Updated: 26 Aug 2025
Other things to note
To borrow or not to borrow? Borrow only if you can repay!
Smartphone Application Guide
Suitable for customers who loves travelling
As low as HK$2=1mile and worldwide travel privileges
Enjoy full year travel privileges
Flexi Shopping Black World Mastercard® Exclusive Offer
InstaRedeem 20% off on Online / Travel Merchant Spending
Redeem air miles or travel rewards with DBS$. No expiry date and redemption fee for DBS$.
Other things to note
To borrow or not to borrow? Borrow only if you can repay!
Earn up to 8% Cash Rebate at selected merchants and categories
Chill Easy 3-month instalment handling fee rebate for the first 3 months from the date of card issuance
New Customers can enjoy HK$300 Cash Rebate
Snap up the「Chill Date」Movie, Concert and Entertainment Events tickets every month!
Other things to note
Earn up to 10% Cash Rebate at selected merchants and categories
Chill Easy 3-month instalment handling fee rebate for the first 3 months from the date of card issuance
Snap up the「Chill Date」Movie, Concert and Entertainment Events tickets every month!
Other things to note
From July 01, 2025 to December 31, 2025, new customers who successfully apply for the enJoy Card can receive a welcome reward of 120,000 yuu Points (equivalent to a HKD600 reward); existing customers can enjoy a welcome reward of 80,000 yuu Points (equivalent to a HKD400 reward).
Spend with the card at any designated merchants to earn up to 4X Reward Points (2% rebate).
Reward Points can be spent as cash (200 Reward Points=HK$1), as well as redeeming e-coupons
and gifts in yuu App
Designated Merchants | Rebate Upon Spending |
Pizza Hut, PHD, KFC, Maxim's Chinese Cuisine restaurants, designated m.a.x. concepts restaurants and outlets, Arome Bakery, Café Landmark, MUSES, Wildfire Pizzabar, DONDONYA, Uo-Show and more | 2% Rebate (4X Rewards: HK$1=4 yuu Reward Points) |
7-Eleven, Mannings, IKEA, Wellcome, Market Place and Designated Upscale Stores | 1.5% Rebate (3X Rewards: HK$1=3 yuu Reward Points) |
Shell, GNC and Designated Maxim's restaurants | 1% Rebate (2X Rewards: HK$1=2 yuu Reward Points) |
Other merchants (including local and overseas spending) | 0.5% Rebate (HK$1=1 yuu Reward Point) |
Enjoy designated merchants exclusive year-round discount offer
Travel Offer
New offer launched in August!The Country Club at Hong Lok Yuen Admission Privilege
Basic Cardmembers of The Platinum Card can enjoy complimentary access to The Country Club at Hong Lok Yuen for 2 times per calendar month upon successful registration through designated link. Promotion details please refer to The Country Club at Hong Lok Yuen Admission Privilege | American Express HK.
Dining Offer
Basic and Supplementary Cardmember can enjoy
NEW! Enjoy 30% savings on the original price of the designated dinner menu at participating restaurants of Wooloomooloo Group
Earn Rewards points when you spend with the Card
Lifestyle Offer
Shopping Protection
Terms and Conditions apply.
Reminder
Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee
10% discount on Asia Miles Awards redemption
Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings
First-year annual fee waiver
Other things to note
With Mox Credit Credit, earn best-in-town unlimited CashBack everywhere
Transfer flexibly with Mox Credit with no fees
Mox Credit - Numberless All-in-One Bank Card
Mox Exclusive Offer
Other things to note
“Best-in-town” refers to the comparison against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 2% on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn Unlimited CashBack calculated at 1% on the amount of the eligible Mox Credit Card transaction.
Spending Rewards - The best in town* up to 5% +FUN Dollars rebate for Online retail spending / up to 6% +FUN Dollars for oversea foreign currencies spending / selected spending categories up to 1% +FUN Dollars Rebate (Select 2 out of 3)
*As of May 14, 2025, the monthly cash rebate cap of the MMPOWER World Mastercard® is higher than that of similar products in the market for the same spending categories.
