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Standard Chartered Simply Cash Visa Card

MoneyHero.com.hk Exclusive OfferSponsored Product
MoneyHero.com.hk Exclusive Offer:
Up to HKD 1,550 welcome rebate
Unlimited CashBack all year-round
Unlimited CashBack all year-round

Features

From 1 March to 2 July 2019 (both dates inclusive), new cardholders who submit the Standard Chartered Simply Cash Visa Card application through online channel and fulfill relevant requirements can enjoy up to 100% CashBack (up to HKD1,000) as welcome offer:
  • New cardholders can enjoy 100% CashBack on any spending on eligible transactions within the first 2 months from the date of card issuance
  • Top-up Offer: HKD100 CashBack
    • After receiving the newly approved Simply Cash Visa Card, New Cardholders who newly sign up for Online Banking and complete the first login within the first 2 months from the date of card issuance can get extra HKD100 CashBack.
    • You only need your Phone Banking Card Number (the 16-digit of the Credit Card Number), TIN and mobile phone to sign up for Online Banking. For Online Banking registration demonstration, please visit Standard Chartered Bank (Hong Kong) Limited website.
    • If you forget your Username or Password after registration, you may reset with your Phone Banking Card Number (Simply Cash Visa Card) and TIN again.
    Note:
    The top-up offer is only applicable to New Cardholders who have never signed up for Online Banking with the Bank on or before 28 February 2019.
    MoneyHero.com.hk Exclusive reward of HKD350 supermarket coupon is only applicable to new customers. New customers to redeem the rewards from MoneyHero.com.hk, please send your card face to coupon@moneyhero.com.hk for verification and follow-up. For the details of the redemption step, please refer to here
    For your information security, please cover your private information, such as credit card number and expiry date, but leave your name and reference number to verify that your application has been approved.
    Promotional period: 1 to 30 June 2019
    Unlimited CashBack all year-round: 1.5% CashBack for eligible spending in local currency and 2% CashBack for eligible spending in foreign currencies
    Priority Banking/Premium Banking/Bonus Payroll Account clients can enjoy perpetual annual fee waiver for the principal card
    Terms and conditions apply

    Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    HK$350 supermarket cash coupon

    From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

    Welcome Offers
    100% CashBack (up to HKD1,000)
    • The welcome offer is only applicable to New Cardholders who submit the Standard Chartered Simply Cash Visa Card application through online channel during the period from 1 March to 2 July 2019 (both dates inclusive) and fulfill relevant requirements. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current application for a principal card of Standard Chartered Credit Cards
    • CashBack rewarded under this welcome offer includes the CashBack earned from the prevailing Standard Chartered Simply Cash Rewards Scheme
    • New Cardholders must successfully apply for, and being issued with, the principal card of Standard Chartered Simply Cash Visa Card by Standard Chartered Bank (Hong Kong) Limited on or before 31 October 2019 in order to be eligible for this welcome offer
    • Eligible transactions are local and overseas retails transactions, online purchase or posted amount of instalment purchase made within the first 2 months from the date of issuance of the newly approved Standard Chartered Simply Cash Visa Card
    • Terms and conditions apply to the welcome offer, please refer to Standard Chartered Bank (Hong Kong) Limited website for details

    APR/Fees

    APR
    Minimum Payment
    All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HKD/CNY220, whichever is higher
    Late payment charge
    EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY220 and a maximum cap of HK$/CNY350) OR the Minimum Payment Due, whichever is lower
    Retail Purchase APR
    35.7%
    Cash Advance APR
    39.09%
    Interest Free Repayment Period
    Up to 56 days
    Fees
    Annual fee
    $2,000
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $96,000

    CNCBI Motion Credit Card

    MoneyHero.com.hk Exclusive OfferSponsored Product
    MoneyHero.com.hk Exclusive Offer:
    Free six-month Birdie 5-GB Plan OR Up to HK$660 rebate as welcome gift
    HK$200 cash rebate exclusively from MoneyHero.com.hk
    2% Local Dining and Overseas Spending Cash Rebate in first year; First 3 years annual fee waiver
    HK$200 cash rebate exclusively from MoneyHero.com.hk
    2% Local Dining and Overseas Spending Cash Rebate in first year; First 3 years annual fee waiver

