私人貸款計算機及還款表
每月要還多少利息?每月還款中本金佔多少?即使你了解貸款機制及條款,一般的計算機及預算表都無法精準地計算出一個準確無誤的還款額及利息。MoneyHero為你設立私人貸款計算機,可以在你已知實際貸款額、年利率及還款年期下,快速及精確地為你計算出每月還款額及利息,讓你更有靈活預算。
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- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2024年1月2日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$3,500,000及還款期12個月計算,並適用於持有Citi ULTIMA之花旗私人客戶;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費
- 借定唔借?還得到先好借!
"],"pros":["【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
\t- 限時優惠:2024年1月2日下午6時至1月31日下午6時,成功經MoneyHero申請,並於1月31日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券
\t- 如欲了解優惠詳情,請參閱條款及細則
","【MoneyHero獨家優惠】
\t- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t
\t\t- 2024年1月2日中午12時至2024年1月31日下午6時期間經MoneyHero成功申請Citi 稅季貸款或Citi 卡數結餘轉戶,
\t\t- 選擇還款期為12個月或以上,並於1個月內提取貸款
\t
\t
\t \t\t \t\t\t貸款額 \t\t\tMoneyHero獨家獎賞 \t\t \t \t\t\tHK$2,000,000 或以上 \t\t\t \t\t\t \t\t\t\t- iPhone 15 Pro 512GB (價值HK$11,099)
\t\t\t\t- HK$11,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t \t\t\tHK$800,000 至 HK$1,999,999 \t\t\t \t\t\t \t\t\t\t- SAMSUNG Galaxy Book3 Pro (14\", i5, 16GB, Intel Xe Graphics) (價值HK$12,380)
\t\t\t\t- HK$10,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$500,000 至 HK$799,999 \t\t\t \t\t\t \t\t\t\t- SAMSUNG 55" QLED 4K Q60C TV (價值HK$8,980)
\t\t\t\t- HK$7,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$300,000 至 HK$499,999 \t\t\t \t\t\t \t\t\t\t- Sonos Sub Gen 3無線超低音喇叭 (價值HK$6,999)
\t\t\t\t- HK$6,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$200,000 至 HK$299,999 \t\t\t \t\t\t \t\t\t\t- Dyson Purifier Hot+Cool 三合一暖風空氣清新機HP07 (價值HK$5,780)
\t\t\t\t- HK$5,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$100,000 至 HK$199,999 \t\t\t \t\t\t \t\t\t\t- SONY HT-AX7 可攜式影院系統 (價值HK$4,290)
\t\t\t\t- HK$4,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t
\t- 所有獨家優惠均以顏色隨機形式發放
\t- 如欲了解優惠詳情,請參閱條款及細則
","【Citi迎新優惠】高達HK$8,000現金券
客戶須於2024年1月1日至2024年3月31日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年4月14日或之前提取貸款,可獲高達HK$8,000現金券:
\t \t\t \t\t\t
\t\t\t貸款額 \t\t\t還款期長達24個月或以下 \t\t\t還款期長達24個月以上 \t\t \t\t \t\t\t花旗私人客戶/Citigold客戶/
\t\t\tCiti ULTIMA卡
\t\t\t之持有人 \t\t\t其他客戶 \t\t\t花旗私人客戶/Citigold客戶/
\t\t\tCiti ULTIMA卡
\t\t\t之持有人 \t\t\t其他客戶 \t\t \t\t \t\t\tHK$1,500,000 或 以上 \t\t\t \t\t\tHK$4,000
\t\t\t \t\t\t \t\t\tHK$2,000
\t\t\t \t\t\tHK$8,000 \t\t\tHK$4,000 \t\t \t\t \t\t\tHK$800,000 至 HK$1,499,999 \t\t\t \t\t\tHK$2,500
\t\t\t \t\t\tHK$1,500 \t\t\t \t\t\tHK$4,000
\t\t\t \t\t\tHK$2,500 \t\t \t\t \t\t\tHK$400,000 至 HK$799,999 \t\t\t \t\t\tHK$1,500
\t\t\t \t\t\t \t\t\tHK$1,000
\t\t\t \t\t\t \t\t\tHK$2,000
\t\t\t \t\t\tHK$1,500 \t\t \t\t \t\t\tHK$100,000 至 HK$399,999 \t\t\t \t\t\tHK$500
\t\t\t \t\t\t \t\t\tHK$400
\t\t\t \t\t\tHK$700 \t\t\t \t\t\tHK$600
\t\t\t \t\t \t
\t- 現金券獎賞換領信將於2024年6月30日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
\t- 如欲了解優惠詳情,請參閱條款及細則
","產品特色
- 貸款即日批核,現金即日到手
- Citi 稅季貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
","為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾","有關全城最高獨家優惠保證,請參閱條款及細則"],"title":"Features"},"functional":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"metaData":{"alias":"citi-tax-season-loan"},"rateTableEntries":[{"apr":1.78,"eir":null,"fees":[],"interestRate":0.08,"loanAmountMax":2000000.0,"loanAmountMin":8000.0,"loanTenureMax":60,"loanTenureMin":6}]},"id":"blta5a95a9d04561cff_23_zh-hk","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"Citi 稅季貸款","promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf7dcadfdfdb1c75d/65965d4b14672f09596fa2be/20240104_[PL]_Citi_PL_Jan_2024_Campaign_D-PJ23_0887_Offer_Enhancement-V01_Static_Banner_TC_(1600_x_400)_1.jpg"},"bannerText":"【1月31日截止】經MoneryHero申請,不論批核結果獨家送HK$800 Apple Store 禮品卡 / 超市現金券,成功提取私人貸款可尊享 iPhone 15 Pro 512GB / 高達HK$11,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$12,380 + HK$8,000 + HK$800 = HK$21,180- 靈活還款期,無隱藏條款
- 貸款即日批核,現金即日到手
🥇【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!即睇詳情