Year round offers: 5% CashBack at designated merchants like Klook and more
Extra CashBack | Basic CashBack | Total CashBack# | |||
Monthly Eligible Spending* | CashBack for Eligible Transactions made at Designated Merchants | Spending Cap per Monthly Statement Cycle | CashBack for Eligible Transactions | Spending Cap per Monthly Statement Cycle | |
HKD 4,000 to HKD 14,999 | 4.44% | HKD5,000^ | 0.56% | No Cap | 5% |
HKD 15,000 | 3.80% | 1.2% | 5% |
New customers can only use one invitation code to open an account and enjoy the welcome offer
Mox Credit transfer limit is customized every month to facilitate daily transfers
Mox Credit's personalized transfer amount is customized every month. Transfer money through Mox Credit using "FPS", which is convenient, fast and convenient.
For daily bank transfers to relatives and friends, rent payments, tuition and miscellaneous fees, shopping and other services, you only need to use the "FPS" transfer function or bank transfer function through Mox Credit in the Mox app, and you can enjoy it with just one click. Interest-free repayment period of 56 days. You can also set up a "repeat payment" instruction to never miss any payment days again.
If the total monthly transfer amount exceeds your personalized transfer limit, you only need to pay a handling fee of up to 2% for the transfer amount exceeding this limit. If you want to check your personalized transfer amount and handling fee, just log in to the Mox app and you can see it at a glance
Mox Credit - Full-featured No-Number Bank Card
One Mox Credit has both consumption and withdrawal functions
No card number design, the physical card will not be printed with the card number, expiration date or CVV verification code, reducing the risk of data theft
You can lock, unlock, set daily limits and change ATM passwords for Mox Credit through the Mox app. Even if you lose your physical card, you can reduce the risk of it being stolen.
No annual fee
The charges for Mox Credit spending installments will be updated from time to time. For details, please refer to the Summary of Spending Installment Product Information. The actual annual interest rate of the spending installment is calculated based on the guidelines set out in the Bank's Code of Practice. The actual annual interest rate is a reference interest rate that displays all applicable basic interest rates, fees and charges for Mox Credit purchase installments as an annualized rate.
You must first open a Mox account to apply for Mox Credit
Applicants for Mox account must be 18 years old or above, hold a valid Hong Kong resident identity card, and have a valid Hong Kong residential address and mailing address
Subject to Mox disclaimer.
Flexi Shopping Eminent Card Exclusive Offer
Earn Membership Rewards points when you spend with the Card. Enjoy as low as HK$3.6 = 1 mile on selected online everyday spend merchants.
Local Currency Spend | Basic Points Reward:HK$1 = 3 points (HK$6/mile or 1% cash rebate) Welcome Offer Points Reward:HK$1 = 6 points (HK$3/mile or 2% cash rebate) |
Foreign Currency Spend |
HK$1 = up to 10.75 Membership Rewards points (HK$1.68 = 1 mile) |
Airlines and Selected Online Travel and Everyday Spend Merchants
|
Click Here and Register: You can earn up to 10.75 points when making purchases through airlines or designated travel websites (such as trip.com, klook, etc.) (HK$1.68 = 1 mile) |
No expiry dates for Membership Rewards points. You can transfer your points to redeem diversified rewards.
Travel Privileges - take care of your travel needs
Register for Travel Spending Offer
Shopping Protection
Spend with the Card to enjoy the following protection:
Entertainment and Shopping Privileges
Things to know
Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application, are NOT eligible for the Welcome Offer and First Year Annual Fee Waiver. American Express reserves the right to debit the original price of the Welcome Offer and First Year Annual Fee from such Cardmember’s account without prior notice.
Cathay Travel Privileges
Annual fee waiver when you become a Priority Banking client and fulfill relevant requirements
Other things to note
"New Standard Chartered clients" refer to those who must fulfill the requirements of both "New cardholders" and "New banking clients" simultaneously as listed below:
To borrow or not to borrow? Borrow only if you can repay
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU
Terms and Conditions of Dah Sing ONE+ Credit Card
Spending Rewards - Foreign Currencies Spending - best in town* - 7% +FUN Dollars Rebate / Local Dining and Transportation up to 5% +FUN Dollars Rebate
Expedia Promotions
MoneyHero strives to maintain accurate information. If there are any discrepancies between the information provided and that found on the websites of financial institutions, service providers, or specific products, the information from the financial institutions shall prevail. Please refer to the relevant financial institution’s website for the most up-to-date product information.