    Features

    Qualified spending requirements Welcome offer
    (Choose either one)
    Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance Free six-month Birdie 5-GB Plan (monthly fee: HK$90)
    Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance HK$400 Cash Rebate
    MoneyHero.com.hk Exclusive Offer: HK$200 Cash rebate
    1. New customers successfully apply CNCBI VISA Platinum Card, CNCBI Air China Dual Currency Credit Card or CNBI Motion Credit Card through MoneyHero.com.hk during the promotion period
    2. Promotion period: 1 to 30 June 2019; and
    3. New customers are entitled to earn up to HK$200 cash rebate (MoneyHero.com.hk Exclusive Offer); and
    4. China CITIC Bank will credit the HK$200 cash rebate into the respective credit card account within 3 months after the card approval month.
    Dual Card Application HK$100 Reward Cash Rebate
    1. Successfully applied both CNCBI VISA Platinum Card and CNCBI Air China Dual Currency Credit Card or CNCBI Motion Credit Card and CNCBI Air China Dual Currency Credit Card simultaneously;
    2. Fulfil the related requirements of the promotion; and
    3. Must spend with CNCBI VISA Platinum Card or CNCBI Motion Credit Card (transaction made by CNCBI Air China Dual Currency Credit Card are not included)
    2% Local Dining and Overseas Spending Cash Rebate in first year:
    Within the first 12 months after approval of CNCBI Motion Credit Card, you can enjoy 2% Local Dining and Overseas Spending Cash Rebate on eligible spending. Subsequently, you will continue to enjoy 0.55% Basic Cash Rebate(payment make via ATM/online banking for first HK$10,000 each month). For every HK$180 spending, you can earn =~ HK$1 Cash Rebate.
    2% Local Dining and Overseas Spending Cash Rebate in first year:
    Make eligible spending with the designated credit card within the first 12 months of issuance of the card (calculated with reference to the transaction dates) can enjoy 2% Cash Rebate on completed and posted eligible spending made within the same calendar month (calculated with reference to the transaction dates). 2% Cash Rebate includes 0.55% Basic Cash Rebate (payment make via ATM/online banking for first HK$10,000 each month) and 1.45% Extra Cash Rebate

    Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    HK$200 Cash rebate

    New customers successfully apply CNBI Motion Credit Card through MoneyHero.com.hk from 1 to 30 June 2019

    Welcome Offers
    OPTION 1
    Free six-month Birdie 5-GB Plan (monthly fee: HK$90)

    Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance


    OPTION 2
    HK$400 Cash Rebate

    Retail spending or cash advances of HK$3,000 or above within the first 3 months of credit card issuance


    APR/Fees

    APR
    Minimum Payment
    All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is HK$250).
    Late payment charge
    HK$300 or Minimum Payment, whichever is lower.
    Retail Purchase APR
    34.49%
    Cash Advance APR
    36.43%
    Interest Free Repayment Period
    57 days
    Fees
    Annual fee
    $ 1,200
    Foreign Currency Transaction Fee
    1.95%

    Eligibility

    Minimum Age
    18 years old
    Min. Annual Income
    $150,000

    Citi Cash Back Card

    MoneyHero.com.hk Exclusive OfferSponsored Product
    MoneyHero.com.hk Exclusive Offer:
    Up to $1,640 reward as welcome offer
    2% auto rebate for local dining, hotel spending and foreign currency spending with no cap
    1% cash rebate from e-Wallets transaction
    2% auto rebate for local dining, hotel spending and foreign currency spending with no cap
    1% cash rebate from e-Wallets transaction

    Features

    Spending requirements Reward rebate
    Spending of HK$10,000 or above within first two months $1,000 welcome cash rebate +
    $100 basic cash rebate
    Eligible retail transactions via Apple Pay, Google Pay or
    Samsung Pay within the first 2 months from the date of card issuance
     $40 cash rebate
    Successful applications via MoneyHero.com.hk HK$500 Wellcome cash coupon
      Up to $1,640 rewards
    1% unlimited rebate for other spending, including e-wallet top up and Octopus Card auto top up.
    Most suitable for customer who has big spending in short period.
    HK$500 Wellcome cash coupon: Only applicable to the applicants from moneyhero.com.hk from 1 to 30 June 2019.
    Please click here for guide on coupon redemption.
    All matters and disputes are subject to the final decision of MoneyHero.com.hk and Citibank.
    Welcome Gift Requirement: New customer who has accumulate spending of HK$10,000 or above within the first 2 months from the date of card issuance can earn extra HK$1,000 cash rebate. Any eligible spending includes PayMe, Apple Pay, Google Pay, WeChat Pay, Ali Pay or Octopus, etc. Promotion period is valid from 1 to 30 June 2019, both days inclusive.
    Eligible retail transactions via Apple Pay, Google Pay or Samsung Pay within the first 2 months from the date of card issuance is entitled to a maximum of $40 cash rebate
    Transactions made in respect of banquet services, private functions and private room events will not be counted as Eligible Hotel Spending Transactions. The full amount of earned rebate will be credited to the Card account on the following statement when the accumulated rebate balance reaches HK$200 or above.

