Citi 稅季貸款

每月要還多少利息?每月還款中本金佔多少?即使你了解貸款機制及條款,一般的計算機及預算表都無法精準地計算出一個準確無誤的還款額及利息。MoneyHero為你設立私人貸款計算機,可以在你已知實際貸款額、年利率及還款年期下,快速及精確地為你計算出每月還款額及利息,讓你更有靈活預算。
【MoneyHero獨家優惠】人氣電子產品隨你選擇!
貸款額 | 電子產品 | Apple Store 禮品卡 / 超市現金券 |
HK$800,000 或 以上 | iPhone 14 Pro 128GB (價值HK$8,599) | HK$8,000 Apple Store 禮品卡 / 超市現金券 |
HK$500,000 至 HK$799,999 | RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250) | HK$5,500 Apple Store 禮品卡 / 超市現金券 |
HK$300,000 至 HK$499,999 | Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480) | HK$4,000 Apple Store 禮品卡 / 超市現金券 |
HK$200,000 至 HK$299,999 | PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688) | HK$2,500 Apple Store 禮品卡 / 超市現金券 |
HK$100,000 至 HK$199,999 | Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499) | HK$1,000 Apple Store 禮品卡 / 超市現金券 |
【Citi迎新優惠】高達HK$10,000現金券
客戶須於2023年1月1日至2023年3月31日期間成功申請Citi 稅季貸款,並於2023年4月14日或之前提取貸款,可獲高達HK$10,000現金券:
貸款額 | 還款期長達24個月或以下 | 還款期長達24個月以上 | ||
花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | 花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | |
HK$1,500,000 或 以上 | HK$5,000 | HK$2,500 | HK$10,000 | HK$4,000 |
HK$800,000 至 HK$1,499,999 | HK$2,500 | HK$2,000 | HK$5,000 | HK$3,000 |
HK$300,000 至 HK$799,999 | HK$1,500 | HK$1,000 | HK$3,000 | HK$2,000 |
HK$100,000 至 HK$299,999 | HK$800 | HK$500 | HK$1,000 | HK$700 |
產品特色
注意事項
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- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2023年3月10日至2023年3月31日期間經MoneyHero成功申請Citi 稅季貸款,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 電子產品 Apple Store 禮品卡 / 超市現金券 HK$800,000 或 以上 iPhone 14 Pro 128GB (價值HK$8,599)
HK$8,000 Apple Store 禮品卡 / 超市現金券 HK$500,000 至 HK$799,999 RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250)
HK$5,500 Apple Store 禮品卡 / 超市現金券 HK$300,000 至 HK$499,999 Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480)
HK$4,000 Apple Store 禮品卡 / 超市現金券 HK$200,000 至 HK$299,999 PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688)
HK$2,500 Apple Store 禮品卡 / 超市現金券
HK$100,000 至 HK$199,999 Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499) HK$1,000 Apple Store 禮品卡 / 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
","【Citi迎新優惠】高達HK$10,000現金券
客戶須於2023年1月1日至2023年3月31日期間成功申請Citi 稅季貸款,並於2023年4月14日或之前提取貸款,可獲高達HK$10,000現金券:
貸款額 還款期長達24個月或以下
還款期長達24個月以上 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 HK$1,500,000 或 以上 HK$5,000
HK$2,500
HK$10,000 HK$4,000 HK$800,000 至 HK$1,499,999 HK$2,500
HK$2,000
HK$5,000
HK$3,000 HK$300,000 至 HK$799,999 HK$1,500
HK$1,000
HK$3,000
HK$2,000 HK$100,000 至 HK$299,999 HK$800
HK$500
HK$1,000 HK$700
- 現金券獎賞換領信將於2023年6月30日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
- 如欲了解優惠詳情,請參閱條款及細則
","產品特色
- 貸款即日批核,現金即日到手
- Citi 稅季貸款額高達 月薪12倍 或 HK$1,200,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
","為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾"],"cons":["注意事項
- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年3月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費
- 借定唔借?還得到先好借!
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height: 250px;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 22.017%; text-align: left;"><strong>貸款額</strong></td> <td style="width: 27.983%; height: 50px; text-align: left;"><strong>電子產品</strong></td> <td style="width: 25%; height: 50px; text-align: left;"><strong>Apple Store 禮品卡 / 超市現金券</strong></td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$800,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;"> <p>iPhone 14 Pro 128GB (價值HK$8,599) </p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$8,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$500,000 至 HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;"> <p>RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$5,500 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$300,000 至 HK$499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; text-align: left;"> <p>Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$4,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$200,000 至 HK$299,999</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;"> <p>PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;"> <p>HK$2,500 Apple Store 禮品卡 / 超市現金券</p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$100,000 至 HK$199,999</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;">Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499)</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$1,000 Apple Store 禮品卡 / 超市現金券</td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/15628772431385" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>【Citi迎新優惠】高達HK$10,000現金券<br /></strong>客戶須於2023年1月1日至2023年3月31日期間成功申請Citi 稅季貸款,並於2023年4月14日或之前提取貸款,可獲高達HK$10,000現金券:</p> <table style="width: 100%; height: 312px;"> <tbody> <tr style="height: 18px;"> <td style="width: 22.671%; text-align: left; height: 108px;" rowspan="2"><strong><br /></strong><strong>貸款額</strong></td> <td style="width: 32.8785%; text-align: left; height: 18px;" colspan="2"><strong>還款期長達24個月或以下</strong><strong><br /></strong></td> <td style="width: 36.4992%; text-align: left; height: 18px;" colspan="2"><strong>還款期長達24個月以上</strong></td> </tr> <tr style="height: 50px;"> <td style="width: 16.7304%; text-align: left; height: 90px;"><strong>花旗私人客戶/Citigold客戶/<br />Citi ULTIMA卡<br />之持有人</strong></td> <td style="width: 16.1481%; text-align: left; height: 90px;"><strong>其他客戶</strong></td> <td style="width: 16.885%; height: 90px; text-align: left;"><strong>花旗私人客戶/Citigold客戶/</strong><br /><strong>Citi ULTIMA卡</strong><br /><strong>之持有人</strong></td> <td style="width: 19.6142%; height: 90px; text-align: left;"><strong>其他客戶</strong></td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;">HK$1,500,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;"> <p>HK$5,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;"> <p>HK$2,500</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;">HK$10,000</td> <td style="border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;">HK$4,000</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;">HK$800,000 至 HK$1,499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;"> <p>HK$2,500</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;"> <p>HK$2,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;"> <p>HK$5,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;">HK$3,000</td> </tr> <tr style="height: 54px;"> <td style="border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left; height: 54px;">HK$300,000 至 HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 54px;"> <p>HK$1,500</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 54px;"> <p>HK$1,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.885%; text-align: left; height: 54px;"> <p>HK$3,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 19.6142%; text-align: left; height: 54px;">HK$2,000</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;">HK$100,000 至 HK$299,999</td> <td style="border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;"> <p>HK$800</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;"> <p>HK$500</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;">HK$1,000</td> <td style="border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;"> <p>HK$700</p> </td> </tr> </tbody> </table> <ul> <li>現金券獎賞換領信將於2023年6月30日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> <li>如欲了解優惠詳情,請參閱<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt115d51d562411a6d/63c90e9d03869c6b7f7dc4e1/2023_Q1_TIL_TnC_Dec22_v1.pdf" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 稅季貸款額高達 月薪12倍 或 HK$1,200,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citibank/tax" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年3月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=<p>18歲</p>, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blta5a95a9d04561cff_18_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt9e34ddc9680bd98d/63d9c93aada04610d844c0af/citi_logo.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=高達HK$18,599獎賞,包括 iPhone 14 Pro 128GB、高達HK$8,000 Apple Store 禮品卡 、RIMOWA Essential Lite Cabin 行李箱 及更多人氣電子產品。3月31日截止!迎新送高達HK$10,000現金獎賞 靈活還款期,無隱藏條款 貸款即日批核,現金即日到手 , bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt7c9f5d56284b4892/6412903f904a0b109e148b73/20230313_Citi_PL_Top_up_D-PJ23_0187_Offer_Enhancement-V01_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaNWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS10YXgtbG9hbi16aC1yZXN1bHRwYWdl.8GLID3gTNpy-x3BOffN6qZ15HhyyQmtp_571TsTkswXnHLDJIFuarnz06BP-812vJbUFjXiCcYKry704qF6dDg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-tax-season-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[【特快批核】實際年利率低至1.78%,以月平息0.08%、貸款額HK$1,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, productName=Citi 稅季貸款, title=HK.PL.CITI0004.TAXSEASONLOAN, features={title=Features, pros=[【MoneyHero獨家優惠】人氣電子產品隨你選擇!
- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2023年3月10日至2023年3月31日期間經MoneyHero成功申請Citi 稅季貸款,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 電子產品 Apple Store 禮品卡 / 超市現金券 HK$800,000 或 以上 iPhone 14 Pro 128GB (價值HK$8,599)
HK$8,000 Apple Store 禮品卡 / 超市現金券 HK$500,000 至 HK$799,999 RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250)
HK$5,500 Apple Store 禮品卡 / 超市現金券 HK$300,000 至 HK$499,999 Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480)
HK$4,000 Apple Store 禮品卡 / 超市現金券 HK$200,000 至 HK$299,999 PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688)
HK$2,500 Apple Store 禮品卡 / 超市現金券
HK$100,000 至 HK$199,999 Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499) HK$1,000 Apple Store 禮品卡 / 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
, 【Citi迎新優惠】高達HK$10,000現金券
客戶須於2023年1月1日至2023年3月31日期間成功申請Citi 稅季貸款,並於2023年4月14日或之前提取貸款,可獲高達HK$10,000現金券:
貸款額 還款期長達24個月或以下
還款期長達24個月以上 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 HK$1,500,000 或 以上 HK$5,000
HK$2,500
HK$10,000 HK$4,000 HK$800,000 至 HK$1,499,999 HK$2,500
HK$2,000
HK$5,000
HK$3,000 HK$300,000 至 HK$799,999 HK$1,500
HK$1,000
HK$3,000
HK$2,000 HK$100,000 至 HK$299,999 HK$800
HK$500
HK$1,000 HK$700
- 現金券獎賞換領信將於2023年6月30日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 貸款即日批核,現金即日到手
- Citi 稅季貸款額高達 月薪12倍 或 HK$1,200,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年3月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=18歲
, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
【邦民優惠】高達HK$10,000 現金獎賞
首次提取貸款額 | 現金獎賞 |
HK$500,000 或 以上 | HK$10,000 |
HK$400,000 至 HK$499,999 | HK$6,000 |
HK$200,000 至 HK$399,999 | HK$3,000 |
HK$30,000 至 HK$199,999 | HK$1,000 |
HK$10,000 至 HK$29,999 | HK$500 |
沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2021】銀行及財務公司免文件貸款比較
忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3199 1199
放債人牌照號碼:1488/2022
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- 2023年4月1日起至2023年6月30日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
首次提取貸款額 現金獎賞 HK$500,000 或 以上 HK$10,000 HK$400,000 至 HK$499,999 HK$6,000 HK$200,000 至 HK$399,999 HK$3,000 HK$30,000 至 HK$199,999 HK$1,000 HK$10,000 至 HK$29,999 HK$500
- 合資格全新客戶必須於2023年9月30日或之前領取此獎賞,逾期作廢
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MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾","沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2021】銀行及財務公司免文件貸款比較
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查詢及投訴熱線:3199 1199
放債人牌照號碼:1488/2022
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(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt8c36817aab4460dc_30_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltdf0ce585fb31afb1/5c8205ae1105331443b5ab8c/promise.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=<strong>[借HK30,000賞HK$1,000]</strong> 即日起至2023年6月30日,新客成功貸款HK$30,000,並符合指定條件,可獲獎<span style="font-size: large;"><strong>HK$1,000現金</strong></span>。貸款額愈高,獎賞愈多.</p><ul><li>貸款無需證明文件,可即時獲得初步批核金額 !</li></ul>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf19ab663c0b00442/642a878ac6373410f683efd5/20230310-[PL]-Promise-unbranded-visual-for-April-D-PJ23_0176-Display-Ad_EDM_Other_V3_Static-Banner_ZH-OP.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=2021-05-20T04:00:00.000Z, endDate=2021-05-22T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=WELCOME_GIFT, display=最新優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=407200000, displayValue=407,200, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11311111, displayValue=11,311, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1120, displayValue=1.12, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaOWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcHJvbWlzZS1waWwtMDAwMS1wbC16aC1yZXN1bHQtcGFnZQ.NT1JHH50N4O27wqM_1zA2VbVx_RSK9Kvo5-LGFRU5rP1su2XbMhjGl74PC1p6NL2aqPfAC7eu13pbZJNdIsEAA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=promise-personal-loan}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=600000.0, apr=1.12, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=promise, providerName=邦民日本財務}, description={shortDescription=[【特長還款期】還款期可長達84個月, 【日息計算,息隨本減】提早還款,絕不收罰息或手續費,易借易還]}, productName=邦民 特快私人貸款, title=HK.PL.PROM0001.PROMISEPERSONALLOAN, features={title=Features, pros=[<p><strong>【邦民優惠】高達HK$10,000 現金獎賞</strong></p> <ul> <li>2023年4月1日起至2023年6月30日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。</li> </ul> <table style="width: 100%;"> <tbody> <tr style="height: 50px;"> <td class="xl63" style="height: 50px; width: 12.5645%; text-align: center;"><strong>首次提取貸款額</strong></td> <td class="xl63" style="height: 50px; width: 18.0501%; text-align: center;"><strong>現金獎賞</strong></td> </tr> <tr style="height: 50px;"> <td class="xl63" style="height: 50px; border-top: 1px solid #ededed; width: 12.5645%; text-align: center;">HK$500,000 或 以上</td> <td class="xl65" style="height: 50px; border-top: 1px solid #ededed; width: 18.0501%; text-align: center;">HK$10,000</td> </tr> <tr style="height: 50px;"> <td class="xl63" style="height: 50px; border-top: 1px solid #ededed; width: 12.5645%; text-align: center;">HK$400,000 至 HK$499,999</td> <td class="xl65" style="height: 50px; border-top: 1px solid #ededed; width: 18.0501%; text-align: center;">HK$6,000</td> </tr> <tr style="height: 50px;"> <td class="xl63" style="height: 50px; border-top: 1px solid #ededed; width: 12.5645%; text-align: center;">HK$200,000 至 HK$399,999</td> <td class="xl65" style="height: 50px; border-top: 1px solid #ededed; width: 18.0501%; text-align: center;">HK$3,000</td> </tr> <tr style="height: 50px;"> <td class="xl63" style="height: 50px; border-top: 1px solid #ededed; width: 12.5645%; text-align: center;">HK$30,000 至 HK$199,999</td> <td class="xl65" style="height: 50px; border-top: 1px solid #ededed; width: 18.0501%; text-align: center;">HK$1,000</td> </tr> <tr style="height: 50px;"> <td class="xl63" style="height: 50px; border-top: 1px solid #ededed; width: 12.5645%; text-align: center;">HK$10,000 至 HK$29,999</td> <td class="xl63" style="height: 50px; border-top: 1px solid #ededed; width: 18.0501%; text-align: center;">HK$500</td> </tr> </tbody> </table> <ul> <li>合資格全新客戶必須於2023年9月30日或之前領取此獎賞,逾期作廢</li> </ul> <p> </p>, 申請HK$100,000以下貸款,無需提供入息證明文件, 利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費, 「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外, 貸款額高達HK$600,000。還款期可長達84個月, 「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約, 「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/promise/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>, <p><em><span style="text-decoration: underline;">沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/免文件-免入息證明-貸款-銀行-財務公司-比較-檢閱" target="_blank" rel="noopener">【免入息證明貸款2021】銀行及財務公司免文件貸款比較</a></p>], cons=[所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定, 受<a href="https://ad.doubleclick.net/ddm/trackclk/N195002.1981105MONEYHERO/B9863873.137249342;dc_trk_aid=309612013;dc_trk_cid=113025330;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=" target="_blank" rel="noopener">條款及細則</a>約束,詳情請瀏覽活動推廣網頁, 如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準, 邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款, <p style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br>查詢及投訴熱線:3199 1199<br>放債人牌照號碼:1488/2022</p>]}, eligibility=[], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=600000.0, apr=1.12, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt8c36817aab4460dc_30_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltdf0ce585fb31afb1/5c8205ae1105331443b5ab8c/promise.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=[借HK30,000賞HK$1,000] 即日起至2023年6月30日,新客成功貸款HK$30,000,並符合指定條件,可獲獎HK$1,000現金。貸款額愈高,獎賞愈多.- 貸款無需證明文件,可即時獲得初步批核金額 !
, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf19ab663c0b00442/642a878ac6373410f683efd5/20230310-[PL]-Promise-unbranded-visual-for-April-D-PJ23_0176-Display-Ad_EDM_Other_V3_Static-Banner_ZH-OP.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=2021-05-20T04:00:00.000Z, endDate=2021-05-22T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=WELCOME_GIFT, display=最新優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=407200000, displayValue=407,200, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11311111, displayValue=11,311, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1120, displayValue=1.12, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaOWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcHJvbWlzZS1waWwtMDAwMS1wbC16aC1yZXN1bHQtcGFnZQ.NT1JHH50N4O27wqM_1zA2VbVx_RSK9Kvo5-LGFRU5rP1su2XbMhjGl74PC1p6NL2aqPfAC7eu13pbZJNdIsEAA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=promise-personal-loan}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=600000.0, apr=1.12, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=promise, providerName=邦民日本財務}, description={shortDescription=[【特長還款期】還款期可長達84個月, 【日息計算,息隨本減】提早還款,絕不收罰息或手續費,易借易還]}, productName=邦民 特快私人貸款, title=HK.PL.PROM0001.PROMISEPERSONALLOAN, features={title=Features, pros=[【邦民優惠】高達HK$10,000 現金獎賞
- 2023年4月1日起至2023年6月30日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
首次提取貸款額 現金獎賞 HK$500,000 或 以上 HK$10,000 HK$400,000 至 HK$499,999 HK$6,000 HK$200,000 至 HK$399,999 HK$3,000 HK$30,000 至 HK$199,999 HK$1,000 HK$10,000 至 HK$29,999 HK$500
- 合資格全新客戶必須於2023年9月30日或之前領取此獎賞,逾期作廢
, 申請HK$100,000以下貸款,無需提供入息證明文件, 利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費, 「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外, 貸款額高達HK$600,000。還款期可長達84個月, 「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約, 「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾, 沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2021】銀行及財務公司免文件貸款比較
], cons=[所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定, 受條款及細則約束,詳情請瀏覽活動推廣網頁, 如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準, 邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款, 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3199 1199
放債人牌照號碼:1488/2022
]}, eligibility=[], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=600000.0, apr=1.12, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
【MoneyHero限時獨家優惠】額外送HK$4,000 Apple Store禮品卡
【安信 優惠】送高達HK$12,000現金獎
於2023年5月1日至2023年6月30日期間,成功申請指定貸款,還款期達12個月或以上,並提取指定貸款,即可獲享以淨貸款額1%計算之現金獎,最高可享高達HK$12,000現金獎
產品特色
注意事項
推廣期由2023年5月15日至2023年6月14日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。
{"__typename":"PersonalLoan","id":"blt03ca8defe4c20123_12_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltdde0c91b58848bfa/5c2c8a9ab94b83c91a048b5d/primecredit.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"送高達HK$12,000 現金獎,經MoneyHero成功申請及提取指定貸款,額外送HK$4,000 Apple Store禮品卡!","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltd98bc2221dc72bf6/64619ec46ff7c0e42f2bc166/20230505-[PL]-PrimeCredit-for-May-D-PJ23_0323-Campaign_Static-Banner_CN_OP.jpg","description":null,"dimension":null},"countdown":{"text":"快閃倒數","displayProductPage":true,"date":{"startDate":null,"endDate":"2022-04-29T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":407200000,"displayValue":"407,200","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":11311111,"displayValue":"11,311","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1180,"displayValue":"1.18","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcHJpbWVjcmVkaXQtZml4ZWQtbG9hbi1wbC1ycC1jdGEtMDAwMQ.CMY8UeemOrJC9g-s0nPjJ8_yOSSarRQYLn8foy1gNa9FgbK13gGNF3OhILH_Ji5QVc_qT4Fup6JD9cUrmL6UBA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"primecredit-fixed-loan"},"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":800000.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"primecredit","providerName":"安信信貸"},"description":{"shortDescription":["【特快批核】全程網上辦妥,24 x 7 即批即過數;【突發資金周轉】貸款HK$100,000或以下,免入息證明","【延遲還款】獨有14日延遲還款寬限,不限次數,不設罰款;【無額外收費】免手續費,免提前還款手續費"]},"productName":"安信 定額私人貸款","title":"HK.PL.PRCR0001.FIXEDLOAN","features":{"title":"Features","pros":["【MoneyHero限時獨家優惠】額外送HK$4,000 Apple Store禮品卡
- 於2023年5月15日至6月14日期間,經MoneyHero成功申請指定貸款,貸款額達HK$100,000或以上,還款期達12個月或以上,並提取指定貸款,可額外獲HK$4,000 Apple Store禮品卡!
","【安信 優惠】送高達HK$12,000現金獎
於2023年5月1日至2023年6月30日期間,成功申請指定貸款,還款期達12個月或以上,並提取指定貸款,即可獲享以淨貸款額1%計算之現金獎,最高可享高達HK$12,000現金獎
","產品特色
- 全程網上辦妥,24 x 7 即批即過數
- HK$100,000或以下,毋須入息證明
- 獨有14日延遲還款寬限,不限次數,不設罰款,不影響信貸紀錄
- 還款期長達72個月
- 免手續費,免提前還款手續費
- 只限合資格客戶,貸款及優惠詳情,請參閱安信網頁。
","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾","「財務公司的私人貸款比銀行易批出,因為財務公司的審批彈性較大,對於信貸評級(TU)的要求亦會較寬鬆」
MoneyHero貸款專家:【易批私人貸款】銀行及財務公司借錢批核條件比較"],"cons":["注意事項
-
推廣期由2023年5月15日至2023年6月14日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:2111 2999
放債人牌照號碼:775/2022
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{__typename=PersonalLoan, id=blt03ca8defe4c20123_12_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltdde0c91b58848bfa/5c2c8a9ab94b83c91a048b5d/primecredit.png, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=送高達HK$12,000 現金獎,經MoneyHero成功申請及提取指定貸款,額外送HK$4,000 Apple Store禮品卡!, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltd98bc2221dc72bf6/64619ec46ff7c0e42f2bc166/20230505-[PL]-PrimeCredit-for-May-D-PJ23_0323-Campaign_Static-Banner_CN_OP.jpg, description=null, dimension=null}, countdown={text=快閃倒數, displayProductPage=true, date={startDate=null, endDate=2022-04-29T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=407200000, displayValue=407,200, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11311111, displayValue=11,311, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcHJpbWVjcmVkaXQtZml4ZWQtbG9hbi1wbC1ycC1jdGEtMDAwMQ.CMY8UeemOrJC9g-s0nPjJ8_yOSSarRQYLn8foy1gNa9FgbK13gGNF3OhILH_Ji5QVc_qT4Fup6JD9cUrmL6UBA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=primecredit-fixed-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=800000.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=primecredit, providerName=安信信貸}, description={shortDescription=[【特快批核】全程網上辦妥,24 x 7 即批即過數;【突發資金周轉】貸款HK$100,000或以下,免入息證明, 【延遲還款】獨有14日延遲還款寬限,不限次數,不設罰款;【無額外收費】免手續費,免提前還款手續費]}, productName=安信 定額私人貸款, title=HK.PL.PRCR0001.FIXEDLOAN, features={title=Features, pros=[【MoneyHero限時獨家優惠】額外送HK$4,000 Apple Store禮品卡
- 於2023年5月15日至6月14日期間,經MoneyHero成功申請指定貸款,貸款額達HK$100,000或以上,還款期達12個月或以上,並提取指定貸款,可額外獲HK$4,000 Apple Store禮品卡!
, 【安信 優惠】送高達HK$12,000現金獎
於2023年5月1日至2023年6月30日期間,成功申請指定貸款,還款期達12個月或以上,並提取指定貸款,即可獲享以淨貸款額1%計算之現金獎,最高可享高達HK$12,000現金獎
, 產品特色
- 全程網上辦妥,24 x 7 即批即過數
- HK$100,000或以下,毋須入息證明
- 獨有14日延遲還款寬限,不限次數,不設罰款,不影響信貸紀錄
- 還款期長達72個月
- 免手續費,免提前還款手續費
- 只限合資格客戶,貸款及優惠詳情,請參閱安信網頁。
, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾, 「財務公司的私人貸款比銀行易批出,因為財務公司的審批彈性較大,對於信貸評級(TU)的要求亦會較寬鬆」
MoneyHero貸款專家:【易批私人貸款】銀行及財務公司借錢批核條件比較], cons=[注意事項
-
推廣期由2023年5月15日至2023年6月14日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:2111 2999
放債人牌照號碼:775/2022
]}, eligibility=[], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=800000.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈
提取之貸款金額 | 還款期 | MoneyHero獨家現金回贈 |
HK$200,001 至 HK$400,000 | 24個月或以上 | HK$3,800 |
HK$400,001 至 HK$800,000 | HK$5,000 | |
HK$800,001 或 以上 | HK$6,800 |
【WeLend 迎新優惠】高達HK$12,000現金回贈
客戶完成以下條件,即享獨家HK$12,000現金回贈:
提取之貸款金額 | 還款期 | 現金獎 |
HK$100,001 至 HK$200,000 | 24個月或以上 | HK$2,800 |
HK$200,001 至 HK$300,000 | HK$3,800 | |
HK$300,001 至 HK$400,000 | HK$4,800 | |
HK$400,001 至 HK$500,000 | HK$5,800 | |
HK$500,001 至 HK$600,000 | HK$8,800 | |
HK$600,001 至 HK$800,000 | HK$10,800 | |
