
私人貸款計算機及還款表
每月要還多少利息?每月還款中本金佔多少?即使你了解貸款機制及條款,一般的計算機及預算表都無法精準地計算出一個準確無誤的還款額及利息。MoneyHero為你設立私人貸款計算機,可以在你已知實際貸款額、年利率及還款年期下,快速及精確地為你計算出每月還款額及利息,讓你更有靈活預算。


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(SizeLimitingPyMap: {__typename=PersonalLoan, id=blta5a95a9d04561cff_17_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt9e34ddc9680bd98d/63d9c93aada04610d844c0af/citi_logo.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=高達<strong>HK$18,599</strong>獎賞,包括 <span style="font-size: large;"><strong>iPhone 14 Pro 128GB、高達HK$8,000 Apple Store 禮品卡</strong> 、<span style="font-size: large;"><strong>Dyson Gen5Detect™ Absolute 無線吸塵機</strong></span> 及更多人氣電子產品。<strong>2月15日截止!</strong></span></p><li>迎新送高達HK$10,000現金獎賞</li><li>靈活還款期,無隱藏條款</li><li>貸款即日批核,現金即日到手</li>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt88583eaaebb9ff7e/63da1f95e480c910d1acba20/CitiPLFebStatic_ZH.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaNWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS10YXgtbG9hbi16aC1yZXN1bHRwYWdl.8GLID3gTNpy-x3BOffN6qZ15HhyyQmtp_571TsTkswXnHLDJIFuarnz06BP-812vJbUFjXiCcYKry704qF6dDg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-tax-season-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[【特快批核】實際年利率低至1.78%,以月平息0.08%、貸款額HK$1,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, productName=Citi 稅季貸款, title=HK.PL.CITI0004.TAXSEASONLOAN, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】人氣電子產品隨你選擇!</strong></p> <ul> <li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: <ul> <li>2022年2月1日至2023年2月15日期間經MoneyHero成功申請Citi 卡數結餘轉戶,</li> <li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> </ul> </li> </ul> <table style="width: 100%; height: 250px;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 25%; text-align: left;"><strong>貸款額</strong></td> <td style="width: 25%; height: 50px; text-align: left;"><strong>電子產品</strong></td> <td style="width: 25%; height: 50px; text-align: left;"><strong>Apple Store 禮品卡 / 超市現金券</strong></td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$800,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;"> <p>iPhone 14 Pro 128GB (價值HK$8,599) </p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$8,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$500,000 至 HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;"> <p>Dyson Gen5Detect™ Absolute 無線吸塵機 (價值HK$6,580)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$6,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$300,000 至 HK$499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;"> <p>Dyson Supersonic™ 風筒 HD08 (價值HK$3,680)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$4,500 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$200,000 至 HK$299,999</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;"> <p>Oculus Quest 2 VR眼鏡及虛擬實境器 (128GB) (價值HK$3,388)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;"> <p>HK$3,000 Apple Store 禮品卡 / 超市現金券</p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$100,000 至 HK$199,999</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499)</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$1,000 Apple Store 禮品卡 / 超市現金券</td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltb09a377bccbe6d9d/63d8ba19ca59cf11374ced3f/Citi_PL_Feb1-15.docx" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>【Citi迎新優惠】高達HK$10,000現金券<br /></strong>客戶須於2023年1月1日至2023年3月31日期間成功申請Citi 稅季貸款,並於2023年4月14日或之前提取貸款,可獲高達HK$10,000現金券:</p> <table style="width: 100%; height: 312px;"> <tbody> <tr style="height: 18px;"> <td style="width: 22.671%; text-align: left; height: 108px;" rowspan="2"><strong><br /></strong><strong>貸款額</strong></td> <td style="width: 32.8785%; text-align: left; height: 18px;" colspan="2"><strong>還款期長達24個月或以下</strong><strong><br /></strong></td> <td style="width: 36.4992%; text-align: left; height: 18px;" colspan="2"><strong>還款期長達24個月以上</strong></td> </tr> <tr style="height: 50px;"> <td style="width: 16.7304%; text-align: left; height: 90px;"><strong>花旗私人客戶/Citigold客戶/<br />Citi ULTIMA卡<br />之持有人</strong></td> <td style="width: 16.1481%; text-align: left; height: 90px;"><strong>其他客戶</strong></td> <td style="width: 16.885%; height: 90px; text-align: left;"><strong>花旗私人客戶/Citigold客戶/</strong><br /><strong>Citi ULTIMA卡</strong><br /><strong>之持有人</strong></td> <td style="width: 19.6142%; height: 90px; text-align: left;"><strong>其他客戶</strong></td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;">HK$1,500,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;"> <p>HK$5,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;"> <p>HK$2,500</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;">HK$10,000</td> <td style="border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;">HK$4,000</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;">HK$800,000 至 HK$1,499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;"> <p>HK$2,500</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;"> <p>HK$2,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;"> <p>HK$5,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;">HK$3,000</td> </tr> <tr style="height: 54px;"> <td style="border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left; height: 54px;">HK$300,000 至 HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 54px;"> <p>HK$1,500</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 54px;"> <p>HK$1,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.885%; text-align: left; height: 54px;"> <p>HK$3,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 19.6142%; text-align: left; height: 54px;">HK$2,000</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;">HK$100,000 至 HK$299,999</td> <td style="border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;"> <p>HK$800</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;"> <p>HK$500</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;">HK$1,000</td> <td style="border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;"> <p>HK$700</p> </td> </tr> </tbody> </table> <ul> <li>現金券獎賞換領信將於2023年6月30日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> <li>如欲了解優惠詳情,請參閱<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt115d51d562411a6d/63c90e9d03869c6b7f7dc4e1/2023_Q1_TIL_TnC_Dec22_v1.pdf" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 稅季貸款額高達 月薪12倍 或 HK$1,200,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citibank/tax" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年2月15日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blta5a95a9d04561cff_17_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt9e34ddc9680bd98d/63d9c93aada04610d844c0af/citi_logo.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=高達HK$18,599獎賞,包括 iPhone 14 Pro 128GB、高達HK$8,000 Apple Store 禮品卡 、Dyson Gen5Detect™ Absolute 無線吸塵機 及更多人氣電子產品。2月15日截止!迎新送高達HK$10,000現金獎賞 靈活還款期,無隱藏條款 貸款即日批核,現金即日到手 , bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt88583eaaebb9ff7e/63da1f95e480c910d1acba20/CitiPLFebStatic_ZH.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaNWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS10YXgtbG9hbi16aC1yZXN1bHRwYWdl.8GLID3gTNpy-x3BOffN6qZ15HhyyQmtp_571TsTkswXnHLDJIFuarnz06BP-812vJbUFjXiCcYKry704qF6dDg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-tax-season-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[【特快批核】實際年利率低至1.78%,以月平息0.08%、貸款額HK$1,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, productName=Citi 稅季貸款, title=HK.PL.CITI0004.TAXSEASONLOAN, features={title=Features, pros=[【MoneyHero獨家優惠】人氣電子產品隨你選擇!
- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2022年2月1日至2023年2月15日期間經MoneyHero成功申請Citi 卡數結餘轉戶,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 電子產品 Apple Store 禮品卡 / 超市現金券 HK$800,000 或 以上 iPhone 14 Pro 128GB (價值HK$8,599)
HK$8,000 Apple Store 禮品卡 / 超市現金券 HK$500,000 至 HK$799,999 Dyson Gen5Detect™ Absolute 無線吸塵機 (價值HK$6,580)
HK$6,000 Apple Store 禮品卡 / 超市現金券 HK$300,000 至 HK$499,999 Dyson Supersonic™ 風筒 HD08 (價值HK$3,680)
HK$4,500 Apple Store 禮品卡 / 超市現金券 HK$200,000 至 HK$299,999 Oculus Quest 2 VR眼鏡及虛擬實境器 (128GB) (價值HK$3,388)
HK$3,000 Apple Store 禮品卡 / 超市現金券
HK$100,000 至 HK$199,999 Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499) HK$1,000 Apple Store 禮品卡 / 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
, 【Citi迎新優惠】高達HK$10,000現金券
客戶須於2023年1月1日至2023年3月31日期間成功申請Citi 稅季貸款,並於2023年4月14日或之前提取貸款,可獲高達HK$10,000現金券:
貸款額 還款期長達24個月或以下
還款期長達24個月以上 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 HK$1,500,000 或 以上 HK$5,000
HK$2,500
HK$10,000 HK$4,000 HK$800,000 至 HK$1,499,999 HK$2,500
HK$2,000
HK$5,000
HK$3,000 HK$300,000 至 HK$799,999 HK$1,500
HK$1,000
HK$3,000
HK$2,000 HK$100,000 至 HK$299,999 HK$800
HK$500
HK$1,000 HK$700
- 現金券獎賞換領信將於2023年6月30日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 貸款即日批核,現金即日到手
- Citi 稅季貸款額高達 月薪12倍 或 HK$1,200,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年2月15日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}

- 迎新優惠高達HK$8,000現金回贈
- 設有7天冷靜期
- 豁免提早償還貸款手續費
更多資訊
隱藏資訊
【MoneyHero獨家優惠】MacBook Air 配備 M2 晶片 (價值HK$9,499) / 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
- 客戶由2022年11月1日至2023年2月28日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕
貸款金額 | MoneyHero加碼獨家優惠: |
HK$800,000 或 以上 |
|
HK$400,000 - HK$799,999 |
|
HK$200,000 - HK$399,999 |
|
- 所有獨家優惠均以顏色隨機形式發放
如何領取MoneyHero獨家優惠
- 請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKR1102-xxxxx)。
- 請於成功申請批核後的7日內,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至support@moneyhero.com.hk,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進
- 詳細流程:如何領取「MoneyHero獨家優惠」的現金券?
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。
- 如欲了解優惠詳情,請參閱條款及細則
【渣打迎新優惠】高達HK$8,000現金回贈
客戶由2023年1月9日至2023年3月12日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款
- 高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情:
貸款金額 基本現金回贈 (還款期達12個月) 基本現金回贈 (還款期達24個月或以上) 額外現金回贈
(全新客戶及還款期達36個月或以上)HK$1,500,000 或 以上 HK$300 HK$7,000 HK$1,000 HK$600,000 至 HK$1,499,999 HK$300 HK$3,000 HK$1,000 HK$200,000 至 HK$599,999 HK$300 HK$2,000 HK$1,000 HK$50,000 至 HK$199,999 HK$300 HK$500 HK$1,000
產品特色
- 貸款額高達月薪18倍或HK$2,500,000(以較低者為準)
- 還款期長達60個月;0%手續費
- 網上申請特快服務承諾:中午前遞交網上申請,當日即有專人跟進有關貸款。專人跟進後最快可即日提供審批結果
- 設有7天冷靜期
- 豁免提早償還貸款手續費
注意事項
- 實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費
- 渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費
- 申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民
- 上述每月平息已約至小數後2個位及只供參考之用
- 借定唔借?還得到先好借!