    Promotions and Terms and Conditions

    MoneyHero.com.hk Exclusive Offer
    HK$500 Supermarket coupon

    From 1 to 30 June 2019, both days inclusive, for new customers applying through MoneyHero.com.hk

      Welcome Offers
      Up to HK$1,000 Cash Rebate
      • New Customers who did not have Citi Credit Card in past 12 months apply before and accumulate spending of HK$10,000 or above within the first 2 months from card issuance
      • Promotion period is valid from 1 to 30 June 2019, both days inclusive.

      APR/Fees

      APR
      Minimum Payment
      a)The total of all current month's interest, annual fee, late charge, past due amount, overlimit amount, other fees and charges if any; and b)1.5% of statement balance (exclude item a, where applicable)
      Late payment charge
      Maximum HK$250
      Retail Purchase APR
      35.52%
      Cash Advance APR
      39.72%
      Interest Free Repayment Period
      58 days
      Fees
      Annual fee
      $ 1,800
      Foreign Currency Transaction Fee
      1.95%

      Eligibility

      Minimum Age
      18 years old
      Min. Annual Income
      $240,000

      DBS Black World Mastercard

      MoneyHero.com.hk Exclusive OfferSponsored Product
      MoneyHero.com.hk Exclusive Offer:
      Exclusive HK$350 Wellcome cash coupon for successful applications via MoneyHero.com.hk
      Up to 120,000 welcome miles (included 50% Bonus Avios Offer)
      Choose from various frequent flyer programs without any fee
      Up to 120,000 welcome miles (included 50% Bonus Avios Offer)
      Choose from various frequent flyer programs without any fee

      Features

      Spending amount Welcome offer & Exclusive offer
      Local Eligible Spending: the first HK$5,000 HK$1 = 1 Mile
      (Up to 5,000 Miles)
      Local Eligible Spending: the thereafter HK$235,000 HK$5 = 1 Mile
      (Up to 47,000 Miles)
      Overseas Eligible Spending: the first HK$70,000 HK$2.5 = 1 Mile
      (Up to 28,000 Miles)
      50% Bonus Avios Offer Up to 40,000 Miles
      Successful applications via MoneyHero.com.hk HK$350 Wellcome cash coupon
        Up to 120,000 Miles in total +
      HK$350 Wellcome cash coupon
      Redeem flight from Asia Miles, Avios, KrisFlyer & PhoenixMiles at any time and redeem travel rewards from iGO Rewards
      Redeem at the rate DBS$48=1,000 Miles without any expiry date and fee
      Spending conditions and composition of 120,000 Miles Rewards
      • Local Eligible Spending:
        A maximum of 5,000 miles at the rate of HK$1 = 1 mile for the first HK$5,000;
        a further mile reward of 47,000 miles at the rate of HK$5 = 1 mile for the thereafter HK$235,000;
      • Overseas Eligible Spending:
        A maximum of 28,000 miles at the rate of HK$2.5 = 1 mile for the first HK$70,000;
      • 50% Bonus Avios Offer (a maximum amount of 40,000 Avios)

      Total accumulated miles rewards: 120,000 miles (i.e. DBS$3,840)
      Eligible new customer who redeem Avios at DBS Omni eSHOP within 1 July to 31 December 2019 by using DBS$ to enjoy 50% bonus Avios (minimum redemption amount is DBS$48 and each redemption must be in multiples of DBS$48
      Extra exclusive offer - HK$350 Wellcome cash coupon: Only applicable to the new applicants from MoneyHero.com.hk from 2 May to 30 June 2019.
      Please click here for guide on coupon redemption.
      All matters and disputes are subject to the final decision of MoneyHero.com.hk and DBS Bank.
      Promotional period of DBS welcome offer: 2 May to 30 June 2019

      Promotions and Terms and Conditions

      MoneyHero.com.hk Exclusive Offer
      HK$350 Wellcome cash coupon
      • From 2 May to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk
      Welcome Offers
      Up to 120,000 Miles
      • Local Spending: first HK$5,000 (HK$1 = 1 Mile) + thereafter HK$235,000 (HK$5 = 1 Mile)
      • Overseas Speding: first HK$70,000 (HK$2.5 = 1 Mile)
      • 50% bonus Avios (40,000 Miles as maximum)


      APR/Fees

      APR
      Minimum Payment
      All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit anount (if any)(the minimum amount of Minimum Payment is HK$50).
      Late payment charge
      HK$230 or the Minimum Payment Due, whichever is lower.
      Retail Purchase APR
      35.7%
      Cash Advance APR
      39.53%
      Interest Free Repayment Period
      60 days
      Fees
      Annual fee
      $ 2,000
      Foreign Currency Transaction Fee
      1.95%