First year annual fee waiver
Launch of WeWa Club Enjoy endless offers and jetso
Enjoy limited-time offers and activities in OmyCard app
Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
3-month Interest-free Credit Card Transaction Instalment Plan
Annual fee waiver for the first 2 years; 5 years for student cardholders
Other things to note
Cardholders must accumulate eligible retail transactions of HK$1,500 or above using their WeWa Credit Card in each calendar month during the Promotion Period to receive a cash rebate of 3.6% on Eligible Retail Transaction of the selected Fun category of that WeWa Credit Card made in that calendar month, the maximum Cash Rebate can be received per WeWa Credit Card in each calendar month during the Promotion Period is HK$200
Terms and Conditions apply: https://www.thesim.com/en/legal
“Eligible Retail Transactions” shall not include cash advance transactions, payments of any Fees and Charges of a Card (e.g. annual fees, interest or finance charges, late charges, over-the-limit handling charges, cash advance handling fees and other charges), payment to the Inland Revenue Department and/or any other relevant authorities, tolls, road and bridge fees, online bill payment or utilities bill or all payments to and/or transactions with any insurance company (including but not limited to insurance premium payment), all donation and/or payment to any charitable or social service organizations, purchase of any cash coupon or cash voucher, payments for any unit trusts or mutual funds, casino transactions (including but not limited to gambling transactions), any money or electronic money transfer (including but not limited to transfers via person to person (P2P) payment services or mobile device, application, electronic funds transfer platform), reload/ transfer/ payment transactions made via or in relation to electronic wallets (including but not limited to Alipay, WeChat Pay, PayMe), reload of stored value accounts, Octopus top-up transactions by any means (including but not limited to Automatic Add Value Service (AAVS), online or through mobile), cash withdrawal, loan on Card, instalment amount, unposted transactions, cancelled transactions, returned transactions, counterfeit transactions or any other unauthorized transactions. The Card Issuer’s records with respect to the Eligible Cardholder on the amount of Eligible Retail Transactions accumulated from time to time are conclusive and binding on the Eligible Cardholder. All Eligible Retail Transactions shall be determined based on the merchant codes assigned by the related card associations worldwide and the Card Issuer, which may be varied from time to time without prior notice. If there is any dispute regarding any Eligible Retail Transactions, the decision of the Card Issuer shall be final and conclusive.
McDonald’s: Enjoy a maximum of an extra $40 RewardCash each month via HSBC Reward+ Stamp Cards
MCL Cinemas: Enjoy a maximum of an extra $90 RewardCash each month via HSBC Reward+ Stamp Cards
Now, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
Other things to note
Spending Category | RMB or Mobile Wallet Spending | Single spending of CNY3,000 |
Cash Rebate Ratio | 4% | Extra 6% |
Max. Cash Rebate per day | HK$120 | HK$200 |
Max. Cash Rebate per Month | HK$200 | HK$300 |
From 16 December 2024 to 31 December 2025, get a Free Global Airport Lounge Privilege upon pre-registration on U Rewards at UnionPay App and make eligible spending at offline retail merchants with UnionPay App. Quota applies and on a first-come-first-served basis while quota lasts. The offer is subject to relevant terms and conditions.
From 26 September 2024 to 31 August 2025, enjoy buy one get one free at over 80 restaurants of luxury hotels in more than 30 cities across Mainland China. Cardmembers are required to make a reservation of the restaurant and timeslot at UnionPay App at least 24 hours in advance. The offer is subject to relevant terms and conditions.