[]
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blte54e93a44ab1cca6_12_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt5e1f246e742fab51/5c5166a2b7efe88b0c90ce2f/stch.png, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=高達HK$17,499獎賞,包括MoneyHero獨家 <span style="font-size: large;"><strong>MacBook Air 配備 M2 晶片 </strong></span>或 <span style="font-size: large;"><strong>高達HK$8,800 Apple Store 禮品卡 或 惠康購物現金券!2月28日截止!</strong></span><ul><li>迎新優惠高達HK$8,000現金回贈</li><li>設有7天冷靜期</li><li>豁免提早償還貸款手續費</li></ul>, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=410656000, displayValue=410,656, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11407111, displayValue=11,407, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1650, displayValue=1.65, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtc2NiLXBlcnNvbmFsLWluc3RhbG1lbnQtbG9hbi16aC1ycA.IKOaeIy5N6Mi5nyIztRo46qyGkhskcf--wZzmLtLJYV_ETdXvqGfzP8DPQSOpwHmKY0YqNxcl3NrX4ATcP7tAg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-personal-instalment-loan}, rateTableEntries=[{loanTenureMin=0, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2500000.0, apr=1.65, eir=null, interestRate=0.074, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[【貸款智慧】實際年利率低至1.65%(貸款額HK$150萬或以上、還款期12個月);0%手續費, 【網上申請特快服務承諾】辦公日中午前遞交網上申請,銀行將專人於當天跟進。專人跟進後可即日提供審批結果。]}, productName=渣打銀行 稅季私人貸款, title=HK.PL.SCBX0001.STANDARDCHARTEREDPERSONALINSTALMENTLOAN, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】MacBook Air 配備 M2 晶片 (價值HK$9,499)</strong> <strong>/ 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券</strong></p> <ul> <li>客戶由2022年11月1日至2023年2月28日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕</li> </ul> <table style="width: 100%; height: 180px;"> <tbody> <tr style="height: 36px;"> <td style="height: 36px; width: 10.3693%; text-align: left;"><strong>貸款金額</strong></td> <td style="width: 39.6307%; height: 36px; text-align: left;"><strong>MoneyHero加碼獨家優惠:<br /></strong></td> </tr> <tr style="height: 36px;"> <td style="border-top: 1px solid #a9a9a9; width: 10.3693%; height: 36px; text-align: left;">HK$800,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 39.6307%; height: 36px; text-align: left;"> <ul> <li>MacBook Air 配備 M2 晶片 (價值HK$9,499); 或</li> <li>HK$8,800 Apple Store 禮品卡 / 惠康購物現金券</li> </ul> </td> </tr> <tr style="height: 36px;"> <td style="border-top: 1px solid #a9a9a9; width: 10.3693%; height: 36px; text-align: left;">HK$400,000 - HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; width: 39.6307%; height: 36px; text-align: left;"> <ul> <li>Bowers & Wilkins Zeppelin 無線音箱 (價值HK$6,780;顏色隨機); 或 HK$4,800 Apple Store 禮品卡 / 惠康購物現金券</li> </ul> </td> </tr> <tr style="height: 36px;"> <td style="height: 36px; border-top: 1px solid #a9a9a9; width: 10.3693%; text-align: left;">HK$200,000 - HK$399,999</td> <td style="border-top: 1px solid #a9a9a9; width: 39.6307%; height: 36px; text-align: left;"> <ul> <li>HK$2,800 Apple Store 禮品卡 / 惠康購物現金券</li> </ul> </td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> </ul> <p><strong>如何領取MoneyHero獨家優惠</strong></p> <ul> <li>請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKR1102-xxxxx)。</li> <li>請於<strong>成功申請批核後的7日內</strong>,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至<a href="mailto:support@moneyhero.com.hk">support@moneyhero.com.hk</a>,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進</li> <li>詳細流程:<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360021532611-%E5%A6%82%E4%BD%95%E9%A0%98%E5%8F%96-MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0-%E7%9A%84%E7%8F%BE%E9%87%91%E5%88%B8-%E8%A9%B3%E7%B4%B0%E6%B5%81%E7%A8%8B-" target="”_blank”">如何領取「MoneyHero獨家優惠」的現金券?</a></li> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。</li> <li>如欲了解優惠詳情,請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/11888193925913" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>【渣打迎新優惠】高達HK$8,000現金回贈</strong><br />客戶由2023年1月9日至2023年3月12日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款</p> <ul> <li>高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情: <table style="width: 100%;"> <tbody> <tr> <td style="height: 50px; width: 37.1988%; text-align: left;"><strong>貸款金額</strong></td> <td style="width: 20.3313%; text-align: left;"><strong>基本現金回贈 (還款期達12個月)</strong></td> <td style="height: 50px; width: 17.4699%; text-align: left;"><strong>基本現金回贈 (還款期達24個月或以上)</strong></td> <td style="width: 25%; text-align: left;"><strong>額外現金回贈<br />(全新客戶及還款期達36個月或以上)</strong></td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 37.1988%; height: 50px; text-align: left;">HK$1,500,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;">HK$300</td> <td style="border-top: 1px solid #a9a9a9; width: 17.4699%; height: 50px; text-align: left;">HK$7,000</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$1,000</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;">HK$600,000 至 HK$1,499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;">HK$300</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;">HK$3,000 </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$1,000</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;">HK$200,000 至 HK$599,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;">HK$300</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;">HK$2,000</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$1,000</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;">HK$50,000 至 HK$199,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;">HK$300</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;">HK$500</td> <td style="text-align: left; width: 25%;">HK$1,000</td> </tr> </tbody> </table> </li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪18倍或HK$2,500,000(以較低者為準)</li> <li>還款期長達60個月;0%手續費</li> <li>網上申請特快服務承諾:中午前遞交網上申請,當日即有專人跟進有關貸款。專人跟進後最快可即日提供審批結果</li> <li>設有7天冷靜期</li> <li>豁免提早償還貸款手續費</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/scb/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費</li> <li>渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費</li> <li>申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民</li> <li>上述每月平息已約至小數後2個位及只供參考之用</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=20, description={shortDescription=20歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 於網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港永久性居民身份證
<br>2. 最近期住宅地址證明
<br>3. 固定收入人士請提供最近1個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;<br>非固定收入人士請提供最近3個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;<br>自僱人士請提供商業登記證及最近之營業稅單
<br><br>}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=0, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2500000.0, apr=1.65, eir=null, interestRate=0.074, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blte54e93a44ab1cca6_12_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt5e1f246e742fab51/5c5166a2b7efe88b0c90ce2f/stch.png, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=高達HK$17,499獎賞,包括MoneyHero獨家 MacBook Air 配備 M2 晶片 或 高達HK$8,800 Apple Store 禮品卡 或 惠康購物現金券!2月28日截止!- 迎新優惠高達HK$8,000現金回贈
- 設有7天冷靜期
- 豁免提早償還貸款手續費
, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=410656000, displayValue=410,656, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11407111, displayValue=11,407, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1650, displayValue=1.65, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtc2NiLXBlcnNvbmFsLWluc3RhbG1lbnQtbG9hbi16aC1ycA.IKOaeIy5N6Mi5nyIztRo46qyGkhskcf--wZzmLtLJYV_ETdXvqGfzP8DPQSOpwHmKY0YqNxcl3NrX4ATcP7tAg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-personal-instalment-loan}, rateTableEntries=[{loanTenureMin=0, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2500000.0, apr=1.65, eir=null, interestRate=0.074, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[【貸款智慧】實際年利率低至1.65%(貸款額HK$150萬或以上、還款期12個月);0%手續費, 【網上申請特快服務承諾】辦公日中午前遞交網上申請,銀行將專人於當天跟進。專人跟進後可即日提供審批結果。]}, productName=渣打銀行 稅季私人貸款, title=HK.PL.SCBX0001.STANDARDCHARTEREDPERSONALINSTALMENTLOAN, features={title=Features, pros=[【MoneyHero獨家優惠】MacBook Air 配備 M2 晶片 (價值HK$9,499) / 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
- 客戶由2022年11月1日至2023年2月28日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕
貸款金額 MoneyHero加碼獨家優惠:
HK$800,000 或 以上 - MacBook Air 配備 M2 晶片 (價值HK$9,499); 或
- HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
HK$400,000 - HK$799,999 - Bowers & Wilkins Zeppelin 無線音箱 (價值HK$6,780;顏色隨機); 或 HK$4,800 Apple Store 禮品卡 / 惠康購物現金券
HK$200,000 - HK$399,999 - HK$2,800 Apple Store 禮品卡 / 惠康購物現金券
- 所有獨家優惠均以顏色隨機形式發放
如何領取MoneyHero獨家優惠
- 請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKR1102-xxxxx)。
- 請於成功申請批核後的7日內,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至support@moneyhero.com.hk,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進
- 詳細流程:如何領取「MoneyHero獨家優惠」的現金券?
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。
- 如欲了解優惠詳情,請參閱條款及細則
, 【渣打迎新優惠】高達HK$8,000現金回贈
客戶由2023年1月9日至2023年3月12日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款
- 高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情:
貸款金額 基本現金回贈 (還款期達12個月) 基本現金回贈 (還款期達24個月或以上) 額外現金回贈
(全新客戶及還款期達36個月或以上) HK$1,500,000 或 以上 HK$300 HK$7,000 HK$1,000 HK$600,000 至 HK$1,499,999 HK$300 HK$3,000 HK$1,000 HK$200,000 至 HK$599,999 HK$300 HK$2,000 HK$1,000 HK$50,000 至 HK$199,999 HK$300 HK$500 HK$1,000
, 產品特色
- 貸款額高達月薪18倍或HK$2,500,000(以較低者為準)
- 還款期長達60個月;0%手續費
- 網上申請特快服務承諾:中午前遞交網上申請,當日即有專人跟進有關貸款。專人跟進後最快可即日提供審批結果
- 設有7天冷靜期
- 豁免提早償還貸款手續費
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費
- 渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費
- 申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民
- 上述每月平息已約至小數後2個位及只供參考之用
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=20, description={shortDescription=20歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 於網上申請
2. 上載文件
3. 即時批核
4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港永久性居民身份證
2. 最近期住宅地址證明
3. 固定收入人士請提供最近1個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;
非固定收入人士請提供最近3個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;
自僱人士請提供商業登記證及最近之營業稅單
}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=0, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2500000.0, apr=1.65, eir=null, interestRate=0.074, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}

.jpg)
更多資訊
隱藏資訊
【MoneyHero 獨家優惠】額外送$4,000 Apple Store禮品卡
- 於2023年2月1日至2月28日期間,經MoneyHero成功申請並提取指定貸款,可額外獲HK$4,000 Apple Store禮品卡!
【安信 優惠】送高達HK$12,000新年大利是
於2023年2月1日至2023年2月28日期間,成功申請及提取指定貸款,送高達HK$12,000新年大利是
產品特色
- 全程網上辦妥,24 x 7 即批即過數
- HK$100,000或以下,毋須入息證明
- 獨有14日延遲還款寬限,不限次數,不設罰款,不影響信貸紀錄
- 還款期長達72個月
- 免手續費,免提前還款手續費
- 只限合資格客戶,貸款及優惠詳情,請參閱安信網頁。
注意事項
-
推廣期由2023年2月1日至2023年2月28日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:2111 2999
放債人牌照號碼:775/2022
[]
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt03ca8defe4c20123_12_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltdde0c91b58848bfa/5c2c8a9ab94b83c91a048b5d/primecredit.png, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=送<strong><span style="font-size: large;">高達HK$12,000 新年大利是</span></strong>,經MoneyHero成功申請及提取指定貸款,額外送<strong><span style="font-size: large;">HK$4,000 Apple Store禮品卡</span></strong>!, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltfe2f3fe7962ad80b/63da4f70c8540a111ada8a4f/20230201_Prime_Credit_PL_Feb_Promotion_D-PJ23_0023_Campaign-V01_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg, description=null, dimension=null}, countdown={text=快閃倒數, displayProductPage=true, date={startDate=null, endDate=2022-04-29T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=407200000, displayValue=407,200, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11311111, displayValue=11,311, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcHJpbWVjcmVkaXQtZml4ZWQtbG9hbi1wbC1ycC1jdGEtMDAwMQ.CMY8UeemOrJC9g-s0nPjJ8_yOSSarRQYLn8foy1gNa9FgbK13gGNF3OhILH_Ji5QVc_qT4Fup6JD9cUrmL6UBA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=primecredit-fixed-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=800000.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=primecredit, providerName=安信信貸}, description={shortDescription=[【特快批核】全程網上辦妥,24 x 7 即批即過數;【突發資金周轉】貸款HK$100,000或以下,免入息證明, 【延遲還款】獨有14日延遲還款寬限,不限次數,不設罰款;【無額外收費】免手續費,免提前還款手續費]}, productName=安信 定額私人貸款, title=HK.PL.PRCR0001.FIXEDLOAN, features={title=Features, pros=[<p><strong>【</strong><strong>MoneyHero</strong> <strong>獨家優惠</strong><strong>】</strong><strong>額外送</strong><strong>$4,000 Apple Store</strong><strong>禮品卡</strong></p> <ul> <li>於2023年2月1日至2月28日期間,經MoneyHero成功申請並提取指定貸款,可額外獲HK$4,000 Apple Store禮品卡!</li> </ul>, <p><strong>【安信 優惠】送高達HK$12,000新年大利是</strong><br />於2023年2月1日至2023年2月28日期間,成功申請及提取指定貸款,送高達HK$12,000新年大利是</p>, <p><strong>產品特色</strong></p> <ul> <li>全程網上辦妥,24 x 7 即批即過數</li> <li>HK$100,000或以下,毋須入息證明</li> <li>獨有14日延遲還款寬限,不限次數,不設罰款,不影響信貸紀錄</li> <li>還款期長達72個月</li> <li>免手續費,免提前還款手續費</li> <li>只限合資格客戶,貸款及優惠詳情,請參閱<a href="https://moneyhero.link/primecredit-fixed-loan-pl-rp-landing" rel="noopener">安信網頁</a>。</p></li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/prcr/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>, <em><span style="text-decoration: underline;">「財務公司的私人貸款比銀行易批出,因為財務公司的審批彈性較大,對於信貸評級(TU)的要求亦會較寬鬆」</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/私人貸款-易批貸款-銀行-財務公司" ga-category="personal-loan" da-action="product panel - clicked" ga-label="/rp/prcr/pl" target="_blank">【易批私人貸款】銀行及財務公司借錢批核條件比較</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li> <p>推廣期由2023年2月1日至2023年2月28日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。</p> <li ="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:2111 2999<br />放債人牌照號碼:775/2022</p></li> </ul>]}, eligibility=[], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=800000.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt03ca8defe4c20123_12_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltdde0c91b58848bfa/5c2c8a9ab94b83c91a048b5d/primecredit.png, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=送高達HK$12,000 新年大利是,經MoneyHero成功申請及提取指定貸款,額外送HK$4,000 Apple Store禮品卡!, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltfe2f3fe7962ad80b/63da4f70c8540a111ada8a4f/20230201_Prime_Credit_PL_Feb_Promotion_D-PJ23_0023_Campaign-V01_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg, description=null, dimension=null}, countdown={text=快閃倒數, displayProductPage=true, date={startDate=null, endDate=2022-04-29T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=407200000, displayValue=407,200, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11311111, displayValue=11,311, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcHJpbWVjcmVkaXQtZml4ZWQtbG9hbi1wbC1ycC1jdGEtMDAwMQ.CMY8UeemOrJC9g-s0nPjJ8_yOSSarRQYLn8foy1gNa9FgbK13gGNF3OhILH_Ji5QVc_qT4Fup6JD9cUrmL6UBA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=primecredit-fixed-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=800000.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=primecredit, providerName=安信信貸}, description={shortDescription=[【特快批核】全程網上辦妥,24 x 7 即批即過數;【突發資金周轉】貸款HK$100,000或以下,免入息證明, 【延遲還款】獨有14日延遲還款寬限,不限次數,不設罰款;【無額外收費】免手續費,免提前還款手續費]}, productName=安信 定額私人貸款, title=HK.PL.PRCR0001.FIXEDLOAN, features={title=Features, pros=[【MoneyHero 獨家優惠】額外送$4,000 Apple Store禮品卡
- 於2023年2月1日至2月28日期間,經MoneyHero成功申請並提取指定貸款,可額外獲HK$4,000 Apple Store禮品卡!