      Eligibility

      Minimum Age
      18 years old
      Min. Annual Income
      $240,000

      American Express® Cathay Pacific Elite Credit Card

      MoneyHero.com.hk Exclusive OfferSponsored Product
      MoneyHero.com.hk Exclusive Offer:
      Up to 76,000 Asia Miles; extra HK$100 Wellcome cash coupon exclusively from MoneyHero.com.hk
      Free visits to the Plaza Premium Lounges at airport
      6,000 miles + $100 Wellcome cash coupon earned from new customers' spending $5,000
      Free visits to the Plaza Premium Lounges at airport
      6,000 miles + $100 Wellcome cash coupon earned from new customers' spending $5,000

      Features

      Requirements Welcome offers & exclusive reward
      Basic Cardmembers submit their Card application online 1,000 Asia Miles
      Welcome Bonus: spend HK$5,000 in the first 3 months 5,000 Asia Miles
      Local Spend Bonus: HK$5 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$200,000) 40,000 Asia Miles
      Foreign Currency Spend Bonus (Both Online And Offline): Foreign currency spend equivalent to HK$3 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$90,000) 30,000 Asia Miles
      Successful applications via MoneyHero.com.hk HK$100 Wellcome cash coupon
        Up to 76,000 Asia Miles in total + HK$100 Wellcome cash coupon
      Unlimited Plaza Premium Lounge access all year-round for Basic Cardmembers.
      Enjoy Enrolment Fee Waiver for Green tier membership of The Marco Polo Club
      A first year annual fee waiver is applicable. Annual Card fee of HK$1,800 will be waived for the following year simply by spending HK$150,000 annually or if you hold The Marco Polo Club Silver membership tier (or above) at the time of your annual Card fee renewal
      Wellcome offer and first year annual fee waiver do not applicable to applicants who have AMEX CX or CX Elite Card now or past 12 months
      HK$100 Wellcome cash coupon Exclusive rewards are only applicable to the new applicants from MoneyHero.com.hk from 1 to 30 June 2019
    • Please click here for guide on coupon redemption.
    • All matters and disputes are subject to the final decision of MoneyHero.com.hk and AMEX.

    • Promotions and Terms and Conditions

      MoneyHero.com.hk Exclusive Offer
      HK$100 Wellcome cash coupon

      From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

      Welcome Offers
      Up to 76,000 Asia Miles
      1. Online application Bonus: 1,000 Asia Miles - Submit application online
      2. Welcome Bonus: 5,000 Asia Miles - Spend HK$5,000 in the first 3 months
      3. Local Spend Bonus: Up to 40,000 Asia Miles - HK$5 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$200,000)
      4. Foreign Currency Spend Bonus (Both Online And Offline): Up to 30,000 Asia Miles - Foreign currency spend equivalent to HK$3 = 1 Asia Mile Earn Rate in the first 3 months (Max spending: HK$90,000)

      APR/Fees

      APR
      Minimum Payment
      The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
      Late payment charge
      5% of the outstanding minimum payment due (The maximum Late Payment Fee is HK$350 and the minimum Late Payment Fee is HK$220. However, the Late Payment Fee will not exceed the minimum payment due.)
      Retail Purchase APR
      38.23%
      Cash Advance APR
      36.07%
      Fees
      Annual fee
      $ 1,800
      Foreign Currency Transaction Fee
      2%

      Eligibility

      Minimum Age
      18 years old
      Min. Annual Income
      $300,000

      Standard Chartered Asia Miles MasterCard

      MoneyHero.com.hk Exclusive OfferSponsored Product
      MoneyHero.com.hk Exclusive Offer:
      Up to 41,000 Asia Miles; plus HKD300 supermarket cash coupon exclusively from MoneyHero.com.hk
      First Year Annual Fee Waiver
      First Year Annual Fee Waiver

      Features

      From 1 March to 2 July 2019 (both dates inclusive), New Cardholders who submit the Standard Chartered Asia Miles Mastercard applications through online channel and fulfill relevant requirements can enjoy up to 40,000 Asia Miles. Up to 40,000 Asia Miles welcome offer has no minimum spending requirement with details as follows:
      Eligible Transactions within the first 2 months of card issuance Earn Rate (HKD to Asia Mile) Maximum Asia Miles Earned
      First HK$7,500 HK$0.5 = 1 Mile 15,000 Miles
      Subsequent HK$100,000 HK$4 = 1 Mile 25,000 Miles
          Total: 40,000 Miles
      Top-up Offer: HKD100 CashBack
      • After receiving the newly approved Standard Chartered Asia Miles MasterCard, New Cardholders who newly sign up for Online Banking and complete the first login within the first 2 months from the date of card issuance can get extra HKD100 CashBack.
      • You only need your Phone Banking Card Number (the 16-digit of the Credit Card Number), TIN and mobile phone to sign up for Online Banking. For Online Banking registration demonstration, please visit Standard Chartered Bank (Hong Kong) Limited website.
      • If you forget your Username or Password after registration, you may reset with your Phone Banking Card Number (Standard Chartered Asia Miles MasterCard) and TIN again.
      Note:
      The top-up offer is only applicable to New Cardholders who have never signed up for Online Banking with the Bank on or before 28 February 2019.
      MoneyHero.com.hk Exclusive reward of HKD300 supermarket coupon is only applicable to new customers. New customers to redeem the rewards from MoneyHero.com.hk, please send your card face to coupon@moneyhero.com.hk for verification and follow-up. For the details of the redemption step, please refer to here
      For your information security, please cover your private information, such as credit card number and expiry date, but leave your name and reference number to verify that your application has been approved.
      Promotional period: 1 to 31 May 2019
      HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category
      HK$6 = 1 Asia Mile for eligible spending on other categories
      Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
      First year annual fee waiver upon successful card application
      Terms and conditions apply

