.
With the right plan, you can focus on your holiday or business trip without once worrying about the costs that come with unfortunate situations.
When you apply for any insurance plan, disclose all relevant information to the insurer.
For more information about travel policies in Hong Kong, refer to our comprehensive guide. If you're getting lost in the technical jargon, head over to our Insurance Glossary page.
Different insurance plans have their own set of rules and specific coverage terms. Our comparison tool helps you set them apart so you can choose one that fits your requirements.
Remember, you can use our comparison tool for free! Filter your search results according to provider, insurance benefits, price range, and other features. All you have to do is to click the Apply Now button and you're one step closer to full protection on your next trip.