HK$800,001 或以上 | HK$12,000 |
產品特色
注意事項
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- 由2023年6月1日至2023年6月30日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,及;
提取之貸款金額 還款期 MoneyHero獨家現金回贈 HK$200,001 至 HK$400,000 24個月或以上 HK$3,800 HK$400,001 至 HK$800,000 HK$5,000 HK$800,001 或 以上 HK$6,800
- 優惠受條款及細則約束
","【WeLend 迎新優惠】高達HK$12,000現金回贈
客戶完成以下條件,即享獨家HK$12,000現金回贈:
- 由2023年6月1日至2023年6月30日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:
提取之貸款金額 還款期 現金獎 HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 HK$200,001 至 HK$300,000 HK$3,800 HK$300,001 至 HK$400,000 HK$4,800 HK$400,001 至 HK$500,000 HK$5,800 HK$500,001 至 HK$600,000 HK$8,800 HK$600,001 至 HK$800,000 HK$10,800 HK$800,001 或以上 HK$12,000
- 優惠受條款及細則約束,詳情請参閱申請網站
","產品特色
- A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 貸款額HK$500,000或以上同樣可享稅貸低息
- 申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾"],"cons":["注意事項
- 重要聲明︰FLY七日旅遊保-標準個人計劃由忠意保險有限公司(香港分行)(“忠意”) 承保,並由億(“YAS”)有限公司安排。WELEND並非忠意之保險中介人或保險代理人或其他持牌保險公司之保險中介人或保險代理人, 是次推廣之保險產品及相關優惠並非由WELEND提供。所有有關保險產品或索償均與WELEND無關。如有任何與保險相關的查詢,請直接聯繫 YAS CS(2201 3300)。受條款及細則約束,詳情請參閲:https://bit.ly/3ZvyFY8
- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:1193/2022
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style="height: 30px;"> <td style="width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$200,001 至 HK$400,000</td> <td style="width: 19.1144%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;" rowspan="3">24個月或以上</td> <td style="width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$3,800</td> </tr> <tr style="height: 30px;"> <td style="width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$400,001 至 HK$800,000</td> <td style="width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$5,000</td> </tr> <tr> <td style="width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$800,001 或 以上</td> <td style="width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$6,800</td> </tr> </tbody> </table> <ul> <li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1677fc6541fb8598/646f2d6e4ce6ab5f8c276de3/June_6800_MoneyHero_Exclusive_Offer_Cash_Rebate_DD_offer_TC&EN.pdf" target="_blank" rel="noopener">條款及細則</a>約束</li> </ul>, <p><strong>【WeLend 迎新優惠】高達HK$12,000現金回贈</strong><br />客戶完成以下條件,即享獨家HK$12,000現金回贈:</p> <ul> <li>由2023年6月1日至2023年6月30日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:</li> </ul> <table style="width: 100%;"> <tbody> <tr style="height: 30px;"> <td style="width: 20%; height: 26px; text-align: left;"><strong>提取之貸款金額</strong></td> <td style="width: 15%; height: 26px; text-align: left;"><strong>還款期</strong></td> <td style="width: 30%; height: 26px; text-align: left;"><strong>現金獎</strong></td> </tr> <tr style="height: 45px;"> <td style="width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;">HK$100,001 至 HK$200,000</td> <td style="width: 15%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;" rowspan="7">24個月或以上</td> <td style="width: 30%; 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Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/welend/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>重要聲明︰FLY七日旅遊保-標準個人計劃由忠意保險有限公司(香港分行)(“忠意”) 承保,並由億(“YAS”)有限公司安排。WELEND並非忠意之保險中介人或保險代理人或其他持牌保險公司之保險中介人或保險代理人, 是次推廣之保險產品及相關優惠並非由WELEND提供。所有有關保險產品或索償均與WELEND無關。如有任何與保險相關的查詢,請直接聯繫 YAS CS(2201 3300)。受條款及細則約束,詳情請參閲:<a href="https://bit.ly/3ZvyFY8">https://bit.ly/3ZvyFY8</a></li> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:1193/2022</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, 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loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期, 【A.I.級簡便】免入息及住址證明]}, productName=WeLend 私人貸款, title=HK.PL.WELE0004.PERSONALLOAN, features={title=Features, pros=[WeScore財務評測按你每月理財變化提供建議,改善WeScore分數,提升財務健康!, 【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈
- 由2023年6月1日至2023年6月30日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,及;
提取之貸款金額 還款期 MoneyHero獨家現金回贈 HK$200,001 至 HK$400,000 24個月或以上 HK$3,800 HK$400,001 至 HK$800,000 HK$5,000 HK$800,001 或 以上 HK$6,800
- 優惠受條款及細則約束
, 【WeLend 迎新優惠】高達HK$12,000現金回贈
客戶完成以下條件,即享獨家HK$12,000現金回贈:
- 由2023年6月1日至2023年6月30日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:
提取之貸款金額 還款期 現金獎 HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 HK$200,001 至 HK$300,000 HK$3,800 HK$300,001 至 HK$400,000 HK$4,800 HK$400,001 至 HK$500,000 HK$5,800 HK$500,001 至 HK$600,000 HK$8,800 HK$600,001 至 HK$800,000 HK$10,800 HK$800,001 或以上 HK$12,000
- 優惠受條款及細則約束,詳情請参閱申請網站
, 產品特色
- A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 貸款額HK$500,000或以上同樣可享稅貸低息
- 申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 重要聲明︰FLY七日旅遊保-標準個人計劃由忠意保險有限公司(香港分行)(“忠意”) 承保,並由億(“YAS”)有限公司安排。WELEND並非忠意之保險中介人或保險代理人或其他持牌保險公司之保險中介人或保險代理人, 是次推廣之保險產品及相關優惠並非由WELEND提供。所有有關保險產品或索償均與WELEND無關。如有任何與保險相關的查詢,請直接聯繫 YAS CS(2201 3300)。受條款及細則約束,詳情請參閲:https://bit.ly/3ZvyFY8
- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:1193/2022
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【MoneyHero獨家優惠】iPad Pro 12.9吋, 128GB, Wi-Fi 或 HK$8,000 Apple Store 禮品卡 / 惠康購物現金券
2023年3月17日至4月19日期間,客戶透過MoneyHero指定連結申請貸款額達HK$100,000或以上、還款期達12個月或以上之指定貸款,於7日內向東亞銀行提交所需證明文件,並成功獲批及提取貸款,可享以下MoneyHero獨家優惠﹕
貸款額 | 選項2 |
HK$800,000 或以上 |
|
HK$400,000 - HK$799,999 |
|
HK$300,000 - HK$399,999 |
|
HK$100,000 - HK$299,999 |
|
【東亞銀行優惠 1】 - 高達HK$4,000現金回贈
貸款額 | 現金回贈 (還款期:36 至 60 個月) |
HK$100,000 至 HK$199,999 | HK$500 |
HK$200,000 至 HK$299,999 | HK$1,500 |
HK$300,000 至 HK$799,999 | HK$2,000 |
HK$800,000 至 HK$999,999 | HK$3,000 |
HK$1,000,000 或以上 | HK$4,000 |
【東亞銀行優惠 2】 - 額外HK$1,000現金回贈
貸款額 | 現金回贈 (還款期:12 至 60個月) |
HK$50,000 或以上 | HK$1,000 |
產品特色
產品特色
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2023年3月17日至4月19日期間,客戶透過MoneyHero指定連結申請貸款額達HK$100,000或以上、還款期達12個月或以上之指定貸款,於7日內向東亞銀行提交所需證明文件,並成功獲批及提取貸款,可享以下MoneyHero獨家優惠﹕
貸款額 選項2 HK$800,000 或以上 - iPad Pro 12.9吋, 128GB, Wi-Fi (價值HK$8,899);或
- HK$8,000 Apple Store 禮品卡 / 惠康購物現金券
HK$400,000 - HK$799,999 - HK$7,000 Apple Store 禮品卡 / 惠康購物現金券
HK$300,000 - HK$399,999 - HK$6,000 Apple Store 禮品卡 / 惠康購物現金券
HK$100,000 - HK$299,999 - HK$5,000 Apple Store 禮品卡 / 惠康購物現金券
- 所有獨家獎賞均以顏色隨機形式發出
- 如要領取MoneyHero獨家優惠:
- 申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序
- 較早前經電郵發送之MoneyHero「獎賞換領表格」,請於收到後7日内填妥及遞交,供MoneyHero與東亞銀行核對獎賞資格。與此同時亦需交齊相關文件予東亞銀行。
- 申請小貼士﹕
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- 如欲了解優惠詳情,請參閱條款及細則
","【東亞銀行優惠 1】 - 高達HK$4,000現金回贈
- 客戶於推廣期內成功經網上申請稅季貸款並提取貸款,貸款額達HK$100,000或以上而還款期達指定期數(「合資格客戶」),可享下表所示之現金回贈。
貸款額 現金回贈 (還款期:36 至 60 個月)
HK$100,000 至 HK$199,999 HK$500 HK$200,000 至 HK$299,999 HK$1,500 HK$300,000 至 HK$799,999 HK$2,000 HK$800,000 至 HK$999,999 HK$3,000 HK$1,000,000 或以上 HK$4,000
","【東亞銀行優惠 2】 - 額外HK$1,000現金回贈
- 客戶於推廣期內成功申請稅季貸款並提取貸款,貸款額達HK$50,000或以上而還款期達指定期數,並於遞交申請時並無持有任何東亞銀行之個人貸款客戶(「合資格客戶」),可享下表所示之現金回贈。
貸款額 現金回贈 (還款期:12 至 60個月)
HK$50,000 或以上 HK$1,000
","產品特色
- 東亞銀行保留對合資格客戶定義的最終詮釋權。現金回贈將於2023年7月31日或之前存入合資格客戶之還款戶口內而不作另行通知。於東亞銀行存入現金回贈時,客戶之貸款戶口必須仍然有效及無任何逾期還款/不良信貸記錄。
- 實際年利率低至2.04%
- 0%手續費
- 還款期長達60個月
- 貸款額高達申請人每月底薪12倍(最高HK$3,000,000)
"],"cons":["產品特色
- 實際年利率低至2.04%只供參考(以貸款額HK$1,000,000或以上,每月平息0.10%,還款期12個月及HK$1,000現金回贈計算),所示之實際年利率乃根據《銀行營運守則》之指引計算及約至小數後2個位,並已包括手續費全數豁免。實際年利率只供參考,貸款確認書上所列明的實際年利率將不包括任何現金回贈,適用於個別客戶的實際年利率及每月還款額或有差異,並以貸款確認書上所列明的資料為準。
- 稅季貸款之還款期為12或24個月,貸款額高達申請人每月底薪12倍 (最高HK$3,000,000) 。分期貸款之還款期為36、48或60個月,貸款額高達申請人每月底薪12倍 (最高HK$1,200,000)。最終獲批核之貸款額可達之每月底薪倍數按個別客戶情況而有所調整。所示之實際年利率乃根據《銀行營運守則》之指引計算及約至小數後2個位,並已包括手續費全數豁免及現金回贈。實際年利率只供參考,貸款確認書上所列明的實際年利率將不包括任何現金回贈,適用於個別客戶的實際年利率及每月還款額或有差異,並以貸款確認書上所列明的資料為準。
- 如客戶申請之貸款額獲得全數批核,東亞銀行將不會通知客戶批核結果,而貸款額將直接存入其指定的銀行賬戶內。
- 受條款及細則約束
- 借定唔借?還得到先好借!