      Promotions and Terms and Conditions

      MoneyHero.com.hk Exclusive Offer
      HK$300 supermarket cash coupon

      From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

      Welcome Offers
      Up to 40,000 Asia Miles (as low as HKD0.5 = 1 Asia Mile)
      • The welcome offer is only applicable to New Cardholders who submit the Standard Chartered Asia Miles Mastercard application through online channel during the period from 1 March to 2 July 2019 (both dates inclusive) and fulfill relevant requirements. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current application for a principal card of Standard Chartered Credit Cards.
      • The Asia Miles of this welcome offer include the Asia Miles earned from the prevailing Standard Chartered Asia Miles Mastercard Rewards Scheme
      • Eligible transactions are local and overseas retails transactions, online purchase or posted amount of instalment purchase made within the first 2 months from the date of issuance of the newly approved Standard Chartered Asia Miles Mastercard
      • Applicants are required to enter their Asia Miles membership account during application process. Please enroll as Asia Miles member before proceed to card application
      • Terms and conditions apply to the welcome offer, please refer to Standard Chartered Bank (Hong Kong) Limited website for details

      APR/Fees

      APR
      Minimum Payment
      All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HKD/CNY220, whichever is higher
      Late payment charge
      EITHER 5% of the Outstanding Balance (subject to a minimum cap of HK$/CNY220 and a maximum cap of HK$/CNY350) OR the Minimum Payment Due, whichever is lower
      Retail Purchase APR
      35.7%
      Cash Advance APR
      39.09%
      Interest Free Repayment Period
      Up to 56 days
      Fees
      Annual fee
      $2,000
      Foreign Currency Transaction Fee
      1.95%

      Eligibility

      Minimum Age
      18 years old
      Min. Annual Income
      $96,000

      COMPASS VISA Platinum

      MoneyHero.com.hk Exclusive OfferSponsored Product
      MoneyHero.com.hk Exclusive Offer:
      Extra HK$300 cash coupon for successful application via MoneyHero.com.hk
      Welcome offer of Dunlop Aztec Collection 28” Suitcase
      8% discount at ParknShop
      Welcome offer of Dunlop Aztec Collection 28” Suitcase
      8% discount at ParknShop

      Features

      Welcome offer for new customers (Choose 1 out of 4) Spending Requirement
      Dunlop Aztec Collection 28” Suitcase [Model: 101-9027 28”] HK$6,800
      HK$400 PARKnSHOP “InstaRedeem” Amount* HK$4,800
      HK$300 “InstaRedeem” Amount in any retail stores* HK$4,800
      6 MCL Movie Vouchers* HK$4,800
      * Download DBS Omni, register and activate DBS Omni account within 1 month of the New Card issuance date
      Enjoy 8% discount at ParknShop on the 2nd, 12th and 22nd day of every month for single purchase of $100 or above; Enjoy 8% discount at Watsons on the 5th, 15th and 25th day of every month for single purchase of $500 or above.
      Till Dec 2019, enjoy 8% Instant Discount over 6 major consumer spending categories and 4 of Hong Kong’s top retailers by deducting the bill with COMPASS Dollar using DBS Omni's "Insta Redeem"!
      (1) 6 major consumer spending categories include: AAVS, supermarket, convenience store, coffee shop, online spending and spend in foreign currency
      (2) 4 Designated Merchants include: Parknshop, Watsons, Fortress and Watson's Wine
      Till 31 Dec 2019, register in every month, fulfill related requirements and spend at Taobao and Tmall to earn up to 3% COMPASS Dollar rebate.
      Till 31 Dec 2019, enjoy 1-time Free Baggage Upgrade after monthly registration and fulfillment of related requirements; earn COM$136 for single transaction of HK$2,000 or above at HK Express.
      1% COMPASS Dollar at designed merchants.
      Promotional period of welcome offer: 1 - 30 June 2019
      HK$300 Supermarket Cash Coupon: Only applicable to the applicants from MoneyHero.com.hk from 1 to 30 June 2019.
      Please click here for guide on coupon redemption.
      All matters and disputes are subject to the final decision of MoneyHero.com.hk and DBS.