, 【安信 優惠】送高達HK$12,000新年大利是
於2023年2月1日至2023年2月28日期間,成功申請及提取指定貸款,送高達HK$12,000新年大利是
, 產品特色
- 全程網上辦妥,24 x 7 即批即過數
- HK$100,000或以下,毋須入息證明
- 獨有14日延遲還款寬限,不限次數,不設罰款,不影響信貸紀錄
- 還款期長達72個月
- 免手續費,免提前還款手續費
- 只限合資格客戶,貸款及優惠詳情,請參閱安信網頁。
, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾, 「財務公司的私人貸款比銀行易批出,因為財務公司的審批彈性較大,對於信貸評級(TU)的要求亦會較寬鬆」
MoneyHero貸款專家:【易批私人貸款】銀行及財務公司借錢批核條件比較], cons=[注意事項
-
推廣期由2023年2月1日至2023年2月28日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:2111 2999
放債人牌照號碼:775/2022
]}, eligibility=[], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=800000.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}

更多資訊
隱藏資訊
【優惠1及2】 客戶完成以下條件可享高達HK$21,068 WeLab Bank現金獎賞及MoneyHero獨家獎賞
於2023年2月1日至2月28日,使用MoneyHero優惠碼「NLHERO」成功申請及提取WeLab Bank結餘轉戶貸款可享:
WeLab Bank現金獎賞 | MoneyHero獨家獎賞 | ||
貸款額 | 還款期24個月或以上及36個月以下 | 還款期36個月或以上 | 還款期36個月或以上 |
HK$1,000,000 至 HK$1,500,000 | HK$7,000 | HK$13,888 | 選項(1): Apple Watch Ultra (價值HK$6,399) 或 選項(2): Dyson Purifier Hot+Cool™ Formaldehyde 三合一甲醛暖風空氣清新機 HP09 (價值HK$7,180) 或 選項(3): HK$7,000超市現金券 或 選項(4): Rimowa Essential Cabin 登機行李箱 (價值HK$6,700) |
HK$400,000 至 HK$999,999 | HK$3,000 | HK$5,000 | HK$4,000 超市現金券 |
HK$200,000 至 HK$399,999 | HK$2,000 | HK$3,000 | HK$2,000 超市現金券 |
HK$50,000 至 HK$199,999 | / | HK$500 | HK$1,000 超市現金券 |
- 所有獨家優惠均以顏色隨機形式發放
如要領取MoneyHero獨家優惠:
- 申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序
- 收到表格後7日内,請填妥及遞交較早前經電郵發送之「獎賞換領表格」,供MoneyHero與匯立銀行核對獎賞資格
- 申請小貼士﹕
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- 受條款及細則約束
【優惠3】Loan-Deposit-Link 優惠
- 即日起至2023年3月31日期間,客戶成功申請貸款,並完成以下條件,可享1.5%總年利率
- 受條款及細則約束
產品特色
- 全程手機完成,無須露面,足不出戶亦可借貸
- 減低利息支出高達97%,兼享HK$0手續費
- 專業團隊度身訂造個人化還款方案,整合卡數,輕鬆還清債務
- 貸款額更高達HK$1,500,000或18倍月薪 (以較低者為準)
- 還款期可長達72個月
注意事項
- 最快即日過數﹕由確認貸款協議書後起計,實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 借定唔借?還得到先好借!
[]
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt64552fcbccef0f6d_4_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt358b6113372bc7b5/60bf50fd85c4c2118e316b15/Logo_WeLabBank_RGB-14.png, description=, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=經MoneyHero優惠碼<strong><span style=" font-size: large;">「NLHERO」</span></strong>成功申請及提取貸款,可享高達<strong><span style=" font-size: large;">HK$21,068獎賞</span></strong>(包括獨家優惠<strong> </strong><strong><span style=" font-size: large;">Apple Watch Ultra</span></strong><strong> </strong>或<strong> </strong><span style="font-size: large;"><strong>Dyson Purifier Hot+Cool™ Formaldehyde 三合一甲醛暖風空氣清新機 HP0 </strong></span>或<strong> </strong><strong><span style=" font-size: large;">Rimowa Essential Cabin登機行李箱 </span></strong>或<strong><strong> <span style=" font-size: large;">高達HK$7,000 超市現金券</span></strong></strong><strong>)</strong><strong><strong> !2月28日截止!</strong></strong><li>最快即日過數</li>
<li>「貸款智囊」:根據客戶對私人貸款的基本要求,即時組合不同數據,建議多兩個合適的貸款方案</li>, bannerImage=null, countdown={text=快閃倒數, displayProductPage=true, date={startDate=null, endDate=2022-04-29T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=410080000, displayValue=410,080, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11391111, displayValue=11,391, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1680, displayValue=1.68, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaQmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsYWItYmFuay1kZWJ0LWNvbnNvbGlkYXRpb24tbG9hbi1wbC16aC1ycA.Po6Z7MAPv8sP2PjtxUEs5QMsfCAjYLmEQ1ckHnBwga_8YOhn4j0E2R9lF8Bl4_7swtKfxkCzUH5YZODgv7AaDg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welab-bank-goflexi-loan-debt-consolidation}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=60, loanAmountMin=10000.0, loanAmountMax=1500000.0, apr=1.68, eir=null, interestRate=0.07, fees=[]}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, value=0, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welab-bank, providerName=匯立銀行 WeLab Bank}, description={shortDescription=[減低利息支出高達97%,兼享HK$0手續費, 最快只需3步即時完成申請,全程經手機WeLab Bank App輕鬆辦妥]}, productName=WeLab Bank 結餘轉戶貸款, title=HK.PL.WELA0002.GOFLEXILOANDEBTCONSOLIDATION, features={title=Features, pros=[<p><strong>【優惠1及2】 客戶完成以下條件可享高達HK$21,068 WeLab Bank現金獎賞及MoneyHero獨家獎賞</strong><br />於2023年2月1日至2月28日,使用MoneyHero優惠碼「NLHERO」成功申請及提取WeLab Bank結餘轉戶貸款可享:</p> <table style="width: 97.5835%;" width="100%"> <tbody> <tr> <td style="width: 12.1111%; text-align: left;"><strong> </strong></td> <td style="width: 35.4031%; text-align: left;" colspan="2"> <p><strong>WeLab Bank</strong><strong>現金獎賞</strong></p> </td> <td style="width: 26.5231%; text-align: left;"> <p><strong>MoneyHero</strong><strong>獨家獎賞</strong></p> </td> </tr> <tr> <td style="height: 30px; width: 12.1111%; text-align: left;"><strong>貸款額</strong></td> <td style="width: 19.4329%; text-align: left;"><strong>還款期24個月或以上及36個月以下</strong></td> <td style="text-align: left; width: 15.9702%;"> <p><strong>還款期36個月或以上</strong></p> </td> <td style="text-align: left; width: 26.5231%;"> <p><strong>還款期36個月或以上</strong></p> </td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 12.1111%; text-align: left;">HK$1,000,000 至 HK$1,500,000</td> <td style="border-top: 1px solid #a9a9a9; width: 19.4329%; text-align: left;"> <p>HK$7,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 15.9702%; text-align: left;"> <p>HK$13,888</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 26.5231%; text-align: left;"> <p>選項(1): Apple Watch Ultra (價值HK$6,399) 或</p> <p>選項(2): Dyson Purifier Hot+Cool™ Formaldehyde 三合一甲醛暖風空氣清新機 HP09 (價值HK$7,180) 或 </p> <p>選項(3): HK$7,000超市現金券 或 </p> <p>選項(4): Rimowa Essential Cabin 登機行李箱 (價值HK$6,700)</p> </td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; height: 30px; width: 12.1111%; text-align: left;">HK$400,000 至 HK$999,999</td> <td style="border-top: 1px solid #a9a9a9; width: 19.4329%; text-align: left;"> <p>HK$3,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 15.9702%; text-align: left;"> <p>HK$5,000</p> </td> <td style="border-top: 1px solid #a9a9a9; height: 30px; width: 26.5231%; text-align: left;"> <p>HK$4,000 超市現金券</p> </td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; height: 30px; width: 12.1111%; text-align: left;">HK$200,000 至 HK$399,999</td> <td style="border-top: 1px solid #a9a9a9; width: 19.4329%; text-align: left;">HK$2,000</td> <td style="border-top: 1px solid #a9a9a9; width: 15.9702%; text-align: left;">HK$3,000</td> <td style="border-top: 1px solid #a9a9a9; height: 30px; width: 26.5231%; text-align: left;">HK$2,000 超市現金券</td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; height: 30px; width: 12.1111%; text-align: left;">HK$50,000 至 HK$199,999</td> <td style="border-top: 1px solid #a9a9a9; width: 19.4329%; text-align: left;">/</td> <td style="border-top: 1px solid #a9a9a9; width: 15.9702%; text-align: left;">HK$500</td> <td style="border-top: 1px solid #a9a9a9; height: 30px; width: 26.5231%; text-align: left;">HK$1,000 超市現金券</td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> </ul> <p><strong>如要領取MoneyHero獨家優惠:</strong></p> <ul> <li><span style="font-weight: 400;">申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序</span></li> <li><strong>收到表格後7日内</strong><span style="font-weight: 400;">,請填妥及遞交較早前經電郵發送之「獎賞換領表格」,供MoneyHero與匯立銀行核對獎賞資格</span></li> <li><strong>申請小貼士﹕</strong><span style="font-weight: 400;"> </span> <ul> <li><span style="font-weight: 400;">申請產品前請關掉AdBlocker及「私人模式」:<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0">3項設定讓你順利取得MoneyHero獨家優惠</a></span></li> </ul> </li> <li>受<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/13696716496153" target="_blank" rel="noopener">條款及細則</a>約束</li> </ul>, <p><strong>【優惠3】Loan-Deposit-Link 優惠</strong></p> <ul> <li>即日起至2023年3月31日期間,客戶成功申請貸款,並完成以下條件,可享1.5%總年利率</li> <li>受<a href="https://www.welab.bank/zh/legal/loan-deposit-link-tnc/" target="_blank" rel="noopener">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>全程手機完成,無須露面,足不出戶亦可借貸</li> <li>減低利息支出高達97%,兼享HK$0手續費</li> <li>專業團隊度身訂造個人化還款方案,整合卡數,輕鬆還清債務</li> <li>貸款額更高達HK$1,500,000或18倍月薪 (以較低者為準)</li> <li>還款期可長達72個月</li> </ul>], cons=[<p><strong>注意事項</strong></p> <ul> <li>最快即日過數﹕由確認貸款協議書後起計,實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=120000, description={shortDescription=HK$120,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 於匯立銀行手機應用程式申請<br>2. 上載文件<br>3. 確認及批核<br>4. 發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 最近三個月發出的住址證明<br>2. 薪金證明<br>受僱 - 固定收入:最近一個月;<br>自由工作者或受僱 - 浮動收入:最近三個月<br><br>公司擁有人:<br>最近三個月個人戶口月結單,及<br>最近六個月的公司戶口月結單或薪俸税税單繳税通知書<br><br>}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=60, loanAmountMin=10000.0, loanAmountMax=1500000.0, apr=1.68, eir=null, interestRate=0.07, fees=[], transferRate=null}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, feeInterval=MONTHLY, value=0, calculationMethod=PROPORTIONAL_TO_PRINCIPAL, paymentMethod=ADD_TO_REPAYMENT_WITH_INTEREST, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt64552fcbccef0f6d_4_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt358b6113372bc7b5/60bf50fd85c4c2118e316b15/Logo_WeLabBank_RGB-14.png, description=, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=經MoneyHero優惠碼「NLHERO」成功申請及提取貸款,可享高達HK$21,068獎賞(包括獨家優惠 Apple Watch Ultra 或 Dyson Purifier Hot+Cool™ Formaldehyde 三合一甲醛暖風空氣清新機 HP0 或 Rimowa Essential Cabin登機行李箱 或 高達HK$7,000 超市現金券) !2月28日截止!最快即日過數
「貸款智囊」:根據客戶對私人貸款的基本要求,即時組合不同數據,建議多兩個合適的貸款方案 , bannerImage=null, countdown={text=快閃倒數, displayProductPage=true, date={startDate=null, endDate=2022-04-29T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=410080000, displayValue=410,080, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11391111, displayValue=11,391, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1680, displayValue=1.68, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaQmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsYWItYmFuay1kZWJ0LWNvbnNvbGlkYXRpb24tbG9hbi1wbC16aC1ycA.Po6Z7MAPv8sP2PjtxUEs5QMsfCAjYLmEQ1ckHnBwga_8YOhn4j0E2R9lF8Bl4_7swtKfxkCzUH5YZODgv7AaDg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welab-bank-goflexi-loan-debt-consolidation}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=60, loanAmountMin=10000.0, loanAmountMax=1500000.0, apr=1.68, eir=null, interestRate=0.07, fees=[]}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, value=0, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welab-bank, providerName=匯立銀行 WeLab Bank}, description={shortDescription=[減低利息支出高達97%,兼享HK$0手續費, 最快只需3步即時完成申請,全程經手機WeLab Bank App輕鬆辦妥]}, productName=WeLab Bank 結餘轉戶貸款, title=HK.PL.WELA0002.GOFLEXILOANDEBTCONSOLIDATION, features={title=Features, pros=[【優惠1及2】 客戶完成以下條件可享高達HK$21,068 WeLab Bank現金獎賞及MoneyHero獨家獎賞
於2023年2月1日至2月28日,使用MoneyHero優惠碼「NLHERO」成功申請及提取WeLab Bank結餘轉戶貸款可享:
WeLab Bank現金獎賞
MoneyHero獨家獎賞
貸款額 還款期24個月或以上及36個月以下 還款期36個月或以上
還款期36個月或以上
HK$1,000,000 至 HK$1,500,000 HK$7,000
HK$13,888
選項(1): Apple Watch Ultra (價值HK$6,399) 或
選項(2): Dyson Purifier Hot+Cool™ Formaldehyde 三合一甲醛暖風空氣清新機 HP09 (價值HK$7,180) 或
選項(3): HK$7,000超市現金券 或
選項(4): Rimowa Essential Cabin 登機行李箱 (價值HK$6,700)
HK$400,000 至 HK$999,999 HK$3,000
HK$5,000
HK$4,000 超市現金券
HK$200,000 至 HK$399,999 HK$2,000 HK$3,000 HK$2,000 超市現金券 HK$50,000 至 HK$199,999 / HK$500 HK$1,000 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
如要領取MoneyHero獨家優惠:
- 申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序
- 收到表格後7日内,請填妥及遞交較早前經電郵發送之「獎賞換領表格」,供MoneyHero與匯立銀行核對獎賞資格
- 申請小貼士﹕
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- 受條款及細則約束
, 【優惠3】Loan-Deposit-Link 優惠
- 即日起至2023年3月31日期間,客戶成功申請貸款,並完成以下條件,可享1.5%總年利率
- 受條款及細則約束
, 產品特色
- 全程手機完成,無須露面,足不出戶亦可借貸
- 減低利息支出高達97%,兼享HK$0手續費
- 專業團隊度身訂造個人化還款方案,整合卡數,輕鬆還清債務
- 貸款額更高達HK$1,500,000或18倍月薪 (以較低者為準)
- 還款期可長達72個月
], cons=[注意事項
- 最快即日過數﹕由確認貸款協議書後起計,實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=120000, description={shortDescription=HK$120,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 於匯立銀行手機應用程式申請
2. 上載文件
3. 確認及批核
4. 發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 最近三個月發出的住址證明
2. 薪金證明
受僱 - 固定收入:最近一個月;
自由工作者或受僱 - 浮動收入:最近三個月
公司擁有人:
最近三個月個人戶口月結單,及
最近六個月的公司戶口月結單或薪俸税税單繳税通知書
}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=60, loanAmountMin=10000.0, loanAmountMax=1500000.0, apr=1.68, eir=null, interestRate=0.07, fees=[], transferRate=null}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, feeInterval=MONTHLY, value=0, calculationMethod=PROPORTIONAL_TO_PRINCIPAL, paymentMethod=ADD_TO_REPAYMENT_WITH_INTEREST, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}

更多資訊
隱藏資訊
【UA助你一臂 鬆一口氣】由2022年12月19日至2023年3月31日期間,新舊客戶可享現金獎高達HK$18,000:
- 成功開立e-Cash循環備用現金戶口,即享高達HK$200開戶現金獎賞
- 成功提取私人貸款及還款期達12個月或以上,額外可享現金獎高達HK$17,800
分期私人貸款額 | e-Cash開戶獎賞 | 現金獎賞 | 現金獎(e-Cash 開戶獎賞+分期私人貸款獎賞) |
HK$800,000 或 以上 | HK$200 | HK$17,800 | HK$18,000 |
HK$700,000 - HK$799,999 | HK$200 | HK$15,800 | HK$16,000 |
HK$550,000 - HK$699,999 | HK$200 | HK$13,800 | HK$14,000 |
HK$500,000 - HK$549,999 | HK$200 | HK$11,800 | HK$12,000 |
HK$400,000 - HK$499,999 | HK$200 | HK$9,800 | HK$10,000 |
HK$250,000 - HK$399,999 | HK$200 | HK$7,800 | HK$8,000 |
HK$110,000 - HK$249,999 | HK$200 | HK$4,800 | HK$5,000 |
HK$90,000 - HK$109,999 | HK$200 | HK$3,500 | HK$3,700 |
HK$70,000 - HK$89,999 | HK$200 | HK$2,500 | HK$2,700 |
HK$50,000 - HK$69,999 | HK$200 | HK$1,500 | HK$1,700 |
HK$30,000 - HK$49,999 | HK$200 | HK$800 | HK$1,000 |
HK$10,000 - HK$29,999 | HK$200 | HK$500 | HK$700 |
HK$10,000以下 | HK$200 | HK$100 | HK$300 |
- 受條款及細則約束
產品特色
- 只須留低聯絡資料,一星期7日都有專人全程幫你辦妥
- 無須露面,無須提供證明文件
- 最快即日批核, 一批轉數快,經FPS現金即時到手
- 「友獎賞」計劃:成功推薦親友,獎賞高達HK$60,000;推薦無上限,推薦越多,獎賞越多!