【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情","countdown":{"date":{"endDate":null,"startDate":null},"displayProductPage":false,"text":""},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"},{"display":"推薦獎賞計劃","key":"BEST_VALUE"}]},"provider":{"alias":"citibank","providerName":"花旗銀行"},"rawFunctionalPl":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"interestRateInterval":"MONTHLY","loanType":"FLAT_INTEREST_RATE","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":1.78,"eir":null,"fees":[],"interestRate":0.08,"loanAmountMax":2000000.0,"loanAmountMin":8000.0,"loanTenureMax":60,"loanTenureMin":6,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[{"display":"永久居民","key":"PERMANENT_RESIDENT"}],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"","title":"HK.PL.CITI0004.TAXSEASONLOAN","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, applicationProcess=[{type=null, data=}], apr=null, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaNWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS10YXgtbG9hbi16aC1yZXN1bHRwYWdl.8GLID3gTNpy-x3BOffN6qZ15HhyyQmtp_571TsTkswXnHLDJIFuarnz06BP-812vJbUFjXiCcYKry704qF6dDg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[【特快批核】實際年利率低至1.78%,以月平息0.08%、貸款額HK$3,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, disclaimer=null, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=<p>18歲</p>, tooltip=}}], enableCountdown=false, enableFlipBanner=false, featured=true, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> <li><strong>限時優惠</strong>:2024年1月2日下午6時至1月31日下午6時,成功經MoneyHero申請,並於1月31日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券</li> <li>如欲了解優惠詳情,請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24874727402137" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【MoneyHero獨家優惠】</strong></p> <ul> <li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: <ul> <li>2024年1月2日中午12時至2024年1月31日下午6時期間經MoneyHero成功申請Citi 稅季貸款或Citi 卡數結餘轉戶,</li> <li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> </ul> </li> </ul> <table style="height:250px; width:100%"> <tbody> <tr> <td style="height:50px; text-align:left; width:17.8977%"><strong>貸款額</strong></td> <td style="height:50px; text-align:left; width:29.1193%"><strong>MoneyHero獨家獎賞</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$2,000,000 或以上</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>iPhone 15 Pro 512GB (價值HK$11,099)</li> <li>HK$11,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$800,000 至 HK$1,999,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>SAMSUNG Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380)</li> <li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$500,000 至 HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>SAMSUNG 55" QLED 4K Q60C TV (價值HK$8,980)</li> <li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; text-align:left; width:17.8977%">HK$300,000 至 HK$499,999</td> <td style="border-top:1px solid #a9a9a9; text-align:left; width:29.1193%"> <ul> <li>Sonos Sub Gen 3無線超低音喇叭 (價值HK$6,999)</li> <li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$200,000 至 HK$299,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>Dyson Purifier Hot+Cool 三合一暖風空氣清新機HP07 (價值HK$5,780)</li> <li>HK$5,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$100,000 至 HK$199,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>SONY HT-AX7 可攜式影院系統 (價值HK$4,290)</li> <li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/pl-citi-tnc-listing" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2024年1月1日至2024年3月31日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年4月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style="height:312px; width:100%"> <tbody> <tr> <td rowspan="2" style="height:18px; text-align:left; width:22.671%"><br /> <strong>貸款額</strong></td> <td colspan="2" style="height:18px; text-align:left; width:32.8785%"><strong>還款期長達24個月或以下</strong></td> <td colspan="2" style="height:18px; text-align:left; width:36.4992%"><strong>還款期長達24個月以上</strong></td> </tr> <tr> <td style="height:50px; text-align:left; width:16.7304%"><strong>花旗私人客戶/Citigold客戶/<br /> Citi ULTIMA卡<br /> 之持有人</strong></td> <td style="height:50px; text-align:left; width:16.1481%"><strong>其他客戶</strong></td> <td style="height:50px; text-align:left; width:16.885%"><strong>花旗私人客戶/Citigold客戶/</strong><br /> <strong>Citi ULTIMA卡</strong><br /> <strong>之持有人</strong></td> <td style="height:50px; text-align:left; width:19.6142%"><strong>其他客戶</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$1,500,000 或 