      Promotions and Terms and Conditions

      MoneyHero.com.hk Exclusive Offer
      HK$300 Supermarket Cash Coupon

      From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

      Welcome Offers
      OPTION 1
      28” Suitcase

      Spend HK$6,800 or above within 3 months from card issuance; Download DBS Omni, register and activate DBS Omni account within 1 month of card issuance


      OPTION 2
      HK$400 PARKnSHOP “InstaRedeem” Amount
      • Spending requirement: HK$4,800 or above within 3 months from the New Card issuance date.
      • Download, register and activate DBS Omni account within 1 month of the New Card issuance date. 
      • “InstaRedeem” amount will be sub-divided and pushed automatically to the eligible new Customer (HK$100 each time) after the eligible New Customer has completed a spending transaction with amount in excess of HK$100.

      OPTION 3
      HK$300 “InstaRedeem” Amount in any retail stores
      • Spending requirement: HK$4,800 or above within 3 months from the New Card issuance date.
      • Download, register and activate DBS Omni account within 1 month of the New Card issuance date. 
      • “InstaRedeem” amount will be sub-divided and pushed automatically to the eligible new Customer (HK$100 each time) after the eligible New Customer has completed a spending transaction with amount in excess of HK$100.

      OPTION 4
      6 MCL Movie Vouchers

      Spend HK$4,800 or above within 3 months from card issuance to get 4 MCL Movie Vouchers (New Customer) / 2 MCL Movie Vouchers (Existing Customer). Download DBS Omni mobile app, register and activate Omni account within 1 month from card issuance, and fulfilled Spending Requirement to get extra 2 MCL Movie Vouchers, total 6 MCL Movie Vouchers (New Customer only);


      APR/Fees

      APR
      Minimum Payment
      If the total outstanding balance is HK$200 or above, the minimum payment will be the sum of the followings: ((i) all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement of Card Account; (ii) any amount in excess of the credit limit incurred after last statement date; and (iii) 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account, or HK$200, whichever is higher plus any outstanding minimum payment. If the total outstanding balance is less than HK$200, the minimum payment will be the total outstanding balance.
      Late payment charge
      HK$300 or minimum repayment (whichever is lower)
      Retail Purchase APR
      36.07%
      Cash Advance APR
      38.41%
      Interest Free Repayment Period
      60 days
      Fees
      Annual fee
      $ 1,800
      Foreign Currency Transaction Fee
      1.95%

      Eligibility

      Minimum Age
      18 years old
      Min. Annual Income
      $100,000

      BEA Visa Signature Card

      Latest OfferSponsored Product
      Latest Offer:
      HK$800 cash rebate
      Up to 6.8% cashback rate of local spending (Dinning)
      Up to 20% off on movie tickets
      Up to 6.8% cashback rate of local spending (Dinning)
      Up to 20% off on movie tickets

      Features

      From now till 2nd July, 2019, new customer apply BEA Visa Signature card via online successfully, and meet the spending requirement, who can obtain below welcome offer.
      Welcome offer:HK$800 cash rebate
      BEA Days Extra 11X Bonus Points (4.4% rebate):
      Spending category Monthly accumulated spending # Rebate
      Local Spending ≥HK$2,000Extra 11X Bonus Points (max. 50,000 Bonus Points)
      Overseas Spending (Includes online foreign currency transaction)Extra 11X Bonus Points (max. 50,000 Bonus Points)
      Mobile Payment (Local bakeries / Fast food / Coffee shop)Up to 10% (max. HK$100/month)
      # Monthly accumulated spending amount includes eligible transactions of local dining / online / retail / overseas / online foreign currency / mobile payments

      For details and registration, please refer to here.

      Unlimited Bonus Points
    • Local dining 6X Bonus Points (2.4% rebate)
    • Overseas spending 4X Bonus Points (1.6% rebate)
    • Foreign currency fee will be adjusted to 1.5% from 1st May 2019
      Up to 6.8% cashback rate of local spending (Dinning): BEA Days 4.4% cash rebate + Visa Signature 2.4% cash rebate
      Up to 6% cashback rate of overseas spending: BEA Days 4.4% cash rebate + Visa Signature 1.6% cash rebate
      Two free travel insurance plans
      Up to 20% off on movie tickets
    • 20% off on regular-price movie tickets at MCL Cinemas and priority ticketing counter at the Festival Grand Cinema box office
    • 20% off on regular-price movie tickets at UA Cinemas and priority ticketing counter at the UA Cinemas box offices
    • Priority booking service for spectacular concerts