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/ 惠康購物現金券</strong></p> <p>2023年3月17日至4月19日期間,客戶透過MoneyHero指定連結申請貸款額達HK$100,000或以上、還款期達12個月或以上之指定貸款,於7日內向東亞銀行提交所需證明文件,並成功獲批及提取貸款,可享以下MoneyHero獨家優惠﹕</p> <table style="width: 100%; height: 200px;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 14.7727%; text-align: left;"><strong>貸款額</strong></td> <td style="width: 47.3012%; height: 50px; text-align: left;"><strong>選項2</strong></td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 14.7727%; text-align: left;">HK$800,000 或以上</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 47.3012%; text-align: left;"> <ul> <li><span style="font-size: 14px;">iPad Pro 12.9吋, 128GB, Wi-Fi (價值HK$8,899);或</span></li> <li><span style="font-size: 14px;">HK$8,000 Apple Store 禮品卡 / 惠康購物現金券</span></li> </ul> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 14.7727%; text-align: left;">HK$400,000 - HK$799,999</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 47.3012%; text-align: left;"> <ul> <li><span style="font-size: 14px;">HK$7,000 Apple Store 禮品卡 / 惠康購物現金券</span></li> </ul> </td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 14.7727%; text-align: left;">HK$300,000 - HK$399,999</td> <td style="border-top: 1px solid #a9a9a9; width: 47.3012%; text-align: left;"> <ul> <li><span style="font-size: 14px;">HK$6,000 Apple Store 禮品卡 / 惠康購物現金券</span></li> </ul> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 14.7727%; text-align: left;">HK$100,000 - HK$299,999</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 47.3012%; text-align: left;"> <ul> <li><span style="font-size: 14px;">HK$5,000 Apple Store 禮品卡 / 惠康購物現金券</span></li> </ul> </td> </tr> </tbody> </table> <ul> <li>所有獨家獎賞均以顏色隨機形式發出</li> <li><strong>如要領取MoneyHero獨家優惠:</strong> <ul> <li>申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序</li> <li>較早前經電郵發送之<strong>MoneyHero</strong>「獎賞換領表格」,請於<strong>收到後7日内</strong>填妥及遞交,供MoneyHero與東亞銀行核對獎賞資格。與此同時亦需交齊相關文件予東亞銀行。</li> <li><strong>申請小貼士﹕</strong> <ul> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0">3項設定讓你順利取得MoneyHero獨家優惠</a></li> </ul> </li> </ul> </li> </ul> <ul> <li>如欲了解優惠詳情,請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/16485629591193" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>【東亞銀行優惠 1】 - </strong><strong>高達</strong><strong>HK$4,000</strong><strong>現金回贈</strong></p> <ul> <li>客戶於推廣期內成功經網上申請稅季貸款並提取貸款,貸款額達HK$100,000或以上而還款期達指定期數(「合資格客戶」),可享下表所示之現金回贈。</li> </ul> <table style="width: 100%;"> <tbody> <tr style="height: 36px;"> <td style="height: 36px; width: 31.6761%; text-align: left;"><strong>貸款額</strong></td> <td style="width: 50.8522%; text-align: left;"><strong> </strong><strong>現金回贈 (還款期:36 至 60 個月)<br /></strong></td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 31.6761%; height: 36px; text-align: left;">HK$100,000 至 HK$199,999</td> <td style="border-top: 1px solid #a9a9a9; width: 50.8522%; height: 36px; text-align: left;">HK$500</td> </tr> <tr style="height: 36px;"> <td style="border-top: 1px solid #a9a9a9; width: 31.6761%; height: 36px; text-align: left;">HK$200,000 至 HK$299,999</td> <td style="border-top: 1px solid #a9a9a9; width: 50.8522%; height: 36px; text-align: left;">HK$1,500</td> </tr> <tr style="height: 36px;"> <td style="height: 36px; border-top: 1px solid #a9a9a9; width: 31.6761%; text-align: left;">HK$300,000 至 HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; width: 50.8522%; height: 36px; text-align: left;">HK$2,000</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 31.6761%; text-align: left; height: 36px;">HK$800,000 至 HK$999,999</td> <td style="border-top: 1px solid #a9a9a9; width: 50.8522%; text-align: left; height: 36px;">HK$3,000</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 31.6761%; text-align: left; height: 36px;">HK$1,000,000 或以上</td> <td style="border-top: 1px solid #a9a9a9; width: 50.8522%; text-align: left; height: 36px;">HK$4,000</td> </tr> </tbody> </table> <p> </p>, <p><strong>【東亞銀行優惠 2】 - </strong><strong>額外</strong><strong>HK$1,000</strong><strong>現金回贈</strong></p> <ul> <li>客戶於推廣期內成功申請稅季貸款並提取貸款,貸款額達HK$50,000或以上而還款期達指定期數,並於遞交申請時並無持有任何東亞銀行之個人貸款客戶(「合資格客戶」),可享下表所示之現金回贈。</li> </ul> <table style="width: 100%;"> <tbody> <tr style="height: 36px;"> <td style="height: 36px; width: 31.6761%; text-align: left;"><strong>貸款額</strong></td> <td style="width: 66.9034%; text-align: left;"><strong> </strong><strong>現金回贈 (還款期:12 至 60個月)<br /></strong></td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 31.6761%; text-align: left; height: 36px;">HK$50,000 或以上</td> <td style="border-top: 1px solid #a9a9a9; width: 66.9034%; text-align: left; height: 36px;">HK$1,000</td> </tr> </tbody> </table> <p> </p>, <p><strong>產品特色</strong></p> <ul> <li>東亞銀行保留對合資格客戶定義的最終詮釋權。現金回贈將於2023年7月31日或之前存入合資格客戶之還款戶口內而不作另行通知。於東亞銀行存入現金回贈時,客戶之貸款戶口必須仍然有效及無任何逾期還款/不良信貸記錄。</li> <li>實際年利率低至2.04%</li> <li>0%手續費</li> <li>還款期長達60個月</li> <li>貸款額高達申請人每月底薪12倍(最高HK$3,000,000)</li> </ul>], cons=[<p><strong>產品特色</strong></p> <ul> <li>實際年利率低至2.04%只供參考(以貸款額HK$1,000,000或以上,每月平息0.10%,還款期12個月及HK$1,000現金回贈計算),所示之實際年利率乃根據《銀行營運守則》之指引計算及約至小數後2個位,並已包括手續費全數豁免。實際年利率只供參考,貸款確認書上所列明的實際年利率將不包括任何現金回贈,適用於個別客戶的實際年利率及每月還款額或有差異,並以貸款確認書上所列明的資料為準。</li> <li>稅季貸款之還款期為12或24個月,貸款額高達申請人每月底薪12倍 (最高HK$3,000,000) 。分期貸款之還款期為36、48或60個月,貸款額高達申請人每月底薪12倍 (最高HK$1,200,000)。最終獲批核之貸款額可達之每月底薪倍數按個別客戶情況而有所調整。所示之實際年利率乃根據《銀行營運守則》之指引計算及約至小數後2個位,並已包括手續費全數豁免及現金回贈。實際年利率只供參考,貸款確認書上所列明的實際年利率將不包括任何現金回贈,適用於個別客戶的實際年利率及每月還款額或有差異,並以貸款確認書上所列明的資料為準。</li> <li>如客戶申請之貸款額獲得全數批核,東亞銀行將不會通知客戶批核結果,而貸款額將直接存入其指定的銀行賬戶內。</li> 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loanAmountMax=999999.0, apr=6.92, eir=null, interestRate=0.3, fees=[]}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=1000000.0, loanAmountMax=1200000.0, apr=6.47, eir=null, interestRate=0.28, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=bank-of-east-asia, providerName=東亞銀行}, description={shortDescription=[【足不出戶,減輕稅季負擔】貸款額高達HK$3,000,000 或 月薪12倍, 【迎接稅季】客戶可享實際年利率低至2.04%,以貸款額HK$1,000,000或以上,每月平息0.10%,還款期12個月及HK$1,000現金回贈計算]}, productName=東亞銀行 稅季貸款, title=HK.PL.BEAX0007.TAXSEASONLOAN, features={title=Features, pros=[【MoneyHero獨家優惠】iPad Pro 12.9吋, 128GB, Wi-Fi 或 HK$8,000 Apple Store 禮品卡 / 惠康購物現金券
2023年3月17日至4月19日期間,客戶透過MoneyHero指定連結申請貸款額達HK$100,000或以上、還款期達12個月或以上之指定貸款,於7日內向東亞銀行提交所需證明文件,並成功獲批及提取貸款,可享以下MoneyHero獨家優惠﹕
貸款額 選項2 HK$800,000 或以上 - iPad Pro 12.9吋, 128GB, Wi-Fi (價值HK$8,899);或
- HK$8,000 Apple Store 禮品卡 / 惠康購物現金券
HK$400,000 - HK$799,999 - HK$7,000 Apple Store 禮品卡 / 惠康購物現金券
HK$300,000 - HK$399,999 - HK$6,000 Apple Store 禮品卡 / 惠康購物現金券
HK$100,000 - HK$299,999 - HK$5,000 Apple Store 禮品卡 / 惠康購物現金券
- 所有獨家獎賞均以顏色隨機形式發出
- 如要領取MoneyHero獨家優惠:
- 申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序
- 較早前經電郵發送之MoneyHero「獎賞換領表格」,請於收到後7日内填妥及遞交,供MoneyHero與東亞銀行核對獎賞資格。與此同時亦需交齊相關文件予東亞銀行。
- 申請小貼士﹕
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- 如欲了解優惠詳情,請參閱條款及細則
, 【東亞銀行優惠 1】 - 高達HK$4,000現金回贈
- 客戶於推廣期內成功經網上申請稅季貸款並提取貸款,貸款額達HK$100,000或以上而還款期達指定期數(「合資格客戶」),可享下表所示之現金回贈。
貸款額 現金回贈 (還款期:36 至 60 個月)
HK$100,000 至 HK$199,999 HK$500 HK$200,000 至 HK$299,999 HK$1,500 HK$300,000 至 HK$799,999 HK$2,000 HK$800,000 至 HK$999,999 HK$3,000 HK$1,000,000 或以上 HK$4,000
, 【東亞銀行優惠 2】 - 額外HK$1,000現金回贈
- 客戶於推廣期內成功申請稅季貸款並提取貸款,貸款額達HK$50,000或以上而還款期達指定期數,並於遞交申請時並無持有任何東亞銀行之個人貸款客戶(「合資格客戶」),可享下表所示之現金回贈。
貸款額 現金回贈 (還款期:12 至 60個月)
HK$50,000 或以上 HK$1,000
, 產品特色
- 東亞銀行保留對合資格客戶定義的最終詮釋權。現金回贈將於2023年7月31日或之前存入合資格客戶之還款戶口內而不作另行通知。於東亞銀行存入現金回贈時,客戶之貸款戶口必須仍然有效及無任何逾期還款/不良信貸記錄。
- 實際年利率低至2.04%
- 0%手續費
- 還款期長達60個月
- 貸款額高達申請人每月底薪12倍(最高HK$3,000,000)
], cons=[產品特色
- 實際年利率低至2.04%只供參考(以貸款額HK$1,000,000或以上,每月平息0.10%,還款期12個月及HK$1,000現金回贈計算),所示之實際年利率乃根據《銀行營運守則》之指引計算及約至小數後2個位,並已包括手續費全數豁免。實際年利率只供參考,貸款確認書上所列明的實際年利率將不包括任何現金回贈,適用於個別客戶的實際年利率及每月還款額或有差異,並以貸款確認書上所列明的資料為準。
- 稅季貸款之還款期為12或24個月,貸款額高達申請人每月底薪12倍 (最高HK$3,000,000) 。分期貸款之還款期為36、48或60個月,貸款額高達申請人每月底薪12倍 (最高HK$1,200,000)。最終獲批核之貸款額可達之每月底薪倍數按個別客戶情況而有所調整。所示之實際年利率乃根據《銀行營運守則》之指引計算及約至小數後2個位,並已包括手續費全數豁免及現金回贈。實際年利率只供參考,貸款確認書上所列明的實際年利率將不包括任何現金回贈,適用於個別客戶的實際年利率及每月還款額或有差異,並以貸款確認書上所列明的資料為準。