以上</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$4,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> <p>HK$2,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$8,000</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$4,000</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$800,000 至 HK$1,499,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$2,500</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%">HK$1,500</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%"> <p>HK$4,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$2,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%">HK$400,000 至 HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%"> <p>HK$1,500</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%"> <p>HK$1,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%"> <p>HK$2,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%">HK$1,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$100,000 至 HK$399,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$500</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> <p>HK$400</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$700</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%"> <p>HK$600</p> </td> </tr> </tbody> </table> <ul> <li>現金券獎賞換領信將於2024年6月30日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> <li>如欲了解優惠詳情,請參閱<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blte5449a0b97513d99/65645c75107d42181fb7c8af/2023_Q4_PIL_TnC_Oct23_v3_(002)_(1).pdf">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 稅季貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citibank/tax" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>, 有關全城最高獨家優惠保證,請參閱<a href = "https://moneyhero.link/best-rebate-campaign-tnc">條款及細則</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2024年1月2日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$3,500,000及還款期12個月計算,並適用於持有Citi ULTIMA之花旗私人客戶;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費</li> <li>借定唔借?還得到先好借!</li> </ul>]}, functional={metaData={alias=citi-tax-season-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=blta5a95a9d04561cff_23_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png, description=null, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=Citi 稅季貸款, promotional={bannerText=<strong>【1月31日截止】經MoneryHero申請,不論批核結果獨家送HK$800 Apple Store 禮品卡 / 超市現金券,成功提取私人貸款可尊享 iPhone 15 Pro 512GB / 高達HK$11,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$12,380 + HK$8,000 + HK$800 = HK$21,180</strong></p><ul><li>靈活還款期,無隱藏條款</li><li>貸款即日批核,現金即日到手</li></ul><p>🥇<strong>【全城最高優惠保證】</strong>保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!<a href="https://www.moneyhero.com.hk/zh/campaign/best-price?utm_source=PL_CitiRPlisting&utm_medium=referral&utm_campaign=BestPrice">即睇詳情</a></p><p></p><p><strong>【推薦人獎上獎活動】</strong>成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!<a href="https://www.moneyhero.com.hk/zh/campaign/mgm-offer">即睇詳情</a>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf7dcadfdfdb1c75d/65965d4b14672f09596fa2be/20240104_[PL]_Citi_PL_Jan_2024_Campaign_D-PJ23_0887_Offer_Enhancement-V01_Static_Banner_TC_(1600_x_400)_1.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, provider={alias=citibank, providerName=花旗銀行}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.CITI0004.TAXSEASONLOAN, totalRepayment=null})
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- 貸款即日批核,現金即日到手
🥇【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!即睇詳情
【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 超市現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf7dcadfdfdb1c75d/65965d4b14672f09596fa2be/20240104_[PL]_Citi_PL_Jan_2024_Campaign_D-PJ23_0887_Offer_Enhancement-V01_Static_Banner_TC_(1600_x_400)_1.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaNWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS10YXgtbG9hbi16aC1yZXN1bHRwYWdl.8GLID3gTNpy-x3BOffN6qZ15HhyyQmtp_571TsTkswXnHLDJIFuarnz06BP-812vJbUFjXiCcYKry704qF6dDg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-tax-season-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[【特快批核】實際年利率低至1.78%,以月平息0.08%、貸款額HK$3,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, productName=Citi 稅季貸款, title=HK.PL.CITI0004.TAXSEASONLOAN, features={title=Features, pros=[
【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