      Promotions and Terms and Conditions

      Welcome Offers
      HK$800 cash rebate
    • Within 2 months of card issuance, new customers are required to
      1. activate the card through the BEA App; AND
      2. reach HK$8,000 in local/overseas retail spending or cash advances
    • HK$800 cash rebate will be credited to the cardholder’s account within 2 months after the spending requirement is fulfilled

    • APR/Fees

      APR
      Minimum Payment
      All interest, fees and charges including annual fees that may be charged, plus 1% of outstanding principal (minimum: HK$/CNY50), plus any outstanding minimum payment due and over credit limit amount.
      Late payment charge
      HK$/CNY350 or the Minimum Payment Due, whichever is lower.
      Retail Purchase APR
      32.92%
      Cash Advance APR
      35.06%
      Interest Free Repayment Period
      Up to 56 days
      Fees
      Annual fee
      $ 1,800
      Foreign Currency Transaction Fee
      1.5%

      Eligibility

      Minimum Age
      18 years old
      Min. Annual Income
      $240,000

      The Platinum Card

      MoneyHero.com.hk Exclusive OfferSponsored Product
      MoneyHero.com.hk Exclusive Offer:
      Welcome gift worth up to HK$4,933 / 46,666 Miles; Extra HK$600 SOGO OR city'super cash coupon exclusively from MoneyHero.com.hk
      Complimentary access to The Centurion Lounges at Hong Kong International Airport
      Complimentary access to The Centurion Lounges at Hong Kong International Airport

      Features

      Requirements Welcome offer
      Online bonus 100,000 Membership Rewards Points
      Welcome offer: spending in the first 3 months of Cardmembership 600,000 Membership Rewards Points
      MoneyHero.com.hk Exclusive offer: successfully apply via MoneyHero.com.hk HK$600 SOGO OR city'super cash coupon
        Total: 700,000 Membership Rewards Points
      (redeemable for return economy tickets to Sydney / Melbourne) +
      HK$600 SOGO OR city'super cash coupon
      Every HK$1 you spend on the Card will earn 1 Membership Rewards point and every HK$1 (or equivalent) of your foreign currency spend (both online and offline) will earn 3 Membership Rewards points. Join Membership Rewards Turbo Program to earn 2 points for every HK$1 spent on anything at anytime, anywhere & on an ongoing basis. Therefore, you could earn 1 miles per every HK$7.5 local spending and every HK$5 spending in foreign currency.
      Complimentary access to The Centurion Lounges at Hong Kong International Airport, George Bush InterContinental, Las Vegas McCarran, Dallas/Fort Worth, San Francisco International, Miami International, Seattle-Tacoma and New York’s LaGuardia Airport.
      For 2 – 3 diners, the dinner savings will be changed to 40% off from Monday to Thursday.
      Buy-1-Get-1-Free tickets offer will only be applicable to Friday shows, while 20% savings on regular priced movie tickets will be available on other days.
      Online Bonus: For Basic Cardmembers who submit their Card application online and all required valid documents within 7 days from the date of application submission, 100,000 Membership Rewards® points will be credited to the Basic Cardmember’s Membership Rewards Program Account within 8 weeks after the Basic Card application is approved. American Express International, Inc. reserves the right to debit Membership Rewards points from any ineligible applicant's account.
      Exclusive HK$600 SOGO OR city'super cash coupon: Only applicable to the applicants from MoneyHero.com.hk from 1 to 31 May 2019. Please note that this exclusive offer is not applicable for applicants currently, or in the 12 months prior to the date of application for the New Card, hold and/or cancelled any principal credit cards issued by AMEX. All matters and disputes are subject to the final decision of MoneyHero.com.hk and AMEX.

      Promotions and Terms and Conditions

      MoneyHero.com.hk Exclusive Offer
      OPTION 1
      HK$600 SOGO cash coupon

      From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk


      OPTION 2
      HK$600 city'super cash coupon

      From 1 to 30 June 2019, both days inclusive, for new customers successfully applying through MoneyHero.com.hk

      Welcome Offers
      700,000 Membership Rewards Points
      1. Successfully apply online
      2. Spending in the first 3 months of Cardmembership

      APR/Fees

      APR
      Minimum Payment
      Total spending of that month
      Late payment charge
      3.9% of the Unpaid Previous Balance (The minimum Late Payment Fee is HK$100. However, the Late Payement Fee will not exceed the Unpaid Previous Balance.)
      Fees
      Annual fee
      $ 7,800
      Foreign Currency Transaction Fee
      2%

      Eligibility

      Minimum Age
      18 years old
      Min. Annual Income
      $1,000,000

      EarnMORE Unionpay Diamond Card

      Latest OfferSponsored Product
      Latest Offer:
      OTO Qseat foot massager as welcome offer
      2% cash rebate for Octopus Automatic Add Value Service
      3 complimentary visits to the Plaza Premium Lounges at airport
      2% cash rebate for Octopus Automatic Add Value Service
      3 complimentary visits to the Plaza Premium Lounges at airport