- 如客戶申請之貸款額獲得全數批核,東亞銀行將不會通知客戶批核結果,而貸款額將直接存入其指定的銀行賬戶內。
- 受條款及細則約束
- 借定唔借?還得到先好借!
]}, eligibility=[], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=199999.0, apr=6.78, eir=null, interestRate=0.3, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=8.16, eir=null, interestRate=0.35, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=8.63, eir=null, interestRate=0.37, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=11.77, eir=null, interestRate=0.51, fees=[], transferRate=null}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=14.05, eir=null, interestRate=0.62, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=100000.0, loanAmountMax=199999.0, apr=7.45, eir=null, interestRate=0.32, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=499999.0, apr=8.16, eir=null, interestRate=0.35, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=100000.0, loanAmountMax=199999.0, apr=9.26, eir=null, interestRate=0.4, fees=[], transferRate=null}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=100000.0, loanAmountMax=199999.0, apr=9.85, eir=null, interestRate=0.43, fees=[], transferRate=null}, {loanTenureMin=12, loanTenureMax=12, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=5.86, eir=null, interestRate=0.26, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=7.22, eir=null, interestRate=0.31, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=8.35, eir=null, interestRate=0.36, fees=[], transferRate=null}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=8.28, eir=null, interestRate=0.36, fees=[], transferRate=null}, {loanTenureMin=12, loanTenureMax=12, loanAmountMin=500000.0, loanAmountMax=799999.0, apr=5.4, eir=null, interestRate=0.24, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=500000.0, loanAmountMax=799999.0, apr=6.51, eir=null, interestRate=0.28, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=500000.0, loanAmountMax=799999.0, apr=6.76, eir=null, interestRate=0.29, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=500000.0, loanAmountMax=799999.0, apr=7.43, eir=null, interestRate=0.32, fees=[], transferRate=null}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=500000.0, loanAmountMax=799999.0, apr=7.6, eir=null, interestRate=0.33, fees=[], transferRate=null}, {loanTenureMin=12, loanTenureMax=12, loanAmountMin=800000.0, loanAmountMax=999999.0, apr=4.04, eir=null, interestRate=0.18, fees=[], transferRate=null}, {loanTenureMin=12, loanTenureMax=12, loanAmountMin=1000000.0, loanAmountMax=3000000.0, apr=2.23, eir=null, interestRate=0.1, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=800000.0, loanAmountMax=999999.0, apr=5.11, eir=null, interestRate=0.22, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=1000000.0, loanAmountMax=3000000.0, apr=4.64, eir=null, interestRate=0.2, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=800000.0, loanAmountMax=999999.0, apr=6.3, eir=null, interestRate=0.27, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=1000000.0, loanAmountMax=1200000.0, apr=5.83, eir=null, interestRate=0.25, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=800000.0, loanAmountMax=999999.0, apr=6.97, eir=null, interestRate=0.3, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=1000000.0, loanAmountMax=3000000.0, apr=6.51, eir=null, interestRate=0.28, fees=[], transferRate=null}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=800000.0, loanAmountMax=999999.0, apr=6.92, eir=null, interestRate=0.3, fees=[], transferRate=null}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=1000000.0, loanAmountMax=1200000.0, apr=6.47, eir=null, interestRate=0.28, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
【MoneyHero獨家優惠】iPhone 14 128GB (價值HK$6,899) + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399) / 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
貸款金額 | MoneyHero加碼獨家優惠: |
HK$800,000 或 以上 |
|
HK$400,000 - HK$799,999 |
|
HK$200,000 - HK$399,999 |
|
如何領取MoneyHero獨家優惠
【渣打迎新優惠】高達HK$8,000現金回贈
客戶由2023年3月13日至2023年5月31日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款
貸款金額 | 基本現金回贈 (還款期達12個月) | 基本現金回贈 (還款期達24個月或以上) | 額外現金回贈 (全新客戶及還款期達36個月或以上) |
HK$1,500,000 或 以上 | HK$300 | HK$7,000 | HK$1,000 |
HK$600,000 至 HK$1,499,999 | HK$300 | HK$3,000 | HK$1,000 |
HK$200,000 至 HK$599,999 | HK$300 | HK$2,000 | HK$1,000 |
HK$50,000 至 HK$199,999 | HK$300 | HK$500 | HK$1,000 |
產品特色
注意事項
{"__typename":"PersonalLoan","id":"blte54e93a44ab1cca6_12_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt9061fd289ad944b4/63f5bd330b0dd01aaca5557e/SCB_logo_2023.png","description":null,"dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"高達HK$17,298獎賞,包括MoneyHero獨家 iPhone 14 128GB + Apple Watch SE 40mm (GPS + 流動數據) 或 高達HK$8,800 Apple Store 禮品卡 或 惠康購物現金券!5月31日截止!\n\n - 迎新優惠高達HK$8,000現金回贈
\n - 設有7天冷靜期
\n - 豁免提早償還貸款手續費
\n
","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltd7f62117b72c2611/6454c203d413ac1184aa9625/20230508-[PL]-SCB-for-May-D-PJ23_0324-Display-Ad_Other_V2_Static-Banner_ZH-OP.jpg","description":null,"dimension":null},"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":438880000,"displayValue":"438,880","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":12191111,"displayValue":"12,191","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1850,"displayValue":"1.85","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtc2NiLXBlcnNvbmFsLWluc3RhbG1lbnQtbG9hbi16aC1ycA.IKOaeIy5N6Mi5nyIztRo46qyGkhskcf--wZzmLtLJYV_ETdXvqGfzP8DPQSOpwHmKY0YqNxcl3NrX4ATcP7tAg","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"standard-chartered-personal-instalment-loan"},"rateTableEntries":[{"loanTenureMin":0,"loanTenureMax":60,"loanAmountMin":5000.0,"loanAmountMax":2500000.0,"apr":1.85,"eir":null,"interestRate":0.27,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"standard-chartered","providerName":"渣打銀行"},"description":{"shortDescription":["【貸款智慧】實際年利率低至1.85%(貸款額HK$150萬或以上、還款期12個月);0%手續費","【網上申請特快服務承諾】辦公日中午前遞交網上申請,銀行將專人於當天跟進。專人跟進後可即日提供審批結果。"]},"productName":"渣打銀行 私人貸款","title":"HK.PL.SCBX0001.STANDARDCHARTEREDPERSONALINSTALMENTLOAN","features":{"title":"Features","pros":["【MoneyHero獨家優惠】iPhone 14 128GB (價值HK$6,899) + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399) / 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
- 客戶由2023年5月2日至2023年5月31日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕
貸款金額 MoneyHero加碼獨家優惠:
HK$800,000 或 以上 - iPhone 14 128GB (價值HK$6,899) + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399); 或
- HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
HK$400,000 - HK$799,999 - Dyson V15 Detect™ Absolute 無線吸塵機 (價值HK$6,080); 或
- HK$4,800 Apple Store 禮品卡 / 惠康購物現金券
HK$200,000 - HK$399,999 - HK$2,800 Apple Store 禮品卡 / 惠康購物現金券
- 所有獨家優惠均以顏色隨機形式發放
如何領取MoneyHero獨家優惠
- 請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKR1102-xxxxx)。
- 請於成功申請批核後的7日內,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至support@moneyhero.com.hk,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進
- 詳細流程:如何領取「MoneyHero獨家優惠」的現金券?
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。
- 如欲了解優惠詳情,請參閱條款及細則
","【渣打迎新優惠】高達HK$8,000現金回贈
客戶由2023年3月13日至2023年5月31日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款
- 高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情:
貸款金額 基本現金回贈 (還款期達12個月) 基本現金回贈 (還款期達24個月或以上) 額外現金回贈
(全新客戶及還款期達36個月或以上) HK$1,500,000 或 以上 HK$300 HK$7,000 HK$1,000 HK$600,000 至 HK$1,499,999 HK$300 HK$3,000 HK$1,000 HK$200,000 至 HK$599,999 HK$300 HK$2,000 HK$1,000 HK$50,000 至 HK$199,999 HK$300 HK$500 HK$1,000
","產品特色
- 貸款額高達月薪18倍或HK$4,000,000(以較低者為準)
- 還款期長達60個月;0%手續費
- 網上申請特快服務承諾:中午前遞交網上申請,當日即有專人跟進有關貸款。專人跟進後最快可即日提供審批結果
- 設有7天冷靜期
- 豁免提早償還貸款手續費
","為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾"],"cons":["注意事項
- 實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費
- 渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費
- 申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民