- 限時優惠:2024年1月2日下午6時至1月31日下午6時,成功經MoneyHero申請,並於1月31日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券
- 如欲了解優惠詳情,請參閱條款及細則
, 【MoneyHero獨家優惠】
- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2024年1月2日中午12時至2024年1月31日下午6時期間經MoneyHero成功申請Citi 稅季貸款或Citi 卡數結餘轉戶,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 MoneyHero獨家獎賞 HK$2,000,000 或以上 - iPhone 15 Pro 512GB (價值HK$11,099)
- HK$11,000 Apple Store 禮品卡 / 超市現金券
HK$800,000 至 HK$1,999,999 - SAMSUNG Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380)
- HK$10,000 Apple Store 禮品卡 / 超市現金券
HK$500,000 至 HK$799,999 - SAMSUNG 55" QLED 4K Q60C TV (價值HK$8,980)
- HK$7,000 Apple Store 禮品卡 / 超市現金券
HK$300,000 至 HK$499,999 - Sonos Sub Gen 3無線超低音喇叭 (價值HK$6,999)
- HK$6,000 Apple Store 禮品卡 / 超市現金券
HK$200,000 至 HK$299,999 - Dyson Purifier Hot+Cool 三合一暖風空氣清新機HP07 (價值HK$5,780)
- HK$5,000 Apple Store 禮品卡 / 超市現金券
HK$100,000 至 HK$199,999 - SONY HT-AX7 可攜式影院系統 (價值HK$4,290)
- HK$4,000 Apple Store 禮品卡 / 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
, 【Citi迎新優惠】高達HK$8,000現金券
客戶須於2024年1月1日至2024年3月31日期間成功申請Citi稅季貸款或Citi特快現金或Citi卡數結餘轉戶,並於2024年4月14日或之前提取貸款,可獲高達HK$8,000現金券:
貸款額 還款期長達24個月或以下 還款期長達24個月以上 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 HK$1,500,000 或 以上 HK$4,000
HK$2,000
HK$8,000 HK$4,000 HK$800,000 至 HK$1,499,999 HK$2,500
HK$1,500 HK$4,000
HK$2,500 HK$400,000 至 HK$799,999 HK$1,500
HK$1,000
HK$2,000
HK$1,500 HK$100,000 至 HK$399,999 HK$500
HK$400
HK$700 HK$600
- 現金券獎賞換領信將於2024年6月30日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 貸款即日批核,現金即日到手
- Citi 稅季貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾, 有關全城最高獨家優惠保證,請參閱條款及細則], cons=[注意事項
- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2024年1月2日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$3,500,000及還款期12個月計算,並適用於持有Citi ULTIMA之花旗私人客戶;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=18歲
, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
邦民 特快私人貸款
總還款額低至
每月還款額低至
最低實質年利率
- 貸款無需證明文件,可即時獲得初步批核金額 !
更多資訊
隱藏資訊
【邦民優惠】高達HK$10,000 現金獎賞
- 2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
首次提取貸款額 | 現金獎賞 |
HK$500,000 或 以上 | HK$10,000 |
HK$400,000 至 HK$499,999 | HK$6,000 |
HK$200,000 至 HK$399,999 | HK$3,000 |
HK$30,000 至 HK$199,999 | HK$1,000 |
HK$10,000 至 HK$29,999 | HK$500 |
- 合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢
沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2023】銀行及財務公司免文件貸款比較
忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
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查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
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\t- 2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
\t \t\t \t\t\t首次提取貸款額 \t\t\t現金獎賞 \t\t \t\t \t\t\tHK$500,000 或 以上 \t\t\tHK$10,000 \t\t \t\t \t\t\tHK$400,000 至 HK$499,999 \t\t\tHK$6,000 \t\t \t\t \t\t\tHK$200,000 至 HK$399,999 \t\t\tHK$3,000 \t\t \t\t \t\t\tHK$30,000 至 HK$199,999 \t\t\tHK$1,000 \t\t \t\t \t\t\tHK$10,000 至 HK$29,999 \t\t\tHK$500 \t\t \t
\t- 合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢
","申請HK$100,000以下貸款,無需提供入息證明文件","利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費","「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外","貸款額高達HK$900,000。還款期可長達84個月","「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約","「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾","沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2023】銀行及財務公司免文件貸款比較
"],"title":"Features"},"functional":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"metaData":{"alias":"promise-personal-loan"},"rateTableEntries":[{"apr":1.12,"eir":null,"fees":[],"interestRate":0.05,"loanAmountMax":900000.0,"loanAmountMin":5000.0,"loanTenureMax":84,"loanTenureMin":3}]},"id":"blt8c36817aab4460dc_38_zh-hk","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt67adc4b4ba773ec9/64c9f3a957051285f4dd7f47/HK_SignatureA_C.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"邦民 特快私人貸款","promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf19ab663c0b00442/642a878ac6373410f683efd5/20230310-[PL]-Promise-unbranded-visual-for-April-D-PJ23_0176-Display-Ad_EDM_Other_V3_Static-Banner_ZH-OP.jpg"},"bannerText":"[借HK30,000賞HK$1,000] 即日起至2024年3月31日,新客成功貸款HK$30,000,並符合指定條件,可獲獎HK$1,000現金。貸款額愈高,獎賞愈多.- 貸款無需證明文件,可即時獲得初步批核金額 !