注意事項
- 新舊客戶定義為於申請日期起計過去24個月內於亞洲聯合財務有限公司沒有任何有效之貸款戶口,在推廣期開立的e-Cash循環備用現金戶口除外
- 新舊客戶在推廣期內完成以下要求,方可享用迎新優惠:
- 成功開立亞洲聯合財務有限公司之e-Cash循環備用現金戶口方可獲取開戶現金獎賞
- 成功提取分期私人貸款,即可根據分期私人貸款額獲取貸款現金獎賞
- 亞洲聯合財務是全港唯一財務機構,無須客戶(包括新舊客戶)於申請「NO SHOW」私人貸款時提供任何證明文件,客戶須符合亞洲聯合財務「NO SHOW」私人貸款的相關信貸條件;否則或需親臨分行提供有關證明文件
- 星期六及星期日服務時間為9:00am-6:00pm
- 貸款批核及電子轉賬服務時間為星期一至五(9:00am-6:30pm),星期六及星期日(9:00am-5:30pm),公眾假期除外;惟實際轉賬日子仍須按個別銀行之轉賬服務時間而決定
- 亞洲聯合財務有限公司保留一切有關批核借貸申請之權利
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:2681 8888
放債人牌照號碼:1299/2022
[]
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt7a431b801ffd94e1_19_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltd2f3e48853c5307d/629892efa3e9730f695d002a/UA-logo-new.png, description=, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=成功申請及提取指定貸款額,即享<strong><span style=" font-size: large;">現金獎高達HK$18,000</span></strong>!, bannerImage=null, countdown={text=快閃倒數, displayProductPage=true, date={startDate=null, endDate=2022-04-29T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=null, date={startDate=null, endDate=null}}, type=[{key=WELCOME_GIFT, display=最新優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=410368000, displayValue=410,368, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11399111, displayValue=11,399, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1680, displayValue=1.68, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaOWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvdWFmLW5vLXNob3ctcGVyc29uYWwtbG9hbi1wbC16aC1ycA.61D01qvbpZEV9g4cLRklea-AdSBCyaZxJodQKPv05PFYnym41vjtux73SiWF3tSTB0-JDZvEv2E0zpX47Pm1Cg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=ua-finance-no-show-personal-loan}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=6, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.081, fees=[]}, {loanTenureMin=7, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.0755, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.0729, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.072, fees=[]}, {loanTenureMin=37, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.0715, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=united-asia-finance, providerName=亞洲聯合財務}, description={shortDescription=[【產品特色】無須露面,無須提供證明文件, 【燃眉之急】工作繁忙,申請貸款專人辦妥]}, productName=UA 「NO SHOW」免文件私人貸款, title=HK.PL.UAFX0005.NOSHOWPERSONALLOAN, features={title=Features, pros=[<p><strong>【UA助你一臂 鬆一口氣】</strong>由2022年12月19日至2023年3月31日期間,新舊客戶可享現金獎<strong>高達HK$18,000</strong>:</p> <ul> <li>成功開立e-Cash循環備用現金戶口,即享高達HK$200開戶現金獎賞</li> <li>成功提取私人貸款及還款期達12個月或以上,額外可享現金獎高達<strong>HK$17,800</strong></li> </ul> <table style="width: 97.5835%;" width="100%"> <tbody> <tr style="height: 18px;"> <td style="width: 35.6535%; height: 36px; text-align: left;" width="119"><strong>分期私人貸款額</strong><br /><strong><br /></strong></td> <td style="width: 15.909%; text-align: left; height: 36px;"><strong><span lang="EN-US">e-Cash</span>開戶獎賞</strong></td> <td style="width: 23.4375%; height: 36px; text-align: left;"><strong>現金獎賞</strong></td> <td style="width: 23.4375%; height: 36px; text-align: left;"><strong>現金獎(e-Cash 開戶獎賞+分期私人貸款獎賞)</strong></td></tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$800,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$17,800</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$18,000</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$700,000 - HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$15,800</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$16,000</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$550,000 - HK$699,999</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$13,800</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$14,000</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$500,000 - HK$549,999</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$11,800</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$12,000</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$400,000 - HK$499,999</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$9,800</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$10,000</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$250,000 - HK$399,999</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$7,800</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$8,000</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$110,000 - HK$249,999</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$4,800</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$5,000</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$90,000 - HK$109,999</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$3,500</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$3,700</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$70,000 - HK$89,999</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$2,500</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$2,700</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$50,000 - HK$69,999</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$1,500</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$1,700</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$30,000 - HK$49,999</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$800</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$1,000</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$10,000 - HK$29,999</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$500</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$700</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 35.6535%; height: 36px; text-align: left;" width="119">HK$10,000以下</td> <td style="border-top: 1px solid #a9a9a9; text-align: left; width: 15.909%;">HK$200</td> <td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$100</td><td style="border-top: 1px solid #a9a9a9; width: 23.4375%; height: 36px; text-align: left;" width="111">HK$300</td> </tr> </tbody> </table> <ul> <li>受<a href="https://www.uaf.com.hk/wp-content/uploads/2022/12/20221212_-After-World-Cup-Campaign_A9-offer_TnC_TC_Clean.pdf ">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>只須留低聯絡資料,一星期7日都有專人全程幫你辦妥</li> <li>無須露面,無須提供證明文件</li> <li>最快即日批核, 一批轉數快,經FPS現金即時到手</li> <li>「友獎賞」計劃:成功推薦親友,獎賞高達HK$60,000;推薦無上限,推薦越多,獎賞越多!</li> </ul>], cons=[<p><strong>注意事項</strong></p> <ul> <li>新舊客戶定義為於申請日期起計過去24個月內於亞洲聯合財務有限公司沒有任何有效之貸款戶口,在推廣期開立的e-Cash循環備用現金戶口除外</li> <li> 新舊客戶在推廣期內完成以下要求,方可享用迎新優惠: <ul> <li>成功開立亞洲聯合財務有限公司之e-Cash循環備用現金戶口方可獲取開戶現金獎賞</li> <li>成功提取分期私人貸款,即可根據分期私人貸款額獲取貸款現金獎賞</li> </ul> </li> <li>亞洲聯合財務是全港唯一財務機構,無須客戶(包括新舊客戶)於申請「NO SHOW」私人貸款時提供任何證明文件,客戶須符合亞洲聯合財務「NO SHOW」私人貸款的相關信貸條件;否則或需親臨分行提供有關證明文件</li> <li>星期六及星期日服務時間為9:00am-6:00pm</li> <li>貸款批核及電子轉賬服務時間為星期一至五(9:00am-6:30pm),星期六及星期日(9:00am-5:30pm),公眾假期除外;惟實際轉賬日子仍須按個別銀行之轉賬服務時間而決定</li> <li>亞洲聯合財務有限公司保留一切有關批核借貸申請之權利</li> <li style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:2681 8888<br />放債人牌照號碼:1299/2022</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 致電「NO SHOW」私人貸款專線2681 8787<br>2. 全程無須露面,透過電話提供個人資料
<br>3. 以SMS短訊確認接受貸款
<br>4. 現金直接存入戶口}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=6, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.081, fees=[], transferRate=null}, {loanTenureMin=7, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.0755, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.0729, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.072, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.0715, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt7a431b801ffd94e1_19_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltd2f3e48853c5307d/629892efa3e9730f695d002a/UA-logo-new.png, description=, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=成功申請及提取指定貸款額,即享現金獎高達HK$18,000!, bannerImage=null, countdown={text=快閃倒數, displayProductPage=true, date={startDate=null, endDate=2022-04-29T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=null, date={startDate=null, endDate=null}}, type=[{key=WELCOME_GIFT, display=最新優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=410368000, displayValue=410,368, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11399111, displayValue=11,399, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1680, displayValue=1.68, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaOWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvdWFmLW5vLXNob3ctcGVyc29uYWwtbG9hbi1wbC16aC1ycA.61D01qvbpZEV9g4cLRklea-AdSBCyaZxJodQKPv05PFYnym41vjtux73SiWF3tSTB0-JDZvEv2E0zpX47Pm1Cg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=ua-finance-no-show-personal-loan}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=6, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.081, fees=[]}, {loanTenureMin=7, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.0755, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.0729, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.072, fees=[]}, {loanTenureMin=37, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.0715, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=united-asia-finance, providerName=亞洲聯合財務}, description={shortDescription=[【產品特色】無須露面,無須提供證明文件, 【燃眉之急】工作繁忙,申請貸款專人辦妥]}, productName=UA 「NO SHOW」免文件私人貸款, title=HK.PL.UAFX0005.NOSHOWPERSONALLOAN, features={title=Features, pros=[【UA助你一臂 鬆一口氣】由2022年12月19日至2023年3月31日期間,新舊客戶可享現金獎高達HK$18,000:
- 成功開立e-Cash循環備用現金戶口,即享高達HK$200開戶現金獎賞
- 成功提取私人貸款及還款期達12個月或以上,額外可享現金獎高達HK$17,800
分期私人貸款額
e-Cash開戶獎賞 現金獎賞 現金獎(e-Cash 開戶獎賞+分期私人貸款獎賞) HK$800,000 或 以上 HK$200 HK$17,800 HK$18,000 HK$700,000 - HK$799,999 HK$200 HK$15,800 HK$16,000 HK$550,000 - HK$699,999 HK$200 HK$13,800 HK$14,000 HK$500,000 - HK$549,999 HK$200 HK$11,800 HK$12,000 HK$400,000 - HK$499,999 HK$200 HK$9,800 HK$10,000 HK$250,000 - HK$399,999 HK$200 HK$7,800 HK$8,000 HK$110,000 - HK$249,999 HK$200 HK$4,800 HK$5,000 HK$90,000 - HK$109,999 HK$200 HK$3,500 HK$3,700 HK$70,000 - HK$89,999 HK$200 HK$2,500 HK$2,700 HK$50,000 - HK$69,999 HK$200 HK$1,500 HK$1,700 HK$30,000 - HK$49,999 HK$200 HK$800 HK$1,000 HK$10,000 - HK$29,999 HK$200 HK$500 HK$700 HK$10,000以下 HK$200 HK$100 HK$300
- 受條款及細則約束
, 產品特色
- 只須留低聯絡資料,一星期7日都有專人全程幫你辦妥
- 無須露面,無須提供證明文件
- 最快即日批核, 一批轉數快,經FPS現金即時到手
- 「友獎賞」計劃:成功推薦親友,獎賞高達HK$60,000;推薦無上限,推薦越多,獎賞越多!
], cons=[注意事項
- 新舊客戶定義為於申請日期起計過去24個月內於亞洲聯合財務有限公司沒有任何有效之貸款戶口,在推廣期開立的e-Cash循環備用現金戶口除外
- 新舊客戶在推廣期內完成以下要求,方可享用迎新優惠:
- 成功開立亞洲聯合財務有限公司之e-Cash循環備用現金戶口方可獲取開戶現金獎賞
- 成功提取分期私人貸款,即可根據分期私人貸款額獲取貸款現金獎賞
- 亞洲聯合財務是全港唯一財務機構,無須客戶(包括新舊客戶)於申請「NO SHOW」私人貸款時提供任何證明文件,客戶須符合亞洲聯合財務「NO SHOW」私人貸款的相關信貸條件;否則或需親臨分行提供有關證明文件
- 星期六及星期日服務時間為9:00am-6:00pm
- 貸款批核及電子轉賬服務時間為星期一至五(9:00am-6:30pm),星期六及星期日(9:00am-5:30pm),公眾假期除外;惟實際轉賬日子仍須按個別銀行之轉賬服務時間而決定
- 亞洲聯合財務有限公司保留一切有關批核借貸申請之權利
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:2681 8888
放債人牌照號碼:1299/2022
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 致電「NO SHOW」私人貸款專線2681 8787
2. 全程無須露面,透過電話提供個人資料
3. 以SMS短訊確認接受貸款
4. 現金直接存入戶口}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=6, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.081, fees=[], transferRate=null}, {loanTenureMin=7, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.0755, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.0729, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.072, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=1.68, eir=null, interestRate=0.0715, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}

更多資訊
隱藏資訊
客戶完成以下條件,可獲高達HK$7,500超市現金券、HK$500「一扣即享」金額
貸款額 | DBS現金券金額 (還款期為12/18/24/30/36個月) | DBS現金券金額 (還款期為42/48/52/54/60個月) | 額外 「一扣即享」金額 |
HK$1,500,000 或以上 | HK$3,000 | HK$7,500 | HK$500 |
HK$1,000,000 至 HK$1,499,999 | HK$3,000 | HK$7,500 | HK$500 |
HK$500,000 至 HK$999,999 | HK$1,000 | HK$3,500 | HK$500 |
HK$300,000 至 HK$499,999 | HK$1,000 | HK$3,500 | HK$500 |
HK$100,000 至 HK$299,999 | HK$500 | K$1,500 | HK$500 |
- 不論經任何途徑成功申請此貸款;
- 由2023年2月1日至28日(推廣期):成功申請「星展稅季貸款」;
- 2023年3月21日或之前:成功提取指定貸款額
客戶完成以下條件,可獲高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡
貸款額 | MoneyHero獨家 全新客戶優惠 | MoneyHero獨家 現有客戶優惠 |
HK$1,500,000 或以上 | HK$8,000 超市現金券 / Apple Store 禮品卡 | HK$5,200 超市現金券 / Apple Store 禮品卡 |
HK$1,000,000 至 HK$1,499,999 | HK$4,500 超市現金券 / Apple Store 禮品卡 | HK$3,400 超市現金券 / Apple Store 禮品卡 |
HK$500,000 至 HK$999,999 | HK$3,500 超市現金券 / Apple Store 禮品卡 | HK$2,600 超市現金券 / Apple Store 禮品卡 |
HK$300,000 至 HK$499,999 | HK$2,000 超市現金券 / Apple Store 禮品卡 | HK$1,500 超市現金券 / Apple Store 禮品卡 |
HK$100,000 至 HK$299,999 | HK$500 超市現金券 / Apple Store 禮品卡 | HK$200 超市現金券 / Apple Store 禮品卡 |
- 經MoneyHero,或DBS Card+網頁成功申請此貸款;
- 由2023年2月1日至28日(推廣期):成功申請「星展稅季貸款」;
- 2023年3月21日或之前:成功提取指定貸款額
- 優惠受條款及細則約束
產品特色
- 貸款額高達HK$2,000,000或月薪20倍(以較低者為準),靈活還款期長達60個月
- 實際年利率低至4.97%;實際年利率已計算2%手續費
- 手續費指貸款開立費。貸款開立費為貸款額的2%。貸款開立費以貸款本金某個由銀行不時指定的百分比計算,並在提取貸款時從貸款本金中扣除及不予退還。
- 可提取已償還貸款額
注意事項
- 最低收入要求:每年固定入息HK$80,000或以上
- 「一扣即享」金額將在合資格的客戶於2023年6月1日至2023年11月30日期間(「獎賞饋贈期」)以星展銀行發出的適用信用卡簽賬,當交易顯示於DBS Card+的Timeline時,經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。
- 要收到「一扣即享」金額,客戶必須:
- 在2023年4月30日當日持有一張由星展銀行發出有效的信用卡主卡(包括聯營卡,但貴賓卡及商務卡除外)(「適用信用卡」)、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。
- 於獎賞饋贈期以該適用信用卡完成HK$500或以上的零售簽賬。
- 超級市場現金券的換領信會於推廣期結束後 3 個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
- 獎賞只適用於貸款戶口狀況良好及沒有逾期還款記錄(由銀行全權決定)的客戶
- 現有客戶定義為就在申請日當天在星展銀行擁有任何信用卡(包括聯營卡)主卡及/或私人貸款產品的客戶
- 實際年利率4.97%:以貸款額HK$1,500,000、每月平息0.05%及12個月還款期計算,已包括2%貸款開立費
- 獎賞受條款約束,詳情請參閱星展網頁
- 實際年利率乃按《銀行營運守則》的相關指引計算,並已被約至最接近的兩位小數。實際年利率是一個參考利率,以年化利率表示包括產品的所有適用利率、費用及收費。上述表格的實際年利率已包括2% 貸款開立費在內計算。貸款開立費將在提取貸款時從貸款本金中扣除及不予退還
- 在此列出的每月平息只供參考。適用於客戶的利率按其財政狀況而定,並由星展銀行全權決定。受條款及細則約束。詳情請瀏覽星展銀行網頁
- 借定唔借?還得到先好借!
[]
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left;"><strong>貸款額</strong></td> <td style="height: 35px; width: 3.75586%; text-align: left;"> <p><strong>DBS現金券金額</strong> <strong>(還款期為12/18/24/30/36個月)</strong></p> </td> <td style="width: 5.5001%; text-align: left; height: 35px;"><strong>DBS現金券金額 (還款期為42/48/52/54/60個月)</strong></td> <td style="width: 8.19895%; text-align: left; height: 35px;"><strong>額外</strong><br /><strong><span lang="ZH-TW">「一扣即享」</span>金額</strong><strong><br /></strong></td> </tr> <tr style="height: 35px;"> <td style="height: 35px; border-top: 1px solid #a9a9a9; width: 18.5711%; text-align: left;">HK$1,500,000 或以上</td> <td style="height: 35px; border-top: 1px solid #a9a9a9; width: 3.75586%; text-align: left;">HK$3,000</td> <td style="border-top: 1px solid #a9a9a9; width: 5.5001%; text-align: left; height: 35px;">HK$7,500</td> <td style="border-top: 1px solid #a9a9a9; width: 8.19895%; text-align: left; height: 35px;">HK$500</td> </tr> <tr style="height: 35px;"> <td style="border-top: 1px solid #a9a9a9; width: 18.5711%; height: 35px; text-align: left;">HK$1,000,000 至 HK$1,499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 3.75586%; height: 35px; text-align: left;">HK$3,000</td> <td style="border-top: 1px solid #a9a9a9; width: 5.5001%; text-align: left; height: 35px;">HK$7,500</td> <td style="border-top: 1px solid #a9a9a9; width: 8.19895%; text-align: left; height: 35px;">HK$500</td> </tr> <tr style="height: 35px;"> <td style="height: 35px; border-top: 1px solid #a9a9a9; width: 18.5711%; text-align: left;">HK$500,000 至 HK$999,999</td> <td style="height: 35px; border-top: 1px solid #a9a9a9; width: 3.75586%; text-align: left;">HK$1,000</td> <td style="border-top: 1px solid #a9a9a9; width: 5.5001%; text-align: left; height: 35px;">HK$3,500</td> <td style="border-top: 1px solid #a9a9a9; width: 8.19895%; text-align: left; height: 35px;">HK$500</td> </tr> <tr style="height: 35px;"> <td style="height: 35px; border-top: 1px solid #a9a9a9; width: 18.5711%; text-align: left;">HK$300,000 至 HK$499,999</td> <td style="height: 35px; border-top: 1px solid #a9a9a9; width: 3.75586%; text-align: left;">HK$1,000</td> <td style="border-top: 1px solid #a9a9a9; width: 5.5001%; text-align: left; height: 35px;">HK$3,500</td> <td style="border-top: 1px solid #a9a9a9; width: 8.19895%; text-align: left; height: 35px;">HK$500</td> </tr> <tr style="height: 35px;"> <td style="height: 35px; border-top: 1px solid #a9a9a9; width: 18.5711%; text-align: left;">HK$100,000 至 HK$299,999</td> <td style="height: 35px; border-top: 1px solid #a9a9a9; width: 3.75586%; text-align: left;">HK$500</td> <td style="border-top: 1px solid #a9a9a9; width: 5.5001%; text-align: left; height: 35px;">K$1,500</td> <td style="border-top: 1px solid #a9a9a9; width: 8.19895%; text-align: left; height: 35px;">HK$500</td> </tr> </tbody> </table> <ul> <li>不論經任何途徑成功申請此貸款;</li> <li>由2023年2月1日至28日(推廣期):成功申請「星展稅季貸款」;</li> <li>2023年3月21日或之前:成功提取指定貸款額</li> </ul>, <p>客戶完成以下條件,可獲高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡</p> <table style="width: 100%; height: 279px;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 15.162%; text-align: left;"><strong>貸款額</strong></td> <td style="width: 20.7991%; height: 50px; text-align: left;"><strong>MoneyHero獨家 全新客戶優惠</strong></td> <td style="width: 22.8078%; height: 50px; text-align: left;"> <p><strong>MoneyHero獨家 現有客戶優惠</strong></p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;">HK$1,500,000 或以上</td> <td style="border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;"> <p>HK$8,000 超市現金券 / Apple Store 禮品卡</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;"> <p>HK$5,200 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style="height: 50px;"> <td style="border-top: 1px solid #a9a9a9; width: 15.162%; height: 50px; text-align: left;">HK$1,000,000 至 HK$1,499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;"> <p>HK$4,500 超市現金券 / Apple Store 禮品卡</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 22.8078%; height: 29px; text-align: left;"> <p>HK$3,400 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;">HK$500,000 至 HK$999,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;"> <p>HK$3,500 超市現金券 / Apple Store 禮品卡</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;"> <p>HK$2,600 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;">HK$300,000 至 HK$499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;">HK$2,000 超市現金券 / Apple Store 禮品卡</td> <td style="border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;">HK$1,500 超市現金券 / Apple Store 禮品卡</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;">HK$100,000 至 HK$299,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;">HK$500 超市現金券 / Apple Store 禮品卡</td> <td style="border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;">HK$200 超市現金券 / Apple Store 禮品卡</td> </tr> </tbody> </table> <ul> <li>經MoneyHero,或DBS Card+網頁成功申請此貸款;</li> <li>由2023年2月1日至28日(推廣期):成功申請「星展稅季貸款」;</li> <li>2023年3月21日或之前:成功提取指定貸款額</li> <li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltffc9c5e8a305d0fd/63da199132d0ab110cd42943/MoneyHero_X_DBS_PIL_Feb_2023_TnC.pdf" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款額高達HK$2,000,000或月薪20倍(以較低者為準),靈活還款期長達60個月</li> <li>實際年利率低至4.97%;實際年利率已計算2%手續費 <ul> <li>手續費指貸款開立費。貸款開立費為貸款額的2%。貸款開立費以貸款本金某個由銀行不時指定的百分比計算,並在提取貸款時從貸款本金中扣除及不予退還。</li> </ul> </li> <li>可提取已償還貸款額</li> </ul>], cons=[<p><strong>注意事項</strong></p> <ul> <li>最低收入要求:每年固定入息HK$80,000或以上</li> <li>「一扣即享」金額將在合資格的客戶於2023年6月1日至2023年11月30日期間(「獎賞饋贈期」)以星展銀行發出的適用信用卡簽賬,當交易顯示於DBS Card+的Timeline時,經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。</li> <li>要收到「一扣即享」金額,客戶必須: <ul> <li>在2023年4月30日當日持有一張由星展銀行發出有效的信用卡主卡(包括聯營卡,但貴賓卡及商務卡除外)(「適用信用卡」)、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。</li> <li>於獎賞饋贈期以該適用信用卡完成HK$500或以上的零售簽賬。</li> </ul> </li> <li>超級市場現金券的換領信會於推廣期結束後 3 個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。</li> <li>獎賞只適用於貸款戶口狀況良好及沒有逾期還款記錄(由銀行全權決定)的客戶</li> <li>現有客戶定義為就在申請日當天在星展銀行擁有任何信用卡(包括聯營卡)主卡及/或私人貸款產品的客戶</li> <li>實際年利率4.97%:以貸款額HK$1,500,000、每月平息0.05%及12個月還款期計算,已包括2%貸款開立費</li> <li>獎賞受條款約束,詳情請參閱星展網頁</li> <li>實際年利率乃按《銀行營運守則》的相關指引計算,並已被約至最接近的兩位小數。實際年利率是一個參考利率,以年化利率表示包括產品的所有適用利率、費用及收費。上述表格的實際年利率已包括2% 貸款開立費在內計算。貸款開立費將在提取貸款時從貸款本金中扣除及不予退還</li> <li>在此列出的每月平息只供參考。適用於客戶的利率按其財政狀況而定,並由星展銀行全權決定。受條款及細則約束。詳情請瀏覽星展銀行網頁</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=80000, description={shortDescription=HK$80,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 於網上或電話申請<br>2. 確認個人資料及申報債務<br>3. 信貸報告<br>4. 選擇貸款計劃<br>5. 選擇放款方式<br>6. 發放貸款<br>}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證<br>2. 最近3個月的薪金證明<br>3. 住址證明(最近六個月內發出)<br>4. 認可機構頒發的專業證(適用於專業人士(例如:醫生、會計師、律師或工程師))<br>5. 顯示姓名及賬戶號碼的銀行結單/存摺}], needCategories=[], offersFaq=null, 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貸款額 DBS現金券金額 (還款期為12/18/24/30/36個月)
DBS現金券金額 (還款期為42/48/52/54/60個月) 額外
「一扣即享」金額
HK$1,500,000 或以上 HK$3,000 HK$7,500 HK$500 HK$1,000,000 至 HK$1,499,999 HK$3,000 HK$7,500 HK$500 HK$500,000 至 HK$999,999 HK$1,000 HK$3,500 HK$500 HK$300,000 至 HK$499,999 HK$1,000 HK$3,500 HK$500 HK$100,000 至 HK$299,999 HK$500 K$1,500 HK$500
- 不論經任何途徑成功申請此貸款;
- 由2023年2月1日至28日(推廣期):成功申請「星展稅季貸款」;
- 2023年3月21日或之前:成功提取指定貸款額
, 客戶完成以下條件,可獲高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡
貸款額 MoneyHero獨家 全新客戶優惠 MoneyHero獨家 現有客戶優惠