- 上述每月平息已約至小數後2個位及只供參考之用
- 借定唔借?還得到先好借!
"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"20","description":{"shortDescription":"20歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 於網上申請
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非固定收入人士請提供最近3個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;
自僱人士請提供商業登記證及最近之營業稅單\n
"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":0,"loanTenureMax":60,"loanAmountMin":5000.0,"loanAmountMax":2500000.0,"apr":1.85,"eir":null,"interestRate":0.27,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blte54e93a44ab1cca6_12_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt9061fd289ad944b4/63f5bd330b0dd01aaca5557e/SCB_logo_2023.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=高達HK$17,298獎賞,包括MoneyHero獨家 <span style="font-size: large;"><strong>iPhone 14 128GB + Apple Watch SE 40mm (GPS + 流動數據) </strong></span>或 <span style="font-size: large;"><strong>高達HK$8,800 Apple Store 禮品卡 或 惠康購物現金券!5月31日截止!</strong></span>
<ul>
<li>迎新優惠高達HK$8,000現金回贈</li>
<li>設有7天冷靜期</li>
<li>豁免提早償還貸款手續費</li>
</ul>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltd7f62117b72c2611/6454c203d413ac1184aa9625/20230508-[PL]-SCB-for-May-D-PJ23_0324-Display-Ad_Other_V2_Static-Banner_ZH-OP.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=438880000, displayValue=438,880, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=12191111, displayValue=12,191, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1850, displayValue=1.85, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtc2NiLXBlcnNvbmFsLWluc3RhbG1lbnQtbG9hbi16aC1ycA.IKOaeIy5N6Mi5nyIztRo46qyGkhskcf--wZzmLtLJYV_ETdXvqGfzP8DPQSOpwHmKY0YqNxcl3NrX4ATcP7tAg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-personal-instalment-loan}, rateTableEntries=[{loanTenureMin=0, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2500000.0, apr=1.85, eir=null, interestRate=0.27, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[【貸款智慧】實際年利率低至1.85%(貸款額HK$150萬或以上、還款期12個月);0%手續費, 【網上申請特快服務承諾】辦公日中午前遞交網上申請,銀行將專人於當天跟進。專人跟進後可即日提供審批結果。]}, productName=渣打銀行 私人貸款, title=HK.PL.SCBX0001.STANDARDCHARTEREDPERSONALINSTALMENTLOAN, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】iPhone 14 128GB (價值HK$6,899) + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399)</strong> <strong>/ 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券</strong></p> <ul> <li>客戶由2023年5月2日至2023年5月31日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕</li> </ul> <table style="width: 100%; height: 180px;"> <tbody> <tr style="height: 36px;"> <td style="height: 36px; width: 10.3693%; text-align: left;"><strong>貸款金額</strong></td> <td style="width: 39.6307%; height: 36px; text-align: left;"><strong>MoneyHero加碼獨家優惠:<br /></strong></td> </tr> <tr style="height: 36px;"> <td style="border-top: 1px solid #a9a9a9; width: 10.3693%; height: 36px; text-align: left;">HK$800,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 39.6307%; height: 36px; text-align: left;"> <ul> <li>iPhone 14 128GB (價值HK$6,899) + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399); 或</li> <li>HK$8,800 Apple Store 禮品卡 / 惠康購物現金券</li> </ul> </td> </tr> <tr style="height: 36px;"> <td style="border-top: 1px solid #a9a9a9; width: 10.3693%; height: 36px; text-align: left;">HK$400,000 - HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; width: 39.6307%; height: 36px; text-align: left;"> <ul> <li>Dyson V15 Detect™ Absolute 無線吸塵機 (價值HK$6,080); 或</li> <li>HK$4,800 Apple Store 禮品卡 / 惠康購物現金券</li> </ul> </td> </tr> <tr style="height: 36px;"> <td style="height: 36px; border-top: 1px solid #a9a9a9; width: 10.3693%; text-align: left;">HK$200,000 - HK$399,999</td> <td style="border-top: 1px solid #a9a9a9; width: 39.6307%; height: 36px; text-align: left;"> <ul> <li>HK$2,800 Apple Store 禮品卡 / 惠康購物現金券</li> </ul> </td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> </ul> <p><strong>如何領取MoneyHero獨家優惠</strong></p> <ul> <li>請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKR1102-xxxxx)。</li> <li>請於<strong>成功申請批核後的7日內</strong>,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至<a href="mailto:support@moneyhero.com.hk">support@moneyhero.com.hk</a>,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進</li> <li>詳細流程:<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360021532611-%E5%A6%82%E4%BD%95%E9%A0%98%E5%8F%96-MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0-%E7%9A%84%E7%8F%BE%E9%87%91%E5%88%B8-%E8%A9%B3%E7%B4%B0%E6%B5%81%E7%A8%8B-" target="”_blank”">如何領取「MoneyHero獨家優惠」的現金券?</a></li> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。</li> <li>如欲了解優惠詳情,請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/16562907238553" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>【渣打迎新優惠】高達HK$8,000現金回贈</strong><br />客戶由2023年3月13日至2023年5月31日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款</p> <ul> <li>高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情: <table style="width: 100%;"> <tbody> <tr> <td style="height: 50px; width: 37.1988%; text-align: left;"><strong>貸款金額</strong></td> <td style="width: 20.3313%; text-align: left;"><strong>基本現金回贈 (還款期達12個月)</strong></td> <td style="height: 50px; width: 17.4699%; text-align: left;"><strong>基本現金回贈 (還款期達24個月或以上)</strong></td> <td style="width: 25%; text-align: left;"><strong>額外現金回贈<br />(全新客戶及還款期達36個月或以上)</strong></td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 37.1988%; height: 50px; text-align: left;">HK$1,500,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;">HK$300</td> <td style="border-top: 1px solid #a9a9a9; width: 17.4699%; height: 50px; text-align: left;">HK$7,000</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$1,000</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;">HK$600,000 至 HK$1,499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;">HK$300</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;">HK$3,000 </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$1,000</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;">HK$200,000 至 HK$599,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;">HK$300</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;">HK$2,000</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$1,000</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;">HK$50,000 至 HK$199,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;">HK$300</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;">HK$500</td> <td style="text-align: left; width: 25%;">HK$1,000</td> </tr> </tbody> </table> </li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪18倍或HK$4,000,000(以較低者為準)</li> <li>還款期長達60個月;0%手續費</li> <li>網上申請特快服務承諾:中午前遞交網上申請,當日即有專人跟進有關貸款。專人跟進後最快可即日提供審批結果</li> <li>設有7天冷靜期</li> <li>豁免提早償還貸款手續費</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/scb/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費</li> <li>渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費</li> <li>申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民</li> <li>上述每月平息已約至小數後2個位及只供參考之用</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=20, description={shortDescription=20歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 於網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港永久性居民身份證
<br>2. 最近期住宅地址證明
<br>3. 固定收入人士請提供最近1個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;<br>非固定收入人士請提供最近3個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;<br>自僱人士請提供商業登記證及最近之營業稅單
<br><br>}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=0, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2500000.0, apr=1.85, eir=null, interestRate=0.27, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blte54e93a44ab1cca6_12_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt9061fd289ad944b4/63f5bd330b0dd01aaca5557e/SCB_logo_2023.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=高達HK$17,298獎賞,包括MoneyHero獨家 iPhone 14 128GB + Apple Watch SE 40mm (GPS + 流動數據) 或 高達HK$8,800 Apple Store 禮品卡 或 惠康購物現金券!5月31日截止!