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text-align:center; width:12.5645%"><strong>首次提取貸款額</strong></td> <td style="height:50px; text-align:center; width:18.0501%"><strong>現金獎賞</strong></td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$500,000 或 以上</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$10,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$400,000 至 HK$499,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$6,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$200,000 至 HK$399,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$3,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$30,000 至 HK$199,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$1,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$10,000 至 HK$29,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$500</td> </tr> </tbody> </table> <ul> <li>合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢</li> </ul> <p> </p>, 申請HK$100,000以下貸款,無需提供入息證明文件, 利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費, 「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外, 貸款額高達HK$900,000。還款期可長達84個月, 「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約, 「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/promise/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>, <p><em><span style="text-decoration: underline;">沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/免文件-免入息證明-貸款-銀行-財務公司-比較-檢閱" target="_blank" rel="noopener">【免入息證明貸款2023】銀行及財務公司免文件貸款比較</a></p>], cons=[所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定, 受<a href="https://ad.doubleclick.net/ddm/trackclk/N195002.1981105MONEYHERO/B9863873.137249342;dc_trk_aid=309612013;dc_trk_cid=113025330;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=" target="_blank" rel="noopener">條款及細則</a>約束,詳情請瀏覽活動推廣網頁, 如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準, 邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款, <p style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br>查詢及投訴熱線:3199 1199<br>放債人牌照號碼:1229/2023</p>]}, functional={metaData={alias=promise-personal-loan}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=1.12, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=blt8c36817aab4460dc_38_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt67adc4b4ba773ec9/64c9f3a957051285f4dd7f47/HK_SignatureA_C.png, description=null, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=邦民 特快私人貸款, promotional={bannerText=<strong>[借HK30,000賞HK$1,000]</strong> 即日起至2024年3月31日,新客成功貸款HK$30,000,並符合指定條件,可獲獎<span style="font-size: large;"><strong>HK$1,000現金</strong></span>。貸款額愈高,獎賞愈多.</p><ul><li>貸款無需證明文件,可即時獲得初步批核金額 !</li></ul>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf19ab663c0b00442/642a878ac6373410f683efd5/20230310-[PL]-Promise-unbranded-visual-for-April-D-PJ23_0176-Display-Ad_EDM_Other_V3_Static-Banner_ZH-OP.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=2021-05-20T04:00:00.000Z, endDate=2021-05-22T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=WELCOME_GIFT, display=最新優惠}]}, provider={alias=promise, providerName=邦民日本財務}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=1.12, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.PROM0001.PROMISEPERSONALLOAN, totalRepayment=null})
{__typename=PersonalLoan, id=blt8c36817aab4460dc_38_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt67adc4b4ba773ec9/64c9f3a957051285f4dd7f47/HK_SignatureA_C.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=[借HK30,000賞HK$1,000] 即日起至2024年3月31日,新客成功貸款HK$30,000,並符合指定條件,可獲獎HK$1,000現金。貸款額愈高,獎賞愈多.- 貸款無需證明文件,可即時獲得初步批核金額 !
, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf19ab663c0b00442/642a878ac6373410f683efd5/20230310-[PL]-Promise-unbranded-visual-for-April-D-PJ23_0176-Display-Ad_EDM_Other_V3_Static-Banner_ZH-OP.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=2021-05-20T04:00:00.000Z, endDate=2021-05-22T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=WELCOME_GIFT, display=最新優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=407200000, displayValue=407,200, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11311111, displayValue=11,311, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1120, displayValue=1.12, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaOWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcHJvbWlzZS1waWwtMDAwMS1wbC16aC1yZXN1bHQtcGFnZQ.NT1JHH50N4O27wqM_1zA2VbVx_RSK9Kvo5-LGFRU5rP1su2XbMhjGl74PC1p6NL2aqPfAC7eu13pbZJNdIsEAA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=promise-personal-loan}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=1.12, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=promise, providerName=邦民日本財務}, description={shortDescription=[【特長還款期】還款期可長達84個月, 【日息計算,息隨本減】提早還款,絕不收罰息或手續費,易借易還]}, productName=邦民 特快私人貸款, title=HK.PL.PROM0001.PROMISEPERSONALLOAN, features={title=Features, pros=[【邦民優惠】高達HK$10,000 現金獎賞
- 2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
首次提取貸款額 現金獎賞 HK$500,000 或 以上 HK$10,000 HK$400,000 至 HK$499,999 HK$6,000 HK$200,000 至 HK$399,999 HK$3,000 HK$30,000 至 HK$199,999 HK$1,000 HK$10,000 至 HK$29,999 HK$500
- 合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢
, 申請HK$100,000以下貸款,無需提供入息證明文件, 利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費, 「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外, 貸款額高達HK$900,000。還款期可長達84個月, 「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約, 「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾, 沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2023】銀行及財務公司免文件貸款比較
], cons=[所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定, 受條款及細則約束,詳情請瀏覽活動推廣網頁, 如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準, 邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款, 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
]}, eligibility=[], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=1.12, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
安信 定額私人貸款
總還款額低至
每月還款額低至
最低實質年利率
- 成功遞交申請7日內記得按此填妥「獎賞換領表格」
更多資訊
隱藏資訊
【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
- 限時優惠:2023年12月31日下午6時至2024年2月29日下午6時,成功經MoneyHero申請,並於2024年2月29日或之前向安信交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券
- 如欲了解優惠詳情,請參閱條款及細則
【安信 優惠】人人送大利是高達HK$12,000
- 於2024年1月1日至2024年2月29日,成功申請及提取指定貸款,人人送大利是高達$12,000!