HK$1,500,000 或以上 HK$8,000 超市現金券 / Apple Store 禮品卡
HK$5,200 超市現金券 / Apple Store 禮品卡
HK$1,000,000 至 HK$1,499,999 HK$4,500 超市現金券 / Apple Store 禮品卡
HK$3,400 超市現金券 / Apple Store 禮品卡
HK$500,000 至 HK$999,999 HK$3,500 超市現金券 / Apple Store 禮品卡
HK$2,600 超市現金券 / Apple Store 禮品卡
HK$300,000 至 HK$499,999 HK$2,000 超市現金券 / Apple Store 禮品卡 HK$1,500 超市現金券 / Apple Store 禮品卡 HK$100,000 至 HK$299,999 HK$500 超市現金券 / Apple Store 禮品卡 HK$200 超市現金券 / Apple Store 禮品卡
- 經MoneyHero,或DBS Card+網頁成功申請此貸款;
- 由2023年2月1日至28日(推廣期):成功申請「星展稅季貸款」;
- 2023年3月21日或之前:成功提取指定貸款額
- 優惠受條款及細則約束
, 產品特色
- 貸款額高達HK$2,000,000或月薪20倍(以較低者為準),靈活還款期長達60個月
- 實際年利率低至4.97%;實際年利率已計算2%手續費
- 手續費指貸款開立費。貸款開立費為貸款額的2%。貸款開立費以貸款本金某個由銀行不時指定的百分比計算,並在提取貸款時從貸款本金中扣除及不予退還。
- 可提取已償還貸款額
], cons=[注意事項
- 最低收入要求:每年固定入息HK$80,000或以上
- 「一扣即享」金額將在合資格的客戶於2023年6月1日至2023年11月30日期間(「獎賞饋贈期」)以星展銀行發出的適用信用卡簽賬,當交易顯示於DBS Card+的Timeline時,經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。
- 要收到「一扣即享」金額,客戶必須:
- 在2023年4月30日當日持有一張由星展銀行發出有效的信用卡主卡(包括聯營卡,但貴賓卡及商務卡除外)(「適用信用卡」)、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。
- 於獎賞饋贈期以該適用信用卡完成HK$500或以上的零售簽賬。
- 超級市場現金券的換領信會於推廣期結束後 3 個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
- 獎賞只適用於貸款戶口狀況良好及沒有逾期還款記錄(由銀行全權決定)的客戶
- 現有客戶定義為就在申請日當天在星展銀行擁有任何信用卡(包括聯營卡)主卡及/或私人貸款產品的客戶
- 實際年利率4.97%:以貸款額HK$1,500,000、每月平息0.05%及12個月還款期計算,已包括2%貸款開立費
- 獎賞受條款約束,詳情請參閱星展網頁
- 實際年利率乃按《銀行營運守則》的相關指引計算,並已被約至最接近的兩位小數。實際年利率是一個參考利率,以年化利率表示包括產品的所有適用利率、費用及收費。上述表格的實際年利率已包括2% 貸款開立費在內計算。貸款開立費將在提取貸款時從貸款本金中扣除及不予退還
- 在此列出的每月平息只供參考。適用於客戶的利率按其財政狀況而定,並由星展銀行全權決定。受條款及細則約束。詳情請瀏覽星展銀行網頁
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=80000, description={shortDescription=HK$80,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 於網上或電話申請
2. 確認個人資料及申報債務
3. 信貸報告
4. 選擇貸款計劃
5. 選擇放款方式
6. 發放貸款
}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證
2. 最近3個月的薪金證明
3. 住址證明(最近六個月內發出)
4. 認可機構頒發的專業證(適用於專業人士(例如:醫生、會計師、律師或工程師))
5. 顯示姓名及賬戶號碼的銀行結單/存摺}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=12, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=5.67, eir=null, interestRate=0.08, fees=[], transferRate=null}, {loanTenureMin=12, loanTenureMax=12, loanAmountMin=500000.0, loanAmountMax=999999.0, apr=5.44, eir=null, interestRate=0.07, fees=[], transferRate=null}, {loanTenureMin=12, loanTenureMax=12, loanAmountMin=1000000.0, loanAmountMax=1499999.0, apr=5.2, eir=null, interestRate=0.06, fees=[], transferRate=null}, {loanTenureMin=12, loanTenureMax=12, loanAmountMin=1500000.0, loanAmountMax=2000000.0, apr=4.97, eir=null, interestRate=0.05, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=5.77, eir=null, interestRate=0.16, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=500000.0, loanAmountMax=999999.0, apr=5.53, eir=null, interestRate=0.15, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=1000000.0, loanAmountMax=1499999.0, apr=5.29, eir=null, interestRate=0.14, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=1500000.0, loanAmountMax=2000000.0, apr=5.05, eir=null, interestRate=0.13, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=5.84, eir=null, interestRate=0.19, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=500000.0, loanAmountMax=999999.0, apr=5.61, eir=null, interestRate=0.18, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=1000000.0, loanAmountMax=1499999.0, apr=5.37, eir=null, interestRate=0.17, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=1500000.0, loanAmountMax=2000000.0, apr=5.13, eir=null, interestRate=0.16, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=5.97, eir=null, interestRate=0.21, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=500000.0, loanAmountMax=999999.0, apr=5.74, eir=null, interestRate=0.2, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=1000000.0, loanAmountMax=1499999.0, apr=5.5, eir=null, interestRate=0.19, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=1500000.0, loanAmountMax=2000000.0, apr=5.27, eir=null, interestRate=0.18, fees=[], transferRate=null}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=5.98, eir=null, interestRate=0.22, fees=[], transferRate=null}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=500000.0, loanAmountMax=999999.0, apr=5.75, eir=null, interestRate=0.21, fees=[], transferRate=null}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=1000000.0, loanAmountMax=1499999.0, apr=5.52, eir=null, interestRate=0.2, fees=[], transferRate=null}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=1500000.0, loanAmountMax=2000000.0, apr=5.29, eir=null, interestRate=0.19, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=200000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}

更多資訊
隱藏資訊
【MoneyHero獨家優惠】人氣電子產品隨你選擇!
- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2022年2月1日至2023年2月15日期間經MoneyHero成功申請Citi 卡數結餘轉戶,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 | 電子產品 | Apple Store 禮品卡 / 超市現金券 |
HK$800,000 或 以上 | iPhone 14 Pro 128GB (價值HK$8,599) | HK$8,000 Apple Store 禮品卡 / 超市現金券 |
HK$500,000 至 HK$799,999 | Dyson Gen5Detect™ Absolute 無線吸塵機 (價值HK$6,580) | HK$6,000 Apple Store 禮品卡 / 超市現金券 |
HK$300,000 至 HK$499,999 | Dyson Supersonic™ 風筒 HD08 (價值HK$3,680) | HK$4,500 Apple Store 禮品卡 / 超市現金券 |
HK$200,000 至 HK$299,999 | Oculus Quest 2 VR眼鏡及虛擬實境器 (128GB) (價值HK$3,388) | HK$3,000 Apple Store 禮品卡 / 超市現金券 |
HK$100,000 至 HK$199,999 | Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499) | HK$1,000 Apple Store 禮品卡 / 超市現金券 |
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
產品特色
- 貸款即日批核,現金即日到手
- 還款期長達72個月,HK$0手續費
- Citi卡數結餘轉戶貸款額高達 月薪21倍 或 HK$1,200,000,以較低者為準
- 無隱藏條款
注意事項
- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年2月15日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 每位合資格客戶於推廣期內只可享獎賞1次
- 適用之實際年利率由4.26%-35.78%,而還款期為72個月。
- 實際年利率低至4.26%以月平息0.19%,貸款額HK$1,200,000及還款期12個月計算。
- 實際年利率低至35.78%以月平息1.46%,貸款額HK$100,000及還款期18個月計算。
- 實際年利率乃根據《銀行營運守則》所載之指引計算,並已進位至小數後兩個位。個別客戶之實際年利率或有差異,並根據個別客戶背景而決定。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。最大之實際年利率會因每月平息之更新而有所不同。本行保留更新每月平息及實際年利率之權利。本行保留批核貸款申請之權利。假設貸款額為HK$200,000及還款期為12個月,每月平息為0.5% (實際年利率11.46%),貸款之總還款額為HK$212,004 (豁免手續費)。以上例子只供參考。
- 所有資料只供參考
- 借定唔借?還得到先好借!
[]
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height: 250px;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 25%; text-align: left;"><strong>貸款額</strong></td> <td style="width: 25%; height: 50px; text-align: left;"><strong>電子產品</strong></td> <td style="width: 25%; height: 50px; text-align: left;"><strong>Apple Store 禮品卡 / 超市現金券</strong></td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$800,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;"> <p>iPhone 14 Pro 128GB (價值HK$8,599) </p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$8,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$500,000 至 HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;"> <p>Dyson Gen5Detect™ Absolute 無線吸塵機 (價值HK$6,580)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$6,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$300,000 至 HK$499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;"> <p>Dyson Supersonic™ 風筒 HD08 (價值HK$3,680)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$4,500 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$200,000 至 HK$299,999</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;"> <p>Oculus Quest 2 VR眼鏡及虛擬實境器 (128GB) (價值HK$3,388)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;"> <p>HK$3,000 Apple Store 禮品卡 / 超市現金券</p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$100,000 至 HK$199,999</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499)</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$1,000 Apple Store 禮品卡 / 超市現金券</td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltb09a377bccbe6d9d/63d8ba19ca59cf11374ced3f/Citi_PL_Feb1-15.docx" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>還款期長達72個月,HK$0手續費</li> <li>Citi卡數結餘轉戶貸款額高達 月薪21倍 或 HK$1,200,000,以較低者為準</li> <li>無隱藏條款</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citibank/dc" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年2月15日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>適用之實際年利率由4.26%-35.78%,而還款期為72個月。</li> <li>實際年利率低至4.26%以月平息0.19%,貸款額HK$1,200,000及還款期12個月計算。</li> <li>實際年利率低至35.78%以月平息1.46%,貸款額HK$100,000及還款期18個月計算。</li> <li>實際年利率乃根據《銀行營運守則》所載之指引計算,並已進位至小數後兩個位。個別客戶之實際年利率或有差異,並根據個別客戶背景而決定。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。最大之實際年利率會因每月平息之更新而有所不同。本行保留更新每月平息及實際年利率之權利。本行保留批核貸款申請之權利。假設貸款額為HK$200,000及還款期為12個月,每月平息為0.5% (實際年利率11.46%),貸款之總還款額為HK$212,004 (豁免手續費)。以上例子只供參考。</li> <li>所有資料只供參考</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 填妥申請表及遞交所需文件<br>2. 等待批核結果
<br>3. 提取貸款
<br><br>}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港永久性居民身份證<br>2. 薪金證明,例如:最近一個月之糧單、最近之評稅通知書、最近之強積金供款證明、最近3個月之出糧戶口月結單或存摺(附有申請人姓名及賬戶號碼)<br>3. 最近3個月主要銀行戶口月結單或存摺(附有賬戶姓名及賬戶號碼)<br>4. 住址證明(如電費單或銀行月結單)<br>5. 其他有需要的證明文件}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=8000.0, loanAmountMax=1200000.0, apr=4.26, eir=null, interestRate=0.19, fees=[], transferRate=null}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, feeInterval=ONCE, value=1, calculationMethod=PROPORTIONAL_TO_PRINCIPAL, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt9aee22e26e3aedf0_16_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt9e34ddc9680bd98d/63d9c93aada04610d844c0af/citi_logo.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=高達HK$8,599獎賞,包括 iPhone 14 Pro 128GB、高達HK$8,000 Apple Store 禮品卡 、Dyson Gen5Detect™ Absolute 無線吸塵機 及更多人氣電子產品。2月15日截止!
靈活還款期,無隱藏條款 貸款即日批核,現金即日到手 , bannerImage=null, countdown={text=, displayProductPage=true, date={startDate=2021-07-28T04:00:00.000Z, endDate=2021-07-30T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=427360000, displayValue=427,360, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11871111, displayValue=11,871, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=4260, displayValue=4.26, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaRGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS1kZWJ0LWNvbnNvbGlkYXRpb24tbG9hbi16aC1yZXN1bHRwYWdl.NzFkgATqNKovuUY4qTGdG8Qiz3hYvJ4-wrkqUTV2mmlDl8prKXx5VLcggw1pPp_YHooyb9akXMJvH9Qk4bwsAw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-card-debt-consolidation-loans}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=8000.0, loanAmountMax=1200000.0, apr=4.26, eir=null, interestRate=0.19, fees=[]}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, value=1, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[【清走卡數】輕鬆還款,避免高昂利息;實際年利率低至4.26%,以月平息0.19%、貸款額HK$1,200,000及還款期12個月計算;, 還款期長達72個月,HK$0手續費]}, productName=Citi 卡數結餘轉戶, title=HK.PL.CITI0003.BALANCETRANSFER, features={title=Features, pros=[【MoneyHero獨家優惠】人氣電子產品隨你選擇!
- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2022年2月1日至2023年2月15日期間經MoneyHero成功申請Citi 卡數結餘轉戶,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 電子產品 Apple Store 禮品卡 / 超市現金券 HK$800,000 或 以上 iPhone 14 Pro 128GB (價值HK$8,599)
HK$8,000 Apple Store 禮品卡 / 超市現金券 HK$500,000 至 HK$799,999 Dyson Gen5Detect™ Absolute 無線吸塵機 (價值HK$6,580)
HK$6,000 Apple Store 禮品卡 / 超市現金券 HK$300,000 至 HK$499,999 Dyson Supersonic™ 風筒 HD08 (價值HK$3,680)
HK$4,500 Apple Store 禮品卡 / 超市現金券 HK$200,000 至 HK$299,999 Oculus Quest 2 VR眼鏡及虛擬實境器 (128GB) (價值HK$3,388)
HK$3,000 Apple Store 禮品卡 / 超市現金券
HK$100,000 至 HK$199,999 Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499) HK$1,000 Apple Store 禮品卡 / 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 貸款即日批核,現金即日到手
- 還款期長達72個月,HK$0手續費
- Citi卡數結餘轉戶貸款額高達 月薪21倍 或 HK$1,200,000,以較低者為準
- 無隱藏條款
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年2月15日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 每位合資格客戶於推廣期內只可享獎賞1次
- 適用之實際年利率由4.26%-35.78%,而還款期為72個月。
- 實際年利率低至4.26%以月平息0.19%,貸款額HK$1,200,000及還款期12個月計算。
- 實際年利率低至35.78%以月平息1.46%,貸款額HK$100,000及還款期18個月計算。
- 實際年利率乃根據《銀行營運守則》所載之指引計算,並已進位至小數後兩個位。個別客戶之實際年利率或有差異,並根據個別客戶背景而決定。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。最大之實際年利率會因每月平息之更新而有所不同。本行保留更新每月平息及實際年利率之權利。本行保留批核貸款申請之權利。假設貸款額為HK$200,000及還款期為12個月,每月平息為0.5% (實際年利率11.46%),貸款之總還款額為HK$212,004 (豁免手續費)。以上例子只供參考。
- 所有資料只供參考
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 填妥申請表及遞交所需文件
2. 等待批核結果
3. 提取貸款
}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港永久性居民身份證
2. 薪金證明,例如:最近一個月之糧單、最近之評稅通知書、最近之強積金供款證明、最近3個月之出糧戶口月結單或存摺(附有申請人姓名及賬戶號碼)
3. 最近3個月主要銀行戶口月結單或存摺(附有賬戶姓名及賬戶號碼)
4. 住址證明(如電費單或銀行月結單)
5. 其他有需要的證明文件}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=8000.0, loanAmountMax=1200000.0, apr=4.26, eir=null, interestRate=0.19, fees=[], transferRate=null}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, feeInterval=ONCE, value=1, calculationMethod=PROPORTIONAL_TO_PRINCIPAL, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}

更多資訊
隱藏資訊
【MoneyHero 獨家優惠1】高達HK$2,400超市現金券
- 2023年2月1日至2月28日,經MoneyHero成功申請貸款指定金額, 可獲獨家優惠 - 高達HK$2,400超市現金券
貸款金額 | MoneyHero獨家獎賞 |
HK$200,000 至 HK$599,999 | HK$1,000 超市現金券 |
HK$600,000 或 以上 | HK$2,400 超市現金券 |
【MoneyHero 獨家優惠2】HK$400貸款現金券
- HK$400貸款現金券(於提取貸款時使用):新客戶成功經MoneyHero登記天星銀行賬戶,並於30日內成功申請及提取貸款額HK$50,000或以上,及還款期12個月或以上
- 推廣期:即日起至2023年2月28日
- 受條款及細則約束
【天星銀行 迎新優惠1】 60日免息免供還款假期
- 由即日起至2023年2月28日期間 ,合資格客戶提取貸款一筆清,可選擇參加「60日免息免供」,便可於提取貸款後首60天不需供款
- 如客戶於首個供款日之前提早全數清還貸款,客戶不用支付任何利息而只需償還貸款的本金
- 受條款及細則約束
領取MoneyHero獨家優惠:
- 申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序
- 貸款成功批核後,請按此及7日內填妥及遞交經電郵發送之「獎賞換領表格」,供MoneyHero與天星銀行核對獎賞資格。
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- 受條款及細則約束
申請天星銀行Airstar 私人分期貸款步驟
步驟 | 注意事項 | |
1 | 經MoneyHero「立即申請」後,前往天星銀行Airstar 網站登記頁面 |
|
2 | 進入應用程式,以手機號碼完成註冊,提交貸款申請並獲得初步審批結果 |
|
[]
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt6b930e8225a10f0f_15_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf10135b006b054af/63c0df35c8d1d11ed1f78c41/Airstar_logo_EN_20230113.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=<strong>【2月28日截止】</strong>經MoneyHero成功提取指定貸款額,可享獨家高達HK$2,400超市現金券;及HK$400貸款現金券,貸款成功批核後記得<a href="https://form-rewards.moneyhero.com.hk/v2/?q=MTc0MiNhOTU0OTYxOTVlY2IyNjJhYWQxMGNlMTg5ZDNiODJkMA==&source=result-page&lang=zh" target="_blank" rel="noopener"><strong>按此</strong></a>拎「獎賞換領表格」, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=null, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=418576000, displayValue=418,576, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11627111, displayValue=11,627, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=2990, displayValue=2.99, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaOmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvYWlyc3Rhci1iYW5rLXBlcnNvbmFsLWxvYW4tcGwtemgtcnA.JN1MgJ6naEyc7j3rjmBxp6VmmV2TqUgGGjJ3xkQJZlVQAlHyheECbb0C1j0iX6sFJsgOLFGX2N7uegGIIA5-BA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=}, rateTableEntries=[{loanTenureMin=0, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=799999.0, apr=2.99, eir=null, interestRate=0.134, fees=[]}, {loanTenureMin=0, loanTenureMax=12, loanAmountMin=800000.0, loanAmountMax=1000000.0, apr=1.58, eir=null, interestRate=0.071, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=2.99, eir=null, interestRate=0.13, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=2.99, eir=null, interestRate=0.129, fees=[]}, {loanTenureMin=37, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=2.99, eir=null, interestRate=0.128, fees=[]}], fees=[], defaults={loanTenure=36, loanAmount=400000}}, provider={alias=airstar-bank, providerName=天星銀行}, description={shortDescription=[60日免息免供還款假期;星級年利率低至1.58%, 24 x 7 由申請至貸款過數,最快5分鐘完成]}, productName=天星銀行Airstar 私人分期貸款, title=HK.PL.AIRS0001.PERSONALLOAN, features={title=Features, pros=[<p><strong>【MoneyHero 獨家優惠1】高達HK$2,400超市現金券</strong></p> <ul> <li>2023年2月1日至2月28日,經MoneyHero成功申請貸款指定金額, 可獲獨家優惠 - 高達HK$2,400超市現金券</li> </ul> <table style="width: 100%;"> <tbody> <tr style="height: 36px;"> <td style="text-align: center; height: 36px; width: 25%;"><strong>貸款金額</strong></td> <td style="text-align: center; width: 25%; height: 36px;"><strong>MoneyHero獨家獎賞</strong></td> </tr> <tr> <td style="text-align: center; border-top: 1px solid #ededed; width: 25% height: 36px;">HK$200,000 至 HK$599,999</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 25%; height: 36px;">HK$1,000 超市現金券</td> </tr> <tr style="height: 36px;"> <td style="text-align: center; height: 36px; border-top: 1px solid #ededed; width: 25%;">HK$600,000 或 以上</td> <td style="text-align: center; border-top: 1px solid #ededed; width: 25%; height: 36px;">HK$2,400 超市現金券</td> </tr> </tbody> </table>, <p><strong>【MoneyHero 獨家優惠2】HK$400貸款現金券</strong></p> <ul> <li>HK$400貸款現金券(於提取貸款時使用):新客戶成功經MoneyHero登記天星銀行賬戶,並於30日內成功申請及提取貸款額HK$50,000或以上,及還款期12個月或以上</li> <li>推廣期:即日起至2023年2月28日</li> <li>受<a href="https://www.airstarbank.com/apph5/dynamic.html?code=loan.invitecode.tnc.moneyhero&lang=zh_HK&r=1643342609967&theme=null" target="_blank" rel="noopener">條款及細則</a>約束</li> </ul>, <p><strong>【天星銀行 迎新優惠1】 60日免息免供還款假期</strong></p> <ul> <li>由即日起至2023年2月28日期間 ,合資格客戶提取貸款一筆清,可選擇參加「60日免息免供」,便可於提取貸款後首60天不需供款</li> <li>如客戶於首個供款日之前提早全數清還貸款,客戶不用支付任何利息而只需償還貸款的本金</li> <li>受<a href="https://www.airstarbank.com/pdf/60%20days%20Interest%20and%20Repayment%20Free%20Promotion%20TnC%20(Chi)_20221231_Final.pdf">條款及細則</a>約束</li> </ul>, 星級年利率低至1.58%, 24 x 7 由申請至貸款過數,最快5分鐘完成, 利用大數據分析作審批,無須入息證明及住址證明, 申請免手續費、行政費;提前還款免手續費, 貸款額高達月薪12倍或HK$1,000,000(以較低者為準), <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/airstart/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[申請要求:每月收入HK$5,000或以上,及18歲至60歲之香港居民(及非美國公民), <p><strong>領取MoneyHero獨家優惠:</strong></p> <ul> <li>申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序</li> <li><strong>貸款成功批核後,請<a href="https://form-rewards.moneyhero.com.hk/v2/?q=MTc0MiNhOTU0OTYxOTVlY2IyNjJhYWQxMGNlMTg5ZDNiODJkMA==&source=result-page&lang=zh" target="_blank" rel="noopener">按此</a>及7日內</strong>填妥及遞交經電郵發送之「獎賞換領表格」,供MoneyHero與天星銀行核對獎賞資格。<br /> <ul> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>受<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/6186243795865 " target="_blank" rel="noopener">條款及細則</a>約束</li> </ul> </li> </ul>, <p>申請天星銀行Airstar 私人分期貸款步驟</p> <table style="width: 100%;"> <tbody> <tr> <td style="height: 50px; width: 50%; padding-left: 30px; text-align: center;" colspan="2"><strong>步驟</strong></td> <td style="height: 50px; width: 50%; padding-left: 30px; text-align: center;"><strong>注意事項</strong></td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #ededed; width: 10%; text-align: center;">1</td> <td style="height: 50px; border-top: 1px solid #ededed; width: 40%; text-align: left; padding-left: 30px;"> <p>經<span lang="EN-US">MoneyHero</span>「立即申請」後,前往天星銀行Airstar 網站登記頁面</p> </td> <td style="height: 50px; border-top: 1px solid #ededed; width: 90%; text-align: left; padding-left: 30px;"> <ul> <li>輸入手機號碼及進行驗證,以完成登記</li> <li>下載天星銀行Airstar 手機應用程式</li> </ul> </td> </tr> <tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 10%;"> 2</td> <td style="height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 40%; text-align: left; padding-left: 30px;">進入應用程式,以手機號碼完成註冊,提交貸款申請並獲得初步審批結果</td> <td style="height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 90%; text-align: left; padding-left: 30px;"> <ul> <li style="font-weight: 400;">請準備手機、身份證、電郵地址</li> <li style="font-weight: 400;">按指示掃描身份證及你的樣貌</li> </ul> </td> </tr> </tbody> </table>, 客戶需於現金回贈存入時,持有天星銀行有效及狀況正常的港幣儲蓄賬戶, 實際年利率乃根據《銀行營運守則》所載之指引計算,並已被約至小數後兩個位。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費(如適用)。獲批核的實際年利率由天星銀行最終決定, 實際年利率由1.58%至28.14%,還款期由6個月至60個月。假設貸款額為港幣800,000及還款期為12個月,實際年利率為1.58%,貸款之總還款額為港幣201,378.50(豁免手續費)。以上例子只供參考。, 審批時間視乎實際情況而定,天星銀行保留最終審批權利, 受條款及細則約束,詳情請参閱天星銀行網頁。借定唔借?還得到先好借!]}, eligibility=[], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 下載天星銀行airstar手機程式<br>2. 於首頁按「貸款」<br>3. 以手機號碼完成註冊,提交貸款申請並獲得初步審批結果}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 身份證<br>2. 最近一至三個月薪金證明,例如:糧單、評稅通知書、出糧戶口月結單或存摺(附有申請人姓名及賬戶號碼)
<br>3. 最近三個月住址證明,例如:電費單或銀行月結單
<br>4. 其他有需要的證明文件
<br><br>}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=0, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=799999.0, apr=2.99, eir=null, interestRate=0.134, fees=[], transferRate=null}, {loanTenureMin=0, loanTenureMax=12, loanAmountMin=800000.0, loanAmountMax=1000000.0, apr=1.58, eir=null, interestRate=0.071, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=2.99, eir=null, interestRate=0.13, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=2.99, eir=null, interestRate=0.129, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=2.99, eir=null, interestRate=0.128, fees=[], transferRate=null}], fees=[], defaults={loanTenure=36, loanAmount=400000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt6b930e8225a10f0f_15_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf10135b006b054af/63c0df35c8d1d11ed1f78c41/Airstar_logo_EN_20230113.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【2月28日截止】經MoneyHero成功提取指定貸款額,可享獨家高達HK$2,400超市現金券;及HK$400貸款現金券,貸款成功批核後記得按此拎「獎賞換領表格」, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=null, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=418576000, displayValue=418,576, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11627111, displayValue=11,627, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=2990, displayValue=2.99, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaOmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvYWlyc3Rhci1iYW5rLXBlcnNvbmFsLWxvYW4tcGwtemgtcnA.JN1MgJ6naEyc7j3rjmBxp6VmmV2TqUgGGjJ3xkQJZlVQAlHyheECbb0C1j0iX6sFJsgOLFGX2N7uegGIIA5-BA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=}, rateTableEntries=[{loanTenureMin=0, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=799999.0, apr=2.99, eir=null, interestRate=0.134, fees=[]}, {loanTenureMin=0, loanTenureMax=12, loanAmountMin=800000.0, loanAmountMax=1000000.0, apr=1.58, eir=null, interestRate=0.071, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=2.99, eir=null, interestRate=0.13, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=2.99, eir=null, interestRate=0.129, fees=[]}, {loanTenureMin=37, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=2.99, eir=null, interestRate=0.128, fees=[]}], fees=[], defaults={loanTenure=36, loanAmount=400000}}, provider={alias=airstar-bank, providerName=天星銀行}, description={shortDescription=[60日免息免供還款假期;星級年利率低至1.58%, 24 x 7 由申請至貸款過數,最快5分鐘完成]}, productName=天星銀行Airstar 私人分期貸款, title=HK.PL.AIRS0001.PERSONALLOAN, features={title=Features, pros=[【MoneyHero 獨家優惠1】高達HK$2,400超市現金券
- 2023年2月1日至2月28日,經MoneyHero成功申請貸款指定金額, 可獲獨家優惠 - 高達HK$2,400超市現金券
貸款金額 MoneyHero獨家獎賞 HK$200,000 至 HK$599,999 HK$1,000 超市現金券 HK$600,000 或 以上 HK$2,400 超市現金券
, 【MoneyHero 獨家優惠2】HK$400貸款現金券
- HK$400貸款現金券(於提取貸款時使用):新客戶成功經MoneyHero登記天星銀行賬戶,並於30日內成功申請及提取貸款額HK$50,000或以上,及還款期12個月或以上
- 推廣期:即日起至2023年2月28日
- 受條款及細則約束
, 【天星銀行 迎新優惠1】 60日免息免供還款假期
- 由即日起至2023年2月28日期間 ,合資格客戶提取貸款一筆清,可選擇參加「60日免息免供」,便可於提取貸款後首60天不需供款
- 如客戶於首個供款日之前提早全數清還貸款,客戶不用支付任何利息而只需償還貸款的本金
- 受條款及細則約束
, 星級年利率低至1.58%, 24 x 7 由申請至貸款過數,最快5分鐘完成, 利用大數據分析作審批,無須入息證明及住址證明, 申請免手續費、行政費;提前還款免手續費, 貸款額高達月薪12倍或HK$1,000,000(以較低者為準), 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[申請要求:每月收入HK$5,000或以上,及18歲至60歲之香港居民(及非美國公民), 領取MoneyHero獨家優惠:
- 申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序
- 貸款成功批核後,請按此及7日內填妥及遞交經電郵發送之「獎賞換領表格」,供MoneyHero與天星銀行核對獎賞資格。
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- 受條款及細則約束
, 申請天星銀行Airstar 私人分期貸款步驟
步驟 注意事項 1 經MoneyHero「立即申請」後,前往天星銀行Airstar 網站登記頁面
- 輸入手機號碼及進行驗證,以完成登記
- 下載天星銀行Airstar 手機應用程式
2 進入應用程式,以手機號碼完成註冊,提交貸款申請並獲得初步審批結果 - 請準備手機、身份證、電郵地址
- 按指示掃描身份證及你的樣貌
, 客戶需於現金回贈存入時,持有天星銀行有效及狀況正常的港幣儲蓄賬戶, 實際年利率乃根據《銀行營運守則》所載之指引計算,並已被約至小數後兩個位。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費(如適用)。獲批核的實際年利率由天星銀行最終決定, 實際年利率由1.58%至28.14%,還款期由6個月至60個月。假設貸款額為港幣800,000及還款期為12個月,實際年利率為1.58%,貸款之總還款額為港幣201,378.50(豁免手續費)。以上例子只供參考。, 審批時間視乎實際情況而定,天星銀行保留最終審批權利, 受條款及細則約束,詳情請参閱天星銀行網頁。借定唔借?還得到先好借!]}, eligibility=[], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 下載天星銀行airstar手機程式
2. 於首頁按「貸款」
3. 以手機號碼完成註冊,提交貸款申請並獲得初步審批結果}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 身份證
2. 最近一至三個月薪金證明,例如:糧單、評稅通知書、出糧戶口月結單或存摺(附有申請人姓名及賬戶號碼)
3. 最近三個月住址證明,例如:電費單或銀行月結單
4. 其他有需要的證明文件
}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=0, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=799999.0, apr=2.99, eir=null, interestRate=0.134, fees=[], transferRate=null}, {loanTenureMin=0, loanTenureMax=12, loanAmountMin=800000.0, loanAmountMax=1000000.0, apr=1.58, eir=null, interestRate=0.071, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=2.99, eir=null, interestRate=0.13, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=2.99, eir=null, interestRate=0.129, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=1000000.0, apr=2.99, eir=null, interestRate=0.128, fees=[], transferRate=null}], fees=[], defaults={loanTenure=36, loanAmount=400000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}

- 迎新優惠高達HK$8,000現金回贈
- 網上申請特快服務承諾:於任何辦公日中午前遞交網上申請,渣打銀行將安排專人於當天跟進
- 0%手續費
更多資訊
隱藏資訊
【MoneyHero獨家優惠】MacBook Air 配備 M2 晶片 (價值HK$9,499) / 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
- 客戶由2022年11月1日至2023年2月28日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕
貸款金額 | MoneyHero加碼獨家優惠: |
HK$800,000 或 以上 |
|
HK$400,000 - HK$799,999 |
|
HK$200,000 - HK$399,999 |
|
- 所有獨家優惠均以顏色隨機形式發放
如何領取MoneyHero獨家優惠
- 請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKR1102-xxxxx)。
- 請於成功申請批核後的7日內,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至support@moneyhero.com.hk,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進
- 詳細流程:如何領取「MoneyHero獨家優惠」的現金券?