      Features

      Qualified spending requirements Welcome offer
      (Choose 1 from 4)
      Qualified retail spending over HK$8,500 within the first 90 days of card issuance
      Fee: HK$200 each month x 3-month installment
      OTO Qseat foot massager
      Qualified retail spending over HK$8,500 within the first 90 days of card issuance HK$600 Häagen-Dazs™ coupon
      Qualified retail spending over HK$8,500 within the first 90 days of card issuance HK$500 cash rebate
      No spending requirement Up to HK$90,000 interest-free and handling fee-free Cash instalment program
      Extra HK$100 cash rebate for successful online applications
      Apply Octopus Automatic Add Value Service using EARNMORE credit card to enjoy 2% cash rebate at every reloading
      2% cash rebate (1% basic + 1% extra rebate) on year-round spending; cap for the 1% extra cash rebate during 1 January - 31 December 2019; the cash rebate will be deposited in next credit card statement
      Exemption of foreign transaction fees
      Annual fee waiver for the first 2 years
      Welcome offer only applies to new applicants who successfully apply EarnMORE Unionpay Diamond Card during the promotional period from 1 January to 31 December 2019 (Both dates inclusive)

      Promotions and Terms and Conditions

      Welcome Offers
      OPTION 1
      OTO Qseat foot massager

      Qualified retail spending over HK$8,500 within the first 90 days of card issuance + Fee: HK$200 each month x 3-month installment


      OPTION 2
      HK$600 Häagen-Dazs™ coupon

      Qualified retail spending over HK$8,500 within the first 90 days of card issuance


      OPTION 3
      HK$500 cash rebate

      Qualified retail spending over HK$8,500 within the first 90 days of card issuance


      OPTION 4
      Up to HK$90,000 interest-free and handling fee-free Cash instalment program

      No spending requirement


      APR/Fees

      APR
      Minimum Payment
      HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
      Late payment charge
      HK$250 or an amount equivalent to the minimum payment stated on the monthly statement (whichever is lower)
      Retail Purchase APR
      44.55%
      Cash Advance APR
      47.32%
      Interest Free Repayment Period
      53 days
      Fees
      Annual fee
      $ 800

      Eligibility

      Minimum Age
      18 years old
      Min. Annual Income
      $150,000

      Need some help?

      No worries, we've got you covered!

      Do existing customers enjoy the Welcome Offers offered by MoneyHero.com.hk?

      For exclusive offer from MoneyHero.com.hk, current customers are unfortunately not eligible to enjoy. For welcome offer from banks or institutions, various terms and conditions apply, subject to different banks and institutions. You may refer to the following:

      American Express 
      Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled American Express credit cards in the past 12 months.

      Citibank 
      Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled Citibank credit cards in the past 12 months.

      DBS 
      Current and new customers are eligible for welcome offer. New customers refer to card holders who have not held or cancelled Citibank credit cards in the past 12 months. For more details of welcome offer, please click here.

      PrimeCredit 
      Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled PrimeCredit credit cards in the past 6 months.

      CITIC 
      Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled CITIC credit cards in the past 12 months.

      HSBC 
      Current and new customers are eligible for welcome offer. For more details of welcome offer, please click here

      BEA 
      Welcome offers do not apply on current customers. Their welcome offers only apply on applicants who have not held or cancelled BEA credit cards in the past 6 months.

      Which are the credit cards available in Hong Kong? How do I choose my credit cards?

      The main types of credit cards in Hong Kong are VISA and MasterCard, followed by American Expressand JCB.

      In order to choose the best credit card, you can consider the popularity and offers of the card types, and also the reputation of banks, class of the credit cards, etc. Many people own several credit cards to meet different needs nowadays.

      How do I qualify for a credit card account?

      Most Hong Kong credit card providers require applicants to be of legal age and a permanent resident/citizen of Hong Kong.

      You would also need to have stable employment and meet minimum salary requirements, which vary according to the type of credit card.

      What are the common credit card rewards?

      Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs, cardholders can earn reward points for their spending and redeem the points for cash backair milesgift vouchers or free gifts.

      Certain banks promote cash back rewards which their credit cards can earn, cardholders can enjoy 1-4% cash rebate for eligible local / overseas spending or shopping online.

      If you travel and use your credit card to book flights and hotels frequently, you can earn more air miles using air mile credit cards. You may redeem miles for award flights, hotel stays and other travel offers.

      In addition to daily spending, you may also earn rewards by using the Octopus Automatic Add-value Service and paying utilities, tax, tuition and insurance bills with your credit card and redeem reward points, cash back and air miles.

      Confused about credit card terms?

      Glossary terms to know for first-time credit card users