產品特色
- 全程網上辦妥,24 x 7 即批即過數
- 毋須入息證明
- 還款期長達72個月
- 免手續費,免提前還款手續費
- 只限合資格客戶,貸款及優惠詳情,請參閱安信網頁。
注意事項
-
推廣期由2024年1月1日至2024年2月29日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:2111 2999
放債人牌照號碼:759/2023
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-
推廣期由2024年1月1日至2024年2月29日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:2111 2999
放債人牌照號碼:759/2023
"],"pros":["【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
\t- 限時優惠:2023年12月31日下午6時至2024年2月29日下午6時,成功經MoneyHero申請,並於2024年2月29日或之前向安信交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券
\t- 如欲了解優惠詳情,請參閱條款及細則
","【安信 優惠】人人送大利是高達HK$12,000
- 於2024年1月1日至2024年2月29日,成功申請及提取指定貸款,人人送大利是高達$12,000!
","產品特色
\t- 全程網上辦妥,24 x 7 即批即過數
\t- 毋須入息證明
\t- 還款期長達72個月
\t- 免手續費,免提前還款手續費
\t- 只限合資格客戶,貸款及優惠詳情,請參閱安信網頁。 \t
\t
","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾","「財務公司的私人貸款比銀行易批出,因為財務公司的審批彈性較大,對於信貸評級(TU)的要求亦會較寬鬆」
MoneyHero貸款專家:【易批私人貸款】銀行及財務公司借錢批核條件比較"],"title":"Features"},"functional":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"metaData":{"alias":"primecredit-fixed-loan"},"rateTableEntries":[{"apr":1.18,"eir":null,"fees":[],"interestRate":0.05,"loanAmountMax":800000.0,"loanAmountMin":5000.0,"loanTenureMax":72,"loanTenureMin":6}]},"id":"blt03ca8defe4c20123_15_zh-hk","image":{"description":"TODO","dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltdde0c91b58848bfa/5c2c8a9ab94b83c91a048b5d/primecredit.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"安信 定額私人貸款","promotional":{"bannerImage":null,"bannerText":"高達HK$12,800獎賞,包括MoneyHero獨家HK$800 Apple Store 禮品卡 或 惠康現金券;及高達HK$12,000大利是!2月29日下午6時截止!\n - 成功遞交申請7日內記得按此填妥「獎賞換領表格」
\n
","countdown":{"date":{"endDate":"2022-04-29T10:00:00.000Z","startDate":null},"displayProductPage":true,"text":"快閃倒數"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"}]},"provider":{"alias":"primecredit","providerName":"安信信貸"},"rawFunctionalPl":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"interestRateInterval":"MONTHLY","loanType":"FLAT_INTEREST_RATE","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":1.18,"eir":null,"fees":[],"interestRate":0.05,"loanAmountMax":800000.0,"loanAmountMin":5000.0,"loanTenureMax":72,"loanTenureMin":6,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"","title":"HK.PL.PRCR0001.FIXEDLOAN","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, applicationProcess=[], apr=null, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=101200000, displayValue=101,200, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4216666, displayValue=4,217, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcHJpbWVjcmVkaXQtZml4ZWQtbG9hbi1wbC1ycC1jdGEtMDAwMQ.CMY8UeemOrJC9g-s0nPjJ8_yOSSarRQYLn8foy1gNa9FgbK13gGNF3OhILH_Ji5QVc_qT4Fup6JD9cUrmL6UBA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[【特快批核】全程網上辦妥,24 x 7 即批即過數;【突發資金周轉】免入息證明, 【無額外收費】免手續費,免提前還款手續費]}, disclaimer=null, eligibility=[], enableCountdown=true, enableFlipBanner=false, featured=true, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> <li><strong>限時優惠</strong>:2023年12月31日下午6時至2024年2月29日下午6時,成功經MoneyHero申請,並於2024年2月29日或之前向安信交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/pl-primecredit-loan-tnc-listing" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【安信 優惠】人人送大利是高達HK$12,000 </strong><br> <ul><li>於2024年1月1日至2024年2月29日,成功申請及提取指定貸款,人人送大利是高達$12,000! </li></ul>, <p><strong>產品特色</strong></p> <ul> <li>全程網上辦妥,24 x 7 即批即過數</li> <li>毋須入息證明</li> <li>還款期長達72個月</li> <li>免手續費,免提前還款手續費</li> <li>只限合資格客戶,貸款及優惠詳情,請參閱<a href="https://ad.doubleclick.net/ddm/trackclk/N555206.1981105MONEYHERO/B31103001.382138392;dc_trk_aid=572779673;dc_trk_cid=205370006;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1 " rel="noopener">安信網頁</a>。 <p> </p> </li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/prcr/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>, <em><span style="text-decoration: underline;">「財務公司的私人貸款比銀行易批出,因為財務公司的審批彈性較大,對於信貸評級(TU)的要求亦會較寬鬆」</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/私人貸款-易批貸款-銀行-財務公司" ga-category="personal-loan" da-action="product panel - clicked" ga-label="/rp/prcr/pl" target="_blank">【易批私人貸款】銀行及財務公司借錢批核條件比較</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li> <p>推廣期由2024年1月1日至2024年2月29日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。</p> <li ="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:2111 2999<br />放債人牌照號碼:759/2023</p></li> </ul>]}, functional={metaData={alias=primecredit-fixed-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=800000.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=blt03ca8defe4c20123_15_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltdde0c91b58848bfa/5c2c8a9ab94b83c91a048b5d/primecredit.png, description=TODO, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=安信 定額私人貸款, promotional={bannerText=高達HK$12,800獎賞,包括MoneyHero獨家<strong>HK$800 Apple Store 禮品卡 或 惠康現金券</strong>;及高達<strong>HK$12,000大利是</strong>!2月29日下午6時截止!<ul>