Other things to note
Cathay Travel Privileges
Annual fee waiver when you become a Priority Private client and fulfill relevant requirements
Other things to note
Up to 8% cash rebate for online retail spending (after accumulating eligible non-online retail spending of HK$1,000 in the month, a single net transaction of HK$500 or more during the month will earn 8% cash rebate for eligible online retail spending)
Up to 8% cash rebate for overseas retail spending (after accumulating eligible non-online retail of HK$1,000 in the month, eligible cardholders can earn 8% cash rebate for eligible overseas retail spending)
“Eligible Retail Transactions” shall not include cash advance transactions, payments of any Fees and Charges of a Card (e.g. annual fees, interest or finance charges, late charges, over-the-limit handling charges, cash advance handling fees and other charges), payment to the Inland Revenue Department and/or any other relevant authorities, tolls, road and bridge fees, online bill payment or utilities bill or all payments to and/or transactions with any insurance company (including but not limited to insurance premium payment), all donation and/or payment to any charitable or social service organizations, purchase of any cash coupon or cash voucher, payments for any unit trusts or mutual funds, casino transactions (including but not limited to gambling transactions), any money or electronic money transfer (including but not limited to transfers via person to person (P2P) payment services or mobile device, application, electronic funds transfer platform), reload/ transfer/ payment transactions made via or in relation to electronic wallets (including but not limited to Alipay, WeChat Pay, PayMe), reload of stored value accounts, Octopus top-up transactions by any means (including but not limited to Automatic Add Value Service (AAVS), online or through mobile), cash withdrawal, loan on Card, instalment amount, unposted transactions, cancelled transactions, returned transactions, counterfeit transactions or any other unauthorized transactions. The Card Issuer’s records with respect to the Eligible Cardholder on the amount of Eligible Retail Transactions accumulated from time to time are conclusive and binding on the Eligible Cardholder. All Eligible Retail Transactions shall be determined based on the merchant codes assigned by the related card associations worldwide and the Card Issuer, which may be varied from time to time without prior notice. If there is any dispute regarding any Eligible Retail Transactions, the decision of the Card Issuer shall be final and conclusive.
Spending Amount
RewardCash | |
RMB500 TO RMB999 | $50 |
RMB1,000 or above | $100 |
Enjoy up to 2.4% RewardCash on Red Hot Rewards of Your Choice when you select Overseas and Mainland China Spending as your chosen spending categories.
Foreign currency transaction fee waiver on every RMB and MOP transaction
Up to 40% off at designated merchants. Please download UnionPay app for more details.
Other things to note
Better Control with the Business
Business Insurance
Earn rewards when you spend with the Card
Dining Offer
Basic and Supplementary Cardmember can enjoy
Lifestyle Offer
Terms and conditions of Dah Sing ANA World Mastercard
To borrow or not to borrow ? Borrow only if you can repay!
The service(s) / product(s) mentioned here is/ are not targeted at customers in the EU
Terms and Conditions of Dah Sing British Airways Platinum Card
To borrow or not to borrow? Borrow only if you can repay! The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
* Only applicable to single hourly parking fee transaction of HKD500 or below.
Terms and Conditions of Dah Sing MyAuto Credit Card
To borrow or not to borrow? Borrow only if you can repay!
The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.
Dah Sing United MileagePlus World Mastercard | Conversion |
Local spending | HK$8 = 1 mile |
Spending at designated merchants | HK$6 = 1 mile |
United Airlines and overseas spending | HK$5 = 1 mile |
"COM-to-Play" Mini Game Win up to $5,000 COMPASS DollarPromotion Period: from now till 30 Jun 2025
"COM-to-Spend Everywhere Spending Rewards
Flexi Shopping COMPASS VISA Exclusive Offer
Tactical Offers
Health & Wellness Privileges Up to 35% off / Enjoy Trial
Flexi Shopping Eminent Card Exclusive Offer
Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
New function of DBS Card +: Spending Limit & Spending On-off. You can easily manage your spending with the app.
Other things to note
Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
New function of DBS Card +: Spending Limit & Spending On-off. You can easily manage your spending with the app.
Other things to note
Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.
You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).
Designated merchants include: Netflix, Disney+, Citybus, First Bus, Caltex, TenRen’s Tea, eCup, MOOV and etc. (complete full merchant list)
Insurance and concierge benefits
Visa concierge services
Other things to note
To borrow or not to borrow? Borrow only if you can repay!
Get up to 2.4% RewardCash rebate on tuition fees
Get up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (ie HK$4.17 for 1 mile)
Enjoy an instant discount of HK$30 when you spend HK$300 or more in a single transaction at any eslite bookstore with your card via mobile or Visa contactless payment
Entertainment benefitsNow, you can pay credit card bills of other banks with your HSBC credit card – simplify your credit card repayment by consolidating all payments to your HSBC credit card. You can settle your outstanding balances conveniently in just a few taps, with a 1% bill payment handling fee (minimum HKD120).
Perpetual annual fee waiverThe Welcome Offer is not applicable to applicants who have cancelled any HSBC personal primary credit card in the past 12 months from the date of approval of the eligible credit card
To borrow or not to borrow? Borrow only if you can repay!
Launch of WeWa Club Enjoy endless offers and jetso
Enjoy limited-time offers and activities in OmyCard app
Pay with WeWa UnionPay Credit Card and enjoy direct cash rebate.