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。
- 如欲了解優惠詳情,請參閱條款及細則
【渣打迎新優惠】高達HK$8,000現金回贈
客戶由2023年1月9日至2023年3月12日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款
- 高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情:
貸款金額 現金回贈 額外現金回贈
(全新客戶及還款期達36個月或以上)HK$1,500,000 或 以上 HK$7,000 HK$1,000 HK$500,000 至 HK$1,499,999 HK$3,000 HK$1,000 HK$200,000 至 HK$499,999 HK$2,000 HK$1,000 HK$50,000 至 HK$199,999 HK$500 HK$1,000
產品特色
- 貸款額高達月薪18倍或HK$2,000,000(以較低者為準);額外備用現金高達月薪14X
- 還款期長達84個月;0%手續費
- 網上申請特快服務承諾:於任何辦公日中午前遞交網上申請,渣打銀行將安排專人於當天跟進
注意事項
- 實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費
- 渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費
- 申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民
- 上述每月平息已約至小數後2個位及只供參考之用
- 借定唔借?還得到先好借!
[]
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displayValue=428,800, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11911111, displayValue=11,911, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=4670, displayValue=4.67, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaNmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtc2NiLWRlYnQtY29uc29saWRhdGlvbi16aC1ycA.GP0gmSI7NFzf91lUV2eIWzLqW3q1quGv0rV8tBMtO7YwrlKtvuwbbr2-6mIR1HUoun08LKBzeNmu574gJesaBQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-personal-instalment-loan-debt-consolidation-program}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=10.69, eir=null, interestRate=0.4674, fees=[]}, {loanTenureMin=12, loanTenureMax=12, loanAmountMin=50000.0, loanAmountMax=199999.0, apr=9.6, eir=null, interestRate=0.421, fees=[]}, {loanTenureMin=12, loanTenureMax=12, loanAmountMin=200000.0, loanAmountMax=2000000.0, apr=4.67, eir=null, interestRate=0.208, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=10.69, eir=null, interestRate=0.4569, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=50000.0, loanAmountMax=199999.0, apr=9.6, eir=null, interestRate=0.4109, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=200000.0, loanAmountMax=2000000.0, apr=4.67, eir=null, interestRate=0.2015, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=10.69, eir=null, interestRate=0.4581, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=50000.0, loanAmountMax=199999.0, apr=9.6, eir=null, interestRate=0.4114, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=200000.0, loanAmountMax=2000000.0, apr=4.67, eir=null, interestRate=0.2, fees=[]}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=10.69, eir=null, interestRate=0.4623, fees=[]}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=50000.0, loanAmountMax=199999.0, apr=9.6, eir=null, interestRate=0.4146, fees=[]}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=200000.0, loanAmountMax=2000000.0, apr=5.13, eir=null, interestRate=0.22, fees=[]}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=10.69, eir=null, interestRate=0.4677, fees=[]}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=50000.0, loanAmountMax=199999.0, apr=9.6, eir=null, interestRate=0.4188, fees=[]}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=8.52, eir=null, interestRate=0.3706, fees=[]}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=500000.0, loanAmountMax=699999.0, apr=6.91, eir=null, interestRate=0.2992, fees=[]}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=700000.0, loanAmountMax=2000000.0, apr=5.85, eir=null, interestRate=0.2525, fees=[]}, {loanTenureMin=61, loanTenureMax=72, loanAmountMin=50000.0, loanAmountMax=49999.0, apr=10.69, eir=null, interestRate=0.4736, fees=[]}, {loanTenureMin=61, loanTenureMax=72, loanAmountMin=50000.0, loanAmountMax=199999.0, apr=9.6, eir=null, interestRate=0.4235, fees=[]}, {loanTenureMin=61, loanTenureMax=72, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=8.52, eir=null, interestRate=0.3743, fees=[]}, {loanTenureMin=61, loanTenureMax=72, loanAmountMin=500000.0, loanAmountMax=699999.0, apr=6.91, eir=null, interestRate=0.3015, fees=[]}, {loanTenureMin=61, loanTenureMax=72, loanAmountMin=700000.0, loanAmountMax=2000000.0, apr=5.85, eir=null, interestRate=0.254, fees=[]}, {loanTenureMin=73, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=10.69, eir=null, interestRate=0.48, fees=[]}, {loanTenureMin=73, loanTenureMax=84, loanAmountMin=50000.0, loanAmountMax=199999.0, apr=9.6, eir=null, interestRate=0.4285, fees=[]}, {loanTenureMin=73, loanTenureMax=84, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=8.52, eir=null, interestRate=0.3785, fees=[]}, {loanTenureMin=73, loanTenureMax=84, loanAmountMin=500000.0, loanAmountMax=699999.0, apr=6.91, eir=null, interestRate=0.304, fees=[]}, {loanTenureMin=73, loanTenureMax=84, loanAmountMin=700000.0, loanAmountMax=2000000.0, apr=5.85, eir=null, interestRate=0.2559, fees=[]}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, value=3, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[減低利息支出高達95%及12%每月還款額, 【重組債務】實際年利率4.67%,月平息低至0.2%]}, productName=渣打銀行 結餘轉戶計劃, title=HK.PL.SCBX0002.STANDARDCHARTEREDDEBTCONSOLIDATIONPROGRAM, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】MacBook Air 配備 M2 晶片 (價值HK$9,499)</strong> <strong>/ 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券</strong></p> <ul> <li>客戶由2022年11月1日至2023年2月28日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕</li> </ul> <table style="width: 100%; height: 180px;"> <tbody> <tr style="height: 36px;"> <td style="height: 36px; width: 10.3693%; text-align: left;"><strong>貸款金額</strong></td> <td style="width: 39.6307%; height: 36px; text-align: left;"><strong>MoneyHero加碼獨家優惠:<br /></strong></td> </tr> <tr style="height: 36px;"> <td style="border-top: 1px solid #a9a9a9; width: 10.3693%; height: 36px; text-align: left;">HK$800,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 39.6307%; height: 36px; text-align: left;"> <ul> <li>MacBook Air 配備 M2 晶片 (價值HK$9,499); 或</li> <li>HK$8,800 Apple Store 禮品卡 / 惠康購物現金券</li> </ul> </td> </tr> <tr style="height: 36px;"> <td style="border-top: 1px solid #a9a9a9; width: 10.3693%; height: 36px; text-align: left;">HK$400,000 - HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; width: 39.6307%; height: 36px; text-align: left;"> <ul> <li>Bowers & Wilkins Zeppelin 無線音箱 (價值HK$6,780;顏色隨機); 或 HK$4,800 Apple Store 禮品卡 / 惠康購物現金券</li> </ul> </td> </tr> <tr style="height: 36px;"> <td style="height: 36px; border-top: 1px solid #a9a9a9; width: 10.3693%; text-align: left;">HK$200,000 - HK$399,999</td> <td style="border-top: 1px solid #a9a9a9; width: 39.6307%; height: 36px; text-align: left;"> <ul> <li>HK$2,800 Apple Store 禮品卡 / 惠康購物現金券</li> </ul> </td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> </ul> <p><strong>如何領取MoneyHero獨家優惠</strong></p> <ul> <li>請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKR1102-xxxxx)。</li> <li>請於<strong>成功申請批核後的7日內</strong>,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至<a href="mailto:support@moneyhero.com.hk">support@moneyhero.com.hk</a>,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進</li> <li>詳細流程:<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360021532611-%E5%A6%82%E4%BD%95%E9%A0%98%E5%8F%96-MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0-%E7%9A%84%E7%8F%BE%E9%87%91%E5%88%B8-%E8%A9%B3%E7%B4%B0%E6%B5%81%E7%A8%8B-" target="”_blank”">如何領取「MoneyHero獨家優惠」的現金券?</a></li> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。</li> <li>如欲了解優惠詳情,請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/11888193925913" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>【渣打迎新優惠】高達HK$8,000現金回贈</strong><br />客戶由2023年1月9日至2023年3月12日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款</p> <ul> <li>高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情: <table style="width: 100%;"> <tbody> <tr> <td style="height: 50px; width: 50%; text-align: left;"><strong>貸款金額</strong></td> <td style="height: 50px; width: 25%; text-align: left;"><strong>現金回贈</strong></td> <td style="width: 25%; text-align: left;"><strong>額外現金回贈<br />(全新客戶及還款期達36個月或以上)</strong></td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 50%; height: 50px; text-align: left;">HK$1,500,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$7,000</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$1,000</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 50%; text-align: left;">HK$500,000 至 HK$1,499,999</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$3,000 </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$1,000</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 50%; text-align: left;">HK$200,000 至 HK$499,999</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$2,000</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$1,000</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 50%; text-align: left;">HK$50,000 至 HK$199,999</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$500</td> <td style="border-top: 1px solid #a9a9a9 width: 25%; text-align: left;">HK$1,000</td> </tr> </tbody> </table> </li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪18倍或HK$2,000,000(以較低者為準);額外備用現金高達月薪14X</li> <li>還款期長達84個月;0%手續費</li> <li>網上申請特快服務承諾:於任何辦公日中午前遞交網上申請,渣打銀行將安排專人於當天跟進</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/scb/dc" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費</li> <li>渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費</li> <li>申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民</li> <li>上述每月平息已約至小數後2個位及只供參考之用</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=20, description={shortDescription=20歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, 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- 網上申請特快服務承諾:於任何辦公日中午前遞交網上申請,渣打銀行將安排專人於當天跟進
- 0%手續費
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- 客戶由2022年11月1日至2023年2月28日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕
貸款金額 MoneyHero加碼獨家優惠:
HK$800,000 或 以上 - MacBook Air 配備 M2 晶片 (價值HK$9,499); 或
- HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
HK$400,000 - HK$799,999 - Bowers & Wilkins Zeppelin 無線音箱 (價值HK$6,780;顏色隨機); 或 HK$4,800 Apple Store 禮品卡 / 惠康購物現金券
HK$200,000 - HK$399,999 - HK$2,800 Apple Store 禮品卡 / 惠康購物現金券
- 所有獨家優惠均以顏色隨機形式發放
如何領取MoneyHero獨家優惠
- 請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKR1102-xxxxx)。
- 請於成功申請批核後的7日內,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至support@moneyhero.com.hk,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進
- 詳細流程:如何領取「MoneyHero獨家優惠」的現金券?
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。
- 如欲了解優惠詳情,請參閱條款及細則
, 【渣打迎新優惠】高達HK$8,000現金回贈
客戶由2023年1月9日至2023年3月12日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款
- 高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情:
貸款金額 現金回贈 額外現金回贈
(全新客戶及還款期達36個月或以上) HK$1,500,000 或 以上 HK$7,000 HK$1,000 HK$500,000 至 HK$1,499,999 HK$3,000 HK$1,000 HK$200,000 至 HK$499,999 HK$2,000 HK$1,000 HK$50,000 至 HK$199,999 HK$500