<li>成功遞交申請7日內記得<a href="https://moneyhero.link/primecredit-loan-exclusive-offer-pl-zh-result-page" target="_blank" rel="noopener"><strong>按此</strong></a>填妥「獎賞換領表格」<span style="font-size: large;"><strong></strong></span></li>
</ul>, bannerImage=null, countdown={text=快閃倒數, displayProductPage=true, date={startDate=null, endDate=2022-04-29T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, provider={alias=primecredit, providerName=安信信貸}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=800000.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.PRCR0001.FIXEDLOAN, totalRepayment=null})
{__typename=PersonalLoan, id=blt03ca8defe4c20123_15_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltdde0c91b58848bfa/5c2c8a9ab94b83c91a048b5d/primecredit.png, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=高達HK$12,800獎賞,包括MoneyHero獨家HK$800 Apple Store 禮品卡 或 惠康現金券;及高達HK$12,000大利是!2月29日下午6時截止!
- 成功遞交申請7日內記得按此填妥「獎賞換領表格」
, bannerImage=null, countdown={text=快閃倒數, displayProductPage=true, date={startDate=null, endDate=2022-04-29T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=101200000, displayValue=101,200, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4216666, displayValue=4,217, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcHJpbWVjcmVkaXQtZml4ZWQtbG9hbi1wbC1ycC1jdGEtMDAwMQ.CMY8UeemOrJC9g-s0nPjJ8_yOSSarRQYLn8foy1gNa9FgbK13gGNF3OhILH_Ji5QVc_qT4Fup6JD9cUrmL6UBA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=primecredit-fixed-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=800000.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=primecredit, providerName=安信信貸}, description={shortDescription=[【特快批核】全程網上辦妥,24 x 7 即批即過數;【突發資金周轉】免入息證明, 【無額外收費】免手續費,免提前還款手續費]}, productName=安信 定額私人貸款, title=HK.PL.PRCR0001.FIXEDLOAN, features={title=Features, pros=[【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
- 限時優惠:2023年12月31日下午6時至2024年2月29日下午6時,成功經MoneyHero申請,並於2024年2月29日或之前向安信交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券
- 如欲了解優惠詳情,請參閱條款及細則
, 【安信 優惠】人人送大利是高達HK$12,000
- 於2024年1月1日至2024年2月29日,成功申請及提取指定貸款,人人送大利是高達$12,000!
, 產品特色
- 全程網上辦妥,24 x 7 即批即過數
- 毋須入息證明
- 還款期長達72個月
- 免手續費,免提前還款手續費
- 只限合資格客戶,貸款及優惠詳情,請參閱安信網頁。
, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾, 「財務公司的私人貸款比銀行易批出,因為財務公司的審批彈性較大,對於信貸評級(TU)的要求亦會較寬鬆」
MoneyHero貸款專家:【易批私人貸款】銀行及財務公司借錢批核條件比較], cons=[注意事項
-
推廣期由2024年1月1日至2024年2月29日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:2111 2999
放債人牌照號碼:759/2023
]}, eligibility=[], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=800000.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
WeLend 私人貸款
總還款額低至
每月還款額低至
最低實質年利率
- 成功遞交申請7日內記得按此填妥「獎賞換領表格」
更多資訊
隱藏資訊
【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
- 由2023年10月13日中午12時至2024年1月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
- 如欲了解優惠詳情,請參閱條款及細則
【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
- 由2023年10月4日至2024年1月31日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
提取之貸款金額 | 還款期 | WeLend現金獎 | MoneyHero獨家現金回贈 | 總現金獎 |
HK$100,001 至 HK$200,000 | 24個月或以上 | HK$2,800 | N/A | HK$2,800 |
HK$200,001 至 HK$300,000 | HK$3,800 | HK$3,800 | HK$7,600 | |
HK$300,001 至 HK$400,000 | HK$4,800 | HK$3,800 | HK$8,600 | |
HK$400,001 至 HK$500,000 | HK$5,800 | HK$5,000 | HK$10,800 | |
HK$500,001 至 HK$600,000 | HK$8,800 | HK$5,000 | HK$13,800 | |
HK$600,001 至 HK$800,000 | HK$10,800 | HK$8,200 | HK$19,000 | |
HK$800,001 或 以上 | HK$12,000 | N/A | HK$12,000 |
- 優惠受條款及細則約束
產品特色
- A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 貸款額HK$500,000或以上同樣可享稅貸低息
- 申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
注意事項
- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
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- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
"],"pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