- 迎新優惠高達HK$8,000現金回贈
- 設有7天冷靜期
- 豁免提早償還貸款手續費
, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltd7f62117b72c2611/6454c203d413ac1184aa9625/20230508-[PL]-SCB-for-May-D-PJ23_0324-Display-Ad_Other_V2_Static-Banner_ZH-OP.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=438880000, displayValue=438,880, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=12191111, displayValue=12,191, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1850, displayValue=1.85, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtc2NiLXBlcnNvbmFsLWluc3RhbG1lbnQtbG9hbi16aC1ycA.IKOaeIy5N6Mi5nyIztRo46qyGkhskcf--wZzmLtLJYV_ETdXvqGfzP8DPQSOpwHmKY0YqNxcl3NrX4ATcP7tAg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-personal-instalment-loan}, rateTableEntries=[{loanTenureMin=0, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2500000.0, apr=1.85, eir=null, interestRate=0.27, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[【貸款智慧】實際年利率低至1.85%(貸款額HK$150萬或以上、還款期12個月);0%手續費, 【網上申請特快服務承諾】辦公日中午前遞交網上申請,銀行將專人於當天跟進。專人跟進後可即日提供審批結果。]}, productName=渣打銀行 私人貸款, title=HK.PL.SCBX0001.STANDARDCHARTEREDPERSONALINSTALMENTLOAN, features={title=Features, pros=[【MoneyHero獨家優惠】iPhone 14 128GB (價值HK$6,899) + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399) / 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
- 客戶由2023年5月2日至2023年5月31日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕
貸款金額 MoneyHero加碼獨家優惠:
HK$800,000 或 以上 - iPhone 14 128GB (價值HK$6,899) + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399); 或
- HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
HK$400,000 - HK$799,999 - Dyson V15 Detect™ Absolute 無線吸塵機 (價值HK$6,080); 或
- HK$4,800 Apple Store 禮品卡 / 惠康購物現金券
HK$200,000 - HK$399,999 - HK$2,800 Apple Store 禮品卡 / 惠康購物現金券
- 所有獨家優惠均以顏色隨機形式發放
如何領取MoneyHero獨家優惠
- 請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKR1102-xxxxx)。
- 請於成功申請批核後的7日內,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至support@moneyhero.com.hk,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進
- 詳細流程:如何領取「MoneyHero獨家優惠」的現金券?
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。
- 如欲了解優惠詳情,請參閱條款及細則
, 【渣打迎新優惠】高達HK$8,000現金回贈
客戶由2023年3月13日至2023年5月31日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款
- 高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情:
貸款金額 基本現金回贈 (還款期達12個月) 基本現金回贈 (還款期達24個月或以上) 額外現金回贈
(全新客戶及還款期達36個月或以上) HK$1,500,000 或 以上 HK$300 HK$7,000 HK$1,000 HK$600,000 至 HK$1,499,999 HK$300 HK$3,000 HK$1,000 HK$200,000 至 HK$599,999 HK$300 HK$2,000 HK$1,000 HK$50,000 至 HK$199,999 HK$300 HK$500 HK$1,000
, 產品特色
- 貸款額高達月薪18倍或HK$4,000,000(以較低者為準)
- 還款期長達60個月;0%手續費
- 網上申請特快服務承諾:中午前遞交網上申請,當日即有專人跟進有關貸款。專人跟進後最快可即日提供審批結果
- 設有7天冷靜期
- 豁免提早償還貸款手續費
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費
- 渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費
- 申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民
- 上述每月平息已約至小數後2個位及只供參考之用
- 借定唔借?還得到先好借!
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2. 上載文件
3. 即時批核
4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港永久性居民身份證
2. 最近期住宅地址證明
3. 固定收入人士請提供最近1個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;
非固定收入人士請提供最近3個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;
自僱人士請提供商業登記證及最近之營業稅單
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MoneyHero獨家優惠
中銀優惠 - e-利是現金回贈
條件 | 現金回贈 |
HK$50,000 至 HK$79,999 | HK$200 |
HK$80,000 至 HK$199,999 | HK$400 |
HK$200,000 至 HK$499,999 | HK$800 |
HK$500,000 至 HK$999,999 | HK$1,200 |
HK$1,000,000 或以上 | HK$2,800 |
產品特色
注意事項
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- 經MoneyHero網站申請中銀分期「易達錢」,並輸入貸款代碼「AH」,可享額外HK$100現金回贈,受條款及細則約束。
","中銀優惠 - e-利是現金回贈
- 客戶符合指定條件,可獲高達HK$2,900現金回贈
條件 現金回贈 HK$50,000 至 HK$79,999 HK$200 HK$80,000 至 HK$199,999 HK$400 HK$200,000 至 HK$499,999 HK$800 HK$500,000 至 HK$999,999 HK$1,200 HK$1,000,000 或以上 HK$2,800
- 成功申請、提取HK$50,000或以上及還款期達36期或以上;及
- 符合上述要求的客戶,以貸款代碼「AH」申請,可享額外HK$100現金回贈。
- 上述奬賞將於2023年9月30日或之前直接誌入合資格客戶的中銀香港還款賬戶,而不作另行通知
-
","產品特色
- 實際年利率:低至1.68%;手續費:低至0%
- 靈活還款期,備有6至60個月還款期,以供選擇
- 貸款額高達HK$4,000,000 或 月薪18倍(以較低者為準)
- 最低收入要求:每月固定入息不少於HK$6,000
"],"cons":["注意事項
- 以貸款額HK$1,500,000、還款期12個月及每月平息0.0754%計算,實際年利率為1.68%,並豁免全期手續費。有關個別客戶的專屬個人化利率,請向中國銀行(香港)有限公司(「中銀香港」)職員查詢。優惠受條款及細則約束。
- 本網站內容乃僅為參考性質用途而提供,計算方法及有關總額請以該銀行作準
- 有關優惠詳情及條款及細則,請參閲中國銀行(香港)有限公司網頁
- 提供的訊息僅供參考,實際情況須根據你的信貸評分而定,並以相關機構的決定為準。
- 借定唔借?還得到先好借!
"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"18歲
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","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 全程網上及手機銀行進行申請
2. 請閱讀「資料概要」及「條款細則」後,按「同意並繼續申請」
3. 輸入資料
4. 認證身份
5. 填寫貸款資料
6. 完成確認申請"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證
- 如非香港永久性居民身份證持有人,需提供護照
2. 近3個月内之現居住址證明,如電費單、差餉單或銀行月結單等
- 如永久住址與現居住址不同,請另附永久住址證明。
3. 入息證明文件:
- 附有姓名、賬戶號碼及最近2個月薪金的銀行月結單或存摺;或
- 最近1個月糧單;或
- 最新稅單
- 如為獨資或合夥經營人士,請附上公司之商業登記證及最近期稅單。
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