3-month Interest-free Credit Card Transaction Instalment Plan
Annual fee waiver for the first 2 years; 5 years for student cardholders
Other things to note
Cardholders must accumulate eligible retail transactions of HK$1,500 or above using their WeWa Credit Card in each calendar month during the Promotion Period to receive a cash rebate of 3.6% on Eligible Retail Transaction of the selected Fun category of that WeWa Credit Card made in that calendar month, the maximum Cash Rebate can be received per WeWa Credit Card in each calendar month during the Promotion Period is HK$200
Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
Annual fee waiver for the first 2 years
Other things to note
Pay with EarnMORE UnionPay Credit Card and enjoy 2% direct cash rebate
Other things to note
【 Welcome Offer 】
1. Accumulated Spending Reward
2. Mobile Payment Reward
3. Online Welcome Reward
【Purple Everyday Rewards】
Promotion Period: 10 March – 31 August 2025
“Eat”: Local Dining
“Live”: AEON Stores shopping
“Ride”: Local Transportation (Including UberTaxi, MTR, Bus, tunnel tolls etc)
Registration is required, click here for details.
【Japan Spending Rewards】
Promotion Period: 3 March - 30 April 2025
【 Getting more from Purple 】
Terms and conditions apply, subject to AEON’s website. For the latest details, please refer to AEON’s website.
【 Welcome Offer 】
1. Accumulated Spending Reward
2. Mobile Payment Reward
3. Online Welcome Reward
【Purple Everyday Rewards】
Promotion Period: 10 March – 31 August 2025
“Eat”: Local Dining
“Live”: AEON Stores shopping
“Ride”: Local Transportation (Including UberTaxi, MTR, Bus, tunnel tolls etc)
Registration is required, click here for details.
【Japan Spending Rewards】
Promotion Period: 3 March - 30 April 2025
【 Getting more from Purple 】
Terms and conditions apply, subject to AEON’s website. For the latest details, please refer to AEON’s website.
【 Welcome Offer 】
1. Accumulated Spending Reward
2. Mobile Payment Reward
3. Online Welcome Reward
【Purple Everyday Rewards】
Promotion Period: 10 March – 31 August 2025
“Eat”: Local Dining
“Live”: AEON Stores shopping
“Ride”: Local Transportation (Including UberTaxi, MTR, Bus, tunnel tolls etc)
Registration is required, click here for details.
【Japan Spending Rewards】
Promotion Period: 3 March - 30 April 2025
【Mainland China, Macau and Taiwan Apple Pay Spending Rewards】
Promotion Period: 21 January - 30 June 2025
【 Getting more from Purple 】
Terms and conditions apply, subject to AEON’s website. For the latest details, please refer to AEON’s website.
【 Welcome Offer 】
1. Accumulated Spending Reward
2. Online Welcome Reward
【Purple Everyday Rewards】
Promotion Period: 10 March – 31 August 2025
“Eat”: Local Dining
“Live”: AEON Stores shopping
“Ride”: Local Transportation (Including UberTaxi, MTR, Bus, tunnel tolls etc)
Registration is required, click here for details.
【Japan Spending Rewards】
Promotion Period: 3 March - 30 April 2025
【 Getting more from Purple 】
Terms and conditions apply, subject to AEON’s website. For the latest details, please refer to AEON’s website.
New customer is entitled to 2% rebate, up to HK$500 upon credit spending or AEON Merchant Interest-free Instalment Plan of first HK$25,000 with the card within the first 60 days after the card approval and issuance.
Day Day Spend & Rewards @ Local/Overseas/Online Spending
Spend with your AEON Card every day in local, online and travelling to earn up to HK$1,250 cash rebate.
Terms and conditions apply, subject to AEON’s website. For the latest details, please refer to AEON’s website.
Day Day Spend & Rewards @ Local/Overseas/Online Spending
Spend with your AEON Card every day in local, online and travelling to earn up to HK$1,250 cash rebate.
Terms and conditions apply, subject to AEON’s website. For the latest details, please refer to AEON’s website.
Day Day Spend & Rewards @ Local/Overseas/Online Spending
Spend with your AEON Card every day in local, online and travelling to earn up to HK$1,250 cash rebate.
Terms and conditions apply, subject to AEON’s website. For the latest details, please refer to AEON’s website.