- 由2023年10月13日中午12時至2024年1月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
- 如欲了解優惠詳情,請參閱條款及細則 ","
- 由2023年10月4日至2024年1月31日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
- 優惠受條款及細則約束
- A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 貸款額HK$500,000或以上同樣可享稅貸低息
- 申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
- 成功遞交申請7日內記得按此填妥「獎賞換領表格」
\t【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
\t
\t \t\t \t\t\t提取之貸款金額 \t\t\t還款期 \t\t\t \t\t\tWeLend現金獎
\t\t\t \t\t\tMoneyHero獨家現金回贈 \t\t\t \t\t\t總現金獎
\t\t\t \t\t \t\t \t\t\tHK$100,001 至 HK$200,000 \t\t\t24個月或以上 \t\t\tHK$2,800 \t\t\tN/A \t\t\tHK$2,800 \t\t \t\t \t\t\tHK$200,001 至 HK$300,000 \t\t\tHK$3,800 \t\t\tHK$3,800 \t\t\tHK$7,600 \t\t \t\t \t\t\tHK$300,001 至 HK$400,000 \t\t\tHK$4,800 \t\t\tHK$3,800 \t\t\tHK$8,600 \t\t \t\t \t\t\tHK$400,001 至 HK$500,000 \t\t\tHK$5,800 \t\t\tHK$5,000 \t\t\tHK$10,800 \t\t \t\t \t\t\tHK$500,001 至 HK$600,000 \t\t\tHK$8,800 \t\t\tHK$5,000 \t\t\tHK$13,800 \t\t \t\t \t\t\tHK$600,001 至 HK$800,000 \t\t\tHK$10,800 \t\t\tHK$8,200 \t\t\tHK$19,000 \t\t \t\t \t\t\tHK$800,001 或 以上 \t\t\tHK$12,000 \t\t\tN/A \t\t\tHK$12,000 \t\t \t
\t
","產品特色
","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
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","countdown":{"date":{"endDate":"2022-08-31T10:00:00.000Z","startDate":null},"displayProductPage":false,"text":"快閃倒數"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"}]},"provider":{"alias":"welend","providerName":"WeLend"},"rawFunctionalPl":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"interestRateInterval":"MONTHLY","loanType":"FLAT_INTEREST_RATE","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":1.88,"eir":null,"fees":[],"interestRate":0.081,"loanAmountMax":1500000.0,"loanAmountMin":50001.0,"loanTenureMax":84,"loanTenureMin":1,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"","title":"HK.PL.WELE0004.PERSONALLOAN","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, applicationProcess=[{type=null, data=}], apr=null, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411664000, displayValue=411,664, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11435111, displayValue=11,435, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1880, displayValue=1.88, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLXBpbC1wbC16aC1ycA.57R-F5w32rRl_EJgG18BkdHEZ8dZ0tvV0fclyXyqPc0Xvxynt05Avdmnrp0-BM4eqz2oh2h3QynPKU2KtAj5Cw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期, 【A.I.級簡便】免入息及住址證明]}, disclaimer=null, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], enableCountdown=false, enableFlipBanner=false, featured=false, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康!, <p><strong>【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券</strong></p> <ul> <li>由2023年10月13日中午12時至2024年1月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。</li><li>如欲了解優惠詳情,請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24088647355033" rel="noopener" target="_blank">條款及細則</a></li>, <p><strong>【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈</strong></p> <ul> <li>由2023年10月4日至2024年1月31日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。</li> </ul> <table style="width:100%"> <tbody> <tr> <td style="height:30px; text-align:left; width:247px"><strong>提取之貸款金額</strong></td> <td style="height:30px; text-align:left; width:165px"><strong>還款期</strong></td> <td style="height:30px; text-align:left; width:318px"> <p><strong>WeLend現金獎</strong></p> </td> <td style="height:30px; text-align:left; width:241px"><strong>MoneyHero獨家現金回贈</strong></td> <td style="height:30px; text-align:left; width:385px"> <p><strong>總現金獎</strong></p> </td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$100,001 至 HK$200,000</td> <td rowspan="7" style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px">24個月或以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$2,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$2,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$200,001 至 HK$300,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$7,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$300,001 至 HK$400,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$4,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$800,001 或 以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$12,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltf